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HDFC Personal Loan @ 10.75% p.a. - Check Eligibility & Fees

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id="global_website"/><script type="text/javascript" id="pageJSONVariables"> var pageJson = {"news":{"title":"News about HDFC Personal Loan","items":[{"title":"Banks See Controlled Growth in Unsecured Loans","article":[{"type":"paragraph","data":{"text":"Despite continued concerns from the banking regulator, banks' unsecured retail loan portfolios have shown steady growth, though at a moderated pace, as seen in early Q2 results. HDFC Bank recorded a 10% increase in its unsecured loan portfolio for the September quarter. ICICI Bank reported a 17% growth in personal loans and a 28% increase in credit card loans. Kotak Mahindra Bank saw personal and consumer durable loans grow by 17%, with credit card loans up 15%. Yes Bank experienced a 5% decline in personal loan disbursements but reported a 48.6% jump in credit card loans. Personal loans account for 15% of Yes Bank's advances, while credit card loans represent 6% of its portfolio. Among public-sector banks, Bank of Baroda saw a 25% year-on-year rise in personal loans, which now make up 13.8% of its total advances."}}],"updatedOn":"2024-11-04"}]},"metaDescription":"HDFC Personal Loan - Check eligibility, features and benefits of HDFC bank personal loan. Get a loan up to 40 lakhs with attractive EMI. Visit now for more.","hungryForMore":[{"type":"cta","data":{"linkText":"FREE Credit Score - Check Now","link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_PLBUTTON_129721&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_PLBUTTON_129721"}},{"type":"header","data":{"text":"Features of HDFC Personal Loan&nbsp;","level":2}},{"type":"list","data":{"style":"unordered","items":[{"content":"No collateral or security required to avail a <a href=\"\/personal-loan.html\" target=\"_blank\">personal loan<\/a>.","items":[]},{"content":"Loan disbursal within a day of applying for the loan.","items":[]},{"content":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-interest-rates.html\" target=\"_blank\">HDFC personal loan interest rates<\/a> range from <strong>10.75% p.a. to 24.00% p.a.<\/strong>","items":[]},{"content":"Borrowers can opt for the \u2018Sarv Suraksha Pro\u2019 policy, which provides a credit shield cover, an accidental hospitalisation cover, and a permanent disability\/accidental death cover.","items":[]},{"content":"Borrowers can also avail an optional insurance cover that will offer coverage against personal accidents and critical illnesses.","items":[]}]}},{"type":"header","data":{"text":"HDFC Bank Personal Loan Details","level":2}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rack Interest Rate&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>10.75% p.a. - 24.00% p.a.&nbsp;<\/strong>"}}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Loan Amount&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>Rs.50,000 to Rs.40 lakh*&nbsp;<\/strong>"}}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Benefits&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"items":[],"content":"Disbursal in 10 seconds for pre-approved customers and in four hours for other applicants&nbsp;"},{"items":[],"content":"Minimal documentation required&nbsp;"},{"items":[],"content":"Insurance options available"}],"style":"unordered"},"type":"list"}]}]}]}},{"type":"paragraph","data":{"text":"(*Loan amount can vary depending on your eligibility and is solely at HDFC\u2019s discretion)"}},{"type":"header","data":{"text":"Fees and Charges","level":2}},{"type":"paragraph","data":{"text":"The various fees and charges that are levied by HDFC Bank are:"}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Loan processing fee&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>Up to Rs.4,999<\/strong>"}}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Pre-payment\/Part-payment charges&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"items":[],"content":"4% of the outstanding principal (loan tenure between 13 - 24 months)&nbsp;"},{"items":[],"content":"3% of the outstanding principal (loan tenure between 25 - 36 months)&nbsp;"},{"items":[],"content":"2% of the outstanding principal (loan tenure if over 36 months)"}],"style":"unordered"},"type":"list"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Overdue EMI interest&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"2% per month will be charged on the principal or EMI that is overdue&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Stamp duty and other statutory fees&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"As per the laws of the state that the applicant resides in&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Cheque swapping fee&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>Rs.500<\/strong>"}}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Amortization schedule fee&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"<strong>Rs.200<\/strong>"}}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Cheque bounce charges&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"items":[],"content":"1st return: Rs.450 + taxes per instance&nbsp;"},{"items":[],"content":"2nd return in a month: Rs.500 + taxes per instance&nbsp;"},{"items":[],"content":"From 3rd return onwards: Rs.550 + taxes per instance"}],"style":"unordered"},"type":"list"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Incidental or legal charges&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"At actual&nbsp;"},"type":"paragraph"}]}]}]}},{"type":"cta","data":{"linkText":"FREE Credit Score - Check Now","link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_PLBUTTON_129721&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_PLBUTTON_129721"}},{"type":"header","data":{"text":"HDFC Personal Loan Eligibility","level":2}},{"type":"paragraph","data":{"text":"Check the below are <a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-eligibility-calculator.html\" target=\"_blank\">HDFC Personal Loan eligibility<\/a> details."