7 Life Events That Can Lower Medicare Part B Premiums

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contentData.videoid : '', articleid: contentData.articleid ? contentData.articleid : '', contentid: '', tagid: 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare\/part\u002Db\u002Dmedicare\u002Dsupplemental' } }); }, } document.body.addEventListener('click_tag_front_end_content_data', function (eve) { AARP.MetaInfo.contentData = { videoid: eve.detail.videoid ? eve.detail.videoid : '', articleid: eve.detail.articleid ? eve.detail.articleid :'', contentid: '', tagid: 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare\/part\u002Db\u002Dmedicare\u002Dsupplemental' } /* Surface Pillar Label Tags */ var AllTagIds = 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare\/part\u002Db\u002Dmedicare\u002Dsupplemental'; var tagIdArr = []; if(AllTagIds && AllTagIds.length>0) { var tagArr = AllTagIds.split(','); AARP.MetaInfo.contentData.tagid = tagArr; } }); errorDataLayer(); } AARP.Externals.attachPageJsCallback(executeDataLayerObj); })(); </script> <script type="application/ld+json"> { "@context" : "https://schema.org", "@type" : "Article", "additionalType" : [ "WebPage" ], "url" : "https://www.aarp.org/health/medicare-insurance/info-2022/how-to-lower-medicare-premiums/", "isPartOf" : "info-2022", "articleSection" : "7 Ways You Can Avoid Higher Medicare Premiums", "headline" : "7 Ways You Can Avoid Paying Higher Medicare Premiums\n\n\n\n", "alternativeHeadline" : "Changes in income, marital status, work hours and other life events can exempt enrollees from surcharges", "keywords" : [ "medicare parts", " medicare", " medicare part b", " what is medicare", " part a medicare", " parts of medicare" ], "description" : "Medicare Part B covers doctor visits, diagnostic tests and other services, for a monthly premium. Read 7 ways to avoid high Medicare Part B premiums.", "mainEntityOfPage" : "https://www.aarp.org/health/medicare-insurance/info-2022", "speakable" : { "@type" : "SpeakableSpecification", "cssSelector" : [ "h1", "h2" ] }, "articleBody" : "Most people who enroll in Medicare Part B, which covers doctor visits, diagnostic tests and other outpatient services, pay a standard monthly premium, $185 in 2025. But if your household income is above a certain amount, like around 8 percent of people with Part B, you’ll have to pay more than the basic monthly fee. If the government says your monthly tab is going to be higher, you have ways to appeal that decision. The added charge, known by the acronym IRMAA for income-related monthly adjustment amount, was included in the 2003 Medicare Modernization Act, designed to help stabilize the program financially. “The idea is that people with higher levels of income should be paying more,” says Alex S. Seleznev, a Washington-based wealth management specialist and certified financial planner. CMS decides each year how much higher-income Medicare recipients will have to pay. The Social Security Administration (SSA) determines who must make those added payments. The added charge is based on your modified adjusted gross income (MAGI), which is total adjusted gross income plus any tax-exempt interest reported on your federal 1040 tax form. For example, individuals with annual incomes of $106,000 are subject to a higher premium in 2025 while the income threshold for joint filers is $212,000. Here’s the tricky part: The SSA doesn’t use your most recent tax return to figure out whether you have to pay higher premiums. It looks back two years. That means the income on your 2023 tax return — filed in 2024 — determines what you’ll have to pay in 2025. Part B, Part D, Medicare Advantage affected Depending on your annual income, the amount you’ll have to pay above the standard Part B premium could range from $73.60 to $441.70 a month. The high-income charge also applies to Part D prescription coverage from an insurer, employer or union, and those extra charges could range from $13.70 to $85.80 a month, also based on your 2023 income. Part D plan premiums vary widely, depending on what plan you pick and where you live. These surcharges apply whether you are enrolled in original Medicare or a Medicare Advantage plan. And if you’re in an Advantage plan that includes Part D coverage, you’ll still have to pay the high-income charges to the federal government for both Part B, which many people have deducted from their Social Security checks, and Part D. If the SSA decides you will have to pay a higher premium, the agency will send you a letter telling you how the surcharge was calculated, what to do if you believe the information used to calculate the premium adjustment is incorrect and what to do if your income has been reduced or you’ve had what the government calls a “life-changing event.” To discuss your case, you can visit an SSA office or call the SSA toll-free number, 800-772-1213. To request that your payment adjustment be reconsidered, you’ll need to file a Medicare IRMAA Life-Changing Event form, Form SSA-44. Here are the seven life-changing events that can exempt you from the premium surcharges: 1. A spouse's death that significantly reduces your income The Social Security administration will need proof of your spouse's death and an estimate of your new income. 2. Marriage since the tax return used in the calculation SSA will need proof that you got married and an estimate of your joint income. You may have had to pay a surcharge based on your individual income. But you might no longer face a higher premium if you got married and your joint income doesn’t exceed the high-income threshold for joint filers. 3. Divorce or annulment because it also can affect income The SSA will need proof of your change in marital status, as well as an estimate of your reduced income. 4. Work reduction, as in moving to a part-time job Some examples of this are if you partially retired or changed from full-time to part-time employment. Documentation can include an employer statement, pay stubs showing a change in hours, corporate minutes, record of a business transfer or your statement that your hours have been reduced. 5. Work stoppage, including retirement or a layoff Some examples of this would be if you retired or were laid off or your business or corporation was sold. The SSA says proof of such changes include an employer statement, a retirement letter, corporate minutes, record of a business transfer or sale or a statement from you regarding your work stoppage. 6. Loss of income from property that’s beyond your control The reasons include arson, natural disaster or theft. Income-producing property can include real property such as rental homes or farmland, crops, livestock and vehicles used for business. 7. Loss or reduction of certain kinds of pension income The SSA has very specific requirements for this one: The pension must be a traditional defined benefit pension or a cash balance plan where fluctuations in a plan’s investments don’t affect the benefit amount promised to participants. And the loss of income must result from a plan failure or termination or because the pension stopped based on a decision you made in the past. One example: If you took a 20-year annuity rather than a lifetime pension when you retired 20 years ago and that has paid out. The SSA will generally require a letter from the pension plan administrator and possibly a copy of the plan description. Other ways to contest the surcharge Wrong info. You can try to make the case that Social Security used outdated or incorrect information when calculating your surcharge. Maybe you filed an amended tax return for the year the SSA is using to make an IRMAA decision, or the IRS supplied the agency with an older tax return and you want to use a more recent one that will show you received a lower income than previously reported. Appeals process. If your exemption request is rejected, you can ask the SSA to reconsider. If you disagree with the reconsideration decision, the next step is to ask for a hearing. Hearings are held before an administrative law judge in the Department of Health and Human Services’ Office of Medicare Hearings and Appeals. Learn more from this SSA publication. Your eligibility can change each year Because these income surcharges are calculated every year, your status can vary if your income increases or decreases. You could pay the surcharge for just one year if your income temporarily bumps you into high-income territory. That could include having capital gains from stock sales, doing a Roth IRA conversion or getting a profit from a property sale — none of which qualify as IRMAA exceptions. This story, originally published Nov. 15, 2022, has been updated with 2025 Part B premiums, surcharges and other information.", "image" : [ ], "author" : [ { "@type" : "Person", "name" : "Jacqueline Salmon" } ], "publisher" : { "@type" : "Organization", "name" : "AARP", "url" : "https://www.aarp.org/", "description" : "AARP is a nonprofit, nonpartisan organization that empowers people to choose how they live as they age.", "logo" : { "@type" : "ImageObject", "url" : "https://cdn.aarp.net/content/dam/aarp/graphics/aarp_logos/120x30-aarp-header-logo-red.svg" }, "sameAs" : [ "https://www.facebook.com/AARP", "https://twitter.com/AARP/", "https://www.instagram.com/aarp/?hl=en", "https://www.linkedin.com/company/aarp/" ] }, "datePublished" : "2022-11-15T05:00:00+0000", "dateModified" : "2024-11-13T05:00:00+0000" } </script> <script src='//assets.adobedtm.com/launch-ENfc31ab1bac944ca8866743454782e0b0.min.js' async></script> </head> <body class="articlePage page basicpage" id="articlePage-353c9dc76d"> <a href='#aarp-u-end-of-header' class="aarp-u-invisible">Skip to content</a> <div class="aarp-c-body-wrapper aarp-o-edit-mode-false aarp-o-body "> <div id="aarp-c-body"> <div class="root container responsivegrid uxdia-u-base-article-v2"> <div id="container-67e5a8f708" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid uxdia-u-bg-ads--utility-medium-grey uxdia-o-grid-container uxdia-o-grid-container@mobile @tablet uxdia-o-grid-container@laptop uxdia-o-grid-container@large-laptop uxdia-o-grid-container@larger-laptop aem-GridColumn aem-GridColumn--default--12"> <div id="container-3f9aa70f11" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="advertisement parbase aem-GridColumn aem-GridColumn--default--12"> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="leader_16095" data-adsize="leader"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'leader_16095', size:'leader'}); } </script> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-o-header aarp-c-alert-bar-homepage__wrapper aem-GridColumn aem-GridColumn--default--12"> <div id="container-ce5b15eeb3" class="cmp-container"> <div class="uxdiaCacheableXF experiencefragment aarp-c-alert-bar--uxdia-theme aarp-c-alert-bar--uxdia-theme@tablet aarp-c-alert-bar--uxdia-theme@mobile"><div data-cmp-paywall-pageTitle="7 Ways You Can Avoid Higher Medicare Premiums" data-cmp-membersonlyaccess="false" id="uxdiaCacheableXF-e4e0596453" class="cmp-experiencefragment cmp-experiencefragment--alert-bar-single-state"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="uxdiaResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="alertBar aem-GridColumn aem-GridColumn--default--12"> <div class="alert-bar--open"> <div class="aarp-c-alert-bar aarp-c-alert-bar@desktop aarp-c-alert-bar@tablet aarp-c-alert-bar@mobile "> <div class="aarp-c-alert-bar__container aarp-c-alert-bar__container@desktop aarp-c-alert-bar__container@tablet aarp-c-alert-bar__container@mobile"> <div class="aarp-c-alert-bar__column aarp-c-alert-bar__column-left"> <div id="text-d1c3f2e63d" class="cmp-text"> <p><a title="what's hidden in your smartphone" href='https://www.aarp.org/home-family/personal-technology/discover-smartphone-tools/?intcmp=ADS-ALRT-SMRTPHN-HIDDEN' target="_blank" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/alert-bar/alert-bar-single-state/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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class="aarp-c-search-icon__rectangle"></div> </div> </div> </div>  </section> <script> var url= 'https://platform.cloud.coveo.com/rest/search/v2/querySuggest'; var count='10'; var access_token='xx68156512-8de1-411c-b7d4-e57dc85bea29'; var organizationId='aarpu11lxv0p'; AARP.Everywhere.searchQueryUri = url +'?pipeline=default&count='+count+'&access_token='+access_token+'&organizationId='+organizationId; AARP.Everywhere.endecaSearchUrl = "https://www.aarp.org/search/"; AARP.Everywhere.endecaSearchUrlInternalTracking = " ?Intcmp=GLOBAL-HDR-LNK-CLK-SEARCH-UXDIA"; </script>  </div> </nav> </div> <span class="aarp-u-loyalty-plus-switch aarp-u-invisible" data-is-loyalty-plus="false"></span> <span id="aarp-u-end-of-header" class="aarp-u-invisible">Content starts here</span> </div> </div> <div class="searchModal aem-GridColumn aem-GridColumn--default--12">  <div id="searchModal" class="search-modal">  <div class="search-modal__content"> <div class="search-modal__header"> <span class="close" 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Topics","dropDownValue":"everywhere"},{"dropDownLabel":"Entertainment","dropDownValue":"entertainment"},{"dropDownLabel":"Health","dropDownValue":"health"},{"dropDownLabel":"Money","dropDownValue":"money"},{"dropDownLabel":"Policy & Research","dropDownValue":"research"},{"dropDownLabel":"Travel","dropDownValue":"travel"},{"dropDownLabel":"Work","dropDownValue":"work"},{"dropDownLabel":"Member Benefits","dropDownValue":"member benefits"},{"dropDownLabel":"Caregiving","dropDownValue":"caregiving"},{"dropDownLabel":"Rewards","dropDownValue":"rewards"},{"dropDownLabel":"Videos","dropDownValue":"videos"} </textarea> </div></div> </div> <div class="search-inputbox__container"> <input class="search-modal__inputbox" type="text" placeholder="What can we help you find?" aria-label="What can we help you find?"