Bienvenido al Centro para el Desarrollo de Negocios

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data-bactmln="Tile-_-Hyperlink-_-mujeres-y-minoras-dueas-de-negocios-destacadas-de-2024_[position]_https://newsroom.bankofamerica.com/content/dam/newsroom/docs/2024/2024%20Women%20and%20Minority%20Business%20Owner%20Spotlight.pdf"> <div class="tile tile--default"> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/2024-Women-and-Minority-Business-Owner-Spotlight/WEB-10-24-0063-tile-640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <p class="tile__headline header--default-color "> Mujeres y minorías dueñas de negocios destacadas de 2024 </p> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Una visión general de las perspectivas de los dueños de pequeñas empresas de todo el país, con secciones dedicadas a las mujeres, los hispanos, los afroamericanos y los asiaticoamericanos y de las islas del Pacífico (Asian American and Pacific Islander, o AAPI) dueños de negocios.</p> </div> </div> </div> </a> </div> </div> </div> </div> </div> </simple-collapse> </li> </ul> </nav> <div class="main-navigation__search"> <div class="navigation-search " data-props-repository="business" data-props-results-location="https://business.bankofamerica.com/content/business-ecosystem/search.html" data-props-keywords="What is a business line of credit|What is an SBA loan|How to open a business account|How to start a business|How to find capital|What is a DBA|How to write a business plan|Gross versus net income|What is working capital|What is free cash flow|What is a business credit score|How to accept payments|Business taxes|What is an EIN|What is an LLC" data-props-max-keywords="6" data-action="navigation-search-component"> <div class="navigation-search__search-box"> <input class="navigation-search__input-text js-navigation-search-input" aria-label="Enter your 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aria-expanded="false" data-bactmln="Nav-_-MobileMenu-_-Expand"> <span class="uc-icon-action-menu" aria-hidden="true"></span> </button> </div> </div> <div class="main-navigation__menu-small js-main-navigation-menu-small"> <simple-collapse id="main-navigation-15770067-mainmenu"></simple-collapse> </div> <div class="main-navigation__bottom"> <div class="container main-navigation__with-link"> <p class="main-navigation__site-name">Centro para el Desarrollo de Negocios</p> <a href="/resources.html" target="_self" class="main-navigation__cta-button t-track-text-link" data-bactmln="Text_Link-_-Hyperlink-_-In English_/resources.html" aria-label="In English">In English</a> </div> </div> </header> <div class="navigation-spacer js-navigation-spacer " data-action="navigation-spacer-component" data-component="navigation"></div></div> </div> </div> <div role="main" id="content" class="container-fluid js-content"> <div class="aem-wrap--background-container"> <div class="background-container 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class="image__bg-content"> </div> </div> </div> </div> </div> <div class="masthead__wrapper js-masthead-title masthead__content--top"> <div class="masthead__content-container masthead__content--center "> <div class="masthead__content"> <div class="header text header--center" data-action="text-component"> <h1 class="header__headline header--h1 "> Centro para el Desarrollo de Negocios </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p style="text-align: center;">Ya sea que esté comenzando un nuevo negocio u operando el que ya tiene, permítanos ser su fuente de información e inspiración. Nuestros consejos, perspectivas y recursos pueden ayudarle a prosperar y crecer.</p> </div> </div> <div class="cta-container "> </div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pb-60"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_32126" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2 style="text-align: left;"><span class="color-dark-blue"><span class="header--h3">Orientación oportuna para hacer avanzar su negocio</span></span></h2> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--carousel"> <uc-carousel data-action="unityCarousel" version="v1_3.10.1-flagship" class="uc-component uc-carousel uc-carousel--single " variant="container" theme="blue" arrows="arrows--below" pips="center" minHeightMobile="auto" minHeightTablet="auto" minHeightDesktop="auto" slidesToShowMobile="1" slidesToShowTablet="1" slidesToShowDesktop="1" slidesToScrollMobile="1" slidesToScrollTablet="1" slidesToScrollDesktop="1" sliderMobile="true" sliderDesktop="true" infiniteScroll="false" breakpointMobile="420" breakpointTablet="769" breakpointDesktop="1025" dotsLabel="de" peekViewNextSlide="true" peekViewBackgroundColor="transparent" allowPeakViewPadding="true"> <div class="uc-carousel__container">  <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_58603" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_77378" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources/how-to-price-a-product-or-service/BofA_SB_4971X_HowToPriceYourProductOrService_HeroImage_092424_F360_640x360.jpg" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> Cómo fijar el precio de un producto o servicio </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">La forma en que establece los precios de sus productos o servicios puede marcar una gran diferencia en el éxito de su negocio. Estos son los factores críticos a considerar.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue js-trigger__interstitial-leaving-spanish" target="_self" href="/resources/how-to-price-a-product-or-service.html" data-bactmln="Textblock-_-CTA-_-conocer-ms_/resources/how-to-price-a-product-or-service.html"> Conocer más</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_28499" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_72123" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources/how-do-i-get-a-business-credit-card-es/sbr036_640x360.png" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> ¿Cómo obtengo una tarjeta de crédito comercial? </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">Una tarjeta de crédito comercial puede ser una poderosa herramienta financiera para su negocio. A la hora de solicitar una tarjeta de crédito, prepararse con anticipación puede ayudar a acelerar el proceso.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue t-track-textblock-cta-link" target="_self" href="/resources/how-do-i-get-a-business-credit-card/es.html" data-bactmln="Textblock-_-CTA-_-conocer-ms_/resources/how-do-i-get-a-business-credit-card/es.html"> Conocer más</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> <div> <div class="aem-wrap--rich-text-block"> <div id="rich-text-block_64542" class="rich-text-block rich-text-block--default margin-top-0"> <div class="rich-text-block__wrapper rich-text-block--image-left"> <div class="rich-text-block__image"> <div id="image_41464" class="image image--single " data-action="image-component"> <div class="image__wrapper text " data-action="text-component"> <div class="image__content"> <picture class="image__picture"> <img class="image__img " src="/content/dam/business-ecosystem/resources-es/cybersecurity-on-a-budget/BofA_GIS_CybersecurityOnABudget_HeroImage_092424_F360_640x360.jpg" width="640" height="360" aria-hidden="false"/> </picture> </div> </div> </div> </div> <div class="rich-text-block__content"> <div class="content__wrapper"> <div class="header text " data-action="text-component"> <h3 class="header__headline header--h4 header--black"> Ciberseguridad con un presupuesto ajustado </h3> </div> <div class="content__body text " data-action="text-component"><p style="margin-right: 32.0px;">Las empresas nuevas y pequeñas a menudo creen que carecen del presupuesto para protecciones de ciberseguridad, o que estas son innecesarias. Pero cada negocio es un blanco potencial. Estas son siete maneras en las que puede proteger su compañía a un precio razonable.