}},{"type":"list","data":{"style":"unordered","items":[{"content":"You should be employed at a private company, a public sector company, or with a state, central, or local government body.","items":[]},{"content":"You should be over the age of 21 years. The maximum age is 60 years.","items":[]},{"content":"The minimum income required is <strong>Rs.25,000 per month<\/strong>.","items":[]},{"content":"You should have an overall work experience of at least 2 years.","items":[]},{"content":"You should have been employed at their present organization for a minimum of 1 year.","items":[]}]}},{"type":"header","data":{"text":"Documents Required to Apply for HDFC Loan","level":2}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Proof of identity&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/aadhar-card.html\" target=\"_blank\">Aadhaar Card<\/a>, Driving Licence, <a href=\"https:\/\/www.bankbazaar.com\/passport.html\" target=\"_blank\">Passport<\/a>, or Voter ID Card&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Proof of address&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/voter-id.html\" target=\"_blank\">Voter ID Card<\/a>, Aadhaar Card, Passport, or <a href=\"https:\/\/www.bankbazaar.com\/driving-licence.html\" target=\"_blank\">Driving Licence<\/a>&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Other documents&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"items":[{"items":[],"content":"Bank statements for the last three months or passbook of the last six months&nbsp;"},{"items":[],"content":"Latest salary slip or salary certificate&nbsp;"},{"items":[],"content":"Form 16&nbsp;"},{"items":[],"content":"Passport-size photograph&nbsp;"}],"style":"unordered"},"type":"list"}]}]}]}},{"type":"cta","data":{"linkText":"FREE Credit Score - Check Now","link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_PLBUTTON_129721&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_PLBUTTON_129721"}},{"type":"header","data":{"text":"HDFC Personal Loan EMI Calculation","level":2}},{"type":"paragraph","data":{"text":"You can use BankBazaar <a href=\"\/hdfc-personal-loan-emi-calculator.html\" target=\"_blank\">HDFC Personal Loan EMI Calculator<\/a> to check your monthly prepayment amount. All you need to do is enter your preferred loan amount, tenure, interest rate and processing fee Hit \u201CCalculate\u201D to check your EMI and processing fee."}},{"type":"paragraph","data":{"text":"Let\u2019s take a personal loan of Rs.1 lakh for a tenure of 1 year. Assume that HDFC charges an <strong>interest rate of 10.5% p.a.<\/strong> For the repayment tenure, you must pay an EMI of <strong>Rs.8,815<\/strong>. The loan repayment schedule is given as follows:"}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Year&nbsp;"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Principal Paid(A)1&nbsp;"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Interest Paid(B)&nbsp;"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Total Payment (A+B)&nbsp;"},"type":"paragraph"}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Outstanding Loan Balance&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"2023&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.15,949&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.1,681&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.17,630&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.84,051&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Nov&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.7,940&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.875&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.92,060&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Dec&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,009&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.806&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.84,051&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"2024&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.84,049&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.4,096&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.88,145&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.0&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Jan&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,079&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.735&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,814&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.75,971&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Feb&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,150&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.665&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.67,821&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Mar&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,221&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.593&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,814&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.59,600&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Apr&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,293&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.521&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,814&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.51,306&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