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U.S. Mortgage Rates by State
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"%3Cscript%20src%3D%22https%3A%2F%2Fwww.googletagmanager.com%2Fgtm.js%3Fid%3DGTM-MP6F46L%22%20data-consent%3D%22ANALYTICS%22%20data-track-load%3D%22gtm%22%3E%3C%2Fscript%3E" });</script> <script type="application/ld+json"> {"@context":"http://schema.org","@type":"Article","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates"},"editor":{"@type":"Person","name":"Sarah Silbert"},"author":[{"@type":"Person","name":"Molly Grace","sameAs":"https://www.businessinsider.com/author/molly-grace"},{"@type":"Person","name":"Sophia Acevedo","sameAs":"https://www.businessinsider.com/author/sophia-acevedo"}],"publisher":{"@context":"http://schema.org","@type":"Organization","name":"Business Insider","legalName":"Insider Inc.","foundingDate":"2007","url":"www.businessinsider.com","sameAs":["https://www.instagram.com/businessinsider","https://www.twitter.com/businessinsider","https://www.facebook.com/businessinsider","https://www.linkedin.com/company/businessinsider","https://www.youtube.com/@BusinessInsider"],"founder":{"@type":"Person","name":"Henry Blodget"},"logo":{"@type":"ImageObject","url":"https://www.businessinsider.com/public/assets/logos/structured-data.png"}},"headline":"U.S. Mortgage Rates by State","alternativeHeadline":"Mortgage Rates by State: Get the Latest for Your Location","image":{"@type":"ImageObject","url":"https://i.insider.com/653fc6f00487ff031cb1fba2?width=1200&format=jpeg","width":1200,"height":900,"caption":"Your state's economy can impact how much you'll pay for a mortgage."},"name":"Mortgage Rates by State: Get the Latest for Your Location","datePublished":"2024-08-23T21:54:40Z","dateModified":"2024-08-23T21:54:40Z","description":"See how current mortgage rates are trending in your state. Learn about local factors affecting rates and how to compare lenders for the best deal.","keywords":"","articleBody":"Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate mortgages to write unbiased product reviews.When people talk about mortgage rates, they're typically referring to national averages. But if you're getting ready to buy or refinance a home, these averages aren't always super useful.To get the most accurate idea of what types of rates are out there right now, you'll want to look at average mortgage rates by state and see where they're at in your area.Just like you'll pay different rates for car insurance depending on what state you're in, mortgages can also cost more or less depending on what state you're getting a mortgage in.Why is this? Mortgage rates are impacted by economic forces, including local ones. Factors that can influence a state's average mortgage rates include:The good news is that mortgage rates shouldn't vary too dramatically from one state to the next. It can be helpful to see how mortgage rates are trending nationwide, but you'll get a more accurate idea of what you could end up paying by looking at rates for your specific state. This can also help you better compare offers from different mortgage lenders. Business Insider provides average mortgage rates for each state so you can easily see rates specific to your area. Click or scroll down to your state to see how rates are currently trending. Many lenders also have tools that let you see sample rates that are customized to your situation, including which state or ZIP code you're in. Just be aware that the rates you get using these tools might be different than what you're ultimately given once the lender takes a look at your finances.Shopping around and getting quotes from at least three lenders is always a good idea, since it helps ensure you're getting the best deal. You may find you're able to get a better rate from a local bank, lender, or credit union. Get quotes from both local and national or regional lenders to compare. Getting the lowest rate might not be worth it if it means paying a lot more in closing costs. Remember to consider the overall picture, including any fees a lender charges or other costs you'll need to pay in cash at closing. As you compare rates from different lenders, make sure you're comparing apples to apples. Sometimes, lenders may give you a rate quote that includes points. Mortgage points are a cost you can pay at closing to lower your interest rate.You can ask lenders for a rate quote that doesn't include points, so you can easily compare offers. The mortgage rate you end up getting will be impacted by national trends, local factors, and your own individual financial situation. Individual factors that can impact your mortgage rate include:Click on your state to see how mortgage rates are currently trending where you're at. AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowa KansasKentuckyLouisianaMaine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota TennesseeTexas Utah Vermont Virginia Washington Washington, DC West Virginia Wisconsin WyomingMortgage Types for Every StateTake the average mortgage rate and home price in your state and plug them into this calculator to see how much you might pay each month for a typical home in your area.Whether you're buying or refinancing, be sure to get quotes from multiple mortgage lenders to ensure you're getting the best deal. And don't just compare rates; consider the fees that each lender charges and any additional features or perks they offer that make their services more worthwhile, too. States will usually have slightly different mortgage rates from one another depending on an individual state's rate of foreclosures, typical operating costs for lenders, competition in a given area, and other factors. But mortgage rates shouldn't vary dramatically from one state to the next, since rates are largely driven by investor demand for mortgage-backed securities.The states that have had some of the lowest mortgage rates recently include Alaska, Colorado, Hawaii, Illinois, and Oklahoma.In July, 30-year mortgage rates averaged around 6.45%, according to Zillow data. This is a bit lower than the previous month.To be sure you're getting the best rate possible, get quotes from at least three mortgage lenders to compare.Online lenders sometimes have better rates than other lenders because they have fewer operational costs, but this isn't always the case. It might be worth getting quotes from both an online-only lender and a local lender to see which one offer you the best overall deal.Many lenders offer the ability to lock in a mortgage rate for a specified period of time so the rate you're quoted won't change between the time you apply for a mortgage and closing. But locking in a rate isn't free.","articleSection":"Personal Finance, Loans, Mortgages","isAccessibleForFree":true,"hasPart":[{"@type":"WebPageElement","isAccessibleForFree":true,"cssSelector":".content-lock-content"}]} </script> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Do mortgage rates differ by state?","acceptedAnswer":{"@type":"Answer","text":"<p class=\"faq-answer\">States will usually have slightly different mortgage rates from one another depending on an individual state's rate of foreclosures, typical operating costs for lenders, competition in a given area, and other factors. 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data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arizona </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#arkansas-mortgage-calculator-4" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arkansas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#california-mortgage-calculator-5" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > California </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#colorado-mortgage-calculator-6" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Colorado </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#connecticut-mortgage-calculator-7" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Connecticut </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#delaware-mortgage-calculator-8" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Delaware </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#florida-mortgage-calculator-9" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Florida </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#georgia-mortgage-calculator-10" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Georgia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#hawaii-mortgage-calculator-11" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Hawaii </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#idaho-mortgage-calculator-12" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Idaho </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#illinois-mortgage-calculator-13" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Illinois </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#indiana-mortgage-calculator-14" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Indiana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#iowa-mortgage-calculator-15" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Iowa </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#kansas-mortgage-calculator-16" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kansas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#kentucky-mortgage-calculator-17" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kentucky </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#louisiana-mortgage-calculator-18" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Louisiana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#maine-mortgage-calculator-19" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maine </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#maryland-mortgage-calculator-20" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maryland </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#massachusetts-mortgage-calculator-21" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Massachusetts </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#michigan-mortgage-calculator-22" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Michigan </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#minnesota-mortgage-calculator-23" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Minnesota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#mississippi-mortgage-calculator-24" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mississippi </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#missouri-mortgage-calculator-25" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Missouri </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#montana-mortgage-calculator-26" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Montana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#nebraska-mortgage-calculator-27" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nebraska </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#nevada-mortgage-calculator-28" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nevada </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-hampshire-mortgage-calculator-29" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Hampshire </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-jersey-mortgage-calculator-30" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Jersey </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-mexico-mortgage-calculator-31" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Mexico </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-york-mortgage-calculator-32" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New York </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#north-carolina-mortgage-calculator-33" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Carolina </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#north-dakota-mortgage-calculator-34" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Dakota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#ohio-mortgage-calculator-35" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Ohio </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#oklahoma-mortgage-calculator-36" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oklahoma </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#oregon-mortgage-calculator-37" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oregon </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#pennsylvania-mortgage-calculator-38" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Pennsylvania </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#rhode-island-mortgage-calculator-39" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Rhode Island </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#south-carolina-mortgage-calculator-40" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Carolina </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#south-dakota-mortgage-calculator-41" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Dakota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#tennessee-mortgage-calculator-42" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Tennessee </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#texas-mortgage-calculator-43" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Texas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#utah-mortgage-calculator-44" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Utah </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#vermont-mortgage-calculator-45" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Vermont </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#virginia-mortgage-calculator-46" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Virginia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#washington-mortgage-calculator-47" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Washington </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#west-virginia-mortgage-calculator-49" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > West Virginia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#wisconsin-mortgage-calculator-50" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wisconsin </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#wyoming-mortgage-calculator-51" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wyoming </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#mortgage-types-for-every-state-52" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mortgage Types for Every State </a> </li> </menu> </div> </nav> <div class="sticky-toc-aside-wrapper"> <ul class="sticky-toc-aside js-sticky-toc-aside" data-component-type="sticky-toc"> <li> <a href="#alabama-mortgage-calculator-1" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alabama </a> </li> <li> <a href="#alaska-mortgage-calculator-2" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alaska </a> </li> <li> <a href="#arizona-mortgage-calculator-3" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arizona </a> </li> <li> <a href="#arkansas-mortgage-calculator-4" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arkansas </a> </li> <li> <a href="#california-mortgage-calculator-5" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > California </a> </li> <li> <a href="#colorado-mortgage-calculator-6" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Colorado </a> </li> <li> <a href="#connecticut-mortgage-calculator-7" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Connecticut </a> </li> <li> <a href="#delaware-mortgage-calculator-8" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Delaware </a> </li> <li> <a href="#florida-mortgage-calculator-9" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Florida </a> </li> <li> <a href="#georgia-mortgage-calculator-10" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Georgia </a> </li> <li> <a href="#hawaii-mortgage-calculator-11" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Hawaii </a> </li> <li> <a href="#idaho-mortgage-calculator-12" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Idaho </a> </li> <li> <a href="#illinois-mortgage-calculator-13" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Illinois </a> </li> <li> <a href="#indiana-mortgage-calculator-14" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Indiana </a> </li> <li> <a href="#iowa-mortgage-calculator-15" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Iowa </a> </li> <li> <a href="#kansas-mortgage-calculator-16" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kansas </a> </li> <li> <a href="#kentucky-mortgage-calculator-17" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kentucky </a> </li> <li> <a href="#louisiana-mortgage-calculator-18" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Louisiana </a> </li> <li> <a href="#maine-mortgage-calculator-19" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maine </a> </li> <li> <a href="#maryland-mortgage-calculator-20" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maryland </a> </li> <li> <a href="#massachusetts-mortgage-calculator-21" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Massachusetts </a> </li> <li> <a href="#michigan-mortgage-calculator-22" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Michigan </a> </li> <li> <a href="#minnesota-mortgage-calculator-23" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Minnesota </a> </li> <li> <a href="#mississippi-mortgage-calculator-24" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mississippi </a> </li> <li> <a href="#missouri-mortgage-calculator-25" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Missouri </a> </li> <li> <a href="#montana-mortgage-calculator-26" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Montana </a> </li> <li> <a href="#nebraska-mortgage-calculator-27" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nebraska </a> </li> <li> <a href="#nevada-mortgage-calculator-28" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nevada </a> </li> <li> <a href="#new-hampshire-mortgage-calculator-29" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Hampshire </a> </li> <li> <a href="#new-jersey-mortgage-calculator-30" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Jersey </a> </li> <li> <a href="#new-mexico-mortgage-calculator-31" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Mexico </a> </li> <li> <a href="#new-york-mortgage-calculator-32" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New York </a> </li> <li> <a href="#north-carolina-mortgage-calculator-33" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Carolina </a> </li> <li> <a href="#north-dakota-mortgage-calculator-34" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Dakota </a> </li> <li> <a href="#ohio-mortgage-calculator-35" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Ohio </a> </li> <li> <a href="#oklahoma-mortgage-calculator-36" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oklahoma </a> </li> <li> <a href="#oregon-mortgage-calculator-37" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oregon </a> </li> <li> <a href="#pennsylvania-mortgage-calculator-38" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Pennsylvania </a> </li> <li> <a href="#rhode-island-mortgage-calculator-39" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Rhode Island </a> </li> <li> <a href="#south-carolina-mortgage-calculator-40" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Carolina </a> </li> <li> <a href="#south-dakota-mortgage-calculator-41" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Dakota </a> </li> <li> <a href="#tennessee-mortgage-calculator-42" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Tennessee </a> </li> <li> <a href="#texas-mortgage-calculator-43" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Texas </a> </li> <li> <a href="#utah-mortgage-calculator-44" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Utah </a> </li> <li> <a href="#vermont-mortgage-calculator-45" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Vermont </a> </li> <li> <a href="#virginia-mortgage-calculator-46" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Virginia </a> </li> <li> <a href="#washington-mortgage-calculator-47" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Washington </a> </li> <li> <a href="#west-virginia-mortgage-calculator-49" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > West Virginia </a> </li> <li> <a href="#wisconsin-mortgage-calculator-50" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wisconsin </a> </li> <li> <a href="#wyoming-mortgage-calculator-51" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wyoming </a> </li> <li> <a href="#mortgage-types-for-every-state-52" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mortgage Types for Every State </a> </li> </ul> </div> </header> <nav class="component my-insider with-banner style-loading" data-my-insider data-component-type="my-insider" data-load-markup="my-insider/template" data-load-strategy="interaction" > <div class='my-insider-header'></div> <div class='my-insider-nav-and-content'></div> </nav> <section id="l-main-content" class="masthead " data-content > <div> <div class="hub-wrapper has-subnav hub-wrapper-helpfulness pfi"> <div class="vertical-title-wrapper"> <div class="hub-nav-wrapper"> <nav class="hub-nav style-loading" data-component-type="hub-nav" data-load-strategy="exclude" > <div class="hub-nav-link-container" data-hub-nav-link-container > <span class="hub-nav-link headline-semibold"> Get Started </span> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/savings" data-track-click="{"product_field":"get_started","event":"navigation","element_name":"helpfulness_navbar"}" > Savings </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/certificates-of-deposit" 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data-track-click="{"product_field":"get_started","event":"navigation","element_name":"helpfulness_navbar"}" > Credit Monitoring </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/small-business" data-track-click="{"product_field":"get_started","event":"navigation","element_name":"helpfulness_navbar"}" > Small Business Banking </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <span class="hub-nav-link headline-semibold"> Featured Reviews </span> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/cash-back-debit-cards" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > Cash Back Debit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/raisin-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > Raisin Review </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/sofi-checking-savings-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > SoFi Checking and Saving </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/cit-bank-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > CIT Bank Review </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/chime-bank-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > Chime Checking Account </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/ufb-direct-banking-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > UFB Direct Bank </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/discover-it-cash-back-card-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > Discover it Cash Back Credit Card </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/chase-sapphire-preferred-card-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > Chase Sapphire Preferred Credit Card </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/travel-insurance/squaremouth-travel-insurance-review" data-track-click="{"product_field":"featured_reviews","event":"navigation","element_name":"helpfulness_navbar"}" > SquareMouth Travel Insurance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Credit Cards </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-cash-back-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Cash Back Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-rewards-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Rewards Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-travel-rewards-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Travel Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-zero-interest-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best 0% APR Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-balance-transfer-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Balance Transfer Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-starter-credit-cards" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best First Credit Cards </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/credit-cards/best-small-business-credit-card" data-track-click="{"product_field":"pfi_credit_cards","event":"navigation","element_name":"helpfulness_navbar"}" > Best Business Credit Cards </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/insurance" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Insurance </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/auto-insurance/best-car-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Car Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/homeowners-insurance/best-homeowners-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Homeowners Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/life-insurance/best-life-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Life Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/pet-insurance/best-pet-insurance" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Pet Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/homeowners-insurance/best-renters-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Renters Insurance </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/travel-insurance/best-travel-insurance-companies" data-track-click="{"product_field":"pfi_insurance","event":"navigation","element_name":"helpfulness_navbar"}" > Best Travel Insurance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/banking" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Banking </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-high-yield-savings-accounts-rates-right-now" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Savings Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-checking-accounts" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Checking Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-money-market-accounts" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Money Market Accounts </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/who-has-the-best-cd-rates-right-now" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best CD Rates </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-bank-account-bonuses" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Bank Account Bonuses </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/banking/best-banks" data-track-click="{"product_field":"pfi_banking","event":"navigation","element_name":"helpfulness_navbar"}" > Best Banks </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Loans </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-personal-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best personal loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-debt-consolidation-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best debt consolidation loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/personal-loans/best-personal-loans-bad-credit" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Loans for Bad Credit </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/student-loans/best-private-student-loans" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Student Loans </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/student-loans/best-student-loan-refinance-companies" data-track-click="{"product_field":"pfi_loans","event":"navigation","element_name":"helpfulness_navbar"}" > Best Student Loan Refinance </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/mortgages" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Mortgages </a> <ul class="hub-nav-dropdown"> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best mortgage lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-refinance-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best mortgage refinance lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-lenders-for-fha-loans" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best FHA Lenders </a> </li> <li class="hub-nav-dropdown-link-container"> <a class="hub-nav-dropdown-link headline-regular " href="https://www.businessinsider.com/personal-finance/mortgages/best-heloc-lenders" data-track-click="{"product_field":"pfi_mortgages","event":"navigation","element_name":"helpfulness_navbar"}" > Best HELOC Lenders </a> </li> </ul> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/investing" data-track-click="{"product_field":"pfi_investing","event":"navigation","element_name":"helpfulness_navbar"}" > Investing </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/taxes" data-track-click="{"product_field":"pfi_taxes","event":"navigation","element_name":"helpfulness_navbar"}" > Taxes </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" href="https://www.businessinsider.com/personal-finance/retirement" data-track-click="{"product_field":"pfi_retirement","event":"navigation","element_name":"helpfulness_navbar"}" > Retirement </a> </div> <div class="hub-nav-link-container" data-hub-nav-link-container > <a class="hub-nav-link headline-semibold data-hub-nav-link" 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data-track-click="{"product_field":"Mortgages","element_name":"breadcrumbs","event":"navigation"}" > Mortgages </a> </span> </div> <h1 class="post-headline ">Mortgage Rates by State: Get the Latest for Your Location</h1> </section> <section class="byline-wrapper byline-wrapper-helpfulness "> <div class="byline " data-e2e-name="byline" > <div class="byline-content" data-e2e-name="byline-content" > <div class="byline-row"> <div class="byline-author-container"> <div class="byline-author headline-regular"> <span class="headline-regular">Written by</span> <span class="" data-e2e-name="Molly Grace" > <a class="byline-link byline-author-name" data-e2e-name="byline-author-name" href="https://www.businessinsider.com/author/molly-grace" >Molly Grace</a></span> and <span class="" data-e2e-name="Sophia Acevedo" > <a class="byline-link byline-author-name" data-e2e-name="byline-author-name" href="https://www.businessinsider.com/author/sophia-acevedo" >Sophia Acevedo</a><span 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srcset="https://i.insider.com/653fc6d4356802a56be76441?width=400&format=jpeg&auto=webp 400w, https://i.insider.com/653fc6d4356802a56be76441?width=500&format=jpeg&auto=webp 500w, https://i.insider.com/653fc6d4356802a56be76441?width=700&format=jpeg&auto=webp 700w, https://i.insider.com/653fc6d4356802a56be76441?width=1000&format=jpeg&auto=webp 1000w, https://i.insider.com/653fc6d4356802a56be76441?width=1300&format=jpeg&auto=webp 1300w, https://i.insider.com/653fc6d4356802a56be76441?width=2000&format=jpeg&auto=webp 2000w" sizes="(min-width: 1280px) 900px" alt="Row of famous colorful Victorian-style homes in San Francisco with the city in the background." decoding="async" /> </div> <span class="image-source-caption with-caption-drawer"> <input class="caption-drawer-input" type="checkbox" id="caption-drawer-checkbox"> <label class="caption-drawer-label" for="caption-drawer-btn"> <svg class="svg-icon arrow-up-icon caption-drawer-icon" xmlns="http://www.w3.org/2000/svg" width="12" height="8" 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class="image-caption-text">Your state's economy can impact how much you'll pay for a mortgage.