</p> </div> <div> </div> <div class="content__ctas"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue t-track-textblock-cta-link" target="_self" href="/resources/cybersecurity-on-a-budget/es.html" data-bactmln="Textblock-_-CTA-_-obtener-los-detalles_/resources/cybersecurity-on-a-budget/es.html"> Obtener los detalles</a> </div> <div class="cta-container "> </div> </div> </div> </div> </div> </div></div> </div> </div> <div class="uc-carousel__controls"> <button aria-label="Regresar al elemento anterior" class="uc-carousel__arrow uc-carousel__arrow--prev uc-icon-action-left"></button> <div class="uc-carousel__dots"></div> <button aria-label="Ir al siguiente elemento" class="uc-carousel__arrow uc-carousel__arrow--next uc-icon-action-right"></button> </div> </uc-carousel></div> </div> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pb-60"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_57330" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--page-anchor"> <a id="encuentrerecursosparasunegocio" class="page-anchor" href="#encuentrerecursosparasunegocio">Section</a> </div> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-52f4c32354" class="experience-fragment experience-fragment--quiz--main"> <div class="aem-wrap--quiz-configuration"> <div id="quiz-loader" class="quiz-configuration loading"> <div id="quiz-configuration-es" class="quiz-configuration__wrapper js-quiz-configuration hidden" data-props-quiz-configuration-data="[{"id":"está-comenzando","title":"Está comenzando","description":"Usted está poniendo en marcha su negocio","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---step-two-variation-one/master","taxonomyTag":["business-ecosystem:business-life-cycle/starting"]},{"id":"ya-está-en-marcha","title":"Ya está en marcha","description":"Usted está operando su negocio o haciendo crecer uno ya establecido","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---step-two-variation-two/master","taxonomyTag":["business-ecosystem:business-life-cycle/growing","business-ecosystem:business-life-cycle/running"]},{"id":"está-en-transición","title":"Está en transición","description":"Usted está vendiendo, fusionando o traspasando su negocio","nextStepXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---step-two-variation-three/master","taxonomyTag":["business-ecosystem:business-life-cycle/transitioning"]}]" data-action="quiz-configuration"> <form id="quiz-configuration-es-form" name="quiz-configuration-es-form" method="post" autocomplete="off" novalidate=""> <div class="quiz-configuration__step-one js-quiz-first-step"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h1 class="header__headline uc-headline-display--sm header--blue"> Encuentre recursos para su negocio </h1> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><span class="font-connections-light">Responda unas preguntas sencillas para comenzar</span></p> <p> </p> <p> </p> </div> </div> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline--md "> ¿En qué etapa se encuentra su negocio? </h2> </div> </div> <div class="quiz-configuration__radio-tiles" role="radiogroup"> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Está comenzando Usted está poniendo en marcha su negocio" data-bactmln="quiz-configuration-es-_-radio-tile-p1-_-está-comenzando"> <input type="radio" id="quiz-configuration-es-_-está-comenzando-_-radio-tile" name="Etapa" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Está comenzando" data-item-id="quiz-configuration-es-está-comenzando" data-taxonomy-tag="business-ecosystem:business-life-cycle/starting"/> <label for="quiz-configuration-es-_-está-comenzando-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-paperless-leaf"></span> </uc-icon> </div> <p class="title">Está comenzando</p> <p class="description">Usted está poniendo en marcha su negocio</p> </label> </a> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Ya está en marcha Usted está operando su negocio o haciendo crecer uno ya establecido" data-bactmln="quiz-configuration-es-_-radio-tile-p1-_-ya-está-en-marcha"> <input type="radio" id="quiz-configuration-es-_-ya-está-en-marcha-_-radio-tile" name="Etapa" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Ya está en marcha" data-item-id="quiz-configuration-es-ya-está-en-marcha" data-taxonomy-tag="business-ecosystem:business-life-cycle/growing,business-ecosystem:business-life-cycle/running"/> <label for="quiz-configuration-es-_-ya-está-en-marcha-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-small-business"></span> </uc-icon> </div> <p class="title">Ya está en marcha</p> <p class="description">Usted está operando su negocio o haciendo crecer uno ya establecido</p> </label> </a> <a class="quiz-configuration__radio-tile stretch-tile js-radio-tile t-track-quiz-radio" role="radio" href="#" aria-checked="false" aria-label="Está en transición Usted está vendiendo, fusionando o traspasando su negocio" data-bactmln="quiz-configuration-es-_-radio-tile-p1-_-está-en-transición"> <input type="radio" id="quiz-configuration-es-_-está-en-transición-_-radio-tile" name="Etapa" class="quiz-configuration__item" aria-hidden="true" tabindex="-1" value="Está en transición" data-item-id="quiz-configuration-es-está-en-transición" data-taxonomy-tag="business-ecosystem:business-life-cycle/transitioning"/> <label for="quiz-configuration-es-_-está-en-transición-_-radio-tile"> <div class="quiz-configuration__icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--royal-blue uc-icon--size6 uc-icon--center" aria-hidden="true" role="img"> <span class="uc-icon-partnership-and-networking"></span> </uc-icon> </div> <p class="title">Está en transición</p> <p class="description">Usted está vendiendo, fusionando o traspasando su negocio</p> </label> </a> </div> <div class="quiz-configuration__next-button"> <div class="uc-btn__container uc-btn__container--right"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__royal-blue uc-btn__text-width uc-btn__center uc-btn__standard disabled"> <a id="standalone-button_continuar" aria-disabled="true" aria-label="Continue" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Continue" class="t-track-body-copy-link disabled"> Continuar </a> </uc-button> </div> </div> </div> <div id="quiz-configuration-es-está-comenzando" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Ahora háblenos un poco más sobre su negocio </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Seleccione su industria y sus ingresos anuales estimados.