"May&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,366&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.449&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.42,941&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Jun&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,439&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.376&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.34,501&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"July&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,513&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.302&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.25,988&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Aug&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,587&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.227&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,814&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.17,401&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Sep&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs. 8,663&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.152&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,815&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,738&nbsp;"},"type":"paragraph"}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Oct&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,738&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.76&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs.8,814&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Rs. 0&nbsp;"},"type":"paragraph"}]}]}]}},{"type":"cta","data":{"linkText":"FREE Credit Score - Check Now","link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_PLBUTTON_129721&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_PLBUTTON_129721"}},{"type":"references","data":{"items":[{"items":[{"text":"SBI Personal Loan","link":"\/sbi-personal-loan.html"},{"text":"Axis Bank Personal Loan","link":"\/axis-personal-loan.html"},{"text":"ICICI Bank Personal Loan","link":"\/icici-personal-loan.html"},{"text":"Bank of Maharashtra Personal loan","link":"\/bank-of-maharashtra-personal-loan.html"},{"text":"City Union Bank Personal Loan","link":"\/city-union-bank-personal-loan.html"},{"text":"Deutsche Bank Personal Loan\r\n","link":"\/deutsche-bank-personal-loan.html"},{"text":"Dhanlaxmi Bank Personal Loan\r\n","link":"\/dhanalakshmi-bank-personal-loan.html"},{"text":"Federal Bank Personal Loan","link":"\/federal-bank-personal-loan.html"},{"text":"Indian Bank Personal Loan","link":"\/indian-bank-personal-loan.html"},{"text":"IDBI Personal Loan","link":"\/idbi-personal-loan.html"},{"text":"IndusInd Bank Personal Loan\r\n","link":"\/indusind-personal-loan.html"},{"text":"Canara Bank Personal Loan","link":"\/canara-bank-personal-loan.html"},{"text":"Karnataka Bank Personal Loan\r\n","link":"\/karnataka-bank-personal-loan.html"},{"text":"KVB Personal Loan\r\n","link":"\/karur-vysya-bank-personal-loan.html"},{"text":"Jammu and Kashmir Bank Personal loan","link":"\/jammu-kashmir-bank-personal-loan.html"},{"text":"PSB Personal Loan","link":"\/punjab-and-sind-bank-personal-loan.html"},{"text":"Punjab National Bank (PNB) Personal Loan","link":"\/punjab-national-bank-personal-loan.html"},{"text":"Bank of Baroda Personal Loan","link":"\/bank-of-baroda-personal-loan.html"},{"text":"Kotak Mahindra Bank Personal Loan","link":"\/kotak-personal-loan.html"},{"text":"IDFC Bank Personal Loan","link":"\/idfc-bank-personal-loan.html"},{"text":"Yes Bank Personal Loan","link":"\/yes-bank-personal-loan.html"},{"text":"Union Bank Personal Loan","link":"\/union-bank-personal-loan.html"},{"text":"Abhyudaya Bank Personal Loan","link":"\/personal-loan\/abhyudaya-bank-personal-loan.html"},{"text":"HSBC Personal Loan\r\n","link":"\/hsbc-personal-loan.html"},{"text":"IIFL Personal Loan","link":"\/iifl-personal-loan.html"},{"text":"HDBFS Personal Loan","link":"\/hdbfs-personal-loan.html"},{"text":"IOB Personal Loan","link":"\/iob-personal-loan.html"},{"text":"DBS Bank Personal Loan","link":"\/dbs-bank-personal-loan.html"},{"text":"Ujjivan Bank Personal Loan","link":"\/ujjivan-personal-loan.html"},{"text":"Bandhan Bank Personal Loan","link":"\/bandhan-bank-personal-loan.html"},{"text":"UCO Personal Loan","link":"\/uco-personal-loan.html"},{"text":"BOI Personal Loan","link":"\/bank-of-india-personal-loan.html"},{"text":"Citibank Personal Loan","link":"\/citibank-personal-loan.html"},{"text":"Central Bank of India Personal Loan","link":"\/central-bank-of-india-personal-loan.html"},{"text":"Nainital Bank Personal Loan","link":"\/nainital-bank-personal-loan.html"},{"text":"South Indian Bank Personal Loan\r\n","link":"\/south-indian-bank-personal-loan.html"},{"text":"Standard Chartered Personal Loan","link":"\/standard-chartered-personal-loan.html"},{"text":"Syndicate Bank Personal Loan","link":"\/syndicate-bank-personal-loan.html"},{"text":"RBL Bank Personal Loan","link":"\/rbl-bank-personal-loan.html"}],"title":"Personal Loan Offered by other Banks in India"}]}},{"type":"jumbotron","data":{"title":"Relevant HDFC Personal Loan Pages","elements":[{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-interest-rates.html\" target=\"_blank\">HDFC Personal Loan Interest Rates<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-interest-rates.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-statement.html\" target=\"_blank\">HDFC Personal Loan Account Statement<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-statement.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-emi-calculator.html\" target=\"_blank\">HDFC Personal Loan EMI Calculator<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-emi-calculator.