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Earn points, miles, and cash back without overspending with help from The Points Guy."/><meta property="og:title" content="Best Rewards Credit Cards of February 2025 - The Points Guy"/><meta property="og:description" content="Find the best rewards credit cards that can add value to your wallet. Earn points, miles, and cash back without overspending with help from The Points Guy."/><meta property="og:url" content="https://thepointsguy.com/credit-cards/rewards/"/><meta property="og:type" content="article"/><meta property="article:published_time" content="2024-11-27T07:00:07.000Z"/><meta property="article:modified_time" content="2025-02-04T08:42:00.000Z"/><meta property="article:author" content="Matt Moffitt, Christina Ly"/><link rel="canonical" href="https://thepointsguy.com/credit-cards/rewards/"/><script id="schemaOrgCardsPage" type="application/ld+json">{"@context":"http://schema.org","@graph":[{"@type":"Place"},{"@type":"Organization","location":{"@id":"https://thepointsguy.com/credit-cards/rewards/#place"},"name":"The Points Guy","url":"https://thepointsguy.com/credit-cards/rewards/"},{"@type":"WebSite","inLanguage":"en-US","name":"The Points Guy","publisher":{"@id":"https://thepointsguy.com/credit-cards/rewards/organization"},"url":"https://thepointsguy.com/credit-cards/rewards/"},{"@type":"ImageObject","height":"315","inLanguage":"en-US","url":"https://thepointsguy.freetls.fastly.net/us/originals/2021/04/tpg_logo_600x315.jpg","width":"600"},{"@type":["WebPage","Article"],"author":[{"@type":"Person","jobTitle":"Contributing editor","name":"Matt Moffitt","url":"https://thepointsguy.com/credit-cards/rewards/author/mmoffitt"},{"@type":"Person","jobTitle":"Credit cards writer","name":"Christina Ly","url":"https://thepointsguy.com/credit-cards/rewards/author/cly"}],"contributor":{"@type":"Person","jobTitle":"Compliance manager","name":"Stanley Sanford","url":"https://thepointsguy.com/credit-cards/rewards/author/stanleysanford"},"dateModified":"2025-02-04T08:42:00.000Z","datePublished":"2024-11-27T07:00:07.000Z","description":"Find the best rewards credit cards that can add value to your wallet. Earn points, miles, and cash back without overspending with help from The Points Guy.","editor":{"@type":"Person","jobTitle":"Senior director of content","name":"Summer Hull","url":"https://thepointsguy.com/credit-cards/rewards/author/shull"},"headline":"Best rewards credit cards of February 2025","image":"https://thepointsguy.freetls.fastly.net/us/originals/2021/04/tpg_logo_600x315.jpg","inLanguage":"en-US","name":"Best rewards credit cards of February 2025"},{"@type":"FAQPage","mainEntity":[{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Reward redemption options vary based on the type of rewards credit card you have. Cash-back rewards can be redeemed via options such as a statement credit, direct deposit to your account, check, etc.</p>\n<p>Points and miles rewards are typically redeemed for flights or hotels. Other redemption options, such as gift cards and merchandise, also exist but redeeming for travel is often the way to get maximum value out of travel-focused rewards cards.</p>\n"},"name":"What can I do with credit card rewards?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>The best credit card for rewards will depend on you, your spending habits and rewards strategy. Some cards offer great cash back on grocery store purchases, while others offer bonuses for travel. There is no rewards credit card that will be the best fit for everything. The one that will result in the best value for your goals and your spending patterns is the best rewards credit card for your wallet.</p>\n"},"name":"What is the best credit card for rewards?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Typically, the answer is no. You should consult an accountant for <a href=\"https://thepointsguy.com/credit-cards/complete-guide-to-paying-taxes-on-credit-card-rewards/\">more information</a>, but if you are using your purchases to earn a welcome bonus and/or rewards, it is generally considered a rebate on spending and not taxable income. However, bonuses you may earn outside of your own spending (such as referring friends to the card) may be considered taxable.</p>\n"},"name":"Are credit card rewards taxable?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Yes, for most people. If you have a good credit score and <a href=\"https://thepointsguy.com/loyalty-programs/ten-credit-card-commandments/\">pay off your balance every month</a>, a rewards credit card is a great addition to your wallet. You can earn points and miles or cash back on everyday purchases you were going to make anyway.</p>\n"},"name":"Are credit card rewards worth it?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Generally, credit card rewards do not expire as long as your card is open and in good standing. It is still good practice to check the terms and conditions of your specific rewards credit card to see if your rewards can expire. And if you ever plan to close an account, make sure to utilize all of your rewards before closing the card.</p>\n"},"name":"Do credit card rewards expire?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>The rewards credit card world can be confusing with rotating rewards, bonus categories and points and miles transfers. Which is what makes fixed-rate rewards credit cards so valuable. </p>\n<p>With a f<a href=\"https://thepointsguy.com/credit-cards/why-you-should-get-a-fixed-rate-rewards-credit-card/\">ixed-rate rewards credit card</a>, you can earn flat rewards rates on all purchases without the need to track rotating categories or activate certain offers on a monthly or quarterly basis. With this streamlined method, you can earn rewards on every purchase while maintaining an easy and straightforward reward-earning process. </p>\n"},"name":"What are fixed-rate rewards credit cards?"},{"@type":"Question","acceptedAnswer":{"@type":"Answer","text":"<p>Many credit cards offer a  <a href=\"https://thepointsguy.com/credit-cards/best-travel-cards-bonus-category/\">bonus category</a>, which is a spending category that earns elevated reward rates. For example, the Amex Platinum has airfare as a bonus category and earns 5 points per dollar spent on flights booked directly with an airline or via Amex Travel. All other purchases, like dining or online shopping, earn just 1 point per dollar.</p>\n"},"name":"What is a bonus category for credit cards?"}]}]}</script><meta name="next-head-count" content="32"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Sora:wght@600..700&display=swap"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Lexend:wght@400;500;600;700&display=swap"/><link rel="stylesheet" data-href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600&display=swap"/><link rel="preconnect" href="https://fonts.gstatic.com" crossorigin /><link rel="preload" href="/_next/static/css/b0dd97cf6641ffe2.css" as="style"/><link rel="stylesheet" href="/_next/static/css/b0dd97cf6641ffe2.css" data-n-g=""/><link rel="preload" href="/_next/static/css/baf9d74d9bb2659d.css" as="style"/><link rel="stylesheet" href="/_next/static/css/baf9d74d9bb2659d.css" data-n-p=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" 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767px){.dialog.jsx-1871043387{-webkit-transform:none;-moz-transform:none;-ms-transform:none;-o-transform:none;transform:none}.pointer.jsx-1871043387{left:auto}.dialog.jsx-1871043387>div.jsx-1871043387{width:-webkit-calc(100vw - 2.5rem + 1px);width:-moz-calc(100vw - 2.5rem + 1px);width:calc(100vw - 2.5rem + 1px)}}.lightbox.jsx-1871043387{background:#ffffff;max-height:100vh;height:100vh;overflow-x:hidden;overflow-y:auto;padding-top:3.125rem;padding-right:2rem;padding-bottom:2rem;padding-left:2rem}.button.jsx-1871043387{position:absolute;top:1.125rem;right:1.5rem}</style><style id="__jsx-1991110988">.byline.jsx-1991110988{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; color: #162433;}@media (min-width: 1025px){.byline.jsx-1991110988{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 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;}.toggle.jsx-3252949407:hover{color:#0040B1}.linkItem.jsx-3252949407{width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;display:inline;line-height:1.5}.jumpToSection.variant-A.jsx-3252949407 button.jsx-3252949407{text-align:left}.tocItems.jsx-3252949407{ display: flex; flex-direction: column; gap: 0.75rem; ;}.arrow.jsx-3252949407{position:absolute;top:-2rem;right:-1rem;width:4.5rem}@media (min-width: 768px) and (max-width: 1024px){.tocItems.jsx-3252949407{display:grid;grid-template-columns:repeat(2,1fr);gap:1rem}.jumpToSection.jsx-3252949407{width:100%;margin-top:2rem}}@media (max-width: 767px){.jumpToSection.jsx-3252949407{padding:1.25rem}.jumpToSection.jsx-3252949407 label.jsx-3252949407{display:none}.tocItems.jsx-3252949407 button.jsx-3252949407{text-align:left}.arrow.jsx-3252949407{display:none}}</style><style id="__jsx-a76ba1b438febbc3">.secondaryLink.jsx-a76ba1b438febbc3,a.secondaryLink.jsx-a76ba1b438febbc3:link,a.secondaryLink.jsx-a76ba1b438febbc3:visited{ 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button.jsx-2729058745{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left}.accordion-C.jsx-2729058745 button.jsx-2729058745:hover{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;color:#007a4b}.accordion-D.jsx-2729058745 button.jsx-2729058745{padding-top:0.75rem;padding-bottom:0.75rem}.accordion-I.jsx-2729058745 button.jsx-2729058745{padding-top:0.75rem;padding-bottom:0.75rem}}</style><style id="__jsx-de4115f42c48e362">.container.jsx-de4115f42c48e362{max-width:90rem;margin:0 auto 0 auto}@media (min-width: 1440px){.container.jsx-de4115f42c48e362{padding-left:4rem;padding-right:4rem}}@media (min-width: 1025px) and (max-width: 1439px){.container.jsx-de4115f42c48e362{padding-left:2rem;padding-right:2rem}}@media (min-width: 768px) and (max-width: 1024px){.container.jsx-de4115f42c48e362{ max-width: none; padding-left: 2rem; padding-right: 2rem; }}@media (max-width: 767px){.container.jsx-de4115f42c48e362{ max-width: none; padding-left: 1.2rem; padding-right: 1.1875rem; }}} </style><style id="__jsx-2150554671">.pledgeContent.jsx-2150554671{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 1rem; line-height: 1.5rem; padding: 0.5rem 0 1rem 0;}.pledgeContent.jsx-2150554671 a:hover{color:#0040B1;text-decoration:underline}</style><style id="__jsx-313411368">.name.jsx-313411368{display:inline}.featuredCards{display:inline}ul.jsx-313411368{list-style-type:disc;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;color:#0040B1}li.jsx-313411368{list-style-type:disc}.cardName.jsx-313411368{ font-family: 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1.125rem;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex;text-transform:uppercase;white-space:nowrap;text-decoration:none;text-align:center}.Pill.rounded.jsx-2208860734 a{border-width:0.0625rem;border-color:#162433;-webkit-border-radius:6.25rem;-moz-border-radius:6.25rem;border-radius:6.25rem;background:transparent;color:#162433}.Pill.rounded.jsx-2208860734 a:hover{ transition: 150ms ease-in-out; background: #162433; color: #ffffff; ;background:#162433;color:#ffffff}.Pill.rounded-sm.jsx-2208860734 a{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: unset; border-width: 0.125rem;border-color:#146AFF; border-radius: 8px; ;background:transparent;color:#162433;text-transform:capitalize}.Pill.rounded-sm.jsx-2208860734 a:hover{ transition: 150ms ease-in-out; background: #0f56d3; color: #ffffff; ;background:#0F56D3;color:#ffffff}.Pill.rounded-white.jsx-2208860734 a{border-width:0.0625rem;border-color:#ffffff;-webkit-border-radius:6.25rem;-moz-border-radius:6.25rem;border-radius:6.25rem;background:transparent;color:#ffffff}.Pill.rounded-white.jsx-2208860734 a:hover{ transition: 150ms ease-in-out; background: #162433; color: #ffffff; ;background:rgba(255, 255, 255, 0.1);color:#ffffff}</style><style id="__jsx-1587412939">.InternalLinkingModule.jsx-1587412939 ul.jsx-1587412939{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;list-style:none;gap:1rem}@media (max-width: 1024px){.InternalLinkingModule.jsx-1587412939 ul.jsx-1587412939::-webkit-scrollbar{display:none}.InternalLinkingModule.jsx-1587412939 ul.jsx-1587412939{-webkit-flex-wrap:nowrap;-ms-flex-wrap:nowrap;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;-ms-overflow-style:none}}@media (max-width: 767px){.InternalLinkingModule.jsx-1587412939 ul.jsx-1587412939{gap:1rem}.list.jsx-1587412939 a{padding:0.5rem 1rem 0.5rem 1rem}@media (max-width: 767px){.InternalLinkingModule.jsx-1587412939 ul.jsx-1587412939{gap:0.75rem;padding-bottom:0.0625rem}}}</style><style id="__jsx-1044954645">.section.jsx-1044954645{background:#f5f5f7;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-1044954645{ }.container.jsx-1044954645{width:100%}.container.medium.jsx-1044954645{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-1044954645{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-1044954645{padding:2.5rem 0; }.container.medium.jsx-1044954645{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-1044954645{padding-top:0}.section.noBottomPad.jsx-1044954645{padding-bottom:0}.section.noVerticalPad.jsx-1044954645{padding-top:0;padding-bottom:0}</style><style id="__jsx-202118042">.ilmPaidMediaWrapper.jsx-202118042{padding:1.5rem 0 1.5rem 0;background:#f5f5f7}@media (min-width: 1025px){.hideDt.jsx-202118042{display:none}.browseByCategory.jsx-202118042{ display: flex; flex-direction: column; gap: 3.5rem; }}@media (max-width: 1024px){.browseByCategory.jsx-202118042{ display: flex; flex-direction: column; gap: 2.5rem; }}@media (max-width: 767px){.browseByCategory.jsx-202118042 .separatorLink.jsx-202118042 a{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; text-decoration: none;color:#0f56d3}.browseByCategory.jsx-202118042 .separatorLink.jsx-202118042 a:hover{text-decoration:underline}}</style><style id="__jsx-eb69f9b09a3de1d0">a.jsx-eb69f9b09a3de1d0{text-decoration:none}.inherit.jsx-eb69f9b09a3de1d0{color:inherit}.inherit.jsx-eb69f9b09a3de1d0:hover{color:inherit}</style><style id="__jsx-eb71e6eaa52b9727">a.defaultLinkV1.jsx-eb71e6eaa52b9727:link,a.defaultLinkV1.jsx-eb71e6eaa52b9727:visited{(e="default")=>` color: ${color("default"===e?"secondary":"gray-4")}; text-decoration: none; border-bottom: 2px solid ${"default"===e?"transparent":color("dark-green")}; ` }a.defaultLinkV1.jsx-eb71e6eaa52b9727:hover{(e="default")=>` color: ${color("default"===e?"secondary":"white")}; border-bottom: 2px solid ${color("default"===e?"secondary":"dark-green")}; background: ${"default"===e?"transparent":color("dark-green")};; ` }</style><style id="__jsx-1331445845">.cardName.cardName.jsx-1331445845 h2,.cardName-oon.cardName-oon.jsx-1331445845 h2{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; color: #162433;margin-bottom:0}.cardName.jsx-1331445845 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id="__jsx-3738520160">.full.jsx-3738520160,.partial.jsx-3738520160{fill:#ff9c07}</style><style id="__jsx-4016405105">.editorsRating.jsx-4016405105{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1rem;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content}.tooltip.jsx-4016405105{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.5rem}.title.jsx-4016405105{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; color: #5f6f80;}.dialog.jsx-4016405105{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: 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id="__jsx-4bba4c716fec74b3">.a11y-sr.jsx-4bba4c716fec74b3{ border: 0; clip: rect(0 0 0 0); height: 1px; overflow: hidden; padding: 0; position: absolute; white-space: nowrap; width: 1px; }</style><style id="__jsx-1355622826">.legalText.jsx-1355622826{ display: flex; flex-direction: column; gap: 0.25rem; align-items: center; font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.625rem; line-height: 0.875rem; ;color:#5f6f80}.secureSite.jsx-1355622826{padding-top:0.75rem;text-align:center}.terms.jsx-1355622826{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-flex-wrap:wrap;-ms-flex-wrap:wrap;flex-wrap:wrap;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;gap:0.125rem}.legalText-B.jsx-1355622826{ display: flex; flex-direction: column; gap: 0.5rem; }.details-B.jsx-1355622826{ font-family: 'Poppins', sans-serif; font-weight: 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}.link-C.jsx-1355622826{text-decoration:none;font-style:normal;color:#146aff}.link-C.jsx-1355622826:hover{(e="default")=>` color: ${color("default"===e?"secondary":"white")}; border-bottom: 2px solid ${color("default"===e?"secondary":"dark-green")}; background: ${"default"===e?"transparent":color("dark-green")};; ` }</style><style id="__jsx-2623671549">.rewardsTable.jsx-2623671549{max-width:100%;line-height:.8em;white-space:normal}.rewardsTableBody.jsx-2623671549{ display: flex; flex-direction: column; gap: 0.75rem; }.multiplier.jsx-2623671549{text-transform:uppercase;vertical-align:top;width:2rem;white-space:nowrap; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.description.jsx-2623671549{white-space:normal}@media (max-width: 767px){.multiplier.jsx-2623671549{padding-right:1rem;vertical-align:top}.description.jsx-2623671549{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }}@media (min-width: 768px){.multiplier.jsx-2623671549{padding-right:1rem}.description.jsx-2623671549{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }}</style><style id="__jsx-1381160569">.rewards.jsx-1381160569{ display: flex; flex-direction: column; gap: 0.5rem; ;}label.jsx-1381160569{ display: flex; flex-direction: row; gap: 0.25rem; ;}.rewards-B.jsx-1381160569{-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.rewardsTable.jsx-1381160569{max-width:100%;line-height:.8em}.rewardsRateD.jsx-1381160569{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.25rem}.rewardsRateE.jsx-1381160569{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column}.noOffer.jsx-1381160569{color:#162433; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }</style><style id="__jsx-1428882662">.offerLabel.jsx-1428882662{display:-webkit-inline-box;gap:0.25rem}.introOffer-A.jsx-1428882662{ display: flex; flex-direction: column; gap: 0.125rem; }.introOffer.jsx-1428882662{ display: flex; flex-direction: column; gap: 0rem; align-items: center;}.introOfferInfo.jsx-1428882662{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-webkit-flex-direction:row;-moz-box-orient:horizontal;-moz-box-direction:normal;-ms-flex-direction:row;flex-direction:row;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.25rem}.labelWrap.jsx-1428882662{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.25rem}.previousValue.jsx-1428882662{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; color: 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.inheritParent{gap:1rem}.bottomSectionMonarch.jsx-1767730752{margin-top:1.5rem}.bottomSectionMonarch.jsx-1767730752 .tabbed.jsx-1767730752 .partialAccordion .content{max-height:13rem;overflow:hidden;position:relative}.bottomSectionMonarch.jsx-1767730752 .tabbed.jsx-1767730752 .content.active{max-height:3e3px}@media (min-width: 768px){.topDetails.jsx-1767730752{padding-bottom:1.5rem}}@media (min-width: 768px) and (max-width: 1024px){.topSection.jsx-1767730752{grid-template-columns:10rem 1fr}.cardName.jsx-1767730752{grid-area:cardName;padding-bottom:1rem}.compareCard.jsx-1767730752{grid-area:compareCard;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.whyWeChoseIt.jsx-1767730752{margin-top:1.5rem}}@media (max-width: 767px){.cardTile.jsx-1767730752{border:none; border-radius: 0px; ;}.topSection.jsx-1767730752{display:grid;padding:1.25rem 1rem 1rem 1.25rem;grid-template-columns:1fr 1fr;grid-template-rows:repeat(2,-webkit-min-content);grid-template-rows:repeat(2,min-content);grid-template-areas:"mobileCardTopDetails mobileCardTopDetails""mobileCardArtAndApplyLink mobileRatingAndApplyButtons"}.rewardsRate.jsx-1767730752{grid-area:rewardsRate;text-align:center;padding-left:0;border-top: solid 1px #adbbc9;;}.tpgOfferValuation.jsx-1767730752{grid-area:tpgOfferValuation;text-align:center;border-top: solid 1px #adbbc9;;}.topDetails.jsx-1767730752{grid-area:mobileCardTopDetails;display:grid;grid-template-columns:1fr 1fr;grid-template-rows:repeat(5,-webkit-min-content);grid-template-rows:repeat(5,min-content);grid-template-areas:"cardFlag cardFlag""cardSuperlative cardSuperlative""cardName cardName""mobIssuerCalloutFlag .""editorsRating 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0rem;-moz-border-radius:0rem 0rem 0.5rem 0rem;border-radius:0rem 0rem 0.5rem 0rem;padding:0.3rem 1rem;top:0rem;left:0rem;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content}@media (max-width: 767px){.C.jsx-1842035938{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; ;color:#ffffff}}.cardsTable .C.jsx-1842035938{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; ;color:#ffffff}</style><style id="__jsx-1260770831">.no-topPadding.section{padding-top:0}h2.jsx-1260770831{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; margin-bottom: 1.25rem;}.loadingSpinner.jsx-1260770831{border:4px solid rgba(0,0,0,.1);border-top:4px 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}.separatorLink.jsx-1260770831{padding-top:1.75rem}.categorySeparator.jsx-1260770831{padding-bottom:1.25rem}.cardTiles.jsx-1260770831{ display: flex; flex-direction: column; gap: 1.5rem; width: 100vw; position: relative; left: 50%; right: 50%; margin-left: -50vw; margin-right: -50vw; }.cardTiles-section.jsx-1260770831{padding-top:0}.cm2EntryBanner.jsx-1260770831{padding-left:1.25rem;padding-right:1.25rem}}</style><style id="__jsx-1539727969">.applyLink.jsx-1539727969{ display: flex; flex-direction: column; gap: 1.5rem; }.cardImage.jsx-1539727969{position:relative;aspect-ratio:278/175}.cardImage.jsx-1539727969{width:40px}.artAndText.jsx-1539727969{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 400; font-size: 0.875rem; line-height: 1.125rem; ;color:#5f6f80;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:1rem}@media (min-width: 768px) and (max-width: 1024px){.applyLink.jsx-1539727969{width:144px}}@media (max-width: 767px){.applyLink.jsx-1539727969{width:155px}}</style><style id="__jsx-1326277449">.cardName.cardName.jsx-1326277449 h2,.cardName-oon.cardName-oon.jsx-1326277449 h2{ color: #162433;margin-bottom:0}.cardName.jsx-1326277449 h2:hover{color:#0f56d3}.oon-tooltip-container.jsx-1326277449{vertical-align:text-top;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex}.cardName-oon.jsx-1326277449 .cardName-title{display:inline-block}.oon-tooltip{display:inline-block}.oon-tooltip>.triggerText{text-decoration:unset}.oon-tooltip>.triggerText>.triggerText{padding-left:0.5rem; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #146aff; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;line-height:1;text-decoration:unset;cursor:default}.oon-tooltip .dialog{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-1439345612">.editorsRating-B.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.25rem;width:-webkit-fit-content;width:-moz-fit-content;width:fit-content;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center}.tooltip.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:0.25rem}.dialog.jsx-1439345612{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: #162433;text-transform:none}.rating.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;color:#162433;gap:0.5rem; font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }.numeric.jsx-1439345612{ font-family: 'Lexend', sans-serif; text-transform: uppercase; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: 2px; }.stars.jsx-1439345612{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-flex-wrap:no-wrap;-ms-flex-wrap:no-wrap;flex-wrap:no-wrap;gap:0.125rem}.review.jsx-1439345612{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-334789665">.section.jsx-334789665{background:#006056;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-334789665{ }.container.jsx-334789665{width:100%}.container.medium.jsx-334789665{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-334789665{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-334789665{padding:2.5rem 0; }.container.medium.jsx-334789665{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-334789665{padding-top:0}.section.noBottomPad.jsx-334789665{padding-bottom:0}.section.noVerticalPad.jsx-334789665{padding-top:0;padding-bottom:0}</style><style id="__jsx-808683197">.cardsTable.jsx-808683197{background:#ffffff;border-collapse:collapse;width:100%}.tableWrapper.jsx-808683197{background:#ffffff}.cardsTableHeader.jsx-808683197+.tableWrapper.jsx-808683197{margin-top:1rem}.tableWrapper.noHeading.jsx-808683197{margin-top:1.5rem;margin-bottom:1.5rem}th.jsx-808683197{left:0;width:auto}td.jsx-808683197{width:auto}.firstTableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;white-space:nowrap}.tableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;padding-right:1rem;white-space:nowrap}.creditCard.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:0.75rem;padding:0;margin-top:1rem;margin-bottom:1rem}.cardName.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.box.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 1.25rem 1rem 1.25rem;width:auto; font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.boxRate.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 1.25rem 1rem 1.25rem;width:auto; font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; ;white-space:nowrap}.bestFor.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; }.bestFor.jsx-808683197::first-letter{text-transform:uppercase}.cardsTableRow.jsx-808683197{height:6.875rem}.cardsTableRow.jsx-808683197:last-of-type>td.jsx-808683197{border-bottom:none}td.jsx-808683197{vertical-align:top}.firstTableHeader.jsx-808683197{border-bottom:1px solid #ADBBC9}.tableHeader.jsx-808683197{border-bottom:1px solid #ADBBC9;padding-bottom:0.75rem}td.jsx-808683197{border-bottom:1px solid #DFE5EB}@media (min-width: 1440px){.tableWrapper.jsx-808683197{margin-top:2.5rem}}@media (min-width: 1025px){.cardsTable.jsx-808683197{ border-radius: 16px; ;}.tableWrapper.jsx-808683197{background:#ffffff; border-radius: 16px; ;}.creditCard.jsx-808683197{display:grid;grid-template-columns:1fr 3fr;grid-template-areas:"top-left top-right""bottom bottom";grid-gap:1rem;width:18.25rem;padding:0 1.25rem 0rem 1rem}.firstTableHeader.jsx-808683197{padding-top:1.25rem;padding-bottom:0.75rem}.tableHeader.jsx-808683197{padding-right:1rem;padding-top:1.25rem}.cardArt.jsx-808683197{grid-area:top-left}.cardName.jsx-808683197{grid-area:top-right}.editorsRating.jsx-808683197{grid-area:bottom}.ctaBox.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;text-align:center;gap:0.5rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;padding:1rem 0.75rem 1rem 1rem;width:9.8125rem}}.ctaBox.jsx-808683197 a{color:#5F6F80!important; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 400; font-size: 0.875rem; line-height: 1.125rem; text-decoration: none;}.ctaBox.jsx-808683197 a:hover{text-decoration:underline}.ctaBox.jsx-808683197 .applyLink a:hover,.ctaBox.jsx-808683197 .outOfNetworkLink a:hover{text-decoration:none}@media (min-width: 1025px) and (max-width: 1200px){.box.jsx-808683197,.creditCard.jsx-808683197{padding:0.5rem}.creditCard.jsx-808683197{grid-gap:0.5rem;width:15.625rem;pdasding-left:1rem}}@media (min-width: 768px) and (max-width: 1024px){.cardsTable.jsx-808683197{ border-radius: 16px; ;}.tableWrapper.jsx-808683197{background:#ffffff; border-radius: 16px; ;}.tableHeader.jsx-808683197{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; ;text-align:left;padding-left:1.25rem;padding-right:1rem;padding-top:1.25rem}.firstTableHeader.jsx-808683197{padding-top:1.25rem;padding-bottom:0.75rem}.creditCardColumn.jsx-808683197{padding:0 1rem 1rem 1.25rem}.cardFlag.jsx-808683197{margin-left:-1.25rem}.creditCard.jsx-808683197 .cardName.jsx-808683197{ font-family: 'Poppins', sans-serif; font-weight: 700; color: #162433; letter-spacing: 0.02em; text-decoration: none; font-size: 0.875rem; line-height: 1.25rem; order: -1;}.creditCard.jsx-808683197 .cardArt.jsx-808683197{-webkit-box-ordinal-group:2;-webkit-order:1;-moz-box-ordinal-group:2;-ms-flex-order:1;order:1}.creditCard.jsx-808683197 .legalText.jsx-808683197{-webkit-box-ordinal-group:3;-webkit-order:2;-moz-box-ordinal-group:3;-ms-flex-order:2;order:2;text-align:center}}@media (max-width: 767px){.cardsTable.jsx-808683197{background:#ffffff}.tableWrapper.jsx-808683197{overflow-x:auto;width:-webkit-calc(100% + 1.25rem);width:-moz-calc(100% + 1.25rem);width:calc(100% + 1.25rem); border-radius: 16px; ;-webkit-border-top-right-radius:unset;-moz-border-radius-topright:unset;border-top-right-radius:unset;-webkit-border-bottom-right-radius:unset;-moz-border-radius-bottomright:unset;border-bottom-right-radius:unset;background:pink}.cardsTable.jsx-808683197{border-collapse:collapse;width:-webkit-calc(100% + 1.25rem);width:-moz-calc(100% + 1.25rem);width:calc(100% + 1.25rem)}.firstTableHeader.jsx-808683197{position:-webkit-sticky;position:sticky;left:0;background-color:#ffffff;z-index:2;-webkit-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);-moz-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);box-shadow:9px 0 13px -6px rgba(166,166,166,.5);padding:1.3125rem 0 0.6875rem 1.25rem}.creditCardColumn.jsx-808683197{position:-webkit-sticky;position:sticky;left:0;background-color:#ffffff;z-index:1}.shadow.jsx-808683197{padding:1rem 1rem 1rem 1.25rem;-webkit-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);-moz-box-shadow:9px 0 13px -6px rgba(166,166,166,.5);box-shadow:9px 0 13px -6px 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.legalText.jsx-808683197{-webkit-box-ordinal-group:3;-webkit-order:2;-moz-box-ordinal-group:3;-ms-flex-order:2;order:2;text-align:center}.box.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 0.75rem 1rem 1rem;width:9.375rem}.boxRate.jsx-808683197{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start;-webkit-box-pack:start;-webkit-justify-content:flex-start;-moz-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;padding:1rem 0.75rem 1rem 1rem;width:9.375rem;white-space:nowrap}}</style><style id="__jsx-1325455963">.title.jsx-1325455963{ font-family: 'Sora', sans-serif; letter-spacing: 0; font-weight: 700; color: #162433; font-size: 2.375rem; line-height: 2.75rem; ;}.moreDetailsContainer.jsx-1325455963{display:grid;grid-template-columns:1fr 2fr;gap:3.5rem;padding:2rem 3.5rem 2.5rem 2rem;background-color:#fff;margin-top:2.5rem; border-radius: 8px; ;border:1px solid #ADBBC9}.leftPanel.jsx-1325455963{display:grid;grid-template-areas:"dropdown dropdown""cardArt applyLink";grid-template-columns:1fr 1fr;grid-template-rows:1fr 3fr;grid-gap:1.5rem;min-width:26.5rem}.dropdownWrapper.jsx-1325455963{grid-area:dropdown}.customDropdown.jsx-1325455963{position:relative;background-color:#F5F5F7;color:#162433;height:100%}.dropdownHeader.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:justify;-webkit-justify-content:space-between;-moz-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;height:100%; font-family: 'Sora', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; text-decoration: none; font-size: 0.875rem; line-height: 1.125rem; ;cursor:pointer;padding:0.625rem;border-top:none}.dropdownHeader.open.jsx-1325455963{border-bottom:none;-webkit-border-radius:0.25rem 0.25rem 0 0;-moz-border-radius:0.25rem 0.25rem 0 0;border-radius:0.25rem 0.25rem 0 0}.dropdownOptions.jsx-1325455963{position:absolute;top:100%;left:0;width:100%;max-height:9.75rem;overflow-y:auto;border-top:none;background-color:#fff;padding:0;margin:0;list-style:none;z-index:2}.dropdownOptions.jsx-1325455963::-webkit-scrollbar{display:none}.dropdownOptions.jsx-1325455963 li.jsx-1325455963{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; text-decoration: none; font-size: 0.75rem; line-height: 1rem; ;height:3.25rem;padding:0.625rem;cursor:pointer}.dropdownOptions.jsx-1325455963 li.jsx-1325455963:hover{background-color:#CCFFEE}.carat.jsx-1325455963{-webkit-transition:150ms ease-in-out;-moz-transition:150ms ease-in-out;-o-transition:150ms ease-in-out;transition:150ms ease-in-out;color:#ADBBC9;width:1rem}.carat.open.jsx-1325455963{-webkit-transform:rotate(180deg);-moz-transform:rotate(180deg);-ms-transform:rotate(180deg);-o-transform:rotate(180deg);transform:rotate(180deg)}.cardImage.jsx-1325455963 image.jsx-1325455963{width:2.5rem}.dropListItem.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1rem}.tabbed.jsx-1325455963{display:none}.tabbed.active.jsx-1325455963{display:block}.cardArt.jsx-1325455963{width:14.375rem;grid-area:cardArt}.applyLink.jsx-1325455963{grid-area:applyLink}@media (max-width: 1024px){.moreDetailsContainer.jsx-1325455963{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:1.25rem}.cardArt.jsx-1325455963{-webkit-align-self:center;-ms-flex-item-align:center;align-self:center}}@media (max-width: 767px){.moreDetailsContainer.jsx-1325455963{margin-top:2.5rem}}</style><style id="__jsx-2251869807">.contentVideo.jsx-2251869807{display:inline-block}.videoTile.jsx-2251869807{position:relative;margin:2.5rem;margin-left:1.5rem;cursor:pointer}.thumbnail.jsx-2251869807>img{ border-radius: 16px; }.videoTile.jsx-2251869807 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0}.videoTile.jsx-2251869807{margin:1.5rem}.youtubeVideo.jsx-2251869807{width:100%}.logoTpg.jsx-2251869807{top:2rem;right:-webkit-calc(50% - 4.375rem);right:-moz-calc(50% - 4.375rem);right:calc(50% - 4.375rem);width:8.75rem;height:1.3125rem}.closeContainer.jsx-2251869807{top:initial;bottom:2rem;right:-webkit-calc(50% - 1.25rem);right:-moz-calc(50% - 1.25rem);right:calc(50% - 1.25rem)}.closeContainer.jsx-2251869807 span.jsx-2251869807{display:none}.containerYoutubeVideo.jsx-2251869807{margin:0 -1.875rem 0 -3.75rem;width:-webkit-calc(100% + 5.625rem);width:-moz-calc(100% + 5.625rem);width:calc(100% + 5.625rem)}}</style><style id="__jsx-1867945205">.featuredVideo.jsx-1867945205{display:grid;grid-template-areas:"content video";grid-template-columns:1fr 565px;grid-gap:5.5rem;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;margin-bottom:1.5rem;margin-top:1.5rem}.content.jsx-1867945205{grid-area:content;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:start;-webkit-align-items:flex-start;-moz-box-align:start;-ms-flex-align:start;align-items:flex-start}.featuredVideo.jsx-1867945205 h2.jsx-1867945205{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 1rem; line-height: 1.25rem; letter-spacing: unset; font-weight: 700; ;padding-bottom:0.75rem;text-transform:uppercase}.description.jsx-1867945205{ font-family: 'Lexend', sans-serif; letter-spacing: 0; font-weight: 600; color: #162433; font-size: 2.375rem; line-height: 2.75rem; ;padding-bottom:1.5rem}.videoTime.jsx-1867945205{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.video.jsx-1867945205{grid-area:video;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;width:100%}.video.jsx-1867945205>.contentVideo{width:100%;height:auto}.video.jsx-1867945205>svg{width:100%;height:auto}@media (min-width: 1025px) and (max-width: 1439px){.featuredVideo.jsx-1867945205{grid-template-columns:1fr 365px;gap:2.25rem}}@media (min-width: 768px) and (max-width: 1024px){.featuredVideo.jsx-1867945205{grid-template-columns:1fr 365px;gap:1rem}}@media (max-width: 767px){.featuredVideo.jsx-1867945205{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;gap:0px;width:100%;-webkit-box-sizing:border-box;-moz-box-sizing:border-box;box-sizing:border-box;margin-bottom:1rem;margin-top:1rem}.featuredVideo.jsx-1867945205 h2.jsx-1867945205{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; letter-spacing: unset; ;text-transform:uppercase}.description.jsx-1867945205{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;}.videoTime.jsx-1867945205{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.video.jsx-1867945205{margin:0}}</style><style id="__jsx-295706949">.section.jsx-295706949{background:#FEFBE7;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-295706949{ background-image: url('/_next/static/media/bg-points-101.4a2ba794.svg'); background-repeat: no-repeat; background-position: left bottom; }.container.jsx-295706949{width:100%}.container.medium.jsx-295706949{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-295706949{padding:3.5rem 0; background-position: left bottom; background-size: initial; }}@media (max-width: 767px){.section.jsx-295706949{padding:2.5rem 0; background-position: right bottom; }.container.medium.jsx-295706949{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-295706949{padding-top:0}.section.noBottomPad.jsx-295706949{padding-bottom:0}.section.noVerticalPad.jsx-295706949{padding-top:0;padding-bottom:0}</style><style id="__jsx-1916377223">.iconWrapper.jsx-1916377223 svg{width:4.375rem;height:4.375rem}</style><style id="__jsx-2763625095">.iconWrapper.jsx-2763625095 svg{width:1rem;height:1rem}</style><style id="__jsx-2074993500">.infoTile.jsx-2074993500{display:grid;grid-template-areas:"icon titleTextWrapper rightArrow";grid-template-columns:auto 1fr;-webkit-align-content:center;-ms-flex-line-pack:center;align-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;gap:1.5rem;height:8.25rem;background:#ffffff;padding:1.875rem 1.5rem; border-radius: 8px; ;border:none}.titleTextWrapper.jsx-2074993500{grid-area:titleTextWrapper; display: flex; flex-direction: column; gap: 0.5rem; }.title.jsx-2074993500{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.text.jsx-2074993500{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }a{text-decoration:none}.rightArrow.jsx-2074993500{grid-area:rightArrow}@media (min-width: 768px) and (max-width: 1024px){.infoTile.jsx-2074993500{gap:0.5rem;padding:1.875rem 1rem}.titleTextWrapper.jsx-2074993500{ display: flex; flex-direction: column; gap: 0.25rem; }}@media (max-width: 767px){.infoTile.jsx-2074993500{gap:1.25rem;padding:1.25rem 1rem}.titleTextWrapper.jsx-2074993500{ display: flex; flex-direction: column; gap: 0.5rem; }}</style><style id="__jsx-1585596495">.toolTilesWrapper.jsx-1585596495{ display: flex; flex-direction: row; gap: 2rem; }@media (max-width: 767px){.toolTilesWrapper.jsx-1585596495{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-2796181391">.