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solid var(--leaf-base-color-action-blue-100);--leaf-border-button-tertiary-hover:2px solid var(--leaf-base-color-action-blue-100);--leaf-color-border-active-outline:var(--leaf-base-color-neutral-100);--leaf-color-border-info:var(--leaf-base-color-navy-100);--leaf-color-border-warning:var(--leaf-base-color-yellow-100);--leaf-color-border-error:var(--leaf-base-color-red-100);--leaf-color-border-success:var(--leaf-base-color-green-100);--leaf-color-border-brand-strong:var(--leaf-base-color-navy-100);--leaf-color-border-brand-subtle:var(--leaf-base-color-action-blue-20);--leaf-color-border-brand:var(--leaf-base-color-action-blue-100);--leaf-color-border-disabled:var(--leaf-base-color-neutral-50);--leaf-color-border-knockout:var(--leaf-base-color-neutral-white);--leaf-color-border-strong:var(--leaf-base-color-neutral-80);--leaf-color-border-default:var(--leaf-base-color-neutral-20);--leaf-color-content-success:var(--leaf-base-color-green-120);--leaf-color-content-link-disabled:var(--leaf-base-color-neutral-60);--leaf-color-content-link-visited:var(--leaf-base-color-purple-100);--leaf-color-content-link-active:var(--leaf-base-color-action-blue-160);--leaf-color-content-link-hover:var(--leaf-base-color-navy-100);--leaf-color-content-link:var(--leaf-base-color-action-blue-100);--leaf-color-content-info-icon:var(--leaf-base-color-navy-100);--leaf-color-content-warning-icon:var(--leaf-base-color-neutral-100);--leaf-color-content-error-icon:var(--leaf-base-color-red-100);--leaf-color-content-error:var(--leaf-base-color-red-100);--leaf-color-content-success-icon:var(--leaf-base-color-green-100);--leaf-color-content-brand-strong:var(--leaf-base-color-navy-100);--leaf-color-content-brand:var(--leaf-base-color-action-blue-100);--leaf-color-content-brand-knockout:var(--leaf-base-color-action-blue-20);--leaf-color-content-knockout:var(--leaf-base-color-neutral-white);--leaf-color-content-disabled:var(--leaf-base-color-neutral-60);--leaf-color-content-subtle:var(--leaf-base-color-neutral-80);--leaf-color-content-default:var(--leaf-base-color-neutral-100);--leaf-color-bg-strong:var(--leaf-base-color-neutral-100);--leaf-color-bg-active:var(--leaf-base-color-neutral-100);--leaf-color-bg-brand-xstrong-active:var(--leaf-base-color-navy-160);--leaf-color-bg-brand-xstrong-hover:var(--leaf-base-color-navy-140);--leaf-color-bg-brand-xstrong:var(--leaf-base-color-navy-100);--leaf-color-bg-brand-hover:var(--leaf-base-color-action-blue-10);--leaf-color-bg-default-hover:var(--leaf-base-color-action-blue-10);--leaf-color-bg-brand-strong-active:var(--leaf-base-color-action-blue-160);--leaf-color-bg-brand-strong-hover:var(--leaf-base-color-action-blue-140);--leaf-color-bg-brand-strong:var(--leaf-base-color-action-blue-100);--leaf-color-bg-brand:var(--leaf-base-color-action-blue-20);--leaf-color-bg-info-strong:var(--leaf-base-color-navy-100);--leaf-color-bg-info:var(--leaf-base-color-action-blue-20);--leaf-color-bg-warning-strong:var(--leaf-base-color-yellow-100);--leaf-color-bg-warning:var(--leaf-base-color-yellow-20);--leaf-color-bg-error-strong:var(--leaf-base-color-red-100);--leaf-color-bg-error:var(--leaf-base-color-red-20);--leaf-color-bg-success-strong:var(--leaf-base-color-green-100);--leaf-color-bg-success:var(--leaf-base-color-green-20);--leaf-color-bg-disabled:var(--leaf-base-color-neutral-10);--leaf-color-bg-knockout:var(--leaf-base-color-neutral-100);--leaf-color-bg-subtle:var(--leaf-base-color-neutral-05);--leaf-color-bg-default:var(--leaf-base-color-neutral-white);--leaf-button-padding-horizontal-icon-only:var(--leaf-base-spacing-4);--leaf-button-padding-horizontal-medium:var(--leaf-base-spacing-24);--leaf-button-padding-horizontal-small:var(--leaf-base-spacing-16);--leaf-button-padding-horizontal-large:var(--leaf-base-spacing-32);--leaf-button-padding-vertical-icon-only:var(--leaf-base-spacing-4);--leaf-button-padding-vertical-medium:var(--leaf-base-spacing-12);--leaf-button-padding-vertical-large:var(--leaf-base-spacing-16);--leaf-button-padding-vertical-small:var(--leaf-base-spacing-8);--leaf-color-button-tertiary-outline:var(--leaf-base-color-neutral-100);--leaf-color-button-tertiary-content-disabled:var(--leaf-base-color-neutral-50);--leaf-color-button-tertiary-content-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-content-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-content:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-border-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-border-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-bg-active:var(--leaf-base-color-action-blue-20);--leaf-color-button-secondary-outline:var(--leaf-base-color-neutral-100);--leaf-color-button-secondary-content-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content-disabled:var(--leaf-base-color-action-blue-50);--leaf-color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2)}}}.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{display:block;margin-top:var(--leaf-spacing-32)}@media (min-width:48rem){.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{margin-top:var(--leaf-spacing-48)}}@media (min-width:60rem){.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{margin-top:var(--leaf-spacing-64)}}.leaf-c-content-block h2{margin-top:var(--leaf-spacing-64)}.leaf-c-content-block h3{margin-top:var(--leaf-spacing-48)}.leaf-c-content-block h4{margin-top:var(--leaf-spacing-32)}.leaf-c-content-block h5,.leaf-c-content-block h6{margin-top:var(--leaf-spacing-24)}.leaf-c-content-block :first-child{margin-top:0}</style> <script type="module" crossorigin src="/static/www-cigna-com/v2/bundle/main-BRbWGBvw.js"></script><script type="application/ld+json">{"@context": "https://schema.org","@type": 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"https://www.cigna.com/employers/"},{"@type": "ListItem","position":3,"name": "Group Health Insurance Medical Plans"}]}</script><link rel="canonical" href="https://www.cigna.com/employers/medical-plans/"/></head><body> <div class="iw_viewport-wrapper"> <main class="cipublic-container leaf-grid-container"><div class="iw_section" id="sectionl0697wg7"> <div class="row iw_row iw_stretch" id="rowl0697wg8"> <div class="columns iw_columns large-fullwidth" id="coll0697wg9"> <div class="iw_component" id="iw_comp1689345986902"> <style>#iw_comp1689345986902{}</style><div data-ssi-id="includes-content"> <chc-skiplink target="#chc-header"> Skip to main navigation </chc-skiplink> <chc-skiplink target="#main"> Skip to main content </chc-skiplink> <chc-skiplink target="#chc-footer"> Skip to footer </chc-skiplink> <chc-header> <a href="/" slot="header-logo" aria-label="Cigna logo"> <leaf-icon set="logos" name="cigna-blue" label="Cigna icon"></leaf-icon></a> <a href="/" slot="header-logo-mobile" aria-label="Cigna logo"> <leaf-icon set="logos" name="cigna-blue" label="Cigna icon"></leaf-icon></a> <li slot="primary-nav-right-links">For <a href="/individuals-families/shop-plans/health-insurance-plans/" target="_self" class="leaf-u-link--no-underline">Individuals & Families</a></li> <li slot="primary-nav-right-links">For <a href="/medicare/" target="_self" class="leaf-u-link--no-underline">Medicare</a></li> <li slot="primary-nav-right-links">For <a href="/health-care-providers/" target="_self" class="leaf-u-link--no-underline">Providers</a></li> <li slot="primary-nav-right-links">For <a href="/brokers/" target="_self" class="leaf-u-link--no-underline">Brokers</a></li> <div slot="primary-nav-search"> Search </div> <a href="/" slot="search-header-logo"> <leaf-icon set="logos" name="cigna-blue" label="Cigna icon"></leaf-icon></a> <div slot="primary-nav-search-input-label"> Search </div> <div slot="primary-nav-language"> <chc-header-language hreflang="es"> Español </chc-header-language> </div> <li slot="current-section">For Employers:</li> <li slot="current-section-mobile"><a href="/employers/" target="_self">For Employers:</a></li> <li slot="secondary-nav-left-links"> <chc-header-dropdown variant="full-width" columns="2"> <div slot="link-label"> Plans and Services </div> <h3 slot="sub-menu-heading">Plans and Services</h3> <div slot="content"> <ul> <li><a href="/employers/medical-plans/" target="_self">Medical</a></li> <li><a href="/employers/pharmacy/" target="_self">Pharmacy</a></li> <li><a href="/employers/health-wellness-programs/" target="_self">Health and Wellness Programs</a></li> <li><a href="/employers/behavioral-health/" target="_self">Behavioral Health Programs</a></li> <li><a href="/employers/dental-and-vision/" target="_self">Dental and Vision</a></li> <li><a href="/employers/savings-spending-accounts/" target="_self">Health Savings and Spending Accounts</a></li> <li><a href="/employers/cost-control/" target="_self">Cost Control Strategies</a></li> </ul> <ul> <li><a href="/employers/additional-insurance/" target="_self">Supplemental Health Solutions</a></li> <li>Accidental Injury, Critical Illness, and Hospital Care (Indemnity) Insurance</li> </ul> </div> </chc-header-dropdown> </li> <li