FOCUS BUSINESS

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class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel-KLM.svg" class="subnav-siegel"/>Klima Engagement </a> </div> <div class="swiper-slide"> <a href="/personaldienstleister" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Personaldienstleister </a> </div> <div class="swiper-slide"> <a href="/weiterbildungsanbieter" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Weiterbildungsanbieter </a> </div> <div class="swiper-slide"> <a href="/wachstumschampions" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel-WCH.svg" class="subnav-siegel"/>Wachstumschampions </a> </div> <div class="swiper-slide"> <a href="/innovationschampions" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel-INO.svg" class="subnav-siegel"/>Innovationschampions </a> </div> <div class="swiper-slide"> <a href="/rechtsanwaelte" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Rechtsanwalt </a> </div> <div class="swiper-slide"> <a href="/wirtschaftskanzleien" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Wirtschaftskanzlei </a> </div> <div class="swiper-slide"> <a href="/steuerberater" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Steuerberater & Kanzleien </a> </div> <div class="swiper-slide"> <a href="/immobilienmakler" class="nav-link"> <img alt="Focus Siegel" width="142.97" height="139.55" src="/img/siegel/focus-siegel.svg" class="subnav-siegel"/>Immobilienmakler </a> </div> </div> <div class="swiper-button-next swiper-button-disabled"></div> </div> </div> </nav> </div> <div> <div id="survey-popup-background"> <div id="survey-popup"> <div class="container survey-popup-wrapper"> <div class="survey-popup__close float-right" id="survey-popup-close">×</div> <div class="survey-popup__form"> <div class="field-group"> <div class="field-group__image"> <img src="/img/business/pop_up.jpg" alt="Newsletter-Bild" height="200" width="200" loading="lazy"/> <span class="copyright text-right">©FOCUS-Business</span> </div> <div class="field-group__text"> <h4><b>Arbeitgeber bewerten & gewinnen</b></h4> <p>Helfen Sie uns, die Top-Arbeitgeber in Deutschland zu identifizieren und teilen Sie Ihre Erfahrungen mit uns. Wie zufrieden sind Sie mit Ihrem jetzigen oder früheren Arbeitgeber und können Sie ihn anderen empfehlen?</p> <a class="btn focus-business-gradient" target="_blank" href="https://fleresearch.fra1.qualtrics.com/jfe/form/SV_6Kz76ymbWKpqmZU?WS=10">Jetzt abstimmen & gewinnen</a> </div> </div> </div> </div> </div> </div> <div class=""> <div class="hero-wrapper"> <div class="w100 block-content"> <div class="paragraph paragraph-header_slider"> <section class="swiper header-slider-swiper-container business"> <div class="swiper-wrapper"> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-09/bankkonten-erben-und-vererben.jpg.webp?itok=5YZhu_sx, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-09/bankkonten-erben-und-vererben.jpg.webp?itok=_XQ_csrT 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-09/bankkonten-erben-und-vererben.jpg?h=cd78585a&itok=e8KunfkP" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-09/bankkonten-erben-und-vererben.jpg?h=cd78585a&itok=e8KunfkP" alt="Bankkonten erben und vererben" title="Bankkonten erben und vererben" drupal_internal__target_id="9641" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Extreme Photographer | iStock</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Bankkonten erben und vererben</div> <h3>Nach dem Tod eines Menschen müssen sich die Erben sich mit vielen Finanz- und Verwaltungsfragen auseinandersetzen. Das gilt auch für die Bankkonten des Verstorbenen. Wie Vorsorge Komplikationen verhindert.</h3> <a href="https://focusbusiness.de/magazin/bankkonten-erben-und-vererben-das-ist-zu-beachten" class="hero-link caption text-uppercase">Zum Artikel <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-11/Slider_TOP-Arbeitgeber_Yuri_Arcurs-iStock-536403831.jpg.webp?itok=jG3L2Wkm, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-11/Slider_TOP-Arbeitgeber_Yuri_Arcurs-iStock-536403831.jpg.webp?itok=Ophzt24t 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/Slider_TOP-Arbeitgeber_Yuri_Arcurs-iStock-536403831.jpg?h=39ddfeda&itok=0WJk30Z9" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/Slider_TOP-Arbeitgeber_Yuri_Arcurs-iStock-536403831.jpg?h=39ddfeda&itok=0WJk30Z9" alt="Die besten Arbeitgeber im Mittelstand" title="Die besten Arbeitgeber im Mittelstand" drupal_internal__target_id="10097" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Yuri Arcurs | istock</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Die besten Arbeitgeber im Mittelstand 2025</div> <p>Das sind die Top-Arbeitgeber im Mittelstand 2025! FOCUS Business und FactField präsentieren über 4000 Unternehmen aus 38 Branchen, die Sicherheit und Entwicklung bieten.