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 2.1875rem; }.helpfulTools.jsx-2796181391 h2.jsx-2796181391{margin-bottom:0}.toolTilesWrapper.jsx-2796181391 a{text-decoration:none}@media (min-width: 768px) and (max-width: 1024px){.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 1rem; }}@media (max-width: 767px){.helpfulTools.jsx-2796181391{ display: flex; flex-direction: column; gap: 1.25rem; padding: 1rem 0;}}</style><style id="__jsx-2094686055">.iconWrapper.jsx-2094686055 svg{width:3.5rem;height:3.5rem}</style><style id="__jsx-4047158962">.infoTile.jsx-4047158962{ display: flex; flex-direction: column; gap: 0.75rem; ;background:#ffffff;padding:2rem; border-radius: 16px; ;height:100%}.iconWrapper.jsx-4047158962{ display: flex; flex-direction: row; gap: 1rem; }.title.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.text.jsx-4047158962{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; color: #006056;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.numericSpan.jsx-4047158962{position:absolute}@media (min-width: 1025px){.infoTile.jsx-4047158962{height:100%}}@media (max-width: 767px){.infoTile.jsx-4047158962{ display: flex; flex-direction: column; gap: 0rem; ;padding:1.25rem 1rem}.title.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; padding-top: 1rem;padding-bottom:0.5rem}.text.jsx-4047158962{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-4047158962{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }}</style><style id="__jsx-953310671">.informationListWrapper.jsx-953310671{display:grid;grid-template-columns:repeat(3,2fr);justify-items:center;gap:1.5rem}.list.jsx-953310671{border: solid 1px #adbbc9; border-radius: 16px; ;-webkit-box-align:stretch;-webkit-align-items:stretch;-moz-box-align:stretch;-ms-flex-align:stretch;align-items:stretch}@media (max-width: 1024px){.informationListWrapper.jsx-953310671{display:grid;grid-template-columns:repeat(2,2fr);justify-items:center;gap:1rem}}</style><style id="__jsx-693976504">.title.jsx-693976504{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;margin-bottom:1rem}.howWeRateText.jsx-693976504{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; ;}.howWeRate.jsx-693976504{ display: flex; flex-direction: column; gap: 2.5rem; }@media (max-width: 1024px){.howWeRate.jsx-693976504{ display: flex; flex-direction: column; gap: 1.5rem; }}</style><style id="__jsx-1392479229">.cardName.cardName.jsx-1392479229 h2,.cardName-oon.cardName-oon.jsx-1392479229 h2{ font-family: 'Lexend', sans-serif; text-transform: unset; color: #162433; font-weight: 600; font-family: 'Poppins', sans-serif; font-size: 0.75rem; line-height: 1.125rem; letter-spacing: unset; color: #162433;margin-bottom:0}.cardName.jsx-1392479229 h2:hover{color:#0f56d3}.oon-tooltip-container.jsx-1392479229{vertical-align:text-top;display:-webkit-inline-box;display:-webkit-inline-flex;display:-moz-inline-box;display:-ms-inline-flexbox;display:inline-flex}.cardName-oon.jsx-1392479229 .cardName-title{display:inline-block}.oon-tooltip{display:inline-block}.oon-tooltip>.triggerText{text-decoration:unset}.oon-tooltip>.triggerText>.triggerText{padding-left:0.5rem; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #146aff; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; ;line-height:1;text-decoration:unset;cursor:default}.oon-tooltip .dialog{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; }</style><style id="__jsx-1859744312">.card.jsx-1859744312{display:grid;grid-template-columns:3.125rem auto;grid-gap:1rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;background-color:#e8f0ff; font-family: 'Poppins', sans-serif; font-weight: 500; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; padding-bottom: 1.5rem;}.card.jsx-1859744312:hover{color:#0f56d3}.cardArt.jsx-1859744312{height:2rem;weight:3.125rem}.socialTitle.jsx-1859744312{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.socialBlurb.jsx-1859744312{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.author.jsx-1859744312{display:grid;grid-template-columns:-webkit-max-content 1fr;grid-template-columns:max-content 1fr;gap:0.5rem;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;text-decoration:none}.avatar.jsx-1859744312 img,.avatar.jsx-1859744312 svg{-webkit-border-radius:50%;-moz-border-radius:50%;border-radius:50%;overflow:hidden;-o-object-fit:cover;object-fit:cover;width:4.125rem;height:4.125rem}.nameTitle.jsx-1859744312{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-webkit-flex-direction:column;-moz-box-orient:vertical;-moz-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-align:left;-webkit-align-items:left;-moz-box-align:left;-ms-flex-align:left;align-items:left}.name.jsx-1859744312{ font-family: 'Poppins', sans-serif; font-weight: 600; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; }.author.jsx-1859744312:hover .name.jsx-1859744312{color:#0f56d3}.role.jsx-1859744312{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; color: #5f6f80;}</style><style id="__jsx-4173424472">.carousel.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.outerWrapper.jsx-4173424472{overflow-x:scroll;overscroll-behavior-x:contain;-webkit-scroll-snap-type:x mandatory;-ms-scroll-snap-type:x mandatory;scroll-snap-type:x mandatory;width:100%}.outerWrapper.jsx-4173424472::-webkit-scrollbar{display:none}.carouselWrapper.jsx-4173424472{display:grid;grid-template-columns:repeat(3,1fr);grid-template-rows:repeat(4,-webkit-min-content);grid-template-rows:repeat(4,min-content);grid-column-gap:16px;grid-row-gap:16px;width:calc(100% + 0px)}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472{display:grid;grid-template-rows:subgrid;grid-row:span 4;grid-row-gap:16px;scroll-snap-align:start;scroll-snap-stop:always;border:solid 1px #adbbc9; border-radius: 16px; background: #ffffff;overflow:hidden}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div{ padding-left: 1.5rem; padding-right: 1.5rem; }.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:first-child{padding-top:1.5rem}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:last-child{padding-bottom:1.5rem}@media (min-width: 768px){.outerWrapper.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;overflow-x:scroll;overscroll-behavior-x:contain;-webkit-scroll-snap-type:x mandatory;-ms-scroll-snap-type:x mandatory;scroll-snap-type:x mandatory;width:100%}}@media((max-width: 767px)){.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div{ padding-left: 1rem; padding-right: 1rem; }.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:first-child{padding-top:1rem}.carouselWrapper.jsx-4173424472 .slide.jsx-4173424472>div:last-child{padding-bottom:1rem}}.overflowRight.jsx-4173424472{width:-webkit-calc(100% + 2rem);width:-moz-calc(100% + 2rem);width:calc(100% + 2rem)}.overflowLeft.jsx-4173424472{width:-webkit-calc(100% + 2rem);width:-moz-calc(100% + 2rem);width:calc(100% + 2rem);margin-left:-2rem}.pagination.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center;padding-top:1.5rem}.pills.jsx-4173424472{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.5rem}.pill.jsx-4173424472{width:2rem;height:0.125rem;background:#dfe5eb;-webkit-border-radius:1px;-moz-border-radius:1px;border-radius:1px;-webkit-transition:.2s background ease;-moz-transition:.2s background ease;-o-transition:.2s background ease;transition:.2s background ease}.current.jsx-4173424472{background:#0f56d3}</style><style id="__jsx-1069591761">.socialProofing.jsx-1069591761{ display: flex; flex-direction: column; gap: 2rem; }.socialProofing.jsx-1069591761 h2.jsx-1069591761{margin-bottom:1.5rem}.tileWrapper.jsx-1069591761{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;height:100%}@media (max-width: 767px){.socialProofing.jsx-1069591761 h2.jsx-1069591761{margin-bottom:1rem}}</style><style id="__jsx-3290759687">.iconWrapper.jsx-3290759687 svg{width:2.5rem;height:2.5rem}</style><style id="__jsx-1532359006">.infoTile.jsx-1532359006{ display: flex; flex-direction: column; gap: 1rem; ;background:#ffffff;padding:1.5rem 1.25rem 1.5rem 1.25rem;-webkit-border-radius:1rem;-moz-border-radius:1rem;border-radius:1rem;undefined }.iconTitleWrapper.jsx-1532359006{ display: flex; flex-direction: row; gap: 1rem; align-items: center;}.title.jsx-1532359006{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; }.text.jsx-1532359006{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 1rem; line-height: 1.5rem; }.numeric.jsx-1532359006{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.75rem; line-height: 2.125rem; color: #006056;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}.numericSpan.jsx-1532359006{position:absolute}@media (min-width: 1025px){.infoTile.jsx-1532359006{max-width:23.75rem;height:100%}}@media (max-width: 1024px){.infoTile.jsx-1532359006{padding:1rem;-webkit-border-radius:0.5rem;-moz-border-radius:0.5rem;border-radius:0.5rem}.text.jsx-1532359006{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.875rem; line-height: 1.25rem; }.numeric.jsx-1532359006{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }}@media (max-width: 767px){.title.jsx-1532359006{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.125rem; line-height: 1.5rem; }.infoTile.jsx-1532359006{ display: flex; flex-direction: column; gap: 0.25rem; ;}}</style><style id="__jsx-4287998059">.informationListWrapper.jsx-4287998059{ display: flex; flex-direction: row; gap: 1.5rem; }.list.jsx-4287998059{-webkit-box-align:stretch;-webkit-align-items:stretch;-moz-box-align:stretch;-ms-flex-align:stretch;align-items:stretch}@media (max-width: 1024px){.informationListWrapper.jsx-4287998059{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-3621233447">.iconWrapper.jsx-3621233447 svg{width:6.75rem;height:6.75rem}</style><style id="__jsx-1653480639">.banner.jsx-1653480639{display:grid;grid-template-areas:"icon bannerText cta";grid-template-columns:auto auto auto;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;background:#006056;padding:2.5rem 3rem; border-radius: 16px; ;border:2px solid#fff}.icon.jsx-1653480639{grid-area:icon}.cta.jsx-1653480639,.cta.jsx-1653480639 a{grid-area:cta;text-decoration:none;width:13.5rem}.bannerText.jsx-1653480639{grid-area:bannerText; font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 1.375rem; line-height: 1.75rem; color: #ffffff;}@media (min-width: 1025px){.icon.jsx-1653480639{margin-right:2.5rem}.bannerText.jsx-1653480639{padding-right:4rem}}@media (min-width: 768px) and (max-width: 1024px){.banner.jsx-1653480639{gap:1rem;padding:1.25rem}}@media (max-width: 1024px){.banner.jsx-1653480639{ border-radius: 8px; }}@media (max-width: 767px){.banner.jsx-1653480639{display:grid;grid-template-areas:"icon bannerText""icon cta";grid-template-columns:auto 1fr;gap:16px;-webkit-box-align:center;-webkit-align-items:center;-moz-box-align:center;-ms-flex-align:center;align-items:center;padding:1rem}.bannerText.jsx-1653480639{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; color: #ffffff;}.cta.jsx-1653480639,.cta.jsx-1653480639 a{grid-area:cta;text-decoration:none;width:100%}}</style><style id="__jsx-929872337">.section.jsx-929872337{background:#FEFBE7;padding:3.5rem 0; display: flex; flex-direction: column; gap: 0rem; align-items: center; }.section.jsx-929872337{ }.container.jsx-929872337{width:100%}.container.medium.jsx-929872337{max-width:76rem}@media (min-width: 768px) and (max-width: 1024px){.section.jsx-929872337{padding:3.5rem 0; }}@media (max-width: 767px){.section.jsx-929872337{padding:2.5rem 0; }.container.medium.jsx-929872337{padding-left:1.25rem;padding-right:1.1875rem}}.section.noTopPad.jsx-929872337{padding-top:0}.section.noBottomPad.jsx-929872337{padding-bottom:0}.section.noVerticalPad.jsx-929872337{padding-top:0;padding-bottom:0}</style><style id="__jsx-3644571780">.howToChoose.jsx-3644571780{ display: flex; flex-direction: column; gap: 2rem; }.standAloneText.jsx-3644571780{margin-top:1rem}@media((min-width: 1025px)){.bannerWrapper.jsx-3644571780{margin-top:0.5rem}.infoList.jsx-3644571780{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-webkit-justify-content:center;-moz-box-pack:center;-ms-flex-pack:center;justify-content:center}}@media((max-width: 1024px)){.howToChoose.jsx-3644571780{ display: flex; flex-direction: column; gap: 1.5rem; }.bannerWrapper.jsx-3644571780{margin-top:0.5rem}.bannerWrapper.jsx-3644571780 .iconWrapper svg{width:5rem;height:5rem}.infoList.jsx-3644571780 .iconWrapper svg{width:1.75rem;height:1.75rem}}</style><style id="__jsx-3905019045">.contentSections.jsx-3905019045 .tpgTip.jsx-3905019045 p.jsx-3905019045{margin-bottom:0px}.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 3.5rem; }@media (min-width: 768px) and (max-width: 1024px){.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 2.5rem; }.fullWidthTab.jsx-3905019045{display:block}}@media (max-width: 767px){.contentSections.jsx-3905019045{ display: flex; flex-direction: column; gap: 2rem; }}</style><style id="__jsx-72bec97ba7e36490">.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1rem; }@media((min-width: 1025px)){.contentSectionColumns.jsx-72bec97ba7e36490{display:grid}}@media((max-width: 1024px)){.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1.25rem; }}@media((min-width: 768px)){.contentSectionColumns.jsx-72bec97ba7e36490{display:grid;grid-template-columns:1fr 16.375rem;gap:4.375rem}}@media((max-width: 767px)){.contentItems.jsx-72bec97ba7e36490{ display: flex; flex-direction: column; gap: 1.25rem; }}</style><style id="__jsx-1509539398">.prosCons.jsx-1509539398{$verticalRhythym: 0.5rem;}@media (min-width: 768px){.prosCons.jsx-1509539398{display:grid;grid-template-columns:1fr 1fr;gap:3.75rem}}</style><style id="__jsx-2142099118">.compareDrawer.jsx-2142099118{background:#ffffff;position:fixed;width:100%;bottom:0;height:5rem;-webkit-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-moz-box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);box-shadow:0px 5px 10px rgba(8, 10, 13, 0.14);-webkit-transform:translatey(100%);-moz-transform:translatey(100%);-ms-transform:translatey(100%);-o-transform:translatey(100%);transform:translatey(100%);-webkit-transition:-webkit-transform.3s ease-in-out;-moz-transition:-moz-transform.3s ease-in-out;-o-transition:-o-transform.3s ease-in-out;transition:-webkit-transform.3s ease-in-out;transition:-moz-transform.3s ease-in-out;transition:-o-transform.3s ease-in-out;transition:transform.3s ease-in-out}.active.jsx-2142099118{-webkit-transform:translatey(0);-moz-transform:translatey(0);-ms-transform:translatey(0);-o-transform:translatey(0);transform:translatey(0)}.content.jsx-2142099118{padding:1rem 0;display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:2rem}.cardSlots.jsx-2142099118{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:0.5rem}.cardSlots.jsx-2142099118 li.jsx-2142099118{width:3.75rem;height:2.5rem}.cardImgInner.jsx-2142099118{position:relative}.onHover.jsx-2142099118{display:none}.cardImgInner.jsx-2142099118:hover .onHover.jsx-2142099118{display:block}.cardName.jsx-2142099118{ font-family: 'Poppins', sans-serif; font-weight: 400; color: #162433; letter-spacing: 0; font-size: 0.75rem; line-height: 1rem; color: #162433;position:absolute;padding:1rem;bottom:3.5rem;width:200%;left:-50%; border-radius: 8px; box-shadow: 0px 5px 10px rgba(8, 10, 13, 0.14);background-color:#ffffff}.cardName.jsx-2142099118:after{position:absolute;bottom:-0.75rem;left:-webkit-calc(50% - 8px);left:-moz-calc(50% - 8px);left:calc(50% - 8px);content:"";width:0;height:0;border-left:0.5rem solid transparent;border-right:0.5rem solid transparent;border-top:0.75rem solid #f5f5f7}.buttons.jsx-2142099118{display:-webkit-box;display:-webkit-flex;display:-moz-box;display:-ms-flexbox;display:flex;gap:1rem}.buttons.jsx-2142099118 .cta{gap:0px}.closeButton.jsx-2142099118{position:absolute;top:-0.5rem;right:-0.5rem}.outline.jsx-2142099118{border:dashed #146aff 1px}.reset.jsx-2142099118{ font-family: 'Lexend', sans-serif; letter-spacing: 0; color: #162433; font-weight: 600; font-size: 0.875rem; line-height: 1.125rem; color: 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data-attribute="advertiser-disclosure-trigger">Advertiser disclosure</button></div><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792 pageWrapper"><main class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory standardPage"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container"><div class="jsx-de4115f42c48e362 jsx-220414394 overview"><div class="jsx-de4115f42c48e362 jsx-220414394 wrapper"><div class="jsx-de4115f42c48e362 jsx-220414394 leftPanel"><div class="jsx-de4115f42c48e362 jsx-220414394"><div class="jsx-de4115f42c48e362 jsx-220414394 category">Credit Cards</div><h1 class="jsx-3812208619 h1">Best rewards credit cards of February 2025</h1><section class="jsx-3238969592 byline"><div class="jsx-3238969592 contributors"><span class="jsx-3238969592">By</span><div data-testid="author" class="jsx-3238969592 author"><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Matt Moffitt</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Matt Moffitt" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Matt Moffitt" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2024%2F11%2FMatt-Moffitt-profile-photo.jpg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/mmoffitt" style="font-size:14px" class="jsx-1991110988 authorName">Matt Moffitt</a><div class="jsx-1991110988 role">Contributing editor</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he has at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he won the Green Card Lottery and lived in Austin, Texas for 10 years before going nomad in 2025.</span></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div><div data-testid="author" class="jsx-3238969592 author"><span class="jsx-3238969592">and</span><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Christina Ly</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Christina Ly" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Christina Ly" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F06%2FProfile.jpeg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/cly" style="font-size:14px" class="jsx-1991110988 authorName">Christina Ly</a><div class="jsx-1991110988 role">Credit cards writer</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in 2022.</span></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div><span class="jsx-3238969592">•</span><div class="jsx-3238969592 editor"><span class="jsx-3238969592">Edited by</span><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Summer Hull</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Summer Hull" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Summer Hull" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2019%2F02%2FSummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/shull" style="font-size:14px" class="jsx-1991110988 authorName">Summer Hull</a><div class="jsx-1991110988 role">Senior director of content</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.</span></div><div class="jsx-1991110988 social"><a data-testid="Email" href="mailto:summer.hull@thepointsguy.com" target="_blank" class="jsx-1991110988"><svg fill="none" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M2.339 10.003A1.99 1.99 0 002 11.117v9.197a2 2 0 002 2h16a2 2 0 002-2v-9.197a1.99 1.99 0 00-.339-1.114l-8.89 7.332c-.426.352-1.116.352-1.542 0l-8.89-7.332zm20.195-1.631A3.992 3.992 0 0124 11.467v8.497a4 4 0 01-4 4H4a4 4 0 01-4-4v-8.497c0-1.24.565-2.349 1.45-3.083a.931.931 0 01.199-.223L11.224.264c.426-.352 1.117-.352 1.543 0l9.58 7.901a.937.937 0 01.187.207z" fill="currentColor"></path></svg></a><a data-testid="Linkedin" href="https://www.linkedin.com/in/summer-hull-tpg/" rel="noreferrer" target="_blank" class="jsx-1991110988"><svg viewBox="0 0 310 310" xml:space="preserve" xmlns="http://www.w3.org/2000/svg"><path d="M72.16 99.73H9.927a5 5 0 0 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4.831 0 0 1-1.003-.104z" fill="currentColor"></path></svg></a><a data-testid="Twitter" href="https://twitter.com/mommypoints" rel="noreferrer" target="_blank" class="jsx-1991110988"><svg fill="none" viewBox="0 0 24 24" xmlns="http://www.w3.org/2000/svg"><path d="M14.095479,10.316482L22.286354,1h-1.940718l-7.115352,8.087682L7.551414,1H1l8.589488,12.231093L1,23h1.940717 l7.509372-8.542861L16.448587,23H23L14.095479,10.316482z M11.436522,13.338465l-0.871624-1.218704l-6.924311-9.68815h2.981339 l5.58978,7.82155l0.867949,1.218704l7.26506,10.166271h-2.981339L11.436522,13.338465z" fill="currentColor"></path></svg></a></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div><span class="jsx-3238969592">•</span><div class="jsx-3238969592 reviewedBy"><span class="jsx-3238969592">Reviewed by</span><div class="jsx-1991110988 byline"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-byline" class="jsx-1871043387 triggerText"><span class="jsx-1871043387 triggerText">Stanley Sanford</span></div><div class="jsx-1871043387 dialog false"><div class="jsx-1871043387"><div class="jsx-1991110988 authorDialog"><div class="jsx-1991110988 contact"><div class="jsx-1991110988 avatar"><span style="box-sizing:border-box;display:block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;padding-top:100%"></span><img alt="Stanley Sanford" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Stanley Sanford" loading="lazy" decoding="async" data-nimg="responsive" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fthepointsguy.global.ssl.fastly.net%2Fus%2Foriginals%2F2023%2F08%2Fmountain-pic-Stanley-Sanford.jpg&w=3840&q=75"/></noscript></span></div><div class="jsx-1991110988 nameTitle"><a href="/author/stanleysanford" style="font-size:14px" class="jsx-1991110988 authorName">Stanley Sanford</a><div class="jsx-1991110988 role">Compliance manager</div></div></div><div class="jsx-1991110988"><span class="jsx-1991110988 bio">Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.</span></div></div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div><div class="jsx-3238969592 temporal"><label class="jsx-3238969592 type">Updated</label><span class="jsx-3238969592 timestamp">Feb. 04, 2025</span></div></section><div class="jsx-de4115f42c48e362 jsx-220414394 disclosure"><div class="jsx-2527605629 disclosureBox-A"><div class="jsx-2527605629 disclosureContent"><div>Most of the cards we feature here are from partners who compensate us when you approve through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our <a href="https://thepointsguy.com/advertising-policy/">advertising policy</a> and <a href="https://thepointsguy.com/review-methodology/">product review methodology</a> for more information.</div></div></div></div><div class="jsx-de4115f42c48e362 jsx-220414394 introduction"><div class="jsx-de4115f42c48e362 jsx-220414394 introContent truncate"><p>If you’re looking to optimize your spending and make the most of every purchase, we recommend these top picks for the best rewards credit cards. Each card on this list was carefully selected by our team of experts to help our readers get the most out of their spending. Whether you’re looking to earn the most cash back or to pay for your next vacation with points and miles, we’ve got you covered.</p> <p>At The Points Guy, we aim to provide comprehensive insights and expert analysis on the best rewards credit cards to help our readers make the right choice for their wallets. Check out our curated selection and comprehensive guide below to find the best rewards card for you from our partners.</p> </div><button class="jsx-de4115f42c48e362 jsx-220414394 toggle">Show more</button></div></div></div><div class="jsx-2733693566 children"><div class="jsx-de4115f42c48e362 jsx-220414394 rightPanel"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 jumpToSection variant-A"><label class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" height="18" viewBox="0 0 18 18" width="18" xmlns="http://www.w3.org/2000/svg"><rect height="16" rx="2.646" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.455" width="15.943" x="1" y="1.123"></rect><path d="M4.986 5.123h7.971M4.986 9.123h7.971M4.986 13.123h2.99" stroke="currentColor" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.455"></path></svg></div>Jump to:</label><ul class="jsx-a76ba1b438febbc3 jsx-3252949407 tocItems"><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Browse by card categories</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Comparing the best rewards credit cards</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">More details on the best rewards credit cards</div></button></li><li class="jsx-a76ba1b438febbc3 jsx-3252949407"><button class="jsx-a76ba1b438febbc3 jsx-3252949407"><div class="jsx-a76ba1b438febbc3 jsx-3252949407 secondaryLink linkItem">Credit pointers with Brian Kelly</div></button></li></ul><button class="jsx-a76ba1b438febbc3 jsx-3252949407 toggle">Show more</button><div class="jsx-a76ba1b438febbc3 jsx-3252949407 arrow"><svg fill="none" viewBox="0 0 75 82" xmlns="http://www.w3.org/2000/svg"><path d="M65.837 1.835a1.613 1.613 0 1 0-3.211-.297l3.211.297ZM16.604 68.711a1.613 1.613 0 0 0 1.15 1.969l14.038 3.686a1.613 1.613 0 0 0 .82-3.12L20.132 67.97l3.277-12.478a1.613 1.613 0 0 0-3.12-.819l-3.686 14.038ZM62.626 1.538c-1.288 13.896-12.151 46.844-45.275 66.19l1.626 2.785c34.23-19.992 45.5-54.009 46.86-68.678l-3.211-.297Z" fill="#077E4A"></path></svg></div></div><div class="jsx-de4115f42c48e362 jsx-220414394 pledge"><section class="jsx-2150554671"><div class="jsx-2150554671"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-H"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 iconAndHeader"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 24.5c-6.627 0-12-5.372-12-12C0 5.873 5.373.5 12 .5c6.628 0 12 5.373 12 12 0 6.628-5.372 12-12 12ZM7.782 7.008h8.54c.453 0 .82.378.82.844v8.777a.833.833 0 0 1-.816.844l-1.158.006c-.216-.022-.428-.088-.583-.246a.855.855 0 0 1-.242-.598v-4.717l-5.47 5.623a.809.809 0 0 1-1.161 0l-.816-.839a.857.857 0 0 1 0-1.193l5.47-5.623h-4.59a.81.81 0 0 1-.581-.249.856.856 0 0 1-.24-.599l.007-1.19a.832.832 0 0 1 .82-.84Z" fill="url(#a5)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="a5" x1="12" x2="36" y1="36.5" y2="12.5"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg></div><div class="titleContainer">The Points Guy pledge</div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div class="jsx-2150554671 pledgeContent"><span class="jsx-2150554671">At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. Our travel and credit cards experts share their own experiences and give <a href="https://thepointsguy.com/review-methodology/" class="jsx-2150554671">honest analyses</a> to help you make decisions that benefit you the most. While we do receive compensation through our credit card application links, ads, and clearly indicated sponsored content, our <a href="https://thepointsguy.com/tpg-publishing-standards/" class="jsx-2150554671">editorial content</a>, <a href="https://thepointsguy.com/guide/monthly-valuations/" class="jsx-2150554671">points valuations</a> and card analysis are entirely our own.</span></div></div></div></div></section></div><div class="jsx-de4115f42c48e362 jsx-220414394 summary"><section class="jsx-313411368 featuredCards"><div class="jsx-313411368 featuredCardsAccordion"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-H"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 iconAndHeader"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 25 25" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M0 12.5c0 6.628 5.373 12 12 12 6.628 0 12-5.372 12-12 0-6.627-5.372-12-12-12-6.627 0-12 5.373-12 12Z" fill="#162433" fill-rule="evenodd"></path><path d="M11.214 6.627c.215-.666 1.156-.666 1.37 0l.936 2.902a.72.72 0 0 0 .685.499h3.038c.696 0 .987.89.426 1.3l-2.469 1.81a.72.72 0 0 0-.26.8l.941 2.92c.214.664-.548 1.214-1.11.801l-2.446-1.791a.72.72 0 0 0-.851 0l-2.445 1.791c-.563.413-1.325-.137-1.11-.802l.94-2.918a.72.72 0 0 0-.26-.802L6.13 11.33c-.561-.412-.27-1.301.426-1.301h3.038a.72.72 0 0 0 .685-.5l.935-2.901Z" fill="#fff"></path></svg></div><div class="titleContainer">Featured Cards</div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><ul class="jsx-313411368 featuredCardsContent"><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Chase Sapphire Preferred® Card</a></span></span><span class="jsx-313411368 superlative">: Best for beginner travelers</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Venture Rewards Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for airline rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">American Express® Gold Card</a></span></span><span class="jsx-313411368 superlative">: Best for dining rewards at restaurants</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Venture X Rewards Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for airline rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Ink Business Unlimited® Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for freelancers</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Bilt Mastercard®</a></span></span><span class="jsx-313411368 superlative">: Best for for renters</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Ink Business Preferred® Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for maximizing business purchases</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">The Platinum Card® from American Express</a></span></span><span class="jsx-313411368 superlative">: Best for luxury benefits</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Citi Strata Premier℠ Card</a></span></span><span class="jsx-313411368 superlative">: Best for starter travel</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Wells Fargo Active Cash® Card</a></span></span><span class="jsx-313411368 superlative">: Best for flat-rate earning</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Citi Double Cash® Card</a></span></span><span class="jsx-313411368 superlative">: Best for no-frills cash-back rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Capital One Savor Cash Rewards Credit Card</a></span></span><span class="jsx-313411368 superlative">: Best for entertainment rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Chase Freedom Unlimited®</a></span></span><span class="jsx-313411368 superlative">: Best for flexible cash rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Blue Cash Preferred® Card from American Express</a></span></span><span class="jsx-313411368 superlative">: Best for U.S. streaming rewards</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Wells Fargo Autograph Journey℠ Card</a></span></span><span class="jsx-313411368 superlative">: Best for unlimited point earning</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Bank of America® Travel Rewards credit card</a></span></span><span class="jsx-313411368 superlative">: Best for travel rewards beginners</span></div></li><li class="jsx-313411368"><div class="jsx-313411368 featuredCardsContainer"><span class="jsx-313411368 cardName"><span><a class="jsx-313411368">Blue Cash Everyday® Card from American Express</a></span></span><span class="jsx-313411368 superlative">: Best for cash back beginners</span></div></li></ul></div></div></div></section></div></div></div></div></div></div></section><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792"></div><div class="jsx-2733693566 children"><div data-name="BrowseByCategory" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory BrowseByCategory"><section class="jsx-de4115f42c48e362 jsx-1044954645 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1044954645 container"><div class="jsx-2733693566 children"><div class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042 browseByCategory"><div class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042 top"><h2 class="jsx-de4115f42c48e362 jsx-de4115f42c48e362 jsx-202118042">Browse by card categories</h2><div class="jsx-2733693566 children"><div class="ilm"><div class="jsx-1587412939 InternalLinkingModule"><ul class="jsx-1587412939"><li class="jsx-1587412939 list"><span><div class="jsx-2208860734 Pill rounded"><a href="https://thepointsguy.com/credit-cards/cash-back/" class="jsx-2208860734">Cash Back</a></div></span></li><li class="jsx-1587412939 list"><span><div class="jsx-2208860734 Pill rounded"><a href="https://thepointsguy.com/credit-cards/travel/" class="jsx-2208860734">Travel</a></div></span></li><li class="jsx-1587412939 list"><span><div class="jsx-2208860734 Pill rounded"><a href="https://thepointsguy.com/credit-cards/airline/" class="jsx-2208860734">Airline</a></div></span></li><li class="jsx-1587412939 list"><span><div class="jsx-2208860734 Pill rounded"><a href="https://thepointsguy.com/credit-cards/hotel/" class="jsx-2208860734">Hotel</a></div></span></li></ul></div></div></div></div></div></div></div></section></div><div data-name="CardTiles" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory CardTiles"><section class="jsx-de4115f42c48e362 jsx-1044954645 section sectionWrapper no-topPadding"><div class="jsx-de4115f42c48e362 jsx-1044954645 container"><div class="jsx-de4115f42c48e362 jsx-1260770831 bottom"><div class="jsx-de4115f42c48e362 jsx-1260770831 cardTiles-section"><div class="jsx-de4115f42c48e362 jsx-1260770831 cardTiles"><div id="card-0" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for beginner travelers</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210132/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Chase Sapphire Preferred® Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221210132" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Chase Sapphire Preferred® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Chase Sapphire Preferred® Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Chase Sapphire Preferred® Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5x</span></td><td class="jsx-2623671549 description">5x on travel purchased through Chase Travel℠.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3x</span></td><td class="jsx-2623671549 description">3x on dining, select streaming services and online groceries.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2x</span></td><td class="jsx-2623671549 description">2x on all other travel purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1x</span></td><td class="jsx-2623671549 description">1x on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">60,000 bonus points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.49% - 27.49% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit cards on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/">review of the Chase Sapphire Preferred Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">You’ll earn 5 points per dollar on travel purchased through Chase Travel, 3 points per dollar on dining, select streaming services and online grocery store purchases, 2 points per dollar on all other travel and 1 point per dollar on everything else.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Annual $50 hotel statement credit when booked through Chase Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The card comes with a $95 annual fee</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-1" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for airline rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22105772/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Venture Rewards Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-22105772" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22105772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Venture Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Venture Rewards Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22105772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Venture Rewards Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31858.