slot="secondary-nav-left-links" match-path="/employers/who-we-serve/"> <chc-header-dropdown variant="full-width" columns="3"> <div slot="link-label"> Who We Serve </div> <h3 slot="sub-menu-heading">Who We Serve</h3> <div slot="content"> <ul> <li><h3 class="leaf-u-typography-label-large">By Size</h3></li> <li><a href="/employers/small-business" target="_self">Small Businesses (2-99 employees)</a></li> <li><a href="/employers/small-to-midsize-business" target="_self">Small to Midsize Businesses (100-499 employees)</a></li> <li><a href="/employers/midsize-to-large-business" target="_self">Midsize to Large Businesses (500-2,999 employees)</a></li> <li><a href="/employers/large-business" target="_self">Large Businesses (3,000+ employees)</a></li> </ul> <ul> <li><h3 class="leaf-u-typography-label-large">By Type</h3></li> <li><a href="/employers/business-types#hospitals-health-systems" target="_self">Hospitals and Health Systems</a></li> <li><a href="/employers/business-types#higher-education" target="_self">Higher Education</a></li> <li><a href="/employers/business-types#k-12" target="_self">K-12 Education</a></li> <li><a href="/employers/business-types#state-local-governments" target="_self">State and Local Governments</a></li> <li><a href="/employers/business-types#taft-hartley" target="_self">Taft-Hartley and Federal</a></li> <li><a href="/employers/business-types/third-party-administrators" target="_self">Third-Party Administrators</a></li> <li><a href="/employers/business-types" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">View all business types</a></li> </ul> <ul> <li><h3 class="leaf-u-typography-label-large">International</h3></li> <li><a href="https://www.cignaglobal.com/" target="_blank">Health Insurance for Expats</a></li> <li><a href="https://www.cignahealthbenefits.com/en" target="_blank">IGO/NGOs</a></li> <li><a href="https://www.cignaglobalhealth.com/" target="_blank">Multinational Businesses</a></li> </ul> </div> </chc-header-dropdown> </li> <li slot="secondary-nav-left-links" match-path="/employers/why-cigna/"><a href="/employers/why-cigna/" target="_self" aria-label="Why Cigna Healthcare" aria-expanded="false">Why Cigna Healthcare</a></li> <li slot="secondary-nav-left-links" match-path="/employers/insights/"> <chc-header-dropdown variant="full-width" columns="2"> <div slot="link-label"> Employer Resources </div> <h3 slot="sub-menu-heading">Employer Resources</h3> <div slot="content"> <ul> <li><a href="/employers/cigna-for-employers/" target="_self">Cigna for Employers Portal Features</a></li> <li>Learn more about the tools and resources you'll have access to in the Cigna for Employers online portal.</li> </ul> <ul> <li><h5 class="leaf-u-typography-label-large">Industry Insights</h5></li> <li><a href="/employers/insights/informed-on-reform/" target="_self">Informed on Reform</a></li> <li><a href="/employers/insights/topic-workplace-wellness" target="_self">Workplace Wellness</a></li> <li><a href="/employers/insights/topic-cdhp" target="_self">Consumer-Driven Health Plans</a></li> <li><a href="/employers/insights/" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">View all Industry Insights</a></li> </ul> </div> </chc-header-dropdown> </li> <li slot="login-button"> <leaf-button inverted="true" variant="primary" href="https://cignaforemployers.cigna.com/public/app/signin" target="_blank"> Log in to Employer Portal </leaf-button> </li> <li slot="login-button-mobile"> <leaf-button inverted="true" variant="primary" size="sm" href="https://cignaforemployers.cigna.com/public/app/signin" target="_blank"> Log in to Employer Portal </leaf-button> </li> <li slot="mobile-secondary-nav-links"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Plans and Services</h4> <h4 slot="hideHeader">Plans and Services</h4> <ul> <li><a href="/employers/medical-plans/" target="_self">Medical</a></li> <li><a href="/employers/pharmacy/" target="_self">Pharmacy</a></li> <li><a href="/employers/health-wellness-programs/" target="_self">Health and Wellness Programs</a></li> <li><a href="/employers/behavioral-health/" target="_self">Behavioral Health Programs</a></li> <li><a href="/employers/dental-and-vision/" target="_self">Dental and Vision</a></li> <li><a href="/employers/savings-spending-accounts/" target="_self">Health Savings and Spending Accounts</a></li> <li><a href="/employers/cost-control/" target="_self">Cost Control Strategies</a></li> <li><a href="/employers/additional-insurance/" target="_self">Supplemental Health Solutions</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> <li slot="mobile-secondary-nav-links" match-path="/employers/who-we-serve/"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Who We Serve</h4> <h4 slot="hideHeader">Who We Serve</h4> <ul> <li><a href="/employers/small-business" target="_self">Small Businesses (2-99 employees)</a></li> <li><a href="/employers/small-to-midsize-business" target="_self">Small to Midsize Businesses (100-499 employees)</a></li> <li><a href="/employers/midsize-to-large-business" target="_self">Midsize to Large Businesses (500-2,999 employees)</a></li> <li><a href="/employers/large-business" target="_self">Large Businesses (3,000+ employees)</a></li> <li><a href="/employers/business-types#hospitals-health-systems" target="_self">Hospitals and Health Systems</a></li> <li><a href="/employers/business-types#higher-education" target="_self">Higher Education</a></li> <li><a href="/employers/business-types#k-12" target="_self">K-12 Education</a></li> <li><a href="/employers/business-types#state-local-governments" target="_self">State and Local Governments</a></li> <li><a href="/employers/business-types#taft-hartley" target="_self">Taft-Hartley and Federal</a></li> <li><a href="/employers/business-types/third-party-administrators" target="_self">Third-Party Administrators</a></li> <li><a href="/employers/business-types" target="_self">View all business types</a></li> <li><a href="https://www.cignaglobal.com/" target="_blank">Health Insurance for Expats</a></li> <li><a href="https://www.cignahealthbenefits.com/en/" target="_blank">IGO/NGOs</a></li> <li><a href="https://www.cignaglobalhealth.com/" target="_blank">Multinational Businesses</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> <li slot="mobile-secondary-nav-links" match-path="/employers/why-cigna/"><a href="/employers/why-cigna/" target="_self">Why Cigna Healthcare</a></li> <li slot="mobile-secondary-nav-links" match-path="/employers/insights/"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Employer Resources</h4> <h4 slot="hideHeader">Employer Resources</h4> <ul> <li><a href="/employers/cigna-for-employers/" target="_self">Cigna for Employers Portal Features</a></li> <li><a href="/employers/insights/informed-on-reform/" target="_self">Informed on Reform</a></li> <li><a href="/employers/insights/topic-workplace-wellness" target="_self">Workplace Wellness</a></li> <li><a href="/employers/insights/topic-cdhp" target="_self">Consumer-Driven Health Plans</a></li> <li><a href="/employers/insights/" target="_self">View all Industry Insights</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> </chc-header> </div> </div> </div> </div> </div> <div class="iw_section" id="sectionlmsgfsz4"> <div class="row iw_row iw_stretch" id="rowlmsgfsz5"> <div class="columns iw_columns large-12" id="collmsgfsz6"> <div class="iw_component" id="iw_comp1695257321583"> <style>#iw_comp1695257321583{}</style><leaf-breadcrumbs> <leaf-breadcrumbs-item href="/">Home</leaf-breadcrumbs-item> <leaf-breadcrumbs-item href="/employers/" mobile-breadcrumb="true">Employers</leaf-breadcrumbs-item> <leaf-breadcrumbs-item>Group Health Insurance Medical Plans</leaf-breadcrumbs-item> </leaf-breadcrumbs> </div> </div> </div> </div> <div class="iw_section" id="sectionlmsgfsz8"> <div class="row iw_row iw_stretch" id="rowlmsgfsz9"> <div class="columns iw_columns large-fullwidth" id="collmsgfsza"> <div class="iw_component" id="iw_comp1695257321587"> <style>#iw_comp1695257321587{}</style><chc-hero variant="secondary" background="green"> <h1 slot="heading">Group Health Insurance Medical Plans</h1> <div slot="content"> <p>Our group health insurance plans help your employees find the right level of quality care at the right time.</p> </div><picture slot="image"> <source media="(min-width: 960px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-hero-md@x2.jpg"> <source media="(min-width: 768px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-hero-md@x2.jpg"> <source media="(min-width: 321px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-hero-sm@x2.jpg"> <source media="(min-width: 0px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-hero-xs.jpg"><img class="leaf-c-chc-hero__image" aria-hidden="true" width="100%" height="auto" loading="eager" src="/static/www-cigna-com/images/employers/medical-plans/medical-plans-hero-xs.jpg" style="object-position: initial"></picture><leaf-flex-container slot="cta"></leaf-flex-container> </chc-hero> </div> </div> </div> </div> <div class="iw_section" id="sectionlk1cq88s"> <div class="row iw_row iw_stretch" id="rowlk1cq88t"> <div class="columns iw_columns large-12" id="collk1cq88u"> <div class="iw_placeholder" id="iw_placeholder1689264938043"> <div class="iw_component" id="iw_comp1698403919176"> <style>#iw_comp1698403919176{}</style><div class="leaf-u-align-self-start"><chc-sticky-banner> <h4 slot="heading" class="leaf-u-typography-title-default">Building a new benefits package?