</p> <a href="https://focusbusiness.de/magazin/die-besten-arbeitgeber-im-mittelstand-2025" class="hero-link caption text-uppercase">Zur aktuellen Liste <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-11/Weiterbildung_GroundPicture-Shutterstock_Slider_KI-1465282583_0.jpg.webp?itok=HLdzTtvZ, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-11/Weiterbildung_GroundPicture-Shutterstock_Slider_KI-1465282583_0.jpg.webp?itok=VdApkROu 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/Weiterbildung_GroundPicture-Shutterstock_Slider_KI-1465282583_0.jpg?h=39ddfeda&itok=kMS9SLv9" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/Weiterbildung_GroundPicture-Shutterstock_Slider_KI-1465282583_0.jpg?h=39ddfeda&itok=kMS9SLv9" alt="Weiterbildung: Durchstarten dank Umschulung" title="Weiterbildung: Durchstarten dank Umschulung" drupal_internal__target_id="10079" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Ground Picture / Shutterstock</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Weiterbildung: Durchstarten dank Umschulung</div> <p>Wer bei einer Umschulung die Schulbank drückt, verbessert seine Job-Chancen. Aber welche Umschulung lohnt sich? FOCUS Business hat die besten Weiterbildungsanbieter ermittelt.</p> <a href="https://focusbusiness.de/magazin/weiterbildung-durchstarten-dank-umschulung" class="hero-link caption text-uppercase">Zum Artikel <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-10/schlossneubeuern.jpg.webp?itok=gvwAdxMI, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-10/schlossneubeuern.jpg.webp?itok=NR4Y8hmR 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-10/schlossneubeuern.jpg?h=9291dbca&itok=52quD7Ei" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-10/schlossneubeuern.jpg?h=9291dbca&itok=52quD7Ei" alt="Wirtschaftsforum Schloss Neubeuern" title="Wirtschaftsforum Schloss Neubeuern" drupal_internal__target_id="9832" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Nicolai Blaskovic </span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Wirtschaftsforum Schloss Neubeuern: Talente treffen Entscheider</div> <a href="https://focusbusiness.de/magazin/wirtschaftsforum-neubeuern-talente-treffen-entscheider" class="hero-link caption text-uppercase">Zum Artikel <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-11/3_Innochampions_2025_laflor-iStock_Slider_643285752.jpg.webp?itok=IKGMMa1U, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-11/3_Innochampions_2025_laflor-iStock_Slider_643285752.jpg.webp?itok=-CfARY9w 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/3_Innochampions_2025_laflor-iStock_Slider_643285752.jpg?h=39ddfeda&itok=t1L9b90E" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/3_Innochampions_2025_laflor-iStock_Slider_643285752.jpg?h=39ddfeda&itok=t1L9b90E" alt="Die Innovationschampions 2025" title="Die Innovationschampions 2025" drupal_internal__target_id="10075" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Laflor / iStockphoto</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Die Innovationschampions 2025</div> <p>FOCUS Business hat gemeinsam mit dem Recherche-Institut FactField die innovativsten Unternehmen Deutschlands ermittelt. Die Studie umfasst 29 Branchen und bewertet die Unternehmen in fünf Kategorien.</p> <a href="https://focusbusiness.de/innovationschampions/suche" class="hero-link caption text-uppercase">Zur Studie <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-11/_Wirtschaftskanzlei_ImageFlow-Shutterstock_Slider_1322395445.jpg.webp?itok=dcODUlQU, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-11/_Wirtschaftskanzlei_ImageFlow-Shutterstock_Slider_1322395445.jpg.webp?itok=HqDTkcf- 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/_Wirtschaftskanzlei_ImageFlow-Shutterstock_Slider_1322395445.jpg?h=39ddfeda&itok=jbKyhc_g" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/_Wirtschaftskanzlei_ImageFlow-Shutterstock_Slider_1322395445.jpg?h=39ddfeda&itok=jbKyhc_g" alt="Gut beraten: Die Top-Wirtschaftskanzleien" title="Gut beraten: Die Top-Wirtschaftskanzleien" drupal_internal__target_id="10078" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© ImageFlow / Shutterstock</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Gut beraten: Die Top-Wirtschaftskanzleien</div> <p>Sei es bei Übernahmen, Steuerfragen oder Rechtsstreitigkeiten – eine professionelle Wirtschaftskanzlei leistet Ihnen wertvolle Dienste. FOCUS BUSINESS hat die Top-Adressen ermittelt.