/> </div> <div class="search-button__container"> <button class="search__button" data-formelementid="SEARCH-BTN-CLK-MODAL" onClick="s_objectID='SEARCH-BTN-CLK-MODAL';"><span 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onclick="s_objectID='SEARCH-POPULAR-SEARCHES-MODAL-POS3';" href='https://games.aarp.org/games/daily-crossword'>AARP daily Crossword Puzzle </a> </p> <p class="search-popular__links"><span class="popular-search__icon"></span> <a data-formelementid="SEARCH-POPULAR-SEARCHES-MODAL-POS4" onclick="s_objectID='SEARCH-POPULAR-SEARCHES-MODAL-POS4';" href='https://www.aarp.org/membership/benefits/hotels/?intcmp=DSO-HDR-BENEFITS-EWHERE'>Hotels with AARP discounts </a> </p> <p class="search-popular__links"><span class="popular-search__icon"></span> <a data-formelementid="SEARCH-POPULAR-SEARCHES-MODAL-POS5" onclick="s_objectID='SEARCH-POPULAR-SEARCHES-MODAL-POS5';" href='https://www.aarp.org/membership/benefits/insurance/life/?intcmp=DSO-HDR-BENEFITS-EWHERE'>Life Insurance </a> </p> <p class="search-popular__links"><span class="popular-search__icon"></span> <a data-formelementid="SEARCH-POPULAR-SEARCHES-MODAL-POS6" onclick="s_objectID='SEARCH-POPULAR-SEARCHES-MODAL-POS6';" data-url="/content/aarpe/en/home/membership/benefits/insurance/delta-dental/_jcr_content/.dataview.json" data-modal-url="/benefits-discounts/all/delta-dental.modalview" data-target="offers-modal" data-formelementid="MEM-BEN-CLK-WIDGET-delta-dental" data-offerid="delta-dental" data-brand="Delta Dental | AARP® Dental Insurance Plan administered by Delta Dental Insurance Company" data-categoryid="Health & Wellness,Insurance" data-subcategoryid="Healthcare" data-lineofbusiness="ASI healthcare" data-asicategory="ASI Healthcare & Insurance" data-offertype="discount" data-offertiming="anytime" href="/membership/benefits/insurance/delta-dental/">AARP Dental Insurance Plans </a> </p> <p class="search-popular__links"><span class="popular-search__icon"></span> <a data-formelementid="SEARCH-POPULAR-SEARCHES-MODAL-POS7" onclick="s_objectID='SEARCH-POPULAR-SEARCHES-MODAL-POS7';" href='https://www.aarp.org/travel/'>Travel </a> </p> </div> </div> <div class="search-modal-body-suggested__section"> <div class="search-popular__heading" role="heading" aria-level="3">Suggested Links</div> <div class="search-suggestedlink-button__wrapper"> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS1" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS1';" href='https://help.aarp.org/s/' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">Help</span> <span class="search-arrow"></span> </a> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS2" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS2';" href='https://help.aarp.org/s/article/show-me-my-account-info' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">Show me my account info</span> <span class="search-arrow"></span> </a> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS3" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS3';" href='https://help.aarp.org/s/article/i-want-to-change-my-address' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">Change my Address</span> <span class="search-arrow"></span> </a> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS4" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS4';" href='https://help.aarp.org/s/article/contact-aarp' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">How do I contact AARP?</span> <span class="search-arrow"></span> </a> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS5" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS5';" href='https://help.aarp.org/s/article/where-is-my-membership-card' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">Where is my membership card?</span> <span class="search-arrow"></span> </a> <a data-formelementid="SEARCH-SUGGESTED-LINKS-MODAL-POS6" onclick="s_objectID='SEARCH-SUGGESTED-LINKS-MODAL-POS6';" href='https://help.aarp.org/s/article/how-do-i-access-my-aarp-digital-card-via-aarp-now-app' class="search-suggestedlink__button" role="button"> <span class="search-suggestedlink-button__text">How do I get a digital card?</span> <span class="search-arrow"></span> </a> </div> </div> </div> <div class="search-modal__footer"> <div class="search-c-fullwidth-membership-promo__container search-c-fullwidth-membership-promo__container@tablet search-c-fullwidth-membership-promo__container@mobile"> <div class="search-c-fullwidth-membership-promo__inner-container search-c-fullwidth-membership-promo__inner-container@tablet search-c-fullwidth-membership-promo__inner-container@mobile"> <section><div class="experiencefragment section"> <div class="xf-content-height"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="uxdiaResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="target parbase 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class="cmp-image__image cmp-image__image@tablet" src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/features/membership/header-search-membership-promo/default/anonymous/_jcr_content/root/responsivegrid/container_copy/container/articleimage.coreimg.75.1140.png/content/dam/aarp/uxdia/icons/membership-card-with-shadow.png" alt="Red Membership Card " title="Red Membership Card " width="304" height="210" loading="eager"/> </picture> <meta itemprop="caption" content="Red Membership Card "/> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-fullwidth-membership-promo__title-container uxdia-c-fullwidth-membership-promo__title-container@tablet uxdia-c-fullwidth-membership-promo__title-container@mobile aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--8 aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="container-c21a5cd586" class="cmp-container"> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile"> <div id="text-cd3b8c671e" class="cmp-text"> <p>AARP MEMBERSHIP</p> </div> </div> <div class="text aarp-category-text uxdia-hotdeals--heading uxdia-u-body-regular uxdia-u-color--secondary-color-pebble"> <div id="text-48528b78c4" class="cmp-text"> <p>AARP Membership — $12 for your first year when you sign up for Automatic Renewal</p> <p>Get instant access to members-only products, hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. </p> <p> </p> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-fullwidth-membership-promo__button-container uxdia-c-fullwidth-membership-promo__button-container@tablet uxdia-c-fullwidth-membership-promo__button-container@mobile aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 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id="button-86439b730d-1731425498135" class="cmp-button" aria-label="Renew Now" href='https://join.aarp.org/orgisrenew'> <span class="cmp-button__text">Renew Now</span> </a> </div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> </section> </div> </div> </div> </div> </div></div> <div class="uxdiaCacheableXF experiencefragment aem-GridColumn aem-GridColumn--default--12"><div data-cmp-paywall-pageTitle="Target" id="uxdiaCacheableXF-d8753b8af7" class="cmp-experiencefragment cmp-experiencefragment--mega-menu"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="uxdiaResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu uxdia-c-megamenu@tablet uxdia-c-megamenu@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div 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data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid/responsivegrid/responsivegrid/uxdia_help.coreimg.75.276.png/content/dam/aarp/uxdia/icons/help.png" alt="the help icon" title="Help icon" width="128" height="128"/> </picture> </a> <meta itemprop="caption" content="Help icon"/> </div> </div> <div class="headerSearchToOpenModal aem-GridColumn aem-GridColumn--default--12"> <section class="aarp-c-search aarp-c-search--homepage aarp-c-search--homepage@desktop aarp-c-search-form-container__trigger--closed">  <div class="aarp-c-search__button aarp-c-search__button--open" aria-expanded="false" aria-label="Open Search" tabindex="0" data-post-activate-focus=".aarp-c-search__search-input" aria-live="polite" role="button" aria-controls="search-header-button" data-formelementid="SEARCH-BTN-CLK-SEARCH-MODAL-OPEN">  <div class="aarp-c-search-icon-wrapper"> <div class="aarp-c-search-icon"> <div class="aarp-c-search-icon__circle"></div> <div class="aarp-c-search-icon__rectangle"></div> </div> </div> </div>  </section> <script> var url= 'https://platform.cloud.coveo.com/rest/search/v2/querySuggest'; var count='10'; var access_token='xx68156512-8de1-411c-b7d4-e57dc85bea29'; var organizationId='aarpu11lxv0p'; AARP.Everywhere.searchQueryUri = url +'?pipeline=default&count='+count+'&access_token='+access_token+'&organizationId='+organizationId; AARP.Everywhere.endecaSearchUrl = "https://www.aarp.org/search/"; AARP.Everywhere.endecaSearchUrlInternalTracking = ""; </script>  </div> <div class="svgTag uxdia-c-megamenu--close uxdia-c-megamenu--close@desktop uxdia-c-megamenu--close@tablet aem-GridColumn aem-GridColumn--default--12"> <svg width="60" height="60" viewBox="0 0 60 60" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="60" 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class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="we-tabs aem-GridColumn aem-GridColumn--default--12"> <div id="megamenu-c86cc6330f" class="cmp-tabs" data-cmp-is="tabs" data-placeholder-text="false"> <div class="uxdia-c-megamenu--tabs"> <ol role="tablist" class="cmp-tabs__tablist" aria-multiselectable="false"> <li role="tab" id="megamenu-c86cc6330f-item-988e95e2af-tab" class="cmp-tabs__tab uxdia-homepage-right_container cmp-tabs__tab--active" aria-controls="megamenu-c86cc6330f-item-988e95e2af-tabpanel" tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span">right_container</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-165814d603-tab" data-cmp-url="/content/aarpe/en/home/health" class="cmp-tabs__tab uxdia-homepage-health " aria-controls="megamenu-c86cc6330f-item-165814d603-tabpanel" data-megamenu-cmp-url='/health/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/health/'>Health</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-b4a99a59e4-tab" data-cmp-url="/content/aarpe/en/home/money" class="cmp-tabs__tab uxdia-homepage-money " aria-controls="megamenu-c86cc6330f-item-b4a99a59e4-tabpanel" data-megamenu-cmp-url='/money/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/money/'>Money</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-361c4ae95a-tab" data-cmp-url="/content/aarpe/en/home/work" class="cmp-tabs__tab uxdia-homepage-work-&-jobs " aria-controls="megamenu-c86cc6330f-item-361c4ae95a-tabpanel" data-megamenu-cmp-url='/work/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/work/'>Work & Jobs</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-fb851cf053-tab" data-cmp-url="/content/aarpe/en/home/retirement/social-security" class="cmp-tabs__tab uxdia-homepage-social-security " aria-controls="megamenu-c86cc6330f-item-fb851cf053-tabpanel" data-megamenu-cmp-url='/retirement/social-security/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/retirement/social-security/'>Social Security</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-b3ff7c4fc1-tab" data-cmp-url="/content/aarpe/en/home/health/medicare-insurance" class="cmp-tabs__tab uxdia-homepage-medicare " aria-controls="megamenu-c86cc6330f-item-b3ff7c4fc1-tabpanel" data-megamenu-cmp-url='/health/medicare-insurance/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/health/medicare-insurance/'>Medicare</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-539b4cc3dc-tab" data-cmp-url="/content/aarpe/en/home/caregiving" class="cmp-tabs__tab uxdia-homepage-caregiving " aria-controls="megamenu-c86cc6330f-item-539b4cc3dc-tabpanel" data-megamenu-cmp-url='/caregiving/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/caregiving/'>Caregiving</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-af7a76ab3f-tab" data-cmp-url="/content/aarpe/en/home/games" class="cmp-tabs__tab uxdia-homepage-games " aria-controls="megamenu-c86cc6330f-item-af7a76ab3f-tabpanel" data-megamenu-cmp-url='/games/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/games/'>Games</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-8d2b7b3de7-tab" data-cmp-url="/content/aarpe/en/home/travel" class="cmp-tabs__tab uxdia-homepage-travel " aria-controls="megamenu-c86cc6330f-item-8d2b7b3de7-tabpanel" data-megamenu-cmp-url='/travel/' tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span" data-megamenu-cmp-url='/travel/'>Travel</span> </li> <li role="tab" id="megamenu-c86cc6330f-item-dd27f71d94-tab" class="cmp-tabs__tab uxdia-homepage-more... cmp-tabs__tabpanel--more " aria-controls="megamenu-c86cc6330f-item-dd27f71d94-tabpanel" tabindex="0" data-cmp-hook-tabs="tab">  <span class="cmp-tabs__span">More...