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Contabilidad y leyes","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agricultura","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construcción","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Crecimiento emergente","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Ingeniería","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Alimentos y bebidas","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Contratista público","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Cuidado de la salud","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Educación superior","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Contratista independiente","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufactura","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medicina, odontología, veterinaria","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Organización sin fines de lucro","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Profesional/técnico","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Bienes raíces","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurante","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Minorista","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Tecnología","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transporte","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Gestión de residuos","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Venta al por mayor y distribución","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Otro","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industria" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Menos de $1,000,000","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---less-than-1m/master"},{"itemLabel":"De $1,000,000 a $5,000,000","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---between-1m-5m/master"},{"itemLabel":"Más de $5,000,000","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---more-than-5m/master"},{"itemLabel":"Prefiero no responder","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Ingresos" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div class="header text " data-action="text-component"> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3>¿Cuáles son los temas más relevantes para usted a la hora de comenzar su negocio? (Seleccione hasta 4)</h3> </div> </div> <div data-parameter="q4"> <div class="quiz-item__container" data-configuration-ids="writing-a-business-plan,business-structure,accessing-capital,managing-cash-flow,accounting-and-finance,marketing,planning-growth,hiring,something-else"> <div class="quiz-item_quiz-question-4" data-props-item-data="[{"itemLabel":"Creación de un plan de negocios","itemValue":"writing-a-business-plan","taxonomyTag":["flagship:topics/business-management/business-strategy"]},{"itemLabel":"Estructura del negocio","itemValue":"business-structure","taxonomyTag":["flagship:topics/business-management/business-structure"]},{"itemLabel":"Acceso al capital","itemValue":"accessing-capital","taxonomyTag":["flagship:topics/corporate-finance/credit-\u0026-funding"]},{"itemLabel":"Administración del flujo de dinero en efectivo","itemValue":"managing-cash-flow","taxonomyTag":["flagship:topics/business-management/cash-flow-management"]},{"itemLabel":"Contabilidad y finanzas","itemValue":"accounting-and-finance","taxonomyTag":["flagship:topics/corporate-finance/accounting"]},{"itemLabel":"Mercadeo","itemValue":"marketing","taxonomyTag":["flagship:topics/business-management/business-marketing"]},{"itemLabel":"Planificación del crecimiento","itemValue":"planning-growth","taxonomyTag":["flagship:topics/business-management/business-development"]},{"itemLabel":"Contratación","itemValue":"hiring","taxonomyTag":["flagship:topics/business-management/hiring-\u0026-retention"]},{"itemLabel":"Otro","itemValue":"something-else","taxonomyTag":["flagship:topics/corporate-finance/taxes","flagship:topics/data-security/cybersecurity","flagship:topics/business-management/logistics"]}]" data-props-item-id="quiz-question-4" data-props-item-type="checkbox-group" data-props-order-type="user-selected" data-props-max-item-allowed="4" data-props-item-label="Prioridad" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_regresar" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Regresar </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_ver-resultados" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> Ver resultados </a> </uc-button> </div> </div> </div> </div></div> </div> <div id="quiz-configuration-es-ya-está-en-marcha" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Ahora háblenos un poco más sobre su negocio </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Seleccione su industria y sus ingresos anuales estimados.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Contabilidad y leyes","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agricultura","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construcción","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Crecimiento emergente","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Ingeniería","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Alimentos y bebidas","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Contratista público","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Cuidado de la salud","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Educación superior","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Contratista independiente","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufactura","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medicina, odontología, veterinaria","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Organización sin fines de lucro","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Profesional/técnico","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Bienes raíces","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurante","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Minorista","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Tecnología","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transporte","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Gestión de residuos","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Venta al por mayor y distribución","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Otro","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industria" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Menos de $1,000,000","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---less-than-1m/master"},{"itemLabel":"De $1,000,000 a $5,000,000","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---between-1m-5m/master"},{"itemLabel":"Más de $5,000,000","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---more-than-5m/master"},{"itemLabel":"Prefiero no responder","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Ingresos" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div class="header text " data-action="text-component"> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3>¿Cuáles son los temas más relevantes para usted a la hora de administrar su negocio? (Seleccione hasta 4)</h3> </div> </div> <div data-parameter="q4"> <div