</h4> <div slot="content"><a class="leaf-u-link--action leaf-u-link--no-underline" href="#ContactMeEloquaForm" data-modal-id="ContactMeEloquaForm">Ask to speak with a Cigna Healthcare representative</a></div> <div slot="form"></div> <div slot="callout"></div> </chc-sticky-banner></div> </div> <div class="iw_component" id="iw_comp1698403919228"> <style>#iw_comp1698403919228{}</style><leaf-modal id="ContactMeEloquaForm" size="md" class="leaf-u-align-self-start"> <h2 slot="heading" class="leaf-u-typography-title-xlarge">Let's Get Started</h2> <div><p>Thank you for your interest in Cigna Healthcare. Please provide some basic information about your company and a representative will contact you.</p> <form action="https://s1399.t.eloqua.com/e/f2" name="O_Cignacom_022618_LeadGen_ContactMeForm" accept-charset="UTF-8" enctype="multipart/form-data" method="POST" target="_self"> <leaf-input name="elqFormName" type="hidden" value="O_Cignacom_022618_LeadGen_ContactMeForm"> </leaf-input> <leaf-input name="elqSiteId" type="hidden" value="1399"> </leaf-input> <leaf-input name="CampaignName" type="hidden" value="O_Cignacom_032718_LeadGen_Contact_Me_Form"> </leaf-input> <leaf-input name="CampaignID" type="hidden" value="70139000001NTZw"> </leaf-input> <leaf-input name="InternalDepartment" type="hidden" value="Lead Gen Insights Prospecting"> </leaf-input> <leaf-input name="address1" type="hidden" value=""> </leaf-input> <leaf-label for="contact-me-fname">First Name</leaf-label> <leaf-input autocomplete="given-name" name="firstName" required type="text" id="contact-me-fname"></leaf-input> <leaf-label for="contact-me-lname">Last Name</leaf-label> <leaf-input autocomplete="family-name" name="lastName" required type="text" id="contact-me-lname"></leaf-input> <leaf-label for="contact-me-email">Email Address</leaf-label> <leaf-input autocomplete="email" name="emailAddress" required type="email" id="contact-me-email"></leaf-input> <leaf-label for="contact-me-company">Company</leaf-label> <leaf-input autocomplete="on" name="company" required type="text" id="contact-me-company"> </leaf-input> <leaf-label for="contact-me-city">City</leaf-label> <leaf-input autocomplete="address-level2" name="city" required type="text" id="contact-me-city"> </leaf-input> <leaf-label for="contact-me-state">State</leaf-label> <leaf-select autocomplete="address-level1" name="stateProv" required id="contact-me-state"> <leaf-select-option disabled value selected>Choose a State</leaf-select-option> <leaf-select-option value="AL">Alabama</leaf-select-option> <leaf-select-option value="AK">Alaska</leaf-select-option> <leaf-select-option value="AZ">Arizona</leaf-select-option> <leaf-select-option value="AR">Arkansas</leaf-select-option> <leaf-select-option value="CA">California</leaf-select-option> <leaf-select-option value="CO">Colorado</leaf-select-option> <leaf-select-option value="CT">Connecticut</leaf-select-option> <leaf-select-option value="DE">Delaware</leaf-select-option> <leaf-select-option value="DC">District Of Columbia</leaf-select-option> <leaf-select-option value="FL">Florida</leaf-select-option> <leaf-select-option value="GA">Georgia</leaf-select-option> <leaf-select-option value="HI">Hawaii</leaf-select-option> <leaf-select-option value="ID">Idaho</leaf-select-option> <leaf-select-option value="IL">Illinois</leaf-select-option> <leaf-select-option value="IN">Indiana</leaf-select-option> <leaf-select-option value="IA">Iowa</leaf-select-option> <leaf-select-option value="KS">Kansas</leaf-select-option> <leaf-select-option value="KY">Kentucky</leaf-select-option> <leaf-select-option value="LA">Louisiana</leaf-select-option> <leaf-select-option value="ME">Maine</leaf-select-option> <leaf-select-option value="MD">Maryland</leaf-select-option> <leaf-select-option value="MA">Massachusetts</leaf-select-option> <leaf-select-option value="MI">Michigan</leaf-select-option> <leaf-select-option value="MN">Minnesota</leaf-select-option> <leaf-select-option value="MS">Mississippi</leaf-select-option> <leaf-select-option value="MO">Missouri</leaf-select-option> <leaf-select-option value="MT">Montana</leaf-select-option> <leaf-select-option value="NE">Nebraska</leaf-select-option> <leaf-select-option value="NV">Nevada</leaf-select-option> <leaf-select-option value="NH">New Hampshire</leaf-select-option> <leaf-select-option value="NJ">New Jersey</leaf-select-option> <leaf-select-option value="NM">New Mexico</leaf-select-option> <leaf-select-option value="NY">New York</leaf-select-option> <leaf-select-option value="NC">North Carolina</leaf-select-option> <leaf-select-option value="ND">North Dakota</leaf-select-option> <leaf-select-option value="OH">Ohio</leaf-select-option> <leaf-select-option value="OK">Oklahoma</leaf-select-option> <leaf-select-option value="OR">Oregon</leaf-select-option> <leaf-select-option value="PA">Pennsylvania</leaf-select-option> <leaf-select-option value="RI">Rhode Island</leaf-select-option> <leaf-select-option value="SC">South Carolina</leaf-select-option> <leaf-select-option value="SD">South Dakota</leaf-select-option> <leaf-select-option value="TN">Tennessee</leaf-select-option> <leaf-select-option value="TX">Texas</leaf-select-option> <leaf-select-option value="UT">Utah</leaf-select-option> <leaf-select-option value="VT">Vermont</leaf-select-option> <leaf-select-option value="VA">Virginia</leaf-select-option> <leaf-select-option value="WA">Washington</leaf-select-option> <leaf-select-option value="WV">West Virginia</leaf-select-option> <leaf-select-option value="WI">Wisconsin</leaf-select-option> <leaf-select-option value="WY">Wyoming</leaf-select-option> <leaf-select-option disabled value="canadian-territories">------</leaf-select-option> <leaf-select-option value="AB">Alberta</leaf-select-option> <leaf-select-option value="BC">British Columbia</leaf-select-option> <leaf-select-option value="MB">Manitoba</leaf-select-option> <leaf-select-option value="NB">New Brunswick</leaf-select-option> <leaf-select-option value="NL">Newfoundland and Labrador</leaf-select-option> <leaf-select-option value="NS">Nova Scotia</leaf-select-option> <leaf-select-option value="ON">Ontario</leaf-select-option> <leaf-select-option value="PE">Prince Edward Island</leaf-select-option> <leaf-select-option value="SK">Saskatchewan</leaf-select-option> <leaf-select-option value="QB">Quebec</leaf-select-option> <leaf-select-option disabled value="other-territories">------</leaf-select-option> <leaf-select-option value="AS">American Samoa</leaf-select-option> <leaf-select-option value="GU">Guam</leaf-select-option> <leaf-select-option value="FM">Federated States Of Micronesia</leaf-select-option> <leaf-select-option value="MH">Marshall Islands</leaf-select-option> <leaf-select-option value="MP">Northern Mariana Islands</leaf-select-option> <leaf-select-option value="AA">Military Americas</leaf-select-option> <leaf-select-option value="AE">Military Europe/ME/Canada</leaf-select-option> <leaf-select-option value="AP">Military Pacific</leaf-select-option> <leaf-select-option value="NW">Northwest Territories</leaf-select-option> <leaf-select-option value="NU">Nunavut</leaf-select-option> <leaf-select-option value="PW">Palau</leaf-select-option> <leaf-select-option value="PR">Puerto Rico</leaf-select-option> <leaf-select-option value="VI">Virgin Islands</leaf-select-option> <leaf-select-option value="YT">Yukon Territory</leaf-select-option> </leaf-select> <leaf-label for="contact-me-zip">Zip Code</leaf-label> <leaf-input autocomplete="postal-code" placeholder="00000-0000" name="zipPostal" required type="tel" id="contact-me-zip" pattern="^\d{5}(?:[-\s]\d{4})?