</span> </li> </ol> </div> <div id="megamenu-c86cc6330f-item-988e95e2af-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-c86cc6330f-item-988e95e2af-tab" tabindex="0" class="cmp-tabs__tabpanel right_container cmp-tabs__tabpanel--shown cmp-tabs__tabpanel--active" data-cmp-hook-tabs="tabpanel"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-e9926ae2a7" class="cmp-container"> <div class="text uxdia-u-subtitle-3 uxdia-u-color--primary-color-ink-black"> <div id="text-ec4430f7eb" class="cmp-text"> <p><a title="Link to spanish homepage" href='https://www.aarp.org/espanol/' data-cmp-clickable data-cmp-data-layer="{"text-ec4430f7eb-link-964a25791b":{ "xdm:linkURL" : "https://www.aarp.org/espanol/", "@type" : "uxdia/components/content/text/link", "dc:title" : "AARP en Español" }}">AARP en Español</a></p> </div> </div> <div class="uxdia-help articleimage image uxdia-help-en"> <div data-asset-id="c1ac62c6-a4fb-4bf1-b959-550b05fa7534" id="image-3fa9f33322" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <a class="cmp-image__link" href='https://help.aarp.org/s/?intcmp=AE-HP-HDR-HELP'> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" 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data-srcset="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1663661439464/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_825176922.coreimg.50.276.png/content/dam/aarp/health/conditions_treatments/2024/09/1140-vaccine-pkg-promo.png" 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uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/money/scams-fraud/tracking-map/'> View and Report Scams in Your Area</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="3" data-posID="3"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/money/taxes/aarp_taxaide/' data-formelementid="TILE_CLK-MONEY-TAX_AIDE" aria-label="Free Tax Preparation Assistance" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a 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</div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">AARP Foundation Tax-Aide</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/money/taxes/aarp_taxaide/'> Free Tax Preparation Assistance</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="2" data-posID="2"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/retirement/retirement-calculator/' data-formelementid="TILE_CLK-MONEY-MONEY_MAP" aria-label="AARP Retirement Calculator" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/retirement/retirement-calculator/' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="AARP Retirement Calculator"> <div class="uxdia-c-featured-tile__image"> <div id="image-9555fee946" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/syxnp2yhn4/jpeg/AARP_Sit_Final2.jpg?crop=true&anchor=3,50&q=80&color=ffffffff&u=oymmsj&w=2039&h=1171" data-src='https://aarp.widen.net/content/syxnp2yhn4/jpeg/AARP_Sit_Final2.jpg?crop=true&anchor=3,50&q=80&color=ffffffff&u=oymmsj&w=2039&h=1171' alt width="2039" height="1171"/> </picture> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Retirement</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/retirement/retirement-calculator/'> AARP Retirement Calculator</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="1" data-posID="1"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/benefits-discounts/members-only-access/info-2024/ways-to-save-at-the-supermarket.html' data-formelementid="TILE_CLK-MONEY-MOA-MAKE_APPLIANCES_LAST" aria-label="25 Ways to Save at the Grocery Store" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/benefits-discounts/members-only-access/info-2024/ways-to-save-at-the-supermarket.html' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="25 Ways to Save at the Grocery Store"> <div class="uxdia-c-featured-tile__image"> <div id="image-1929b9bcd2" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/q60kl87qwu/jpeg/77561-illo01-main.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=alkyaq&w=1140&h=655" data-src='https://aarp.widen.net/content/q60kl87qwu/jpeg/77561-illo01-main.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=alkyaq&w=1140&h=655' alt width="1140" height="655"/> </picture> </div> </div> <div class="uxdia-info_mb-card"> <span class="uxdia-info_lock-icon"></span> <span class="uxdia-info_mb-text">MEMBERS ONLY</span> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Your Money</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/benefits-discounts/members-only-access/info-2024/ways-to-save-at-the-supermarket.html'> 25 Ways to Save at the Grocery Store</a> </p>   <div class="uxdia-c-featured-tile__moa-badge-wrapper uxdia-c-featured-tile__moa-badge-wrapper@tablet uxdia-c-featured-tile__moa-badge-wrapper@mobile"> <span class="uxdia-c-featured-tile__moa-badge-icon"></span><span class="uxdia-c-featured-tile__moa-badge-title">MEMBERS ONLY</span> </div> <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="megamenu-c86cc6330f-item-361c4ae95a-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-c86cc6330f-item-361c4ae95a-tab" tabindex="0" class="cmp-tabs__tabpanel Work & Jobs " data-cmp-hook-tabs="tabpanel"><div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-3761eeef84" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="text uxdia-c-megamenu-back--button nuxdia-c-megamenu-back--button@tablet uxdia-c-megamenu-back--button@desktop aem-GridColumn aem-GridColumn--default--12"> <div id="text-af417763b9" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#' data-cmp-clickable data-cmp-data-layer="{"text-af417763b9-link-c513977844":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Back" }}">Back </a></p> </div> </div> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-megamenu--link uxdia-c-megamenu--link@tablet uxdia-c-megamenu--link@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-436850fc6f" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/' data-analyticsevent="LNK_CLK-WORK" data-formelementid="LNK_CLK-WORK" title="Link to work channel page" data-cmp-clickable data-cmp-data-layer="{"text-436850fc6f-link-7211de3f6d":{ "xdm:linkURL" : "/content/aarpe/en/home/work.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Work & Jobs" }}">Work & Jobs</a></p> </div> </div> <div class="text uxdia-c-megamenu--close uxdia-c-megamenu--close@tablet uxdia-c-megamenu--close@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--default--2"> <div id="text-cf143eb41f" class="cmp-text"> <p><a data-analyticsevent="LNK_CLK-CLOSE_MENU" data-formelementid="LNK_CLK-CLOSE_MENU" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="link to close menu" href='#' data-cmp-clickable data-cmp-data-layer="{"text-cf143eb41f-link-439066d2c8":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-0abb5445ff" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-ae1d3d2e58" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/job-search/' data-analyticsevent="BTN_CLK-WORK-JOB_SEARCH" data-formelementid="BTN_CLK-WORK-JOB_SEARCH" title="Link to job search landing page" data-cmp-clickable data-cmp-data-layer="{"text-ae1d3d2e58-link-0b57ef924e":{ "xdm:linkURL" : "/content/aarpe/en/home/work/job-search.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Job Search" }}">Job Search</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-d7e21038ba" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/careers/' data-analyticsevent="BTN_CLK-WORK-CAREERS" data-formelementid="BTN_CLK-WORK-CAREERS" title="link to the careers landing page" data-cmp-clickable data-cmp-data-layer="{"text-d7e21038ba-link-74f3ce8a9e":{ "xdm:linkURL" : "/content/aarpe/en/home/work/careers.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Careers" }}">Careers</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-27cbdcd940" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/small-business/' data-analyticsevent="BTN_CLK-WORK-SMALL_BUSINESS" data-formelementid="BTN_CLK-WORK-SMALL_BUSINESS" title="link to small business landing page" data-cmp-clickable data-cmp-data-layer="{"text-27cbdcd940-link-55ce7a7792":{ "xdm:linkURL" : "/content/aarpe/en/home/work/small-business.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Small Business" }}">Small Business</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-620307c790" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/employers/' data-analyticsevent="BTN_CLK-WORK-EMPLOYERS" data-formelementid="BTN_CLK-WORK-EMPLOYERS" title="Link to the employers landing page" data-cmp-clickable data-cmp-data-layer="{"text-620307c790-link-f8bd00ecf6":{ "xdm:linkURL" : "/content/aarpe/en/home/work/employers.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Employers" }}">Employers</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-80c3a4cac3" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/work/age-discrimination/' data-analyticsevent="BTN_CLK-WORK-AGE_DISCRIMINATION" data-formelementid="BTN_CLK-WORK-AGE_DISCRIMINATION" title="Link to the age discrimination landing page" data-cmp-clickable data-cmp-data-layer="{"text-80c3a4cac3-link-bc97f305ec":{ "xdm:linkURL" : "/content/aarpe/en/home/work/age-discrimination.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Age Discrimination" }}">Age Discrimination</a></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-four-pack-tiles__container uxdia-c-four-pack-tiles__container@tablet uxdia-c-four-pack-tiles__container@desktop uxdia-c-feature-tile-card aem-GridColumn aem-GridColumn--default--12"> <div id="container-fe027201ab" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile "> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/work/job-search/freelance-jobs-hiring-now/' data-formelementid="TILE_CLK-WORK-10_PARTTIME_JOBS_TO_BEAT_INFLATION" aria-label="Freelance Jobs You Can Do From Home" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/work/job-search/freelance-jobs-hiring-now/' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Freelance Jobs You Can Do From Home"> <div class="uxdia-c-featured-tile__image"> <div id="image-08bf19a9ca" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/7s4er3qcrq/jpeg/GettyImages-1401269015.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=mh5igy&w=2048&h=1362" data-src='https://aarp.widen.net/content/7s4er3qcrq/jpeg/GettyImages-1401269015.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=mh5igy&w=2048&h=1362' alt width="2048" height="1362"/> </picture> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Flexible Work</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/work/job-search/freelance-jobs-hiring-now/'> Freelance Jobs You Can Do From Home</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="3" data-posID="3"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/work/skills-builder/' data-formelementid="TILE_CLK-WORK-AARP_SKILLS_BUILDER" aria-label="Online Courses to Boost Your Career" target="_self"> <div 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data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/dkv1c963gm/jpeg/Megamenu-Basics-GettyImages-1887469182.jpg?crop=true&anchor=1,6&q=80&color=ffffffff&u=mh5igy&w=2048&h=1177" data-src='https://aarp.widen.net/content/dkv1c963gm/jpeg/Megamenu-Basics-GettyImages-1887469182.jpg?crop=true&anchor=1,6&q=80&color=ffffffff&u=mh5igy&w=2048&h=1177' alt width="2048" height="1177"/> </picture> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Basics</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/retirement/social-security/info-2020/social-security-questions-answered.html'> 10 Top Social Security FAQs</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="1" data-posID="1"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/retirement/social-security/benefits-calculator/' data-formelementid="TILE_CLK-SOCIAL_SECURITY-BENEFITS_CALCULATOR" aria-label="Social Security Benefits Calculator" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/retirement/social-security/benefits-calculator/' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Social Security Benefits Calculator"> <div class="uxdia-c-featured-tile__image"> <div id="image-fa37b109d7" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/zrmxads4zm/jpeg/MegaMenu-Tools-PeteRyan.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=mh5igy&w=2048&h=1237" 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uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="megamenu-c86cc6330f-item-b3ff7c4fc1-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-c86cc6330f-item-b3ff7c4fc1-tab" tabindex="0" class="cmp-tabs__tabpanel Medicare " data-cmp-hook-tabs="tabpanel"><div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> 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data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#' data-cmp-clickable data-cmp-data-layer="{"text-280ba0cc5b-link-6d290279d7":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Back" }}">Back </a></p> </div> </div> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-megamenu--link uxdia-c-megamenu--link@tablet uxdia-c-megamenu--link@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-6472513085" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/health/medicare-insurance/' data-analyticsevent="LNK_CLK-MEDICARE" data-formelementid="LNK_CLK-MEDICARE" data-cmp-clickable data-cmp-data-layer="{"text-6472513085-link-0324a4fda9":{ "xdm:linkURL" : "/content/aarpe/en/home/health/medicare-insurance.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Medicare" }}">Medicare</a></p> </div> </div> <div class="text uxdia-c-megamenu--close uxdia-c-megamenu--close@tablet uxdia-c-megamenu--close@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--default--2"> <div id="text-e079d5ad6d" class="cmp-text"> <p><a data-analyticsevent="LNK_CLK-CLOSE_MENU" data-formelementid="LNK_CLK-CLOSE_MENU" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="link to close menu" href='#' data-cmp-clickable data-cmp-data-layer="{"text-e079d5ad6d-link-0651559e60":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-four-pack-tiles__container uxdia-c-four-pack-tiles__container@tablet uxdia-c-four-pack-tiles__container@desktop uxdia-c-feature-tile-card aem-GridColumn aem-GridColumn--default--12"> <div id="container-3c0d856add" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile "> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" 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uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Enrollment Guide</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/health/medicare-insurance/enrollment-guide/'> Step-by-Step Tool for First-Timers</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="2" data-posID="2"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/health/medicare-insurance/info-2022/prescription-drug-coverage-changes.html' data-formelementid="TILE_CLK-MEDICARE-9_RX_NEW_LAW_CHANGES" aria-label="9 Biggest Changes Under New Rx Law " target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/health/medicare-insurance/info-2022/prescription-drug-coverage-changes.html' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="9 Biggest Changes Under New Rx Law "> <div class="uxdia-c-featured-tile__image"> <div id="image-ed1855c6e6" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/qz0sxiwyyp/jpeg/AARP-A.