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per dollar on every purchase, every day</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">75,000 miles once you spend $4,000 on purchases within 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 75,000 miles</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">19.99% - 29.24% (Variable)</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>When it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/">review of the Capital One Venture Rewards Credit Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, valued by TPG (not provided by the issuer) at $1,388</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 15+ travel partners</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Highest bonus-earning categories only on travel booked via Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Capital One airline partners do not include any large U.S. airlines</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2X miles on every purchase, every day</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Miles won't expire for the life of the account and there's no limit to how many you can earn</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive up to a $120 credit for Global Entry or TSA PreCheck®</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Transfer your miles to your choice of 15+ travel loyalty programs</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-2" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for dining rewards at restaurants</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6344/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">American Express® Gold Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6344" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6344/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="American Express® Gold Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for American Express® Gold Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6344/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for American Express® Gold Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">60,000 points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$325</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">See Pay Over Time APR</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>This isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar at restaurants (on the first $50,000 in purchases per calendar year; then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly, <a class="c-link" href="http://wine.com/" target="_blank" rel="noopener noreferrer" data-stringify-link="http://Wine.com" data-sk="tooltip_parent">Wine.com</a>, and Five Guys, plus it added an up to $120 annually ($10 per month) in Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. The card must be added to your Uber account and you can redeem with any Amex card. All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the <a class="c-link" href="https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/" target="_blank" rel="noopener noreferrer" data-stringify-link="https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/" data-sk="tooltip_parent">American Express Gold Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">4 points per dollar on dining at restaurants (on the first $50,000 in purchases per calendar year, then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3 points per dollar on flights booked directly with the airline or with Amex Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Generous welcome offer</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Weak on travel and everyday spending bonus categories</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Not as effective for those living outside the U.S.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Some may have trouble using Uber/food credits</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Few travel perks and protections</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Foreign Transaction Fees.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Annual Fee is $325.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-3" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for airline rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8152/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Venture X Rewards Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-8152" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8152/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Venture X Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Venture X Rewards Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8152/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Venture X Rewards Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31830.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10 Miles</span></td><td class="jsx-2623671549 description">10 Miles per dollar on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on flights and vacation rentals booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per dollar on every purchase, every day</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 75,000 miles</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$395</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">19.99% - 29.24% (Variable)</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">740-850</span><span class="jsx-854763532 description">Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>If you can maximize the $300 credit towards bookings through Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/">Capital One Venture Rewards Credit Card</a> (see Venture <a href="https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/">rates and fees</a>). Add in a 10,000-mile bonus every account anniversary (worth $185, according to <a href="https://thepointsguy.com/loyalty-programs/monthly-valuations/" target="_blank" rel="noopener">TPG valuations</a>) and lounge access, and the card may become the strongest option out there for a lot of travelers. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/">review of the Capital One Venture X Rewards Credit Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">10,000 bonus miles every account anniversary</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">$395 annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The $300 annual credit only applicable for bookings made through Capital One Travel portal</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2X miles on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive up to a $120 credit for Global Entry or TSA PreCheck®</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-4" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for freelancers</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6217/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Ink Business Unlimited® Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-6217" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 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height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Unlimited® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Unlimited® Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Ink Business Unlimited® Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on every purchase made for your business</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn $750 bonus cash back</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">17.49% - 23.49% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash Credit Card and the Ink Business Preferred® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/">review of the Ink Business Unlimited Credit Card</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">A generous welcome bonus</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Flat 1.5% cash back on all purchases</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Higher spend to receive sign-up bonus</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 1.5% cash back on every purchase made for your business</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards&#174.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Round-the-clock monitoring for unusual credit card purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% introductory APR for 12 months on purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-5" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for for renters</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10615/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Bilt Mastercard®</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-10615" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/bilt-mastercard-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10615/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Bilt Mastercard®" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Bilt Mastercard®</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10615/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Bilt Mastercard®</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Bilt's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://www.wellsfargo.com/credit-cards/bilt/terms/" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X Points</span></td><td class="jsx-2623671549 description">3x points on dining</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X Points</span></td><td class="jsx-2623671549 description">2x points on travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X Points</span></td><td class="jsx-2623671549 description">1x points on other purchases</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X Points</span></td><td class="jsx-2623671549 description">Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label></span></div><div class="jsx-1428882662">no offer</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">See Terms</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Bilt Rewards Mastercard is a credit card that allows renters to earn one point per dollar on their rent payments, without incurring transaction fees. In addition, you can earn 3 points per dollar on dining and 2 points per dollar on travel (must make five transactions per statement period to earn points). Bilt Rewards points are transferable points and can be transferred to 14 airline partners and three hotel partners. Despite having no annual fee, the Bilt Rewards card features great travel and dining benefits like Trip Cancellation and Interruption Protection and World Elite Mastercard Concierge Service. Read more about the <a href="https://thepointsguy.com/credit-cards/bilt-rewards-mastercard/">Bilt Rewards card here</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn points on rent with no transaction fees</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Multiple bonus categories</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Transfer points to multiple travel partners</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Variety of travel benefits</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No welcome bonus</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Must make five purchases per statement period to earn points</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">$0 Annual Fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earns 3x points on dining</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2x points on travel</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 1x points on other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Use the card 5 times each statement period to earn points</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Select "Apply Now" to learn more about the product features, terms, and conditions</span></li><li class="jsx-1500128724"><span class="jsx-1500128724"><a href="https://www.wellsfargo.com/credit-cards/bilt/terms/">Rates & Fees</a>. <a href="https://www.biltrewards.com/terms/rewards-and-benefits">Rewards & Benefits</a>.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-6" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for maximizing business purchases</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211973/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Ink Business Preferred® Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221211973" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/ink-business-preferred-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Preferred® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Preferred® Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Ink Business Preferred® Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 90,000 bonus points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.24% - 26.24% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Good, Excellent</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Ink Business Preferred Credit Card's sign-up bonus a generous offer for the card. Plus earn points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/ink-business-preferred-card-review/">review of the Ink Business Preferred Credit Card</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Access to the Chase Ultimate Rewards portal for points redemption</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No travel perks</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Subject to Chase's 5/24 rule on card applications</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Round-the-clock monitoring for unusual credit card purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Points are worth 25% more when you redeem for travel through Chase Travel℠</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-7" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for luxury benefits</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22504813/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">The Platinum Card® from American Express</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-22504813" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" 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height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/amex-platinum-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" 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src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for The Platinum Card® from American Express</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22504813/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for The Platinum Card® from American Express</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn 80,000 points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$695</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">See Pay Over Time APR</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/amex-platinum-review/">review of the Platinum Card from American Express</a>.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The current welcome offer on this card is quite lucrative.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, assorted annual statement credits and so much more (enrollment required for select benefits).</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The annual airline fee credit and other statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">With American Express Global Lounge Collection® you can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$695 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" target="blank"> See Rates & Fees</a></li></span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-8" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"><div class="jsx-1842035938 callout C">Limited-Time Offer</div></div><span class="jsx-1767730752 superlative"><p>Best for starter travel</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10652/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Citi Strata Premier℠ Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-10652" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" 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4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/citi-strata-premier-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10652/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Citi Strata Premier℠ Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Citi Strata Premier℠ Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10652/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Citi Strata Premier℠ Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Citi's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1707731.3684&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10X</span></td><td class="jsx-2623671549 description">Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 Point per $1 spent on all other purchases</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">75,000 bonus points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.24% - 28.24% (Variable)</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p>The Citi Strata Premier has some valuable transfer partners to make the most of your rewards plus, you’ll get a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, when you book through the Citi Travel website.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 points per dollar spent at restaurants, supermarkets, gas and EV charging stations and on air travel and other hotel purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year when you book through cititravel.com</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Transfer points to 14 airline programs (including JetBlue), 5 hotel programs (including Wyndham Rewards and Choice Privileges) and one retail program</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get trip delay protection, trip cancellation and interruption protection, lost or damaged luggage protection and MasterRental coverage for car rentals when you use your card for eligible purchases</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">$95 annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Airline transfer partners mostly include foreign programs (JetBlue is the only U.S. carrier)</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 1 Point per $1 spent on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No expiration and no limit to the amount of points you can earn with this card</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Foreign Transaction Fees on purchases</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-9" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for flat-rate earning</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7871/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Wells Fargo Active Cash® Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-7871" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7871/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Wells Fargo Active Cash® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Wells Fargo Active Cash® Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7871/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Wells Fargo Active Cash® Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Wells Fargo's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1618228.918&type=3&subid=0&u1=[TRANS_ID]" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn unlimited 2% cash rewards on purchases</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$200 cash rewards</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">19.24%, 24.24%, or 29.24% Variable APR</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature® Concierge and Luxury Hotel Collection. Read our <a href="https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/">full review of the Wells Fargo Active Cash</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2% cash rewards on purchases — no bonus categories to track or remember.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Get up to $600 in cell phone protection (with a $25 deductible) against covered damage or theft when you pay your monthly cell phone bill with this card.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Don’t take this card abroad with you, as this card incurs a 3% foreign currency conversion fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Other cash rewards cards can offer better welcome bonuses.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Apply Now to take advantage of this offer and learn more about product features, terms and conditions.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 2% cash rewards on purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$0 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No categories to track or remember and cash rewards don't expire as long as your account remains open.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-10" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for no-frills cash-back rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221410494/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Citi Double Cash® Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221410494" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221410494/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Citi Double Cash® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Citi Double Cash® Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221410494/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Citi Double Cash® Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Citi's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1695157.3645&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">$200 cash back</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.24% - 28.24% (Variable)</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">580-850</span><span class="jsx-854763532 description">Excellent, Good, Fair</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/">review of the Citi Double Cash here</a>.</p> </div> </div> </div> <div class="_tabbed"> <div class="phx-c:ui-drawer-partial"> <div class="_drawer-content"> <div class="_tabbed"> <div class="phx-c:ui-tabbed"> <div class="_tabs" data-tabbed=""></div> </div> </div> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earning 2% back on every purchase is an industry-leading return on everyday spending for a no-annual-fee credit card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Now that you have the ability to convert rewards to ThankYou points with an eligible card, your redemption options are even more flexible.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">It’s great for those looking to consolidate debt, since it offers new cardmembers 18 months of 0% intro APR on balance transfers made. After that, the variable APR of 18.24% -28.24% applies.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Those looking to make a balance transfer will have to pay 3% of each transfer (minimum $5) completed within the first four months of account opening. After that, your fee will be 5% of each transfer (minimum $5).</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Balance Transfers do not earn cash back. Intro APR does not apply to purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-11" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for entertainment rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221012282/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Capital One Savor Cash Rewards Credit Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221012282" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3.5 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/capital-one-savor-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221012282/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Capital One Savor Cash Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Capital One Savor Cash Rewards Credit Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221012282/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Capital One Savor Cash Rewards Credit Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://d25970n8puso9u.cloudfront.net/disclosure.32194.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">8%</span></td><td class="jsx-2623671549 description">8% Cash Back on Capital One Entertainment purchases</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on all other purchases</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">$200 Cash Back after you spend $500 on purchases within 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn $200 Cash Back</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">19.24% - 29.24% (Variable)</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Capital One Savor is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-savor-review/">review of the Capital One Savor Cash Rewards Credit Card</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The intro APR offer that comes with this card makes it a solid choice for those looking to finance a large purchase. </span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">The sign-up bonus isn’t anything to write home about (though it is easy to earn)</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 8% cash back on Capital One Entertainment purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No foreign transaction fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-12" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for flexible cash rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211280/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Chase Freedom Unlimited®</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-221211280" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" 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4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/chase-freedom-unlimited-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211280/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Chase Freedom Unlimited®" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Chase Freedom Unlimited®</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211280/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Chase Freedom Unlimited®</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">1.5% cash back on all other purchases.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Up to $300 cash back</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">19.49% - 28.24% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. However, it doubles in potential value if you pair it with a card that earns transferable Ultimate Rewards points. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/chase-freedom-unlimited-review/">review of the Chase Freedom Unlimited</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Multiple bonus categories</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Incredible value when paired with a premium Chase card</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Limited card perks and benefits</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Foreign transaction fees</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Member FDIC</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-13" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for U.S. streaming rewards</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22036110/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Blue Cash Preferred® Card from American Express</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-22036110" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 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4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">4 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22036110/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Blue Cash Preferred® Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Blue Cash Preferred® Card from American Express</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22036110/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Blue Cash Preferred® Card from American Express</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">6%</span></td><td class="jsx-2623671549 description">6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">6%</span></td><td class="jsx-2623671549 description">6% Cash Back on select U.S. streaming subscriptions</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. gas stations</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on other purchases</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn $250</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0 intro annual fee for the first year, then $95.</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.24%-29.24% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="_item --active" data-item="1"> <div class="_pros-cons"> <div class="_cons"> <p>The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/">review of the Blue Cash Preferred Card from American Express</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">This card has one of the best earning structures out for among cash-back credit cards</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$0 intro annual fee for the first year, then $95.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">6% Cash Back on select U.S. streaming subscriptions.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% Cash Back at U.S. gas stations.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">1% Cash Back on other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" target="blank"> See Rates & Fees</a></span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-14" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for unlimited point earning</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10645/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Wells Fargo Autograph Journey℠ Card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-10645" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/wells-fargo-autograph-journey-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10645/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Wells Fargo Autograph Journey℠ Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Wells Fargo Autograph Journey℠ Card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10645/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Wells Fargo Autograph Journey℠ Card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Wells Fargo's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1735711.856&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn unlimited 5X points on hotels</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn unlimited 4X points on airlines</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn unlimited 3X points on other travel and restaurants</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1X points on other purchases</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">60,000 bonus points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$95</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">20.24%, 25.24%, or 29.24% Variable APR</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><p class="p1">The Wells Fargo Autograph Journey credit card offers healthy reward earning rates on top of uncapped point-earning meaning the sky's the limit — especially if you strategize and spend in popular categories.</p> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">No foreign transaction fees</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Uncapped earning potential</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$50 annual statement credit</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Solid point earning rates in popular categories</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">This card features an annual fee</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Apply Now to take advantage of this offer and learn more about product features, terms and conditions.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">$95 annual fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a $50 annual statement credit with $50 minimum airline purchase.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-15" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for travel rewards beginners</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22079418/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Bank of America® Travel Rewards credit card</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-22079418" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/bank-of-america-travel-rewards-card-simplicity-for-points-beginners/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22079418/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Bank of America® Travel Rewards credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Bank of America® Travel Rewards credit card</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22079418/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Bank of America® Travel Rewards credit card</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Bank of America's secure site</div></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5X</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">25,000 points</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.24% - 28.24% Variable APR on purchases and balance transfers</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent/Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Bank of America Travel Rewards credit card is a great starter card thanks to its no annual fee and no foreign transaction fees when you travel internationally. Earning and redeeming is effortless, with no confusing bonus categories to keep track of and the ability to redeem your points for all of your travel needs. Read our full <a href="https://thepointsguy.com/credit-cards/reviews/bank-of-america-travel-rewards-card-simplicity-for-points-beginners/">review of the Bank of America Travel Rewards card here</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">1.5 points per dollar on all purchases</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No foreign transaction fees</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Bank of America does not offer airline or hotel transfer partners like other banks such as American Express, Chase or Capital One.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No travel and purchase protections.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Contactless Cards - The security of a chip card, with the convenience of a tap.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.</span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div><div id="card-16" class="jsx-de4115f42c48e362 jsx-1260770831 cardTile"><section data-testid="cardTile" class="jsx-1767730752 cardTile"><div class="jsx-1767730752 dt-tab"><div class="jsx-1767730752 topSection"><div class="jsx-1767730752 topDetails"><div class="jsx-1767730752 cardFlag"></div><span class="jsx-1767730752 superlative"><p>Best for cash back beginners</p></span><div data-testid="cardName" class="jsx-1767730752 cardName"><div class="jsx-1331445845 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22035733/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><h2 class="jsx-1331445845 cardName-title">Blue Cash Everyday® Card from American Express</h2></a></span></div></div><div class="jsx-1767730752 compareCard"><label class="jsx-2043662968 compareCard"><input name="add_card" type="checkbox" class="jsx-2043662968 "/><span class="jsx-2043662968">Compare this card</span></label></div><div class="jsx-1767730752 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-4016405105 editorsRating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 tooltip"><label class="jsx-eb71e6eaa52b9727 jsx-4016405105 title">TPG Editor‘s Rating</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-22035733" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 rating"><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div><div class="jsx-eb71e6eaa52b9727 jsx-4016405105 numeric">3 / 5</div></div><span><a href="https://thepointsguy.com/credit-cards/reviews/amex-blue-cash-everyday-card-review/" class="jsx-eb71e6eaa52b9727 jsx-4016405105 defaultLink review">Go to review</a></span></div></div></div><div class="jsx-1767730752 cardArtAndApplyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22035733/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Blue Cash Everyday® Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Blue Cash Everyday® Card from American Express</span></a></span><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22035733/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Blue Cash Everyday® Card from American Express</span></a></span></div><div class="jsx-1767730752 cardTerms"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">Terms & restrictions apply.