$"> <span slot="note">12345 or 12345-2345</span> </leaf-input> <leaf-label for="contact-me-country">Country</leaf-label> <leaf-select autocomplete="country" name="Country" required id="contact-me-country"> <leaf-select-option selected disabled value>Choose a Country</leaf-select-option> <leaf-select-option value="US">United States</leaf-select-option> <leaf-select-option value="CA">Canada</leaf-select-option> <leaf-select-option value="GB">United Kingdom</leaf-select-option> <leaf-select-option disabled value="spacer">------------</leaf-select-option> <leaf-select-option value="AD">Andorra</leaf-select-option> <leaf-select-option value="AE">United Arab Emirates</leaf-select-option> <leaf-select-option value="AF">Afghanistan</leaf-select-option> <leaf-select-option value="AG">Antigua and Barbuda</leaf-select-option> <leaf-select-option value="AI">Anguilla</leaf-select-option> <leaf-select-option value="AL">Albania</leaf-select-option> <leaf-select-option value="AM">Armenia</leaf-select-option> <leaf-select-option value="AO">Angola</leaf-select-option> <leaf-select-option value="AQ">Antarctica</leaf-select-option> <leaf-select-option value="AR">Argentina</leaf-select-option> <leaf-select-option value="AS">American Samoa</leaf-select-option> <leaf-select-option value="AT">Austria</leaf-select-option> <leaf-select-option value="AU">Australia</leaf-select-option> <leaf-select-option value="AW">Aruba</leaf-select-option> <leaf-select-option value="AX">Aland Islands</leaf-select-option> <leaf-select-option value="AZ">Azerbaijan</leaf-select-option> <leaf-select-option value="BA">Bosnia and Herzegovina</leaf-select-option> <leaf-select-option value="BB">Barbados</leaf-select-option> <leaf-select-option value="BD">Bangladesh</leaf-select-option> <leaf-select-option value="BE">Belgium</leaf-select-option> <leaf-select-option value="BF">Burkina Faso</leaf-select-option> <leaf-select-option value="BG">Bulgaria</leaf-select-option> <leaf-select-option value="BH">Bahrain</leaf-select-option> <leaf-select-option value="BI">Burundi</leaf-select-option> <leaf-select-option value="BJ">Benin</leaf-select-option> <leaf-select-option value="BL">Saint Barthelemy</leaf-select-option> <leaf-select-option value="BM">Bermuda</leaf-select-option> <leaf-select-option value="BN">Brunei</leaf-select-option> <leaf-select-option value="BO">Bolivia</leaf-select-option> <leaf-select-option value="BQ">Bonaire, Saint Eustatius and Saba </leaf-select-option> <leaf-select-option value="BR">Brazil</leaf-select-option> <leaf-select-option value="BS">Bahamas</leaf-select-option> <leaf-select-option value="BT">Bhutan</leaf-select-option> <leaf-select-option value="BV">Bouvet Island</leaf-select-option> <leaf-select-option value="BW">Botswana</leaf-select-option> <leaf-select-option value="BY">Belarus</leaf-select-option> <leaf-select-option value="BZ">Belize</leaf-select-option> <leaf-select-option value="CC">Cocos Islands</leaf-select-option> <leaf-select-option value="CD">Democratic Republic of the Congo</leaf-select-option> <leaf-select-option value="CF">Central African Republic</leaf-select-option> <leaf-select-option value="CG">Republic of the Congo</leaf-select-option> <leaf-select-option value="CH">Switzerland</leaf-select-option> <leaf-select-option value="CI">Ivory Coast</leaf-select-option> <leaf-select-option value="CK">Cook Islands</leaf-select-option> <leaf-select-option value="CL">Chile</leaf-select-option> <leaf-select-option value="CM">Cameroon</leaf-select-option> <leaf-select-option value="CN">China</leaf-select-option> <leaf-select-option value="CO">Colombia</leaf-select-option> <leaf-select-option value="CR">Costa Rica</leaf-select-option> <leaf-select-option value="CU">Cuba</leaf-select-option> <leaf-select-option value="CV">Cape Verde</leaf-select-option> <leaf-select-option value="CW">Curacao</leaf-select-option> <leaf-select-option value="CX">Christmas Island</leaf-select-option> <leaf-select-option value="CY">Cyprus</leaf-select-option> <leaf-select-option value="CZ">Czech Republic</leaf-select-option> <leaf-select-option value="DE">Germany</leaf-select-option> <leaf-select-option value="DJ">Djibouti</leaf-select-option> <leaf-select-option value="DK">Denmark</leaf-select-option> <leaf-select-option value="DM">Dominica</leaf-select-option> <leaf-select-option value="DO">Dominican Republic</leaf-select-option> <leaf-select-option value="DZ">Algeria</leaf-select-option> <leaf-select-option value="EC">Ecuador</leaf-select-option> <leaf-select-option value="EE">Estonia</leaf-select-option> <leaf-select-option value="EG">Egypt</leaf-select-option> <leaf-select-option value="EH">Western Sahara</leaf-select-option> <leaf-select-option value="ER">Eritrea</leaf-select-option> <leaf-select-option value="ES">Spain</leaf-select-option> <leaf-select-option value="ET">Ethiopia</leaf-select-option> <leaf-select-option value="FI">Finland</leaf-select-option> <leaf-select-option value="FJ">Fiji</leaf-select-option> <leaf-select-option value="FK">Falkland Islands</leaf-select-option> <leaf-select-option value="FM">Micronesia</leaf-select-option> <leaf-select-option value="FO">Faroe Islands</leaf-select-option> <leaf-select-option value="FR">France</leaf-select-option> <leaf-select-option value="GA">Gabon</leaf-select-option> <leaf-select-option value="GD">Grenada</leaf-select-option> <leaf-select-option value="GE">Georgia</leaf-select-option> <leaf-select-option value="GF">French Guiana</leaf-select-option> <leaf-select-option value="GG">Guernsey</leaf-select-option> <leaf-select-option value="GH">Ghana</leaf-select-option> <leaf-select-option value="GI">Gibraltar</leaf-select-option> <leaf-select-option value="GL">Greenland</leaf-select-option> <leaf-select-option value="GM">Gambia</leaf-select-option> <leaf-select-option value="GN">Guinea</leaf-select-option> <leaf-select-option value="GP">Guadeloupe</leaf-select-option> <leaf-select-option value="GQ">Equatorial Guinea</leaf-select-option> <leaf-select-option value="GR">Greece</leaf-select-option> <leaf-select-option value="GS">South Georgia and the South Sandwich Islands</leaf-select-option> <leaf-select-option value="GT">Guatemala</leaf-select-option> <leaf-select-option value="GU">Guam</leaf-select-option> <leaf-select-option value="GW">Guinea-Bissau</leaf-select-option> <leaf-select-option value="GY">Guyana</leaf-select-option> <leaf-select-option value="HK">Hong Kong</leaf-select-option> <leaf-select-option value="HM">Heard Island and McDonald Islands</leaf-select-option> <leaf-select-option value="HN">Honduras</leaf-select-option> <leaf-select-option value="HR">Croatia</leaf-select-option> <leaf-select-option value="HT">Haiti</leaf-select-option> <leaf-select-option value="HU">Hungary</leaf-select-option> <leaf-select-option value="ID">Indonesia</leaf-select-option> <leaf-select-option value="IE">Ireland</leaf-select-option> <leaf-select-option value="IL">Israel</leaf-select-option> <leaf-select-option value="IM">Isle of Man</leaf-select-option> <leaf-select-option value="IN">India</leaf-select-option> <leaf-select-option value="IO">British Indian Ocean Territory</leaf-select-option> <leaf-select-option value="IQ">Iraq</leaf-select-option> <leaf-select-option value="IR">Iran</leaf-select-option> <leaf-select-option value="IS">Iceland</leaf-select-option> <leaf-select-option value="IT">Italy</leaf-select-option> <leaf-select-option value="JE">Jersey</leaf-select-option> <leaf-select-option value="JM">Jamaica</leaf-select-option> <leaf-select-option value="JO">Jordan</leaf-select-option> <leaf-select-option value="JP">Japan</leaf-select-option> <leaf-select-option value="KE">Kenya</leaf-select-option> <leaf-select-option value="KG">Kyrgyzstan</leaf-select-option> <leaf-select-option value="KH">Cambodia</leaf-select-option> <leaf-select-option value="KI">Kiribati</leaf-select-option> <leaf-select-option value="KM">Comoros</leaf-select-option> <leaf-select-option value="KN">Saint Kitts and Nevis</leaf-select-option> <leaf-select-option value="KP">North Korea</leaf-select-option> <leaf-select-option value="KR">South Korea</leaf-select-option> <leaf-select-option value="KW">Kuwait</leaf-select-option> <leaf-select-option value="KY">Cayman Islands</leaf-select-option> <leaf-select-option value="KZ">Kazakhstan</leaf-select-option> <leaf-select-option value="LA">Laos</leaf-select-option> <leaf-select-option value="LB">Lebanon</leaf-select-option> <leaf-select-option value="LC">Saint Lucia</leaf-select-option> <leaf-select-option value="LI">Liechtenstein</leaf-select-option> <leaf-select-option value="LK">Sri Lanka</leaf-select-option> <leaf-select-option value="LR">Liberia</leaf-select-option> <leaf-select-option value="LS">Lesotho</leaf-select-option> <leaf-select-option value="LT">Lithuania</leaf-select-option> <leaf-select-option value="LU">Luxembourg</leaf-select-option> <leaf-select-option value="LV">Latvia</leaf-select-option> <leaf-select-option value="LY">Libya</leaf-select-option> <leaf-select-option value="MA">Morocco</leaf-select-option> <leaf-select-option value="MC">Monaco</leaf-select-option> <leaf-select-option value="MD">Moldova</leaf-select-option> <leaf-select-option value="ME">Montenegro</leaf-select-option> <leaf-select-option value="MF">Saint Martin</leaf-select-option> <leaf-select-option value="MG">Madagascar</leaf-select-option> <leaf-select-option value="MH">Marshall Islands</leaf-select-option> <leaf-select-option value="MK">Macedonia</leaf-select-option> <leaf-select-option value="ML">Mali</leaf-select-option> <leaf-select-option value="MM">Myanmar</leaf-select-option> <leaf-select-option value="MN">Mongolia</leaf-select-option> <leaf-select-option value="MO">Macao</leaf-select-option> <leaf-select-option value="MP">Northern Mariana Islands</leaf-select-option> <leaf-select-option value="MQ">Martinique</leaf-select-option> <leaf-select-option