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=oymmsj&w=2048&h=1177" data-src='https://aarp.widen.net/content/qz0sxiwyyp/jpeg/AARP-A.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=oymmsj&w=2048&h=1177' alt width="2048" height="1177"/> </picture> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Prescription Drugs</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet 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class="cmp-tabs__tabpanel Games " data-cmp-hook-tabs="tabpanel"><div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-18c7406955" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="text uxdia-c-megamenu-back--button 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A different privacy policy and terms of service will apply.');return false;" href='#' data-cmp-clickable data-cmp-data-layer="{"text-889bc2a40a-link-1207ac2dbf":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Back" }}">Back </a></p> </div> </div> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-megamenu--link uxdia-c-megamenu--link@tablet uxdia-c-megamenu--link@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-e3d6eef272" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/' data-analyticsevent="LNK_CLK-GAMES" data-formelementid="LNK_CLK-GAMES" data-cmp-clickable data-cmp-data-layer="{"text-e3d6eef272-link-271ec924c2":{ "xdm:linkURL" : "https://www.aarp.org/games/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Games" }}">Games</a></p> </div> </div> <div class="text uxdia-c-megamenu--close uxdia-c-megamenu--close@tablet uxdia-c-megamenu--close@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--default--2"> <div id="text-e90992e092" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#' data-analyticsevent="LNK_CLK-CLOSE_MENU" data-formelementid="LNK_CLK-CLOSE_MENU" title="Link to close menu" data-cmp-clickable data-cmp-data-layer="{"text-e90992e092-link-539bcb74f4":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-b3ada8f613" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-4bd0c38b0a" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/all-games/' data-analyticsevent="BTN_CLK-GAMES-ALL" data-formelementid="BTN_CLK-GAMES-ALL" title="Link to the AARP All Games landing page" data-cmp-clickable data-cmp-data-layer="{"text-4bd0c38b0a-link-bbf5ec1439":{ "xdm:linkURL" : "https://www.aarp.org/games/category/all-games/", "@type" : "uxdia/components/content/text/link", "dc:title" : "All" }}">All</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-221f36f3b3" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" rel="noreferrer" href='https://games.aarp.org/category/recently-played' target="_blank" data-analyticsevent="BTN_CLK-GAMES-RECENT" data-formelementid="BTN_CLK-GAMES-RECENT" title="Link to AARP recently played games" data-cmp-clickable data-cmp-data-layer="{"text-221f36f3b3-link-77a64dfd44":{ "xdm:linkURL" : "https://games.aarp.org/category/recently-played", "@type" : "uxdia/components/content/text/link", "dc:title" : "Recently Played" }}">Recently Played</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-2eaf0667d1" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/word/' data-analyticsevent="BTN_CLK-GAMES-WORD_TRIVIA" data-formelementid="BTN_CLK-GAMES-WORD_TRIVIA" title="Link to AARP Games Word and Trivia category landing page" data-cmp-clickable data-cmp-data-layer="{"text-2eaf0667d1-link-6329ea6792":{ "xdm:linkURL" : "https://www.aarp.org/games/category/word/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Word & Trivia" }}">Word & Trivia</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-5224afaac0" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/rewards-games/' data-analyticsevent="BTN_CLK-GAMES-REWARDS" data-formelementid="BTN_CLK-GAMES-REWARDS" title="Link to the AARP Games Rewards category landing age" data-cmp-clickable data-cmp-data-layer="{"text-5224afaac0-link-c70fa1496e":{ "xdm:linkURL" : "https://www.aarp.org/games/category/rewards-games/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Rewards" }}">Rewards</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-5a731e23e2" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/atari-games/' data-analyticsevent="BTN_CLK-GAMES-ATARI_RETRO" data-formelementid="BTN_CLK-GAMES-ATARI_RETRO" title="Link to the AARP Games Atari and Retro category landing page" data-cmp-clickable data-cmp-data-layer="{"text-5a731e23e2-link-629af1fc73":{ "xdm:linkURL" : "https://www.aarp.org/games/category/atari-games/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Atari® & Retro" }}">Atari® & Retro</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-97c24cb9b3" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/mahjongg/' data-analyticsevent="BTN_CLK-GAMES-MAHJONGG" data-formelementid="BTN_CLK-GAMES-MAHJONGG" title="Link to the AARP Games Mahjongg category landing page" data-cmp-clickable data-cmp-data-layer="{"text-97c24cb9b3-link-beffb0e570":{ "xdm:linkURL" : "https://www.aarp.org/games/category/mahjongg/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Mahjongg" }}">Mahjongg</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-c0e91a70a4" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/members/' data-analyticsevent="BTN_CLK-GAMES-MEMBERS_Only" data-formelementid="BTN_CLK-GAMES-MEMBERS_Only" title="Link to the AARP Games Members Only category landing page" data-cmp-clickable data-cmp-data-layer="{"text-c0e91a70a4-link-b5293c2de7":{ "xdm:linkURL" : "https://www.aarp.org/games/category/members/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Members Only" }}">Members Only</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-0095f7dfdc" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/staying-sharp/' data-analyticsevent="BTN_CLK-GAMES-STAYING_SHARP" data-formelementid="BTN_CLK-GAMES-STAYING_SHARP" title="Link to the AARP Games Staying Sharp category landing page" data-cmp-clickable data-cmp-data-layer="{"text-0095f7dfdc-link-51661a53f8":{ "xdm:linkURL" : "https://www.aarp.org/games/category/staying-sharp/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Staying Sharp" }}">Staying Sharp</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-1357af9a97" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/solitaire/' title="Link to the AARP Games Solitare category landing page" data-cmp-clickable data-cmp-data-layer="{"text-1357af9a97-link-bb1ae19ad7":{ "xdm:linkURL" : "https://www.aarp.org/games/category/solitaire/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Solitare" }}">Solitare</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-d43d00491e" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/strategy/' data-analyticsevent="BTN_CLK-GAMES-STRATEGY" data-formelementid="BTN_CLK-GAMES-STRATEGY" title="Link to the AARP Games Strategy category landing page" data-cmp-clickable data-cmp-data-layer="{"text-d43d00491e-link-4e449947f2":{ "xdm:linkURL" : "https://www.aarp.org/games/category/strategy/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Strategy" }}">Strategy</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-2053d493b1" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/arcade/' data-aria-label="BTN_CLK-GAMES-ARCADE" title="Link to the AARP Games Arcade category landing page" data-analyticsevent="BTN_CLK-GAMES-ARCADE" data-formelementid="BTN_CLK-GAMES-ARCADE" data-cmp-clickable data-cmp-data-layer="{"text-2053d493b1-link-1dd41e1654":{ "xdm:linkURL" : "https://www.aarp.org/games/category/arcade/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Arcade" }}">Arcade</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-744ae573f8" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/puzzles/' data-analyticsevent="BTN_CLK-GAMES-PUZZLES" data-formelementid="BTN_CLK-GAMES-PUZZLES" title="Link to the AARP Games Puzzle category landing page" data-cmp-clickable data-cmp-data-layer="{"text-744ae573f8-link-e4fff7fc6f":{ "xdm:linkURL" : "https://www.aarp.org/games/category/puzzles/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Puzzles" }}">Puzzles</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-ada501cc96" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/card/' data-analyticsevent="BTN_CLK-GAMES-CARD" data-formelementid="BTN_CLK-GAMES-CARD" title="Link to the AARP Games Card category landing page" data-cmp-clickable data-cmp-data-layer="{"text-ada501cc96-link-78060950ef":{ "xdm:linkURL" : "https://www.aarp.org/games/category/card/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Card" }}">Card</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-4cf8a71af5" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/juegos-espanol/' data-analyticsevent="BTN_CLK-GAMES-JUEGOS" data-formelementid="BTN_CLK-GAMES-JUEGOS" title="Link to the AARP Games Juegos category landing page" data-cmp-clickable data-cmp-data-layer="{"text-4cf8a71af5-link-ed8a935230":{ "xdm:linkURL" : "https://www.aarp.org/games/category/juegos-espanol/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Juegos" }}">Juegos</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-ea9e2579bf" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/daily-games/' data-analyticsevent="BTN_CLK-GAMES-DAILY" data-formelementid="BTN_CLK-GAMES-DAILY" title="Link to the AARP Games Daily category landing page" data-cmp-clickable data-cmp-data-layer="{"text-ea9e2579bf-link-d5aee82bcb":{ "xdm:linkURL" : "https://www.aarp.org/games/category/daily-games/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Daily" }}">Daily</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-7eeb471d99" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/category/game-shows/' data-analyticsevent="BTN_CLK-GAMES-GAME_SHOWS" data-formelementid="BTN_CLK-GAMES-GAME_SHOWS" title="Learn more about the game show" data-cmp-clickable data-cmp-data-layer="{"text-7eeb471d99-link-4e291ff17b":{ "xdm:linkURL" : "https://www.aarp.org/games/category/game-shows/", "@type" : "uxdia/components/content/text/link", "dc:title" : "Game Shows" }}">Game Shows</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-302e536a67" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='https://www.aarp.org/games/tournament-tuesdays/' data-analyticsevent="BTN_CLK-GAMES-MORE" data-formelementid="BTN_CLK-GAMES-MORE" title="Learn more about A A R P games" data-cmp-clickable data-cmp-data-layer="{"text-302e536a67-link-a3ca3e9eea":{ "xdm:linkURL" : "https://www.aarp.org/games/tournament-tuesdays/", "@type" : "uxdia/components/content/text/link", "dc:title" : "More About Games" }}">More About Games</a></p> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-four-pack-tiles__container uxdia-c-four-pack-tiles__container@tablet uxdia-c-four-pack-tiles__container@desktop uxdia-c-feature-tile-card aem-GridColumn aem-GridColumn--default--12"> <div id="container-743320894a" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--0 aem-GridColumn--default--4"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile "> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='https://games.aarp.org/games/right-again-trivia' data-formelementid="TILE_CLK-GAMES-RIGHT_AGAIN_TRIVIA" aria-label="Right Again! Trivia" target="_blank"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='https://games.aarp.org/games/right-again-trivia' target="_blank" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Right Again! Trivia"> <div class="uxdia-c-featured-tile__image"> <div data-asset-id="7343ecba-2a05-4446-a83a-cd8921fb0e13" id="image-d12d8eed3b" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as.coreimg.50.276.png/content/dam/aarp/uxdia/en/navigation-tiles/1140x655-games-right-again.png" data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as.coreimg.50.276.png/content/dam/aarp/uxdia/en/navigation-tiles/1140x655-games-right-again.png" alt="AARP Right Again Trivia and AARP Rewards" title="Play AARP Right Again Trivia, an AARP Rewards Game" width="1140" height="655"/> </picture> <meta itemprop="caption" content="Play AARP Right Again Trivia, an AARP Rewards Game"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_blank" href='https://games.aarp.org/games/right-again-trivia'> Right Again! Trivia</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--0 aem-GridColumn--default--4"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="3" data-posID="3"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='https://games.aarp.org/games/right-again-trivia-sports' data-formelementid="TILE_CLK-GAMES-RIGHT_AGAIN_TRIVIA_SPORTS" aria-label="Right Again! Trivia – Sports" target="_blank"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='https://games.aarp.org/games/right-again-trivia-sports' target="_blank" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Right Again! Trivia – Sports"> <div class="uxdia-c-featured-tile__image"> <div data-asset-id="314d3e0f-3467-42af-b53e-e41292a65ab5" id="image-2f98b28d34" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1884377341.coreimg.50.276.jpeg/content/dam/aarp/uxdia/en/navigation-tiles/aaarp-games-right-again-sports-promo-1140x655.jpg" data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1884377341.coreimg.50.276.jpeg/content/dam/aarp/uxdia/en/navigation-tiles/aaarp-games-right-again-sports-promo-1140x655.jpg" alt="AARP Right Again Trivia Sports and AARP Rewards" title="Play AARP Right Again Trivia Sports, an AARP Rewards Game" width="1140" height="655"/> </picture> <meta itemprop="caption" content="Play AARP Right Again Trivia Sports, an AARP Rewards Game"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_blank" href='https://games.aarp.org/games/right-again-trivia-sports'> Right Again! Trivia – Sports</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="2" data-posID="2"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/games/category/atari-games/' data-formelementid="TILE_CLK-GAMES-ATARI_VIDEO_GAMES" aria-label="Atari® Video