class="quiz-item__container" data-configuration-ids="optimizing-cash-flow,driving-growth,honing-operations,proactive-planning,accessing-capital,managing-employees,fraud-awareness,sustainability,something-else"> <div class="quiz-item_quiz-question-4" data-props-item-data="[{"itemLabel":"Optimización del flujo de dinero en efectivo","itemValue":"optimizing-cash-flow","taxonomyTag":["flagship:topics/business-management/cash-flow-management"]},{"itemLabel":"Impulso del crecimiento","itemValue":"driving-growth","taxonomyTag":["flagship:topics/business-management/business-development"]},{"itemLabel":"Ajuste de operaciones ","itemValue":"honing-operations","taxonomyTag":["flagship:topics/business-management/operations-\u0026-production"]},{"itemLabel":"Planificación proactiva","itemValue":"proactive-planning","taxonomyTag":["flagship:topics/business-management/business-strategy"]},{"itemLabel":"Acceso al capital","itemValue":"accessing-capital","taxonomyTag":["flagship:topics/corporate-finance/credit-\u0026-funding"]},{"itemLabel":"Administración del personal","itemValue":"managing-employees","taxonomyTag":["flagship:topics/business-management/workplace-management"]},{"itemLabel":"Concientización sobre el fraude","itemValue":"fraud-awareness","taxonomyTag":["flagship:topics/data-security/fraud-awareness"]},{"itemLabel":"Sostenibilidad","itemValue":"sustainability","taxonomyTag":["flagship:topics/sustainability"]},{"itemLabel":"Otro","itemValue":"something-else","taxonomyTag":["flagship:topics/corporate-finance/taxes","flagship:topics/corporate-finance/accounting","flagship:topics/business-management/business-marketing","flagship:topics/data-security/cybersecurity","flagship:topics/business-management/compensation"]}]" data-props-item-id="quiz-question-4" data-props-item-type="checkbox-group" data-props-order-type="user-selected" data-props-max-item-allowed="4" data-props-item-label="Prioridad" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_regresar" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Regresar </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_ver-resultados" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> Ver resultados </a> </uc-button> </div> </div> </div> </div></div> </div> <div id="quiz-configuration-es-está-en-transición" class="quiz-configuration__step-two js-quiz-item-container hidden"> <div class="aem-wrap--quiz-container"> <div class="quiz-container__wrapper" data-action="quiz-container"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Ahora háblenos un poco más sobre su negocio </h2> <div class="header__subheadline" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <p><br /> <span class="header--h3">Seleccione su industria y sus ingresos anuales estimados.</span></p> </div> </div> </div> <div class="quiz-container__items"> <div data-parameter="q2"> <div class="quiz-item__container" data-configuration-ids="accounting-and-law,agriculture,construction,emerging-growth,engineering,food-and-beverage,government-contractor,healthcare,higher-education,independent-contractor,manufacturing,medical-dental-veterinary,not-for-profit,professional-technical,real-estate,restaurant,retail,technology,transportation,waste-management,wholesale-trade-and-distribution,other"> <div class="quiz-item_quiz-question-2" data-props-item-data="[{"itemLabel":"Contabilidad y leyes","itemValue":"accounting-and-law","taxonomyTag":["flagship:industries/accounting-and-law"]},{"itemLabel":"Agricultura","itemValue":"agriculture","taxonomyTag":["flagship:industries/agriculture"]},{"itemLabel":"Construcción","itemValue":"construction","taxonomyTag":["flagship:industries/construction"]},{"itemLabel":"Crecimiento emergente","itemValue":"emerging-growth","taxonomyTag":["flagship:industries/emerging-growth"]},{"itemLabel":"Ingeniería","itemValue":"engineering","taxonomyTag":["flagship:industries/engineering"]},{"itemLabel":"Alimentos y bebidas","itemValue":"food-and-beverage","taxonomyTag":["flagship:industries/food-and-beverage"]},{"itemLabel":"Contratista público","itemValue":"government-contractor","taxonomyTag":["flagship:industries/government-contracting"]},{"itemLabel":"Cuidado de la salud","itemValue":"healthcare","taxonomyTag":["flagship:industries/healthcare"]},{"itemLabel":"Educación superior","itemValue":"higher-education","taxonomyTag":["flagship:industries/higher-education"]},{"itemLabel":"Contratista independiente","itemValue":"independent-contractor","taxonomyTag":["flagship:industries/independent-contractor-consultant"]},{"itemLabel":"Manufactura","itemValue":"manufacturing","taxonomyTag":["flagship:industries/manufacturing"]},{"itemLabel":"Medicina, odontología, veterinaria","itemValue":"medical-dental-veterinary","taxonomyTag":["flagship:industries/medical-dental-veterinary"]},{"itemLabel":"Organización sin fines de lucro","itemValue":"not-for-profit","taxonomyTag":["flagship:industries/not-for-profit"]},{"itemLabel":"Profesional/técnico","itemValue":"professional-technical","taxonomyTag":["flagship:industries/professional-technical-services"]},{"itemLabel":"Bienes raíces","itemValue":"real-estate","taxonomyTag":["flagship:industries/real-estate"]},{"itemLabel":"Restaurante","itemValue":"restaurant","taxonomyTag":["flagship:industries/restaurant"]},{"itemLabel":"Minorista","itemValue":"retail","taxonomyTag":["flagship:industries/retail"]},{"itemLabel":"Tecnología","itemValue":"technology","taxonomyTag":["flagship:industries/Technology"]},{"itemLabel":"Transporte","itemValue":"transportation","taxonomyTag":["flagship:industries/transportation"]},{"itemLabel":"Gestión de residuos","itemValue":"waste-management","taxonomyTag":["flagship:industries/waste-management"]},{"itemLabel":"Venta al por mayor y distribución","itemValue":"wholesale-trade-and-distribution","taxonomyTag":["flagship:industries/wholesale-trade-\u0026-distribution"]},{"itemLabel":"Otro","itemValue":"other"}]" data-props-item-id="quiz-question-2" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Industria" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> <div data-parameter="q3"> <div class="quiz-item__container" data-configuration-ids="less-than-1-million-dollar,-1-million-to-5-million,more-than-5-million,i-prefer-not-to-answer"> <div class="quiz-item_quiz-question-3" data-props-item-data="[{"itemLabel":"Menos de $1,000,000","itemValue":"less-than-1-million-dollar","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---less-than-1m/master"},{"itemLabel":"De $1,000,000 a $5,000,000","itemValue":"-1-million-to-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---between-1m-5m/master"},{"itemLabel":"Más de $5,000,000","itemValue":"more-than-5-million","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---more-than-5m/master"},{"itemLabel":"Prefiero no responder","itemValue":"i-prefer-not-to-answer","additionalXFPath":"/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz---no-amount-selected/master"}]" data-props-item-id="quiz-question-3" data-props-item-type="dropdown" data-props-order-type="user-selected" data-props-max-item-allowed="0" data-props-item-label="Ingresos" data-props-is-required="true" data-action="quiz-item"> </div> </div> </div> </div> <div class="quiz-container__item"> <div data-parameter="q4"> <div class="quiz-item__container"> </div> </div> </div> <div