</p> <a href="https://focusbusiness.de/magazin/gut-beraten-die-top-wirtschaftskanzleien" class="hero-link caption text-uppercase">Zu den Ergebnissen <i class="fas fa-arrow-right ml-5px text-vertical-tertiary"></i></a> </div> <div class="swiper-pagination-section pt-20px pb-40px"> <div class="swiper-pagination d-flex w-50"></div> <div class="swiper-buttons d-flex float-right"> <div class="swiper-button-prev-fledi mr-2" role="button"><i class="far fa-arrow-alt-circle-left fa-2x text-black-50"></i></div> <div class="swiper-button-next-fledi" role="button"><i class="far fa-arrow-alt-circle-right fa-2x text-black-50"></i></div> </div> </div> </div> </div> <div class="swiper-slide header-wrapper"> <div class="image-wrapper"> <figure class="article-media has-image-credits"> <picture class="image_link image_link__image"> <source srcset="https://s.focus-empfehlung.de/public/styles/hero_webp/public/2024-11/2_Recht_Pakin-Jarerndee-iStock_Slider_2043093802.jpg.webp?itok=UC_6cE34, https://s.focus-empfehlung.de/public/styles/hero_2x_webp/public/2024-11/2_Recht_Pakin-Jarerndee-iStock_Slider_2043093802.jpg.webp?itok=EKHlS0dK 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/2_Recht_Pakin-Jarerndee-iStock_Slider_2043093802.jpg?h=39ddfeda&itok=zKo-oVcb" data-src="https://s.focus-empfehlung.de/public/styles/hero/public/2024-11/2_Recht_Pakin-Jarerndee-iStock_Slider_2043093802.jpg?h=39ddfeda&itok=zKo-oVcb" alt="Kein Grund zur Klage: Deutschlands Top-Anwälte" title="Kein Grund zur Klage: Deutschlands Top-Anwälte" drupal_internal__target_id="10080" width="2000" height="500" class=" swiper-lazy" > <p class="image-credits text-right mb-0"> <span class="copyright">© Pakin Jarerndee / iStockphoto</span> </p> </picture> </figure> </div> <div class="container content-wrapper"> <div class="hero-text"> <div class="header-text">Kein Grund zur Klage: Deutschlands Top-Anwälte</div> <p>In Deutschland sind über 165.000 Rechtsanwältinnen und Rechtsanwälte zugelassen. 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https://api.focus-empfehlung.de/s3/files/styles/teaser_2x_webp/public/2024-11/kmu_onlyyouqi_istockphoto.jpg.webp?itok=a4toP5rQ 2x" type="image/webp"> <img src="https://api.focus-empfehlung.de/s3/files/styles/teaser/public/2024-11/kmu_onlyyouqi_istockphoto.jpg?h=2aa300aa&itok=qxVDPkx2" data-src="https://api.focus-empfehlung.de/s3/files/styles/teaser/public/2024-11/kmu_onlyyouqi_istockphoto.jpg?h=2aa300aa&itok=qxVDPkx2" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© onlyyouqi/istockphoto</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Wirtschaft</p> <h3 class="mt-3"> 2025: Das ändert sich für den Mittelstand </h3> <p class="teaser-text"> Von E-Rechnung bis zur Berichterstattung über nachhaltiges Wirtschaften: Für Kleinunternehmen und Mittelständler bringt 2025 eine Reihe wesentlicher Änderungen, auf die sich Firmen vorbereiten sollten. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/2025-das-aendert-sich-fur-den-mittelstand" title="2025: Das ändert sich für den Mittelstand" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-10/unternehmensnachfolgetrigema.jpg.webp?itok=K0vcuRw7, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-10/unternehmensnachfolgetrigema.jpg.webp?itok=gIqHc52i 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/unternehmensnachfolgetrigema.jpg?h=b16dfd60&itok=JvXwrZG-" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/unternehmensnachfolgetrigema.jpg?h=b16dfd60&itok=JvXwrZG-" alt="Unternehmensnachfolge bei Trigema" title="Unternehmensnachfolge bei Trigema" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Michael Sautter | Trigema</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Wirtschaft</p> <h3 class="mt-3"> Unternehmensnachfolge: Next Generation </h3> <p class="teaser-text"> Weil die Unternehmensnachfolge nicht geklärt ist, stehen tausende Firmen auf der Kippe. Wie es funktionieren kann, zeigen diese Beispiele. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/unternehmensnachfolge-next-generation" title="Unternehmensnachfolge: Next Generation" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-10/wachstumschampions2025.jpg.webp?itok=6DxbkhhU, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-10/wachstumschampions2025.jpg.webp?itok=iAlZAXdJ 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/wachstumschampions2025.jpg?h=b16dfd60&itok=oT9KeeHT" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/wachstumschampions2025.jpg?h=b16dfd60&itok=oT9KeeHT" alt="Wachstumschampions 2025" title="Wachstumschampions 2025" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Shutterstock</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Wirtschaft</p> <h3 class="mt-3"> Wachstumschampions 2025: So sehen Sieger aus! </h3> <p class="teaser-text"> Krise? Ohne uns! Auch in diesem Jahr hat FOCUS Business die Wachstumschampions des Jahres ermittelt. Wir stellen vier Unternehmen vor, die mit Innovationen und Teamgeist ihre Chance genutzt haben. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/wachstumschampions-2025-so-sehen-sieger-aus" title="Wachstumschampions 2025: So sehen Sieger aus!" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="w-100"></div> <div class="col"> <a href="/magazin" class="btn text-white mt-0 focus-business-gradient" style="float: none;"> Weitere Artikel finden Sie hier <i class="fas fa-book-reader ml-3"></i> </a> </div> </div> </div> <div class="col"> <a href="/rubrik/wirtschaft" class="btn channel-btn float-right text-white">Weitere Artikel</a> </div> </div> </div> </div> <div class="mb-40px"> <hr class="focus-business-gradient mt-30px mb-30px"> <div class="row"> <div class="col-12 col-md-5 col-lg-3 mb-20px"> <h3 class="mb-20px f-lato">Finanzen</h3> <h6 class="mb-20px f-lato">FOCUS-Top Listen</h6> <ul class="topList-wrapper"> <li class="list"> <a href="/steuerberater"> <div class="topList mb-10px"> <div class="topList--image mr-6px"> <img alt="Focus Siegel" width="30" height="30" src="/img/siegel/focus-siegel.svg"> </div> <div class="topList--name f-lato"> <span>Top Steuerberater</span><i class="fas fa-arrow-right fa-xs ml-5px"></i> </div> </div> </a> </li> </ul> </div> <div class="col-12 col-md-7 col-lg-9 channel-articles"> <div class="container mb-0 px-0"> <hr class="focus-business-gradient ml-0"/> <div class="row"> <input type="hidden" id="teaser-classes" value="article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-11/abfindung_imago_images_steinach.jpg.webp?itok=KXUisqn_, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-11/abfindung_imago_images_steinach.jpg.webp?itok=0NzByuHe 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-11/abfindung_imago_images_steinach.jpg?h=2aa300aa&itok=KJhxc5sB" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-11/abfindung_imago_images_steinach.jpg?h=2aa300aa&itok=KJhxc5sB" title="Was bedeutet die Fünftelregelung bei Abfindungen?" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Imago Images / Steinach</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Steuern</p> <h3 class="mt-3"> Abfindung: Fünftelregelung ab 2025 nur über Steuererklärung </h3> <p class="teaser-text"> Mit dem neuen Wachstumschancengesetz, das Anfang des Jahres verabschiedet wurde, stehen Arbeitnehmenden, die Abfindungen erhalten, ab 2025 bei der Fünftelregelung signifikante Änderungen bevor. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/abfindung-fuenftelregelung-ab-2025-nur-ueber-steuererklaerung" title="Abfindung: Fünftelregelung ab 2025 nur über Steuererklärung" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-09/erbschaftssueter.jpg.webp?itok=WBdXapLP, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-09/erbschaftssueter.jpg.webp?itok=2iM_e8Mk 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-09/erbschaftssueter.jpg?h=b16dfd60&itok=JB_TH9T1" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-09/erbschaftssueter.jpg?h=b16dfd60&itok=JB_TH9T1" alt="Erbschaftssteuer" title="Erbschaftssteuer" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© PantherMedia | Andriy Popov</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Steuern</p> <h3 class="mt-3"> Erbschaftssteuer bei Betriebsvermögen im Ländervergleich </h3> <p class="teaser-text"> Die Erbschaftssteuer, insbesondere auf Betriebsvermögen, wird im internationalen Vergleich als hoch angesehen. Das führt zu einer intensiven Debatte über diese Steuerart - und über die Vermögensverteilung. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/erbschaftssteuer-bei-betriebsvermoegen-im-laendervergleich" title="Erbschaftssteuer bei Betriebsvermögen im Ländervergleich" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-08/bankkontoerbencextreme-photographeristockphoto.jpg.webp?itok=mIWwpcR_, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-08/bankkontoerbencextreme-photographeristockphoto.jpg.webp?itok=YAR-v7Vk 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/bankkontoerbencextreme-photographeristockphoto.jpg?h=2aa300aa&itok=b4r7pt5i" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/bankkontoerbencextreme-photographeristockphoto.jpg?h=2aa300aa&itok=b4r7pt5i" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Extreme Photographer / iStockPhoto</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Vermögensverwaltung</p> <h3 class="mt-3"> Bankkonten erben und vererben: Das ist zu beachten </h3> <p class="teaser-text"> Nach dem Tod eines Menschen müssen sich die Erben sich mit vielen Finanz- und Verwaltungsfragen auseinandersetzen. Das gilt auch für die Bankkonten des Verstorbenen. Wie Vorsorge Komplikationen verhindert. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/bankkonten-erben-und-vererben-das-ist-zu-beachten" title="Bankkonten erben und vererben: Das ist zu beachten" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="w-100"></div> <div class="col"> <a href="/magazin" class="btn text-white mt-0 focus-business-gradient" style="float: none;"> Weitere Artikel finden Sie hier <i class="fas fa-book-reader ml-3"></i> </a> </div> </div> </div> <div class="col"> <a href="/rubrik/finanzen" class="btn channel-btn float-right text-white">Weitere Artikel</a> </div> </div> </div> </div> <div class="mb-40px"> <hr class="focus-business-gradient mt-30px mb-30px"> <div class="row"> <div class="col-12 col-md-5 col-lg-3 mb-20px"> <h3 class="mb-20px f-lato">Recht</h3> <h6 class="mb-20px f-lato">FOCUS-Top Listen</h6> <ul class="topList-wrapper"> <li class="list"> <a href="/rechtsanwaelte"> <div class="topList mb-10px"> <div class="topList--image mr-6px"> <img alt="Focus Siegel" width="30" height="30" src="/img/siegel/focus-siegel.svg"> </div> <div class="topList--name f-lato"> <span>Top Rechtsanwälte</span><i class="fas fa-arrow-right fa-xs ml-5px"></i> </div> </div> </a> </li> <li class="list"> <a href="/wirtschaftskanzleien"> <div class="topList mb-10px"> <div class="topList--image mr-6px"> <img alt="Focus Siegel" width="30" height="30" src="/img/siegel/focus-siegel.svg"> </div> <div class="topList--name f-lato"> <span>Top Wirtschaftskanzleien</span><i class="fas fa-arrow-right fa-xs ml-5px"></i> </div> </div> </a> </li> </ul> </div> <div class="col-12 col-md-7 col-lg-9 channel-articles"> <div class="container mb-0 px-0"> <hr class="focus-business-gradient ml-0"/> <div class="row"> <input type="hidden" id="teaser-classes" value="article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-10/mpustockwerk-fotodesignshutterstock.jpg.webp?itok=2sMrxCn8, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-10/mpustockwerk-fotodesignshutterstock.jpg.webp?itok=NypcQ703 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/mpustockwerk-fotodesignshutterstock.jpg?h=2aa300aa&itok=UgCg9eri" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-10/mpustockwerk-fotodesignshutterstock.jpg?h=2aa300aa&itok=UgCg9eri" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Stockwerk-fotodesign/shutterstock</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Verkehr</p> <h3 class="mt-3"> MPU: Nur nicht zum Idioten machen </h3> <p class="teaser-text"> Um die MPU (medizinisch-psychologische Untersuchung) ranken sich immer wieder wilde Gerüchte. Wir erklären im Detail, wie man den Führerschein tatsächlich wiederbekommt. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/mpu-nur-nicht-zum-idioten-machen" title="MPU: Nur nicht zum Idioten machen" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-09/topanwalte.jpg.webp?itok=sKnDZAhH, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-09/topanwalte.jpg.webp?itok=Bo7ASZf3 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-09/topanwalte.jpg?h=b16dfd60&itok=1U5OuvZB" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-09/topanwalte.jpg?h=b16dfd60&itok=1U5OuvZB" alt="Deutschlands Top-Anwälte" title="Deutschlands Top-Anwälte" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Pakin Jarerndee | iStock</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Recht</p> <h3 class="mt-3"> Kein Grund zur Klage: Deutschlands Top-Anwälte </h3> <p class="teaser-text"> In Deutschland sind über 165.000 Rechtsanwältinnen und Rechtsanwälte zugelassen. Um Ihnen die Suche nach qualifiziertem Rat zu erleichtern, hat FOCUS BUSINESS die Top-Anwälte in zwölf Fachgebieten ermittelt. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/kein-grund-zur-klage-deutschlands-top-anwaelte" title="Kein Grund zur Klage: Deutschlands Top-Anwälte" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-08/arztfehelercneustockimagesistockphoto.jpg.webp?itok=s7onj1Qc, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-08/arztfehelercneustockimagesistockphoto.jpg.webp?itok=KlF4iMVD 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/arztfehelercneustockimagesistockphoto.jpg?h=2aa300aa&itok=G1K-b8tn" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/arztfehelercneustockimagesistockphoto.jpg?h=2aa300aa&itok=G1K-b8tn" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Neustock Images / iStockPhoto</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Recht</p> <h3 class="mt-3"> Arzthaftungsrecht: Wer Behandlungsfehler beweisen muss </h3> <p class="teaser-text"> Unzutreffende Diagnosen, überflüssige Operationen, vertauschte Medikamente: Fehler im Gesundheitswesen haben oft dramatische Folgen und der Weg zu Schadenersatz und Schmerzensgeld ist steinig. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/arzthaftungsrecht-wer-behandlungsfehler-beweisen-muss" title="Arzthaftungsrecht: Wer Behandlungsfehler beweisen muss" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="w-100"></div> <div class="col"> <a href="/magazin" class="btn text-white mt-0 focus-business-gradient" style="float: none;"> Weitere Artikel finden Sie hier <i class="fas fa-book-reader ml-3"></i> </a> </div> </div> </div> <div class="col"> <a href="/rubrik/recht" class="btn channel-btn float-right text-white">Weitere Artikel</a> </div> </div> </div> </div> <div class="mb-40px"> <hr class="focus-business-gradient mt-30px mb-30px"> <div class="row"> <div class="col-12 col-md-5 col-lg-3 mb-20px"> <h3 class="mb-20px