Games" target="_blank"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/games/category/atari-games/' target="_blank" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Atari® Video Games"> <div class="uxdia-c-featured-tile__image"> <div data-asset-id="5f8e00c3-ab76-44fd-8459-5f48896e5ed5" id="image-ca6b8a9508" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1029081247.coreimg.50.276.jpeg/content/dam/aarp/uxdia/en/navigation-tiles/1140x655-games-atari-1a-.jpg" data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1029081247.coreimg.50.276.jpeg/content/dam/aarp/uxdia/en/navigation-tiles/1140x655-games-atari-1a-.jpg" alt="Atari, Centipede, Pong, Breakout, Missile Command Asteroids" title="Play your favorite ATARI game" width="1140" height="655"/> </picture> <meta itemprop="caption" content="Play your favorite ATARI game"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_blank" href='/games/category/atari-games/'> Atari® Video Games</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn--offset--default--8 aem-GridColumn aem-GridColumn--default--1"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="1" data-posID="1"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='https://games.aarp.org/games/throwback-thursday-crossword' data-formelementid="TILE_CLK-GAMES-MOA_THROWBACK_THURSDAY_CROSSWORD" aria-label="Throwback Thursday Crossword" target="_blank"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='https://games.aarp.org/games/throwback-thursday-crossword' target="_blank" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Throwback Thursday Crossword"> <div class="uxdia-c-featured-tile__image"> <div data-asset-id="67b41c09-b8c3-4b39-8fbe-c960354c935d" id="image-fc8776e1aa" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1891239431.coreimg.50.276.png/content/dam/aarp/uxdia/en/navigation-tiles/aarp-games-throwback-thursday-1140x655-02.png" data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969291143_c/item_1659967770303_c_182155119/container_1827098909/moms_boyfriend_in_as_1891239431.coreimg.50.276.png/content/dam/aarp/uxdia/en/navigation-tiles/aarp-games-throwback-thursday-1140x655-02.png" alt="Throwback Thursday Crossword and AARP Rewards" title="Play Throwback Thursday Crossword , an AARP Rewards Game" width="1140" height="655"/> </picture> <meta itemprop="caption" content="Play Throwback Thursday Crossword , an AARP Rewards Game"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_blank" href='https://games.aarp.org/games/throwback-thursday-crossword'> Throwback Thursday Crossword</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="megamenu-c86cc6330f-item-8d2b7b3de7-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-c86cc6330f-item-8d2b7b3de7-tab" tabindex="0" class="cmp-tabs__tabpanel Travel " data-cmp-hook-tabs="tabpanel"><div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop"> <div 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A different privacy policy and terms of service will apply.');return false;" data-cmp-clickable data-cmp-data-layer="{"text-9087bfb3d9-link-53a0a17320":{ "xdm:linkURL" : "/content/aarpe/en/home/travel.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Travel" }}">Travel</a></p> </div> </div> <div class="text uxdia-c-megamenu--close uxdia-c-megamenu--close@tablet uxdia-c-megamenu--close@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--default--2"> <div id="text-9489f5812c" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#' data-analyticsevent="LNK_CLK-CLOSE_MENU" data-formelementid="LNK_CLK-CLOSE_MENU" title="Link to close menu" data-cmp-clickable data-cmp-data-layer="{"text-9489f5812c-link-3e2a7ae417":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-774fc5038f" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-eb6cdf6c72" class="cmp-text"> <p><a href='/travel/travel-tips/' title="Link to travel tips page" data-analyticsevent="BTN_CLK-TRAVEL-TRAVEL_TIPS" data-formelementid="BTN_CLK-TRAVEL-TRAVEL_TIPS" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659967770303_c/container_1827098909/featuredtile_517422145.coreimg.50.276.jpeg/content/dam/aarp/home-and-family/family-and-friends/2023/06/1140-sunrise-pinnacles-national-park-california.jpg" alt="high peaks and balconies cliffs in pinnacles national park" title="The High Peaks and Balconies Cliffs in Pinnacles National Park" width="1140" height="655"/> </picture> <meta itemprop="caption" content="The High Peaks and Balconies Cliffs in Pinnacles National Park"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">AARP National Park Guide</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/travel/vacation-ideas/outdoors/info-2023/pinnacles-national-park.html'> Travel to Pinnacles in California</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> <div id="megamenu-c86cc6330f-item-dd27f71d94-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-c86cc6330f-item-dd27f71d94-tab" tabindex="0" class="cmp-tabs__tabpanel More... 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A different privacy policy and terms of service will apply.');return false;" href='/entertainment/movies-for-grownups/' data-analyticsevent="BTN_CLK-TRAVEL-MOVIES_FOR_GROWNUPS" data-formelementid="BTN_CLK-TRAVEL-MOVIES_FOR_GROWNUPS" title="Link to movies laning page" data-cmp-clickable data-cmp-data-layer="{"text-42b04b42df-link-953dd9c712":{ "xdm:linkURL" : "/content/aarpe/en/home/entertainment/movies-for-grownups.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Movies" }}">Movies</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-c69a265684" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/entertainment/television/' data-analyticsevent="BTN_CLK-ENTERTAINMENT-TELEVISION" data-formelementid="BTN_CLK-ENTERTAINMENT-TELEVISION" title="Link to television landing page" data-cmp-clickable data-cmp-data-layer="{"text-c69a265684-link-84013e2657":{ "xdm:linkURL" : "/content/aarpe/en/home/entertainment/television.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "TV" }}">TV</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-b110f87145" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/entertainment/music/' data-analyticsevent="BTN_CLK-ENTERTAINMENT-MUSIC" data-formelementid="BTN_CLK-ENTERTAINMENT-MUSIC" title="Link to the music landing page" data-cmp-clickable data-cmp-data-layer="{"text-b110f87145-link-730a302622":{ "xdm:linkURL" : "/content/aarpe/en/home/entertainment/music.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Music" }}">Music</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-2ccb79ae3b" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/entertainment/celebrities/' data-analyticsevent="BTN_CLK-ENTERTAINMENT-CELEBRITIES" data-formelementid="BTN_CLK-ENTERTAINMENT-CELEBRITIES" title="Link to the celebrity landing page" data-cmp-clickable data-cmp-data-layer="{"text-2ccb79ae3b-link-8e65771e49":{ "xdm:linkURL" : "/content/aarpe/en/home/entertainment/celebrities.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Celebrities" }}">Celebrities</a></p> </div> </div> <div class="text uxdia-c-button uxdia-c-button--secondary aem-GridColumn aem-GridColumn--default--12"> <div id="text-c6f6fdc211" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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Jackson Keeps Keeping On" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/entertainment/celebrities/info-2024/samuel-l-jackson-interview.html' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Samuel L. 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A different privacy policy and terms of service will apply.');return false;" href='#' data-cmp-clickable data-cmp-data-layer="{"text-5428f5c7e5-link-86f1d73946":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Back" }}">Back </a></p> </div> </div> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-megamenu--link uxdia-c-megamenu--link@tablet uxdia-c-megamenu--link@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-39efdc6c0a" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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A different privacy policy and terms of service will apply.');return false;" title="link to close menu" href='#' data-cmp-clickable data-cmp-data-layer="{"text-8a4752589f-link-9e6696831e":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-four-pack-tiles__container uxdia-c-four-pack-tiles__container@tablet uxdia-c-four-pack-tiles__container@desktop uxdia-c-feature-tile-card aem-GridColumn aem-GridColumn--default--12"> <div id="container-d0e50ecd9c" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--0 aem-GridColumn--default--4"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="2" data-posID="2"> <div 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<p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Home Technology</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/home-family/personal-technology/caregiving-smart-home-technology/'> Caregiver’s Guide to Smart Home Tech</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile "> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" 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uxdia-c-featured-tile__title_link@mobile" target="_self" href='/social-connections/'> Creating Social Connections</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn--offset--default--8 aem-GridColumn aem-GridColumn--default--1"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="1" data-posID="1"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='https://local.aarp.org/virtual-community-center/tech-help/' data-formelementid="TILE_CLK-PERSONAL_TECH-VIRTUAL_COMM_CENTER" aria-label="Join Free Tech Help Events" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='https://local.aarp.org/virtual-community-center/tech-help/' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Join Free Tech Help Events"> <div class="uxdia-c-featured-tile__image"> <div data-asset-id="bebb4638-1dd7-4c2c-9d11-f9bbd2316d24" id="image-a7cd8764d1" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" 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data-src="https://cdn.aarp.net/content/dam/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3/_jcr_content/root/responsivegrid/responsivegrid_1894941386/responsivegrid_19175/megamenu_354653175_c/item_1659969296513/responsivegrid/megamenu/item_1663662163919/item_1659967770303_c/container_1827098909/moms_boyfriend_in_as_1749540817.coreimg.50.276.jpeg/content/dam/aarp/money/scams_fraud/2015-04/1140-online-dating-safety-tips.jpg" alt="online dating safety tips" title="online dating safety tips" width="1140" height="655"/> </picture> <meta itemprop="caption" content="online dating safety tips"/> </div> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Virtual Community Center</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='https://local.aarp.org/virtual-community-center/tech-help/'> Join Free Tech Help Events</a> </p>   <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="megamenu-1aa94df55d-item-a07ba5a3ef-tabpanel" aria-hidden="false" role="tabpanel" aria-labelledby="megamenu-1aa94df55d-item-a07ba5a3ef-tab" tabindex="0" class="cmp-tabs__tabpanel Home & Living " data-cmp-hook-tabs="tabpanel"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="responsivegrid uxdia-c-megamenu--wrapper uxdia-c-megamenu—wrapper@tablet uxdia-c-megamenu—wrapper@desktop aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-a641a1ac9d" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="text uxdia-c-megamenu-back--button nuxdia-c-megamenu-back--button@tablet uxdia-c-megamenu-back--button@desktop aem-GridColumn aem-GridColumn--default--12"> <div id="text-3ba837c318" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master3.html,'','You are now leaving AARP.org and going to a website 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A different privacy policy and terms of service will apply.');return false;" href='#' data-cmp-clickable data-cmp-data-layer="{"text-3ba837c318-link-07c66329f0":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Back" }}">Back </a></p> </div> </div> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-megamenu--link uxdia-c-megamenu--link@tablet uxdia-c-megamenu--link@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-2fad645683" class="cmp-text"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='/home-family/your-home/' data-analyticsevent="LNK_CLK-HOME_AND_LIVING" data-formelementid="LNK_CLK-HOME_AND_LIVING" title="link to your home landing page" data-cmp-clickable data-cmp-data-layer="{"text-2fad645683-link-5e2800aaaf":{ "xdm:linkURL" : "/content/aarpe/en/home/home-family/your-home.html", "@type" : "uxdia/components/content/text/link", "dc:title" : "Home & Living" }}">Home & Living</a></p> </div> </div> <div class="text uxdia-c-megamenu--close uxdia-c-megamenu--close@tablet uxdia-c-megamenu--close@desktop aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0 aem-GridColumn--default--2"> <div id="text-d3a8ddb3bf" class="cmp-text"> <p><a data-analyticsevent="LNK_CLK-CLOSE_MENU" data-formelementid="LNK_CLK-CLOSE_MENU" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/headers-and-footers/aarp/aarp-uxdia-mega-menu-with-red-header/mega-menu-drawer/mega-menu/master.