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Shunyu Fan/Getty Images </span> </span> </figcaption> </span> </figure> <div class="typography sticky-toc-post-wrapper"> <nav class="sticky-toc js-sticky-toc-dropdown hide-menu headline-semibold helpfulness-mobile-toc" data-component-type="sticky-toc" > <div class="sticky-toc-title-wrapper helpfulness-mobile-toc" > <div class="helpfulness-mobile-toc-title"> <span class="helpfulness-mobile-toc-jump-to">JUMP TO</span> <span class="headline-regular helpfulness-mobile-toc-section">Section</span> </div> <div class="sticky-toc-dropdown-button js-sticky-toc-dropdown-button"> <span class="sticky-toc-arrow"><svg class="svg-icon chevron-icon " data-chevron-icon role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon" > <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"/> </svg></span> </div> <menu class="sticky-toc-dropdown helpfulness-mobile-toc"> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#alabama-mortgage-calculator-1" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alabama </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#alaska-mortgage-calculator-2" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alaska </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#arizona-mortgage-calculator-3" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arizona </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#arkansas-mortgage-calculator-4" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arkansas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#california-mortgage-calculator-5" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > California </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#colorado-mortgage-calculator-6" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Colorado </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#connecticut-mortgage-calculator-7" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Connecticut </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#delaware-mortgage-calculator-8" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Delaware </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#florida-mortgage-calculator-9" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Florida </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#georgia-mortgage-calculator-10" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Georgia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#hawaii-mortgage-calculator-11" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Hawaii </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#idaho-mortgage-calculator-12" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Idaho </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#illinois-mortgage-calculator-13" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Illinois </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#indiana-mortgage-calculator-14" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Indiana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#iowa-mortgage-calculator-15" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Iowa </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#kansas-mortgage-calculator-16" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kansas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#kentucky-mortgage-calculator-17" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kentucky </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#louisiana-mortgage-calculator-18" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Louisiana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#maine-mortgage-calculator-19" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maine </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#maryland-mortgage-calculator-20" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maryland </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#massachusetts-mortgage-calculator-21" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Massachusetts </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#michigan-mortgage-calculator-22" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Michigan </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#minnesota-mortgage-calculator-23" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Minnesota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#mississippi-mortgage-calculator-24" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mississippi </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#missouri-mortgage-calculator-25" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Missouri </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#montana-mortgage-calculator-26" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Montana </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#nebraska-mortgage-calculator-27" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nebraska </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#nevada-mortgage-calculator-28" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nevada </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-hampshire-mortgage-calculator-29" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Hampshire </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-jersey-mortgage-calculator-30" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Jersey </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-mexico-mortgage-calculator-31" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Mexico </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#new-york-mortgage-calculator-32" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New York </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#north-carolina-mortgage-calculator-33" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Carolina </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#north-dakota-mortgage-calculator-34" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Dakota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#ohio-mortgage-calculator-35" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Ohio </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#oklahoma-mortgage-calculator-36" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oklahoma </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#oregon-mortgage-calculator-37" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oregon </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#pennsylvania-mortgage-calculator-38" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Pennsylvania </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#rhode-island-mortgage-calculator-39" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Rhode Island </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#south-carolina-mortgage-calculator-40" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Carolina </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#south-dakota-mortgage-calculator-41" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Dakota </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#tennessee-mortgage-calculator-42" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Tennessee </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#texas-mortgage-calculator-43" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Texas </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#utah-mortgage-calculator-44" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Utah </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#vermont-mortgage-calculator-45" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Vermont </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#virginia-mortgage-calculator-46" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Virginia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#washington-mortgage-calculator-47" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Washington </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#west-virginia-mortgage-calculator-49" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > West Virginia </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#wisconsin-mortgage-calculator-50" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wisconsin </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#wyoming-mortgage-calculator-51" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wyoming </a> </li> <li> <a class="sticky-toc-link helpfulness-mobile-toc" href="#mortgage-types-for-every-state-52" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mortgage Types for Every State </a> </li> </menu> </div> </nav> <div class="sticky-toc-aside-wrapper"> <ul class="sticky-toc-aside js-sticky-toc-aside" data-component-type="sticky-toc"> <li> <a href="#alabama-mortgage-calculator-1" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alabama </a> </li> <li> <a href="#alaska-mortgage-calculator-2" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Alaska </a> </li> <li> <a href="#arizona-mortgage-calculator-3" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arizona </a> </li> <li> <a href="#arkansas-mortgage-calculator-4" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Arkansas </a> </li> <li> <a href="#california-mortgage-calculator-5" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > California </a> </li> <li> <a href="#colorado-mortgage-calculator-6" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Colorado </a> </li> <li> <a href="#connecticut-mortgage-calculator-7" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Connecticut </a> </li> <li> <a href="#delaware-mortgage-calculator-8" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Delaware </a> </li> <li> <a href="#florida-mortgage-calculator-9" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Florida </a> </li> <li> <a href="#georgia-mortgage-calculator-10" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Georgia </a> </li> <li> <a href="#hawaii-mortgage-calculator-11" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Hawaii </a> </li> <li> <a href="#idaho-mortgage-calculator-12" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Idaho </a> </li> <li> <a href="#illinois-mortgage-calculator-13" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Illinois </a> </li> <li> <a href="#indiana-mortgage-calculator-14" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Indiana </a> </li> <li> <a href="#iowa-mortgage-calculator-15" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Iowa </a> </li> <li> <a href="#kansas-mortgage-calculator-16" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kansas </a> </li> <li> <a href="#kentucky-mortgage-calculator-17" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Kentucky </a> </li> <li> <a href="#louisiana-mortgage-calculator-18" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Louisiana </a> </li> <li> <a href="#maine-mortgage-calculator-19" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maine </a> </li> <li> <a href="#maryland-mortgage-calculator-20" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Maryland </a> </li> <li> <a href="#massachusetts-mortgage-calculator-21" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Massachusetts </a> </li> <li> <a href="#michigan-mortgage-calculator-22" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Michigan </a> </li> <li> <a href="#minnesota-mortgage-calculator-23" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Minnesota </a> </li> <li> <a href="#mississippi-mortgage-calculator-24" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mississippi </a> </li> <li> <a href="#missouri-mortgage-calculator-25" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Missouri </a> </li> <li> <a href="#montana-mortgage-calculator-26" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Montana </a> </li> <li> <a href="#nebraska-mortgage-calculator-27" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nebraska </a> </li> <li> <a href="#nevada-mortgage-calculator-28" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Nevada </a> </li> <li> <a href="#new-hampshire-mortgage-calculator-29" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Hampshire </a> </li> <li> <a href="#new-jersey-mortgage-calculator-30" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Jersey </a> </li> <li> <a href="#new-mexico-mortgage-calculator-31" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New Mexico </a> </li> <li> <a href="#new-york-mortgage-calculator-32" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > New York </a> </li> <li> <a href="#north-carolina-mortgage-calculator-33" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Carolina </a> </li> <li> <a href="#north-dakota-mortgage-calculator-34" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > North Dakota </a> </li> <li> <a href="#ohio-mortgage-calculator-35" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Ohio </a> </li> <li> <a href="#oklahoma-mortgage-calculator-36" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oklahoma </a> </li> <li> <a href="#oregon-mortgage-calculator-37" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Oregon </a> </li> <li> <a href="#pennsylvania-mortgage-calculator-38" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Pennsylvania </a> </li> <li> <a href="#rhode-island-mortgage-calculator-39" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Rhode Island </a> </li> <li> <a href="#south-carolina-mortgage-calculator-40" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Carolina </a> </li> <li> <a href="#south-dakota-mortgage-calculator-41" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > South Dakota </a> </li> <li> <a href="#tennessee-mortgage-calculator-42" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Tennessee </a> </li> <li> <a href="#texas-mortgage-calculator-43" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Texas </a> </li> <li> <a href="#utah-mortgage-calculator-44" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Utah </a> </li> <li> <a href="#vermont-mortgage-calculator-45" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Vermont </a> </li> <li> <a href="#virginia-mortgage-calculator-46" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Virginia </a> </li> <li> <a href="#washington-mortgage-calculator-47" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Washington </a> </li> <li> <a href="#west-virginia-mortgage-calculator-49" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > West Virginia </a> </li> <li> <a href="#wisconsin-mortgage-calculator-50" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wisconsin </a> </li> <li> <a href="#wyoming-mortgage-calculator-51" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Wyoming </a> </li> <li> <a href="#mortgage-types-for-every-state-52" class="sticky-toc-link toc-aside headline-semibold" data-track-click="{"product_field":"sticky","event":"navigation","element_name":"table_of_contents","click_path":"bi_value_unassigned"}" > Mortgage Types for Every State </a> </li> </ul> </div> <section class="slideshow-container typography " data-slideshow-container data-post-type="slideshow" data-track-page-area="Post" data-slideshow-type="one-page-view" data-track-content="" > <section class="slideshow-intro-content " data-slideshow-intro-content > <div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper="" > <div data-component-type="content-lock" data-load-strategy="exclude"> <div class="content-lock-content"> <p class="headline-regular financial-disclaimer">Affiliate links for the products on this page are from partners that compensate us (see our <a href="https://www.businessinsider.com/personal-finance/our-partners" class="not-content-link" target="_blank" data-analytics-product-module="body_link" rel="">advertiser disclosure with our list of partners</a> for more details). However, our opinions are our own. See <a href="https://www.businessinsider.com/personal-finance/mortgages/how-we-evaluate-mortgage-lenders" class="not-content-link" target="_blank" data-analytics-product-module="body_link" rel="">how we rate mortgages</a> to write unbiased product reviews.</p><p></p> <div class="table-of-contents table-of-contents-sticky" data-analytics-module="jump-to" data-type="custom"></div><p>When people talk about <a href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate" data-analytics-product-module="body_link" rel="">mortgage rates</a>, they're typically referring to national averages. But if you're getting ready to buy or <a href="https://www.businessinsider.com/personal-finance/mortgages/when-to-refinance-mortgage" data-analytics-product-module="body_link" rel="">refinance a home</a>, these averages aren't always super useful.</p><p>To get the most accurate idea of what types of rates are out there right now, you'll want to look at average mortgage rates by state and see where they're at in your area.</p><h2>Why Mortgage Rates Can Vary by State</h2><p>Just like you'll pay different rates for car insurance depending on what state you're in, mortgages can also cost more or less depending on what state you're getting a mortgage in.</p><p>Why is this? Mortgage rates are impacted by economic forces, including local ones. Factors that can influence a state's average mortgage rates include:</p><ul><li><strong>Local economic conditions: </strong>If a state has a strong economy or a higher rate of inflation, its mortgage rates may be higher as well</li><li><strong>Cost of doing business: </strong>If a state generally has more expensive goods and services due to a higher cost of doing business, mortgages will likely be more expensive in that state as well</li><li><strong>Competition: </strong>The range of mortgage rates available in your area depends on how much competition there is between lenders. More competition helps drive consumer prices down, including mortgage rates</li><li><strong>State-specific lender regulations: </strong>Laws that make foreclosing on a home more costly and time-consuming can also push mortgage rates up in a particular state</li></ul><p>The good news is that mortgage rates shouldn't vary too dramatically from one state to the next. </p><h2>Finding the Best Mortgage Rates in Your State</h2><h3>Don't Rely Solely on National Averages</h3><p>It can be helpful to see how mortgage rates are trending nationwide, but you'll get a more accurate idea of what you could end up paying by looking at rates for your specific state. This can also help you better compare offers from different <a href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-lenders" data-analytics-product-module="body_link" rel="">mortgage lenders</a>. </p><h3>Use State-Specific Rate Comparison Tools</h3><p>Business Insider provides average mortgage rates for each state so you can easily see rates specific to your area. Click or scroll down to your state to see how rates are currently trending. </p><p>Many lenders also have tools that let you see sample rates that are customized to your situation, including which state or ZIP code you're in. Just be aware that the rates you get using these tools might be different than what you're ultimately given once the lender takes a look at your finances.</p><h3>Get Multiple Rate Quotes, Including From Local Lenders</h3><p>Shopping around and getting quotes from at least three lenders is always a good idea, since it helps ensure you're getting the best deal. You may find you're able to get a better rate from a local bank, lender, or credit union. Get quotes from both local and national or regional lenders to compare. </p><h3>Factor in All Costs</h3><p>Getting the lowest rate might not be worth it if it means paying a lot more in <a href="https://www.businessinsider.com/personal-finance/mortgages/what-are-mortgage-closing-costs" data-analytics-product-module="body_link" rel="">closing costs</a>. Remember to consider the overall picture, including any fees a lender charges or other costs you'll need to pay in cash at closing. </p><h3>Make Sure You're Comparing Rates Accurately</h3><p>As you compare rates from different lenders, make sure you're comparing apples to apples. Sometimes, lenders may give you a rate quote that includes points. Mortgage points are a cost you can pay at closing to lower your interest rate.</p><p>You can ask lenders for a rate quote that doesn't include points, so you can easily compare offers. </p><h2>Key Factors Impacting Your Mortgage Rate</h2><p>The mortgage rate you end up getting will be impacted by national trends, local factors, and your own individual financial situation. Individual factors that can impact your mortgage rate include:</p><ul><li><strong>Credit score: </strong>The exact <a href="https://www.businessinsider.com/personal-finance/credit-score/what-credit-score-is-needed-to-buy-a-house" rel="">credit score you need for a mortgage</a> depends on the type of loan you're getting, but the higher your score, the better your rate will be</li><li><strong>Down payment: </strong>Making a larger down payment makes your loan less risky to the lender, so they'll typically be able to offer you a better rate. If you make only the minimum down payment or <a href="https://www.businessinsider.com/personal-finance/mortgages/how-to-buy-a-house-with-no-money-down-home-loans" rel="">no down payment</a>, expect to have a higher rate</li><li><strong>Debt-to-income ratio: </strong>Your <a href="https://www.businessinsider.com/personal-finance/mortgages/debt-to-income-ratio" rel="">debt-to-income ratio</a> refers to how much of your gross monthly income goes toward debt payments, including a mortgage. Lower ratios are typically rewarded with lower rates</li><li><strong>Loan details: </strong>The <a href="https://www.businessinsider.com/personal-finance/mortgages/types-of-mortgage-loans" rel="">type of mortgage</a> you get, its term length, and whether it's a fixed or adjustable-rate mortgage will all make a difference in what rate you get. The amount you borrow can also have an impact</li><li><strong>Property type: </strong>If you're buying a home to be your primary residence, you'll likely have a lower rate than someone purchasing a vacation home or <a href="https://www.businessinsider.com/personal-finance/mortgages/investment-property-mortgage-rates" rel="">investment property</a>.