f-lato">Immobilien</h3> <h6 class="mb-20px f-lato">FOCUS-Top Listen</h6> <ul class="topList-wrapper"> <li class="list"> <a href="/immobilienmakler"> <div class="topList mb-10px"> <div class="topList--image mr-6px"> <img alt="Focus Siegel" width="30" height="30" src="/img/siegel/focus-siegel.svg"> </div> <div class="topList--name f-lato"> <span>Top Immobilienmakler</span><i class="fas fa-arrow-right fa-xs ml-5px"></i> </div> </div> </a> </li> </ul> </div> <div class="col-12 col-md-7 col-lg-9 channel-articles"> <div class="container mb-0 px-0"> <hr class="focus-business-gradient ml-0"/> <div class="row"> <input type="hidden" id="teaser-classes" value="article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-08/provisionimmoandreypopovistockphotojpg.jpg.webp?itok=SRBYmJAE, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-08/provisionimmoandreypopovistockphotojpg.jpg.webp?itok=pU0_5N_2 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/provisionimmoandreypopovistockphotojpg.jpg?h=2aa300aa&itok=snCNJiMH" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-08/provisionimmoandreypopovistockphotojpg.jpg?h=2aa300aa&itok=snCNJiMH" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Andrey Popov / iStockPhoto</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Mieten & Vermieten</p> <h3 class="mt-3"> Immobilien privat vermitteln: Nur das ist erlaubt! </h3> <p class="teaser-text"> Der Nachbar zieht aus oder im Freundes- und Bekanntenkreis wird eine Wohnung frei. Mit diesem Tipp ließe sich Geld verdienen. Aber Vorsicht: Wer privat Immobilien vermittelt, sollte bestimmte Regeln kennen. <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/immobilien-privat-vermitteln-nur-das-ist-erlaubt" title="Immobilien privat vermitteln: Nur das ist erlaubt!" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-06/drgesacrockford.png.webp?itok=38-1cxUb, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-06/drgesacrockford.png.webp?itok=x3juI5NN 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-06/drgesacrockford.png?h=b16dfd60&itok=J22n_xDv" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-06/drgesacrockford.png?h=b16dfd60&itok=J22n_xDv" alt="Dr. Gesa Crockford" title="Portrait von Dr. Gesa Crockford" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© ImmoScout24</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Immobilien</p> <h3 class="mt-3"> „Noch ist Zeit für Schnäppchen“ </h3> <p class="teaser-text"> Im zweiten Halbjahr 2024 wird sich der aktuell günstige Markt für Immobilien-Käufer wieder drehen, prognostiziert Dr. Gesa Crockford, Geschäftsführerin von ImmoScout24 <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/noch-ist-zeit-fuer-schnaeppchen" title="„Noch ist Zeit für Schnäppchen“" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="article-teaser-small read-more-cover-container article-teaser-single-column col-12 col-md-6 col-lg-4"> <div class="row article-teaser"> <div class="col-md image-wrapper"> <picture class=""> <source srcset="https://s.focus-empfehlung.de/public/styles/teaser_webp/public/2024-03/sondertilgungcsefaozelistockphoto.jpg.webp?itok=b2e5-r8a, https://s.focus-empfehlung.de/public/styles/teaser_2x_webp/public/2024-03/sondertilgungcsefaozelistockphoto.jpg.webp?itok=2JxHaf9L 2x" type="image/webp"> <img src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-03/sondertilgungcsefaozelistockphoto.jpg?h=2aa300aa&itok=ccQfAozi" data-src="https://s.focus-empfehlung.de/public/styles/teaser/public/2024-03/sondertilgungcsefaozelistockphoto.jpg?h=2aa300aa&itok=ccQfAozi" width="545" height="306" loading="lazy" class=" lazyload article-teaser-small-img" > <p class="image-credits text-right mb-0"> <span class="copyright">© Sefa Ozel / iStockPhoto</span> </p> </picture> </div> <div class="col-md article-teaser-content content-label--toplist-badge-wrapper"> <p class="teaser-channel small mb-2">Finanzierung</p> <h3 class="mt-3"> Sind Sondertilgungen bei Baukrediten sinnvoll? </h3> <p class="teaser-text"> Viele Immobilien-Eigentümer setzen alles daran, ihren Baukredit schnell abzuzahlen. Wirtschaftlich lohnend sind Turbo-Tilgungen nicht immer. Welche Alternativen gibt's – und was muss man beachten? <span class="to-article"> <span class="text">Mehr</span> <i class="fas fa-arrow-right"></i> </span> </p> </div> </div> <a href="https://focusbusiness.de/magazin/sind-sondertilgungen-bei-baukrediten-sinnvoll" title="Sind Sondertilgungen bei Baukrediten sinnvoll?" class="read-more-cover" aria-hidden="true"><span class="sr-only">Mehr lesen</span></a> </div> <div class="w-100"></div> <div class="col"> <a href="/magazin" class="btn text-white mt-0 focus-business-gradient" style="float: none;"> Weitere Artikel finden Sie hier <i class="fas fa-book-reader ml-3"></i> </a> </div> </div> </div> <div class="col"> <a href="/rubrik/immobilien" class="btn channel-btn