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="link to close menu" href='#' data-cmp-clickable data-cmp-data-layer="{"text-d3a8ddb3bf-link-be63eff164":{ "xdm:linkURL" : "#", "@type" : "uxdia/components/content/text/link", "dc:title" : "Close Menu" }}">Close Menu</a></p> </div> </div> </div> </div> </div> <div class="container responsivegrid uxdia-c-four-pack-tiles__container uxdia-c-four-pack-tiles__container@tablet uxdia-c-four-pack-tiles__container@desktop uxdia-c-feature-tile-card aem-GridColumn aem-GridColumn--default--12"> <div id="container-8257dc53a5" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--0 aem-GridColumn--default--4"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="2" data-posID="2"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/benefits-discounts/members-only-access/info-2024/smart-guide-aging-in-place.html' data-formelementid="TILE_CLK-HOME_AND_LIVING-CLEAN_IN_10_MIN" aria-label="What You Need to Know" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/benefits-discounts/members-only-access/info-2024/smart-guide-aging-in-place.html' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="What You Need to Know"> <div class="uxdia-c-featured-tile__image"> <div id="image-5c767d52fc" class="cmp-image uxdia-c-image" itemscope itemtype="http://schema.org/ImageObject"> <img class="uxdia-c-spinner" src='https://cdn.aarp.net/etc/uxdia/images/uxdia-spinner.svg' alt="spinner image"/> <picture class="articlelazy cmp-image__picture cmp-image__picture@tablet" data-loading="lazy"> <img class="cmp-image__image cmp-image__image@tablet" data-srcset="https://aarp.widen.net/content/jwuxwvdlr5/jpeg/1140-sg-aginginplace-promo.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=k2e9ec&w=1140&h=655" data-src='https://aarp.widen.net/content/jwuxwvdlr5/jpeg/1140-sg-aginginplace-promo.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=k2e9ec&w=1140&h=655' alt width="1140" height="655"/> </picture> </div> </div> <div class="uxdia-info_mb-card"> <span class="uxdia-info_lock-icon"></span> <span class="uxdia-info_mb-text">MEMBERS ONLY</span> </div> </a> <div class="uxdia-c-featured-tile__content-wrapper uxdia-c-featured-tile__article-content-wrapper uxdia-c-featured-tile__content-wrapper@tablet uxdia-c-featured-tile__content-wrapper@mobile"> <p class="uxdia-c-featured-tile__category uxdia-c-featured-tile__category@tablet uxdia-c-featured-tile__category@mobile">Age in Place</p> <p class="uxdia-c-featured-tile__title uxdia-c-featured-tile__title@tablet uxdia-c-featured-tile__title@mobile uxdia-u-title-card uxdia-u-title-card@mobile"> <a class="uxdia-c-featured-tile__title_link uxdia-c-featured-tile__title_link@tablet uxdia-c-featured-tile__title_link@mobile" target="_self" href='/benefits-discounts/members-only-access/info-2024/smart-guide-aging-in-place.html'> What You Need to Know</a> </p>   <div class="uxdia-c-featured-tile__moa-badge-wrapper uxdia-c-featured-tile__moa-badge-wrapper@tablet uxdia-c-featured-tile__moa-badge-wrapper@mobile"> <span class="uxdia-c-featured-tile__moa-badge-icon"></span><span class="uxdia-c-featured-tile__moa-badge-title">MEMBERS ONLY</span> </div> <div class="uxdia-c-featured-tile__button-section uxdia-c-featured-tile__button-section@tablet uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn--default--none aem-GridColumn--offset--default--8 aem-GridColumn 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uxdia-c-featured-tile__button-section@mobile"> </div> </div> </div> </div>  </div> </div> <div class="featuredTile articleimage image aem-GridColumn aem-GridColumn--default--12"><div class="uxdia-c-featured-tile-wrapper uxdia-c-featured-tile-wrapper@mobile " data-position="1" data-posID="1"> <div class="uxdia-c-featured-tile-container-link" data-cmp-clickable tabindex="0" href='/benefits-discounts/members-only-access/info-2024/dollar-store-shopping-tips.html' data-formelementid="TILE_CLK-HOME_AND_LIVING-MOA-HOME_CURB_APPEAL" aria-label="Dollar Store Do’s and Don’ts" target="_self"> <div class="uxdia-c-featured-tile__container uxdia-c-featured-tile__container@tablet uxdia-c-featured-tile__container@mobile"> <a href='/benefits-discounts/members-only-access/info-2024/dollar-store-shopping-tips.html' target="_self" class="uxdia-c-featured-tile__image-wrapper uxdia-c-featured-tile__image-wrapper@tablet uxdia-c-featured-tile__image-wrapper@mobile sharp-c-credit-photo-wrapper" title="Dollar 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coverage changes and new benefits</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2018/services-not-covered.html' aria-label="Coverage" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/jiap8m8d67/jpeg/86181-Medicare-Doesnt-Cover.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Coverage</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">10 Services or Procedures That Medicare Doesn’t Cover</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>You should plan to pay for some common medical expenses</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2023/guide-to-medigap-plans.html' aria-label="Insurance" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2023/10/1140-medicap-graphic.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Insurance</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">10 Things to Know About Medigap Plans</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Your guide to buying Medicare supplemental health insurance</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2022/open-enrollment.html' aria-label="Taking Stock" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/eceodczqsr/jpeg/91933-Open-Enrollment-online.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Taking Stock</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">Medicare Open Enrollment: Everything You Need To Know</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>When it starts, ends for Medicare and Advantage plans</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2018/out-of-pocket-prescription-costs.html' aria-label="Finances" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2020/06/1140-medicare-costs.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Finances</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">How much does Medicare cost?</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Monthly premiums, other out-of-pocket expenses can add up</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2023/free-medicare-services.html' aria-label="Benefits" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2023/10/1140-free-with-medicare.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Benefits</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">12 Things Free Under Medicare</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Vaccines, screenings, counseling and more</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2020/original-medicare-vs-advantage.html' aria-label="Options" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2024/10/1140-medicare-vs-advantage-thumb.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Options</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">The Big Choice: Original Medicare vs. Medicare Advantage</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Which path you take will determine how you get your medical care — and how much it costs</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2020/enrolling-in-medicare.html' aria-label="Enrollment" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/q4c1nplarv/jpeg/93290-Enroll-in-Medicare.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Enrollment</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">How to Sign Up for Medicare: Your Guide to Enrollment</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>When to get health coverage, how to avoid penalties</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2020/what-is-medicare.html' aria-label="Overview" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/xhssqe9cnk/png/87262_Medicare.png?crop=true&anchor=0,0&color=ffffffff&u=mh5igy&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Overview</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">What Is Medicare? How Does This Health Insurance Work?</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>How the federal health insurance program covers seniors and people with disabilities</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2022/exploring-options.html' aria-label="info-2022" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2022/02/1140-medicare-01-overview.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">info-2022</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">5 Steps to Help You Sign Up for Medicare Benefits</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>When to enroll and what decisions you need to make</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2023/what-to-know-about-medicare.html' aria-label="The Basics" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2023/10/1140-medicare-card-and-elements.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">The Basics</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">10 Things You Didn’t Know About Medicare</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>How the program works for older adults and those with disabilities</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2022/prescription-drug-coverage-changes.html' aria-label="Timeline" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/vdvcmppic7/jpeg/AARP-MattChase.jpeg?position=c&color=ffffffff&quality=99&u=ucxnmh' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Timeline</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">When 9 Big Medicare Prescription Changes Take Effect</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>A year-by-year implementation timeline of the Inflation Reduction Act’s health provisions</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2019/common-medicare-mistakes.html' aria-label="Follow the Rules" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/96rmd6le0k/jpeg/103037-Medicare-Mistakes.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Follow the Rules</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">10 Common Medicare Mistakes to Avoid</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Are you near initial enrollment? Errors can be costly</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-01-2011/understanding_medicare_the_plans.html' aria-label="Options" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/lrqfjznpjq/png/1140-Medicare-ABCDs.png?crop=true&anchor=0,0&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Options</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">Understanding Medicare’s Part A, B, C and D Options</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Make sense of the alphabet soup of health care choices</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2018/part-d-prescription-drugs.html' aria-label="Medication" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/ip7xqsdtot/jpeg/CROPPED-GS3606015.jpg?crop=true&anchor=11,14&q=80&color=ffffffff&u=2xkwh0&w=2027&h=1156' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Medication</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">What You Need to Know About Medicare Part D Plans</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>How to make sure that the medicines you take are covered by the plan you choose</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2022/financial-assistance.html' aria-label="Get Help" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/v4dpexhv7f/jpeg/1140-07-medicare-cost-help.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Get Help</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">How to Get Help Paying for Medicare</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p><b>Savings programs can help cover premiums, copays and deductibles</b></p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-04-2011/medicare-eligibility.html' aria-label="Getting Coverage" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://aarp.widen.net/content/6ofotellog/jpeg/86174-Medicare-Eligibility.jpg?crop=true&anchor=0,0&q=80&color=ffffffff&u=ovnylx&w=1140&h=655' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Getting Coverage</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">Medicare Eligibility: Do You Qualify?</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Here are the requirements to be eligible for health care coverage</p></div> </div> </a> </li> <li class="uxdia-c-series__card uxdia-c-series__card@desktop uxdia-c-series__cards@tablet"> <a href='/health/medicare-insurance/info-2022/how-to-lower-medicare-premiums.html' aria-label="Costs" class="uxdia-c-series__card-link uxdia-c-series__card-link@desktop uxdia-c-series__cards-link@tablet"> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare_insurance/2022/11/1140-medicare-part-b-premiums.jpg' alt="Article Image"/> <div class="uxdia-c-series__card-content uxdia-c-series__card-content@desktop uxdia-c-series__cards-content@tablet"> <p class="uxdia-c-series__card-category uxdia-c-series__card-category@desktop uxdia-c-series__cards-category@tablet">Costs</p> <p class="uxdia-c-series__card-title uxdia-c-series__card-title@desktop uxdia-c-series__cards-title@tablet">7 Ways to Avoid Higher Medicare Premiums</p> <div class="uxdia-c-series__card-desc uxdia-c-series__card-desc@desktop uxdia-c-series__cards-desc@tablet"><p>Major life events can exempt enrollees from surcharges</p></div> </div> </a> </li> </ul> </div> </div> </div> </div> </div> <main class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div id="container-ec3d82c3f1" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="container responsivegrid uxdia-u-article-header-container uxdia-c-marquee uxdia-c-marquee@mobile uxdia-c-marquee@tablet uxdia-o-marquee-container uxdia-o-marquee-container@mobile uxdia-o-marquee-container@tablet uxdia-o-grid-container uxdia-o-grid-container@mobile uxdia-o-grid-container@tablet uxdia-o-grid-container@laptop uxdia-o-grid-container@large-laptop uxdia-o-grid-container@larger-laptop aem-GridColumn aem-GridColumn--default--12"> <div id="container-2b4d0e2a3a" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--tablet--12 aem-GridColumn--offset--tablet--0 aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2 aem-GridColumn--offset--phone--0"> <div id="container-74f1dde818" class="cmp-container"> <div class="articleLabel breadcrumb"> <div