</li></ul><h2>Mortgage Rates by State</h2><p>Click on your state to see how mortgage rates are currently trending where you're at. </p><p style="column-count: 3; font-size: 13px; font-style: normal; margin: 0;"><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#alabama-mortgage-calculator-1" data-analytics-product-module="body_link" rel="">Alabama</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#alaska-mortgage-calculator-2" data-analytics-product-module="body_link" rel="">Alaska</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#arizona-mortgage-calculator-3" data-analytics-product-module="body_link" rel="">Arizona</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#arkansas-mortgage-calculator-4" data-analytics-product-module="body_link" rel="">Arkansas</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#california-mortgage-calculator-5" data-analytics-product-module="body_link" rel="">California</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#colorado-mortgage-calculator-6" data-analytics-product-module="body_link" rel="">Colorado</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#connecticut-mortgage-calculator-7" data-analytics-product-module="body_link" rel="">Connecticut</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#delaware-mortgage-calculator-8" data-analytics-product-module="body_link" rel="">Delaware</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#florida-mortgage-calculator-9" data-analytics-product-module="body_link" rel="">Florida</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#georgia-mortgage-calculator-10" data-analytics-product-module="body_link" rel="">Georgia</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#hawaii-mortgage-calculator-11" data-analytics-product-module="body_link" rel="">Hawaii</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#idaho-mortgage-calculator-12" data-analytics-product-module="body_link" rel="">Idaho</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#illinois-mortgage-calculator-13" data-analytics-product-module="body_link" rel="">Illinois</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#indiana-mortgage-calculator-14" data-analytics-product-module="body_link" rel="">Indiana</a><br><a href="https://www.businessinsider.com/personal-finance/how-long-to-keep-tax-returns" data-analytics-product-module="body_link" rel=""></a><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#iowa-mortgage-calculator-15" data-analytics-product-module="body_link" rel="">Iowa</a><a href="https://www.businessinsider.com/personal-finance/how-long-to-keep-tax-returns" data-analytics-product-module="body_link" rel=""> </a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#kansas-mortgage-calculator-16" data-analytics-product-module="body_link" rel="">Kansas</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#kentucky-mortgage-calculator-17" data-analytics-product-module="body_link" rel="">Kentucky</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#louisiana-mortgage-calculator-18" data-analytics-product-module="body_link" rel="">Louisiana</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#maine-mortgage-calculator-19" data-analytics-product-module="body_link" rel="">Maine</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#maryland-mortgage-calculator-20" data-analytics-product-module="body_link" rel="">Maryland</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#massachusetts-mortgage-calculator-21" data-analytics-product-module="body_link" rel="">Massachusetts</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#michigan-mortgage-calculator-22" data-analytics-product-module="body_link" rel="">Michigan</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#minnesota-mortgage-calculator-23" data-analytics-product-module="body_link" rel="">Minnesota</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#mississippi-mortgage-calculator-24" data-analytics-product-module="body_link" rel="">Mississippi</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#missouri-mortgage-calculator-25" data-analytics-product-module="body_link" rel="">Missouri</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#montana-mortgage-calculator-26" data-analytics-product-module="body_link" rel="">Montana</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#nebraska-mortgage-calculator-27" data-analytics-product-module="body_link" rel="">Nebraska</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#nevada-mortgage-calculator-28" data-analytics-product-module="body_link" rel="">Nevada</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#new-hampshire-mortgage-calculator-29" data-analytics-product-module="body_link" rel="">New Hampshire</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#new-jersey-mortgage-calculator-30" data-analytics-product-module="body_link" rel="">New Jersey</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#new-mexico-mortgage-calculator-31" data-analytics-product-module="body_link" rel="">New Mexico</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#new-york-mortgage-calculator-32" data-analytics-product-module="body_link" rel="">New York</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#north-carolina-mortgage-calculator-33" data-analytics-product-module="body_link" rel="">North Carolina</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#north-dakota-mortgage-calculator-34" data-analytics-product-module="body_link" rel="">North Dakota</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#ohio-mortgage-calculator-35" data-analytics-product-module="body_link" rel="">Ohio</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#oklahoma-mortgage-calculator-36" data-analytics-product-module="body_link" rel="">Oklahoma</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#oregon-mortgage-calculator-37" data-analytics-product-module="body_link" rel="">Oregon</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#pennsylvania-mortgage-calculator-38" data-analytics-product-module="body_link" rel="">Pennsylvania</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#rhode-island-mortgage-calculator-39" data-analytics-product-module="body_link" rel="">Rhode Island</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#south-carolina-mortgage-calculator-40" data-analytics-product-module="body_link" rel="">South Carolina</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#south-dakota-mortgage-calculator-41" data-analytics-product-module="body_link" rel="">South Dakota</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#tennessee-mortgage-calculator-42" data-analytics-product-module="body_link" rel="">Tennessee</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#texas-mortgage-calculator-43" data-analytics-product-module="body_link" rel="">Texas</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#utah-mortgage-calculator-44" data-analytics-product-module="body_link" rel="">Utah</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#vermont-mortgage-calculator-45" data-analytics-product-module="body_link" rel="">Vermont</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#virginia-mortgage-calculator-46" data-analytics-product-module="body_link" rel="">Virginia</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#washington-mortgage-calculator-47" data-analytics-product-module="body_link" rel="">Washington</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#washington-dc-mortgage-calculator-48" data-analytics-product-module="body_link" rel="">Washington, DC</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#west-virginia-mortgage-calculator-49" data-analytics-product-module="body_link" rel="">West Virginia</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#wisconsin-mortgage-calculator-50" data-analytics-product-module="body_link" rel="">Wisconsin</a> <br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#wyoming-mortgage-calculator-51" data-analytics-product-module="body_link" rel="">Wyoming</a><br><a href="https://www.businessinsider.com/personal-finance/mortgages/state-mortgage-rates#mortgage-types-for-every-state-52" data-analytics-product-module="body_link" rel="">Mortgage Types for Every State</a></p><h2>Mortgage Calculator</h2><p>Take the average mortgage rate and home price in your state and plug them into this calculator to see how much you might pay each month for a typical home in your area.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><p>Whether you're buying or refinancing, be sure to get quotes from multiple <a href="https://www.businessinsider.com/personal-finance/mortgages/best-mortgage-lenders" data-analytics-product-module="body_link" rel="">mortgage lenders</a> to ensure you're getting the best deal. And don't just compare rates; consider the fees that each lender charges and any additional features or perks they offer that make their services more worthwhile, too. </p><h2>State Mortgage Rates FAQs</h2> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Do mortgage rates differ by state? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">States will usually have slightly different mortgage rates from one another depending on an individual state's rate of foreclosures, typical operating costs for lenders, competition in a given area, and other factors. But mortgage rates shouldn't vary dramatically from one state to the next, since rates are largely driven by investor demand for mortgage-backed securities.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> What state has the best mortgage rates? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">The states that have had some of the lowest mortgage rates recently include Alaska, Colorado, Hawaii, Illinois, and Oklahoma.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> What are mortgage rates in the U.S. right now? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">In July, 30-year mortgage rates averaged around 6.45%, according to Zillow data. This is a bit lower than the previous month.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> How do I know I'm getting a good rate? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">To be sure you're getting the best rate possible, get quotes from at least three mortgage lenders to compare.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Do online lenders offer better rates than local ones? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Online lenders sometimes have better rates than other lenders because they have fewer operational costs, but this isn't always the case. It might be worth getting quotes from both an online-only lender and a local lender to see which one offer you the best overall deal.</p> </div> </div> </div> <div class="collapsable-faq collapsable-faq-dropdown collapsable-faq-dropdown-last" data-parent-index="" data-component-type="collapsable-faq" data-root-margin="0px 0px 100% 0px"> <div class="collapsable-faq-dropdown_header"> <span class="collapsable-faq-dropdown_text headline-semibold faq-question"> Can I lock in a mortgage rate? </span> <span class="collapsable-faq-dropdown_chevron"> <svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg> </span> </div> <div class="collapsable-faq-dropdown_wrap"> <div class="collapsable-faq-dropdown_content"> <p class="faq-answer">Many lenders offer the ability to lock in a mortgage rate for a specified period of time so the rate you're quoted won't change between the time you apply for a mortgage and closing. But locking in a rate isn't free.</p> </div> </div> </div> </div> </div> </div> </section> <div data-piano-inline-content-wrapper> <section class="slideshow-inner-content" data-slideshow-inner-content > <div class="slideshow-slide-container" data-slideshow-slide-container data-component-type="slideshow" > <div class="slide-wrapper" data-slide-wrapper > <div class="slide keyline " id="alabama-mortgage-calculator-1" data-slide-number="1" data-slide-anchor="#alabama-mortgage-calculator-1" data-slide-title="Alabama Mortgage Calculator" data-slide="" data-e2e-name="slide-1" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Alabama" >Alabama Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 3354 / 6709)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500bd657cfadd001913eb60"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500bd657cfadd001913eb60":{"contentType":"image/jpeg","aspectRatioW":6709,"aspectRatioH":3354}}" alt="Gulf Shores in Alabama." /> <noscript> <img src="https://i.insider.com/6500bd657cfadd001913eb60?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Gulf Shores, Alabama.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > larrybraunphotography.com/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to <a href="https://www.zillow.com/home-values/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Zillow</a>, the typical home value in Alabama is below the national typical home value of $349,770 in the US. The typical home value in Alabama is $223,705, and home values have increased 1.3% over the past year. </p><h2>Alabama Mortgage Rates</h2><p>See current mortgage rates in Alabama and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-AL"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Alabama Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Alabama, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Alabama First-Time Homebuyer Information</h2><p>The <a href="https://www.ahfa.com/homebuyers/programs-available/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Alabama Housing Finance Authority</a> offers financial assistance for novice homebuyers. You can combine all three of these assistance programs. Get your mortgage through an AHFA-participating lender and apply for any of the following programs:</p><ul><li><strong><a href="https://www.ahfa.com/homebuyers/programs-available/step-up" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Step Up</a>:</strong> Receive 4% of the sales price in down payment assistance, up to $10,000.</li><li><strong><a href="https://www.ahfa.com/homebuyers/programs-available/affordable-income-subsidy-grant" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Affordable Income Subsidy Grant</a>:</strong> You can get additional financial assistance for closing costs if you meet income requirements, and you don't need to pay back the money.</li><li><strong><a href="https://www.ahfa.com/homebuyers/programs-available/mccs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Credit Certificates</a>:</strong> Get a tax credit of 50% of the interest you pay on your mortgage, up to $2,000 per year.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="alaska-mortgage-calculator-2" data-slide-number="2" data-slide-anchor="#alaska-mortgage-calculator-2" data-slide-title="Alaska Mortgage Calculator" data-slide="" data-e2e-name="slide-2" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Alaska" >Alaska Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1898 / 3796)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500bdce1afe8f0019e902ca"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500bdce1afe8f0019e902ca":{"contentType":"image/jpeg","aspectRatioW":3796,"aspectRatioH":1898}}" alt="Alaska" /> <noscript> <img src="https://i.insider.com/6500bdce1afe8f0019e902ca?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The Northern Lights, viewed from Alaska.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Patrick J. Endres/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Alaska is a little lower than the US national typical home value of $349,770. The typical home value in Alaska is $357,535 and home values have increased 0.2% over the past year. </p><h2>Alaska Mortgage Rates</h2><p>See current mortgage rates in Alaska and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-AK"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Alaska Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Alaska, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Alaska First-Time Homebuyer Information</h2><p>The <a href="https://www.ahfc.us/buy/loan-programs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Alaska Housing Finance Corporation</a> has several loan options for first-time borrowers statewide:</p><ul><li><strong><a href="https://www.ahfc.us/buy/loan-programs/first-time-loans" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Home Limited</a>:</strong> The AHFC offers a mortgage with a discounted interest rate to low-to-moderate earners, for certain property types.</li><li><strong><a href="https://www.ahfc.us/buy/loan-programs/first-time-loans" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Home</a>:</strong> This type of mortgage is similar to First Home Limited, except there's no maximum income limit.</li><li><strong><a href="https://www.ahfc.us/buy/loan-programs/my-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">My Home</a>:</strong> If the type of property you're buying doesn't meet the standards of a First Home Limited or First Home mortgage, you may be eligible for a My Home loan.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="arizona-mortgage-calculator-3" data-slide-number="3" data-slide-anchor="#arizona-mortgage-calculator-3" data-slide-title="Arizona Mortgage Calculator" data-slide="" data-e2e-name="slide-3" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Arizona" >Arizona Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2880 / 5760)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500be011afe8f0019e90327"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500be011afe8f0019e90327":{"contentType":"image/jpeg","aspectRatioW":5760,"aspectRatioH":2880}}" alt="Camelback Mountain view" /> <noscript> <img src="https://i.insider.com/6500be011afe8f0019e90327?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Camelback Mountain in Phoenix, Arizona.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Matt Mawson/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Arizona is a little lower than the US national typical home value of $349,770. The typical home value in Arizona is $422,829 and home values have decreased 7.6% over the past year. </p><h2>Arizona Mortgage Rates</h2><p>See the latest Arizona mortgage rates and plug today's rates into the calculator below to see how much you might pay for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-AZ"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Arizona Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Arizona, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Arizona First-Time Homebuyer Information</h2><p>You can get financial assistance from the <a href="https://homeplusaz.com/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Arizona Industrial Development Authority</a>. Receive up to 5% of the home price with a HOME+PLUS program, and use it for a down payment and/or closing costs. You must get your mortgage with a participating lender to get assistance.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="arkansas-mortgage-calculator-4" data-slide-number="4" data-slide-anchor="#arkansas-mortgage-calculator-4" data-slide-title="Arkansas Mortgage Calculator" data-slide="" data-e2e-name="slide-4" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Arkansas" >Arkansas Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 3112 / 6226)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500be1d1afe8f0019e90359"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500be1d1afe8f0019e90359":{"contentType":"image/jpeg","aspectRatioW":6226,"aspectRatioH":3112}}" alt="Jonesboro, Arkansas" /> <noscript> <img src="https://i.insider.com/6500be1d1afe8f0019e90359?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Jonesboro, Arkansas.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Arkansas is lower than the US national typical value of $349,770. The typical home value in Arkansas is $198,746, and home values have increased 1.8% over the past year. </p><h2>Arkansas Mortgage Rates</h2><p>Check out current mortgage rates in Arkansas. Plug in today's rates when you use the calculator below to see how much you might pay for an average mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-AR"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Arkansas Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Arkansas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Arkansas First-Time Homebuyer Information</h2><p>The <a href="https://homeloans.arkansas.gov/programs/" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="4d6a111fc5f5e08deb7d081b3ad95d23">Arkansas Development Finance Authority</a> has a few programs to help novice homebuyers save money:</p><ul><li><strong><a href="https://homeloans.arkansas.gov/move-up/" target="_blank" rel="noopener" data-analytics-module="body_link">ADFA Move-Up Loan</a>:</strong> Get an affordable 30-year conventional mortgage, and combine this mortgage with other ADFA financial assistance.</li><li><strong><a href="https://homeloans.arkansas.gov/dpa/" target="_blank" rel="noopener" data-analytics-module="body_link">Down Payment Assistance Program</a>:</strong> Get a loan for up to $15,000, and put the money toward your down payment or closing costs. You'll pay back the loan over 10 years.</li><li><strong><a href="https://homeloans.arkansas.gov/addi/" target="_blank" rel="noopener" data-analytics-module="body_link">Arkansas Dream Down Payment Initiative</a>:</strong> Low-income "ADFA Move-Up Loan" borrowers can also get up to $25,000 in down payment and closing cost assistance in the form of a second mortgage loan. There are no monthly payments, and the ADFA may forgive the loan after five or 10 years.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="california-mortgage-calculator-5" data-slide-number="5" data-slide-anchor="#california-mortgage-calculator-5" data-slide-title="California Mortgage Calculator" data-slide="" data-e2e-name="slide-5" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="California" >California Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500be387cfadd001913ecfb"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500be387cfadd001913ecfb":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Laguna Beach coastline, Orange County, California" /> <noscript> <img src="https://i.insider.com/6500be387cfadd001913ecfb?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Laguna Beach, California.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Ron and Patty Thomas/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in California is much higher than the US national typical value of $349,770. The typical home value in California is $744,280, and home values have decreased 2.8% over the past year. </p><h2>California Mortgage Rates</h2><p>These are today's mortgage rates in California. Plug in the latest rates into the calculator below to see how much you might pay for a mortgage in California.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-CA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>California Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in California, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>California First-Time Homebuyer Information</h2><p>You may qualify for one of the following homebuyer programs through the California Housing Finance Agency:</p><ul><li><strong><a href="https://www.calhfa.ca.gov/homebuyer/programs/index.htm" target="_blank" rel="noopener" data-analytics-module="body_link">CalHFA First Mortgage Programs</a>: </strong>These programs offer affordable conventional and government-backed mortgages to borrowers who meet income limits. These loans are available on their own or in combination with the CalHFA Zero Interest Program, which provides a 0% interest loan to cover closing costs. The ZIP loan must be paid back once the home is sold or refinanced. These programs can also be combined with the MyHome Assistance Program.</li><li><strong><a href="https://www.calhfa.ca.gov/homebuyer/programs/myhome.htm" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="5d84946f4cf22878dfd6f6e5fff4e8a7">CalHFA MyHome Assistance Program</a>:</strong> Get down payment assistance loans for up to 3% of the purchase price on a conventional loan or 3.5% on an FHA loan.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="colorado-mortgage-calculator-6" data-slide-number="6" data-slide-anchor="#colorado-mortgage-calculator-6" data-slide-title="Colorado Mortgage Calculator" data-slide="" data-e2e-name="slide-6" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Colorado" >Colorado Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2732 / 5464)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500be537cfadd001913ed15"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500be537cfadd001913ed15":{"contentType":"image/jpeg","aspectRatioW":5464,"aspectRatioH":2732}}" alt="Breckenrdige, Colorado" /> <noscript> <img src="https://i.insider.com/6500be537cfadd001913ed15?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Breckenridge, Colorado.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Shutterstock/Nicholas Courtney </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Colorado is much higher than the US national typical value of $349,770. The typical home value in Colorado is $537,600, and home values have decreased 4.1% over the past year. </p><h2>Colorado Mortgage Rates</h2><p>Check out current mortgage rates in Colorado and plug today's rates into the calculator below to see how much you might pay each month for a home in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-CO"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Colorado Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Colorado, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Colorado First-Time Homebuyer Information</h2><p>As a first-time homebuyer in Colorado, you might qualify for the following financial assistance through the Colorado Housing and Finance Authority:</p><ul><li><strong><a href="https://www.chfainfo.com/homeownership/how-to-get-a-chfa-program-loan" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">CHFA loan programs</a>:</strong> First-time homebuyers can get an affordable mortgage through <a href="https://www.chfainfo.com/homeownership/find-a-participating-lender" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">participating lenders</a>.</li><li><strong><a href="https://www.chfainfo.com/homeownership/down-payment-assistance" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="9a1d1e3d7ce2b441a49a5d17b400d3e6">CHFA down payment assistance</a>:</strong> This includes a grant for up to $25,000 or 3% of your mortgage (whichever is lower), or a second mortgage for up to $25,000 or 4% of your first mortgage that you don't have to pay back until you've sold or refinanced the home.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="connecticut-mortgage-calculator-7" data-slide-number="7" data-slide-anchor="#connecticut-mortgage-calculator-7" data-slide-title="Connecticut Mortgage Calculator" data-slide="" data-e2e-name="slide-7" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Connecticut" >Connecticut Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2800 / 5600)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500be841afe8f0019e903e4"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500be841afe8f0019e903e4":{"contentType":"image/jpeg","aspectRatioW":5600,"aspectRatioH":2800}}" alt="Downtown Hartford, Connecticut." /> <noscript> <img src="https://i.insider.com/6500be841afe8f0019e903e4?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Hartford, Connecticut.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Connecticut is a little higher than the US national typical value of $349,770. The typical home value in Connecticut is $381,722, and home values have increased 6.4% over the past year. </p><h2>Connecticut Mortgage Rates</h2><p>See where current mortgage rates in Connecticut are at and plug today's rates into our free mortgage calculator to see what a typical mortgage would cost you in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-CT"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Connecticut Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Connecticut, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Connecticut First-Time Homebuyer Information</h2><p>The <a href="https://www.chfa.org/homebuyers/all-homebuyer-mortgage-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="69545998fb179b78e339ec67e12010ad">Connecticut Housing Finance Authority</a> offers several financial assistance programs, including the following:</p><ul><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/hfa-preferred-mortgage/#:~:text=The%20HFA%20Advantage%20and%20HFA,home%20in%20a%20Targeted%20Area." target="_blank" rel="noopener nofollow" data-analytics-module="body_link">HFA Advantage and HFA Preferred Loan Programs</a>:</strong> Get a mortgage with reduced mortgage insurance costs and combine this program with CHFA's down payment assistance programs.</li><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/homebuyer-mortgage-program/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">CHFA Government-Insured Mortgage Programs</a>: </strong>Get an FHA, VA, or USDA loan with a below-market rate and down payment assistance.</li><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/downpayment-assistance-program-dap-loan/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Down Payment Assistance Program Loan</a>:</strong> Get up to $20,000 in down payment and closing cost assistance in the form of a second mortgage with a 1% interest rate.