</div><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees.</a></div></div></div></div><div class="jsx-1767730752 rewardsRate"><div class="jsx-1381160569 rewards rewards-C"><label class="jsx-1381160569 labelWrap">Rewards rate</label><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on other purchases.</td></tr></tbody></table></div></div><div class="jsx-2733693566 children"><div class="jsx-3205113021 cardCharacteristics variant-A"><div class="jsx-3205113021 characteristic"><div class="jsx-1428882662 introOffer-A"><div class="jsx-1428882662"><span class="jsx-1428882662 labelWrap"><label class="jsx-1428882662">Intro Offer</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.</div><div class="jsx-1871043387 pointer"></div></div></div></div></span></div><div class="jsx-1428882662">Earn $200</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-1770111297 annualFee"><label class="jsx-1770111297 labelWrap">Annual Fee</label><div class="jsx-1770111297">$0</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-3616297574 apr apr-A"><div class="jsx-3616297574 labelWrap"><label class="jsx-3616297574">Regular APR</label></div><div class="jsx-3616297574">18.24%-29.24% Variable</div></div></div><div class="jsx-3205113021 characteristic"><div class="jsx-854763532 recommendedCredit recommendedCredit-A"><div class="jsx-854763532 recommendedCreditLabel-A"><label class="jsx-854763532">Recommended Credit</label><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-creditDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Credit score description</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-854763532 tooltipContent">Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div><div class="jsx-854763532 creditScore"><span class="jsx-854763532 range">670-850</span><span class="jsx-854763532 description">Excellent, Good</span></div></div></div></div></div></div><div class="jsx-1767730752 bottomSectionMonarch"><div class="jsx-1767730752 whyWeChoseIt"><div class="jsx-1400964409 whyWeChoseItRoot inheritParent"><label class="jsx-1400964409">Why we chose it</label><div class="jsx-1400964409 text"><div class="why-we-chose-it --mt-24"> <div class="_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24"> <div class="phx-body-copy --md --sm:mb"> <p>The Blue Cash Everyday card is a good option for people who want a simple cash back structure with no annual fee. You’ll earn bonus cash back rewards on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Read our full review of the <a href="https://thepointsguy.com/credit-cards/reviews/amex-blue-cash-everyday-card-review/">Blue Cash Everyday Card from American Express</a>.</p> </div> </div> </div> </div></div></div><div class="jsx-1767730752 tabbed"><div class="jsx-de4115f42c48e362 jsx-3532910632"><div class="jsx-de4115f42c48e362 jsx-3532910632 tabbedContent"><div class="jsx-171656303 partialAccordion"><span><button aria-expanded="false" data-testid="viewMorebutton" class="jsx-171656303 button"><span class="jsx-171656303">VIEW MORE</span><div class="jsx-171656303 partial carat"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-171656303 content"><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList" class="jsx-3370968206 tabList"><span><button data-testid="tab" class="jsx-3370968206 tab active">Pros & Cons</button></span><span><button data-testid="tab" class="jsx-3370968206 tab">More Details</button></span></div><div class="jsx-3370968206 panels"><div class="jsx-3370968206 panel"><div class="jsx-3971611116 prosCons"><div class="jsx-1517838447 pros"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">3% cash back at U.S. supermarkets.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No annual fee.</span></li></ul></div></div><div class="jsx-3069136416 cons white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend.</span></li></ul></div></div></div></div><div class="jsx-3370968206 panel inactive"><div class="jsx-1075252574 moreDetails"><ul class="jsx-1500128724 list white list-A"><li class="jsx-1500128724"><span class="jsx-1500128724">Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">No Annual Fee.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724">Terms Apply.</span></li><li class="jsx-1500128724"><span class="jsx-1500128724"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details" target="blank"> See Rates & Fees</a></span></li></ul></div></div></div></div></div></div></div></div></div></div></div></section></div></div></div></div></div></section></div><div data-name="CardsTable" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory CardsTable"><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container"><div class="jsx-4bba4c716fec74b3 jsx-808683197 dark cardsTableHeader"><h2 class="jsx-4bba4c716fec74b3 jsx-808683197">Comparing the best rewards credit cards</h2></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 tableWrapper false"><table class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTable"><thead class="jsx-4bba4c716fec74b3 jsx-808683197"><tr class="jsx-4bba4c716fec74b3 jsx-808683197"><th class="jsx-4bba4c716fec74b3 jsx-808683197 firstTableHeader"><div class="jsx-4bba4c716fec74b3 jsx-808683197">Credit card</div></th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Best for</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Intro offer</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Earning rate</th><th class="jsx-4bba4c716fec74b3 jsx-808683197 tableHeader">Annual fee</th></tr></thead><tbody class="jsx-4bba4c716fec74b3 jsx-808683197"><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Chase Sapphire Preferred® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Chase Sapphire Preferred® Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210132/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Chase Sapphire Preferred® Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 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0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 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1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">beginner travelers</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">60,000 bonus points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 5X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5x</span></td><td class="jsx-2623671549 description">5x on travel purchased through Chase Travel℠.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3x</span></td><td class="jsx-2623671549 description">3x on dining, select streaming services and online groceries.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2x</span></td><td class="jsx-2623671549 description">2x on all other travel purchases.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1x</span></td><td class="jsx-2623671549 description">1x on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22105772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Venture Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F03141a30-6f84-11ef-88db-67757e6c8737.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22105772/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Venture Rewards Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22105772/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Venture Rewards Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31858.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">airline rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 75,000 miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">75,000 miles once you spend $4,000 on purchases within 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 5X miles</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per dollar on every purchase, every day</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6344/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="American Express® Gold Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6344/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for American Express® Gold Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6344/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">American Express® Gold Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">dining rewards at restaurants</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">60,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 4X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X</span></td><td class="jsx-2623671549 description">Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$325</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8152/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Venture X Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F401d0150-336c-11ec-b6bf-8d6df3a2e669.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/8152/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Venture X Rewards Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/8152/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Venture X Rewards Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.31830.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">airline rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 75,000 miles</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2 - 10X miles</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10 Miles</span></td><td class="jsx-2623671549 description">10 Miles per dollar on hotels and rental cars booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5 Miles</span></td><td class="jsx-2623671549 description">5 Miles per dollar on flights and vacation rentals booked through Capital One Travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2 Miles</span></td><td class="jsx-2623671549 description">2 Miles per dollar on every purchase, every day</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$395</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Ink Business Unlimited® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc16ef160-f077-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6217/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Ink Business Unlimited® Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6217/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Ink Business Unlimited® Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">freelancers</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn $750 bonus cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1.5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5% cash back on every purchase made for your business</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10615/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Bilt Mastercard®" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F05909990-4fde-11ed-b47c-bfbb560b1ab3.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10615/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Bilt Mastercard®</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10615/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Bilt Mastercard®</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 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xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Bilt's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://www.wellsfargo.com/credit-cards/bilt/terms/" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">for renters</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">N/A</span></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X Points</span></td><td class="jsx-2623671549 description">3x points on dining</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2X Points</span></td><td class="jsx-2623671549 description">2x points on travel</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X Points</span></td><td class="jsx-2623671549 description">1x points on other purchases</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X Points</span></td><td class="jsx-2623671549 description">Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Ink Business Preferred® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Ink Business Preferred® Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211973/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Ink Business Preferred® Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">maximizing business purchases</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 90,000 bonus points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22504813/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="The Platinum Card® from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fe904fbf0-5b1a-11ef-a7c5-db9b566f392d.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22504813/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for The Platinum Card® from American Express</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22504813/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">The Platinum Card® from American Express</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">luxury benefits</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn 80,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">5X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$695</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"><div class="jsx-1842035938 callout C">Limited-Time Offer</div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10652/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Citi Strata Premier℠ Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fcc4c54f0-0d3f-11ef-8061-419b99b523ee.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10652/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Citi Strata Premier℠ Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10652/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Citi Strata Premier℠ Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Citi's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE&offerid=1707731.3684&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">starter travel</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">75,000 bonus points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 10X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">10X</span></td><td class="jsx-2623671549 description">Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1 Point per $1 spent on all other purchases</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7871/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Wells Fargo Active Cash® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F8ff39f90-5a56-11ef-a7c5-db9b566f392d.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/7871/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Wells Fargo Active Cash® Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/7871/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Wells Fargo Active Cash® Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 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3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Wells Fargo's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1618228.918&type=3&subid=0&u1=[TRANS_ID]" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">flat-rate earning</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$200 cash rewards</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">2% cash rewards</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">2%</span></td><td class="jsx-2623671549 description">Earn unlimited 2% cash rewards on purchases</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221410494/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Citi Double Cash® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F912a9490-aea0-11ec-81f6-95945bae99c9.jpg&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221410494/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Citi Double Cash® Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221410494/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Citi Double Cash® Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 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0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Citi's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1695157.3645&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">no-frills cash-back rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">$200 cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221012282/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Capital One Savor Cash Rewards Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F80d15850-9088-11ef-9b25-ab59e8af7111.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221012282/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Capital One Savor Cash Rewards Credit Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221012282/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Capital One Savor Cash Rewards Credit Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3.5</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 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1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 partial"></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Capital One's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://d25970n8puso9u.cloudfront.net/disclosure.32194.en-US.pdf" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">entertainment rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn $200 Cash Back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">$200 Cash Back after you spend $500 on purchases within 3 months from account opening</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 8% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">8%</span></td><td class="jsx-2623671549 description">8% Cash Back on Capital One Entertainment purchases</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on all other purchases</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div 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3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">flexible cash rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Up to $300 cash back</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1.5 - 5% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5%</span></td><td class="jsx-2623671549 description">Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5%</span></td><td class="jsx-2623671549 description">1.5% cash back on all other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22036110/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Blue Cash Preferred® Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fede1f860-726a-11e9-ad1f-e3d0fefdcf91.png&w=828&q=75 828w, 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class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22036110/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Blue Cash Preferred® Card from American Express</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22036110/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Blue Cash Preferred® Card from American Express</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">4</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 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0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">U.S. streaming rewards</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn $250</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 6% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">6%</span></td><td class="jsx-2623671549 description">6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">6%</span></td><td class="jsx-2623671549 description">6% Cash Back on select U.S. streaming subscriptions</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. gas stations</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on other purchases</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0 intro annual fee for the first year, then $95.</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10645/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Wells Fargo Autograph Journey℠ Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc0e47ed0-6f7d-11ef-88db-67757e6c8737.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/10645/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Wells Fargo Autograph Journey℠ Card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/10645/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Wells Fargo Autograph Journey℠ Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 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3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Wells Fargo's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo&offerid=1735711.856&type=3&subid=0" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">unlimited point earning</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">60,000 bonus points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 5X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">5X</span></td><td class="jsx-2623671549 description">Earn unlimited 5X points on hotels</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">4X</span></td><td class="jsx-2623671549 description">Earn unlimited 4X points on airlines</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3X</span></td><td class="jsx-2623671549 description">Earn unlimited 3X points on other travel and restaurants</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1X</span></td><td class="jsx-2623671549 description">Earn 1X points on other purchases</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$95</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22079418/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Bank of America® Travel Rewards credit card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fbf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22079418/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Bank of America® Travel Rewards credit card</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22079418/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Bank of America® Travel Rewards credit card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Bank of America's secure site</div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">travel rewards beginners</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">25,000 points</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1.5X points</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1.5X</span></td><td class="jsx-2623671549 description">Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr><tr class="jsx-4bba4c716fec74b3 jsx-808683197 cardsTableRow"><td class="jsx-4bba4c716fec74b3 jsx-808683197 creditCardColumn"><div class="jsx-4bba4c716fec74b3 jsx-808683197 shadow"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardFlag"></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 creditCard"><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1539727969 applyLink"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 artAndText"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22035733/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1539727969 cardImage"><img alt="Blue Cash Everyday® Card from American Express" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fc261dbc0-037a-11ed-90c2-1fdc9912f644.png&w=3840&q=75"/></div></a></span><div class="jsx-4bba4c716fec74b3 jsx-1539727969 seeDetails">See details</div></div><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/22035733/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div></a></span><span class="jsx-4bba4c716fec74b3 jsx-1539727969 a11y-sr">Apply for Blue Cash Everyday® Card from American Express</span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 cardName"><div class="jsx-1326277449 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/22035733/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1326277449 cardName-title">Blue Cash Everyday® Card from American Express</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 editorsRating"><div style="align-items:center;flex-direction:row" class="jsx-eb71e6eaa52b9727 jsx-1439345612 editorsRating-B"><svg fill="none" height="16" width="17" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M8.068 16C3.612 16 0 12.418 0 8s3.612-8 8.068-8c4.456 0 8.068 3.582 8.068 8s-3.612 8-8.068 8ZM5.232 4.339h5.741c.305 0 .552.252.552.563v5.851c0 .31-.245.561-.55.563l-.777.003a.62.62 0 0 1-.392-.164.567.567 0 0 1-.163-.398V7.612l-3.678 3.749a.546.546 0 0 1-.78 0l-.549-.56a.569.569 0 0 1 0-.795l3.678-3.749H5.23a.547.547 0 0 1-.392-.165.568.568 0 0 1-.16-.4L4.68 4.9a.557.557 0 0 1 .552-.56Z" fill="url(#tpgLogo)" fill-rule="evenodd"></path><defs><linearGradient gradientUnits="userSpaceOnUse" id="tpgLogo" x1="8.068" x2="24.067" y1="24" y2="7.865"><stop stop-color="#45C36A"></stop><stop offset="1" stop-color="#00CDFF"></stop></linearGradient></defs></svg><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 rating"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 numeric">3</div><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 stars"><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 full"></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg 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0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg><svg height="12" width="12" xmlns="http://www.w3.org/2000/svg" class="jsx-3738520160"><path d="M11.426 4.265a.732.732 0 0 0-.684-.476h-2.96a.243.243 0 0 1-.23-.163L6.489.615a.73.73 0 0 0-1.366 0L5.12.623 4.06 3.626a.243.243 0 0 1-.229.163H.87A.73.73 0 0 0 .4 5.078l2.521 2.09a.243.243 0 0 1 .076.265l-1.06 3.176a.73.73 0 0 0 1.124.819l2.6-1.906a.243.243 0 0 1 .287 0l2.6 1.905a.73.73 0 0 0 1.124-.818L8.613 7.43a.243.243 0 0 1 .076-.264l2.526-2.094a.73.73 0 0 0 .21-.808Z" fill="#dfe5eb" class="jsx-3738520160 "></path><path d="M6.977.363c0-.285.285-.363 0-.363-.327.002-.45.056-.562.363L5.289 3.555a.259.259 0 0 1-.244.173H1.896a.775.775 0 0 0-.498 1.37l2.683 2.224c.083.068.114.179.08.28L3.033 10.98a.776.776 0 0 0 1.194.87l2.75-2.237c.132-.098 0-.448 0-.613V.363Z" fill="none" class="jsx-3738520160 "></path></svg></div></div><span><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 tooltip"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-id" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Editors rating</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-eb71e6eaa52b9727 jsx-1439345612 dialog">Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-808683197 legalText"><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-B"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at American Express's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 terms-B"><a href="https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 defaultLinkV1">See rates & fees</a></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-4bba4c716fec74b3 jsx-808683197 bestFor">cash back beginners</div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1428882662 introOffer-C"><div class="jsx-1428882662 offerLabel"><span class="jsx-1428882662">Earn $200</span><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-introDt" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Intro bonus</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><div class="jsx-1428882662 tooltipContent">Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.</div><div class="jsx-1871043387 pointer"></div></div></div></div></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"> <div class="jsx-4bba4c716fec74b3 jsx-808683197 boxRate"><div class="jsx-1381160569 rewards rewards-D"><div class="jsx-1381160569 rewardsRateD"><div class="jsx-1381160569 value">1 - 3% cash-back</div><label class="jsx-1381160569"><div tabindex="0" class="jsx-1871043387 tooltip fitElement"><div on="tap:tooltip-rewardsMob" class="jsx-1871043387 "><span class="jsx-1871043387 icon"><div class="jsx-1217045543 iconWrapper 1.5"><svg viewBox="0 0 20 20" xmlns="http://www.w3.org/2000/svg"><path d="M10 .476c5.25 0 9.524 4.275 9.524 9.524 0 5.25-4.275 9.524-9.524 9.524C4.75 19.524.476 15.249.476 10 .476 4.75 4.751.476 10 .476zM10 2c-4.408 0-8 3.592-8 8 0 4.408 3.592 8 8 8 4.408 0 8-3.592 8-8 0-4.408-3.592-8-8-8zm.882 6.236v6.173H9.118V8.236zm0-3.527v1.764H9.118V4.709z" fill="currentColor" fill-rule="evenodd"></path></svg></div><span class="jsx-1871043387 screenreader">Open Rewards rates</span></span></div><div class="jsx-1871043387 dialog icon"><div class="jsx-1871043387"><table class="jsx-2623671549 rewardsTable"><tbody class="jsx-2623671549 rewardsTableBody"><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">3%</span></td><td class="jsx-2623671549 description">3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.</td></tr><tr class="jsx-2623671549"><td class="jsx-2623671549 multiplier"><span class="jsx-2623671549">1%</span></td><td class="jsx-2623671549 description">1% Cash Back on other purchases.</td></tr></tbody></table><div class="jsx-1871043387 pointer"></div></div></div></div></label></div></div></div></td><td class="jsx-4bba4c716fec74b3 jsx-808683197"><div class="jsx-4bba4c716fec74b3 jsx-808683197 box"><div class="jsx-1770111297 annualFee"><strong class="jsx-1770111297">$0</strong></div></div></td></tr></tbody></table></div></div></section></div><div data-name="MoreDetails" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory MoreDetails"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container"><h2 class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 white">More details on the best rewards credit cards</h2> <div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 moreDetailsContainer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Chase Sapphire Preferred® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Chase Sapphire Preferred® Card</span></a></span></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 dropdownWrapper"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 customDropdown"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 dropdownHeader ">Chase Sapphire Preferred® Card<div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 carat "><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed active"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Chase Sapphire Preferred® Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is one of the most popular beginner travel rewards cards out there. You can earn a lot of points on a broad range of categories, and the low $95 annual fee makes this card worth keeping both in the first year and beyond.</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is an ideal choice for someone who takes a few trips a year and wants to maximize their earning on travel and dining purchases.</p> </div><div class="jsx-3370968206 panel inactive"><p>“The Chase Sapphire Preferred has been in my wallet for 5-plus years and is the midlevel rewards credit card that I recommend to people. It usually has a pretty solid sign-up bonus, with points that can be transferred to some of my favorite loyalty programs, like British Airways Executive Club and World of Hyatt. The strong earn rate on dining and travel as well as streaming services makes it a good choice for a millennial like me. Finally, I like using this card when renting cars, as it provides primary car insurance and a little more piece of mind.” — <a href="https://thepointsguy.com/author/mmoffitt/">Matt Moffitt</a>, senior credit cards editor</p> </div><div class="jsx-3370968206 panel inactive"><p>The <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/">Capital One Venture Rewards Credit Card</a> offers a flat 2 miles per dollar spent on most purchases, with bonus miles when booking hotels and rental cars through Capital One’s travel portal. Both cards have the same $95 annual fee (see Venture <a href="https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/">rates and fees</a>).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Venture Rewards Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The main attraction of this card is its flat earning structure of 2 miles per dollar spent on all purchases. You’ll also get access to 15-plus travel loyalty partners and up to $120 TSA PreCheck or Global Entry credit, all for a low $95 annual fee (see <a href="https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/">rates and fees</a>).</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is suited to travelers who take a few trips a year and want a simple miles-earning structure with the potential to maximize their rewards.</p> </div><div class="jsx-3370968206 panel inactive"><p>“The Capital One Venture is a great card that can add value to pretty much anyone's wallet. I use it to earn 2 miles per dollar on the purchases that fall outside my other cards' bonus categories. The annual fee is low, Capital One miles are easy to redeem and the card does come with a few nice perks, including TSA PreCheck/Global Entry application fee reimbursement.” — <a href="https://thepointsguy.com/author/madisonblancafor/">Madison Blancaflor</a>, senior content operations editor</p> </div><div class="jsx-3370968206 panel inactive"><p>The main competitor to this card is the <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/">Chase Sapphire Preferred® Card</a>, which earns more points on dining, streaming and online grocery purchases. However, it earns half the rate of the Venture Rewards on everyday purchases and does not include any lounge passes.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">American Express® Gold Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is the best card for those looking to earn bonus points at U.S. supermarkets and restaurants. You have an array of valuable transfer partners, while the dining and Uber statement credits help offset the considerable $325 annual fee (see <a href="https://thepointsguy.com/apply/american-express-gold-card-rates-fees/?tid=post">rates and fees</a>).</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is a great addition to the wallets of those who want to earn a lot of points when dining out and grocery shopping.</p> </div><div class="jsx-3370968206 panel inactive"><p>"I love that the Amex Gold earns a healthy 4 points per dollar spent on U.S. supermarket purchases and at restaurants (up to $25,000 in spending at U.S. supermarkets and up to $50,000 in spending at restaurants, then 1 point per dollar thereafter) since those are some of my biggest spend categories." — <a href="https://thepointsguy.com/author/astone/">Augusta Stone</a>, associate credit cards writer</p> </div><div class="jsx-3370968206 panel inactive"><p>There are few direct competitors to this card, but it’s worth checking out the <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/">Chase Sapphire Preferred® Card</a> and <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/">Chase Sapphire Reserve®</a>, which offer more points for travel purchases but fewer bonus points for groceries and dining.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Venture X Rewards Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is one of the best value premium travel rewards cards out there. It offers Capital One lounge access as well as access to the Partner Lounge Network, all for a reasonable $395 annual fee (see <a href="https://thepointsguy.com/apply/capital-one-venture-x-rewards-credit-card-rates-and-fees/">rates and fees</a>). Most of that is offset by a $300 annual travel credit, and you’ll receive 10,000 bonus miles each year, which more than covers the rest.</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is suited to frequent travelers who want lounge access and transferable miles for maximum-value travel redemptions.</p> </div><div class="jsx-3370968206 panel inactive"><p>“With an annual fee that is $300 less than The Platinum Card® from American Express (see Amex Platinum <a href="https://thepointsguy.com/apply/the-platinum-card-from-american-express-rates-fees/?tid=post">rates and fees</a>), the Capital One Venture X is my favorite travel credit card. The card comes with an annual $300 Capital One travel portal credit, which I use to book flights. That effectively brings the annual fee down to $95 per year (see <a href="https://thepointsguy.com/apply/capital-one-venture-x-rewards-credit-card-rates-and-fees/">rates and fees</a>). I use my Venture X to earn 2 miles per dollar (a 3.7% return, based on TPG's valuations) in spend categories where most cards would only accrue 1 point, such as auto maintenance, pharmacies and medical bills.” — <a href="https://thepointsguy.com/author/kolsen/">Kyle Olsen</a>, former points and miles reporter</p> </div><div class="jsx-3370968206 panel inactive"><p>The popular <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/">Chase Sapphire Reserve®</a> earns more bonus points on travel and dining purchases but comes with a higher $550 annual fee. Chase Ultimate Rewards points are worth slightly more than Capital One miles.