class="quiz-container__button-wrapper"> <div class="quiz-container__back-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard "> <a id="standalone-button_regresar" aria-disabled="false" aria-label="Back" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Back" class="t-track-body-copy-link "> Regresar </a> </uc-button> </div> </div> <div class="quiz-container__next-button"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__hollow-royal-blue uc-btn__text-width uc-btn__left uc-btn__standard disabled"> <a id="standalone-button_ver-resultados" aria-disabled="true" aria-label="See Results" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-See-results" class="t-track-body-copy-link disabled"> Ver resultados </a> </uc-button> </div> </div> </div> </div></div> </div> </form> <div class="quiz-configuration__result js-result hidden" data-quiz-configuration-path="/content/experience-fragments/business-ecosystem/cfbe_quiz1/quiz--main/master/jcr:content/root/quiz_configuration" data-lang="flagship:language/es" data-number-of-items-before-show-more="6" data-max-number-of-items-shown="12" data-number-of-items-for-q1="1" data-importance-node="/etc/flagship/boosting/cfbe-quiz"> <div class="quiz-configuration__split"> <div class="focusable" tabindex="-1"> <div class="header text " data-action="text-component"> <h2 class="header__headline uc-headline-display--sm header--blue"> Recursos recomendados a partir de sus respuestas </h2> </div> </div> <div class="quiz-configuration__restart-button"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__white-royal-blue uc-btn__text-width uc-btn__center uc-btn__standard "> <a id="standalone-button_cambiar-respuestas" aria-disabled="false" aria-label="Retake Quiz" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Change-answers" class="t-track-cta-link "> <span class="uc-icon uc-icon-action-back"></span> Cambiar respuestas </a> </uc-button> </div> </div> <div class="quiz-configuration__result--summary js-result-summary"> </div> <div class="quiz-configuration__result--tiles js-result-tiles"> </div> <div class="quiz-configuration__show-more hidden"> <div class="uc-btn__container uc-btn__container--center"> <uc-button version="v1_3.10.1-flagship" class="uc uc-component uc-btn uc-btn__white-royal-blue uc-btn__full-width uc-btn__center uc-btn__standard "> <a id="standalone-button_ver-más" aria-disabled="false" href="#" target="_top" data-bactmln="StandaloneCTA-_-CTA-_-Show-more" class="t-track-cta-link "> Ver más <span class="uc-icon uc-icon-action-dropdown uc-icon-right"></span> </a> </uc-button> 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Los temas principales que se tratan son <a href="/resources/capital/es.html">obtención de capital</a>, <a href="/resources/cash-flow/es.html">administración del flujo de dinero en efectivo</a> y <a href="/resources/accounting/es.html">contabilidad</a>.</p> <p style="text-align: center;"> </p> </div> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--caret cta--royal-blue t-track-cta-link" target="_self" href="/resources/finance/es.html" data-bactmln="StandaloneCTA-_-CTA-_-ver-todos-los-recursos-financieros_/resources/finance/es.html"> Ver todos los recursos financieros </a> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-working-capital/es.html" data-bactmln="Tile-_-Hyperlink-_-capital-de-trabajo:-qu-es-y-por-qu-es-importante_[position]_/resources/what-is-working-capital/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-working-capital/sbr120_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Capital de trabajo: qué es y por qué es importante </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Tener suficiente capital de trabajo puede marcar la diferencia a la hora de establecer un negocio próspero y listo para explorar nuevas oportunidades.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 6 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-an-sba-loan/es.html" data-bactmln="Tile-_-Hyperlink-_-qu-es-un-prstamo-de-la-sba-y-cmo-puedo-calificar?_[position]_/resources/what-is-an-sba-loan/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-an-sba-loan-es/sbr109_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> ¿Qué es un préstamo de la SBA y cómo puedo calificar? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Estos préstamos, respaldados por la Administración de Pequeñas Empresas (Small Business Administration, o SBA), permiten a las instituciones financieras conceder préstamos comerciales a empresas, con condiciones más favorables o criterios de evaluación más flexibles que los préstamos convencionales.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 13 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/financing-options-for-small-businesses/es.html" data-bactmln="Tile-_-Hyperlink-_-opciones-de-financiamiento-para-negocios_[position]_/resources/financing-options-for-small-businesses/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/financing-options-for-small-businesses-es/sbr030_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Opciones de financiamiento para negocios </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>A lo largo de la vida de su negocio es posible que necesite conseguir financiamiento externo. Conozca las opciones de financiamiento tradicionales y alternativas que pueden ayudarle a alcanzar sus objetivos.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 14 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes/es.html" data-bactmln="Tile-_-Hyperlink-_-lo-que-los-propietarios-de-pequeas-empresas-necesitan-saber-sobre-los-impuestos-trimestrales_[position]_/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-every-small-business-owner-needs-to-know-about-quarterly-taxes-es/sbr099_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Lo que los propietarios de pequeñas empresas necesitan saber sobre los impuestos trimestrales </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Por lo general, los dueños de negocio tienen que pagar impuestos estimados después del final de cada trimestre. Conozca el proceso y las principales estrategias que pueden ayudarle a seguir el ritmo.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 6 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/es.html" data-bactmln="Tile-_-Hyperlink-_-factores-que-influyen-en-las-decisiones-sobre-prstamos-y-cmo-aumentar-sus-probabilidades-de-aprobacin_[position]_/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/factors-that-impact-loan-decisions-and-how-to-increase-your-approval-odds/sbr029_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Factores que influyen en las decisiones sobre préstamos (y cómo aumentar sus probabilidades de aprobación) </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Si está considerando solicitar un financiamiento para hacer crecer su negocio, es importante conocer lo que los prestamistas toman en cuenta al evaluar una solicitud de préstamo.