</li><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/time-to-own-down-payment-assistance-program-loan/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Time To Own - Forgivable Down Payment Assistance</a>: </strong>This program offers a loan for up to $50,000 to cover down payment and closing costs. The loan comes with a 0% rate and is forgiven over the course of 10 years.</li><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/renovation-mortgage-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">FHA 203(k) Renovation Mortgage Program</a>:</strong> Get a low interest rate on a loan that wraps up the cost of home repairs into your mortgage.</li><li><strong><a href="https://www.chfa.org/homebuyers-homeowners/homebuyers/mobile-manufactured-home-loan-program/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mobile Manufactured Home Loan Program</a>:</strong> If you are buying a mobile home or manufactured home, you can get a low interest rate and reduced closing costs.</li><li><strong><a href="https://www.chfa.org/homebuyers/homeownership-for-residents-of-public-housing/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homeownership for Residents of Public Housing</a>: </strong>This program is geared toward those who currently receive public rental assistance or live in public rental housing, offering a low-interest-rate mortgage and down payment assistance.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="delaware-mortgage-calculator-8" data-slide-number="8" data-slide-anchor="#delaware-mortgage-calculator-8" data-slide-title="Delaware Mortgage Calculator" data-slide="" data-e2e-name="slide-8" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Delaware" >Delaware Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2808 / 5616)" > <meta itemprop="contentUrl" content="https://i.insider.com/64a18ec62634f500197f4076"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64a18ec62634f500197f4076":{"contentType":"image/jpeg","aspectRatioW":5616,"aspectRatioH":2808}}" alt="A view of the Delaware Legislative Hall." /> <noscript> <img src="https://i.insider.com/64a18ec62634f500197f4076?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Delaware Legislative Hall in Dover, Delaware.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > iStock/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Delaware is higher than the US national typical value of $349,770. The typical home value in Delaware is $374,808, and home values have increased 2.6% over the past year. </p><h2>Delaware Mortgage Rates</h2><p>These are current mortgage rates in Delaware. Plug today's rates into our calculator below to see how much you could pay for a mortgage each month in Delaware.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-DE"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Delaware Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Delaware, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Delaware First-Time Homebuyer Information</h2><p>You may qualify for the following assistance from the <a href="https://kissyourlandlordgoodbye.com/help-for-homebuyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="dfb5c724aa85f48017167a7ed9523264">Delaware State Housing Authority</a>:</p><ul><li><strong>Homeownership Loan:</strong> The DSHA offers reduced-rate 30-year mortgages for those who meet household income limits.</li><li><strong>First State Home Loan: </strong>This zero-interest loan provides up to a 4% down payment and closing cost assistance. The loan must be repaid once the home is sold or refinanced.</li><li><strong>First-Time Homebuyer Tax Credit Program:</strong> Claim 35% of your interest paid on your federal taxes, up to $2,000 per year.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="florida-mortgage-calculator-9" data-slide-number="9" data-slide-anchor="#florida-mortgage-calculator-9" data-slide-title="Florida Mortgage Calculator" data-slide="" data-e2e-name="slide-9" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Florida" >Florida Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/64cbb00d95fe1f0019dfc28f"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64cbb00d95fe1f0019dfc28f":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Miami Florida" /> <noscript> <img src="https://i.insider.com/64cbb00d95fe1f0019dfc28f?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Miami, Florida.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Alexander Spatari/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Florida is higher than the US national typical value of $349,770. The typical home value in Florida is $392,922, and home values have increased 0.7% over the past year. </p><h2>Florida Mortgage Rates</h2><p>Check out the latest mortgage rates in Florida and plug them into the calculator below to see what your monthly mortgage payment could be in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-DE"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Florida Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Florida, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Florida First-Time Homebuyer Information</h2><p>You may qualify for the following assistance from the <a href="https://www.floridahousing.org/programs/homebuyer-overview-page" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Florida Housing Finance Corporation</a>:</p><ul><li><strong>Homebuyer Program: </strong>This is a 30-year fixed-rate mortgage available through participating lenders. This loan can be combined with Florida Housing's down payment assistance.</li><li><strong>The Florida Assist: </strong>Get up to $10,000 for down payment assistance in the form of a 0% second mortgage that doesn't need to be paid back until you sell or refinance.</li><li><strong>The Florida Homeownership Loan Program Second Mortgage: </strong>This down payment assistance loan, which also offers up to $10,000, will need to be paid back each month, and you'll owe the remaining balance when you sell or refinance.</li><li><strong>HFA Preferred and HFA Advantage PLUS Second Mortgage</strong>: Get a forgivable second mortgage for 3%, 4%, or 5% of the loan amount. The loan is forgiven over a 5-year term.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="georgia-mortgage-calculator-10" data-slide-number="10" data-slide-anchor="#georgia-mortgage-calculator-10" data-slide-title="Georgia Mortgage Calculator" data-slide="" data-e2e-name="slide-10" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Georgia" >Georgia Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2250 / 4500)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500c5e51afe8f0019e90d99"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500c5e51afe8f0019e90d99":{"contentType":"image/jpeg","aspectRatioW":4500,"aspectRatioH":2250}}" alt="Skyline view of Atlanta, Georgia." /> <noscript> <img src="https://i.insider.com/6500c5e51afe8f0019e90d99?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Atlanta, Georgia.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > f11photo/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Georgia is lower than the US national typical value of $349,770. The typical home value in Georgia is $319,271, and home values have increased 0.7% over the past year. </p><h2>Georgia Mortgage Rates</h2><p>These are today's mortgage rates in Georgia. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in Georgia.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-GA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Georgia Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Georgia, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Georgia First-Time Homebuyer Information</h2><p>If you're buying your first home in Georgia, you may be eligible for financial assistance through the <a href="https://www.dca.ga.gov/safe-affordable-housing/homeownership" target="_blank" rel="noopener" data-analytics-module="body_link">Georgia Department of Community Affairs</a>.</p><p><strong><a href="https://www.dca.ga.gov/safe-affordable-housing/homeownership/georgia-dream" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="d277c35d8ed2ae9d969f281ae3113faf">Georgia Dream Homeownership Program:</a> </strong>Get a down payment loan for up to $10,000 or $12,500 if you're a public protector, educator, healthcare worker, or active military member, or if a member of your family has a disability.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="hawaii-mortgage-calculator-11" data-slide-number="11" data-slide-anchor="#hawaii-mortgage-calculator-11" data-slide-title="Hawaii Mortgage Calculator" data-slide="" data-e2e-name="slide-11" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Hawaii" >Hawaii Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 860 / 1719)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500c66b1afe8f0019e90e68"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500c66b1afe8f0019e90e68":{"contentType":"image/jpeg","aspectRatioW":1719,"aspectRatioH":860}}" alt="Kā‘anapali Beach in Hawaii." /> <noscript> <img src="https://i.insider.com/6500c66b1afe8f0019e90e68?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Kā'anapali Beach, Hawaii.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > ejs9/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Hawaii is more than double the US national typical value of $349,770. The typical home value in Hawaii is $840,928, and home values have decreased 2% over the past year. </p><h2>Hawaii Mortgage Rates</h2><p>These are today's mortgage rates in Hawaii. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in Hawaii</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-HI"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Hawaii Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Hawaii, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Hawaii First-Time Homebuyer Information</h2><p>You may be able to get the following assistance through the Hawaii Housing Finance & Development Corporation:</p><ul><li><strong><a href="http://dbedt.hawaii.gov/hhfdc/mortgage-credit-certificate/" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="6d25490e4ac7a0bfcbb00279342563c1">HHFDC Mortgage Credit Certificate Program</a>: </strong>If you get a mortgage through a participating lender, you can claim a certain percentage of the interest you pay on your mortgage each year on your federal taxes.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="idaho-mortgage-calculator-12" data-slide-number="12" data-slide-anchor="#idaho-mortgage-calculator-12" data-slide-title="Idaho Mortgage Calculator" data-slide="" data-e2e-name="slide-12" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Idaho" >Idaho Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 3680 / 7360)" > <meta itemprop="contentUrl" content="https://i.insider.com/64c295c6cf07780019655454"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64c295c6cf07780019655454":{"contentType":"image/jpeg","aspectRatioW":7360,"aspectRatioH":3680}}" alt="Boise, Idaho." /> <noscript> <img src="https://i.insider.com/64c295c6cf07780019655454?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Boise, Idaho.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images. </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Idaho is higher than the US national typical value of $349,770. The typical home value in Idaho is $444,557, and home values have decreased 8.3% over the past year. </p><h2>Idaho Mortgage Rates</h2><p>These are today's mortgage rates in Idaho. Plug in the rate for the type of mortgage you want into the calculator below to see how much you could pay each month for a home in</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-ID"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Idaho Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Idaho, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Idaho First-Time Homebuyer Information</h2><p>If you get a mortgage through a participating lender, you may qualify for one or both of the following programs from the <a href="https://www.idahohousing.com/homebuyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Idaho Housing and Finance Association</a>:</p><ul><li><strong>Idaho Housing home loans: </strong>You may be eligible to get a conventional or government-backed mortgage through Idaho Housing. These loans come with lower rates, down payment and closing cost assistance, and low or no mortgage insurance.</li><li><strong><a href="https://www.idahohousing.com/homebuyers/home-loans/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Down payment/closing cost assistance</a>:</strong> You may receive up to 10% of the home sale price. You'll need to provide at least 0.5% of the sales price using your own funds. This assistance is available in the form of a forgivable loan or a second mortgage that must be paid back over time.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="illinois-mortgage-calculator-13" data-slide-number="13" data-slide-anchor="#illinois-mortgage-calculator-13" data-slide-title="Illinois Mortgage Calculator" data-slide="" data-e2e-name="slide-13" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Illinois" >Illinois Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2951 / 5902)" > <meta itemprop="contentUrl" content="https://i.insider.com/6491a24151ea980019d6d6c6"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6491a24151ea980019d6d6c6":{"contentType":"image/jpeg","aspectRatioW":5902,"aspectRatioH":2951}}" alt="Chicago skyline" /> <noscript> <img src="https://i.insider.com/6491a24151ea980019d6d6c6?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Chicago, Illinois.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Beata Zawrzel/NurPhoto via Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Illinois is lower than the US national typical value of $349,770. The typical home value in Illinois is $252,134, and home values have increased 2.5% over the past year. </p><h2>Illinois Mortgage Rates</h2><p>Here are mortgage rates today in Illinois. Use these rates in the calculator below to see how much you might pay each month for a house in Illinois.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-IL"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Illinois Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Illinois, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Illinois First-Time Homebuyer Information</h2><p>If you're looking for financial assistance, the <a href="https://www.ihda.org/my-home/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="dbc425e241e5823794c993d2fcf83202">Illinois Housing Development Authority</a> has a few programs to choose from:</p><ul><li><strong>Opening Doors: </strong>Get a forgivable $6,000 loan that you won't need to repay as long as you stay in the home for five years.</li><li><strong>IHDAccess Forgivable:</strong> Borrow 4% of the price of your home, up to $6,000. Your loan may be forgiven after 10 years.</li><li><strong>IHDAccess Deferred:</strong> Borrow 5% of the home price, up to $7,500. You'll pay off the loan when you sell the home or refinance your loan.</li><li><strong>IHDAccess Repayable:</strong> Borrow 10% of your home price, up to $10,000. You'll make monthly payments to pay off the loan over 10 years.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="indiana-mortgage-calculator-14" data-slide-number="14" data-slide-anchor="#indiana-mortgage-calculator-14" data-slide-title="Indiana Mortgage Calculator" data-slide="" data-e2e-name="slide-14" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Indiana" >Indiana Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2550 / 5100)" > <meta itemprop="contentUrl" content="https://i.insider.com/6500c80e7cfadd001913fac0"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6500c80e7cfadd001913fac0":{"contentType":"image/jpeg","aspectRatioW":5100,"aspectRatioH":2550}}" alt="Aerial view of Indianapolis Skyline view on White River, Indiana." /> <noscript> <img src="https://i.insider.com/6500c80e7cfadd001913fac0?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Indianapolis, Indiana.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Joe Sohm/Visions of America/Universal Images Group via Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Indiana is much lower than the US national typical value of $349,770. The typical home value in Indiana is $233,511, and home values have increased 3.1% over the past year. </p><h2>Indiana Mortgage Rates</h2><p>These are current mortgage rates in Indiana. Use these rates in the calculator below to see how much you might pay each month for a house in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-IN"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Indiana Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Indiana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Indiana First-Time Homebuyer Information</h2><p>You may qualify for the following assistance from the <a href="https://www.in.gov/ihcda/homebuyers/" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="8a41687066a5a51fd6fce6cc2d6ea4a6">Indiana Housing and Community Development Authority</a>:</p><ul><li><strong>First Place program:</strong> For first-time homebuyers, receive 6% of the home purchase price for down payment assistance.</li><li><strong>Next Home program:</strong> Receive up to 3.5% of the home purchase price for down payment assistance.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="iowa-mortgage-calculator-15" data-slide-number="15" data-slide-anchor="#iowa-mortgage-calculator-15" data-slide-title="Iowa Mortgage Calculator" data-slide="" data-e2e-name="slide-15" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Iowa" >Iowa Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2928 / 5857)" > <meta itemprop="contentUrl" content="https://i.insider.com/643ec31c2ddd060018260ee3"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/643ec31c2ddd060018260ee3":{"contentType":"image/jpeg","aspectRatioW":5857,"aspectRatioH":2928}}" alt="The view of the state capitol building of Iowa in Des Moines, IA on a spring day" /> <noscript> <img src="https://i.insider.com/643ec31c2ddd060018260ee3?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The state capitol building in Des Moines, Iowa.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Iowa is much lower than the US national typical value of $349,770. The typical home value in Iowa is $212,075, and home values have increased 2.7% over the past year. </p><h2>Iowa Mortgage Rates</h2><p>Check out current mortgage rates in Iowa and see how these rates could impact your monthly payment in the calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-IA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Iowa Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Iowa, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Iowa First-Time Homebuyer Information</h2><p>The <a href="https://www.iowafinance.com/homeownership/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="7c26ac7a31b8477d280108d3c8c2bd2e">Iowa Finance Authority</a> has several financial assistance programs for first-time homebuyers who borrow from participating lenders:</p><ul><li><strong><a href="https://www.iowafinance.com/homeownership/mortgage-programs/firsthome-program/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">FirstHome Mortgage Program</a>: </strong>Get an IFA loan with a participating lender and enjoy lower rates and fewer fees.</li><li><strong><a href="https://www.iowafinance.com/homeownership/down-payment-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">FirstHome Down Payment Program</a>: </strong>Down payment/closing cost assistance from the IFA can come in the form of a $2,500 grant or a deferred loan for up to 5% of the sales price. The loan must be paid back when the home is sold or refinanced.</li><li><strong><a href="https://www.iowafinance.com/homeownership/mortgage-programs/homes-for-iowans/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homes for Iowans Mortgage Program</a>: </strong>This mortgage is like the FirstHome program but is available to both first-time and repeat homebuyers.</li><li><strong><a href="https://www.iowafinance.com/homeownership/down-payment-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homes for Iowans Down Payment Program</a>:</strong> This works similarly to FirstHome down payment assistance, coming in the form of a $2,500 grant or 5% deferred loan.</li><li><strong>Military Homeownership Assistance Program:</strong> If you're an active-service military member or a veteran, you may be eligible for a $5,000 grant. You don't have to pay back the grant, and you can combine this assistance with FirstHome or Homes for Iowans assistance.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="kansas-mortgage-calculator-16" data-slide-number="16" data-slide-anchor="#kansas-mortgage-calculator-16" data-slide-title="Kansas Mortgage Calculator" data-slide="" data-e2e-name="slide-16" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Kansas" >Kansas Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 907 / 1815)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501ccf0992da60019eb755f"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501ccf0992da60019eb755f":{"contentType":"image/jpeg","aspectRatioW":1815,"aspectRatioH":907}}" alt="University of Kansas campus" /> <noscript> <img src="https://i.insider.com/6501ccf0992da60019eb755f?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The University of Kansas campus.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Nick Tre. Smith/Icon Sportswire/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Kansas is significantly lower than the US national typical value of $349,770. The typical home in Kansas is $219,861, and home values have increased 4.1% over the past year. </p><h2>Kansas Mortgage Rates</h2><p>See current mortgage rates in Kansas and see how today's rates could impact your monthly payment in the calculator below. </p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-KS"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Kansas Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Kansas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Kansas First-Time Homebuyer Information</h2><ul><li><strong><a href="https://kshousingcorp.org/homeowners/first-time-homebuyer/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Time Homebuyer Program</a>:</strong> Kansas Housing offers down payment assistance loans. Borrow 15% or 20% of your home's purchase price at no interest. Kansas Housing will forgive your loan if you stay in the home for 10 years.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="kentucky-mortgage-calculator-17" data-slide-number="17" data-slide-anchor="#kentucky-mortgage-calculator-17" data-slide-title="Kentucky Mortgage Calculator" data-slide="" data-e2e-name="slide-17" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Kentucky" >Kentucky Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1349 / 2700)" > <meta itemprop="contentUrl" content="https://i.insider.com/64540be3dcb78700180cf09c"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64540be3dcb78700180cf09c":{"contentType":"image/jpeg","aspectRatioW":2700,"aspectRatioH":1349}}" alt="Rich Strike, with Sonny Leon aboard, crosses the finish line to win the 148th running of the Kentucky Derby." /> <noscript> <img src="https://i.insider.com/64540be3dcb78700180cf09c?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Rich Strike, with Sonny Leon aboard, crosses the finish line to win the 148th running of the Kentucky Derby.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > AP Photo/Jeff Roberson </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Kentucky is a little over half the US national typical value of $349,770. The typical home in Kentucky is $197,657, and home values have increased 3.4% over the past year. </p><h2>Kentucky Mortgage Rates</h2><p>See the latest Kentucky mortgage rates and use the calculator below to find out how much you could pay each month for a home in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-KY"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Kentucky Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Kentucky, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Kentucky First-Time Homebuyer Information</h2><p>If you get a mortgage through a <a href="https://www.kyhousing.org/Homeownership/Future-Homebuyers/Pages/default.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Kentucky Housing Corporatio</a>n approved lender, you can get a lower interest rate and may be eligible for assistance:</p><ul><li><strong><a href="https://www.kyhousing.org/Homeownership/Future-Homebuyers/Pages/Down-Payment-Assistance.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Regular Down Payment Assistance</a>:</strong> Receive a loan of up to $10,000 and repay it over 10 years at a 3.75% interest rate.</li><li><strong><a href="https://www.kyhousing.org/Homeownership/Future-Homebuyers/Pages/Tax-Credits.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home Buyer Tax Credit</a>: </strong>Get a federal income tax reduction equal to 20% of the mortgage interest you pay each year.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="louisiana-mortgage-calculator-18" data-slide-number="18" data-slide-anchor="#louisiana-mortgage-calculator-18" data-slide-title="Louisiana Mortgage Calculator" data-slide="" data-e2e-name="slide-18" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Louisiana" >Louisiana Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2515 / 5031)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501ce461afe8f0019e98cff"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501ce461afe8f0019e98cff":{"contentType":"image/jpeg","aspectRatioW":5031,"aspectRatioH":2515}}" alt="New Orleans french quarter" /> <noscript> <img src="https://i.insider.com/6501ce461afe8f0019e98cff?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The French Quarter in New Orleans, Louisiana.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Louisiana is lower than the US national typical value of $349,770. The typical home in Louisiana is $200,613, and home values have decreased 3.8% over the past year. </p><h2>Louisiana Mortgage Rates</h2><p>These are the current mortgage rates in Louisiana. Plus these rates into our free mortgage calculator below to see how much you could end up paying each month for a home in Louisiana.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-LA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Louisiana Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Louisiana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Louisiana First-Time Homebuyer Information</h2><p>The <a href="https://www.lhc.la.gov/yourhomeownit" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="f12cc56d1f462b47b220d3982613dd00">Louisiana Housing Corporation</a> has several types of financial assistance if you work with a participating lender:</p><ul><li><strong><a href="https://www.lhc.la.gov/mrb" target="_blank" rel="noopener" data-analytics-module="body_link">MRB Home and Assisted Programs</a>:</strong> LHC's mortgage revenue bond program offers low interest rates, reduced mortgage insurance, and between 5% and 9% in down payment and closing cost assistance for borrowers who meet income limits. The <strong>MRB Assisted program</strong> has expanded eligibility compared to MRB Home and includes a loan for up to 4% of your mortgage amount for down payment and closing cost assistance.