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Ink Business Unlimited® Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is one of the best business cards with no annual fee because it earns 1.5% back on every purchase without needing to keep track of bonus categories.</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is a good match for anyone who doesn’t want to expend mental energy juggling spending categories.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I have the Chase Ink Business trilogy — the Ink Business Cash Credit Card, Ink Business Preferred Credit Card and Ink Business Unlimited Credit Card. The first two cards maximize my points-earning on things like office supply, internet and phone purchases, while the Ink Unlimited covers everything else with a flat 1.5% earn rate. The fact that I have the Ink Preferred means I can convert my cash back from the Ink Unlimited into more valuable Chase Ultimate Rewards points. This no-annual-fee card will stay in my wallet for years to come.” — <a href="https://thepointsguy.com/author/mmoffitt/">Matt Moffitt</a>, senior credit cards editor</p> </div><div class="jsx-3370968206 panel inactive"><p><a href="https://thepointsguy.com/credit-cards/reviews/blue-business-plus-amex-card-review/">The Blue Business® Plus Credit Card from American Express</a> is the only no-annual-fee (see <a href="https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post">rates and fees</a>) business credit card that can potentially be more valuable. It offers 2 Membership Rewards points per dollar spent (on up to $50,000 in annual spending, then 1 point), and these points are immediately transferrable to partners; you don't need to carry another card to enable this functionality.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Bilt Mastercard®</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">How to use</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Bilt Mastercard allows you to earn points on your rent, generally a large monthly expense, without transaction fees. In addition, you can earn elevated rewards on travel and dining. The Bilt Mastercard is a great way for renters to get cash back on their largest expenses, and the card comes with many travel benefits and no annual fee! </p> </div><div class="jsx-3370968206 panel inactive"><p>Renters who are looking for a way to earn travel rewards on their rent, without transaction fees, can find a lot of benefits in this card. </p> </div><div class="jsx-3370968206 panel inactive"><p>The Bilt card can be a great addition to your wallet because no other card lets you earn on rent as widely. In addition, it comes with travel and Cellular Telephone Protection while featuring no annual fee — making this card a no-brainer for any renter’s wallet. </p> </div><div class="jsx-3370968206 panel inactive"><p>Unfortunately, there is no other credit card like the Bilt Mastercard. If you are looking for a simple cash-back card and your landlord takes credit cards without charging a transaction fee, consider the <a href="https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/">Citi Double Cash® Card</a> (see <a href="https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/">rates and fees</a>) which earns 2% back on all purchases (1% when you buy and 1% when you pay your bill).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Ink Business Preferred® Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This card offers one of the highest sign-up bonuses of any business card and has a low $95 annual fee. Plus, it earns valuable Ultimate Rewards points on a variety of business expenses.</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is geared toward small-business owners who want to maximize points-earning on business expenses. It’s also great for those who regularly run into problems with their cellphone, as it provides cellphone protection.</p> </div><div class="jsx-3370968206 panel inactive"><p>“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I've found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.”  — <a href="https://thepointsguy.com/author/katiegenter/">Katie Genter</a>, senior writer</p> </div><div class="jsx-3370968206 panel inactive"><p>This card’s main competitor is the <a href="https://thepointsguy.com/credit-cards/reviews/amex-business-gold-card-review/">American Express® Business Gold Card</a>, which offers 4-points-per-dollar (on the first $150,000 spent in combined purchases each calendar year, then 1 point per dollar) in select bonus categories that automatically reflect your highest spending areas, such as transit purchases, dining at U.S. restaurants, and U.S. gas station purchases. However, its biggest downside is its relatively high $375 annual fee (see <a href="https://thepointsguy.com/apply/american-express-business-gold-card-rates-fees/?tid=post">rates and fees</a>).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">The Platinum Card® from American Express</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This card offers the best lounge access options of any premium travel rewards card and a high earn rate on airfare. It also comes with a plethora of statement credits that can offset the high $695 annual fee (see <a href="https://thepointsguy.com/apply/the-platinum-card-from-american-express-rates-fees/?tid=post">rates and fees</a>).</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is ideal for frequent travelers who spend a lot on airfare purchases and want access to a wide range of lounges along with a large number of lifestyle perks.</p> </div><div class="jsx-3370968206 panel inactive"><p>“While this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent (on up to $500,000 on these purchases per calendar year, then 1 point per dollar) and trip protection insurance*. I make sure to take full advantage of the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear Plus statement credits (enrollment is required). And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — <a href="https://thepointsguy.com/author/mmoffitt/">Matt Moffitt</a>, senior credit cards editor</p> <p>*<em>Eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.</em></p> </div><div class="jsx-3370968206 panel inactive"><p>The <a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/">Chase Sapphire Reserve®</a> earns more points on travel (except flights) and dining purchases and comes with a lower $550 annual fee. However, the Amex Platinum has better lounge access options.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Citi Strata Premier℠ Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>When you take advantage of the $100 annual hotel credit on this card, you essentially cancel out the $95 annual fee — while still being able to take advantage of solid earning rates and other benefits the Strata Premier offers.</p> </div><div class="jsx-3370968206 panel inactive"><p>The Citi Strata Premier is a good card for both occasional and frequent travelers who will take advantage of the annual $100 hotel credit and elevated travel bonus rates.</p> </div><div class="jsx-3370968206 panel inactive"><p>Even if you only travel a few times each year, this card basically pays for itself when you utilize its perks and benefits.</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re seeking a more premium travel card that earns miles instead of points, consider the <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/">Capital One Venture X Rewards Credit Card</a>. The Venture X earns a flat rate of 2 miles per dollar spent across all purchases with the exception of 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 5 miles per dollar spent on flights and vacation rentals also booked within the Capital One Travel portal.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Wells Fargo Active Cash® Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Active Cash card (see <a href="https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/">rates and fees</a>) is a great beginner card since it features a flat 2% cash rewards on purchases. The card features a simple earning strategy, includes cellphone protection and has no annual fee.</p> </div><div class="jsx-3370968206 panel inactive"><p>Credit card beginners should consider the Wells Fargo Active Cash if they’re looking for a simple cash back card.</p> </div><div class="jsx-3370968206 panel inactive"><p>"This card offers 2% cash rewards on all purchases. When the time came to pay my daughter’s preschool tuition, I got the card. I figured I could get 2% cash back on a fixed expense. It was a no brainer for me!” — Eileen Sullivan, senior UX researcher</p> </div><div class="jsx-3370968206 panel inactive"><p>New credit card users who are looking to earn cash back but want the option to transfer their cash back into travel points should consider the <a href="https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/">Citi Double Cash® Card</a> (see <a href="https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/">rates and fees</a>). It features a similar simple earning strategy as the Wells Fargo Active Cash but when combined with select Citi cards, the cash back can be transferred into Citi ThankYou points. </p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Citi Double Cash® Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>One of the simplest and most rewarding cash-back cards out there is the Citi Double Cash Card. It awards 1% cash back when you buy and then another 1% as you pay off your bill. You can even convert the cash back to ThankYou points via a linked ThankYou card, such as the Citi Prestige® Card. </p> <p><i>The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.</i></p> </div><div class="jsx-3370968206 panel inactive"><p>This card is best for two groups of people: those who want to keep rewards lucrative but simple, earning 1% cash back as you buy things and 1% cash back as you pay them off, and those who want to ramp up rewards-earning by converting these rewards to Citi ThankYou points, which <a href="https://thepointsguy.com/loyalty-programs/monthly-valuations/">TPG values at 1.8 cents each</a>.</p> </div><div class="jsx-3370968206 panel inactive"><p><b>“</b>I wasn’t the biggest fan of this card previously, thinking it was just average, but I am a big fan now that it earns Citi ThankYou points. Paired with my other Citi cards, it unlocks huge earning potential on everyday spending. The fact it has no annual fee means it’s a long-term keeper for me.” — <a href="https://thepointsguy.com/author/ryansmith/">Ryan Smith</a>, former credit cards writer</p> </div><div class="jsx-3370968206 panel inactive"><p>If you want an even simpler rewards-earning structure, also with no annual fee, check out the <a href="https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/">Wells Fargo Active Cash® Card</a> (see <a href="https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/">rates and fees</a>), which earns 2% back in cash rewards on purchases. </p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Capital One Savor Cash Rewards Credit Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This card earns excellent cash back on meals, groceries and entertainment without having to pay an annual fee. Additionally, if you also have a card like the Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card, you can transfer your cash-back rewards from the Savor into fully transferable miles.</p> </div><div class="jsx-3370968206 panel inactive"><p>This is a good starter card for enthusiastic foodies, avid streamers and regular concertgoers — especially for international travelers, since the card has no foreign transaction fees.</p> </div><div class="jsx-3370968206 panel inactive"><p>For no annual fee, you’re getting an excellent return on a variety of purchases — both in and out of the U.S.</p> </div><div class="jsx-3370968206 panel inactive"><p>The <a href="https://thepointsguy.com/credit-cards/reviews/chase-freedom-flex-review/">Chase Freedom Flex®</a> offers 5% back on travel purchased through the Chase Travel portal and 3% on dining and drugstore purchases. It also has valuable rotating quarterly categories, earning 5% cash back (on up to $1,500 in combined purchases each quarter) after activation.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Chase Freedom Unlimited®</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Chase Freedom Unlimited features a simple earning structure and a flat 1.5% earning rate on all other purchases outside of key categories. This makes it a great go-to for everyday spending, especially to fill in any gaps in your earning strategy.</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re relatively new to credit card rewards programs, the Freedom Unlimited is a solid card to get started with since its earning categories are pretty straightforward and there are no rotating categories you have to worry about tracking and activating. </p> </div><div class="jsx-3370968206 panel inactive"><p>“The Chase Freedom Unlimited is a great option, especially for anyone with a card like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. It has solid bonus categories but also gives 1.5% back on all other purchases. And, if you have a higher-end Chase card, you can effectively convert these cash-back earnings into fully transferable Ultimate Rewards points.” — Nick Ewen, Director of Content</p> </div><div class="jsx-3370968206 panel inactive"><p>Those seeking a travel rewards card with no annual fee should consider the<a href="https://thepointsguy.com/credit-cards/reviews/credit-card-review-the-capital-one-ventureone-rewards-credit-card/"> Capital One VentureOne Rewards Credit Card</a>. It earns 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel in addition to 1.25 miles per dollar spent on all other purchases. The VentureOne Rewards also has no foreign transaction fees making it an ideal travel companion, especially for starters (see<a href="https://thepointsguy.com/apply/capital-one-ventureone-rewards-credit-card-rates-and-fees/"> rates and fees</a>).</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Blue Cash Preferred® Card from American Express</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is a lucrative cash-back card for those who spend a lot on groceries, gas, transit and streaming. You’ll also earn statement credits for select monthly subscriptions with Disney (enrollment required; subject to auto-renewal; terms apply).</p> </div><div class="jsx-3370968206 panel inactive"><p>This card is best suited to someone looking for a lot of cash back on groceries, gas, transit and streaming.</p> </div><div class="jsx-3370968206 panel inactive"><p>“The Blue Cash Preferred Card is the card I recommended to my parents when they were looking for a new cash-back rewards card for their groceries. My parents prefer the simplicity of cash-back rewards, and I knew they'd benefit from earning 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets, then 1% back after that. Compared to the 1.5% cash back they were earning on these purchases, the elevated earnings easily justified adding the Blue Cash Preferred to their wallet.” — <a href="https://thepointsguy.com/author/katiegenter/">Katie Genter</a>, senior points and miles writer</p> <p><em>Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.</em></p> </div><div class="jsx-3370968206 panel inactive"><p>If you want a flat cash-back rate on all purchases, then the <a href="https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/">Citi Double Cash® Card</a> (see <a href="https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/">rates and fees</a>) is a great option, offering 2% back on every transaction — 1% when you buy and another 1% when you pay your bill.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Wells Fargo Autograph Journey℠ Card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p class="p1">The Autograph Journey offers cardholders the chance to earn elevated rates across travel categories including 5 points per dollar spent on hotels, 4 points per dollar on airline purchases and 3 points per dollar on restaurants and 'other travel' which includes timeshares, car rentals, cruise lines, travel agencies, discount travel sites and campgrounds. On top of this, cardholders also get the added benefit of earning a flat rate of 1 point per dollar on other purchases for a $95 annual fee.</p> </div><div class="jsx-3370968206 panel inactive"><p class="p1">If you travel frequently and are looking for a card to help you rack up points you can redeem for future travel, this card is a decent option. Additionally, those looking for a way to fill gaps in their points earning strategy will benefit from the flat 1 point per dollar spent on other purchases outside of the main travel categories.</p> </div><div class="jsx-3370968206 panel inactive"><p class="p1">Another great perk the Autograph Journey features is an annual $50 statement credit triggered by an airline purchase of at least $50. This is on top of elevated earning rates in the certain travel categories and a solid welcome offer for new applicants. There's also no foreign transaction fees on the Autograph Journey card making it a good first travel card as well as a decent supplemental card to add to your travel credit card roster.</p> </div><div class="jsx-3370968206 panel inactive"><p class="p1">If you're looking for a more general use credit card with no annual fee, consider the Wells Fargo Active Cash® Card (see <a href="https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/">rates and fees</a>). It earns a flat rate of 2% cash rewards on purchases making an excellent choice to help fill gaps in your reward earning strategy. The best part? Like the Autograph Journey card, the Active Cash Card doesn't put a cap on the amount of cash back you can earn.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Bank of America® Travel Rewards credit card</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it's in my wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>The Bank of America Travel Rewards card operates similarly to the <a href="https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/">Capital One Venture Rewards Credit Card</a>. You’re earning flat-rate rewards across all spending, and then you can use those rewards as a statement credit to cover eligible travel purchases.</p> </div><div class="jsx-3370968206 panel inactive"><p>It’s perfect for low-budget <a href="https://thepointsguy.com/credit-cards/best-starter-travel-rewards-cards/">beginner travelers</a> who want a card with no annual fee and a simple way to earn and redeem points.</p> </div><div class="jsx-3370968206 panel inactive"><p><b> </b>“I’m happy earning 1.5 points per dollar on all purchases on a card without an annual fee. I can’t pay for everything in life with transferable points, and it’s nice to have a card with fixed-value points for those situations. I use this card for travel purchases where I need to pay in cash, then I can reimburse myself with the points.” — <a href="https://thepointsguy.com/author/ryansmith/">Ryan Smith</a>, former credit cards writer</p> </div><div class="jsx-3370968206 panel inactive"><p>If you’re interested in a card with transferable miles that still has no annual fee (see <a href="https://thepointsguy.com/apply/capital-one-ventureone-rewards-credit-card-rates-and-fees/">rates and fees</a>), consider the <a href="https://thepointsguy.com/credit-cards/reviews/credit-card-review-the-capital-one-ventureone-rewards-credit-card/">Capital One VentureOne Rewards Credit Card</a>.</p> </div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 tabbed"><span class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 a11y-sr">Blue Cash Everyday® Card from American Express</span><div data-testid="tabs" class="jsx-3370968206 tabs"><div data-testid="tabList-B" class="jsx-3370968206 tabList-B"><span><button data-testid="tab-B" class="jsx-3370968206 tab-B active">What we love</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Who it's for</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Why it should be in your wallet</button></span><span><button data-testid="tab-B" class="jsx-3370968206 tab-B">Alternatives</button></span></div><div class="jsx-3370968206 panels-B"><div class="jsx-3370968206 panel"><p>This is a great card if you want to bonus cash back on groceries, gas and online shopping with no annual fee (see <a href="https://thepointsguy.com/apply/blue-cash-everyday-card-from-american-express-rates-fees/?tid=post">rates and fees</a>). Rewards are easily redeemed at a fixed rate, eliminating guesswork on whether you're getting good value from your earnings. You’ll also earn statement credits with Disney and Home Chef (enrollment required; subject to auto-renewal; terms apply).</p> </div><div class="jsx-3370968206 panel inactive"><p>This is a solid cash-back card for many, especially students and credit card beginners with low monthly budgets.</p> </div><div class="jsx-3370968206 panel inactive"><p>If groceries, gas and online shopping are among your largest spending categories, this is a great starter card to help you dip your toes into the world of credit card rewards.</p> </div><div class="jsx-3370968206 panel inactive"><p>If you want higher earning rates on a similar card, the <a href="https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/">Blue Cash Preferred® Card from American Express</a> may be a better choice. You’ll get expanded bonus spending categories and additional perks, though you’ll want to be sure the card’s $95 annual fee (see <a href="https://thepointsguy.com/apply/blue-cash-preferred-card-from-american-express-rates-fees/?tid=post">rates and fees</a>) starting in year two is worth it.</p> </div></div></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-1325455963 applyLink"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-821914583 cta dark"><span class="jsx-821914583">Apply Now</span><span class="jsx-821914583"><svg height="18" width="14" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M3.583 5.667a3.417 3.417 0 1 1 6.834 0v1.75H3.583zm-.753 3.25h8.503a.75.75 0 0 1 .75.75V15a.75.75 0 0 1-.75.75H2.667a.75.75 0 0 1-.75-.75V9.667a.75.75 0 0 1 .75-.75zm-.747-1.424V5.667a4.917 4.917 0 0 1 9.834 0v1.826a2.251 2.251 0 0 1 1.666 2.174V15a2.25 2.25 0 0 1-2.25 2.25H2.667A2.25 2.25 0 0 1 .417 15V9.667c0-1.041.706-1.917 1.666-2.174zm5 3.84a.75.75 0 1 0 0 1.5.75.75 0 0 0 0-1.5z" fill="currentColor" fill-rule="evenodd"></path></svg></span></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">for Chase Sapphire Preferred® Card</span></a></span></div><div style="align-items:center" class="jsx-eb71e6eaa52b9727 jsx-1355622826 legalText-C"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 secureSite-C"><div class="jsx-eb71e6eaa52b9727 jsx-1355622826">at Chase's secure site</div></div><div class="jsx-eb71e6eaa52b9727 jsx-1355622826 reviewLink-C"><a href="https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/" rel="noreferrer" target="_blank" class="jsx-eb71e6eaa52b9727 jsx-1355622826 link">Read our review</a></div></div></div></div></div></section></div><div data-name="FeaturedVideo" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory FeaturedVideo"><section class="jsx-de4115f42c48e362 jsx-295706949 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-295706949 container medium"><div class="jsx-1867945205 featuredVideo light"><div class="jsx-1867945205 content"><h2 class="jsx-1867945205">Credit pointers with Brian Kelly</h2><div class="jsx-1867945205 description">What to look for when choosing your first — or next — rewards credit card</div><div class="jsx-1867945205 videoTime">1 min video</div></div><div class="jsx-1867945205 video"><div class="jsx-2251869807 contentVideo tw-relative"><svg fill="none" viewBox="0 0 100 100" xmlns="http://www.w3.org/2000/svg" class="tw-absolute tw-right-0 tw-h-1/4"><circle cx="50" cy="50" fill="none" r="40" stroke="#FF9C07" stroke-width="10"></circle></svg><div class="tw-absolute tw-bottom-0 tw-h-3/4 tw-w-12 tw-rounded-xl md:tw-w-20" 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transform="translate(-47.4292 -4.63867)" width="135.986"></rect></clipPath></defs></svg></div></div><div class="jsx-2074993500 titleTextWrapper"><span class="jsx-2074993500 title">Awards vs cash calculator</span><span class="jsx-2074993500 text">Compare the cost in points or miles to cash. </span></div><div class="jsx-2074993500 rightArrow"><div class="jsx-2763625095 iconWrapper 2"><svg fill="none" height="16" viewBox="0 0 9 16" width="9"><path d="M8.44531 7.98108C8.44575 7.53996 8.29448 7.11998 8.03016 6.82846L2.09462 0.288088C1.68555 -0.141846 1.07726 -0.084115 0.72458 0.418115C0.371899 0.920345 0.403827 1.68337 0.796491 2.13667L5.9869 7.85575C6.01572 7.8874 6.03225 7.93307 6.03225 7.98108C6.03225 8.02909 6.01572 8.07476 5.9869 8.10641L0.796491 13.8255C0.523272 14.1126 0.39566 14.5626 0.463037 15.0013C0.530412 15.44 0.782205 15.7985 1.12098 15.9382C1.45976 16.0779 1.83237 15.9768 2.09462 15.6741L8.02804 9.13569C8.29299 8.84368 8.44498 8.42313 8.44531 7.98108Z" fill="#146aff"></path></svg></div></div></div></a></span></div></li><li class="jsx-1585596495 tool"><div><span><a class="link" href="https://thepointsguy.com/cardmatch/"><div class="jsx-2074993500 infoTile"><div class="jsx-2074993500 icon"><div class="jsx-1916377223 iconWrapper 8.75"><svg fill="none" height="108" viewBox="0 0 108 108" width="108" xmlns="http://www.w3.org/2000/svg"><circle cx="54.001" cy="54" fill="#FFCC19" r="54"></circle><mask height="108" id="a1" maskUnits="userSpaceOnUse" style="mask-type:alpha" width="108" x="0" y="0"><circle cx="54" cy="54" fill="#00FFF0" r="54"></circle></mask><g fill="#006056" mask="url(#a1)"><path d="M84.87-84.999c-3.91 2.812-8.313 6.208-11.037 11.036-1.627 2.866-2.281 6.155-2.883 9.073-.194.92-.194 1.875-.212 2.795 0 .902-.035 1.84-.212 2.759 0 .035-.036.07-.071.088.035.036.07.089.07.142 0 .318.036.654.054.973.053.725.106 1.468.07 2.193-.07 1.61.177 3.219.407 4.775.089.584.177 1.185.248 1.786.336 2.742 2.105 4.882 5.412 6.544 2.529 1.274 4.475 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4.335 17.786 8.933c-1.61 1.539-3.414 3.078-5.642 3.927l-.036.035Zm20.34-22.09c2.458-3.148 4.916-5.571 7.551-7.41 3.944-2.742 7.181-5.483 9.87-8.384 1.167-1.256 1.962-2.405 2.033-3.909.142-3.307-.407-6.331-1.68-9.25-1.291-2.935-3.59-4.439-7.269-4.722-2.865-.212-5.642.796-8.26 3.024-3.413 2.901-6.543 6.102-9.48 9.109-4.05 4.174-8.665 7.87-13.105 11.46a313.862 313.862 0 0 0-3.961 3.202c-2.76 2.264-5.554 4.757-6.827 8.295C.4-5.233.082-2.563.33.373c.106 1.185.46 2.282.813 3.36.212.655.424 1.327.601 2.017 1.026 4.404 3.22 6.738 6.88 7.34H8.695c.354-.071.707-.107 1.043-.16.743-.106 1.521-.212 2.194-.46 2.14-.813 3.908-2.317 5.482-3.82 4.793-4.58 8.879-9.904 12.84-15.033.726-.937 1.433-1.875 2.158-2.795l.035-.017Z"></path><path d="M10.22 7.836h-.054a.304.304 0 0 1-.212-.035C5.992 4.953 4.878 1.186 6.63-3.395c1.751-4.563 4.28-8.49 7.5-11.655 2.793-2.741 5.5-5.66 8.135-8.49 2.423-2.6 4.934-5.305 7.499-7.87 2.723-2.706 5.818-5.341 9.992-6.26.39-.09.76-.124 1.132-.124 1.132 0 2.158.389 2.918 1.15.973.954 1.345 2.387 1.009 3.908-.938 4.386-2.671 7.623-5.43 10.205-3.201 2.989-6.827 6.544-9.285 10.877-2.017 3.572-4.51 7.729-7.694 11.584-2.299 2.795-4.899 5.076-7.71 6.81-1.451.884-2.954 1.255-4.493 1.078l.018.018ZM22.07-.335c3.165-3.82 5.641-7.976 7.657-11.514 2.494-4.386 6.137-7.976 9.374-10.983 2.688-2.511 4.386-5.677 5.306-9.975.3-1.38-.036-2.653-.884-3.502-.885-.884-2.211-1.22-3.644-.902-4.068.884-7.11 3.467-9.78 6.137-2.565 2.547-5.058 5.236-7.482 7.853-2.635 2.83-5.34 5.748-8.153 8.507-3.183 3.13-5.677 6.986-7.41 11.496-1.663 4.351-.62 7.924 3.112 10.647h.089c1.45.16 2.83-.177 4.21-1.025C17.24 4.706 19.787 2.442 22.068-.3v-.035Z"></path></g><rect fill="#006056" height="44.251" rx="3.593" width="71.129" x="18.436" y="31.911"></rect><path clip-rule="evenodd" d="M67.9 63.511c-5.622 0-10.18-4.522-10.18-10.1 0-5.58 4.558-10.102 10.18-10.102 5.623 0 10.18 4.523 10.18 10.101 0 5.58-4.557 10.102-10.18 10.102Zm-3.575-14.723h7.245c.384 0 .696.318.696.71v7.389c0 .39-.31.708-.693.71l-.982.005c-.184-.018-.363-.074-.495-.207a.716.716 0 0 1-.205-.504v-3.97l-4.64 4.733a.689.689 0 0 1-.985 0l-.693-.706a.719.719 0 0 1 0-1.005l4.641-4.733h-3.893a.69.69 0 0 1-.494-.209.717.717 0 0 1-.203-.505l.005-1.001a.703.703 0 0 1 .696-.707Z" fill="#fff" fill-rule="evenodd"></path><path clip-rule="evenodd" d="m34.042 55.463-1.094 2.19H30.21l-1.094-2.19v-4.105l1.095-2.19h2.737l1.094 2.19v4.105Zm.547-4.105h3.832V49.68a.51.51 0 0 0-.511-.51h-4.416l1.095 2.19Zm0 4.105h3.832v1.679a.51.51 0 0 1-.511.51h-4.416l1.095-2.189Zm0-3.558h3.832v3.011h-3.832v-3.01Zm-6.02 3.558h-3.833v1.679c0 .282.23.51.511.51h4.416l-1.095-2.189Zm-3.833-4.105h3.832l1.095-2.19h-4.416a.51.51 0 0 0-.51.511v1.68Zm0 3.558h3.832v-3.011h-3.832v3.01Z" fill="#FEAD81" fill-rule="evenodd"></path></svg></div></div><div class="jsx-2074993500 titleTextWrapper"><span class="jsx-2074993500 title">CardMatch™</span><span class="jsx-2074993500 text">Get prequalified offers in less than 60 seconds.</span></div><div class="jsx-2074993500 rightArrow"><div class="jsx-2763625095 iconWrapper 2"><svg fill="none" height="16" viewBox="0 0 9 16" width="9"><path d="M8.44531 7.98108C8.44575 7.53996 8.29448 7.11998 8.03016 6.82846L2.09462 0.288088C1.68555 -0.141846 1.07726 -0.084115 0.72458 0.418115C0.371899 0.920345 0.403827 1.68337 0.796491 2.13667L5.9869 7.85575C6.01572 7.8874 6.03225 7.93307 6.03225 7.98108C6.03225 8.02909 6.01572 8.07476 5.9869 8.10641L0.796491 13.8255C0.523272 14.1126 0.39566 14.5626 0.463037 15.0013C0.530412 15.44 0.782205 15.7985 1.12098 15.9382C1.45976 16.0779 1.83237 15.9768 2.09462 15.6741L8.02804 9.13569C8.29299 8.84368 8.44498 8.42313 8.44531 7.98108Z" fill="#146aff"></path></svg></div></div></div></a></span></div></li></ul></div></div></section></div></section></div><div data-name="HowWeRate" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory HowWeRate"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="jsx-693976504 howWeRate"><div class="jsx-693976504 white"><h2 class="jsx-693976504 title">How we rate cards</h2><div class="jsx-693976504 howWeRateText">Our best rewards credit cards were handpicked by our editorial team and their wide breadth of knowledge. We placed heavy emphasis on earning rates and redemption options to ensure the picks were reflective of optimized reward earnings. Other factors such as welcome bonus and annual fees were also taken into consideration. We chose cards that would be a great addition to any person’s reward-earning strategy — whether it's points and miles or cash back. To learn more about how TPG evaluates and chooses cards for our roundups, check out our <a href="https://thepointsguy.com/review-methodology/">methodology here.</a></div></div><div class="jsx-953310671 informationList"><div class="jsx-953310671 informationListWrapper"><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><rect fill="#d5f8e8" height="56" rx="28" width="56" x="0.94"></rect><path clip-rule="evenodd" d="M19.002 12.094a1 1 0 0 0-1 1c0 2.555 1.323 4.801 3.177 6.382.232.198.474.387.724.566h-5.881a2.988 2.988 0 0 0-2.988 2.987v2.982c0 1.099.89 1.99 1.988 1.993v12.914a2.987 2.987 0 0 0 2.987 2.987h21.862a2.987 2.987 0 0 0 2.988-2.987V28.004a1.994 1.994 0 0 0 1.987-1.994v-2.98a2.988 2.988 0 0 0-2.987-2.988h-5.882c.25-.179.492-.368.725-.566 1.853-1.58 3.176-3.827 3.176-6.382a1 1 0 0 0-1-1c-2.454 0-4.915.988-6.767 2.567-1.607 1.37-2.816 3.242-3.108 5.38h-.125c-.293-2.138-1.501-4.01-3.108-5.38-1.852-1.58-4.314-2.567-6.768-2.567Zm5.957 9.948h-8.938a.988.988 0 0 0-.987.987v2.975h9.925v-3.962Zm0 5.963h-7.937v12.913c0 .545.442.987.987.987h6.95v-13.9Zm7.963 13.9h6.95a.987.987 0 0 0 .987-.987V28.005h-7.937v13.9Zm-2-13.9v13.899h-3.963V28.005h3.963Zm0-2h-3.963v-3.963h.81a9.428 9.428 0 0 0 .236 0H29.883l.051.002.177-.002h.81v3.962Zm2 0h9.924v-2.976a.988.988 0 0 0-.987-.987h-8.937v3.962Zm.486-9.822c1.233-1.051 2.785-1.77 4.36-2.005-.293 1.424-1.147 2.739-2.364 3.776-1.232 1.051-2.784 1.77-4.359 2.005.293-1.424 1.146-2.738 2.363-3.776Zm-10.931 1.771c1.232 1.051 2.784 1.77 4.358 2.005-.292-1.424-1.146-2.738-2.363-3.776-1.232-1.051-2.784-1.77-4.359-2.005.293 1.424 1.146 2.739 2.364 3.776Z" fill="#000" fill-rule="evenodd"></path></svg></div></div><span class="jsx-4047158962 title">Welcome bonus</span><span class="jsx-4047158962 text">Our best rewards cards offer some of the highest welcome bonuses available. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="M14.821 16.453a2.664 2.664 0 0 1 2.665-2.665h22.91a2.664 2.664 0 0 1 2.665 2.665v16.935c0 .45-.172.884-.48 1.214l-6.425 6.863a1.776 1.776 0 0 1-1.296.563H18.374a3.553 3.553 0 0 1-3.553-3.553V16.453Z" stroke="#000" stroke-width="2"></path><path d="M42.736 34.09h-7.74a.888.888 0 0 0-.888.889v7.232" stroke="#000" stroke-linecap="round" stroke-width="2"></path><path d="M14.822 19.499h28.239" stroke="#000" stroke-width="2"></path></svg></div></div><span class="jsx-4047158962 title">Annual fee</span><span class="jsx-4047158962 text">Many rewards cards feature an annual fee and accompanying perks and benefits that justify it. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path clip-rule="evenodd" d="M28.94 18.868c.5 0 .904.404.904.903v1.897a4.842 4.842 0 0 1 3.109 1.852.903.903 0 1 1-1.437 1.093 3.036 3.036 0 0 0-2.576-1.194c-.833 0-1.552.254-2.044.622-.49.368-.71.807-.71 1.217 0 .41.22.85.71 1.217.491.368 1.21.623 2.044.623 1.186 0 2.295.359 3.127.982.833.624 1.434 1.555 1.434 2.66 0 1.105-.6 2.037-1.433 2.66-.617.463-1.385.78-2.224.913v1.916a.903.903 0 1 1-1.806 0v-1.9a4.847 4.847 0 0 1-3.11-1.851.903.903 0 1 1 1.435-1.094 3.042 3.042 0 0 0 2.577 1.195c.833 0 1.553-.255 2.045-.623.491-.368.71-.808.71-1.216 0-.408-.219-.847-.71-1.214-.491-.368-1.211-.623-2.045-.623-1.186 0-2.295-.36-3.127-.984-.833-.624-1.432-1.556-1.432-2.661 0-1.106.6-2.037 1.433-2.662.617-.462 1.385-.779 2.224-.912v-1.913c0-.499.404-.903.903-.903Z" fill="#000" fill-rule="evenodd"></path><circle cx="28.94" cy="28" r="14.444" stroke="#000" stroke-width="2"></circle></svg></div></div><span class="jsx-4047158962 title">Earning rates</span><span class="jsx-4047158962 text">We chose cards with elevated rewards earnings. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="M31.3 21.933c-.599-1.843-3.206-1.843-3.804 0l-.877 2.699H23.78c-1.937 0-2.743 2.48-1.175 3.618l2.296 1.668-.877 2.7c-.599 1.843 1.51 3.375 3.077 2.236l2.297-1.668 2.296 1.668c1.567 1.139 3.677-.393 3.078-2.236l-.877-2.7 2.296-1.668c1.567-1.139.762-3.618-1.176-3.618h-2.838l-.877-2.7Z" stroke="#000" stroke-width="2"></path><circle cx="28.94" cy="28" r="16" stroke="#000" stroke-width="2"></circle></svg></div></div><span class="jsx-4047158962 title">Redemption options</span><span class="jsx-4047158962 text">Our best rewards card offers various redemption options, primarily transferable rewards. </span></div></div><div class="jsx-953310671 list"><div class="jsx-4047158962 infoTile"><div class="jsx-4047158962 iconWrapper"><div class="jsx-2094686055 iconWrapper 7"><svg fill="none" viewBox="0 0 57 56"><path d="M.94 28c0-15.464 12.537-28 28-28 15.464 0 28 12.536 28 28s-12.536 28-28 28-28-12.536-28-28Z" fill="#d5f8e8"></path><path d="m16.224 25.101.876 1.735c.163.323.216.626.174.985l-.23 1.93A3.413 3.413 0 0 0 19.1 33.32l1.13.484-2.834 6.094c-.171.367-.124.795.122 1.117a1.08 1.08 0 0 0 1.046.408l2.897-.506 1.478 2.545c.195.336.55.539.934.539l.05-.001a1.08 1.08 0 0 0 .934-.626l2.754-5.922.829-.25a1.634 1.634 0 0 1 1 0l.829.25 2.754 5.922a1.079 1.079 0 0 0 .983.626c.385 0 .74-.203.935-.54l1.477-2.545 2.897.507c.399.07.8-.087 1.047-.41.245-.32.292-.748.121-1.116l-2.834-6.092 1.13-.484a3.413 3.413 0 0 0 2.057-3.568l-.23-1.93c-.043-.36.01-.663.174-.986l.876-1.734a3.415 3.415 0 0 0-.715-4.057l-1.416-1.33a1.635 1.635 0 0 1-.5-.866l-.442-1.893a3.41 3.41 0 0 0-3.153-2.648l-1.939-.108c-.36-.02-.65-.126-.939-.342L31 12.692a3.406 3.406 0 0 0-4.115 0l-1.555 1.165c-.289.216-.578.322-.939.342l-1.939.108a3.41 3.41 0 0 0-3.152 2.648l-.443 1.893c-.083.352-.236.619-.5.866l-1.416 1.33a3.414 3.414 0 0 0-.716 4.057Zm7.591 16.468-1.176-2.027a.854.854 0 0 0-.885-.412l-2.306.403 2.222-4.777 1.045 1.599a3.404 3.404 0 0 0 2.801 1.557l-1.701 3.657Zm12.312-2.438a.854.854 0 0 0-.885.412l-1.176 2.026-1.7-3.657a3.407 3.407 0 0 0 2.8-1.557l1.045-1.6 2.222 4.778-2.306-.402ZM18.107 22.29l1.416-1.33a3.337 3.337 0 0 0 .993-1.723l.443-1.892a1.695 1.695 0 0 1 1.585-1.332l1.94-.108a3.33 3.33 0 0 0 1.867-.68l1.554-1.166a1.692 1.692 0 0 1 2.07 0l1.555 1.165c.56.419 1.17.642 1.867.68l1.939.108a1.695 1.695 0 0 1 1.586 1.332l.443 1.893c.159.68.484 1.244.993 1.723l1.416 1.33c.572.538.714 1.339.36 2.04l-.877 1.735a3.34 3.34 0 0 0-.345 1.959l.23 1.93a1.696 1.696 0 0 1-1.035 1.795l-1.785.765a3.334 3.334 0 0 0-1.522 1.279l-1.063 1.627a1.693 1.693 0 0 1-1.945.708l-1.86-.562a3.418 3.418 0 0 0-.992-.152c-.33 0-.66.05-.994.152l-1.859.562a1.693 1.693 0 0 1-1.945-.709l-1.063-1.626a3.334 3.334 0 0 0-1.522-1.279l-1.786-.765a1.696 1.696 0 0 1-1.035-1.795l.23-1.93a3.334 3.334 0 0 0-.345-1.959l-.875-1.734a1.7 1.7 0 0 1 .36-2.041ZM28.94 33.618c4.77 0 8.652-3.886 8.652-8.661 0-4.776-3.881-8.66-8.652-8.66-4.77 0-8.652 3.884-8.652 8.66 0 4.775 3.882 8.66 8.652 8.66Zm0-15.614c3.83 0 6.946 3.119 6.946 6.953S32.77 31.91 28.94 31.91c-3.83 0-6.946-3.12-6.946-6.953 0-3.834 3.117-6.953 6.946-6.953Z" fill="#000"></path><path d="M28.94 22.183V28M31.85 25.092H26.03" stroke="#000" stroke-linecap="round" stroke-width="2"></path></svg></div></div><span class="jsx-4047158962 title">Added benefits</span><span class="jsx-4047158962 text">Our best rewards cards offer solid earning potential and vast redemption options.