float-right text-white">Weitere Artikel</a> </div> </div> </div> </div> </div> </div> <div class="container instagram-wrapper pb-50px"> <div class="w100 block-content"> <div class="paragraph paragraph-headline"> <h2 class='toc-headline' data-toc='1' > FOCUS-Business auf Instagram </h2> </div> <div class="paragraph paragraph-instagram_embed"> <div class="row mb-5"> <div class="col-md-4"><section class="consent-guard consent-guard--instagram consent-guard-has-no-consent" data-consent-guard-name="instagram"> <blockquote class="instagram-media consent-guard-hide-while-no-consent" data-instgrm-permalink="https://www.instagram.com/p/Cs6dehtKAX5/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14" style=" background:#FFF; 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font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;"> Sieh dir diesen Beitrag auf Instagram an </div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)"> </div> </div> <div style="margin-left: auto;"> <div style=" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style=" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style=" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px; max-width: 100%;"> </div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> </a> </div> </blockquote> <div class="consent-guard-message p-3"> <div class="consent-guard-message-logo mt-3"> <a href="https://www.instagram.com/p/Cs6dehtKAX5/"> <i class="fab fa-instagram fa-4x"></i> </a> </div> <div class="h3 mb-4">Empfohlener redaktioneller Inhalt</div> <p>Passend zum Inhalt finden Sie hier einen externen Inhalt von <strong>Instagram</strong>. Aufgrund Ihrer Tracking-Einstellung ist die technische Darstellung nicht möglich. Mit dem Klick auf „Inhalt anzeigen“ willigen Sie ein, dass Ihnen ab sofort externe Inhalte dieses Dienstes angezeigt werden.</p> <p><a role="button" ref="btn--consent-guard-enable-embed" class="btn btn--consent-guard-enable-embed focus-business-gradient text-white my-3" >Inhalt anzeigen</a></p> <p class="small">Informationen finden Sie in unserer <a href="/datenschutz">Datenschutzerklärung</a>. Über den <a href="javascript:window._sp_.gdpr.loadPrivacyManagerModal(1051260);">Privacy Manager</a> können Sie die aktivierten Funktionen wieder deaktivieren.</p> <p><a href="https://www.instagram.com/p/Cs6dehtKAX5/">Diesen Inhalt auf Instagram öffnen.</a></p> </div> <script> window.addEventListener('consentGuardEnableEmbed', function (event) { if ('instagram' === event.detail.consentGuardName) { window.getScriptOnce('https://www.instagram.com/embed.js'); } }); </script> </section> </div> <div class="col-md-4"><section class="consent-guard consent-guard--instagram consent-guard-has-no-consent" data-consent-guard-name="instagram"> <blockquote class="instagram-media consent-guard-hide-while-no-consent" data-instgrm-permalink="https://www.instagram.com/p/CzZBeAvPC_l/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);"> <div style="padding:16px; margin-bottom: 10px;"> <a href="https://www.instagram.com/p/CzZBeAvPC_l/?utm_source=ig_embed&utm_campaign=loading" style=" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;" target="_blank"> <div style=" display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display:block; height:50px; margin:0 auto 12px; width:50px;"> <svg width="50px" height="50px" viewBox="0 0 60 60" version="1.1" xmlns="https://www.w3.org/2000/svg" xmlns:xlink="https://www.w3.org/1999/xlink"> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-511.000000, -20.000000)" fill="#000000"> <g> <path d="M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631"> </path> </g> </g> </g> </svg> </div> <div style="padding-top: 8px;"> <div style=" color:#3897f0; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;"> Sieh dir diesen Beitrag auf Instagram an </div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style=" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style=" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)"> </div> </div> <div style="margin-left: auto;"> <div style=" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style=" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style=" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px; max-width: 100%;"> </div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> </a> </div> </blockquote> <div class="consent-guard-message p-3"> <div class="consent-guard-message-logo mt-3"> <a href="https://www.instagram.com/p/CzZBeAvPC_l/"> <i class="fab fa-instagram fa-4x"></i> </a> </div> <div class="h3 mb-4">Empfohlener redaktioneller Inhalt</div> <p>Passend zum Inhalt finden Sie hier einen externen Inhalt von <strong>Instagram</strong>. Aufgrund Ihrer Tracking-Einstellung ist die technische Darstellung nicht möglich. Mit dem Klick auf „Inhalt anzeigen“ willigen Sie ein, dass Ihnen ab sofort externe Inhalte dieses Dienstes angezeigt werden.