id="articleLabel-db918fc2cf" class="cmp-breadcrumb"> <div class="cmp-breadcrumb__mo-soap-bar"> </div> <a class="cmp-breadcrumb__item-link" href='/health/medicare-insurance/'>Medicare Resource Center</a> </div> </div> <div class="articlecontentfragment contentfragment"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> <div class="cmp-contentfragment__element cmp-contentfragment__element--articleTitle " data-cmp-contentfragment-element-type="string"> <h1 id="article-title" tabindex="0" aria-label="7 Ways You Can Avoid Higher Medicare Premiums">7 Ways You Can Avoid Higher Medicare Premiums</h1> </div> <div class="cmp-contentfragment__element cmp-contentfragment__element--articleSubTitle " data-cmp-contentfragment-element-type="string"> <h2 id="article-subtitle" tabindex="0" aria-label="Changes in income, marital status, work hours and other life events can exempt enrollees from surcharges">Changes in income, marital status, work hours and other life events can exempt enrollees from surcharges</h2> </div> </div> </div> <div class="coreSeperator parbase"> <hr class="aarp-c-seperator--light-border" style="border-color: #D5D5D5; border-top-width: 1px;"/> </div> <div class="articlecontentfragment contentfragment"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> <div class="cmp-contentfragment__element cmp-contentfragment__element--bylineAuthors " data-cmp-contentfragment-element-type="content-fragment"> <div class="uxdia-c-author-component__inner-container uxdia-c-author-component__inner-container@mobile "> <div class="uxdia-c-author-component__details-inner-container"> <div class="uxdia-c-author-component__article-author"> <div> <div class="cmp-contentfragment__element cmp-contentfragment__element--articleByLabel " data-cmp-contentfragment-element-type="string"> By </div> </div> <div> <p>Jacqueline Salmon,</p> <div class="cmp-contentfragment__element cmp-contentfragment__element--separator" data-cmp-contentfragment-element-type="string"> </div> </div> <div> <div> AARP</div> </div> </div> <div> </div> <div class="uxdia-c-commentsection-container"> <span id="uxdia-c-commentcounter" class="uxdia-c-commentcounter"> <vf-conversations-count vf-container-id="01c59ac4c2b5b395354a44b426920a45"></vf-conversations-count> <span class="uxdia-c-commentstext">Comments</span> </span> </div> </div> <div class="uxdia-c-author-component__lang-container"> <div> <div class="cmp-contentfragment__element cmp-contentfragment__element--langLink uxdia-c-author-component__langLink uxdia-c-author-component__langLink@mobile" data-cmp-contentfragment-element-type="string"> <a href='/espanol/salud/medicare-y-medicaid/info-2022/evitar-primas-altas.html' data-di-id="di-id-b41b11ab-7886a789"> En español</a> </div> </div> <div class="uxdia-c-author-component__dates uxdia-c-author-component__dates@mobile"> <div> <div class="cmp-contentfragment__element cmp-contentfragment__element--publishDate " data-cmp-contentfragment-element-type="calendar"> <span class="uxdia-c-author-component__labels">Published</span> <span class="uxdia-c-author-component__labels"> November 15, 2022 </span> </div> <div class="cmp-contentfragment__element cmp-contentfragment__element--updatedDate " data-cmp-contentfragment-element-type="calendar"> <span class="uxdia-u-slash-style uxdia-u-slash-style@mobile uxdia-c-author-component__labels">/</span> <span class="uxdia-c-author-component__labels">Updated</span> <span class="uxdia-c-author-component__labels"> November 13, 2024 </span> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div 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data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> <div class="cmp-contentfragment__element cmp-contentfragment__element--callOutBoxThree uxdia-c-article-callout " data-cmp-contentfragment-element-type="string"> <h4 style="text-align: center;">In this story</h4> <p style="text-align: center;"><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#income-adjustments' title="adjustment anchor">Why pay more?</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#irmaa-chart' title="irmaa anchor">Surcharge income ranges</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#medicare-advantage' title="advantage anchor">Advantage plans, too</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#death' title="death anchor">Death</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#marriage' title="marriage anchor">Marriage</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#divorce' title="divorce anchor">Divorce</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#less-work' title="less work anchor">Going part time</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#no-work' title="no work anchor">Retirement, layoff</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#disaster-theft' title="loss anchor">Loss of income</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#pension-termination' title="pension anchor">Termination of pension</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#appeals' title="appeals anchor">More ways to challenge</a> • <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" href='#status-change' title="status change anchor">Changing eligibility</a></p> </div> </div> </div> </div> </div> <div> <p><span class="scroll-arrow" id="income-adjustments">Most people who enroll in <a href='/health/medicare-qa-tool/what-is-medicare-part-b/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="medicare part b">Medicare Part B</a>, which covers doctor visits, diagnostic tests and other outpatient services, pay a standard monthly premium, $185 in 2025. </span></p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>But if your household income is <a href='/retirement/social-security/questions-answers/income-affect-medicare-premium/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="income and medicare premiums">above a certain amount</a>, like around 8 percent of people with Part B, you’ll have to pay more than the basic monthly fee. If the government says your monthly tab is going to be higher, you have ways to appeal that decision.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="uxdiaCacheableXF experiencefragment aem-GridColumn aem-GridColumn--default--12"><div data-cmp-paywall-pageTitle="7 Ways You Can Avoid Higher Medicare Premiums" data-cmp-membersonlyaccess="false" id="uxdiaCacheableXF-907bda2942" rfyIndex="1" position="Middle" class="cmp-experiencefragment cmp-experiencefragment--default"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="uxdiaResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="recommendationSection aem-GridColumn aem-GridColumn--default--12"> <div class="mvc-inline-mbo-container mvc-inline-mbo-container@tablet"> <div class="mvc-inline-member-benifits-logo mvc-inline-member-benifits-logo@tablet"> <svg width="90" height="90" viewBox="0 0 90 90" 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type="hidden" id="hideDescription" class="hideDescription"/> <input type="hidden" id="events" class="events" value=""/> <input type="hidden" id="products" class="products" value=""/> <input type="hidden" id="region" class="region" value=""/> <input type="hidden" id="apiUrl" class="apiUrl" value="https://ggfi3szd85.execute-api.us-east-1.amazonaws.com/prod/palantir-services/getActions"/> <input type="hidden" id="aarpDomain" class="aarpDomain" value="https://www.aarp.org"/> <input type="hidden" id="requestCategory" class="requestCategory"/> <input type="hidden" id="requestCardCount" class="requestCardCount"/> <input type="hidden" id="advertisementDisplayOrder" class="advertisementDisplayOrder" value="5"/> <input type="hidden" id="variant" class="variant" value="inline"/> <input type="hidden" id="analyticsId" class="analyticsId"/> <input type="hidden" id="model" class="model" name="model" value=""/> <input type="hidden" class="txId" name="txId" value=""/> <input type="hidden" class="nSocial"/> <input type="hidden" class="nCommercial"/> <input type="hidden" class="eventsFrom" name="eventsFrom"/> <input type="hidden" class="eventsTill" name="eventsTill"/> <input type="hidden" class="actionClassInclusion" name="actionClassInclusion"/> <input type="hidden" class="actionClassExclusion" name="actionClassExclusion"/> <input type="hidden" class="actionCategoryExclusion" name="actionCategoryExclusion"/></div> </div></div> </div> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>The added charge, known by the acronym IRMAA for income-related monthly adjustment amount, was included in the 2003 Medicare Modernization Act, designed to help stabilize the program financially. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>“The idea is that people with higher levels of income should be paying more,” says Alex S. Seleznev, a Washington-based wealth management specialist and certified financial planner.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p><span class="scroll-arrow" id="irmaa-chart">CMS decides each year how much higher-income Medicare recipients will have to pay. The Social Security Administration (SSA) determines who must make those added payments.</span></p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="advancedhtml embed aem-GridColumn aem-GridColumn--default--12"> <div id="advancedhtml-c7844e7e73" class="cmp-embed"> <iframe title="What High Income Enrollees Will Pay" aria-label="Table" id="datawrapper-chart-2PdiA" src=https://datawrapper.dwcdn.net/2PdiA/6/ scrolling="no" frameborder="0" style="width: 0; min-width: 100% !important; border: none;" height="461" data-external="1"></iframe><script type="text/javascript">!function(){"use strict";window.addEventListener("message",(function(a){if(void 0!==a.data["datawrapper-height"]){var e=document.querySelectorAll("iframe");for(var t in a.data["datawrapper-height"])for(var r=0;r<e.length;r++)if(e[r].contentWindow===a.source){var i=a.data["datawrapper-height"][t]+"px";e[r].style.height=i}}}))}(); </script> </div> </div> </div> </div> <p>The added charge is based on your modified adjusted gross income (MAGI), which is total adjusted gross income plus any tax-exempt interest reported on your federal 1040 tax form. For example, individuals with annual incomes of $106,000 are subject to a higher premium in 2025 while the income threshold for joint filers is $212,000.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>Here’s the tricky part: The SSA doesn’t use your most recent tax return to figure out whether you have to pay higher premiums. It looks back two years. That means the income on your 2023 tax return — filed in 2024 — determines what you’ll have to pay in 2025.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> </div> </div> </div> <article class="container responsivegrid uxdia-o-article-rail uxdia-o-article-rail@laptop uxdia-c-restricted-access aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div id="container-eb7c66c501" class="cmp-container"> <div class="container responsivegrid uxdia-c-comments-button__container 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data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <div> <h3><span class="scroll-arrow" id="medicare-advantage">Part B, Part D, Medicare Advantage affected</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>Depending on your annual income, the amount you’ll have to pay above the standard Part B premium could range from $73.60 to $441.70 a month. The high-income charge also applies to <a href='/health/medicare-qa-tool/what-are-costs-for-part-d/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="costs for part d">Part D prescription coverage</a> from an insurer, employer or union, and those extra charges could range from $13.70 to $85.80 a month, also based on your 2023 income. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>Part D plan premiums vary widely, depending on <a href='/health/medicare-qa-tool/choosing-best-drug-plan-for-me/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="choosing part d plan">what plan you pick</a> and where you live. These surcharges apply whether you are enrolled <a href='/health/medicare-qa-tool/what-is-original-medicare/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="original medicare">in original Medicare</a> or a <a href='/health/medicare-qa-tool/what-is-medicare-advantage/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="medicare advantage">Medicare Advantage plan</a>.