value="MR">Mauritania</leaf-select-option> <leaf-select-option value="MS">Montserrat</leaf-select-option> <leaf-select-option value="MT">Malta</leaf-select-option> <leaf-select-option value="MU">Mauritius</leaf-select-option> <leaf-select-option value="MV">Maldives</leaf-select-option> <leaf-select-option value="MW">Malawi</leaf-select-option> <leaf-select-option value="MX">Mexico</leaf-select-option> <leaf-select-option value="MY">Malaysia</leaf-select-option> <leaf-select-option value="MZ">Mozambique</leaf-select-option> <leaf-select-option value="NA">Namibia</leaf-select-option> <leaf-select-option value="NC">New Caledonia</leaf-select-option> <leaf-select-option value="NE">Niger</leaf-select-option> <leaf-select-option value="NF">Norfolk Island</leaf-select-option> <leaf-select-option value="NG">Nigeria</leaf-select-option> <leaf-select-option value="NI">Nicaragua</leaf-select-option> <leaf-select-option value="NL">Netherlands</leaf-select-option> <leaf-select-option value="NO">Norway</leaf-select-option> <leaf-select-option value="NP">Nepal</leaf-select-option> <leaf-select-option value="NR">Nauru</leaf-select-option> <leaf-select-option value="NU">Niue</leaf-select-option> <leaf-select-option value="NZ">New Zealand</leaf-select-option> <leaf-select-option value="OM">Oman</leaf-select-option> <leaf-select-option value="PA">Panama</leaf-select-option> <leaf-select-option value="PE">Peru</leaf-select-option> <leaf-select-option value="PF">French Polynesia</leaf-select-option> <leaf-select-option value="PG">Papua New Guinea</leaf-select-option> <leaf-select-option value="PH">Philippines</leaf-select-option> <leaf-select-option value="PK">Pakistan</leaf-select-option> <leaf-select-option value="PL">Poland</leaf-select-option> <leaf-select-option value="PM">Saint Pierre and Miquelon</leaf-select-option> <leaf-select-option value="PN">Pitcairn</leaf-select-option> <leaf-select-option value="PR">Puerto Rico</leaf-select-option> <leaf-select-option value="PS">Palestinian Territory</leaf-select-option> <leaf-select-option value="PT">Portugal</leaf-select-option> <leaf-select-option value="PW">Palau</leaf-select-option> <leaf-select-option value="PY">Paraguay</leaf-select-option> <leaf-select-option value="QA">Qatar</leaf-select-option> <leaf-select-option value="RE">Reunion</leaf-select-option> <leaf-select-option value="RO">Romania</leaf-select-option> <leaf-select-option value="RS">Serbia</leaf-select-option> <leaf-select-option value="RU">Russia</leaf-select-option> <leaf-select-option value="RW">Rwanda</leaf-select-option> <leaf-select-option value="SA">Saudi Arabia</leaf-select-option> <leaf-select-option value="SB">Solomon Islands</leaf-select-option> <leaf-select-option value="SC">Seychelles</leaf-select-option> <leaf-select-option value="SD">Sudan</leaf-select-option> <leaf-select-option value="SE">Sweden</leaf-select-option> <leaf-select-option value="SG">Singapore</leaf-select-option> <leaf-select-option value="SH">Saint Helena</leaf-select-option> <leaf-select-option value="SI">Slovenia</leaf-select-option> <leaf-select-option value="SJ">Svalbard and Jan Mayen</leaf-select-option> <leaf-select-option value="SK">Slovakia</leaf-select-option> <leaf-select-option value="SL">Sierra Leone</leaf-select-option> <leaf-select-option value="SM">San Marino</leaf-select-option> <leaf-select-option value="SN">Senegal</leaf-select-option> <leaf-select-option value="SO">Somalia</leaf-select-option> <leaf-select-option value="SR">Suriname</leaf-select-option> <leaf-select-option value="SS">South Sudan</leaf-select-option> <leaf-select-option value="ST">Sao Tome and Principe</leaf-select-option> <leaf-select-option value="SV">El Salvador</leaf-select-option> <leaf-select-option value="SX">Sint Maarten</leaf-select-option> <leaf-select-option value="SY">Syria</leaf-select-option> <leaf-select-option value="SZ">Swaziland</leaf-select-option> <leaf-select-option value="TC">Turks and Caicos Islands</leaf-select-option> <leaf-select-option value="TD">Chad</leaf-select-option> <leaf-select-option value="TF">French Southern Territories</leaf-select-option> <leaf-select-option value="TG">Togo</leaf-select-option> <leaf-select-option value="TH">Thailand</leaf-select-option> <leaf-select-option value="TJ">Tajikistan</leaf-select-option> <leaf-select-option value="TK">Tokelau</leaf-select-option> <leaf-select-option value="TL">East Timor</leaf-select-option> <leaf-select-option value="TM">Turkmenistan</leaf-select-option> <leaf-select-option value="TN">Tunisia</leaf-select-option> <leaf-select-option value="TO">Tonga</leaf-select-option> <leaf-select-option value="TR">Turkey</leaf-select-option> <leaf-select-option value="TT">Trinidad and Tobago</leaf-select-option> <leaf-select-option value="TV">Tuvalu</leaf-select-option> <leaf-select-option value="TW">Taiwan</leaf-select-option> <leaf-select-option value="TZ">Tanzania</leaf-select-option> <leaf-select-option value="UA">Ukraine</leaf-select-option> <leaf-select-option value="UG">Uganda</leaf-select-option> <leaf-select-option value="UM">United States Minor Outlying Islands</leaf-select-option> <leaf-select-option value="UY">Uruguay</leaf-select-option> <leaf-select-option value="UZ">Uzbekistan</leaf-select-option> <leaf-select-option value="VA">Vatican</leaf-select-option> <leaf-select-option value="VC">Saint Vincent and the Grenadines</leaf-select-option> <leaf-select-option value="VE">Venezuela</leaf-select-option> <leaf-select-option value="VG">British Virgin Islands</leaf-select-option> <leaf-select-option value="VI">U.S. Virgin Islands</leaf-select-option> <leaf-select-option value="VN">Vietnam</leaf-select-option> <leaf-select-option value="VU">Vanuatu</leaf-select-option> <leaf-select-option value="WF">Wallis and Futuna</leaf-select-option> <leaf-select-option value="WS">Samoa</leaf-select-option> <leaf-select-option value="XK">Kosovo</leaf-select-option> <leaf-select-option value="YE">Yemen</leaf-select-option> <leaf-select-option value="YT">Mayotte</leaf-select-option> <leaf-select-option value="ZA">South Africa</leaf-select-option> <leaf-select-option value="ZM">Zambia</leaf-select-option> <leaf-select-option value="ZW">Zimbabwe</leaf-select-option> </leaf-select> <leaf-label for="contact-me-iam">I am a(n):</leaf-label> <leaf-select autocomplete="on" name="role" required id="contact-me-iam"> <leaf-select-option value selected disabled>Select...</leaf-select-option> <leaf-select-option value="Seeking coverage for myself and/or my family">Seeking coverage for myself and/or my family</leaf-select-option> <leaf-select-option value="Seeking coverage for my small business (<25 employees)"> Seeking coverage for my small business 25 employees </leaf-select-option> <leaf-select-option value="Employer looking to offer coverage through Cigna">Employer looking to offer coverage through Cigna</leaf-select-option> <leaf-select-option value="Employer with international presence looking for information about Cigna benefits">Employer with international presence looking for information about Cigna benefits</leaf-select-option> <leaf-select-option value="Employee of a company who currently has Cigna benefits">Employee of a company who currently has Cigna benefits</leaf-select-option> <leaf-select-option value="Employer currently offering Cigna">Employer currently offering Cigna</leaf-select-option> <leaf-select-option value="Broker who is looking to quote Cigna">Broker who is looking to quote Cigna</leaf-select-option> <leaf-select-option value="Other (please explain)">Other (please explain)</leaf-select-option> </leaf-select> <leaf-label for="contact-me-other">If you chose "Other" above, please explain:</leaf-label> <leaf-input autocomplete="on" name="other" type="text" id="contact-me-other"> </leaf-input> <leaf-label for="contact-me-empsize">Employee Size</leaf-label> <leaf-select autocomplete="on" name="dropdownMenu" required id="contact-me-empsize"> <leaf-select-option value selected disabled>Select...</leaf-select-option> <leaf-select-option value="1-2">1-2</leaf-select-option> <leaf-select-option value="3-10">3-10</leaf-select-option> <leaf-select-option value="11-24">11-24</leaf-select-option> <leaf-select-option value="25-50">25-50</leaf-select-option> <leaf-select-option value="51-99">51-99</leaf-select-option> <leaf-select-option value="100-249">100-249</leaf-select-option> <leaf-select-option value="250-499">250-499</leaf-select-option> <leaf-select-option value="500-4,999">500-4,999</leaf-select-option> <leaf-select-option value="5,000+">5,000+</leaf-select-option> <leaf-select-option value="5,000+ multiple states">5,000+ multiple states</leaf-select-option> </leaf-select> <leaf-label for="contact-me-phone">Business Phone</leaf-label> <leaf-input autocomplete="tel" name="busPhone" type="tel" required id="contact-me-phone" pattern="[+]?