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-customer-care-number.html\" target=\"_blank\">HDFC Personal Loan Customer Care Number<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-customer-care-number.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-preclosure.html\" target=\"_blank\">HDFC Personal Loan Pre-closure<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-preclosure.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-balance-transfer.html\" target=\"_blank\">HDFC Personal Loan Balance Transfer<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-balance-transfer.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-status.html\" target=\"_blank\">HDFC Personal Loan Status<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/hdfc-personal-loan-status.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/personal-loan\/hdfc-professional-loans.html\" target=\"_blank\">HDFC Bank Professional Loans<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/personal-loan\/hdfc-professional-loans.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/personal-loan\/hdfc-insta-loan.html\" target=\"_blank\">HDFC Insta Loan<\/a>"}},{"type":"paragraph","data":{"text":"<a href=\"https:\/\/www.bankbazaar.com\/personal-loan\/hdfc-insta-loan.html\" target=\"_blank\"><\/a><a href=\"https:\/\/www.bankbazaar.com\/personal-loan-transfer-from-hdfc-to-axis.html\" target=\"_blank\">Personal Loan Transfer from HDFC to Axis<\/a>"}}]}},{"type":"header","data":{"text":"Compare HDFC Personal Loan with Other Lenders","level":2}},{"type":"table","data":{"rows":[{"cols":[{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Fees and charges"}}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"HDFC Bank Personal Loan"}}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Aditya Birla Capital"}}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Bank of India Personal Loan"}}]},{"highlight":true,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Citibank Personal Loan"}}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Interest rate"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10.50% p.a. onwards"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"14% p.a. - 26% p.a."}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10.25% p.a. onwards"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"10.75% p.a. onwards"}}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Processing fee"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"2.5% + GST"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"2% + GST"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"2% + GST"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Up to 3.00% of the loan amount"}}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"data":{"text":"Foreclosure charges&nbsp;"},"type":"paragraph"}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"2% to 4% of the outstanding loan amount"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"4% of the outstanding loan amount"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"N\/A"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Up to 4% of the principal outstanding"}}]}]},{"cols":[{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Late payment fee"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"2% of the overdue amount per month"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"3% of the overdue amount per month"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"Contact the bank for details"}}]},{"highlight":false,"rowspan":1,"colspan":1,"content":[{"type":"paragraph","data":{"text":"NA"}}]}]}]}},{"type":"paragraph","data":{"text":"Before you apply for a personal loan from HDFC Bank, ensure that you go through the loan particulars, check your eligibility, and are familiar with the terms and conditions of the lender."}},{"type":"references","data":{"items":[{"items":[{"text":"HDFC Retail Agri Loans","link":"\/personal-loan\/hdfc-retail-agri-loans.html"},{"text":"HDFC Bank Tractor Loan","link":"\/personal-loan\/hdfc-tractor-loan.html"},{"text":"HDFC Loan Against Property (Mortgage Loan)","link":"\/personal-loan\/hdfc-loan-against-property.html"},{"text":"HDFC Agriculture Loan","link":"\/personal-loan\/hdfc-agriculture-loan.html"},{"text":"HDFC Bank Loan Against Securities","link":"\/personal-loan\/hdfc-loan-against-securities.html"},{"text":"HDFC Bank Loan Against Rent Receivables","link":"\/personal-loan\/hdfc-loan-against-rent-receivables.html"},{"text":"HDFC Insta Loan - Know Eligibility and Interest Rates","link":"\/personal-loan\/hdfc-insta-loan.html"}],"title":"Other Loan Products from HDFC "}]}},{"type":"cta","data":{"linkText":"Know Your Credit Score for FREE","link":"https:\/\/www.bankbazaar.com\/credit-score.html?variant=slide&WT.mc_id=CROSS_SELL_IL_PLFAQBUTTON_129721&utm_source=bb&utm_medium=seo&utm_campaign=CROSS_SELL_IL_PLFAQBUTTON_129721"}},{"type":"jumbotron","data":{"title":"Be Money-Smart with our App","elements":[{"type":"image","data":{"float":"left","lazy":true,"src":"https:\/\/static.bankbazaar.com\/images\/download-android-application.svg","alt":"Check your Credit Score","width":121,"height":36,"link":"https:\/\/bnkbzr.page.link\/qBro","title":"Download BankBazaar Android App"}}]}}],"topContent":[{"type":"paragraph","data":{"text":"Get attractive rates on HDFC personal loans starting at <strong>10.75% p.a.<\/strong> HDFC offers loans of up to <strong>Rs.40 lakh<\/strong> with flexible tenures of up to <strong>5 years.<\/strong> The bank charges a processing fee of up to <strong>2.5% <\/strong>of the loan amount.&nbsp;"}}],"metaTitle":"HDFC Personal Loan @ 10.75% p.a. - Check Eligibility & 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