</span></div></div></div></div></div></div></section></div><div data-name="Infogram" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory Infogram"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="white"><h2 class="title tw-heading-4 tw-mb-4 md:tw-heading-3">Is an annual fee worth it? </h2><div class="tw-text-base-regular tw-pb-6"><p>Our recent survey shows that 8 out of 10 TPG users agree that a card is worth paying for if the sum of its benefits and perks offsets its annual fee.</p> <p>We also discovered that 54% of TPG cardholders pay an annual fee of $350 or more. This indicates that several TPG readers get the maximum value from their credit cards — even those with higher annual fees by taking advantage of credits and offers that come with various cards. </p> <p>This begs the question: are you getting the most out of the credit cards in your wallet? To decide, review the annual fees of the cards you currently hold and their accompanying perks to ensure you’re using their benefits and getting the maximum value year after year. </p> </div><noscript><p class="infogram-description">80% of TPG readers feel "if the sum of a card's benefits and perks offset its annual fee, it's worth it to pay"</p></noscript><div class="tw-m-auto tw-max-w-4xl tw-pb-4"><div class="infogram-embed" data-id="20ca3dbe-397a-4daa-9675-8c1c9d5d61c0" data-title="Is an annual fee worth it? " data-type="interactive"></div></div><div class="tw-text-sm-regular"><i><span style="font-weight: 400;">This information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data </span></i><a href="https://thepointsguy.com/data-methodology-credit-card/"><i><span style="font-weight: 400;">here</span></i></a><i><span style="font-weight: 400;">.</span></i></div></div></div></section></div><div data-name="SocialProofing" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory SocialProofing"><section class="jsx-de4115f42c48e362 jsx-334789665 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-334789665 container medium"><div class="jsx-1069591761 socialProofing"><div class="jsx-1069591761 headers dark"><h2 class="jsx-1069591761">Ask our experts</h2><h3 class="jsx-1069591761">What's your favorite rewards credit card — and why?</h3></div><div class="jsx-1069591761"><div class="jsx-4173424472 carousel"><div class="jsx-4173424472 outerWrapper"><div class="jsx-4173424472 carouselWrapper"><div class="jsx-4173424472 slide"><div class="jsx-1859744312 card"><div class="jsx-1859744312 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221211973/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Ink Business Preferred® Credit Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2Fdbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Ink Business Preferred® Credit Card</span></a></span></div></div><div class="jsx-1859744312 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221211973/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">Ink Business Preferred® Credit Card</span></a></span></div></div></div><div class="jsx-1859744312 socialTitle">Lucrative earning rates</div><div class="jsx-1859744312 socialBlurb">"The Ink Business Preferred is a workhorse card for me. With 3 points per dollar spent on social media and search engine advertising (among other categories), I’m quickly racking up lucrative Chase points that can be transferred to programs like World of Hyatt and Emirates Skywards."</div><div class="jsx-1859744312 person"><span><a href="https://thepointsguy.com/author/the-points-guy" target="_blank" class="jsx-1859744312 author"><div class="jsx-1859744312 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Brian Kelly" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Brian Kelly" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg?width=256"/></noscript></span></div><div class="jsx-1859744312 nameTitle"><div class="jsx-1859744312 name">Brian Kelly</div><div class="jsx-1859744312 role">Founder and “The Points Guy”</div></div></a></span></div></div><div class="jsx-4173424472 slide"><div class="jsx-1859744312 card"><div class="jsx-1859744312 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/6344/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="American Express® Gold Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F87ce2390-9d21-11ef-9a6e-b1df6310cacd.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for American Express® Gold Card</span></a></span></div></div><div class="jsx-1859744312 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/6344/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">American Express® Gold Card</span></a></span></div></div></div><div class="jsx-1859744312 socialTitle">Strong bonus categories</div><div class="jsx-1859744312 socialBlurb">"The Amex Gold will always have a place in my wallet thanks to its earning rates in some of my most frequented spending categories."</div><div class="jsx-1859744312 person"><span><a href="https://thepointsguy.com/author/astone" target="_blank" class="jsx-1859744312 author"><div class="jsx-1859744312 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Augusta Stone" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Augusta Stone" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/11/StoneAugusta.jpeg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2023/11/StoneAugusta.jpeg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2023/11/StoneAugusta.jpeg?width=256"/></noscript></span></div><div class="jsx-1859744312 nameTitle"><div class="jsx-1859744312 name">Augusta Stone</div><div class="jsx-1859744312 role">Associate credit cards writer</div></div></a></span></div></div><div class="jsx-4173424472 slide"><div class="jsx-1859744312 card"><div class="jsx-1859744312 cardArt"><div data-testid="applyLink" class="jsx-4bba4c716fec74b3 jsx-1849582496 applyLink"><span class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b"><a href="https://thepointsguy.com/oc/221210132/?tid=" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eea0d1f218f5e80b applyLink inherit"><div class="jsx-4bba4c716fec74b3 jsx-1849582496 cardImage"><img alt="Chase Sapphire Preferred® Card" aria-hidden="true" loading="lazy" decoding="async" data-nimg="fill" style="position:absolute;height:100%;width:100%;left:0;top:0;right:0;bottom:0;color:transparent" sizes="100vw" srcSet="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=640&q=75 640w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=750&q=75 750w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=828&q=75 828w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1080&q=75 1080w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1200&q=75 1200w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=1920&q=75 1920w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=2048&q=75 2048w, /_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75 3840w" src="/_next/image/?url=https%3A%2F%2Fcdn.prodstatic.com%2Fshared%2Fimages%2Fcards%2F278x175%2F4c935280-ed1a-11ee-a39c-cffd4c1d8271.png&w=3840&q=75"/></div><span class="jsx-4bba4c716fec74b3 jsx-1849582496 a11y-sr">Apply for Chase Sapphire Preferred® Card</span></a></span></div></div><div class="jsx-1859744312 cardName"><div class="jsx-1392479229 cardName"><span class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727"><a href="https://thepointsguy.com/oc/221210132/?tid=CATEGORY+PAGE" rel="noreferrer nofollow" target="_blank" class="jsx-eb69f9b09a3de1d0 jsx-eb71e6eaa52b9727 applyLink inherit"><span class="jsx-1392479229 cardName-title">Chase Sapphire Preferred® Card</span></a></span></div></div></div><div class="jsx-1859744312 socialTitle">Earn points and save on fees</div><div class="jsx-1859744312 socialBlurb">"The Sapphire Preferred is a credit card that will always have a place in my wallet. With its excellent earning rates and no foreign transaction fee, it's the perfect travel companion for an avid international traveler like myself."</div><div class="jsx-1859744312 person"><span><a href="https://thepointsguy.com/author/chnelson" target="_blank" class="jsx-1859744312 author"><div class="jsx-1859744312 avatar"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%2764%27%20height=%2764%27/%3e"/></span><img alt="Chris Nelson" aria-hidden="true" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="Chris Nelson" aria-hidden="true" loading="lazy" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" srcSet="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/01/IMG_6387.jpg?width=256 1x, https://thepointsguy.global.ssl.fastly.net/us/originals/2024/01/IMG_6387.jpg?width=256 2x" src="https://thepointsguy.global.ssl.fastly.net/us/originals/2024/01/IMG_6387.jpg?width=256"/></noscript></span></div><div class="jsx-1859744312 nameTitle"><div class="jsx-1859744312 name">Chris Nelson</div><div class="jsx-1859744312 role">Associate credit cards writer</div></div></a></span></div></div></div></div></div></div></div></div></section></div><div data-name="UserTestimonials" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory UserTestimonials"></div><div data-name="HowToChoose" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory HowToChoose"><section class="jsx-de4115f42c48e362 jsx-929872337 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-929872337 container medium"><div class="jsx-3644571780 howToChoose"><div class="jsx-3644571780 light"><h2 class="jsx-3644571780">How to choose the best rewards credit card</h2><div class="jsx-3644571780">There is no perfect answer for what is the “best” rewards credit card for everyone, but there are things to look for in finding the best card for you. When determining which rewards credit card is right for you, consider how applicable the rewards type, earning rates, annual fee and benefits are to your lifestyle. Ideally, you want to choose a card that will provide both a great welcome bonus and long-term value.</div><div class="jsx-3644571780 standAloneText">Here are some of the main points to consider when choosing a rewards credit card:</div></div><div class="jsx-3644571780 infoList"><div class="jsx-4287998059 informationList"><ul class="jsx-4287998059 informationListWrapper"><li class="jsx-4287998059 list"><div class="jsx-1532359006 infoTile"><div class="jsx-1532359006 iconTitleWrapper"><div class="jsx-1532359006 numeric"><span class="jsx-1532359006 numericSpan">1</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-1532359006 title">Sign-up bonus</span></div><span class="jsx-1532359006 text">Choose the best rewards card for your wallet by opting for a card that offers a welcome bonus that you can transfer to certain rewards like free night certificates at hotels. This plays a large part in the card’s value. </span></div></li><li class="jsx-4287998059 list"><div class="jsx-1532359006 infoTile"><div class="jsx-1532359006 iconTitleWrapper"><div class="jsx-1532359006 numeric"><span class="jsx-1532359006 numericSpan">2</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-1532359006 title">Annual fee</span></div><span class="jsx-1532359006 text">Many of the cards on this list feature an annual fee. To determine if an annual fee is worth it, you should consider if the card’s benefits and perks outweigh the fee. </span></div></li><li class="jsx-4287998059 list"><div class="jsx-1532359006 infoTile"><div class="jsx-1532359006 iconTitleWrapper"><div class="jsx-1532359006 numeric"><span class="jsx-1532359006 numericSpan">3</span><div class="jsx-3290759687 iconWrapper 5"><svg fill="none" viewBox="0 0 45 44" xmlns="http://www.w3.org/2000/svg"><circle cx="22" cy="22" fill="#d5f8e8" r="22"></circle></svg></div></div><span class="jsx-1532359006 title">Bonus categories</span></div><span class="jsx-1532359006 text">The best rewards cards on this list feature various bonus categories to match anyone’s spending. </span></div></li></ul></div></div><div class="jsx-3644571780 bannerWrapper"><div class="jsx-1653480639 banner"><div class="jsx-1653480639 icon"><div class="jsx-3621233447 iconWrapper 13.5"><svg fill="none" height="108" viewBox="0 0 108 108" width="108" 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class="tw-font-poppins tw-flex tw-flex-col tw-gap-2 tw-p-4 tw-tp-6"><div class="tw-text-base-regular tw-text-white [&>a]:tw-text-white [&>p>a]:tw-text-white [&>p>a]:tw-underline [&>a]:tw-underline"><p>“Earning points and miles on rewards cards has changed how I travel, as I’m able to redeem points and miles for hotel nights and flights that I couldn’t (or wouldn’t) pay for with cash.”</p> </div><div class="tw-text-md-regular tw-text-white [&>a]:tw-text-white [&>p>a]:tw-text-white [&>a]:tw-underline">Katie Genter</div></div></div></span></span><div class="jsx-72bec97ba7e36490 jsx-3905019045 emptyColumn"></div></div></div></div></div></section></div><div data-name="ProsCons" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory ProsCons"><section class="jsx-de4115f42c48e362 jsx-1777537572 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-1777537572 container medium"><div class="jsx-1509539398 white"><h2 class="jsx-1509539398">Pros + cons of rewards credit rards</h2><div class="jsx-1509539398 prosCons"><div class="jsx-1517838447 pros-B white"><h3 class="jsx-1517838447">Pros</h3><div class="jsx-1517838447 list-B"><ul class="jsx-1500128724 list white list-D"><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Rewards credit cards make the most of your spending, earning cash back, points or miles on every dollar</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Some rewards credit cards provide useful perks like travel insurance, theft and fraud protection and cellphone protection</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">There are multiple types of rewards credit cards to select that offer various perks and earnings</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" viewBox="0 0 16 16" xmlns="http://www.w3.org/2000/svg"><path d="M8 16A8 8 0 1 1 8 0a8 8 0 0 1 0 16Z" fill="#0FA66A"></path><path clip-rule="evenodd" d="M11.565 5.352a.615.615 0 0 0-.87 0l-4.039 4.04-1.352-1.353a.615.615 0 1 0-.87.87l1.74 1.739c.21.21.533.236.772.08.1-.028.193-.08.271-.159l4.348-4.348c.24-.24.24-.629 0-.87Z" fill="#fff" fill-rule="evenodd"></path></svg></div></div><span class="jsx-1500128724">Some rewards credit cards offer unique perks such as airport lounge access or credits to use with various merchants</span></li></ul></div></div><div class="jsx-3069136416 cons-B white"><h3 class="jsx-3069136416">Cons</h3><div class="jsx-3069136416 list-B"><ul class="jsx-1500128724 list white list-E"><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Carrying a balance and using your rewards card irresponsibly can damage your credit score</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">The cost of borrowing on rewards credit cards is higher than traditional loans</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Having too many rewards card applications can negatively affect your credit score</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Some rewards credit cards have high spending requirements to meet welcome bonuses and may be difficult to earn</span></li><li class="jsx-1500128724"><div class="jsx-1500128724 icon"><div class="jsx-567250727 iconWrapper 3"><svg fill="none" xmlns="http://www.w3.org/2000/svg"><path clip-rule="evenodd" d="M12 23.249c6.213 0 11.25-5.037 11.25-11.25S18.213.749 12 .749.75 5.786.75 11.999 5.787 23.249 12 23.249Z" fill="#FF6B6B" fill-rule="evenodd" stroke="#FF6B6B" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5"></path><path clip-rule="evenodd" d="m7.5 16.499 9-9-9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m7.5 16.499 9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path><path clip-rule="evenodd" d="m16.5 16.499-9-9 9 9Z" fill="#FF6B6B" fill-rule="evenodd"></path><path d="m16.5 16.499-9-9" stroke="#fff" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"></path></svg></div></div><span class="jsx-1500128724">Rewards credit cards come with multiple annual fee levels, so some cards may be expensive to hold</span></li></ul></div></div></div></div></div></section></div><div data-name="Faqs" class="jsx-e5e49ced0e1b5cd1 jsx-918260792 cardCategory Faqs"><section class="jsx-de4115f42c48e362 jsx-929872337 section sectionWrapper"><div class="jsx-de4115f42c48e362 jsx-929872337 container medium"><div class="jsx-de4115f42c48e362 faqs light tw-py-16"><h2 class="jsx-de4115f42c48e362 tw-font-feature-settings['liga'_off,'clig'_off] tw-self-stretch tw-font-sora tw-text-[40px] tw-font-bold tw-leading-[48px] tw-text-gray-5">Frequently asked questions</h2><div data-testid="content" class="jsx-de4115f42c48e362 content tw-border-light tw-pt-6"><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What can I do with credit card rewards?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Reward redemption options vary based on the type of rewards credit card you have. Cash-back rewards can be redeemed via options such as a statement credit, direct deposit to your account, check, etc.</p> <p>Points and miles rewards are typically redeemed for flights or hotels. Other redemption options, such as gift cards and merchandise, also exist but redeeming for travel is often the way to get maximum value out of travel-focused rewards cards.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What is the best credit card for rewards?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>The best credit card for rewards will depend on you, your spending habits and rewards strategy. Some cards offer great cash back on grocery store purchases, while others offer bonuses for travel. There is no rewards credit card that will be the best fit for everything. The one that will result in the best value for your goals and your spending patterns is the best rewards credit card for your wallet.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Are credit card rewards taxable?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Typically, the answer is no. You should consult an accountant for <a href="https://thepointsguy.com/credit-cards/complete-guide-to-paying-taxes-on-credit-card-rewards/">more information</a>, but if you are using your purchases to earn a welcome bonus and/or rewards, it is generally considered a rebate on spending and not taxable income. However, bonuses you may earn outside of your own spending (such as referring friends to the card) may be considered taxable.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Are credit card rewards worth it?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Yes, for most people. If you have a good credit score and <a href="https://thepointsguy.com/loyalty-programs/ten-credit-card-commandments/">pay off your balance every month</a>, a rewards credit card is a great addition to your wallet. You can earn points and miles or cash back on everyday purchases you were going to make anyway.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">Do credit card rewards expire?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Generally, credit card rewards do not expire as long as your card is open and in good standing. It is still good practice to check the terms and conditions of your specific rewards credit card to see if your rewards can expire. And if you ever plan to close an account, make sure to utilize all of your rewards before closing the card.</p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What are fixed-rate rewards credit cards?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>The rewards credit card world can be confusing with rotating rewards, bonus categories and points and miles transfers. Which is what makes fixed-rate rewards credit cards so valuable. </p> <p>With a f<a href="https://thepointsguy.com/credit-cards/why-you-should-get-a-fixed-rate-rewards-credit-card/">ixed-rate rewards credit card</a>, you can earn flat rewards rates on all purchases without the need to track rotating categories or activate certain offers on a monthly or quarterly basis. With this streamlined method, you can earn rewards on every purchase while maintaining an easy and straightforward reward-earning process. </p> </div></div></div><div class="jsx-de4115f42c48e362 jsx-2729058745 accordion accordion-C"><span><button aria-expanded="false" data-testid="accordion-button" class="jsx-de4115f42c48e362 jsx-2729058745 button"><div class="jsx-de4115f42c48e362 jsx-2729058745 "><h3 class="titleContainer light">What is a bonus category for credit cards?</h3></div><div class="jsx-de4115f42c48e362 jsx-2729058745 carat light"><svg viewBox="0 0 42 25" xmlns="http://www.w3.org/2000/svg"><path d="m20.73 25.83 2.88-2.75 18.8-17.96L38.27.78 20.91 17.36 4.34 0 0 4.14l20.72 21.7z" fill="currentColor"></path></svg></div></button></span><div class="jsx-de4115f42c48e362 jsx-2729058745 content"><div data-testid="answer" class="jsx-de4115f42c48e362 answer tw-pb-16 tw-pt-6 tw-text-lg"><p>Many credit cards offer a  <a href="https://thepointsguy.com/credit-cards/best-travel-cards-bonus-category/">bonus category</a>, which is a spending category that earns elevated reward rates. For example, the Amex Platinum has airfare as a bonus category and earns 5 points per dollar spent on flights booked directly with an airline or via Amex Travel. All other purchases, like dining or online shopping, earn just 1 point per dollar.</p> </div></div></div></div></div></div></section></div></div></main><div class="jsx-e5e49ced0e1b5cd1 jsx-918260792 compareWrapper"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceDrawer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceError"></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 deviceCards"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"></div></div></div><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 compareDrawer"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 container"><div class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 content"><button class="jsx-4bba4c716fec74b3 jsx-de4115f42c48e362 jsx-2142099118 compareIcon"><svg fill="none" 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Each card on this list was carefully selected by our team of experts to help our readers get the most out of their spending. Whether you’re looking to earn the most cash back or to pay for your next vacation with points and miles, we’ve got you covered.\u003c/p\u003e\n\u003cp\u003eAt The Points Guy, we aim to provide comprehensive insights and expert analysis on the best rewards credit cards to help our readers make the right choice for their wallets. Check out our curated selection and comprehensive guide below to find the best rewards card for you from our partners.\u003c/p\u003e\n","published":"2024-11-27T07:00:07.000Z","updated":"2025-02-04 08:42:00","title":"Best Rewards Credit Cards of February 2025","tileFormat":"full","paidMedia":false,"description":"Find the best rewards credit cards that can add value to your wallet. Earn points, miles, and cash back without overspending with help from The Points Guy.","components":[{"component":"BrowseByCategory","h2":"Browse by card categories","toc":true},{"component":"CardTiles","h2":"","toc":false},{"component":"CardsTable","h2":"Comparing the best rewards credit cards","toc":true},{"component":"MoreDetails","h2":"More details on the best rewards credit cards","toc":true},{"component":"FeaturedVideo","h2":"Credit pointers with Brian Kelly","toc":true},{"component":"HelpfulTools","h2":"Helpful Tools","toc":true},{"component":"HowWeRate","h2":"How we rate cards","toc":true},{"component":"Infogram","h2":"Is an annual fee worth it? ","toc":false},{"component":"SocialProofing","h2":"Ask our experts","toc":true},{"component":"UserTestimonials","h2":"User Testimonial Block","toc":false},{"component":"HowToChoose","h2":"How to choose the best rewards credit card","toc":true},{"component":"ContentSection4","h2":" ","toc":false},{"component":"ProsCons","h2":"Pros + cons of rewards credit rards","toc":true},{"component":"Faqs","h2":"Frequently asked questions","toc":true}],"faqs":{"heading":"Frequently asked questions","questions":[{"question":"What can I do with credit card rewards?","answer":"\u003cp\u003eReward redemption options vary based on the type of rewards credit card you have. Cash-back rewards can be redeemed via options such as a statement credit, direct deposit to your account, check, etc.\u003c/p\u003e\n\u003cp\u003ePoints and miles rewards are typically redeemed for flights or hotels. Other redemption options, such as gift cards and merchandise, also exist but redeeming for travel is often the way to get maximum value out of travel-focused rewards cards.\u003c/p\u003e\n"},{"question":"What is the best credit card for rewards?","answer":"\u003cp\u003eThe best credit card for rewards will depend on you, your spending habits and rewards strategy. Some cards offer great cash back on grocery store purchases, while others offer bonuses for travel. There is no rewards credit card that will be the best fit for everything. The one that will result in the best value for your goals and your spending patterns is the best rewards credit card for your wallet.\u003c/p\u003e\n"},{"question":"Are credit card rewards taxable?","answer":"\u003cp\u003eTypically, the answer is no. You should consult an accountant for \u003ca href=\"https://thepointsguy.com/credit-cards/complete-guide-to-paying-taxes-on-credit-card-rewards/\"\u003emore information\u003c/a\u003e, but if you are using your purchases to earn a welcome bonus and/or rewards, it is generally considered a rebate on spending and not taxable income. However, bonuses you may earn outside of your own spending (such as referring friends to the card) may be considered taxable.\u003c/p\u003e\n"},{"question":"Are credit card rewards worth it?","answer":"\u003cp\u003eYes, for most people. If you have a good credit score and \u003ca href=\"https://thepointsguy.com/loyalty-programs/ten-credit-card-commandments/\"\u003epay off your balance every month\u003c/a\u003e, a rewards credit card is a great addition to your wallet. You can earn points and miles or cash back on everyday purchases you were going to make anyway.\u003c/p\u003e\n"},{"question":"Do credit card rewards expire?","answer":"\u003cp\u003eGenerally, credit card rewards do not expire as long as your card is open and in good standing. It is still good practice to check the terms and conditions of your specific rewards credit card to see if your rewards can expire. And if you ever plan to close an account, make sure to utilize all of your rewards before closing the card.\u003c/p\u003e\n"},{"question":"What are fixed-rate rewards credit cards?","answer":"\u003cp\u003eThe rewards credit card world can be confusing with rotating rewards, bonus categories and points and miles transfers. Which is what makes fixed-rate rewards credit cards so valuable.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eWith a f\u003ca href=\"https://thepointsguy.com/credit-cards/why-you-should-get-a-fixed-rate-rewards-credit-card/\"\u003eixed-rate rewards credit card\u003c/a\u003e, you can earn flat rewards rates on all purchases without the need to track rotating categories or activate certain offers on a monthly or quarterly basis. With this streamlined method, you can earn rewards on every purchase while maintaining an easy and straightforward reward-earning process.\u0026nbsp;\u003c/p\u003e\n"},{"question":"What is a bonus category for credit cards?","answer":"\u003cp\u003eMany credit cards offer a\u0026nbsp; \u003ca href=\"https://thepointsguy.com/credit-cards/best-travel-cards-bonus-category/\"\u003ebonus category\u003c/a\u003e, which is a spending category that earns elevated reward rates. For example, the Amex Platinum has airfare as a bonus category and earns 5 points per dollar spent on flights booked directly with an airline or via Amex Travel. All other purchases, like dining or online shopping, earn just 1 point per dollar.\u003c/p\u003e\n"}]},"prosAndCons":{"cons":["Carrying a balance and using your rewards card irresponsibly can damage your credit score","The cost of borrowing on rewards credit cards is higher than traditional loans","Having too many rewards card applications can negatively affect your credit score","Some rewards credit cards have high spending requirements to meet welcome bonuses and may be difficult to earn","Rewards credit cards come with multiple annual fee levels, so some cards may be expensive to hold"],"heading":"Pros + cons of rewards credit rards","pros":["Rewards credit cards make the most of your spending, earning cash back, points or miles on every dollar","Some rewards credit cards provide useful perks like travel insurance, theft and fraud protection and cellphone protection","There are multiple types of rewards credit cards to select that offer various perks and earnings","Some rewards credit cards offer unique perks such as airport lounge access or credits to use with various merchants"]},"table":{"heading":"Comparing the best rewards credit cards","pdpText":"","show":{"annualFee":true,"bestFor":true,"earningRate":true,"introOffer":true}},"featuredArticle":null,"featuredVideo":{"description":"What to look for when choosing your first — or next — rewards credit card","duration":"1 min video","title":"Credit pointers with Brian Kelly","video":{"contentUrl":"https://www.youtube.com/watch?v=IKW3XHyAWf8","height":113,"thumbnailUrl":"https://i.ytimg.com/vi/IKW3XHyAWf8/hqdefault.jpg","title":"Rewards Credit Card with Brian Kelly","width":200}},"contributors":{"editor":{"name":"Summer Hull","avatar":{"alt":"","caption":"(Photo by Lisa Weatherbee/The Points Guy)","credit":"(Photo by Lisa Weatherbee/The Points Guy)","edition":"US","height":1067,"id":"643911","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2019/02/SummerHull_NewYorkHotel_LGAAirport_-020819_Lisa-Weatherbee-153.jpg","title":"SummerHull_NewYorkHotel_LGAAirport_ 020819_Lisa Weatherbee-153","type":"image/jpeg","width":1600},"slug":"shull","title":"Senior director of content","bio":"Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.","twitter":"https://twitter.com/mommypoints","instagram":"https://www.instagram.com/mommypoints/","email":"summer.hull@thepointsguy.com","linkedIn":"https://www.linkedin.com/in/summer-hull-tpg/","tikTok":"https://www.tiktok.com/@mommypoints"},"reviewer":{"name":"Stanley Sanford","avatar":{"alt":"","caption":"Stanley Sanford","credit":"Stanley Sanford","edition":"US","height":18,"id":"1531436","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/08/mountain-pic-Stanley-Sanford.jpg","title":"Stanley Sanford","type":"image/jpeg","width":10},"slug":"stanleysanford","title":"Compliance manager","bio":"Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.","twitter":null,"instagram":null,"email":"ssanford@redventures.com","linkedIn":null,"tikTok":null},"authors":[{"name":"Matt Moffitt","avatar":{"alt":"","caption":"MATT MOFFITT","credit":"MATT MOFFITT","edition":"US","height":951,"id":"1739176","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2024/11/Matt-Moffitt-profile-photo.jpg","title":"Matt Moffitt profile photo","type":"image/jpeg","width":951},"slug":"mmoffitt","title":"Contributing editor","bio":"Matt Moffitt is a contributing editor and expert in getting the most out of credit cards and points (he has at least 25 cards in his wallet at any given time). Originally from Sydney, Australia, he won the Green Card Lottery and lived in Austin, Texas for 10 years before going nomad in 2025.","twitter":null,"instagram":null,"email":null,"linkedIn":"https://www.linkedin.com/in/mattmoff","tikTok":null},{"name":"Christina Ly","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":1280,"id":"1510859","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/Profile.jpeg","title":"Profile","type":"image/jpeg","width":1217},"slug":"cly","title":"Credit cards writer","bio":"Christina Ly is a writer at TPG. She has covered credit cards and personal finance topics since joining the team in 2022.","twitter":null,"instagram":null,"email":"christina.ly@thepointsguy.com","linkedIn":null,"tikTok":null}]},"cards":[{"annualFee":"$95","apr":["20.49% - 27.49% Variable","20.49% - 27.49% Variable","29.24% Variable","Up to 29.99%"],"aprs":[{"displayText":"20.49% - 27.49% Variable","maxValue":27.49,"minValue":20.49,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.49% - 27.49% Variable","maxValue":27.49,"minValue":20.49,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% Variable","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR THOSE NEW TO TRANSFERABLE POINTS","brand":"Chase","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - 25% More in Travel","longDescription":"Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel.","cardBenefitId":41,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - 1:1 Point Transfer","longDescription":" With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.","cardBenefitId":285,"image":"","rank":1},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - 24/7 Customer Service Specialist","longDescription":"Enjoy 24/7 access to a customer service specialist from virtually anywhere in the world.","cardBenefitId":293,"image":"","rank":2},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Baggage Delay Insurance","longDescription":"Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.","cardBenefitId":288,"image":"","rank":3},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Auto Rental Collision Damage Waiver","longDescription":"Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad.","cardBenefitId":287,"image":"","rank":4},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - DoorDash","longDescription":"DoorDash Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service","cardBenefitId":294,"image":"","rank":5},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Extended Warranty Protection","longDescription":"Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.","cardBenefitId":292,"image":"","rank":6},{"__typename":"AerodromeCardBenefit","description":"","name":"No Foreign Transaction Fees","longDescription":"Enjoy worldwide acceptance with no foreign transaction fees.","cardBenefitId":346,"image":"","rank":7},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Peloton","longDescription":"Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021*Same page link to Offer Details, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.","cardBenefitId":295,"image":"","rank":8},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Purchase Protection","longDescription":"Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.","cardBenefitId":291,"image":"","rank":9},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Travel and Emergency Assistance Services","longDescription":"If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)","cardBenefitId":290,"image":"","rank":10},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Trip Cancellation Insurance","longDescription":"If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.","cardBenefitId":286,"image":"","rank":11},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase - Sapphire Preferred - Trip Delay Reimbursement","longDescription":"If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.","cardBenefitId":289,"image":"","rank":12}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The card comes with a $95 annual fee"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221210132","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/4c935280-ed1a-11ee-a39c-cffd4c1d8271.png","introBonus":{"description":"Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.","offer":"60,000 bonus points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-16 17:30:22","monetized":true,"moreDetails":["Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.","Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.","Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.","Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.","Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e offers a flat 2 miles per dollar spent on most purchases, with bonus miles when booking hotels and rental cars through Capital One’s travel portal. Both cards have the same $95 annual fee (see Venture \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“The Chase Sapphire Preferred has been in my wallet for 5-plus years and is the midlevel rewards credit card that I recommend to people. It usually has a pretty solid sign-up bonus, with points that can be transferred to some of my favorite loyalty programs, like British Airways Executive Club and World of Hyatt. The strong earn rate on dining and travel as well as streaming services makes it a good choice for a millennial like me. Finally, I like using this card when renting cars, as it provides primary car insurance and a little more piece of mind.” — \u003ca href=\"https://thepointsguy.com/author/mmoffitt/\"\u003eMatt Moffitt\u003c/a\u003e, senior credit cards editor\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis is one of the most popular beginner travel rewards cards out there. You can earn a lot of points on a broad range of categories, and the low $95 annual fee makes this card worth keeping both in the first year and beyond.