[0-9- ]{0,14}$"> <span slot="note">+1 123 456 5678</span> </leaf-input> <p> I consent to receive calls or texts from Cigna and its affiliates that may deliver an autodialed or prerecorded telemarketing message at the phone number provided above. I understand that my consent is not required to purchase products or services. </p> <leaf-label for="contact-me-comments">Comments</leaf-label> <leaf-input autocomplete="on" name="comments1" type="text" id="contact-me-comments"></leaf-input> <leaf-button type="submit">Contact Me</leaf-button> <p>You may be contacted by a licensed insurance agent.</p> </form> <leaf-alert variant="standalone" type="success" class="leaf-u-margin-top-24"> <h6 slot="heading">Thank you</h6> Your data has been submitted. </leaf-alert> <leaf-alert variant="standalone" type="error" class="leaf-u-margin-top-24"> <h6 slot="heading">Oops!</h6> There was a problem submitting your data, please try again later. </leaf-alert></div> <div slot="cta"></div> </leaf-modal> </div> <div class="iw_component" id="iw_comp1698403919327"> <style>#iw_comp1698403919327{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-margin-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-align-self-start"><h2>Employer Health Insurance Plans</h2> <p>Our <strong>personalized whole health approach</strong> and a <strong>deep engagement</strong> with health care providers gives your employees access to the right level of care at the right time. Through partnerships such as Cigna Collaborative Care<sup>®1</sup> and Cigna Care Network<sup>®</sup>—which are embedded in all our medical networks—providers continuously collaborate to improve health outcomes and eliminate unnecessary costs.</p> <p>Together, we can help you choose plans that allow your employees to stay healthy and bring their best selves to work every day.</p> <h2>Cigna Healthcare Medical Plans At A Glance</h2> <p>Your plan will vary based on what you discuss with your local Cigna Healthcare<sup>SM</sup>* representative, but here is a basic summary of what's included in our medical plans. View each plan page for additional details. Have questions?</p> <p><a class="leaf-u-link--action leaf-u-link--no-underline" href="#ContactMeEloquaForm" data-modal-id="ContactMeEloquaForm">Ask to speak with a Cigna Healthcare representative</a></p></div> </div> <div class="columns iw_columns large-5"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403919412"> <style>#iw_comp1698403919412{}</style><div class="leaf-c-content-block leaf-u-margin-top-24 leaf-u-align-self-start"><div><chc-table variant="scrollable" table-header-color="default"> <table slot="table"><caption> </caption> <thead> <tr> <th id="table0-header0" style="min-width: 150px;"> <div>Plan</div> </th> <th id="table0-header1"> <div>Highlights</div> </th> <th id="table0-header2"> <div>Network Type</div> </th> <th id="table0-header3"> <div>Out-of-Network Coverage</div> </th> <th id="table0-header4"> <div>Primary Care Provider (PCP) Required</div> </th> <th id="table0-header5"> <div>Referrals to Specialists Required</div> </th> </tr> </thead> <tbody> <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/oap">Cigna Open Access Plus (OAP)</a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>Seamless, national network</li> <li>Competitive network discounts</li> <li>Employee steerage to high-value in-network providers****</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Large</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon>**</div> </td> <td headers="table0-header4 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> <td headers="table0-header5 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/ppo">Preferred Provider Organization (PPO)</a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>National network, similar to OAP</li> <li>Smaller differentials = More employee flexibility with out-of-network care</li> <li>EPO plan available to restrict out of network coverage</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Large</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon>**</div> </td> <td headers="table0-header4 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> <td headers="table0-header5 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/localplus">LocalPlus<sup>®</sup></a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>Local, limited network that allows for focus on value and savings</li> <li>Up to 18% savings over OAP network<sup>2</sup></li> <li>Offers out-of-network coverage for temporary relocation</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Local</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon>**</div> </td> <td headers="table0-header4 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> <td headers="table0-header5 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/surefit">Cigna SureFit<sup>®</sup></a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>Hyper-local network, only available in select markets</li> <li>Care is coordinated by a PCP, which can help lower costs and improve health outcomes</li> <li>Up to 15% savings over OAP network<sup>3</sup></li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Local</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="x-circle" label="NO" size="large" class="leaf-u-color-bg-error-strong"></leaf-icon></div> </td> <td headers="table0-header4 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon></div> </td> <td headers="table0-header5 table0-row0"> <div>Varies by plan</div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/hmo">Health Maintenance Organization (HMO)</a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>Hyper-local network, only available in select markets</li> <li>Care is coordinated by a PCP, which can help lower costs and improve health outcomes</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Local</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon>**</div> </td> <td headers="table0-header4 table0-row0"> <div>Varies by plan***</div> </td> <td headers="table0-header5 table0-row0"> <div>Varies by plan***</div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/network">Medical Network</a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>Hyper-local network, only available in select markets</li> <li>Care is coordinated by a PCP, which can help lower costs and improve health outcomes</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Local</div> </td> <td headers="table0-header3 table0-row0"> <div><leaf-icon set="system" name="check-circle" label="Yes" size="large" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon>**</div> </td> <td headers="table0-header4 table0-row0"> <div>Varies by plan***</div> </td> <td headers="table0-header5 table0-row0"> <div>Varies by plan***</div> </td> </tr>  <tr> <td id="table0-row0" headers="table0-header0"> <div><strong><a href="/employers/medical-plans/indemnity">Medical Indemnity</a></strong></div> </td> <td headers="table0-header1 table0-row0"> <div> <ul> <li>No network requirements</li> <li>Cost control provided through flexible plan design</li> <li>Savings program delivers claim cost savings on many health care providers and facilities that may not covered by our current networks</li> </ul> </div> </td> <td headers="table0-header2 table0-row0"> <div>Large</div> </td> <td headers="table0-header3 table0-row0"> <div>N/A</div> </td> <td headers="table0-header4 table0-row0"> <div>N/A</div> </td> <td headers="table0-header5 table0-row0"> <div>N/A</div> </td> </tr> </tbody> </table> </chc-table> <p><em>** Lock-in plans are available to restrict out-of-network coverage.</em></p> <p><em>*** HMO and Network plans also contain OAP where PCP selection and specialist referrals are not required</em></p> <p><em>**** Made up of a highly collaborative network of providers and facilities</em></p> </div></div> </div> <div class="iw_component" id="iw_comp1698403919545"> <style>#iw_comp1698403919545{}</style><div class="leaf-c-content-block leaf-u-margin-top-24 leaf-u-align-self-start"><p><a href="/employers/business-types">View health insurance plans by organization size or type</a></p></div> </div> <div class="iw_component" id="iw_comp1698403920689"> <style>#iw_comp1698403920689{}</style><chc-promo class="leaf-u-align-self-start" variant="simple" color="default" size="default" image-position="initial"> <h3 slot="heading">Group Medicare Plans</h3> <div slot="content">Health care coverage options designed to meet the changing needs of your retired employees and your organization.</div> <leaf-flex-container slot="cta"><span><a href="/employers/medical-plans/medicare-group-plans" class="leaf-u-link--action leaf-u-link--no-underline" target="_self">Learn more about Group Medicare Plans</a></span></leaf-flex-container> </chc-promo> </div> <div class="iw_component" id="iw_comp1701223948461"> <style>#iw_comp1701223948461{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-row type="undefined" columns="2" class="leaf-u-margin-top-none leaf-u-align-self-start"> <leaf-card variant="simple" decorationposition="center" textposition="center" interactive="true"> <leaf-icon slot="decoration" set="chc" name="provider-stethoscope"></leaf-icon> <h3 slot="heading"><a href="https://hcpdirectory.cigna.com/web/public/consumer/directory" target="_blank" rel="noopener noreferrer" class="leaf-u-typography-unset leaf-u-link--external">Find in-network providers</a></h3> <div slot="content">Staying in-network can help your clients lower costs.