</li><li><strong>Market Rate Programs:</strong> Get a <a href="https://www.lhc.la.gov/gnma" target="_blank" rel="noopener" data-analytics-module="body_link">government-backed</a> or <a href="https://www.lhc.la.gov/preferred" target="_blank" rel="noopener" data-analytics-module="body_link">conventional</a> mortgage through LHC and enjoy up to 4% in assistance, no origination or discount fees, and reduced private mortgage insurance (on conventional loans).</li><li><strong><a href="https://www.lhc.la.gov/premier" target="_blank" rel="noopener" data-analytics-module="body_link">Premier Program</a>: </strong>This is another mortgage option offered through LHC that includes conventional and government-backed loans. Those who meet income limits can get reduced mortgage insurance (on conventional loans) and no origination or discount fees.</li><li><strong><a href="https://www.lhc.la.gov/delta" target="_blank" rel="noopener" data-analytics-module="body_link">Delta 100 Program</a>:</strong> Those in eligible parishes who don't have traditional credit may qualify for one of these mortgages, which come with 100% financing, no mortgage insurance, and 3% in closing cost assistance. </li><li><strong><a href="https://www.lhc.la.gov/mcc-homebuyers" target="_blank" rel="noopener" data-analytics-module="body_link">Mortgage Credit Certificate Program</a>:</strong> Claim 40% of the interest paid on your mortgage on your federal taxes, up to $2,000 per year.</li><li><strong><a href="https://www.lhc.la.gov/pathways" target="_blank" rel="noopener" data-analytics-module="body_link">Pathways to Homeownership Program</a>:</strong> If you qualify, you'll receive a loan of 20% of the home purchase price, up to $55,000, and the government will forgive the loan if you live in the home for at least 10 years. You may also get an additional $5,000 toward closing costs.</li><li><strong><a href="https://www.lhc.la.gov/keysforservice" target="_blank" rel="noopener" data-analytics-module="body_link">Keys for Service</a>: </strong>This program offers 4% in down payment/closing cost assistance to individuals in public service jobs. This makes <a href="https://www.businessinsider.com/personal-finance/teacher-next-door-program-home-loans-for-teachers" rel="" data-analytics-module="body_link">home loans for teachers</a>, firefighters, healthcare workers (just to name a few) much more affordable. The assistance comes in the form of a loan that is forgiven over five years.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="maine-mortgage-calculator-19" data-slide-number="19" data-slide-anchor="#maine-mortgage-calculator-19" data-slide-title="Maine Mortgage Calculator" data-slide="" data-e2e-name="slide-19" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Maine" >Maine Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 4330 / 8660)" > <meta itemprop="contentUrl" content="https://i.insider.com/630e5420ec758900199425b2"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/630e5420ec758900199425b2":{"contentType":"image/jpeg","aspectRatioW":8660,"aspectRatioH":4330}}" alt="Boothbay Maine" /> <noscript> <img src="https://i.insider.com/630e5420ec758900199425b2?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Boothbay, Maine.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > DenisTangneyJr/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Maine is higher than the US national typical value of $349,770. The typical home in Maine is $389,848, and home values have increased 4.6% over the past year. </p><h2>Maine Mortgage Rates</h2><p>These are the latest mortgage rates in Maine. Use these rates to see how much you might pay each month for a mortgage by plugging them into the calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-ME"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Maine Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Maine, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Maine First-Time Homebuyer Information</h2><p><a href="https://www.mainehousing.org/programs-services/homebuyer" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">MaineHousing</a>, the state's housing authority, offers the <strong><a href="https://www.mainehousing.org/programs-services/homebuyer/homebuyerdetail/first-home-loan-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Home Loan Program</a></strong>, which comes with low interest rates and down payment/closing cost assistance up to $5,000.</p><p>Additionally, active military members and veterans may be able to get a 0.50% discount on their First Home Loan rate.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="maryland-mortgage-calculator-20" data-slide-number="20" data-slide-anchor="#maryland-mortgage-calculator-20" data-slide-title="Maryland Mortgage Calculator" data-slide="" data-e2e-name="slide-20" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Maryland" >Maryland Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1500 / 3000)" > <meta itemprop="contentUrl" content="https://i.insider.com/63289a304f9291001883aa5a"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/63289a304f9291001883aa5a":{"contentType":"image/jpeg","aspectRatioW":3000,"aspectRatioH":1500}}" alt="Baltimore, Maryland." /> <noscript> <img src="https://i.insider.com/63289a304f9291001883aa5a?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Baltimore, Maryland.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > David Shvartsman/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Maryland is much higher than the US national typical value of $349,770. The typical home in Maryland is $407,656, and home values have increased 1.9% over the past year. </p><h2>Maryland Mortgage Rates</h2><p>Here are current mortgage rates in Maryland. Plug these rates into the mortgage calculator below to see how much you might pay for a mortgage in Maryland.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MD"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Maryland Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Maryland, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Maryland First-Time Homebuyer Information</h2><p>You may be eligible for financial assistance through the <a href="https://mmp.maryland.gov/pages/default.aspx" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="ea879effe957d043b157a83854c5aa68">Maryland Department of Housing and Community Development</a> if you get your mortgage through a participating lender. Here are your options:</p><ul><li><strong><a href="https://mmp.maryland.gov/Pages/1stTimeAdvantage.aspx" target="_blank" rel="noopener" data-analytics-module="body_link">MMP 1st Time Advantage</a>:</strong> Get a 30-year fixed-rate mortgage with a low interest rate. This mortgage also comes with a few different down payment/closing cost options in the form of zero-interest deferred loans. Depending on your income, you could qualify for $6,000 in assistance or between 3% and 6% of the loan amount in assistance. The state also offers a similar program for repeat homebuyers called MMP Flex Loans.</li><li><strong><a href="https://mmp.maryland.gov/Pages/Downpayment.aspx" target="_blank" rel="noopener" data-analytics-module="body_link">Partner Match</a>:</strong> Employers, home builders, community organizations, and local governments may offer down payment assistance that can be matched by the Maryland Mortgage Program, up to $2,500.</li><li><strong><a href="https://mmp.maryland.gov/Pages/SmartBuy/default.aspx" target="_blank" rel="noopener" data-analytics-module="body_link">Maryland SmartBuy</a>:</strong> You can get a loan of up to 15% (max $20,000) of your home purchase price to pay off student loans, and you must pay off the student loans before closing on the home.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="massachusetts-mortgage-calculator-21" data-slide-number="21" data-slide-anchor="#massachusetts-mortgage-calculator-21" data-slide-title="Massachusetts Mortgage Calculator" data-slide="" data-e2e-name="slide-21" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Massachusetts" >Massachusetts Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d082992da60019eb7914"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d082992da60019eb7914":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Person running near Boston Harbor in Boston, Massachusetts" /> <noscript> <img src="https://i.insider.com/6501d082992da60019eb7914?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Boston, Massachusetts.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Prasit photo/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Massachusetts is much higher than the US national typical value of $349,770. The typical home in Massachusetts is $590,793, and home values have increased 2.7% over the past year. </p><h2>Massachusetts Mortgage Rates</h2><p>Check out current mortgage rates in Massachusetts and use the calculator below to see how much you might pay each month for a mortgage based on today's rates.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Massachusetts Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Massachusetts, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Massachusetts First-Time Homebuyer Information</h2><p>You may qualify for one of the following financial assistance programs from <a href="https://www.masshousing.com/en/home-ownership/homebuyers/homebuyer-loans" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="52f1d1d381fc7c9584a4c76ac6003423">MassHousing</a> if you get a mortgage from a participating lender:</p><ul><li><strong><a href="https://www.masshousing.com/home-ownership/homebuyers/income-limits" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">MassHousing Mortgage Loans</a>: </strong>Get a low-interest-rate conventional or FHA mortgage through MassHousing.</li><li><strong><a href="https://www.masshousing.com/home-ownership/homebuyers/down-payment-assistance" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Down Payment Assistance</a>:</strong> Get up to $50,000 in the form of a zero-interest deferred loan or a 15-year loan with a 2% interest rate.</li><li><strong><a href="https://www.masshousing.com/home-ownership/homeownership-articles/miplus-peace-of-mind-0420" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">MI Plus Job-Loss Protection</a>:</strong> Receive up to $2,000 per month for up to six months if you lose your job.</li></ul><p>MassHousing loans also come with a $2,500 closing cost credit for military members, veterans, or Gold Star Families.</p><p>In addition to assistance from MassHousing, Massachusetts residents also have options through the Massachusetts Housing Partnership. This includes the <a href="https://www.mhp.net/one-mortgage" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">ONE Mortgage</a> and <a href="https://www.mhp.net/one-mortgage/massdreams" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">MassDREAMS grant program</a>.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="michigan-mortgage-calculator-22" data-slide-number="22" data-slide-anchor="#michigan-mortgage-calculator-22" data-slide-title="Michigan Mortgage Calculator" data-slide="" data-e2e-name="slide-22" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Michigan" >Michigan Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d137992da60019eb79ca"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d137992da60019eb79ca":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Ann Arbor Michigan" /> <noscript> <img src="https://i.insider.com/6501d137992da60019eb79ca?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Ann Arbor, Michigan.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Barry Winiker/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Michigan is lower than the US national typical value of $349,770. The typical home in Michigan is $237,918, and home values have increased 1.5% over the past year. </p><h2>Michigan Mortgage Rates</h2><p>Here are today's mortgage rates in Michigan. Use the calculator below to see how much you might pay each month for a mortgage based on today's rates.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MI"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Michigan Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Michigan, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Michigan First-Time Homebuyer Information</h2><p>Michiganders looking for homebuying assistance can get help through the <a href="https://www.michigan.gov/mshda/homeownership" target="_blank" rel="noopener" data-analytics-module="body_link">Michigan State Housing Development Authority</a>.</p><ul><li><strong><a href="https://www.michigan.gov/mshda/homeownership/mi-home-loan" target="_blank" rel="noopener" data-analytics-module="body_link">MI Home Loan</a>:</strong> Get up to $10,000 in down payment assistance in the form of a loan if you meet income and credit score requirements.</li><li><strong><a href="https://www.michigan.gov/mshda/homeownership/mortgage-credit-certificate-program" target="_blank" rel="noopener" data-analytics-module="body_link">Mortgage Credit Certificate</a>: </strong>Get a federal tax credit for 20% of the annual mortgage interest you pay.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="minnesota-mortgage-calculator-23" data-slide-number="23" data-slide-anchor="#minnesota-mortgage-calculator-23" data-slide-title="Minnesota Mortgage Calculator" data-slide="" data-e2e-name="slide-23" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Minnesota" >Minnesota Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2998 / 5997)" > <meta itemprop="contentUrl" content="https://i.insider.com/64cbb13395fe1f0019dfc413"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64cbb13395fe1f0019dfc413":{"contentType":"image/jpeg","aspectRatioW":5997,"aspectRatioH":2998}}" alt="Downtown Minneapolis, Minnesota." /> <noscript> <img src="https://i.insider.com/64cbb13395fe1f0019dfc413?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Minneapolis, Minnesota.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Dan Anderson/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Minnesota is slightly lower than the US national typical value of $349,770. The typical home in Minnesota is $331,895, and home values have decreased 0.2% over the past year. </p><h2>Minnesota Mortgage Rates</h2><p>These are the latest mortgage rates in Minnesota. Plug today's rates into the calculator below to see how much you might pay each month for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MN"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Minnesota Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Minnesota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Minnesota First-Time Homebuyer Information</h2><p>You may be eligible for assistance through the <a href="https://www.mnhousing.gov/homeownership/buy-a-home---refinance.html" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="5842ea2d1eddb2e39a7a74638a2e089a">Minnesota Housing Finance Agency</a> if you get a mortgage from a participating lender.</p><ul><li><strong>Start Up: </strong>This program lets you get a mortgage through Minnesota Housing with down payment and closing cost assistance in the form of a loan of up to $18,000. This loan will either need to be paid on a monthly basis over 10 years, or it may be deferred until the end of the mortgage term, depending on what you qualify for.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="mississippi-mortgage-calculator-24" data-slide-number="24" data-slide-anchor="#mississippi-mortgage-calculator-24" data-slide-title="Mississippi Mortgage Calculator" data-slide="" data-e2e-name="slide-24" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Mississippi" >Mississippi Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1726 / 3453)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d2d9992da60019eb7b96"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d2d9992da60019eb7b96":{"contentType":"image/jpeg","aspectRatioW":3453,"aspectRatioH":1726}}" alt="Mississippi State Capitol" /> <noscript> <img src="https://i.insider.com/6501d2d9992da60019eb7b96?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The State Capitol in Jackson, Mississippi.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Mississippi is about half the US national typical value of $349,770. The typical home in Mississippi is $177,536, and home values have decreased 1.6% over the past year. </p><h2>Mississippi Mortgage Rates</h2><p>These are current mortgage rates in Mississippi. Plug today's rates into the mortgage calculator below to see how much you could pay each month for a house in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MS"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Mississippi Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Mississippi, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Mississippi First-Time Homebuyer Information</h2><p>You may eligible for one or more of the following programs from the <a href="https://www.mshomecorp.com/programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="351e4adb1c8a058f719ee9e42c57c5e5">Mississippi Home Corporation</a>:</p><ul><li><strong><a href="https://www.mshomecorp.com/programs/smart6/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Smart6</a>: </strong>This program offers a mortgage with a second $6,000 zero-interest deferred loan to cover down payment and closing costs.</li><li><strong><a href="https://www.mshomecorp.com/programs/mortgage-revenue-bond-7/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">MRB 7</a>:</strong> Get a low-interest-rate mortgage and up to $7,000 for down payment assistance. This comes in the form of a zero-interest deferred loan that is forgivable after 10 years.</li><li><strong><a href="https://www.mshomecorp.com/programs/housing-assistance-for-teachers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Housing Assistance for Teachers</a>:</strong> The state will give you a $6,000 grant toward your mortgage costs if you're a public school teacher in certain counties and subject areas. You don't need to repay this grant provided you remain employed for at least three years in a school district with a critical shortage of teachers.</li><li><strong><a href="https://www.mshomecorp.com/programs/mortgage-credit-certificate/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Credit Certificate</a>:</strong> Claim 40% of the interest you pay on your mortgage on your federal taxes, up to $2,000 per year. You can combine the MCC program with the Mississippi Home Corporation's other assistance loans.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="missouri-mortgage-calculator-25" data-slide-number="25" data-slide-anchor="#missouri-mortgage-calculator-25" data-slide-title="Missouri Mortgage Calculator" data-slide="" data-e2e-name="slide-25" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Missouri" >Missouri Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d3ee1afe8f0019e99376"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d3ee1afe8f0019e99376":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Springfield, Missouri" /> <noscript> <img src="https://i.insider.com/6501d3ee1afe8f0019e99376?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Springfield, Missouri.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > FranciscoMarques/Shutterstock </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Missouri is less than the US national typical value of $349,770. The typical home in Missouri is $239,406, and home values have increased 2.6% over the past year. </p><h2>Missouri Mortgage Rates</h2><p>Check out current mortgage rates in Missouri. Use today's rates to see how much you could end up paying for a mortgage in this state by plugging them into the calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MO"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Missouri Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Missouri, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Missouri First-Time Homebuyer Information</h2><p>The <a href="https://mhdc.com/services/homebuyer-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Missouri Housing Development Commission</a> offers the following forms of assistance to homebuyers in the state:</p><ul><li><strong><a href="https://mhdc.com/services/homebuyer-programs/first-place/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Place</a>: </strong>This program offers mortgages with low mortgage rates and cash assistance for down payment and closing costs. Get up to 4% of your mortgage amount in the form of a forgivable loan. You'll need to stay in the home and keep your original mortgage for 10 years to have the assistance forgiven.</li><li><strong><a href="https://mhdc.com/services/homebuyer-programs/next-step/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Next Step</a>: </strong>If you don't meet the income limits for First Place, you might qualify for Next Step. Get a low-rate mortgage and a forgivable second loan for up to 4% of the mortgage amount. </li><li><strong><a href="https://mhdc.com/services/homebuyer-programs/mortgage-credit-certificate/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Credit Certificate</a>:</strong> Get a federal tax reduction for up to 45% of your annual mortgage interest paid, up to $2,000.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="montana-mortgage-calculator-26" data-slide-number="26" data-slide-anchor="#montana-mortgage-calculator-26" data-slide-title="Montana Mortgage Calculator" data-slide="" data-e2e-name="slide-26" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Montana" >Montana Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2027 / 4055)" > <meta itemprop="contentUrl" content="https://i.insider.com/64c791fdcf077800196773ed"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64c791fdcf077800196773ed":{"contentType":"image/jpeg","aspectRatioW":4055,"aspectRatioH":2027}}" alt="Aerial view of downtown Bozeman with mountains in the distance." /> <noscript> <img src="https://i.insider.com/64c791fdcf077800196773ed?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Bozeman, Montana.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Jacob Boomsma/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Montana is more than the US national typical value of $349,770. The typical home in Montana is $454,414, and home values have decreased 1.7% over the past year. </p><h2>Montana Mortgage Rates</h2><p>Check out current mortgage rates in Montana and plug today's rates into the calculator below to see how much you might pay each month for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-MT"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Montana Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Montana, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Montana First-Time Homebuyer Information</h2><p><a href="https://housing.mt.gov/Homeownership/Homebuyers/" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="2639ccba812d2b15410df11a22f3984a">Montana Housing</a> offers the following loans and <a href="https://housing.mt.gov/Homeownership/Homebuyers/Down-Payment-Assistance" target="_blank" rel="noopener" data-analytics-module="body_link">down payment assistance</a> for first-time homebuyers:</p><ul><li><strong>Regular Bond Program: </strong>A 30-year mortgage with lower interest rates than what you'll get elsewhere. Available on single-family homes, condos, and manufactured homes.</li><li><strong>Special Programs: </strong>Montana homebuyers who get down payment assistance through a Montana Board of Housing-partnered organization can combine this assistance with a low-interest Montana Housing mortgage.</li><li><strong>80% Combined Program: </strong>This program combines a Montana Housing loan with a second loan from a partnering non-profit that covers 20% of the home value, eliminating the need for you to pay mortgage insurance.</li><li><strong>Montana Veterans' Home Loan Program: </strong>This mortgage is available to military members and offers an interest rate that is 1% lower than market rates.</li><li><strong>Mortgage Credit Certificate: </strong>Get a dollar-for-dollar reduction in your federal tax obligation for 20% of your mortgage interest paid each year, up to $2,000.</li><li><strong>Bond Advantage Down Payment Assistance Program:</strong> Receive a loan for up to 5% of the home sale price, with a max of $15,000. You'll pay off the loan over 15 years.</li><li><strong>MBOH Plus 0% Deferred Down Payment Assistance Program:</strong> Borrow up to 5% of your home sale price, max $15,000. You won't pay any interest or make monthly payments. You'll pay off the loan when you sell, refinance, or pay off your mortgage completely.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="nebraska-mortgage-calculator-27" data-slide-number="27" data-slide-anchor="#nebraska-mortgage-calculator-27" data-slide-title="Nebraska Mortgage Calculator" data-slide="" data-e2e-name="slide-27" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Nebraska" >Nebraska Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1249 / 2500)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d54b992da60019eb7e95"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d54b992da60019eb7e95":{"contentType":"image/jpeg","aspectRatioW":2500,"aspectRatioH":1249}}" alt="Nebraska cheerleaders wave flags during a game at Memorial Stadium." /> <noscript> <img src="https://i.insider.com/6501d54b992da60019eb7e95?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Nebraska cheerleaders run across the field at Memorial Stadium in Lincoln, Nebraska.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > AP Photo/Rebecca S. Gratz </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Nebraska is lower than the US national typical value of $349,770. The typical home in Nebraska is $254,571, and home values have increased 4.2% over the past year. </p><h2>Nebraska Mortgage Rates</h2><p>Plug current mortgage rates in Nebraska into the free mortgage calculator below to see how much you might pay each month for a home in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NE"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Nebraska Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Nebraska, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Nebraska First-Time Homebuyer Information</h2><p>You may qualify for financial assistance from the <a href="https://www.nifa.org/homebuyers-renters" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="d9fd0afc24411acacd0bf2db1a9ae57e">Nebraska Investment Finance Authority</a> if you get a mortgage through a participating lender. Here are your options: </p><ul><li><strong><a href="https://www.nifa.org/homebuyers-renters/first-home-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">First Home Program</a>:</strong> You can get a low mortgage rate through this program and up to 5% of the purchase price in down payment and closing cost assistance. This assistance comes in the form of a loan with a 1% interest rate.</li><li><strong><a href="https://www.nifa.org/homebuyers-renters/military-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Military Home Program</a>:</strong> You can get a low interest rate on your mortgage if you're an active military member or qualified veteran.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="nevada-mortgage-calculator-28" data-slide-number="28" data-slide-anchor="#nevada-mortgage-calculator-28" data-slide-title="Nevada Mortgage Calculator" data-slide="" data-e2e-name="slide-28" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Nevada" >Nevada Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2880 / 5760)" > <meta itemprop="contentUrl" content="https://i.insider.com/64d14130f5d4870019e36889"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64d14130f5d4870019e36889":{"contentType":"image/jpeg","aspectRatioW":5760,"aspectRatioH":2880}}" alt="Night time view of Las Vegas, Nevada." /> <noscript> <img src="https://i.insider.com/64d14130f5d4870019e36889?