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is an ideal choice for someone who takes a few trips a year and wants to maximize their earning on travel and dining purchases.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221210132/","pdpUrl":"https://thepointsguy.com/credit-cards/chase-sapphire-preferred-card","pros":["You’ll earn 5 points per dollar on travel purchased through Chase Travel, 3 points per dollar on dining, select streaming services and online grocery store purchases, 2 points per dollar on all other travel and 1 point per dollar on everything else.","Annual $50 hotel statement credit when booked through Chase Travel","Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/","rewardsRates":{"multipliers":[{"description":"5x on travel purchased through Chase Travel℠.","multiplier":"5x"},{"description":"3x on dining, select streaming services and online groceries.","multiplier":"3x"},{"description":"2x on all other travel purchases.","multiplier":"2x"},{"description":"1x on all other purchases.","multiplier":"1x"}],"overview":"1 - 5X points"},"superlative":"beginner travelers","termsAndConditions":"","title":"Chase Sapphire Preferred® Card","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eThe Chase Sapphire Preferred® Card is one of the most popular travel rewards credit cards on the market. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or transfer points to one of Chase’s 14 valuable airline and hotel partners. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/\"\u003ereview of the Chase Sapphire Preferred Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$95","apr":["N/A","N/A","19.99% - 29.24% (Variable)","29.24% (Variable)","None","19.99% - 29.24% (Variable)"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"19.99% - 29.24% (Variable)","maxValue":29.24,"minValue":19.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% (Variable)","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"fixed"},{"displayText":"19.99% - 29.24% (Variable)","maxValue":29.24,"minValue":19.99,"name":"Ongoing Purchases APR","rateType":"variable"}],"barker":"BEST REWARDS CARD FOR NON-BONUS SPENDING","brand":"Capital One","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"Cap One - Venture - TSA Pre","longDescription":"Receive up to $100 credit for Global Entry or TSA Pre® when you use your Venture card.","cardBenefitId":4,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"No Foreign Transaction Fees","longDescription":"Enjoy worldwide acceptance with no foreign transaction fees.","cardBenefitId":346,"image":"","rank":1},{"__typename":"AerodromeCardBenefit","description":"","name":"Cap One - Venture - Travel Partners","longDescription":"Use your Venture miles on flights, hotels and more—you can even transfer miles to any of our 10+ travel partners.","cardBenefitId":5,"image":"","rank":2}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Highest bonus-earning categories only on travel booked via Capital One Travel","Capital One airline partners do not include any large U.S. airlines"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"22105772","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/03141a30-6f84-11ef-88db-67757e6c8737.png","introBonus":{"description":"75,000 miles once you spend $4,000 on purchases within 3 months from account opening","offer":"Earn 75,000 miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-02 14:45:30","monetized":true,"moreDetails":["Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel","Earn unlimited 2X miles on every purchase, every day","Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options","Miles won't expire for the life of the account and there's no limit to how many you can earn","Receive up to a $120 credit for Global Entry or TSA PreCheck®","Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel","Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection","Transfer your miles to your choice of 15+ travel loyalty programs"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe main competitor to this card is the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/\"\u003eChase Sapphire Preferred® Card\u003c/a\u003e, which earns more points on dining, streaming and online grocery purchases. However, it earns half the rate of the Venture Rewards on everyday purchases and does not include any lounge passes.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“The Capital One Venture is a great card that can add value to pretty much anyone's wallet. I use it to earn 2 miles per dollar on the purchases that fall outside my other cards' bonus categories. The annual fee is low, Capital One miles are easy to redeem and the card does come with a few nice perks, including TSA PreCheck/Global Entry application fee reimbursement.” — \u003ca href=\"https://thepointsguy.com/author/madisonblancafor/\"\u003eMadison Blancaflor\u003c/a\u003e, senior content operations editor\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe main attraction of this card is its flat earning structure of 2 miles per dollar spent on all purchases. You’ll also get access to 15-plus travel loyalty partners and up to $120 TSA PreCheck or Global Entry credit, all for a low $95 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is suited to travelers who take a few trips a year and want a simple miles-earning structure with the potential to maximize their rewards.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/22105772/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-venture","pros":["This flexible rewards card delivers a solid sign-up bonus of 75,000 miles, valued by TPG (not provided by the issuer) at $1,388","You'll earn 2 miles per dollar on every purchase, which means you won't have to worry about memorizing bonus categories","Rewards earned are versatile as they can be redeemed for any hotel or airline purchase for a statement credit or transferred to 15+ travel partners"],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/","rewardsRates":{"multipliers":[{"description":"5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel","multiplier":"5 Miles"},{"description":"2 Miles per dollar on every purchase, every day","multiplier":"2 Miles"}],"overview":"2 - 5X miles"},"superlative":"airline rewards","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31858.en-US.pdf","title":"Capital One Venture Rewards Credit Card","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eWhen it comes to simplicity and strong rewards, the Capital One Venture Rewards Credit Card is a solid choice for most travelers. You’ll earn earns 2x miles on every purchase with no bonus categories to memorize, making it an ideal card for those with busy lives. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/\"\u003ereview of the Capital One Venture Rewards Credit Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$325","apr":["See Pay Over Time APR","29.49% Variable","See Rates \u0026 Fees"],"aprs":[{"displayText":"See Pay Over Time APR","maxValue":999,"minValue":999,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"29.49% Variable","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"See Rates \u0026 Fees","maxValue":999,"minValue":999,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":" Best for dining at restaurants","brand":"American Express","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Gold - $120 Dining Credit","longDescription":"Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120.","cardBenefitId":19,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"No Foreign Transaction Fees","longDescription":"Enjoy worldwide acceptance with no foreign transaction fees.","cardBenefitId":346,"image":"","rank":1},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Gold - Baggage Insurance","longDescription":"Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.","cardBenefitId":314,"image":"","rank":2},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Consumer - Car Rental Loss and Damage Insurance","longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.","cardBenefitId":397,"image":"","rank":3}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Weak on travel and everyday spending bonus categories","Not as effective for those living outside the U.S.","Some may have trouble using Uber/food credits","Few travel perks and protections"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6344","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png","introBonus":{"description":"Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","offer":"60,000 points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-12-19 19:40:52","monetized":true,"moreDetails":["Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.","Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.","Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.","Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.","Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.","$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.","$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.","$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.","$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.","Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.","No Foreign Transaction Fees.","Annual Fee is $325.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThere are few direct competitors to this card, but it’s worth checking out the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-preferred-review/\"\u003eChase Sapphire Preferred® Card\u003c/a\u003e and \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/\"\u003eChase Sapphire Reserve®\u003c/a\u003e, which offer more points for travel purchases but fewer bonus points for groceries and dining.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\"I love that the Amex Gold earns a healthy 4 points per dollar spent on U.S. supermarket purchases and at restaurants (up to $25,000 in spending at U.S. supermarkets and up to $50,000 in spending at restaurants, then 1 point per dollar thereafter) since those are some of my biggest spend categories.\" — \u003ca href=\"https://thepointsguy.com/author/astone/\"\u003eAugusta Stone\u003c/a\u003e, associate credit cards writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis is the best card for those looking to earn bonus points at U.S. supermarkets and restaurants. You have an array of valuable transfer partners, while the dining and Uber statement credits help offset the considerable $325 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/american-express-gold-card-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is a great addition to the wallets of those who want to earn a lot of points when dining out and grocery shopping.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6344/","pdpUrl":"https://thepointsguy.com/credit-cards/american-express-gold-pm","pros":["4 points per dollar on dining at restaurants (on the first $50,000 in purchases per calendar year, then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar)","3 points per dollar on flights booked directly with the airline or with Amex Travel","Generous welcome offer"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.","multiplier":"4X"},{"description":"Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.","multiplier":"4X"},{"description":"Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.","multiplier":"3X"},{"description":"Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.","multiplier":"2X"},{"description":"Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.","multiplier":"1X"}],"overview":"1 - 4X points"},"superlative":"dining rewards at restaurants","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/gold-card/26129-10-0/?print#terms-details","title":"American Express® Gold Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThis isn’t just a card that’s nice to look at. It packs a real punch, offering 4 points per dollar at restaurants (on the first $50,000 in purchases per calendar year; then 1 point per dollar) and U.S. supermarkets (on the first $25,000 in purchases per calendar year; then 1 point per dollar). There’s also an up to $120 annual dining credit at Grubhub, The Cheesecake Factory, Goldbelly,\u0026nbsp;\u003ca class=\"c-link\" href=\"http://wine.com/\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"http://Wine.com\" data-sk=\"tooltip_parent\"\u003eWine.com\u003c/a\u003e, and Five Guys, plus it added an up to $120 annually ($10 per month) in\u0026nbsp;Uber Cash, which can be used on Uber Eats orders or Uber rides in the U.S. The card must be added to your Uber account and you can redeem with any Amex card.\u0026nbsp;All this make it a very strong contender for all food purchases, which has become a popular spending category. Enrollment required for select benefits. Read our full review of the\u0026nbsp;\u003ca class=\"c-link\" href=\"https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/\" target=\"_blank\" rel=\"noopener noreferrer\" data-stringify-link=\"https://thepointsguy.com/credit-cards/reviews/amex-gold-card-review/\" data-sk=\"tooltip_parent\"\u003eAmerican Express Gold Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$395","apr":["N/A","N/A","19.99% - 29.24% (Variable)","29.24% (Variable)","None","19.99% - 29.24% (Variable)"],"aprs":[{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"fixed"},{"displayText":"N/A","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"fixed"},{"displayText":"19.99% - 29.24% (Variable)","maxValue":29.24,"minValue":19.99,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% (Variable)","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"fixed"},{"displayText":"19.99% - 29.24% (Variable)","maxValue":29.24,"minValue":19.99,"name":"Ongoing Purchases APR","rateType":"variable"}],"barker":"BEST CARD FOR EARNING FLAT-RATE MILES","brand":"Capital One","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["$395 annual fee","The $300 annual credit only applicable for bookings made through Capital One Travel portal"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"8152","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/401d0150-336c-11ec-b6bf-8d6df3a2e669.png","introBonus":{"description":"Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel","offer":"Earn 75,000 miles","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-02 14:45:38","monetized":true,"moreDetails":["Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel","Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options","Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary","Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel","Earn unlimited 2X miles on all other purchases","Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network","Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs","Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection","Receive up to a $120 credit for Global Entry or TSA PreCheck®"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe popular \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/\"\u003eChase Sapphire Reserve®\u003c/a\u003e earns more bonus points on travel and dining purchases but comes with a higher $550 annual fee. Chase Ultimate Rewards points are worth slightly more than Capital One miles.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“With an annual fee that is $300 less than The Platinum Card® from American Express (see Amex Platinum \u003ca href=\"https://thepointsguy.com/apply/the-platinum-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e), the Capital One Venture X is my favorite travel credit card. The card comes with an annual $300 Capital One travel portal credit, which I use to book flights. That effectively brings the annual fee down to $95 per year (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-x-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e). I use my Venture X to earn 2 miles per dollar (a 3.7% return, based on TPG's valuations) in spend categories where most cards would only accrue 1 point, such as auto maintenance, pharmacies and medical bills.” — \u003ca href=\"https://thepointsguy.com/author/kolsen/\"\u003eKyle Olsen\u003c/a\u003e, former points and miles reporter\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis is one of the best value premium travel rewards cards out there. It offers Capital One lounge access as well as access to the Partner Lounge Network, all for a reasonable $395 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-x-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e). Most of that is offset by a $300 annual travel credit, and you’ll receive 10,000 bonus miles each year, which more than covers the rest.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is suited to frequent travelers who want lounge access and transferable miles for maximum-value travel redemptions.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/8152/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-venture-x-rewards-credit-card","pros":["75,000 bonus miles when you spend $4,000 on purchases in the first three months from account opening","10,000 bonus miles every account anniversary"],"recommendedCredit":{"description":"Excellent","range":"740-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/","rewardsRates":{"multipliers":[{"description":"10 Miles per dollar on hotels and rental cars booked through Capital One Travel","multiplier":"10 Miles"},{"description":"5 Miles per dollar on flights and vacation rentals booked through Capital One Travel","multiplier":"5 Miles"},{"description":"2 Miles per dollar on every purchase, every day","multiplier":"2 Miles"}],"overview":"2 - 10X miles"},"superlative":"airline rewards","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.31830.en-US.pdf","title":"Capital One Venture X Rewards Credit Card","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eIf you can maximize the $300 credit towards bookings through Capital One Travel, the Venture X’s annual fee effectively comes down to $95, the same annual fee pegged to the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e (see Venture \u003ca href=\"https://thepointsguy.com/apply/capital-one-venture-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e). Add in a 10,000-mile bonus every account anniversary (worth $185, according to \u003ca href=\"https://thepointsguy.com/loyalty-programs/monthly-valuations/\" target=\"_blank\" rel=\"noopener\"\u003eTPG valuations\u003c/a\u003e) and lounge access, and the card may become the strongest option out there for a lot of travelers. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/\"\u003ereview of the Capital One Venture X Rewards Credit Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR on Purchases for 12 Months","17.49% - 23.49% Variable","17.49% - 23.49% Variable","29.24% Variable","Up to 29.99%"],"aprs":[{"displayText":"0% Intro APR on Purchases for 12 Months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"17.49% - 23.49% Variable","maxValue":23.49,"minValue":17.49,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"17.49% - 23.49% Variable","maxValue":23.49,"minValue":17.49,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% Variable","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best for Freelancers","brand":"Chase","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Higher spend to receive sign-up bonus","No conversion to Chase points without holding the Chase Sapphire Reserve, Chase Sapphire Preferred or Ink Business Preferred"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"6217","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/c16ef160-f077-11eb-99d8-ddd3faec9ad4.png","introBonus":{"description":"Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.","offer":"Earn $750 bonus cash back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-16 15:14:41","monetized":true,"moreDetails":["Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening","Earn unlimited 1.5% cash back on every purchase made for your business","No Annual Fee","Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards\u0026#174.","Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.","Round-the-clock monitoring for unusual credit card purchases","With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.","0% introductory APR for 12 months on purchases","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003e\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/blue-business-plus-amex-card-review/\"\u003eThe Blue Business® Plus Credit Card from American Express\u003c/a\u003e is the only no-annual-fee (see \u003ca href=\"https://thepointsguy.com/apply/the-blue-business%e2%84%a0-plus-credit-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e) business credit card that can potentially be more valuable. It offers 2 Membership Rewards points per dollar spent (on up to $50,000 in annual spending, then 1 point), and these points are immediately transferrable to partners; you don't need to carry another card to enable this functionality.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I have the Chase Ink Business trilogy — the Ink Business Cash Credit Card, Ink Business Preferred Credit Card and Ink Business Unlimited Credit Card. The first two cards maximize my points-earning on things like office supply, internet and phone purchases, while the Ink Unlimited covers everything else with a flat 1.5% earn rate. The fact that I have the Ink Preferred means I can convert my cash back from the Ink Unlimited into more valuable Chase Ultimate Rewards points. This no-annual-fee card will stay in my wallet for years to come.” — \u003ca href=\"https://thepointsguy.com/author/mmoffitt/\"\u003eMatt Moffitt\u003c/a\u003e, senior credit cards editor\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis is one of the best business cards with no annual fee because it earns 1.5% back on every purchase without needing to keep track of bonus categories.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is a good match for anyone who doesn’t want to expend mental energy juggling spending categories.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/6217/","pdpUrl":"https://thepointsguy.com/credit-cards/ink-business-unlimited-credit-card","pros":["No annual fee","A generous welcome bonus","Flat 1.5% cash back on all purchases"],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 1.5% cash back on every purchase made for your business","multiplier":"1.5%"}],"overview":"1.5% cash-back"},"superlative":"freelancers","termsAndConditions":"","title":"Ink Business Unlimited® Credit Card","tpgRating":4,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash Credit Card and the Ink Business Preferred® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve®, the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-unlimited-credit-card-review/\"\u003ereview of the Ink Business Unlimited Credit Card\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0","apr":["See Terms","See Terms","See Terms","See terms"],"aprs":[{"displayText":"See Terms","maxValue":999,"minValue":999,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"See Terms","maxValue":999,"minValue":999,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"See Terms","maxValue":999,"minValue":999,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"See terms","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR THOSE WHO WANT TO EARN REWARDS ON RENT","brand":"Bilt","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["No welcome bonus","Must make five purchases per statement period to earn points"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"10615","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/05909990-4fde-11ed-b47c-bfbb560b1ab3.png","introBonus":{"description":"","offer":"","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-11-21 22:34:10","monetized":true,"moreDetails":["$0 Annual Fee","Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year","Earns 3x points on dining","Earn 2x points on travel","Earn 1x points on other purchases","Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)","Use the card 5 times each statement period to earn points","Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card","Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.","Select \"Apply Now\" to learn more about the product features, terms, and conditions","\u003ca href=\"https://www.wellsfargo.com/credit-cards/bilt/terms/\"\u003eRates \u0026amp; Fees\u003c/a\u003e. \u003ca href=\"https://www.biltrewards.com/terms/rewards-and-benefits\"\u003eRewards \u0026amp; Benefits\u003c/a\u003e."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eUnfortunately, there is no other credit card like the Bilt Mastercard. If you are looking for a simple cash-back card and your landlord takes credit cards without charging a transaction fee, consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/\"\u003eCiti Double Cash® Card\u003c/a\u003e (see \u003ca href=\"https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e)\u0026nbsp;which earns 2% back on all purchases (1% when you buy and 1% when you pay your bill).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eThe Bilt card can be a great addition to your wallet because no other card lets you earn on rent as widely. In addition, it comes with travel and Cellular Telephone Protection while featuring no annual fee — making this card a no-brainer for any renter’s wallet.\u0026nbsp;\u003c/p\u003e\n","howToUseTab":"","whatWeLove":"\u003cp\u003eThe Bilt Mastercard allows you to earn points on your rent, generally a large monthly expense, without transaction fees. In addition, you can earn elevated rewards on travel and dining. The Bilt Mastercard is a great way for renters to get cash back on their largest expenses, and the card comes with many travel benefits and no annual fee!\u0026nbsp;\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eRenters who are looking for a way to earn travel rewards on their rent, without transaction fees, can find a lot of benefits in this card.\u0026nbsp;\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/10615/","pdpUrl":"https://thepointsguy.com/credit-cards/bilt-rewards-mastercard","pros":["Earn points on rent with no transaction fees","Multiple bonus categories","Transfer points to multiple travel partners","Variety of travel benefits"],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/bilt-mastercard-review/","rewardsRates":{"multipliers":[{"description":"3x points on dining","multiplier":"3X Points"},{"description":"2x points on travel","multiplier":"2X Points"},{"description":"1x points on other purchases","multiplier":"1X Points"},{"description":"Earn 1x points on rent without the transaction fee, up to 100,000 points in a calendar year. When you use the card 5 times each statement period using your Bilt Mastercard, you'll earn points on rent and qualifying net purchases.","multiplier":"1X Points"}],"overview":"1 - 3X points"},"superlative":"for renters","termsAndConditions":"https://www.wellsfargo.com/credit-cards/bilt/terms/","title":"Bilt Mastercard®","tpgRating":3.5,"whyWeChoseItOverride":"\u003cp\u003eThe Bilt Rewards Mastercard is a credit card that allows renters to earn one point per dollar on their rent payments, without incurring transaction fees. In addition, you can earn 3 points per dollar on dining and 2 points per dollar on travel (must make five transactions per statement period to earn points). Bilt Rewards points are transferable points and can be transferred to 14 airline partners and three hotel partners. Despite having no annual fee, the Bilt Rewards card features great travel and dining benefits like Trip Cancellation and Interruption Protection and World Elite Mastercard Concierge Service. Read more about the \u003ca href=\"https://thepointsguy.com/credit-cards/bilt-rewards-mastercard/\"\u003eBilt Rewards card here\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$95","apr":["20.24% - 26.24% Variable","20.24% - 26.24% Variable","29.24% Variable","Up to 29.99%"],"aprs":[{"displayText":"20.24% - 26.24% Variable","maxValue":26.24,"minValue":20.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.24% - 26.24% Variable","maxValue":26.24,"minValue":20.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% Variable","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR EARNING POINTS ON BUSINESS EXPENSES","brand":"Chase","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"No Foreign Transaction Fees","longDescription":"Enjoy worldwide acceptance with no foreign transaction fees.","cardBenefitId":346,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"Chase Ink Business Preferred - 25% more in travel redemption","longDescription":"Each point you redeem for travel booked through Chase Ultimate Rewards is worth $. 0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash.","cardBenefitId":344,"image":"","rank":1}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["No travel perks","Subject to Chase's 5/24 rule on card applications"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221211973","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/dbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png","introBonus":{"description":"Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.","offer":"Earn 90,000 bonus points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-16 15:12:22","monetized":true,"moreDetails":["Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel\u0026#8480;","Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases","Round-the-clock monitoring for unusual credit card purchases","With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.","Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open","Points are worth 25% more when you redeem for travel through Chase Travel\u0026#8480;","Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThis card’s main competitor is the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/amex-business-gold-card-review/\"\u003eAmerican Express® Business Gold Card\u003c/a\u003e, which offers 4-points-per-dollar (on the first $150,000 spent in combined purchases each calendar year, then 1 point per dollar) in select bonus categories that automatically reflect your highest spending areas, such as transit purchases, dining at U.S. restaurants, and U.S. gas station purchases. However, its biggest downside is its relatively high $375 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/american-express-business-gold-card-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“I originally signed up for the Ink Business Preferred primarily for its sign-up bonus. But, over the last year, I've found myself making it my go-to card when booking travel. After all, the Ink Business Preferred earns 3 points per dollar spent on travel and provides excellent travel protections, including trip delay protection and rental car insurance.”\u0026nbsp; — \u003ca href=\"https://thepointsguy.com/author/katiegenter/\"\u003eKatie Genter\u003c/a\u003e, senior writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis card offers one of the highest sign-up bonuses of any business card and has a low $95 annual fee. Plus, it earns valuable Ultimate Rewards points on a variety of business expenses.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is geared toward small-business owners who want to maximize points-earning on business expenses. It’s also great for those who regularly run into problems with their cellphone, as it provides cellphone protection.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221211973/","pdpUrl":"https://thepointsguy.com/credit-cards/ink-business-preferred-credit-card","pros":["Access to the Chase Ultimate Rewards portal for points redemption"],"recommendedCredit":{"description":"Good, Excellent","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/ink-business-preferred-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year","multiplier":"3X"},{"description":"Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn","multiplier":"1X"}],"overview":"1 - 3X points"},"superlative":"maximizing business purchases","termsAndConditions":"","title":"Ink Business Preferred® Credit Card","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eThe Ink Business Preferred Credit Card's sign-up bonus a generous offer for the card. Plus earn points across the four bonus categories (travel, shipping, advertising and telecommunication providers) that are most popular with businesses. The card comes with travel protections, shopping protections and will also have primary coverage when renting a car for business purposes for you and your employees. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/ink-business-preferred-card-review/\"\u003ereview of the Ink Business Preferred Credit Card\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$695","apr":["See Rates \u0026 Fees","29.49% Variable","See Pay Over Time APR"],"aprs":[{"displayText":"See Rates \u0026 Fees","maxValue":999,"minValue":999,"name":"Ongoing Penalty APR","rateType":"variable"},{"displayText":"29.49% Variable","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"See Pay Over Time APR","maxValue":999,"minValue":999,"name":"Ongoing Purchases APR","rateType":"variable"}],"barker":"Best luxury travel rewards card","brand":"American Express","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Airport Lounges","longDescription":"The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,300 airport lounges across 140 countries and counting, you have more lounge options than any other credit card on the market.","cardBenefitId":2,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Uber VIP Status","longDescription":"With your Platinum Card®, you'll receive $15 in Uber Cash for U.S. rides every month plus a bonus $20 in December[1], delivered through an exclusive Uber app experience. That's up to $200 for Uber rides annually. You'll also become an Uber VIP, where available, without meeting minimum ride requirements and be matched with top-rated drivers, so that even a 5-minute trip can be a 5-star experience.