</div> </leaf-card> <leaf-card variant="simple" decorationposition="center" textposition="center" interactive="true"> <leaf-icon slot="decoration" set="chc" name="pill-bottle"></leaf-icon> <h3 slot="heading"><a href="/individuals-families/member-guide/offered-by-employers-drug-list" target="_self" class="leaf-u-typography-unset">View prescription drug lists</a></h3> <div slot="content">See which drugs are covered by your plan.</div> </leaf-card> </chc-row> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403920828"> <style>#iw_comp1698403920828{}</style><div class="chc-layout-with-bg chc-layout-with-bg--light-green leaf-u-gap-none leaf-u-padding-bottom-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start"><h2>Network Types</h2> <p>Our medical plans are divided into two main network types: Large National Access and Local Solutions.</p></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1700411782274"> <style>#iw_comp1700411782274{}</style><div class="chc-layout-with-bg chc-layout-with-bg--light-green leaf-u-margin-top-none leaf-u-gap-none leaf-u-padding-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-6"> <leaf-list variant="alternate" class="leaf-u-margin-top-24 leaf-u-align-self-start" columns="1"> <h3 class="leaf-u-color-content-brand-strong" slot="heading">Large National Access Network</h3> <p slot="content">Provides employees with access to a large national network of quality providers and facilities. Employees have the choice to stay in-network or go out-of-network (which can lead to higher out-of-pocket costs). Includes:</p> <li><a href="/employers/medical-plans/oap" target="_self">OAP</a></li> <li><a href="/employers/medical-plans/ppo" target="_self">PPO</a></li> <li><a href="/employers/medical-plans/indemnity" target="_self">Medical Indemnity</a></li> </leaf-list> </div> <div class="columns iw_columns large-6"> <leaf-list variant="alternate" class="leaf-u-margin-top-24 leaf-u-align-self-start" columns="1"> <h3 class="leaf-u-color-content-brand-strong" slot="heading">Local Solutions Network</h3> <p slot="content">Provides employees with access to a local, limited network of quality providers and facilities. The size and scope of the local network varies by each type of plan. Includes:</p> <li><a href="/employers/medical-plans/localplus" target="_self">LocalPlus</a></li> <li><a href="/employers/medical-plans/surefit" target="_self">SureFit</a></li> <li><a href="/employers/medical-plans/hmo" target="_self">HMO</a></li> <li><a href="/employers/medical-plans/network" target="_self">Medical Network</a></li> </leaf-list> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403920843"> <style>#iw_comp1698403920843{}</style><div class="chc-layout-with-bg chc-layout-with-bg--light-gray leaf-u-margin-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-value-props background="transparent" type="undefined" columns="3" icon-color-name="accent-2-xstrong" class="leaf-u-align-self-start"> <chc-value-prop-heading slot="heading"> <leaf-icon slot="icon" set="chc" name="solid-leaf-dark-orange"></leaf-icon> <div slot="heading"> <h2 class="leaf-u-typography-headline-default">Features of All Cigna Healthcare Medical Plans</h2> </div> </chc-value-prop-heading> <chc-value-prop> <leaf-icon slot="icon" set="chc" name="headphones"></leaf-icon> <h3 slot="heading">24/7/365 Live Customer Service</h3> <div>Employees can get live support anywhere, anytime, whether they have questions about their benefits, are looking for advice from a nurse, or want ways to make the most of their medical plan.</div> </chc-value-prop> <chc-value-prop> <leaf-icon slot="icon" set="chc" name="virtual-care"></leaf-icon> <h3 slot="heading">Virtual Care</h3> <div>Through MDLIVE, employees have access to a full suite of telehealth options, including urgent care, primary care, behavioral health, and physical therapy.</div> </chc-value-prop> <chc-value-prop> <leaf-icon slot="icon" set="chc" name="world"></leaf-icon> <h3 slot="heading">Widespread Coverage and Network of Facilities</h3> <div>Employees have in-network coverage for emergencies<sup>4</sup> as well as access to our large national network of labs, x-ray and radiology offices, and dialysis centers.</div> </chc-value-prop> </chc-value-props> <div class="leaf-c-content-block "><leaf-divider variant="horizontal"></leaf-divider></div> <div class="leaf-c-content-block leaf-u-align-self-start"><h4>Additional Benefits:</h4> <br /> <div> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-6"> <div class="leaf-c-content-block leaf-u-margin-top-none"><leaf-list iconlist=""> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Cigna Easy Choice Tool</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Healthy Pregnancies, Healthy Babies</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>My Health Dashboard (includes Health Assessment)</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Optional health and wellness incentive programs<sup>5</sup></span></li> </leaf-list></div> </div> <div class="columns iw_columns large-6"> <div class="leaf-c-content-block leaf-u-margin-top-none"><leaf-list iconlist=""> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Digital tools including the myCigna<sup>® </sup> mobile app</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Personal Health Record through WebMD</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Cigna Healthcare Well-Being Solution, together with Virgin Pulse</span></li> <li><leaf-icon set="system" name="check-circle" class="leaf-u-color-bg-accent-2-xstrong"></leaf-icon><span>Identity Force<sup>® </sup> (included for all businesses with under 3,000 employees)</span></li> </leaf-list></div> </div> </div> </div> </div></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403920973"> <style>#iw_comp1698403920973{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-margin-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-align-self-start"><h2>Consider Integrating Benefits</h2> <p>Combine medical, pharmacy, and more for an integrated benefits package that could save up to $148 in medical costs per employee per year.<sup>6</sup> Integrated customers are also more likely to be engaged and participate in health improvement plans, such as wellness coaching.</p></div> </div> <div class="columns iw_columns large-1"></div> <div class="columns iw_columns large-4"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403920974"> <style>#iw_comp1698403920974{}</style><chc-row type="undefined" columns="2" class="leaf-u-margin-top-24 leaf-u-align-self-start"> <leaf-card variant="simple" decorationposition="left" textposition="left" interactive="true"> <h3 slot="heading"><a href="/employers/pharmacy/" target="_self" class="leaf-u-typography-unset">Pharmacy</a></h3> <div slot="content">A suite of solutions with options including multiple drug lists and a national network of cost-effective pharmacies.</div> </leaf-card> <leaf-card variant="simple" decorationposition="left" textposition="left" interactive="true"> <h3 slot="heading"><a href="/employers/behavioral-health/" target="_self" class="leaf-u-typography-unset">Behavioral Health Programs</a></h3> <div slot="content">Get support from our nationwide network of behavioral care providers and comprehensive programs, tools, and services.</div> </leaf-card> </chc-row> </div> <div class="iw_component" id="iw_comp1698403920975"> <style>#iw_comp1698403920975{}</style><chc-promo class="leaf-u-align-self-start" variant="brand" color="default" size="large" image-position="initial"><picture slot="image"> <source media="(min-width: 960px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/integrated-benefits-vid-16x9-lg@x2.jpg"> <source media="(min-width: 768px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/integrated-benefits-vid-16x9-md@x2.jpg"> <source media="(min-width: 375px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/integrated-benefits-vid-16x9-sm@x2.jpg"> <source media="(min-width: 0px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/integrated-benefits-vid-16x9-sm.jpg"><img src="/static/www-cigna-com/images/employers/integrated-benefits-vid-16x9-sm.jpg" aria-hidden="true"></picture><div slot="meta">VIDEO</div> <h3 slot="heading">Turn Your Health Plan into a Growth Plan Through Integrated Benefits</h3> <div slot="content">Watch how our integrated benefits and whole-person approach improves customers’ engagement with their health. (Length: 00:02:57)</div> <leaf-flex-container slot="cta"> <leaf-button variant="primary" data-modal-id="integrated-benefit" target="modal"> <leaf-icon slot="icon-after" set="system" name="play-arrow"></leaf-icon>Watch