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Las Vegas, Nevada.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Nevada is higher than the US national typical value of $349,770. The typical home in Nevada is $418,743, and home values have decreased 8% over the past year. </p><h2>Nevada Mortgage Rates</h2><p>These are current mortgage rates in Nevada. Plug the rate for the type of mortgage you want into the calculator below to see how much you could pay each month to buy a home in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NV"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Nevada Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Nevada, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Nevada First-Time Homebuyer Information</h2><p>The <a href="https://www.homeispossiblenv.org/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Nevada Housing Division</a> offers the following assistance for first-time homebuyers in the state:</p><ul><li><a href="https://www.homeispossiblenv.org/home-possible-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link"><strong>Home is Possible</strong></a>: Get a low-rate mortgage with up to 4% of the mortgage amount in down payment assistance. This assistance comes in the form of a loan that is forgivable after seven years. </li><li><strong><a href="https://www.homeispossiblenv.org/home-first-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home First</a>: </strong>This program offers a mortgage combined with $15,000 in down payment assistance.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="new-hampshire-mortgage-calculator-29" data-slide-number="29" data-slide-anchor="#new-hampshire-mortgage-calculator-29" data-slide-title="New Hampshire Mortgage Calculator" data-slide="" data-e2e-name="slide-29" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="New Hampshire" >New Hampshire Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1074 / 2149)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d6861afe8f0019e99674"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d6861afe8f0019e99674":{"contentType":"image/jpeg","aspectRatioW":2149,"aspectRatioH":1074}}" alt="Fall foliage on Lake Winnipesaukee in Meredith, New Hampshire." /> <noscript> <img src="https://i.insider.com/6501d6861afe8f0019e99674?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Lake Winnipesaukee in Meredith, New Hampshire.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > DenisTangneyJr/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in New Hampshire is much higher than the US national typical value of $349,770. The typical home in New Hampshire is $453,001, and home values have increased 4.8% over the past year. </p><h2>New Hampshire Mortgage Rates</h2><p>Here are current mortgage rates in New Hampshire. Use today's rates to see how much you could pay for a mortgage using the free calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NH"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>New Hampshire Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in New Hampshire, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>New Hampshire First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender, you may qualify for financial assistance through <a href="https://www.gonewhampshirehousing.com/homebuyer-programs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="73528cd2554c0541425e5eb3078bc43a">New Hampshire Housing</a>. Here are your options:</p><ul><li><strong>Down payment and closing cost assistance:</strong> Receive a loan for up to $10,000. New Hampshire Housing may forgive the loan after five years.</li><li><strong>Home First and Home First Plus: </strong>These programs offer low-interest-rate mortgages with the option to get $5,000 or $10,000 in down payment assistance.</li><li><strong>1stGenHomeNH: </strong>First generation homebuyers may be eligible for $10,000 in assistance when buying a home through New Hampshire Housing.</li><li><strong>Home Preferred:</strong> If you earn a low-to-moderate income, you may qualify for a mortgage with discounted mortgage insurance.</li><li><strong>Rehabilitation mortgage program:</strong> If you're buying a home that needs significant repairs, add up to $35,000 to your mortgage for renovation costs.</li><li><strong>Homebuyer tax credit:</strong> Claim up to $2,000 of the interest you pay on your mortgage on your federal taxes.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="new-jersey-mortgage-calculator-30" data-slide-number="30" data-slide-anchor="#new-jersey-mortgage-calculator-30" data-slide-title="New Jersey Mortgage Calculator" data-slide="" data-e2e-name="slide-30" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="New Jersey" >New Jersey Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2600 / 5200)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d71f1afe8f0019e9972f"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d71f1afe8f0019e9972f":{"contentType":"image/jpeg","aspectRatioW":5200,"aspectRatioH":2600}}" alt="Cape May Beach in New Jersey." /> <noscript> <img src="https://i.insider.com/6501d71f1afe8f0019e9972f?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Cape May Beach, New Jersey.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Richard T. Nowitz/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in New Jersey is much higher than the US national typical value of $349,770. The typical home in New Jersey is $492,394, and home values have increased 5.2% over the past year. </p><h2>New Jersey Mortgage Rates</h2><p>Here are current mortgage rates in New Jersey. Plug in today's rates into the mortgage calculator below to see how much you could pay each month to buy a home in New Jersey.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NJ"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>New Jersey Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in New Jersey, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>New Jersey First-Time Homebuyer Information</h2><p>New Jersey residents may be eligible for assistance through the state's <a href="https://www.nj.gov/dca/hmfa/consumers/homebuyers/" target="_blank" rel="noopener" data-analytics-module="body_link">Housing and Mortgage Finance Authority</a>.</p><ul><li><strong>Down Payment Assistance</strong>: You can get up to $15,000 for down payment or closing cost assistance from the New Jersey Housing and Mortgage Finance Agency. This loan is forgivable after five years, and there's no interest or monthly payments.</li><li><strong>First Generation Down Payment Assistance: </strong>First generation homebuyers can get $7,000 in down payment and closing cost assistance through the NJHMFA. This can be used in conjunction with the agency's regular down payment assistance program.</li><li><strong>HFA Advantage Mortgage: </strong>Get a conventional mortgage through the NJHMFA with affordable mortgage insurance and a low down payment. You can use this program in conjunction with down payment assistance. NJFMFA also has similar programs that offer FHA, VA, and USDA loans.</li><li><strong>Police and Firemen's Retirement System Mortgage Program: </strong>This is a mortgage geared toward members of the New Jersey Police and Firefighter Retirement System with one year of creditable service.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="new-mexico-mortgage-calculator-31" data-slide-number="31" data-slide-anchor="#new-mexico-mortgage-calculator-31" data-slide-title="New Mexico Mortgage Calculator" data-slide="" data-e2e-name="slide-31" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="New Mexico" >New Mexico Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501d8c5992da60019eb82a5"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501d8c5992da60019eb82a5":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Santa Fe, New Mexico" /> <noscript> <img src="https://i.insider.com/6501d8c5992da60019eb82a5?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Santa Fe, New Mexico.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Diana Lee Angstadt/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in New Mexico is lower than the US national typical value of $349,770. The typical home in New Mexico is $293,280, and home values have increased 2.7% over the past year. </p><h2>New Mexico Mortgage Rates</h2><p>See the latest mortgage rates in New Mexico and plug today's rates into the free mortgage calculator below to see how much you might pay for a mortgage each month in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NM"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>New Mexico Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in New Mexico, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>New Mexico First-Time Homebuyer Information</h2><p>You might be eligible for one of the following programs through the <a href="https://housingnm.org/homebuyers" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="788a1859467d30a865caa0b6e481eecf">New Mexico Mortgage Finance Authority</a>:</p><ul><li><strong>First Home and FirstDown:</strong> Get a mortgage through FirstHome, the state's mortgage program, and receive a loan to cover your closing costs or a down payment with the FirstDown assistance program. You can talk with your lender about repayment terms.</li><li><strong>HomeNow: </strong>Lower-income homebuyers can get a $7,000 zero-interest loan to cover their down payments and closing costs. The loan may be forgiven after 10 years.</li><li><strong>HomeForward: </strong>This mortgage can be used alone or with HomeForward down payment assistance. This comes in the form of a loan equal to 3% of the sales price.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="new-york-mortgage-calculator-32" data-slide-number="32" data-slide-anchor="#new-york-mortgage-calculator-32" data-slide-title="New York Mortgage Calculator" data-slide="" data-e2e-name="slide-32" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="New York" >New York Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 640 / 1280)" > <meta itemprop="contentUrl" content="https://i.insider.com/642493b9ed593e00183f2481"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/642493b9ed593e00183f2481":{"contentType":"image/jpeg","aspectRatioW":1280,"aspectRatioH":640}}" alt="West Side Bicycle Lanes and Cityscape, New York City, New York" /> <noscript> <img src="https://i.insider.com/642493b9ed593e00183f2481?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">New York City, New York.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > GHI/UCG/Universal Images Group via Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in New York is higher than the US national typical value of $349,770. The typical home in New York is $449,826, and home values have increased 0.8% over the past year. </p><h2>New York Mortgage Rates</h2><p>Check out current mortgage rates for New York. Plug today's rates into the mortgage calculator below to see how much you could end up paying each month for a home in New York.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NY"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>New York Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in New York, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>New York First-Time Homebuyer Information</h2><p>If you get a mortgage through a participating lender, you may be eligible for one or more of the following programs from the <a href="https://hcr.ny.gov/homebuyers" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="a4eb9dacaa9672516b198c0051620089">State of New York Mortgage Agency</a>:</p><ul><li><strong>Achieving the Dream and Low Interest Rate: </strong>These are SONYMA's two low-interest-rate mortgage options that allow down payments as low as 3%. They can be combined with other SONYMA assistance. Borrowers may also qualify for other conventional or FHA mortgages through SONYMA.</li><li><strong>Down Payment Assistance Loan and DPAL PLUS ATD:</strong> You can borrow up to $15,000 for down payment assistance. There's no interest rate, and SONYMA may forgive the loan after 10 years. With the PLUS program, you could get up to $30,000.</li><li><strong>Homes for Veterans:</strong> Military families can get a mortgage with a low interest rate. You can use a Down Payment Assistance Loan with this program.</li><li><strong>RemodelNY:</strong> Receive financial assistance when you buy a home that needs major repairs. A RemodelNY loan can be combined with the Homes for Veterans program.</li><li><strong>Graduate to Homeownership:</strong> You can get a low-interest mortgage if you've graduated from college in that last 48 months. This program can be combined with the Down Payment Assistance Loan and RemodelNY.</li><li><strong>Neighborhood Revitalization:</strong> If you buy a home in certain parts of New York, you can get up to $20,000 to restore the home. This program can be combined with other SONYMA programs.</li><li><strong>Give Us Credit:</strong> Residents of New York City and Long Island who have less reliable sources of income may qualify for a 30-year mortgage with flexible credit criteria.</li><li><strong>ENERGY STAR:</strong> If you're buying an energy-efficient home, you can get a reduced interest rate.</li><li><strong>Manufactured Home Mortgage:</strong> You may qualify for financial assistance if you're buying a manufactured home.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="north-carolina-mortgage-calculator-33" data-slide-number="33" data-slide-anchor="#north-carolina-mortgage-calculator-33" data-slide-title="North Carolina Mortgage Calculator" data-slide="" data-e2e-name="slide-33" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="North Carolina" >North Carolina Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1893 / 3786)" > <meta itemprop="contentUrl" content="https://i.insider.com/6501da71992da60019eb8485"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6501da71992da60019eb8485":{"contentType":"image/jpeg","aspectRatioW":3786,"aspectRatioH":1893}}" alt="a sky-view of Charlotte, North Carolina." /> <noscript> <img src="https://i.insider.com/6501da71992da60019eb8485?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Charlotte, North Carolina.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Pawel Gaul/ Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in North Carolina is slightly lower than the US national typical value of $349,770. The typical home in North Carolina is $321,207, and home values have increased 1% over the past year. </p><h2>North Carolina Mortgage Rates</h2><p>Check out the latest mortgage rates in North Carolina and use the calculator below to see how today's rates could impact your monthly mortgage payment.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-NC"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>North Carolina Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in North Carolina, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>North Carolina First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender and are either a first-time homebuyer or an army veteran, you may qualify for financial assistance through the <a href="https://www.nchfa.com/home-buyers/buy-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">North Carolina Housing Finance Agency</a>. Here are your options:</p><ul><li><strong><a href="https://www.nchfa.com/home-buyers/buy-home/nc-1st-home-advantage-down-payment" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">NC 1st Home Advantage Down Payment Program</a>:</strong> Borrowers getting a mortgage through the North Carolina Housing Finance Agency can get up to $15,000 for down payment assistance. You'll pay back the loan if you sell, refinance, or transfer your home within 15 years. Otherwise, the state forgives your loan after 15 years.</li><li><strong><a href="https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-tax-credit" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">NC Home Advantage Tax Credit</a>:</strong> Claim 30% of the interest paid on your mortgage each year on your federal taxes, or 50% if the house is a new construction. You can claim up to $2,000 per year. This program can be combined with the state's down payment assistance program.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="north-dakota-mortgage-calculator-34" data-slide-number="34" data-slide-anchor="#north-dakota-mortgage-calculator-34" data-slide-title="North Dakota Mortgage Calculator" data-slide="" data-e2e-name="slide-34" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="North Dakota" >North Dakota Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/5b69aed57708e9781c4e6c47"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{"https://i.insider.com/5b69aed57708e9781c4e6c47":{"contentType":"image/png","aspectRatioW":2000,"aspectRatioH":1000}}" alt="North Dakota" /> <noscript> <img src="https://i.insider.com/5b69aed57708e9781c4e6c47?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">North Dakota.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > David Harmantas/Shutterstock </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in North Dakota is lower than the US national typical value of $349,770. The typical home in North Dakota is $257,503, and home values have increased 0.3% over the past year. </p><h2>North Dakota Mortgage Rates</h2><p>Here are current North Dakota mortgage rates. Use the calculator below to see how today's rates could impact your monthly mortgage payment.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-ND"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>North Dakota Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in North Dakota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>North Dakota First-Time Homebuyer Information</h2><p>The <a href="https://www.ndhfa.org/index.php/homeownership-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">North Dakota Housing Finance Agency</a> offers a few different affordable mortgages for residents, including:</p><ul><li><strong> FirstHome:</strong> This mortgage is specifically for first-time homebuyers who meet income and purchase price limits.</li><li><strong>HomeAccess:</strong> You may qualify for this mortgage if you're a single parent, if your spouse served in the military, or if you, your spouse, or your dependent is disabled or 65 or older.</li><li><strong>North Dakota Roots:</strong> This low-interest mortgage offered by NDHFA has no income or purchase price limits.</li><li><strong>Targeted Area Loan:</strong> This reduced-rate mortgage is specifically for borrowers purchasing in a designated Target Area.</li></ul><p>These mortgages can then be combined with NDHFA's assistance, which offers 3% of the mortgage amount in the form of a credit toward your down payment or closing costs</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="ohio-mortgage-calculator-35" data-slide-number="35" data-slide-anchor="#ohio-mortgage-calculator-35" data-slide-title="Ohio Mortgage Calculator" data-slide="" data-e2e-name="slide-35" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Ohio" >Ohio Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2491 / 4983)" > <meta itemprop="contentUrl" content="https://i.insider.com/650308041afe8f0019ea580c"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/650308041afe8f0019ea580c":{"contentType":"image/jpeg","aspectRatioW":4983,"aspectRatioH":2491}}" alt="Sunset view of downtown Dayton and the river" /> <noscript> <img src="https://i.insider.com/650308041afe8f0019ea580c?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Dayton, Ohio.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Nicholas Smith/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Ohio is significantly lower than the US national typical value of $349,770. The typical home in Ohio is $218,865, and home values have increased 3.5% over the past year. </p><h2>Ohio Mortgage Rates</h2><p>Check out current mortgage rates for Ohio and use the calculator below to see how today's rates could impact your monthly mortgage payment.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-OH"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Ohio Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Ohio, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Ohio First-Time Homebuyer Information</h2><p>The <a href="https://myohiohome.org/index.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Ohio Housing Finance Agency</a> offers financial assistance if you get a mortgage through a participating lender. Here are your options:</p><ul><li><strong><a href="https://myohiohome.org/downpaymentassistance.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">YourChoice! Down Payment Assistance</a>:</strong> Receive either a 2.5% or 5% loan for down payment assistance or closing costs. The loan is forgiven after seven years as long as you still live in the home and haven't refinanced. </li><li><strong><a href="https://myohiohome.org/grantsforgrads.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Grants for Grads</a>:</strong> This program is similar to the YourChoice! program, except the loan may be forgiven after five years if you've graduated from school in the last 48 months.</li><li><strong><a href="https://myohiohome.org/ohioheroes.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Ohio Heroes</a>:</strong> You can get a discounted mortgage rate if you are an active military member, military veteran, firefighter (professional or volunteer), paramedic, EMT, police officer, nurse, nurse practitioner, physician, STNA, teacher (pre-K through grade 12), counselor, or administrator.</li><li><strong><a href="https://myohiohome.org/mortgagetaxcredit.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Tax Credit</a>:</strong> Claim 40% of the interest you pay on your mortgage on your federal taxes, up to $2,000 per year. You can combine this program with the YourChoice! program, if you choose the 2.5% down payment assistance option.</li><li><strong><a href="https://myohiohome.org/Geodata/Default" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Target Area Search</a>:</strong> You may qualify for a low-interest mortgage if you're buying a home in certain parts of Ohio.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="oklahoma-mortgage-calculator-36" data-slide-number="36" data-slide-anchor="#oklahoma-mortgage-calculator-36" data-slide-title="Oklahoma Mortgage Calculator" data-slide="" data-e2e-name="slide-36" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Oklahoma" >Oklahoma Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2550 / 5100)" > <meta itemprop="contentUrl" content="https://i.insider.com/6503087a1afe8f0019ea5843"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6503087a1afe8f0019ea5843":{"contentType":"image/jpeg","aspectRatioW":5100,"aspectRatioH":2550}}" alt="Oklahoma City Skyline, Oklahoma" /> <noscript> <img src="https://i.insider.com/6503087a1afe8f0019ea5843?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Oklahoma City, Oklahoma.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Visions of America/Universal Images Group via Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Oklahoma is much lower than the US national typical value of $349,770. The typical home in Oklahoma is $198,629, and home values have increased 3% over the past year. </p><h2>Oklahoma Mortgage Rates</h2><p>See today's mortgage rates in Oklahoma and use the calculator below to see how these rates could impact your monthly mortgage payment in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-OK"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Oklahoma Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Oklahoma, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Oklahoma First-Time Homebuyer Information</h2><p>The <a href="https://www.ohfa.org/homebuyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Oklahoma Housing Finance Agency</a> offers down payment/closing cost assistance equal to 3.5% of your mortgage amount. You may get a reduced interest rate if you're a teacher, state employee, or first responder.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="oregon-mortgage-calculator-37" data-slide-number="37" data-slide-anchor="#oregon-mortgage-calculator-37" data-slide-title="Oregon Mortgage Calculator" data-slide="" data-e2e-name="slide-37" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Oregon" >Oregon Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2000 / 4000)" > <meta itemprop="contentUrl" content="https://i.insider.com/63d41e964589790018e58870"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/63d41e964589790018e58870":{"contentType":"image/jpeg","aspectRatioW":4000,"aspectRatioH":2000}}" alt="Portland Oregon skyline city" /> <noscript> <img src="https://i.insider.com/63d41e964589790018e58870?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Portland, Oregon.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Shutterstock/Sean Pavone </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Oregon is much higher than the US national typical value of $349,770. The typical home in Oregon is $494,577, and home values have decreased 3.2% over the past year. </p><h2>Oregon Mortgage Rates</h2><p>See current mortgage rates in Oregon and use today's rates to see how much a monthly mortgage could cost in this state by plugging these rates into the calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-OR"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Oregon Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Oregon, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Oregon First-Time Homebuyer Information</h2><p>You may qualify for financial assistance through <a href="https://www.oregon.gov/ohcs/homeownership/pages/index.aspx" target="_blank" rel="noopener" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="e5198b8fa475968af36a9c39712ddae5">Oregon Housing and Community Services</a> if you get your mortgage through a participating lender. Here are your options:</p><ul><li><strong><a href="https://www.oregon.gov/ohcs/homeownership/Pages/loan-programs.aspx" target="_blank" rel="noopener" data-analytics-module="body_link">Oregon Bond Residential Loan Program</a>: </strong>Get a low-interest mortgage through the OHCS with two options for additional assistance. The Cash Advantage option gives borrowers 3% of the loan amount in cash assistance for their closing costs. The Rate Advantage lowers you interest rate, giving you a smaller monthly payment.</li><li><strong><a href="https://www.oregon.gov/ohcs/homeownership/Pages/flex-lending.aspx" target="_blank" rel="noopener" data-analytics-module="body_link">Flex Lending</a>: </strong>This mortgage comes with a down payment assistance loan for 4% or 5% of the mortgage amount. Lower-income borrowers may be eligible for the forgivable version of this loan, which has no monthly payments.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="pennsylvania-mortgage-calculator-38" data-slide-number="38" data-slide-anchor="#pennsylvania-mortgage-calculator-38" data-slide-title="Pennsylvania Mortgage Calculator" data-slide="" data-e2e-name="slide-38" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Pennsylvania" >Pennsylvania Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/64babd9f006a5e00194a2df7"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64babd9f006a5e00194a2df7":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Philadelphia, Pennsylvania" /> <noscript> <img src="https://i.insider.com/64babd9f006a5e00194a2df7?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Philadelphia, Pennsylvania.