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> <div class="uxdiaCacheableXF experiencefragment aem-GridColumn aem-GridColumn--default--12"><div data-cmp-paywall-pageTitle="7 Ways You Can Avoid Higher Medicare Premiums" data-cmp-membersonlyaccess="false" id="uxdiaCacheableXF-2eaeb5b160" rfyIndex="3" position="Middle" class="cmp-experiencefragment cmp-experiencefragment--recommended-for-you"> 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<path d="M439.836 268.284H425.368V250.922H439.836V238.521C439.836 223.226 443.557 209.997 467.533 209.997C472.08 209.997 476.214 210.411 480.348 211.237L479.521 229.426C477.041 228.599 474.974 228.186 472.494 228.186C465.466 228.186 462.159 230.253 462.159 239.761V250.922H478.281V268.284H462.159V321.197H440.25V268.284H439.836Z" fill="white"/> <path d="M502.257 216.198C509.285 216.198 514.659 221.985 514.659 228.599C514.659 235.214 508.871 241.001 502.257 241.001C495.23 241.001 489.856 235.214 489.856 228.599C489.856 221.985 495.23 216.198 502.257 216.198ZM491.096 250.922H513.005V321.197H491.096V250.922Z" fill="white"/> <path d="M580.386 268.284H561.37V291.847C561.37 299.288 562.197 305.075 571.705 305.075C574.185 305.075 578.732 304.661 580.386 303.008V321.197C575.425 322.85 570.051 323.264 565.091 323.264C550.622 323.264 539.461 317.476 539.461 302.181V268.697H525.406V251.335H539.461V230.666H561.37V251.335H580.386V268.284Z" fill="white"/> <path d="M635.366 271.591C632.059 267.871 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</div> </div> </template> </div> </div> <input type="hidden" id="hostName" class="hostName" value="cdn.aarp.net"/> <input type="hidden" id="hideCategory" class="hideCategory" value="false"/> <input type="hidden" id="hideDescription" class="hideDescription"/> <input type="hidden" id="events" class="events" value=""/> <input type="hidden" id="products" class="products" value=""/> <input type="hidden" id="region" class="region" value=""/> <input type="hidden" id="apiUrl" class="apiUrl" value="https://ggfi3szd85.execute-api.us-east-1.amazonaws.com/prod/palantir-services/getOffers"/> <input type="hidden" id="aarpDomain" class="aarpDomain" value="https://www.aarp.org"/> <input type="hidden" id="requestCategory" class="requestCategory"/> <input type="hidden" id="requestCardCount" class="requestCardCount"/> <input type="hidden" id="advertisementDisplayOrder" class="advertisementDisplayOrder" value="5"/> <input type="hidden" id="variant" class="variant" value="inline"/> <input type="hidden" id="analyticsId" class="analyticsId"/> <input type="hidden" id="model" class="model" name="model" value=""/> <input type="hidden" class="txId" name="txId" value=""/> <input type="hidden" class="nSocial"/> <input type="hidden" class="nCommercial"/> <input type="hidden" class="eventsFrom" name="eventsFrom"/> <input type="hidden" class="eventsTill" name="eventsTill"/> <input type="hidden" class="actionClassInclusion" name="actionClassInclusion"/> <input type="hidden" class="actionClassExclusion" name="actionClassExclusion"/> <input type="hidden" class="actionCategoryExclusion" name="actionCategoryExclusion"/></div> </div></div> </div> </div> </div> </div> </div> <p>And if you’re in an Advantage plan that includes Part D coverage, you’ll still have to pay the high-income charges to the federal government for both Part B, which many people have deducted from their Social Security checks, and Part D.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>If the SSA decides you will have to pay a higher premium, the agency will send you a letter telling you how the surcharge was calculated, what to do if you believe the information used to calculate the premium adjustment is incorrect and what to do if your income has been reduced or you’ve had what the government calls a “<a href='/caregiving/financial-legal/info-2022/sudden-life-changes-caregiving.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="life changes">life-changing event</a>.”</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="articlecontentfragment contentfragment aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> </div> </div> </div> </div> <p>To discuss your case, you can visit an SSA office or call the SSA toll-free number, 800-772-1213. To request that your payment adjustment be reconsidered, you’ll need to file a Medicare IRMAA <a href='https://www.ssa.gov/forms/ssa-44.pdf' target="_blank" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" data-default-element-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" data-displayoverlay="displayOverlay" title="life-changing event form" rel="noreferrer">Life-Changing Event form</a>, Form SSA-44. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>Here are the seven life-changing events that can exempt you from the premium surcharges:</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="death">1. A spouse's death that significantly reduces your income</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>The Social Security administration will need proof of <a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="when a loved one dies" href='/home-family/friends-family/info-2020/when-loved-one-dies-checklist.html'>your spouse's death</a> and an estimate of your new income.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="marriage">2. Marriage since the tax return used in the calculation</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>SSA will need proof that <a href='/money/budgeting-saving/info-2024/marriage-after-50-finances.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="marriage after 50">you got married</a> and an estimate of your joint income. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>You may have had to pay a surcharge based on your individual income. But you might no longer face a higher premium if you got married and your joint income doesn’t exceed the high-income threshold for joint filers. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="divorce">3. Divorce or annulment because it also can affect income</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>The SSA will need proof of your <a href='/home-family/friends-family/info-2023/gray-divorce-trend.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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Work reduction, as in moving to a part-time job</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>Some examples of this are if you partially retired or changed from full-time to <a href='/work/job-search/part-time-jobs-for-retirees/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="part time jobs for retirees">part-time employment</a>. Documentation can include an employer statement, pay stubs showing a change in hours, corporate minutes, record of a business transfer or your statement that your hours have been reduced.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="no-work">5. Work stoppage, including retirement or a layoff</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>Some examples of this would be <a href='/retirement/planning-for-retirement/info-2022/steps-to-take-before-you-retire.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="before you retire">if you retired</a> or <a href='/work/careers/preparing-for-layoffs/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="preparing for layoffs">were laid off</a> or your business or corporation was sold. The SSA says proof of such changes include an employer statement, a retirement letter, corporate minutes, record of a business transfer or sale or a statement from you regarding your work stoppage.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="disaster-theft">6. Loss of income from property that’s beyond your control</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>The reasons include arson, <a href='/home-family/your-home/disaster-preparedness/' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="disaster preparedness">natural disaster</a> or theft. Income-producing property can include real property <a href='/home-family/your-home/info-2022/rental-property-income-pros-cons.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="rental income">such as rental homes</a> or farmland, crops, livestock and vehicles used for business.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="pension-termination">7. Loss or reduction of certain kinds of pension income</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>The SSA has very specific requirements for this one: The pension must be a <a href='/retirement/planning-for-retirement/info-2020/monthly-pension-vs-lump-sum-payout.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="payout options">traditional defined benefit pension</a> or a <a href='https://policybook.aarp.org/policy-book/savings-and-retirement-security/private-employer-provided-retirement-plans/hybrid-retirement-plans' target="_blank" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="hybrid plans" rel="noreferrer">cash balance plan</a> where fluctuations in a plan’s investments don’t affect the benefit amount promised to participants. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>And the loss of income must result from a plan failure or termination or because the pension stopped based on a decision you made in the past. One example: If you took a 20-year annuity rather than a lifetime pension when you retired 20 years ago and that has paid out. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>The SSA will generally require a letter from the pension plan administrator and possibly a copy of the plan description.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="appeals">Other ways to contest the surcharge</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p><b>Wrong info. </b>You can try to make the case that Social Security used outdated or incorrect information when calculating your surcharge. Maybe you filed an amended tax return for the year the SSA is using to make an IRMAA decision, or the IRS supplied the agency with an older tax return and you want to use a more recent one that will show you received a lower income than previously reported.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p><b>Appeals process. </b>If your exemption request is rejected, you can ask the SSA to reconsider. If you disagree with the reconsideration decision, the next step is to ask for a hearing. Hearings are held before an administrative law judge in the Department of Health and Human Services’ Office of Medicare Hearings and Appeals. Learn more from this SSA publication.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <h3><span class="scroll-arrow" id="status-change">Your eligibility can change each year</span></h3> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>Because these income surcharges are calculated every year, your status can vary if your income increases or decreases. </p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p>You could pay the surcharge for just one year if your income temporarily bumps you into high-income territory. That could include having capital gains from stock sales, doing a <a href='/money/taxes/info-2023/how-to-convert-401k-to-roth-ira.html' data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="roth IRA conversion">Roth IRA conversion</a> or getting a profit from a property sale — none of which qualify as IRMAA exceptions.</p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> <p><i>This story, originally published Nov. 15, 2022, has been updated with 2025 Part B premiums, surcharges and other information.</i></p> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> </div> </div> <article class="container responsivegrid uxdia-o-article-rail uxdia-o-article-rail@laptop uxdia-c-restricted-access aem-GridColumn--tablet--12 aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div id="container-01d8a5cea0" class="cmp-container"> <div class="container responsivegrid uxdia-c-comments-button__container uxdia-c-comments-button__container@mobile uxdia-c-comments-button__container@tablet 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class="articlecontentfragment contentfragment uxdia-c-additionalCredit-authorBio-container uxdia-c-additionalCredit-authorBio-container@mobile aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-contentfragment cmp-contentfragment--how-to-lower-medicare-premiums" data-cmp-contentfragment-model="uxdia/models/content-experience-article-content-fragment" data-cmp-contentfragment-path="/content/dam/content-fragments/aarp-org/en/article/health/medicare-insurance/Callout-V2-Article-CF/how-to-lower-medicare-premiums"> <div class="cmp-contentfragment__element cmp-contentfragment__element--bylineAuthors " data-cmp-contentfragment-element-type="content-fragment"> <div class="uxdia-c-author-bio-component uxdia-c-author-bio-component@tablet uxdia-c-author-bio-component@mobile"> <div class="uxdia-c-author-bio-component__container uxdia-c-author-bio-component__container@tablet uxdia-c-author-bio-component__container@mobile"> <div class="uxdia-c-author-bio-component__inner-container uxdia-c-author-bio-component__inner-container@mobile"> <div class="uxdia-c-author-bio-content__wrapper uxdia-c-author-bio-content__wrapper@mobile"> <div class="uxdia-c-author-bio-images uxdia-c-author-bio-images@mobile"> <div> </div> </div> <div class="uxdia-c-author-bio-details uxdia-c-author-bio-details@mobile"> <div> <div class="cmp-contentfragment__element cmp-contentfragment__element--authorTagline " data-cmp-contentfragment-element-type="string"> <p><i>Jacqueline Salmon is a former </i>Washington Post<i> writer and editor and co-author of the books</i> Playground Politics<i> and</i> The Four-Thirds Solution: Solving the Child-Care Crisis<i>.</i></p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid"> <div id="container-66f2fc8abd" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div 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RENEW AT 2024 AARP RATES!"/> </div> </div> <div class="container responsivegrid aem-GridColumn--offset--tablet--0 aem-GridColumn--tablet--none aem-GridColumn aem-GridColumn--tablet--7 aem-GridColumn--default--12"> <div id="container-f3679d01ce" class="cmp-container" data-wcmmode="publish"> <div class="aem-Grid aem-Grid--12 aem-Grid--tablet--7 aem-Grid--default--12 "> <div class="text uxdia-u-subtitle-1 uxdia-u-subtitle-1@mobile uxdia-c-xf-text-link aem-GridColumn aem-GridColumn--tablet--7 aem-GridColumn--default--12"> <div id="text-6b91d32d62" class="cmp-text"> <p><a href='http://join.aarp.org/orgartj?campaignID=UBJFARTL' target="_blank" data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/experience-fragments/uxdia-folder-structure/en/next-action-widgets/membership-promo-naw/default/anonymous.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.');return false;" title="Join AARP Today" rel="noreferrer" data-cmp-clickable data-cmp-data-layer="{"text-6b91d32d62-link-a261383485":{ "xdm:linkURL" : "http://join.aarp.org/orgartj?campaignID=UBJFARTL", "@type" : "uxdia/components/content/text/link", "dc:title" : "AARP Membership — $12 for your first year when you sign up for Automatic Renewal" }}">AARP Membership — $12 for your first year when you sign up for Automatic Renewal</a></p> </div> </div> <div class="text uxdia-u-body-regular aem-GridColumn aem-GridColumn--tablet--7 aem-GridColumn--default--12"> <div id="text-4b83a631b6" class="cmp-text"> <p>Join AARP today for $16 per year. 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