Video</leaf-button> </leaf-flex-container> </chc-promo> </div> <div class="iw_component" id="iw_comp1698403921009"> <style>#iw_comp1698403921009{}</style><leaf-modal id="integrated-benefit" size="undefined" class="leaf-u-align-self-start"> <h4 slot="heading">Turn Your Health Plan into a Growth Plan Through Integrated Benefits</h4> <div><p><a href="/static/www-cigna-com/docs/employers-value-of-integration-video-transcript.pdf" target="_blank">Read the transcript [PDF]</a></p> <leaf-multimedia-limelight variant="video" contenttype="media" contentid="72f6f845700e4fac8cb6767a6816b526" class="leaf-u-margin-top-24"> </leaf-multimedia-limelight></div> <div slot="cta"></div> </leaf-modal> </div> <div class="iw_component" id="iw_comp1698403920996"> <style>#iw_comp1698403920996{}</style><chc-promo class="leaf-u-align-self-start" layout="image-right" variant="brand-image" color="dark-green" size="default" image-position="right"><picture slot="image"> <source media="(min-width: 960px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-2-16x9-lg.jpg"> <source media="(min-width: 768px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-2-16x9-md.jpg"> <source media="(min-width: 375px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-2-16x9-sm.jpg"> <source media="(min-width: 0px)" type="image/jpeg" srcset="/static/www-cigna-com/images/employers/medical-plans/medical-plans-2-16x9-xs.jpg"><img src="/static/www-cigna-com/images/employers/medical-plans/medical-plans-2-16x9-xs.jpg" aria-hidden="true"></picture><h3 slot="heading">Savings and Spending Accounts</h3> <div slot="content">Pair a medical plan with a HSA, HRA, or FSA to help your employees plan and save.</div> <leaf-flex-container slot="cta"><span><a href="/employers/savings-spending-accounts/" class="leaf-u-link--action leaf-u-link--no-underline leaf-u-link--inverted" target="_self">Learn more about savings and spending accounts</a></span></leaf-flex-container> </chc-promo> </div> <div class="iw_component" id="iw_comp1698403921173"> <style>#iw_comp1698403921173{}</style><chc-promo class="leaf-u-align-self-start" variant="simple" color="light-orange" size="default" image-position="initial"> <leaf-icon slot="icon" set="chc" name="clipboard-bullets"></leaf-icon> <h3 slot="heading">Visit our Knowledge Center for helpful information you can share with your employees:</h3> <div slot="content"><p><a href="/knowledge-center/why-do-you-need-health-insurance">Do You Need Health Insurance?</a></p> <p><a href="/knowledge-center/how-health-insurance-works">How Health Insurance Works</a></p> <p><a href="/knowledge-center/types-of-health-insurance">Types of Health Insurance</a></p></div> <leaf-flex-container slot="cta"><span><a href="/knowledge-center/#understandinginsurance" class="leaf-u-link--action leaf-u-link--no-underline" target="_self">View more insurance articles</a></span></leaf-flex-container> </chc-promo> </div> <div class="iw_component" id="iw_comp1701223949466"> <style>#iw_comp1701223949466{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-margin-top-none leaf-u-padding-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <div class="leaf-c-content-block "><leaf-divider variant="horizontal"></leaf-divider></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403926502"> <style>#iw_comp1698403926502{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-padding-bottom-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start"><h2>Explore Products and Solutions</h2></div> </div> <div class="columns iw_columns large-1"></div> <div class="columns iw_columns large-4"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403926509"> <style>#iw_comp1698403926509{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-margin-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-6"> <leaf-list class="leaf-u-align-self-start" columns="1"> <h3 class="leaf-u-color-content-brand-strong" slot="heading">By Products and Services</h3> <li><a href="/employers/pharmacy/" target="_self">Pharmacy</a></li> <li><a href="/employers/health-wellness-programs/" target="_self">Health and Wellness Programs</a></li> <li><a href="/employers/behavioral-health/" target="_self">Behavioral Health Programs</a></li> <li><a href="/employers/dental-and-vision/" target="_self">Dental and Vision</a></li> <li><a href="/employers/additional-insurance/" target="_self">Supplemental Health Solutions</a></li> <li><a href="/employers/savings-spending-accounts/" target="_self">Health Savings and Spending Accounts</a></li> <li><a href="/employers/cost-control/" target="_self">Cost Control Strategies</a></li> </leaf-list> </div> <div class="columns iw_columns large-6"> <leaf-list class="leaf-u-align-self-start" columns="1"> <h3 class="leaf-u-color-content-brand-strong" slot="heading">By Business Size</h3> <li><a href="/employers/small-business" target="_self">Small Employers (2-99 employees)</a></li> <li><a href="/employers/small-to-midsize-business" target="_self">Small to Midsize Employers (100-499 employees)</a></li> <li><a href="/employers/midsize-to-large-business" target="_self">Midsize to Large Employers (500-2,999 employees)</a></li> <li><a href="/employers/large-business" target="_self">Large Employers (3,000+ employees)</a></li> </leaf-list> <leaf-list class="leaf-u-align-self-start" columns="1"> <h3 class="leaf-u-color-content-brand-strong" slot="heading">By Business Type</h3> <p slot="content"><a href="/employers/business-types" class="leaf-u-link--action leaf-u-link--no-underline">View medical plans and solutions by business type</a></p> </leaf-list> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1698403921212"> <style>#iw_comp1698403921212{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white leaf-u-margin-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start"><div class="leaf-u-typography-body-small"> <p><strong><sup>*</sup>Offered by Cigna Health and Life Insurance Company</strong></p> <p><a href="/legal/compliance/cigna-company-names">View Cigna Healthcare Company Names</a></p> <p><sup>1</sup> Cigna Collaborative Care (CCC) is our approach to achieving the same population health goals as ACOs: better health, affordability and experience. CCC participating providers are not available in all areas.</p> <p><sup>2</sup> Potential savings estimated, based on an internal national Cigna Healthcare study conducted in 2022 comparing our LocalPlus and LocalPlus IN plans with our Open Access Plus (OAP) and Open Access Plus IN (OAPIN) plans with the same benefit structure, deductibles, copay and out-of-pocket maximum limits. Savings are not guaranteed and will vary depending on plan design, geographic distribution and utilization patterns. Medical cost savings do not directly translate to rate or premium rates.</p> <p><sup>3</sup> Percentage of savings is estimated based on an internal Cigna Healthcare study conducted in 2021 comparing our SureFit networks to our Open Access Plus (OAP) networks assuming equivalent benefit structure, deductibles, copay and out-of-pocket maximum limits. Savings range represents the potential savings and is not guaranteed. Savings will also vary depending on plan design, geographic distribution and utilization patterns.</p> <p><sup>4</sup> For Emergency Services as defined by the applicable plan documents.</p> <p><sup>5</sup> Incentive programs are funded by the employer and may not be available with all product types.</p> <p><sup>6</sup> Aon was independently engaged to design and perform the Cigna Healthcare 2022 Value of Integration study. This book of business study leveraged a proprietary match case-control methodology, comparing those customers who share certain characteristics (age, gender, health status and benefits) but differ in terms of their medical, pharmacy and behavioral coverage.</p> <p>Product availability may vary by location and plan type and is subject to change. All group health insurance policies and health benefit plans contain exclusions and limitations. For costs and details of coverage, contact a Cigna Healthcare representative.</p> <p>Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT.) (CHLIC), Connecticut General Life Insurance Company, Evernorth Behavioral Health, Inc., Evernorth Care Solutions, Inc., Express Scripts, Inc., or (its) their affiliates, and HMO or service company subsidiaries of Cigna Health Corporation, including Cigna HealthCare of Arizona, Inc., Cigna HealthCare of California, Inc., Cigna HealthCare of Colorado, Inc., Cigna HealthCare of Connecticut, Inc., Cigna HealthCare of Florida, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Indiana, Inc., Cigna HealthCare of St. Louis, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of New Jersey, Inc., Cigna HealthCare of South Carolina, Inc., Cigna HealthCare of Tennessee, Inc. (CHC-TN), and Cigna HealthCare of Texas, Inc. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT).</p> <p>Plans include exclusions and limitations and may not be available in all areas. 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