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > joe daniel price/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Pennsylvania is much higher than the US national typical value of $349,770. The typical home in Pennsylvania is $494,577, and home values have decreased 3.2% over the past year. </p><h2>Pennsylvania Mortgage Rates</h2><p>These are current mortgage rates in Pennsylvania. Plug these rates into the free mortgage calculator below to see how much you could pay each month for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-PA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Pennsylvania Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Pennsylvania, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Pennsylvania First-Time Homebuyer Information</h2><p>The <a href="https://www.phfa.org/homebuyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="d1d6346528c7603bd9b2c653c0fadfd2">Pennsylvania Housing Finance Agency</a> offers a few different <a href="https://www.phfa.org/programs/homepurchase.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">mortgage options</a> that come with low interest rates and fees. These can be paired with PHFA's <a href="https://www.phfa.org/programs/assistance.aspx" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">assistance loans</a>, which include:</p><ul><li><strong>Keystone Advantage Assistance Loan Program:</strong> Borrow up to 4% of the home sale price or $6,000, whichever is less. You can use this money for down payment or closing cost assistance. You won't pay any interest, and you'll pay back the loan over 10 years.</li><li><strong>Keystone Forgivable in Ten Years Loan Program: </strong>As the name suggests, this second mortgage is forgiven over the course of 10 years. You could receive up to 5% of the purchase price in assistance. </li><li><strong>Employer Assisted Housing Initiative:</strong> If your employer participates in this program, you can receive a Keystone Advantage Loan for up to $8,000.</li><li><strong>HOMEstead Down Payment and Closing Cost Assistance Loan:</strong> Borrow up to $10,000 for a down payment or closing costs. You won't pay interest, and the government forgives 20% per year for five years. You must meet certain income and home purchase price requirements to qualify for this loan.</li><li><strong>Programs for Persons with Disabilities:</strong> If you or a family member is disabled, you may receive money to make necessary improvements to the home you buy. You can also borrow up to $15,000 through the Access Down Payment and Closing Cost Assistance Program. You may be able to combine this assistance with other PHFA programs.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="rhode-island-mortgage-calculator-39" data-slide-number="39" data-slide-anchor="#rhode-island-mortgage-calculator-39" data-slide-title="Rhode Island Mortgage Calculator" data-slide="" data-e2e-name="slide-39" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Rhode Island" >Rhode Island Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1499 / 3000)" > <meta itemprop="contentUrl" content="https://i.insider.com/650309ca992da60019ec3ff4"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/650309ca992da60019ec3ff4":{"contentType":"image/jpeg","aspectRatioW":3000,"aspectRatioH":1499}}" alt="Brown University in Providence, Rhode Island." /> <noscript> <img src="https://i.insider.com/650309ca992da60019ec3ff4?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Brown University in Providence, Rhode Island.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Denis Tangney Jr./Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Rhode Island is significantly higher than the US national typical value of $349,770. The typical home in Rhode Island is $436,612, and home values have increased 4.2% over the past year. </p><h2>Rhode Island Mortgage Rates</h2><p>Here are current mortgage rates for Rhode Island. Plug the latest rates into the calculator below to estimate how much you'll spend on a monthly mortgage payment in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-RI"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Rhode Island Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Rhode Island, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Rhode Island First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender, you may be eligible for one of the following programs through <a href="https://www.rihousing.com/buyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Rhode Island Housing</a>:</p><ul><li><strong><a href="https://www.rihousing.com/10kdpa/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">10kDPA</a>: </strong>This program offers $10,000 in down payment assistance in the form of a zero-interest deferred loan.</li><li><strong><a href="https://www.rihousing.com/firstgenhomeri/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">FirstGenHomeRI</a>: </strong>First generation homebuyers may be eligible for $25,000 in down payment/closing cost assistance. This loan may be forgiven after five years.</li><li><strong><a href="https://www.rihousing.com/extra-assistance/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Extra Assistance</a>:</strong> Borrow up to 6% of your home purchase price or $15,000, whichever is lower, for down payment and closing cost assistance. You'll pay the same interest rate on this loan as you will on your mortgage.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="south-carolina-mortgage-calculator-40" data-slide-number="40" data-slide-anchor="#south-carolina-mortgage-calculator-40" data-slide-title="South Carolina Mortgage Calculator" data-slide="" data-e2e-name="slide-40" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="South Carolina" >South Carolina Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 3300 / 6600)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030a921afe8f0019ea5961"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030a921afe8f0019ea5961":{"contentType":"image/jpeg","aspectRatioW":6600,"aspectRatioH":3300}}" alt="A row of colonial homes at sunset on the edge of the beach" /> <noscript> <img src="https://i.insider.com/65030a921afe8f0019ea5961?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Charleston, South Carolina.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Sean Pavone/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in South Carolina is lower than the US national typical value of $349,770. The typical home in South Carolina is $287,598, and home values have increased 1.8% over the past year. </p><h2>South Carolina Mortgage Rates</h2><p>Here are current mortgage rates in South Carolina. Plug the rate for the type of loan you want into our mortgage calculator to see what an average monthly mortgage payment could look like in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-SC"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>South Carolina Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in South Carolina, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>South Carolina First-Time Homebuyer Information</h2><ul><li><strong><a href="https://www.schousing.com/Home/HomebuyerProgram" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homebuyer Program</a>: </strong>This mortgage from South Carolina Housing comes with low interest rates and down payment assistance for eligible borrowers. The down payment assistance is a 15-year forgivable loan with no interest and no monthly payments.</li><li><strong><a href="https://www.schousing.com/Home/MortgageCreditCertificates" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage credit certificate:</a></strong> This program allows homebuyers to reduce their federal income tax obligations by up to $2,000 per year.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="south-dakota-mortgage-calculator-41" data-slide-number="41" data-slide-anchor="#south-dakota-mortgage-calculator-41" data-slide-title="South Dakota Mortgage Calculator" data-slide="" data-e2e-name="slide-41" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="South Dakota" >South Dakota Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2016 / 4032)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030b0d1afe8f0019ea5987"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030b0d1afe8f0019ea5987":{"contentType":"image/jpeg","aspectRatioW":4032,"aspectRatioH":2016}}" alt="Auroras over Sioux Falls" /> <noscript> <img src="https://i.insider.com/65030b0d1afe8f0019ea5987?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Auroras seen in Sioux Falls, South Dakota.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > NWS Sioux Falls </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in South Dakota is lower than the US national typical value of $349,770. The typical home in South Dakota is $297,041, and home values have increased 0.9% over the past year. </p><h2>South Dakota Mortgage Rates</h2><p>These are South Dakota's mortgage rates today. Use these rates to help determine how much you could pay for a monthly mortgage in this state using the calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-SD"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>South Dakota Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in South Dakota, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>South Dakota First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender, you may be eligible for financial assistance through the <a href="https://www.sdhda.org/homeownership/downpayment-assistance" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="235bbe0353bac4b81ae001061c16b7f7">South Dakota Housing Development Authority</a>. SDHDA offers mortgages and 3% or 5% in <a href="https://www.sdhousing.org/ready-to-buy/available-programs/downpayment-assistance#gsc.tab=0" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">down payment/closing cost assistance</a>. This is a deferred, zero-interest loan.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="tennessee-mortgage-calculator-42" data-slide-number="42" data-slide-anchor="#tennessee-mortgage-calculator-42" data-slide-title="Tennessee Mortgage Calculator" data-slide="" data-e2e-name="slide-42" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Tennessee" >Tennessee Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030b67992da60019ec40ae"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030b67992da60019ec40ae":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Nashville, Tennessee" /> <noscript> <img src="https://i.insider.com/65030b67992da60019ec40ae?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Nashville, Tennessee.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Dan Reynolds Photography/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Tennessee is lower than the US national typical value of $349,770. The typical home in Tennessee is $297,041, and home values have increased 0.9% over the past year. </p><h2>Tennessee Mortgage Rates</h2><p>These are today's mortgage rates in Tennessee. Plug today's rates into the mortgage calculator below to see how much you could pay for a mortgage each month in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-TN"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Tennessee Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Tennessee, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Tennessee First-Time Homebuyer Information</h2><p>You may qualify for financial assistance through the <a href="https://thda.org/homebuyers" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="e7e9b1d319582435a70989de876c2282">Tennessee Housing Development Agency</a> if you get a mortgage from a participating lender. Here are your options:</p><ul><li><strong><a href="https://thda.org/homebuyers/first-time-homebuyers" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Great Choice Home Loans</a>: </strong>These mortgages from THDA allow loan down payments and can be combined with down payment assistance.</li><li><strong><a href="https://thda.org/homebuyers/down-payment-assistance" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Down Payment Assistance</a>:</strong> Get a deferred loan for $6,000 with no interest that must be repaid when the home is sold or refinanced. Alternatively, the loan may be forgiven at the end of the 30-year mortgage term. Or, you can get a 6% loan that must be paid back along with the mortgage.</li><li><strong><a href="https://thda.org/homebuyers/homeownership-for-heroes" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homeownership for Heroes</a>:</strong> If you're an active military member or a veteran, you can get a 0.5% discount on your mortgage interest rate.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="texas-mortgage-calculator-43" data-slide-number="43" data-slide-anchor="#texas-mortgage-calculator-43" data-slide-title="Texas Mortgage Calculator" data-slide="" data-e2e-name="slide-43" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Texas" >Texas Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1000 / 2000)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030c221afe8f0019ea5a40"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030c221afe8f0019ea5a40":{"contentType":"image/jpeg","aspectRatioW":2000,"aspectRatioH":1000}}" alt="Texas flag" /> <noscript> <img src="https://i.insider.com/65030c221afe8f0019ea5a40?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The Texas state flag.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > P A Thompson/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Texas is lower than the US national typical value of $349,770. The typical home in Texas is $302,281, and home values have decreased 2% over the past year. </p><h2>Texas Mortgage Rates</h2><p>Check out the latest mortgage rates in Texas and use the mortgage calculator below to see how much you could pay for a monthly mortgage with today's rates.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-TX"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Texas Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Texas, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Texas First-Time Homebuyer Information</h2><p>The <a href="https://www.tsahc.org/homebuyers-renters/ready-to-buy-a-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="76caaa6989ac8cf668c7b82fff5c404e">Texas State Affordable Housing Corporation</a> offers financial assistance if you get a mortgage through a participating lender. You may qualify for one of the following:</p><ul><li><strong><a href="https://www.tsahc.org/homebuyers-renters/homes-for-texas-heroes-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home for Texas Heroes Program</a>:</strong> This program is for teachers, veterans, correction officers, police officers, firefighters, and emergency medical service workers in Texas.</li><li><strong><a href="https://www.tsahc.org/homebuyers-renters/home-sweet-texas-home-loan-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home Sweet Texas Home Loan Program</a>:</strong> If you earn a low-to-moderate income, you may qualify for down payment assistance either as a grant or deferred, forgivable loan.</li><li><strong><a href="https://www.tsahc.org/homebuyers-renters/mortgage-credit-certificates" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Credit Certificate</a>:</strong> Claim 20% of interest paid on your mortgage on your federal taxes each year. You can combine the MCC program with either the Home for Texas Heroes or Home Sweet Texas Home Loan programs.</li></ul><p>Or you might be eligible for one of the following programs through the <a href="https://thetexashomebuyerprogram.com/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Texas Department of Housing and Community Affairs</a>:</p><ul><li><strong><a href="https://thetexashomebuyerprogram.com/products/my-first-texas-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">My First Texas Home</a>:</strong> Receive a loan of up to 5% of your mortgage amount for down payment and closing cost assistance. You must be a military veteran or first-time homebuyer.</li><li><strong><a href="https://thetexashomebuyerprogram.com/products/my-choice-texas-home" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">My Choice Texas Home</a>:</strong> If you're a veteran or repeat homebuyer, you can get a loan of up to 5% of your mortgage amount to help with closing and down payment costs.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="utah-mortgage-calculator-44" data-slide-number="44" data-slide-anchor="#utah-mortgage-calculator-44" data-slide-title="Utah Mortgage Calculator" data-slide="" data-e2e-name="slide-44" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Utah" >Utah Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2250 / 4500)" > <meta itemprop="contentUrl" content="https://i.insider.com/64cbb0220f3dff0019561bf6"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/64cbb0220f3dff0019561bf6":{"contentType":"image/jpeg","aspectRatioW":4500,"aspectRatioH":2250}}" alt="a view of downtown Salt Lake City" /> <noscript> <img src="https://i.insider.com/64cbb0220f3dff0019561bf6?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Salt Lake City, Utah.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > f11photo/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Utah is much higher than the US national typical value of $349,770. The typical home in Utah is $510,173, and home values have decreased 5.6% over the past year. </p><h2>Utah Mortgage Rates</h2><p>Here are today's mortgage rates in Utah. Plug the latest rates into our mortgage calculator below to see how much you could pay each month for a home in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-UT"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Utah Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Utah, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Utah First-Time Homebuyer Information</h2><p>The <a href="https://utahhousingcorp.org/homebuyer" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="8ee011dbbafb05b449cee16cbb0d135e">Utah Housing Corporation</a> offers assistance to first-time homebuyers through mortgages and down payment assistance. Apply with a participating lender to learn more.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="vermont-mortgage-calculator-45" data-slide-number="45" data-slide-anchor="#vermont-mortgage-calculator-45" data-slide-title="Vermont Mortgage Calculator" data-slide="" data-e2e-name="slide-45" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Vermont" >Vermont Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2073 / 4147)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030dac1afe8f0019ea5b86"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030dac1afe8f0019ea5b86":{"contentType":"image/jpeg","aspectRatioW":4147,"aspectRatioH":2073}}" alt="Lake Champlain, Vermont" /> <noscript> <img src="https://i.insider.com/65030dac1afe8f0019ea5b86?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Lake Champlain, Vermont.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Larry Gerbrandt/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Vermont is higher than the US national typical value of $349,770. The typical home in Vermont is $393,838, and home values have increased 3.8% over the past year. </p><h2>Vermont Mortgage Rates</h2><p>These are current mortgage rates in Vermont. To see how today's rates could impact your monthly housing payment, plug the rate for the type of loan you want into the mortgage calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-VT"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Vermont Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Vermont, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Vermont First-Time Homebuyer Information</h2><p>You may qualify for financial assistance through the <a href="https://www.vhfa.org/homebuyers" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="f816fd29308e9c11495b4694f2059b16">Vermont Housing Finance Agency</a> if you get a mortgage from a participating lender. Here are your options:</p><ul><li><strong>ASSIST:</strong> Borrow up to $15,000 for a down payment or closing costs. You won't pay interest on the loan, and you'll repay it when you sell the home, refinance, or completely pay off your mortgage.</li><li><strong>ADVANTAGE:</strong> This is a low-down-payment mortgage with $825 property transfer tax savings at closing.</li><li><strong>MOVE:</strong> Get a low interest rate along with property transfer tax savings. It can also be combined with a mortgage credit certificate for up to $2,000 in savings on your federal income taxes.</li><li><strong>Mortgage Credit Certificate:</strong> Claim the interest paid on your mortgage on your federal taxes, up to $2,000 per year.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="virginia-mortgage-calculator-46" data-slide-number="46" data-slide-anchor="#virginia-mortgage-calculator-46" data-slide-title="Virginia Mortgage Calculator" data-slide="" data-e2e-name="slide-46" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Virginia" >Virginia Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 749 / 1500)" > <meta itemprop="contentUrl" content="https://i.insider.com/65030e6a992da60019ec43ec"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/65030e6a992da60019ec43ec":{"contentType":"image/jpeg","aspectRatioW":1500,"aspectRatioH":749}}" alt="colonial williamsburg" /> <noscript> <img src="https://i.insider.com/65030e6a992da60019ec43ec?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Colonial Williamsburg, Virginia.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > StacieStauffSmith Photos / Shutterstock </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Virginia is higher than the US national typical value of $349,770. The typical home in Virginia is $373,423, and home values have increased 3.1% over the past year. </p><h2>Virginia Mortgage Rates</h2><p>Here are current mortgage rates in Virginia. To see how today's rates could impact your monthly housing payment, plug the rate for the type of loan you want into the mortgage calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-VA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Virginia Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Virginia, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Virginia First-Time Homebuyer Information</h2><p><a href="https://www.virginiahousing.com/homebuyers" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Virginia Housing</a> offers a variety of different mortgages for homebuyers, including options with no mortgage insurance. The state also offers down payment assistance, including:</p><ul><li><strong>Virginia Housing Plus Second Mortgage: </strong>This is a loan for between 3% and 5% of the home purchase price to cover your down payment.</li><li><strong>Down Payment Assistance Grant</strong>: If you get a mortgage through a participating lender, Virginia Housing may give you a grant for 2% to 2.5% of your home purchase price for down payment assistance. You do not have to repay Virginia Housing for this grant.</li></ul><p>The <a href="https://www.dhcd.virginia.gov/dpa" target="_blank" rel="noopener" data-analytics-module="body_link">Virginia Department of Housing and Community Development</a> also has a down payment assistance program that offers grants for 10% to 15% of the home price and $2,500 toward closing costs.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="washington-mortgage-calculator-47" data-slide-number="47" data-slide-anchor="#washington-mortgage-calculator-47" data-slide-title="Washington Mortgage Calculator" data-slide="" data-e2e-name="slide-47" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Washington" >Washington Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 749 / 1500)" > <meta itemprop="contentUrl" content="https://i.insider.com/650310ee992da60019ec46db"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/650310ee992da60019ec46db":{"contentType":"image/jpeg","aspectRatioW":1500,"aspectRatioH":749}}" alt="space needle" /> <noscript> <img src="https://i.insider.com/650310ee992da60019ec46db?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The Space Needle in Seattle, Washington.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > spotmatik / Shutterstock.com </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Washington is drastically higher than the US national typical value of $349,770. The typical home in Washington is $574,114, and home values have decreased 4.1% over the past year. </p><h2>Washington Mortgage Rates</h2><p>Here are the latest mortgage rates in Washington state. To see how today's rates could impact your monthly housing payment, plug the rate for the type of loan you want into the mortgage calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-WA"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Washington Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Washington, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Washington First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender, you may be eligible for financial assistance through the <a href="https://www.wshfc.org/buyers/index.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="2019429bdebf97aa8126c86b3acef1e8">Washington State Housing Finance Commission</a>. Here are your options:</p><ul><li><strong><a href="http://www.wshfc.org/buyers/HomeAdvantage.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home Advantage Down Payment Assistance</a>:</strong> Borrow up to 5% of the amount of your mortgage for down payment assistance. You won't pay any interest on this loan, and repayment is deferred for 30 years.</li><li><strong><a href="http://www.wshfc.org/buyers/HomeAdvantageNeedsBaseddpa.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home Advantage DPA Needs-based Option</a>:</strong> If you earn a low-to-moderate income, you might be able to borrow $10,000 for down payment assistance. You'll repay the loan after 30 years and pay a 1% interest rate.</li><li><strong><a href="http://www.wshfc.org/buyers/keyopportunity.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Opportunities DPA</a>:</strong> If you get an <a href="http://www.wshfc.org/buyers/key.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Opportunity mortgage</a>, you can receive up to $15,000 toward a down payment and pay off the loan over 30 years at a 1% rate.</li><li><strong><a href="http://www.wshfc.org/buyers/keyveterans.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Veterans DPA</a>:</strong> You can borrow up to $10,000 for a down payment as a military veteran. You'll repay the loan after 30 years at a 3% interest rate.</li><li><strong><a href="http://www.wshfc.org/buyers/homechoice.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">HomeChoice DPA</a>:</strong> You can borrow up to $15,000 for down payment assistance if someone living in the house has a disability. You'll repay the loan after 30 years or when you sell or refinance, and you'll pay a 1% rate.</li></ul><p>The <a href="http://www.wshfc.org/buyers/downpayment.htm" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">WSHFC</a> also lists programs for residents of specific cities and counties across Washington.</p> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="washington-dc-mortgage-calculator-48" data-slide-number="48" data-slide-anchor="#washington-dc-mortgage-calculator-48" data-slide-title="Washington, DC Mortgage Calculator" data-slide="" data-e2e-name="slide-48" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="[object Object]" >Washington, DC Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2047 / 4095)" > <meta itemprop="contentUrl" content="https://i.insider.com/6503124f992da60019ec48ff"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6503124f992da60019ec48ff":{"contentType":"image/jpeg","aspectRatioW":4095,"aspectRatioH":2047}}" alt="Washington DC, Lincoln Memorial and mirror reflection on the pool at night" /> <noscript> <img src="https://i.insider.com/6503124f992da60019ec48ff?