</p> <p><a role="button" ref="btn--consent-guard-enable-embed" class="btn btn--consent-guard-enable-embed focus-business-gradient text-white my-3" >Inhalt anzeigen</a></p> <p class="small">Informationen finden Sie in unserer <a href="/datenschutz">Datenschutzerklärung</a>. Über den <a href="javascript:window._sp_.gdpr.loadPrivacyManagerModal(1051260);">Privacy Manager</a> können Sie die aktivierten Funktionen wieder deaktivieren.</p> <p><a href="https://www.instagram.com/p/CzZBeAvPC_l/">Diesen Inhalt auf Instagram öffnen.</a></p> </div> <script> window.addEventListener('consentGuardEnableEmbed', function (event) { if ('instagram' === event.detail.consentGuardName) { window.getScriptOnce('https://www.instagram.com/embed.js'); } }); </script> </section> </div> <div class="col-md-4"><section class="consent-guard consent-guard--instagram consent-guard-has-no-consent" data-consent-guard-name="instagram"> <blockquote class="instagram-media consent-guard-hide-while-no-consent" data-instgrm-permalink="https://www.instagram.com/p/CzT-ytBtFMj/?utm_source=ig_embed&utm_campaign=loading" data-instgrm-version="14" style=" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; width:99.375%; width:-webkit-calc(100% - 2px); width:calc(100% - 2px);"> <div style="padding:16px; margin-bottom: 10px;"> <a href="https://www.instagram.com/p/CzT-ytBtFMj/?utm_source=ig_embed&utm_campaign=loading" style=" background:#FFFFFF; line-height:0; padding:0 0; text-align:center; text-decoration:none; width:100%;" target="_blank"> <div style=" display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style=" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display:block; height:50px; margin:0 auto 12px; width:50px;"> <svg width="50px" height="50px" viewBox="0 0 60 60" version="1.1" xmlns="https://www.w3.org/2000/svg" xmlns:xlink="https://www.w3.org/1999/xlink"> <g stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g transform="translate(-511.000000, -20.000000)" fill="#000000"> <g> <path d="M556.869,30.41 C554.814,30.41 553.148,32.076 553.148,34.131 C553.148,36.186 554.814,37.852 556.869,37.852 C558.924,37.852 560.59,36.186 560.59,34.131 C560.59,32.076 558.924,30.41 556.869,30.41 M541,60.657 C535.114,60.657 530.342,55.887 530.342,50 C530.342,44.114 535.114,39.342 541,39.342 C546.887,39.342 551.658,44.114 551.658,50 C551.658,55.887 546.887,60.657 541,60.657 M541,33.886 C532.1,33.886 524.886,41.1 524.886,50 C524.886,58.899 532.1,66.113 541,66.113 C549.9,66.113 557.115,58.899 557.115,50 C557.115,41.1 549.9,33.886 541,33.886 M565.378,62.101 C565.244,65.022 564.756,66.606 564.346,67.663 C563.803,69.06 563.154,70.057 562.106,71.106 C561.058,72.155 560.06,72.803 558.662,73.347 C557.607,73.757 556.021,74.244 553.102,74.378 C549.944,74.521 548.997,74.552 541,74.552 C533.003,74.552 532.056,74.521 528.898,74.378 C525.979,74.244 524.393,73.757 523.338,73.347 C521.94,72.803 520.942,72.155 519.894,71.106 C518.846,70.057 518.197,69.06 517.654,67.663 C517.244,66.606 516.755,65.022 516.623,62.101 C516.479,58.943 516.448,57.996 516.448,50 C516.448,42.003 516.479,41.056 516.623,37.899 C516.755,34.978 517.244,33.391 517.654,32.338 C518.197,30.938 518.846,29.942 519.894,28.894 C520.942,27.846 521.94,27.196 523.338,26.654 C524.393,26.244 525.979,25.756 528.898,25.623 C532.057,25.479 533.004,25.448 541,25.448 C548.997,25.448 549.943,25.479 553.102,25.623 C556.021,25.756 557.607,26.244 558.662,26.654 C560.06,27.196 561.058,27.846 562.106,28.894 C563.154,29.942 563.803,30.938 564.346,32.338 C564.756,33.391 565.244,34.978 565.378,37.899 C565.522,41.056 565.552,42.003 565.552,50 C565.552,57.996 565.522,58.943 565.378,62.101 M570.82,37.631 C570.674,34.438 570.167,32.258 569.425,30.349 C568.659,28.377 567.633,26.702 565.965,25.035 C564.297,23.368 562.623,22.342 560.652,21.575 C558.743,20.834 556.562,20.326 553.369,20.18 C550.169,20.033 549.148,20 541,20 C532.853,20 531.831,20.033 528.631,20.18 C525.438,20.326 523.257,20.834 521.349,21.575 C519.376,22.342 517.703,23.368 516.035,25.035 C514.368,26.702 513.342,28.377 512.574,30.349 C511.834,32.258 511.326,34.438 511.181,37.631 C511.035,40.831 511,41.851 511,50 C511,58.147 511.035,59.17 511.181,62.369 C511.326,65.562 511.834,67.743 512.574,69.651 C513.342,71.625 514.368,73.296 516.035,74.965 C517.703,76.634 519.376,77.658 521.349,78.425 C523.257,79.167 525.438,79.673 528.631,79.82 C531.831,79.965 532.853,80.001 541,80.001 C549.148,80.001 550.169,79.965 553.369,79.82 C556.562,79.673 558.743,79.167 560.652,78.425 C562.623,77.658 564.297,76.634 565.965,74.965 C567.633,73.296 568.659,71.625 569.425,69.651 C570.167,67.743 570.674,65.562 570.82,62.369 C570.966,59.17 571,58.147 571,50 C571,41.851 570.966,40.831 570.82,37.631"> </path> </g> </g> </g> </svg> </div> <div style="padding-top: 8px;"> <div style=" color:#3897f0; 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