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href="https://aus01.safelinks.protection.outlook.com/?url=https%3A%2F%2Fupdate.colonialfirststate.com.au%2Fcollect%2Fclick.aspx%3Fu%3DTmdPL1ZuU0tpcFFqVFh0WHdiOStNTTJHKzFDY3dnbytsSU1oMll5YkozNm1JRWVrZDFtMUFZUTZORkdqOEVHY1dMam1uUVkyS1huc2pPUDRpTStIZitBNXJndWlqVkkvR0pIRk50TThYOTVWSGhmM054eGlFRjJpTXJ6VUJiejVFbVdkUktRNFlVZXdYOTJEWE1XM3loaUQwQU9FclkzUER0VWRrbTNiM0tSTW9SRXNCNm5kZUE9PQ%3D%3D%26rh%3Dff00da32a58d2d24c65a63abd5429f753b8c1d63&data=05%7C02%7Ckim.guest%40cfs.com.au%7C0345688f40a54b653e2708dd0d07c0dc%7C7384b0a5f18a43f48d60f71b7ba245b5%7C0%7C0%7C638681049193575221%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&sdata=CICYRSpPjOmJpwm0%2BjBkRHYdCjUOEFp1K4bTKk%2Bld7A%3D&reserved=0">Aged Care Bill 2024</a> passed Parliament on 25/11/2024 and awaits Royal Assent.<br /> <br /> The new legislation includes major changes to both Home Care and Residential Aged Care including fees and charges. <br /> <br /> The legislation implements various recommendations made by the Royal Commission into Aged Care Quality and Safety, and is aimed at improving the quality and viability of the aged care system.<br /> <br /> Most proposed reforms commence <b>1 July 2025</b>. Grandfathering applies to existing Residential Aged Care residents and Home Care participants.<br /> <br /> Some details of the new reforms are still unknown as they are contained in subordinate legislation known as the 'Rules' which have only been partially released for consultation.</p> <p> </p> <p>See <a data-tracker-locationid="cfs | text1-mediarelease" href="https://www.health.gov.au/ministers/the-hon-anika-wells-mp/media/historic-aged-care-reform-passes-parliament?language=en">media release</a> by the Minister for Aged Care, Anika Wells</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-80a6f88d2d-item-b2d3dd7444-header" data-title="20/11/24 - Improving the retirement phase of super"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">20/11/24 - Improving the retirement phase of super</div> </button> <div class="Accordion__ItemPanel" id="accordion-80a6f88d2d-item-b2d3dd7444-panel" role="region" aria-labelledby="accordion-80a6f88d2d-item-b2d3dd7444-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="two-column-container-b2d3dd7444" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--8 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12"> <div id="text-36ccc774af" class="cmp-text"> <p>The Treasurer has issued a media release titled <a data-tracker-locationid="cfs | text1-improvingtheretirementphaseofsuperannuation" href="https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/media-releases/improving-retirement-phase-superannuation">Improving the retirement phase of superannuation </a>which announces reforms to the retirement phase of superannuation.</p> <p> </p> <p>The reforms will focus on four critical areas to strengthen retirement outcomes:</p> <ul><li><p>Enhanced independent guidance: The Government will expand and refresh resources on the Moneysmart website, ensuring retirees have easy access to independent, reliable information on superannuation and retirement options.</p> <p>ASIC will lead a consumer education campaign to raise awareness amongst people approaching retirement and in retirement. New resources will start rolling out in the first half of 2025.</p> <p> </p> </li><li><p>Better retirement products: By improving the innovative income stream regulations, the reforms will support innovation in quality retirement products, giving members more options that meet their needs and helping them make the most of their super. The updated regulations will commence from 1 July 2026, with consultation on draft regulations ahead of this.</p> <p>The changes include allowing funds to offer product features that members want, such as money back guarantees and instalment payments instead of an upfront lump sum.</p> <p> </p> </li><li><p>Best practice principles: A new set of voluntary best practice principles will guide the superannuation industry in designing modern, high‑quality income products that support Australians’ financial security in retirement. Consultation on draft principles to begin in 2025.</p> <p> </p> </li><li><p>Increased transparency: A new reporting framework on retirement outcomes will offer members greater transparency and create common understanding for success in the retirement phase.</p> <p> </p> <p>Further consultation with the industry and broader community on the details of these changes will begin in the first half of 2025.</p> <p> </p> <p> </p> </li></ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-80a6f88d2d-item-1b4842a4e3-header" data-title="11/11/24 - Aged care determination: Maximum accommodation payment without approval increases to $750,000"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">11/11/24 - Aged care determination: Maximum accommodation payment without approval increases to $750,000</div> </button> <div class="Accordion__ItemPanel" id="accordion-80a6f88d2d-item-1b4842a4e3-panel" role="region" aria-labelledby="accordion-80a6f88d2d-item-1b4842a4e3-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="two-column-container-1b4842a4e3" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--8 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12"> <div id="text-72a1e80846" class="cmp-text"> <p>The Government has registered a legislative instrument to increase the maximum amount of accommodation payment that an aged care provider can charge without approval from the Independent 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