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 8 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-business-credit-and-how-do-i-build-it/es.html" data-bactmln="Tile-_-Hyperlink-_-qu-es-un-crdito-comercial-y-cmo-establecerlo_[position]_/resources/what-is-business-credit-and-how-do-i-build-it/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-business-credit-and-how-do-i-build-it-es/sbr110_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Qué es un crédito comercial y cómo establecerlo </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>La capacidad de pedir dinero prestado puede ayudarle a aprovechar las oportunidades y a afrontar los retos. Conozca cómo desarrollar su perfil de crédito comercial en estos 8 pasos.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 3 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/cash-flow-management-basics-for-small-businesses/es.html" data-bactmln="Tile-_-Hyperlink-_-conceptos-bsicos-para-pequeas-empresas-sobre-la-administracin-del-flujo-de-caja_[position]_/resources/cash-flow-management-basics-for-small-businesses/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/cash-flow-management-basics-for-small-businesses/sbr012_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Conceptos básicos para pequeñas empresas sobre la administración del flujo de caja </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Mantener un flujo de caja saludable puede ayudarle a disponer de dinero en efectivo para cubrir sus necesidades actuales y a largo plazo. Pero ¿cómo hacerlo?</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 9 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-do-i-get-a-business-credit-card/es.html" data-bactmln="Tile-_-Hyperlink-_-cmo-obtengo-una-tarjeta-de-crdito-comercial?_[position]_/resources/how-do-i-get-a-business-credit-card/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-do-i-get-a-business-credit-card-es/sbr036_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> ¿Cómo obtengo una tarjeta de crédito comercial? </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Una tarjeta de crédito comercial puede ser una poderosa herramienta financiera para su negocio. A la hora de solicitar una tarjeta de crédito, prepararse con anticipación puede ayudar a acelerar el proceso.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 4 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/line-of-credit-vs-business-credit-card-overview/es.html" data-bactmln="Tile-_-Hyperlink-_-lnea-de-crdito-vs--tarjeta-de-crdito-comercial:-una-vista-general_[position]_/resources/line-of-credit-vs-business-credit-card-overview/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/line-of-credit-vs-business-credit-card-overview-es/sbr072_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Línea de crédito vs. tarjeta de crédito comercial: una vista general </h3> <div class="tile__body color-black " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Disponer tanto de una tarjeta de crédito comercial como de una línea de crédito puede ser fundamental para su éxito. Le ofrecemos una vista general breve para que pueda sacar el máximo provecho de cada una de ellas.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 6 minutos </div> </div> </div> </div> </a> </div> </div> </div> <div class="container"> <div class="tile-container__show-more js-tile-container-show-more"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-mostrar-ms_#">Mostrar más</button> </div> </div> <div class="tile-container__show-less js-tile-container-show-less"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-mostrar-menos_#">Mostrar menos</button> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_69561" class="layout-container "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-70 background-container--pb-70"> <div class="background-container__content container-fluid background-container--white"> <div class="aem-wrap--layout-container"> <div id="layout_57113" class="layout-container layout-container--center "> <div class="layout-container__content container container--mobile layout-container__col-layout--fullwidth" style="max-width:784px;"> <div class="row"> <div class="col col-xs-12"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2 style="text-align: center;"><span class="color-bright-red"><span class="header--h3">Estrategia y operaciones</span></span></h2> <p style="text-align: center;">En nuestra guía paso a paso encontrará información sobre la creación de un plan de negocios, el lanzamiento, funcionamiento y crecimiento de su negocio. Los temas principales que se tratan incluyen <a href="/resources/planning-development/es.html">estrategia y planificación</a>, <a href="/resources/employee-support/es.html">administración del personal</a>, <a href="/resources/marketing-sales.html" class="js-trigger__interstitial-leaving-spanish">mercadeo y ventas</a> y <a href="/resources/operations/es.html">operaciones</a>.</p> <p style="text-align: center;"> </p> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--center"> <a class="cta cta--caret cta--royal-blue t-track-cta-link" target="_self" href="/resources/planning-development/es.html" data-bactmln="StandaloneCTA-_-CTA-_-ver-todos-los-recursos-de-estrategias-y-operaciones_/resources/planning-development/es.html"> Ver todos los recursos de estrategias y operaciones</a> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--tile-container"> <div class="tile-container tile-container--content tile-container--col-3 " data-action="tile-container-component" data-props-show-more data-props-initial-load-count="3" data-props-show-items-count="6"> <div class="container"> <div class="tiles row page-tiles "> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default js-trigger__interstitial-leaving-spanish" href="/resources/what-is-a-dba-what-does-it-mean-for-your-business.html" data-bactmln="Tile-_-Hyperlink-_-qu-es-un-dba-y-qu-significa-para-su-negocio?_[position]_/resources/what-is-a-dba-what-does-it-mean-for-your-business.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-a-dba-what-does-it-mean-for-your-business/sbr104_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> ¿Qué es un DBA y qué significa para su negocio? </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Un DBA, que significa “hacer negocios bajo el nombre de”, es cuando una persona o corporación decide hacer negocios bajo un nombre diferente a su nombre legal.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Solo disponible en inglés</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 8 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-write-effective-small-business-plan/es.html" data-bactmln="Tile-_-Hyperlink-_-cmo-escribir-un-plan-de-negocio-eficaz-en-11-pasos-incluye-cuaderno-de-trabajo_[position]_/resources/how-to-write-effective-small-business-plan/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources-es/how-to-write-effective-small-business-plan/TILE_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Cómo escribir un plan de negocio eficaz en 11 pasos (incluye cuaderno de trabajo) </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Las investigaciones demuestran que los propietarios que hacen un plan de negocio tienen el doble de probabilidades de hacer crecer su negocio con éxito o de obtener capital en comparación con los que no lo hacen.