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The Lincoln Memorial and Reflecting Pool in Washington, DC.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Orhan Cam/Shutterstock </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Washington, DC is much higher than the US national typical value of $349,770. The typical home in Washington DC is $618,432, and home values have decreased 4.2% over the past year. </p><h2>Washington, DC Mortgage Rates</h2><p>Here's the latest mortgage rates for Washington, DC. Plug today's rates into the mortgage calculator below to see how much you could pay for a monthly mortgage here.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-DC"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Washington, DC Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Washington, DC, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Washington, DC First-Time Homebuyer Information</h2><p>The <a href="https://dchfa.org/homeownership/available-programs/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="20" data-uri="a3a45cfc105f6e9a0e35dca725089641">DC Housing Finance Agency</a> has several options for first-time homebuyers:</p><ul><li><strong><a href="https://dchfa.org/homeownership/available-programs/dc-open-doors/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">DC Open Doors</a>:</strong> You can get a low rate and discounted mortgage insurance costs through a participating lender. You also may get a down payment assistance loan. You'll either repay the loan after 30 years, or upon selling the home or transferring the property to another person. </li><li><strong><a href="https://dchfa.org/homeownership/available-programs/mcc/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Mortgage Credit Certificate</a>:</strong> Claim up to 20% of the interest paid on your mortgage on your federal taxes each year.</li><li><strong><a href="https://dchfa.org/homeownership/available-programs/hpap/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Home Purchase Assistance Program</a>:</strong> If you're a first-time homebuyer, get a no-interest loan for down payment and closing cost assistance.</li><li><strong><a href="https://dchfa.org/homeownership/available-programs/DC4ME/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">DC4ME</a>:</strong> If you're a DC government employee, you can get a low rate on a first trust loan. You may also get 3% for a down payment assistance loan, which doesn't charge interest.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="west-virginia-mortgage-calculator-49" data-slide-number="49" data-slide-anchor="#west-virginia-mortgage-calculator-49" data-slide-title="West Virginia Mortgage Calculator" data-slide="" data-e2e-name="slide-49" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="West Virginia" >West Virginia Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 2409 / 4818)" > <meta itemprop="contentUrl" content="https://i.insider.com/650313681afe8f0019ea6329"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/650313681afe8f0019ea6329":{"contentType":"image/jpeg","aspectRatioW":4818,"aspectRatioH":2409}}" alt="West Virginia" /> <noscript> <img src="https://i.insider.com/650313681afe8f0019ea6329?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">West Virginia.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Posnov/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in West Virginia is less than half of the US national typical value of $349,770. The typical home in West Virginia is $158,668, and home values have increased 2.3% over the past year. </p><h2>West Virginia Mortgage Rates</h2><p>These are today's West Virginia mortgage rates. Plug the latest rates into our mortgage calculator below to estimate how much you could pay for a mortgage in this state.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-WV"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>West Virginia Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in West Virginia, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>West Virginia First-Time Homebuyer Information</h2><p>If you get your mortgage from a participating lender, you may be eligible for financial assistance through the <a href="https://www.wvhdf.com/home-buyers/down-paymentclosing-cost-assistance" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="0254e1ab54d4ffc2ae0166a8ed9751c1">West Virginia Housing Development Fund</a>. Choose from one of the following programs:</p><ul><li><strong><a href="https://www.wvhdf.com/home-buyers/homeownership-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Homeownership Program</a>:</strong> First-time homebuyers could receive a loan for $7,500 to $10,000 and use it for down payment/closing cost assistance.</li><li><strong><a href="https://www.wvhdf.com/home-buyers/movin-up-loan-program" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Movin' Up Loan Program</a>:</strong> This program is for moderate-income borrowers, and you don't have to be a first-time homebuyer. Get a loan for $5,000 to $8,000 to put toward a down payment or closing costs.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="wisconsin-mortgage-calculator-50" data-slide-number="50" data-slide-anchor="#wisconsin-mortgage-calculator-50" data-slide-title="Wisconsin Mortgage Calculator" data-slide="" data-e2e-name="slide-50" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Wisconsin" >Wisconsin Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 999 / 1999)" > <meta itemprop="contentUrl" content="https://i.insider.com/650313d61afe8f0019ea63fe"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/650313d61afe8f0019ea63fe":{"contentType":"image/jpeg","aspectRatioW":1999,"aspectRatioH":999}}" alt="Door County, Wisconsin, covered in snow." /> <noscript> <img src="https://i.insider.com/650313d61afe8f0019ea63fe?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Door County, Wisconsin.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Steven Puetzer/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Wisconsin is lower than the US national typical value of $349,770. The typical home in Wisconsin is $293,610, and home values have increased 5.3% over the past year. </p><h2>Wisconsin Mortgage Rates</h2><p>These are today's mortgage rates for Wisconsin. To see how much your monthly housing payment could be in this state, plug the latest rates into our mortgage calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-WI"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Wisconsin Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Wisconsin, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Wisconsin First-Time Homebuyer Information</h2><p>If you get a mortgage from a participating lender, you may qualify for one of the following programs through the <a href="https://www.wheda.com/homeownership-and-renters/home-buyers/getting-started/available-programs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link" data-analytics-post-depth="80" data-uri="b2bd5343470c10a0afd8575188b42d63">Wisconsin Housing and Economic Development Authority</a>:</p><ul><li><strong><a href="https://www.wheda.com/homeownership-and-renters/home-buyers/getting-started/available-programs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">WHEDA Easy Close Down Payment Assistance</a>:</strong> Receive a loan for up to 6% of your home price to use for a down payment. You'll repay the loan over 10 years and pay the same interest rate as you pay on your mortgage.</li><li><strong><a href="https://www.wheda.com/homeownership-and-renters/home-buyers/getting-started/available-programs" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">WHEDA Capital Access Down Payment Assistance</a>:</strong> You can receive a loan for up to $7,500 with no interest and no monthly payments.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="wyoming-mortgage-calculator-51" data-slide-number="51" data-slide-anchor="#wyoming-mortgage-calculator-51" data-slide-title="Wyoming Mortgage Calculator" data-slide="" data-e2e-name="slide-51" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Wyoming" >Wyoming Mortgage Calculator</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1360 / 2720)" > <meta itemprop="contentUrl" content="https://i.insider.com/6503143d1afe8f0019ea6452"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6503143d1afe8f0019ea6452":{"contentType":"image/jpeg","aspectRatioW":2720,"aspectRatioH":1360}}" alt="Jackson Hole, Wyoming," /> <noscript> <img src="https://i.insider.com/6503143d1afe8f0019ea6452?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">Jackson Hole, Wyoming.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Jeff R Clow/Getty Images </span> </span> </figcaption> </span> </figure> <p>According to Zillow, the typical home value in Wyoming is a bit lower than the US national typical value of $349,770. The typical home in Wyoming is $340,229, and home values have increased 3.1% over the past year. </p><h2>Wyoming Mortgage Rates</h2><p>These are today's mortgage rates for Wyoming. To see how much your monthly housing payment could be in this state, plug the latest rates into our mortgage calculator below.</p> <div class="mortgage-rates-table-wrapper" data-component-type="mortgage-rates-table" data-root-margin="0px 0px 100% 0px"> <div class="mortgage-rates-table-container"> <span class="mortgage-rates-timestamp headline-regular"></span> <table class="mortgage-rates-table table-content newAndRefinance-rates state state-WI"> <tbody class="table-content-body headline-regular"> <tr> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Mortgage term</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average mortgage interest rate</strong> </td> <td class="headline-regular headline-semibold"> <strong class="headline-regular headline-semibold">Average refinance interest rate</strong> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> <tr class="mortgage-rates-table-placeholder"> <td class="headline-regular headline-semibold"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> <td class="headline-regular"> <div class="mortgage-rates-table-container-tombstone"> </div> </td> </tr> </tbody> </table> </div> <div class="mortgage-rates-table-credits body-italic"> <span class="mortgage-rates-table-text">This information has been provided by Zillow. See more <a class="not-content-link mortgage-rates-table-link" href="https://www.zillow.com/mortgage-rates/" target="_blank" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link">mortgage rates</a> on Zillow</span> <a href="https://zillow.com" target="_blank" class="not-content-link mortgage-rates-table-logo" rel="noreferrer noopener nofollow" data-analytics-product-module="mortgage_rates_table" data-analytics-product-area="click" data-analytics-module="body_link"> <svg id="Logo" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1911 400"><defs><style>.cls-1{fill:#006aff;}</style></defs><title>Real Estate on Zillow</title><path class="cls-1" d="M1460.41,148.57h77.77l22.54,73.68c7.52,24.41,20.09,70.24,20.09,70.24a.6.6,0,0,0,1.13,0s13-46.68,20.42-70.24L1626,148.57h57.44l23.23,73.68c7.85,25.25,20,70.22,20,70.22a.6.6,0,0,0,1.15,0s12.63-45.54,20.07-70.22l22.55-73.68h72.28l-78.19,243.55h-71.13L1674,331c-7.45-24-20.55-70.57-20.55-70.57a.6.6,0,0,0-1.15,0s-13.1,45.68-20.95,70.15l-19.77,61.59h-72.41Z"></path><rect class="cls-1" x="936.81" y="19.92" width="78.71" height="372.21"></rect><rect class="cls-1" x="1073.84" y="19.91" width="78.72" height="372.21"></rect><path class="cls-1" d="M1380.68,271.18c0-36.24-25.85-60.9-56.46-60.9-31.34,0-57.19,24.66-57.19,60.9,0,36.48,25.85,60.9,57.19,60.9,30.61,0,56.46-24.42,56.46-60.9m-189.16,0c0-74,59.68-128.81,132.7-128.81,72.29,0,132,54.84,132,128.81,0,74.21-59.68,129.05-132,129.05-73,0-132.7-54.84-132.7-129"></path><path class="cls-1" d="M481.46,54.36v71.76H620.58c.57,0,.78.52.49,1L481.4,364.48c-3.36,6.17-4.16,7.49-4.16,13.65v14h271V320.49H597.69a.62.62,0,0,1-.5-1L738.48,79c1.12-2.34,2.3-4,2.3-9.64l.05-15Z"></path><path class="cls-1" d="M798.37,148.58h78.7V392.13h-78.7Zm39.35-122c24.54,0,44.82,19.8,44.82,44.19S862.26,115,837.72,115s-44.81-19.8-44.81-44.2S813.18,26.6,837.72,26.6"></path><path class="cls-1" d="M242.17,106.29c1.8-.44,2.63.2,3.71,1.41,6.16,6.93,26,31.1,31.4,37.71a2.12,2.12,0,0,1-.49,3.16c-40,31.22-84.49,75.38-109.3,107-.53.67-.09.72.26.57,43.21-18.6,144.67-48.27,190.44-56.59V141.64L179.28.23.05,141.64v63.29C55.61,171.91,184,120.8,242.17,106.29Z"></path><path class="cls-1" d="M96.63,349.5a3,3,0,0,1-3.88-.57L59.34,309.14c-.93-1.08-1-1.65.18-3.41C85.32,267.88,138,209,171.59,184.05c.6-.44.44-.86-.26-.63-35,11.44-134.47,54.17-171.28,75V393.6H358.18V263.5C309.27,271.81,163.08,315.27,96.63,349.5Z"></path><path class="cls-1" d="M1895.2,113.87c0-7-4.86-11.91-11.67-11.91H1871v34h5.59V125.77h5.49L1888.3,136h6.36l-6.7-11C1892.33,123.34,1895.2,119.16,1895.2,113.87Zm-12,6.9h-6.61V107h6.61c3.7,0,6.42,2.92,6.42,6.91S1886.89,120.77,1883.19,120.77Z"></path><path class="cls-1" d="M1881.84,90.16a29.38,29.38,0,1,0,29.38,29.37A29.41,29.41,0,0,0,1881.84,90.16Zm0,53.11a23.74,23.74,0,1,1,23.74-23.74A23.77,23.77,0,0,1,1881.84,143.27Z"></path></svg> </a> </div> </div><h2>Wyoming Mortgage Loan Calculator</h2><p>To see how today's mortgage rates could impact your monthly payments in Wyoming, check out our free mortgage calculator. Click on "More details" for money-saving tips and insights about how rates affect your long-term finances.</p> <div class="calculator loan-calculator" data-component-type="calculators/loan-calculator" data-root-margin="0px 0px 100% 0px"> <h5 class="calculator__title headline-semibold">Mortgage Calculator</h5> <div class="calculator__divider"></div> <div class="calculator__fields"> <div class="calculator__field calculator__field--horizontal"> <div class="calculator__price"> <input class="calculator__input headline-regular" value="$344,400" data-id="home-price-input" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="home_price"> <label class="headline-regular">Home Price</label> </div> <input type="range" min="80000" max="5000000" value="344400" data-id="home-price" class="calculator__slider" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="slide_bar"> </div> <div class="calculator__duo-field"> <div class="calculator__field calculator__field--majority"> <input class="calculator__input headline-regular" data-id="down-payment" type="text" pattern="[0-9]+" value="$68,880" maxlength="9" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment"> <label class="headline-regular">Down payment</label> </div> <div class="calculator__field calculator__field--minority"> <input class="calculator__input headline-regular" data-id="down-payment-percentage" type="text" pattern="[0-9]+" value="20" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="down_payment_percent"> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="loan-length" type="text" pattern="[0-9]+" value="30" maxlength="3" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="loan_length"> <label class="headline-regular">Length of loan (years)</label> </div> <div class="calculator__field"> <input class="calculator__input headline-regular" data-id="interest-rate" type="text" pattern="[0-9]+" value="3" maxlength="5" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="interest_Rate"> <label class="headline-regular">Interest rate</label> <span class="calculator__field__end headline-regular">%</span> </div> </div> <div class="calculator__result"> <span class="calculator__amount headline-regular">$<span class="headline-semibold">1,161</span></span> <span class="calculator__amount-blurb headline-regular">Your estimated monthly payment</span> </div> <div class="calculator__more-details" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <div class="calculator__more-details__header" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"> <span class="calculator__more-details__text headline-semibold" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details">More details</span> <span class="calculator__chevron" data-analytics-product-module="mortgage_calculator" data-analytics-product-area="more_details"><svg class="svg-icon chevron-icon " data-chevron-icon="" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 14.4 8.4" id="chevron-icon"> <title>Chevron icon</title> <desc>It indicates an expandable section or menu, or sometimes previous / next navigation options.</desc> <path class="chevron" fill="none" stroke="#76767a" stroke-linecap="square" d="M.7.7l6.5 7 6.5-7"></path> </svg></span> </div> <div class="calculator__more-details__wrap"> <div class="calculator__more-details__content"> <div class="calculator__fact headline-regular"><span>Total paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-total">418,177</span></span></div> <div class="calculator__fact headline-regular"><span>Principal paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-principal">275,520</span></span></div> <div class="calculator__fact headline-regular"><span>Interest paid</span><div class="calculator__fact__divider"></div><span class="calculator__fact__value headline-semibold">$<span data-id="breakdown-interest">42,657</span></span></div> <div class="calculator__tips"> <span class="calculator__tips__header headline-semibold">Ways you can save:</span> <ul class="headline-regular"> <li class="headline-regular">Paying a <span>25%</span> higher down payment would save you <span data-id="down-payment-savings">$8,916.08</span> on interest charges</li> <li class="headline-regular">Lowering the interest rate by <span>1%</span> would save you <span data-id="interest-rate-savings">$51,562.03</span></li> <li class="headline-regular">Paying an additional <span>$500</span> each month would reduce the loan length by <span data-id="monthly-savings">146</span> months</li> </ul> </div> </div> </div> </div> </div><h2>Wyoming First-Time Homebuyer Information</h2><p>The <a href="https://www.wyomingcda.com/homebuyers/" target="_blank" rel="noopener nofollow" data-analytics-module="body_link">Wyoming Community Development Authority</a> offers mortgage and down payment assistance for eligible buyers. Assistance options include:</p><ul><li><strong>Home$tretch DPA Loan:</strong> Get up to $15,000 in down payment assistance in the form of a zero-interest, deferred loan that's due once you sell or refinance.</li><li><strong>Amortizing DPA Loan:</strong> This product also offers up to $15,000 in assistance, but you'll need to pay it back each month over a 10-year term.</li></ul> <div class="slide-options "> </div> </div> </div> <div class="slide keyline " id="mortgage-types-for-every-state-52" data-slide-number="52" data-slide-anchor="#mortgage-types-for-every-state-52" data-slide-title="Mortgage Types for Every State" data-slide="" data-e2e-name="slide-52" > <div class="slide-layout clearfix"> <div class="slide-title clearfix ignore-typography" data-e2e-name="slide-title" > <h2 class="slide-title-text" data-toc-label="Mortgage Types for Every State" >Mortgage Types for Every State</h2> </div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope itemtype="https://schema.org/ImageObject" > <div class="lazy-holder " style="padding-top: calc(100% * 1249 / 2500)" > <meta itemprop="contentUrl" content="https://i.insider.com/653fec9896f7540cd0697818"/> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/653fec9896f7540cd0697818":{"contentType":"image/jpeg","aspectRatioW":2500,"aspectRatioH":1249}}" alt="Busy street on a rainy day with the US Capitol in the background." /> <noscript> <img src="https://i.insider.com/653fec9896f7540cd0697818?width=600&format=jpeg&auto=webp" /> </noscript> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The US Capitol in Washington, DC</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Marc Guitard/Getty Images </span> </span> </figcaption> </span> </figure> <p>There are affordable mortgages available on a federal level that can help first-time, low-income, or low-credit-score homebuyers get into a home: </p><ul><li><strong><a href="https://www.businessinsider.com/personal-finance/mortgages/fha-loan" rel="" data-analytics-module="body_link">FHA loan</a>: </strong>With a credit score of at least 580, you can put down just 3.5%. You may also qualify with a score down to 500, but you'll need to put 10% down.</li><li><strong><a href="https://www.businessinsider.com/personal-finance/mortgages/usda-loan" data-analytics-module="body_link" data-analytics-post-depth="60" data-uri="570e478d9949530f09d974a3747182a5" rel="">USDA loan</a>: </strong>A USDA loan can be useful if you are a low-to-moderate income borrower looking to buy a home in a rural or suburban area, since it requires no down payment.</li><li><strong><a href="https://www.businessinsider.com/personal-finance/mortgages/va-loans" data-analytics-module="body_link" data-analytics-post-depth="40" data-uri="2caf74f6d902cf81386f3a48dc7682fd" rel="">VA loans</a>: </strong>These mortgages are for active-service military members or veterans. They allow zero down and come with lower interest rates.</li></ul> <div class="slide-options "> </div> </div> </div> </div> </div> </section> </div> <section class="post-authors" data-component-type="post-author" > <div class="post-author"> <a id="post-author_profile-link" href="https://www.businessinsider.com/author/molly-grace" target="_blank" data-analytics-product-module="author-bio"> <div class="author-profile-image-wrapper" data-slug="molly-grace" > <div class="lazy-holder author-profile-image"> <img class="lazy-image author-profile-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='https://i.insider.com/621fc89f75b649001845be8a?crop=1:1&width=256&format=jpeg&auto=webp' alt="Headshot of Molly Grace" /> <noscript> <img src="https://i.insider.com/621fc89f75b649001845be8a?crop=1:1&width=256&format=jpeg&auto=webp" /> </noscript> </div> </div> </a> <div class="post-author_info"> <div class="post-author_top"> <a id="post-author_name-link" class="post-author_link not-content-link" href="https://www.businessinsider.com/author/molly-grace" target="_blank" data-analytics-product-module="author-bio"> <div class="post-author_name headline-semibold">Molly Grace</div> </a> <div class="post-author_title headline-regular">Mortgage Reporter</div> </div> <div class="post-author_bio headline-regular"> <input type="checkbox" id="expanded0"> <div class="post-author_bio_content"> <span>Molly Grace is a mortgage reporter for Business Insider with over six years of experience writing about mortgages and homeownership. </span><span><span class="headline-semibold">Experience</span></span><span>In addition to her daily mortgage rate coverage, Molly also writes mortgage lender reviews and educational articles on homebuying and analyzes data and economic trends to give readers actionable and up-to-date information about the housing market.</span><span>She also tracks affordable mortgage and down payment assistance programs offered throughout the country to keep her readers informed of homebuyer programs available to them. </span><span>Before Business Insider, Molly was a blog writer for Rocket Companies and helped to create Rocket Mortgage’s Shorty Award-winning podcast <em>Home. Made</em>.</span><span>Molly is passionate about covering personal finance topics with empathy. Her goal is to make homebuying knowledge more accessible, especially for groups that may think homeownership is out of reach. </span><span><span class="headline-semibold">Expertise</span></span><span>Molly is an expert in the following topics:</span><ul><li><span>Mortgages and mortgage lenders</span></li><li><span>Home equity</span></li><li><span>The housing market</span></li><li><span>The economy and the forces that impact mortgage rates</span></li><li><span>Budgeting and saving</span></li><li><span>Credit</span></li><li><span>Insurance</span></li><li><span>Retirement savings</span></li></ul><span><span class="headline-semibold">Education</span></span><span>Molly earned a bachelor's degree in journalism from Indiana University. </span><span>She is based in Michigan and has a dog and two cats. </span> </div> <label for="expanded0" role="button" class="post-author_bio_more">Read more</label> <label for="expanded0" role="button" class="post-author_bio_less">Read less</label> </div> </div> </div> <div class="post-author"> <a id="post-author_profile-link" href="https://www.businessinsider.com/author/sophia-acevedo" target="_blank" data-analytics-product-module="author-bio"> <div class="author-profile-image-wrapper" data-slug="sophia-acevedo" > <div class="lazy-holder author-profile-image"> <img class="lazy-image author-profile-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-src='https://i.insider.com/6554fbef36d588dc55d0ea4a?crop=1:1&width=256&format=jpeg&auto=webp' alt="Sophia Acevedo's face against a gray background" /> <noscript> <img src="https://i.insider.com/6554fbef36d588dc55d0ea4a?crop=1:1&width=256&format=jpeg&auto=webp" /> </noscript> </div> </div> </a> <div class="post-author_info"> <div class="post-author_top"> <a id="post-author_name-link" class="post-author_link not-content-link" href="https://www.businessinsider.com/author/sophia-acevedo" target="_blank" data-analytics-product-module="author-bio"> <div class="post-author_name headline-semibold">Sophia Acevedo</div> </a> <div class="post-author_title headline-regular">Banking Editor</div> </div> <div class="post-author_bio headline-regular"> <input type="checkbox" id="expanded1"> <div class="post-author_bio_content"> <span>Sophia Acevedo is a banking editor at Business Insider. She has spent three years as a personal finance journalist and is an expert across numerous banking topics. </span><span><span class="headline-semibold">Experience</span></span><span>Sophia leads Personal Finance Insider's banking coverage, including reviews, guides, reference articles, and news. She edits and updates articles about banks, checking and savings accounts, CD rates, budgeting, and general saving. Sophia was also a part of Business Insider's 2024 series "<a href="https://www.businessinsider.com/category/my-financial-life">My Financial Life</a>," which focused on telling stories that could help people live and spend better.</span><span>Before joining Business Insider, Sophia worked as a journalist at her college newspaper and was a freelance writer. She has spent seven years writing and editing as a journalist.</span><span>Sophia was nominated for an Axel Springer Award for Change in 2023 for her coverage of ABLE Accounts, tax-free savings accounts for people with disabilities. She was also a winner of a <a href="https://cnpa.com/cja/2018campus/">2018 California Journalism Awards Campus Contest</a> for her photography.</span><span>She loves helping people find the best solutions for their unique needs and hopes that more people will find the tools to solve their financial problems. She’s inspired by stories of everyday people adapting to their financial circumstances and overcoming their fears around money.</span><span><span class="headline-semibold">Expertise</span></span><span>Sophia's expertise includes:</span><ul><li><span>Bank accounts</span></li><li><span>Savings and CD rate trends</span></li><li><span>Budgeting</span></li><li><span>Saving</span></li><li><span>How banks operate</span></li></ul><span><span class="headline-semibold">Education</span></span><span>Sophia graduated from California State University Fullerton with a degree in journalism and a minor in political science.</span><span>Sophia is a member of the National Association of Hispanic Journalists.</span><span>She is an avid reader across a variety of genres, and she started running in 2021. 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