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 19 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-become-a-certified-minority-or-women-owned-business/es.html" data-bactmln="Tile-_-Hyperlink-_-opciones-de-certificacin-para-negocios-propiedad-de-mujeres-y-de-minoras_[position]_/resources/how-to-become-a-certified-minority-or-women-owned-business/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-become-a-certified-minority-or-women-owned-business-es/sbr118_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Opciones de certificación para negocios propiedad de mujeres y de minorías </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Las certificaciones pueden ayudar a mejorar el acceso al financiamiento, los contratos y las oportunidades de establecer redes de contactos.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 15 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/how-to-develop-a-business-growth-strategy/es.html" data-bactmln="Tile-_-Hyperlink-_-11-estrategias-para-hacer-crecer-su-negocio_[position]_/resources/how-to-develop-a-business-growth-strategy/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-to-develop-a-business-growth-strategy-es/sbr002_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> 11 estrategias para hacer crecer su negocio </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Una vez superadas las dificultades de crecimiento de la fase inicial, los dueños de negocios suelen enfocarse en hacer crecer su negocio. Estas son algunas estrategias que puede considerar a la hora de planificar el crecimiento de su negocio.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 14 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default js-trigger__interstitial-leaving-spanish" href="/resources/start-a-business-with-no-money.html" data-bactmln="Tile-_-Hyperlink-_-cmo-comenzar-un-negocio-con-poco-o-nada-de-dinero_[position]_/resources/start-a-business-with-no-money.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/start-a-business-with-no-money/sbr062_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Cómo comenzar un negocio con poco o nada de dinero </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Gracias a la gran cantidad de recursos gratuitos y de bajo costo para apoyar a los emprendedores, ahora es más fácil que nunca crear una empresa con poco o nada de dinero.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text"> Solo disponible en inglés</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 9 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default js-trigger__interstitial-leaving-spanish" href="/resources/what-is-an-employer-identification-number-ein.html" data-bactmln="Tile-_-Hyperlink-_-qu-es-un-nmero-de-identificacin-del-empleador_[position]_/resources/what-is-an-employer-identification-number-ein.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-an-employer-identification-number-ein/sbr108_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Qué es un Número de Identificación del Empleador </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Un número EIN (Employer Identification Number, o EIN) identifica a una empresa a efectos de declaración de impuestos. Conozca por qué debería tener uno y cómo conseguirlo.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Solo disponible en inglés</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 3 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/what-is-a-limited-liability-company-llc/es.html" data-bactmln="Tile-_-Hyperlink-_-qu-es-una-compaa-de-responsabilidad-limitada-limited-liability-company,-o-llc_[position]_/resources/what-is-a-limited-liability-company-llc/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/what-is-a-limited-liability-company-llc-es/sbr105_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Qué es una Compañía de Responsabilidad Limitada (Limited Liability Company, o LLC) </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Muchos dueños de pequeñas empresas se preguntan si deberían constituir una LLC para formalizar sus operaciones. Estas son algunas consideraciones para tener en cuenta a la hora de decidir si constituye una LLC.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 3 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default " href="/resources/intro-to-buying-commercial-property/es.html" data-bactmln="Tile-_-Hyperlink-_-cmo-comprar-bienes-races-comerciales-para-su-empresa_[position]_/resources/intro-to-buying-commercial-property/es.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources-es/intro-to-buying-commercial-property/sbr067_640x360.png" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Cómo comprar bienes raíces comerciales para su empresa </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>La compra de una propiedad comercial puede ser compleja, pero en las circunstancias adecuadas, puede ser una inversión acertada y las recompensas pueden ser grandes.</p> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 5 minutos</div> </div> </div> </div> </a> </div> <div class="aem-wrap--tile"> <a class="tile-anchor js-tile-anchor js-tile-tag-link t-track-tile-link tile--outline-default js-trigger__interstitial-leaving-spanish" href="/resources/how-your-business-structure-can-affect-your-taxes.html" data-bactmln="Tile-_-Hyperlink-_-cmo-la-estructura-de-un-negocio-puede-afectar-los-impuestos-del-propietario_[position]_/resources/how-your-business-structure-can-affect-your-taxes.html"> <div class="tile js-tile "> <div class="tile__image-container"> <img class="tile__image " width="640" height="360" src="/content/dam/business-ecosystem/resources/how-your-business-structure-can-affect-your-taxes/sbr066_640x360.jpg" alt aria-hidden="true"/> </div> <div class="tile__body-container"> <h3 class="tile__headline header--h4 header--default-color "> Cómo la estructura de un negocio puede afectar los impuestos del propietario </h3> <div class="tile__body color-default " data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"><p>Establecer su negocio como una corporación, compañía de responsabilidad limitada o sociedad es un gran paso. Asegúrese de tomarse el tiempo para entender las posibles ramificaciones.</p> </div> <div class="tile__metadata "> <span class="uc-icon-geography-market-region-global"></span> <div class="tile__metadata-text">Solo disponible en inglés</div> </div> <div class="tile__metadata "> <span class="icon-communication-book"></span> <div class="tile__metadata-text">Lectura de 7 minutos</div> </div> </div> </div> </a> </div> </div> </div> <div class="container"> <div class="tile-container__show-more js-tile-container-show-more"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-mostrar-ms_#">Mostrar más</button> </div> </div> <div class="tile-container__show-less js-tile-container-show-less"> <div class="cta-container cta--left"> <button class="cta cta--primary cta--royal-blue t-track-cta-button" data-bactmln="CTAButton-_-CTA-_-mostrar-menos_#">Mostrar menos</button> </div> </div> </div> </div></div> </div> </div></div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-small separator--bottom-padding-large"> <div class="separator__line separator__line--cool-gray-medium separator__line--thin"></div> </div></div> <div class="aem-wrap--layout-container"> <div id="layout_78416" class="layout-container "> <div class="layout-container__content layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h2><span class="color-bright-red"><span class="header--h3">Tiene nuestro respaldo</span></span></h2> <p style="text-align: left;">Además de lidiar con el día a día, administrar un negocio implica mucho más. Podemos ayudarle a mantenerse actualizado sobre seguridad de datos, protección contra el fraude y maneras de hacer que su negocio sea más sostenible.</p> <p style="text-align: left;"> </p> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--layout-container"> <div id="layout_56807" class="layout-container "> <div class="layout-container__content layout-container__col-layout--6-6"> <div class="row"> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--bright-red uc-icon--size3 uc-icon--left" aria-hidden="true" role="img"> <span class="uc-icon-action-lock"></span> </uc-icon> </div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="header--h4"><span class="color-royal-blue">Seguridad y manejo de la información</span></span></h3> <p>Ciberseguridad, gestión de datos y protección contra fraudes y estafas</p> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue js-trigger__interstitial-leaving-spanish" target="_self" href="/resources/security-information-management.html" aria-label="ver consejos de seguridad" data-bactmln="StandaloneCTA-_-CTA-_-ver-consejos-de-seguridad_/resources/security-information-management.html"> Ver consejos de seguridad</a> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--hide-desktop separator--top-padding-none separator--bottom-padding-none"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> </div> <div class="col col-xs-12 col-sm-6"> <div class="aem-wrap--icon"> <uc-icon version="v1_3.10.1-flagship" class="uc uc-icon uc-icon--bright-red uc-icon--size3 uc-icon--left" aria-hidden="true" role="img"> <span class="uc-icon-paperless-leaf"></span> </uc-icon> </div> <div class="aem-wrap--text"> <div class="text" data-props-tagging-label="Text_Link-_-Hyperlink-_-" data-props-tagging-class="t-track-text-link" data-action="text-component"> <h3><span class="header--h4"><span class="color-royal-blue">Sostenibilidad</span></span></h3> <p>Estrategias para mejorar la sostenibilidad ambiental y social</p> </div></div> <div class="aem-wrap--cta"> <div class="cta-container cta--left"> <a class="cta cta--caret cta--royal-blue js-trigger__interstitial-leaving-spanish" target="_self" href="/resources/sustainability.html" aria-label="explorar recursos" data-bactmln="StandaloneCTA-_-CTA-_-explorar-recursos_/resources/sustainability.html"> Explorar recursos</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="aem-wrap--separator"> <div class="separator separator--transparent separator--top-padding-medium separator--bottom-padding-small"> <div class="separator__line separator__line--transparent separator__line--thin"></div> </div></div> <div class="aem-wrap--experience-fragment"> <div id="experience-fragment-135bb603b1" class="experience-fragment experience-fragment--ready-to-meet-with-a-specialist"> <div class="aem-wrap--background-container"> <div class="background-container container-full-bleed background-container--pt-100 background-container--pb-100"> <div class="background-container__content container-fluid background-container--blue" style="background-color:#c81434;"> <div class="aem-wrap--header"> <div class="header text header--center" data-action="text-component"> <h2 class="header__headline header--h2 header--white"> ¿Está listo para reunirse con un especialista? 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Consulte con sus propios asesores legales y/o fiscales antes de tomar cualquier decisión financiera. Cualquier material informativo proporcionado es solo para su análisis o revisión. El contenido sobre el Centro para el Desarrollo de Negocios (incluidos, entre otros, el contenido de terceros y cualquier contenido de Bank of America) se proporciona “tal cual” y no conlleva garantías expresas o implícitas, ni una promesa o garantía de éxito. Bank of America no asegura ni garantiza la exactitud, fiabilidad, integridad, utilidad, no violación de los derechos de propiedad intelectual o calidad de ningún contenido, independientemente de quién origine ese contenido, y descarga toda responsabilidad en la medida permitida por la ley. Todas las marcas comerciales, marcas de servicio, nombres comerciales y logotipos de terceros que se mencionan en este material son propiedad de sus respectivos propietarios. 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Pueden aplicarse ciertas restricciones.</p> <p> </p> <p>Merrill Lynch, Pierce, Fenner & Smith Incorporated (también conocida como “MLPF&S” o “Merrill”) pone a disposición ciertos productos de inversión patrocinados, administrados, distribuidos o proporcionados por compañías que son afiliadas de Bank of America Corporation (“BofA Corp.”). MLPF&S es un agente corredor de bolsa registrado, asesor de inversiones registrado, <a href="https://www.sipc.org/" target="_blank" data-aria-label="Miembro de SIPC. Abre un dialogo">Miembro de SIPC</a> y subsidiaria de propiedad absoluta de BofA Corp.</p> <p> </p> <p>Los productos bancarios los proporciona Bank of America, N.A. y bancos afiliados, Miembros de FDIC y subsidiarias de propiedad absoluta de BofA Corp.</p> <p> </p> <p>“Bank of America” y “BofA Securities” son los nombres comerciales utilizados por la división de Banca Global y Mercados Globales de Bank of America Corporation. Los préstamos, los instrumentos derivados, otras actividades de banca comercial y la compraventa de ciertos instrumentos financieros son llevados a cabo de forma global por afiliadas bancarias de Bank of America Corporation, entre las que se incluye Bank of America, N.A., Miembro de FDIC. La compraventa de valores e instrumentos financieros, la asesoría estratégica y otras actividades de banca de inversión son llevadas a cabo de forma global por afiliadas de banca de inversión de Bank of America Corporation (“Afiliadas de Banca de Inversión”) entre las que se incluyen, en los Estados Unidos, BofA Securities, Inc., que es un agente corredor de bolsa registrado y <a href="https://www.sipc.org/" target="_blank" data-aria-label="Miembro de SIPC. Abre un dialogo">Miembro de SIPC</a> y, en otras jurisdicciones, entidades registradas a nivel local. BofA Securities, Inc. es un comisionista de futuros registrado ante la Comisión de Bolsa y Valores de los Estados Unidos (Commodity Futures Trading Commission, o CFTC) y un miembro de la Asociación Nacional de Futuros (National Futures Association, o NFA).</p> <p> </p> <p><span data-nosnippet="true"><b>Los productos de inversión:</b></span></p> <p><span data-nosnippet="true"> </span></p> <div class="footer__disclosure-table"><table cellspacing="0" cellpadding="1" style="width: 100.0%;text-align: center;"> <tbody style="border: 1.0px solid;"><tr><td style="border: 1.0px solid;"><span data-nosnippet="true"><b>No Están Asegurados por FDIC</b></span></td> <td style="border: 1.0px solid;"><span data-nosnippet="true"><b>No Tienen Garantía Bancaria</b></span></td> <td style="border: 1.0px solid;"><span data-nosnippet="true"><b>Pueden Perder Valor</b></span></td> </tr></tbody></table> </div> <p> </p> </div></div> </div> </div> </div> </div> </div> </div> </div></div> </div> </div> </div> <div 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