‡ [1] Uber Cash and Uber VIP status available to Basic Card Member only","cardBenefitId":3,"image":"","rank":1},{"__typename":"AerodromeCardBenefit","description":"","name":"No Foreign Transaction Fees","longDescription":"Enjoy worldwide acceptance with no foreign transaction fees.","cardBenefitId":346,"image":"","rank":2},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - $200 Hotel Credit","longDescription":"Get $200 back in statement credits each year on select prepaid hotel bookings with American Express Travel using the Platinum Card®","cardBenefitId":8,"image":"","rank":3},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - International Airline Program","longDescription":"Lower fares on the best international seats in the house, up to 8 tickets per booking. There’s no need to shop around when you book the International Airline Program with American Express Travel. Enjoy savings on international First, Business, Premium Economy seats on more than 25 world-class airlines. Basic Card Member must be traveling on the itinerary and travel must originate in, and return to, the U.S.","cardBenefitId":32,"image":"","rank":4},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Marriott Bonvoy(TM) Gold Elite","longDescription":"With Marriott Bonvoy Gold Elite status, you can receive upgrades to enhanced rooms upon check-in when available.","cardBenefitId":33,"image":"","rank":5},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Hilton Honors Gold Status","longDescription":"As a Platinum Card Member, enroll to receive complimentary Hilton Honors Gold Status.","cardBenefitId":34,"image":"","rank":6},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Consumer - Car Rental Loss and Damage Insurance","longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.","cardBenefitId":397,"image":"","rank":7},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Premium Global Assist Hotline","longDescription":"When you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance.","cardBenefitId":37,"image":"","rank":8},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Shop Saks with Platinum","longDescription":"Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December.","cardBenefitId":38,"image":"","rank":9},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Platinum Card® Concierge","longDescription":"Whether you need assistance making arrangements for a special dinner, tickets to a sought-after event, or finding just the right gift, rely on Platinum Card Concierge anytime, day or night whether home or abroad. Simply call the number on the back of your Card and say \"Concierge\" when prompted or send your Concierge request to PlatinumRequests@concierge.americanexpress.com from the e-mail associated with your American Express account.","cardBenefitId":39,"image":"","rank":10},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Return Protection","longDescription":"If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card.","cardBenefitId":40,"image":"","rank":11},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - $300 with Equinox","longDescription":"Get a $25 statement credit each month at Equinox. Simply use your Platinum Card to pay for monthly Equinox All Access, Destination, or E by Equinox membership fees, or for Equinox+. Enrollment required.","cardBenefitId":447,"image":"","rank":12},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - $240 Digital Entertainment Credit","longDescription":"Get up to $20 back each month when you pay for one or more of Peacock, The New York Times, Audible, or SiriusXM with your Platinum Card®. Enrollment required.‡ $240 Digital Entertainment Credit Experience the latest shows, audiobooks, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases at your choice of one or more of the following: Peacock, Audible, SiriusXM, and The New York Times. Enrollment required.","cardBenefitId":448,"image":"","rank":13},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - $179 with CLEAR","longDescription":"Breeze through security with CLEAR® where available and get up to $179 back per year on your membership when you use your Card.‡ $179 with CLEAR® CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $179 in statement credits per year after you pay for CLEAR with your Platinum Card.","cardBenefitId":449,"image":"","rank":14},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Platinum - Global Dining Access with Resy","longDescription":"Unlock access to exclusive tables and events when you add your Card to your Resy profile.","cardBenefitId":450,"image":"","rank":15}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The $695 annual fee is only worth it if you’re taking full advantage of the card’s benefits. Seldom travelers may not get enough value to warrant the cost.","Outside of the current welcome bonus, you’re only earning bonus rewards on specific airfare and hotel purchases, so it’s not a great card for other spending categories.","The annual airline fee credit and other statement credits can be complicated to take advantage of compared to the broader travel credits offered by competing premium cards."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"22504813","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/e904fbf0-5b1a-11ef-a7c5-db9b566f392d.png","introBonus":{"description":"Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","offer":"Earn 80,000 points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-02-13 14:37:02","monetized":true,"moreDetails":["Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.","Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.","$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.","$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.","With American Express Global Lounge Collection® you can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, \u0026 Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.","$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.","$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.","$200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.","$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.","Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.","Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.","Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.","$695 annual fee.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply.","\u003ca href=\"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms\" target=\"blank\"\u003e See Rates \u0026amp; Fees\u003c/a\u003e\u003c/li\u003e"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-sapphire-reserve-review/\"\u003eChase Sapphire Reserve®\u003c/a\u003e earns more points on travel (except flights) and dining purchases and comes with a lower $550 annual fee. However, the Amex Platinum has better lounge access options.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“While this card has a high annual fee, it more than justifies itself for frequent travelers like me. The lounge access options that come with the Platinum are unrivaled by competitors. I put all my flights — whether bought with cash or points — on this card to earn 5 points per dollar spent (on up to $500,000 on these purchases per calendar year, then 1 point per dollar) and trip protection insurance*. I make sure to take full advantage of the Uber, Saks Fifth Avenue, Hulu/Disney+ and Clear Plus statement credits (enrollment is required). And, honestly, pulling a Platinum card out of your wallet to pay for something does feel pretty fancy.” — \u003ca href=\"https://thepointsguy.com/author/mmoffitt/\"\u003eMatt Moffitt\u003c/a\u003e, senior credit cards editor\u003c/p\u003e\n\u003cp\u003e*\u003cem\u003eEligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for details. Policies are underwritten by New Hampshire Insurance Company, an AIG Company.\u003c/em\u003e\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis card offers the best lounge access options of any premium travel rewards card and a high earn rate on airfare. It also comes with a plethora of statement credits that can offset the high $695 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/the-platinum-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is ideal for frequent travelers who spend a lot on airfare purchases and want access to a wide range of lounges along with a large number of lifestyle perks.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/22504813/","pdpUrl":"https://thepointsguy.com/credit-cards/american-express-platinum","pros":["The current welcome offer on this card is quite lucrative.","This card comes with a long list of benefits, including access to Centurion Lounges, complimentary elite status with Hilton and Marriott, assorted annual statement credits and so much more (enrollment required for select benefits).","The Amex Platinum comes with access to a premium concierge service that can help you with everything from booking hard-to-get reservations to finding destination guides to help you plan out your next getaway."],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/amex-platinum-review/","rewardsRates":{"multipliers":[{"description":"Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.","multiplier":"5X"},{"description":"Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.","multiplier":"5X"}],"overview":"5X points"},"superlative":"luxury benefits","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/platinum-card/26129-10-0#offer-terms","title":"The Platinum Card® from American Express","tpgRating":4.5,"whyWeChoseItOverride":"\u003cp\u003eThe Amex Platinum is unmatched when it comes to travel perks and benefits. If lounge access, hotel elite status and annual statement credits are important to you, this card is well worth the high annual fee. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/amex-platinum-review/\"\u003ereview of the Platinum Card from American Express\u003c/a\u003e.\u003c/p\u003e\n"},{"annualFee":"$95","apr":["20.24% - 28.24% (Variable)","20.24% - 28.24% (Variable)","29.49% (Variable)","Up to 29.99% (Variable)"],"aprs":[{"displayText":"20.24% - 28.24% (Variable)","maxValue":28.24,"minValue":20.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.24% - 28.24% (Variable)","maxValue":28.24,"minValue":20.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.49% (Variable)","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99% (Variable)","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST STARTER TRAVEL CARD","brand":"Citi","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["$95 annual fee","Airline transfer partners mostly include foreign programs (JetBlue is the only U.S. carrier)"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"10652","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/cc4c54f0-0d3f-11ef-8061-419b99b523ee.png","introBonus":{"description":"For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.","offer":"75,000 bonus points","previousValue":""},"limitedTimeOffer":{"callouts":[],"color":"phx-gradient-quaternary","previousBonus":"","text":"Limited-Time Offer"},"lastUpdated":"2025-01-07 14:13:30","monetized":true,"moreDetails":["For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.","Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.","Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.","Earn 1 Point per $1 spent on all other purchases","$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.","No expiration and no limit to the amount of points you can earn with this card","No Foreign Transaction Fees on purchases"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’re seeking a more premium travel card that earns miles instead of points, consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-x-card-review/\"\u003eCapital One Venture X Rewards Credit Card\u003c/a\u003e. The Venture X earns a flat rate of 2 miles per dollar spent across all purchases with the exception of 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel and 5 miles per dollar spent on flights and vacation rentals also booked within the Capital One Travel portal.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eEven if you only travel a few times each year, this card basically pays for itself when you utilize its perks and benefits.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eWhen you take advantage of the $100 annual hotel credit on this card, you essentially cancel out the $95 annual fee — while still being able to take advantage of solid earning rates and other benefits the Strata Premier offers.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThe Citi Strata Premier is a good card for both occasional and frequent travelers who will take advantage of the annual $100 hotel credit and elevated travel bonus rates.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/10652/","pdpUrl":"https://thepointsguy.com/credit-cards/citi-strata-premier-card","pros":["Earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal","Earn 3 points per dollar spent at restaurants, supermarkets, gas and EV charging stations and on air travel and other hotel purchases","Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, once per calendar year when you book through cititravel.com","Transfer points to 14 airline programs (including JetBlue), 5 hotel programs (including Wyndham Rewards and Choice Privileges) and one retail program","Get trip delay protection, trip cancellation and interruption protection, lost or damaged luggage protection and MasterRental coverage for car rentals when you use your card for eligible purchases"],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/citi-strata-premier-review/","rewardsRates":{"multipliers":[{"description":"Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.","multiplier":"10X"},{"description":"Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.","multiplier":"3X"},{"description":"Earn 1 Point per $1 spent on all other purchases","multiplier":"1X"}],"overview":"1 - 10X points"},"superlative":"starter travel","termsAndConditions":"https://click.linksynergy.com/fs-bin/click?id=EhraRx8K/BE\u0026offerid=1707731.3684\u0026type=3\u0026subid=0","title":"Citi Strata Premier℠ Card","tpgRating":4,"whyWeChoseItOverride":"\u003cp\u003eThe Citi Strata Premier has some valuable transfer partners to make the most of your rewards plus, you’ll get a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, when you book through the Citi Travel website.\u003c/p\u003e\n"},{"annualFee":"$0","apr":["None","Refer to Important Credit Terms","19.24%, 24.24%, or 29.24% Variable APR","0% intro APR for 12 months from account opening on qualifying balance transfers","19.24%, 24.24%, or 29.24% Variable APR","0% intro APR for 12 months from account opening"],"aprs":[{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"variable"},{"displayText":"Refer to Important Credit Terms","maxValue":999,"minValue":999,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"19.24%, 24.24%, or 29.24% Variable APR","maxValue":29.24,"minValue":19.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"0% intro APR for 12 months from account opening on qualifying balance transfers","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"19.24%, 24.24%, or 29.24% Variable APR","maxValue":29.24,"minValue":19.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% intro APR for 12 months from account opening","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"}],"barker":"BEST FOR WELLS FARGO LOYALISTS SEEKING A SIMPLE CASH-BACK CARD","brand":"Wells Fargo","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Don’t take this card abroad with you, as this card incurs a 3% foreign currency conversion fee.","Other cash rewards cards can offer better welcome bonuses."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"7871","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/8ff39f90-5a56-11ef-a7c5-db9b566f392d.png","introBonus":{"description":"Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months","offer":"$200 cash rewards","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-22 14:48:00","monetized":true,"moreDetails":["Apply Now to take advantage of this offer and learn more about product features, terms and conditions.","Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.","Earn unlimited 2% cash rewards on purchases.","0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.24%, 24.24%, or 29.24% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.","$0 annual fee.","No categories to track or remember and cash rewards don't expire as long as your account remains open.","Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.","Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eNew credit card users who are looking to earn cash back but want the option to transfer their cash back into travel points should consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/\"\u003eCiti Double Cash® Card\u003c/a\u003e (see \u003ca href=\"https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e). It features a similar simple earning strategy as the Wells Fargo Active Cash but when combined with select Citi cards, the cash back can be transferred into Citi ThankYou points. \u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\"This card offers 2% cash rewards on all purchases. When the time came to pay my daughter’s preschool tuition, I got the card. I figured I could get 2% cash back on a fixed expense. It was a no brainer for me!” — Eileen Sullivan, senior UX researcher\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Active Cash card (see \u003ca href=\"https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/\"\u003erates and fees\u003c/a\u003e) is a great beginner card since it features a flat 2% cash rewards on purchases. The card features a simple earning strategy, includes cellphone protection and has no annual fee.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eCredit card beginners should consider the Wells Fargo Active Cash if they’re looking for a simple cash back card.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/7871/","pdpUrl":"https://thepointsguy.com/credit-cards/wells-fargo-active-cash-card","pros":["There’s no annual fee, meaning that you can keep your costs low while focusing on earning rewards.","Earn 2% cash rewards on purchases — no bonus categories to track or remember.","Get up to $600 in cell phone protection (with a $25 deductible) against covered damage or theft when you pay your monthly cell phone bill with this card."],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 2% cash rewards on purchases","multiplier":"2%"}],"overview":"2% cash rewards"},"superlative":"flat-rate earning","termsAndConditions":"https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo\u0026offerid=1618228.918\u0026type=3\u0026subid=0\u0026u1=[TRANS_ID]","title":"Wells Fargo Active Cash® Card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature® Concierge and Luxury Hotel Collection. Read our \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/\"\u003efull review of the Wells Fargo Active Cash\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0","apr":["18.24% - 28.24% (Variable)","0% intro for 18 months on Balance Transfers","18.24% - 28.24% (Variable)","29.49% (Variable)","Up to 29.99% (Variable)"],"aprs":[{"displayText":"18.24% - 28.24% (Variable)","maxValue":28.24,"minValue":18.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% intro for 18 months on Balance Transfers","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"18.24% - 28.24% (Variable)","maxValue":28.24,"minValue":18.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.49% (Variable)","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99% (Variable)","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best for no-frills cash-back rewards","brand":"Citi","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Those looking to make a balance transfer will have to pay 3% of each transfer (minimum $5) completed within the first four months of account opening. After that, your fee will be 5% of each transfer (minimum $5)."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221410494","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/912a9490-aea0-11ec-81f6-95945bae99c9.jpg","introBonus":{"description":"Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.","offer":"$200 cash back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-07 14:17:43","monetized":true,"moreDetails":["Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.","Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.","Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.","Balance Transfers do not earn cash back. Intro APR does not apply to purchases.","If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.","There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5)."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you want an even simpler rewards-earning structure, also with no annual fee, check out the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/wells-fargo-active-cash-review/\"\u003eWells Fargo Active Cash® Card\u003c/a\u003e (see \u003ca href=\"https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/\"\u003erates and fees\u003c/a\u003e), which earns 2% back in cash rewards on purchases. \u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\u003cb\u003e“\u003c/b\u003eI wasn’t the biggest fan of this card previously, thinking it was just average, but I am a big fan now that it earns Citi ThankYou points. Paired with my other Citi cards, it unlocks huge earning potential on everyday spending. The fact it has no annual fee means it’s a long-term keeper for me.” — \u003ca href=\"https://thepointsguy.com/author/ryansmith/\"\u003eRyan Smith\u003c/a\u003e, former credit cards writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eOne of the simplest and most rewarding cash-back cards out there is the Citi Double Cash Card. It awards 1% cash back when you buy and then another 1% as you pay off your bill. You can even convert the cash back to ThankYou points via a linked ThankYou card, such as the Citi Prestige® Card.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003e\u003ci\u003eThe information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.\u003c/i\u003e\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is best for two groups of people: those who want to keep rewards lucrative but simple, earning 1% cash back as you buy things and 1% cash back as you pay them off, and those who want to ramp up rewards-earning by converting these rewards to Citi ThankYou points, which \u003ca href=\"https://thepointsguy.com/loyalty-programs/monthly-valuations/\"\u003eTPG values at 1.8 cents each\u003c/a\u003e.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221410494/","pdpUrl":"https://thepointsguy.com/credit-cards/citi-double-cash-card","pros":["Earning 2% back on every purchase is an industry-leading return on everyday spending for a no-annual-fee credit card.","Now that you have the ability to convert rewards to ThankYou points with an eligible card, your redemption options are even more flexible.","It’s great for those looking to consolidate debt, since it offers new cardmembers 18 months of 0% intro APR on balance transfers made. After that, the variable APR of 18.24% -28.24% applies."],"recommendedCredit":{"description":"Excellent, Good, Fair","range":"580-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/","rewardsRates":{"multipliers":[{"description":"Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.","multiplier":"1%"},{"description":"Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.","multiplier":"5%"}],"overview":"1 - 5% cash-back"},"superlative":"no-frills cash-back rewards","termsAndConditions":"https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo\u0026offerid=1695157.3645\u0026type=3\u0026subid=0","title":"Citi Double Cash® Card","tpgRating":4,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/\"\u003ereview of the\u0026nbsp;Citi Double Cash here\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003cdiv class=\"_tabbed\"\u003e\n\u003cdiv class=\"phx-c:ui-drawer-partial\"\u003e\n\u003cdiv class=\"_drawer-content\"\u003e\n\u003cdiv class=\"_tabbed\"\u003e\n\u003cdiv class=\"phx-c:ui-tabbed\"\u003e\n\u003cdiv class=\"_tabs\" data-tabbed=\"\"\u003e\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0","apr":["0% intro on balance transfers for 15 months","0% intro on purchases for 15 months","19.24% - 29.24% (Variable)","29.24% (Variable)","None","19.24% - 29.24% (Variable)"],"aprs":[{"displayText":"0% intro on balance transfers for 15 months","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"intro on balance transfers"},{"displayText":"0% intro on purchases for 15 months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"intro on purchases"},{"displayText":"19.24% - 29.24% (Variable)","maxValue":29.24,"minValue":19.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% (Variable)","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"None","maxValue":0,"minValue":0,"name":"Ongoing Penalty APR","rateType":"fixed"},{"displayText":"19.24% - 29.24% (Variable)","maxValue":29.24,"minValue":19.24,"name":"Ongoing Purchases APR","rateType":"variable"}],"barker":"BEST NO-ANNUAL-FEE CARD FOR FOOD AND ENTERTAINMENT","brand":"Capital One","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["The sign-up bonus isn’t anything to write home about (though it is easy to earn)"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221012282","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/80d15850-9088-11ef-9b25-ab59e8af7111.png","introBonus":{"description":"$200 Cash Back after you spend $500 on purchases within 3 months from account opening","offer":"Earn $200 Cash Back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-21 15:02:47","monetized":true,"moreDetails":["Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening","Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases","Earn 8% cash back on Capital One Entertainment purchases","Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply","No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn","0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies","No foreign transaction fee","No annual fee"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThe \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-freedom-flex-review/\"\u003eChase Freedom Flex®\u003c/a\u003e offers 5% back on travel purchased through the Chase Travel portal and 3% on dining and drugstore purchases. It also has valuable rotating quarterly categories, earning 5% cash back (on up to $1,500 in combined purchases each quarter) after activation.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eFor no annual fee, you’re getting an excellent return on a variety of purchases — both in and out of the U.S.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eThis card earns excellent cash back on meals, groceries and entertainment without having to pay an annual fee. Additionally, if you also have a card like the Capital One Venture Rewards Credit Card or Capital One Venture X Rewards Credit Card, you can transfer your cash-back rewards from the Savor into fully transferable miles.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis is a good starter card for enthusiastic foodies, avid streamers and regular concertgoers — especially for international travelers, since the card has no foreign transaction fees.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221012282/","pdpUrl":"https://thepointsguy.com/credit-cards/capital-one-savor-cash-rewards","pros":["Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases","The intro APR offer that comes with this card makes it a solid choice for those looking to finance a large purchase. "],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/capital-one-savor-review/","rewardsRates":{"multipliers":[{"description":"8% Cash Back on Capital One Entertainment purchases","multiplier":"8%"},{"description":"5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)","multiplier":"5%"},{"description":"3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services","multiplier":"3%"},{"description":"1% Cash Back on all other purchases","multiplier":"1%"}],"overview":"1 - 8% cash-back"},"superlative":"entertainment rewards","termsAndConditions":"https://d25970n8puso9u.cloudfront.net/disclosure.32194.en-US.pdf","title":"Capital One Savor Cash Rewards Credit Card","tpgRating":3.5,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Capital One Savor is a great cash back credit card for beginners looking for a solid rewards structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-savor-review/\"\u003ereview of the Capital One Savor Cash Rewards Credit Card\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR on Purchases for 15 months","19.49% - 28.24% Variable","0% Intro APR on Balance Transfers for 15 months","19.49% - 28.24% Variable","29.24% Variable","Up to 29.99%"],"aprs":[{"displayText":"0% Intro APR on Purchases for 15 months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"19.49% - 28.24% Variable","maxValue":28.24,"minValue":19.49,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% Intro APR on Balance Transfers for 15 months","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"19.49% - 28.24% Variable","maxValue":28.24,"minValue":19.49,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.24% Variable","maxValue":29.24,"minValue":29.24,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"Up to 29.99%","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FLAT-RATE CASH BACK CARD","brand":"Chase","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Limited card perks and benefits","Foreign transaction fees"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"221211280","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/03b1cf40-d8cb-11ef-b0dd-eb8d4aa5b182.png","introBonus":{"description":"Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.","offer":"Up to $300 cash back","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-22 14:14:15","monetized":true,"moreDetails":["Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!","Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).","After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.","No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!","Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%.","No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card","Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.","Member FDIC"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eThose seeking a travel rewards card with no annual fee should consider the\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/credit-card-review-the-capital-one-ventureone-rewards-credit-card/\"\u003e Capital One VentureOne Rewards Credit Card\u003c/a\u003e. It earns 5 miles per dollar spent on hotels and rental cars booked through Capital One Travel in addition to 1.25 miles per dollar spent on all other purchases. The VentureOne Rewards also has no foreign transaction fees making it an ideal travel companion, especially for starters (see\u003ca href=\"https://thepointsguy.com/apply/capital-one-ventureone-rewards-credit-card-rates-and-fees/\"\u003e rates and fees\u003c/a\u003e).\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“The Chase Freedom Unlimited is a great option, especially for anyone with a card like the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. It has solid bonus categories but also gives 1.5% back on all other purchases. And, if you have a higher-end Chase card, you can effectively convert these cash-back earnings into fully transferable Ultimate Rewards points.” — Nick Ewen, Director of Content\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Chase Freedom Unlimited features a simple earning structure and a flat 1.5% earning rate on all other purchases outside of key categories. This makes it a great go-to for everyday spending, especially to fill in any gaps in your earning strategy.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eIf you’re relatively new to credit card rewards programs, the Freedom Unlimited is a solid card to get started with since its earning categories are pretty straightforward and there are no rotating categories you have to worry about tracking and activating. \u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/221211280/","pdpUrl":"https://thepointsguy.com/credit-cards/chase-freedom-unlimited","pros":["Multiple bonus categories","Incredible value when paired with a premium Chase card"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/chase-freedom-unlimited-review/","rewardsRates":{"multipliers":[{"description":"Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more.","multiplier":"5%"},{"description":"3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service.","multiplier":"3%"},{"description":"1.5% cash back on all other purchases.","multiplier":"1.5%"}],"overview":"1.5 - 5% cash-back"},"superlative":"Best for flexible cash rewards","termsAndConditions":"","title":"Chase Freedom Unlimited®","tpgRating":4,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. However, it doubles in potential value if you pair it with a card that earns transferable Ultimate Rewards points. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/chase-freedom-unlimited-review/\"\u003ereview of the Chase Freedom Unlimited\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0 intro annual fee for the first year, then $95.","apr":["0% on purchases for 12 months","18.24%-29.24% Variable","0% on balance transfers for 12 months","18.24%-29.24% Variable","29.49% Variable","29.99% Variable"],"aprs":[{"displayText":"0% on purchases for 12 months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"18.24%-29.24% Variable","maxValue":29.24,"minValue":18.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% on balance transfers for 12 months","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"18.24%-29.24% Variable","maxValue":29.24,"minValue":18.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.49% Variable","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR GROCERIES AND U.S. STREAMING CASH BACK","brand":"American Express","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Global Assist® Hotline","longDescription":"Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third–party service providers. Other terms and conditions apply.","cardBenefitId":398,"image":"","rank":0},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Consumer - Car Rental Loss and Damage Insurance","longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.","cardBenefitId":397,"image":"","rank":1},{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Blue Cash Preferred - Return Protection","longDescription":"With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.","cardBenefitId":399,"image":"","rank":2}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with large grocery budgets","You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"22036110","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/ede1f860-726a-11e9-ad1f-e3d0fefdcf91.png","introBonus":{"description":"Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.","offer":"Earn $250","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-12-19 19:37:37","monetized":true,"moreDetails":["Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.","$0 intro annual fee for the first year, then $95.","Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.","Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%.","6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).","6% Cash Back on select U.S. streaming subscriptions.","3% Cash Back at U.S. gas stations.","3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).","1% Cash Back on other purchases.","Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.","$84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply.","\u003ca href=\"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/\" target=\"blank\"\u003e See Rates \u0026amp; Fees\u003c/a\u003e"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you want a flat cash-back rate on all purchases, then the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/citi-double-cash-card-review/\"\u003eCiti Double Cash® Card\u003c/a\u003e (see \u003ca href=\"https://thepointsguy.com/apply/citi-double-cash-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e) is a great option, offering 2% back on every transaction — 1% when you buy and another 1% when you pay your bill.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e“The Blue Cash Preferred Card is the card I recommended to my parents when they were looking for a new cash-back rewards card for their groceries. My parents prefer the simplicity of cash-back rewards, and I knew they'd benefit from earning 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets, then 1% back after that. Compared to the 1.5% cash back they were earning on these purchases, the elevated earnings easily justified adding the Blue Cash Preferred to their wallet.” — \u003ca href=\"https://thepointsguy.com/author/katiegenter/\"\u003eKatie Genter\u003c/a\u003e, senior points and miles writer\u003c/p\u003e\n\u003cp\u003e\u003cem\u003eCash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.\u003c/em\u003e\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThis is a lucrative cash-back card for those who spend a lot on groceries, gas, transit and streaming. You’ll also earn statement credits for select monthly subscriptions with Disney (enrollment required; subject to auto-renewal; terms apply).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis card is best suited to someone looking for a lot of cash back on groceries, gas, transit and streaming.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/22036110/","pdpUrl":"https://thepointsguy.com/credit-cards/blue-cash-preferred","pros":["This card has one of the best earning structures out for among cash-back credit cards","The card comes with access to Amex Offers (activation required), which can save you even more money on specific purchases."],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/","rewardsRates":{"multipliers":[{"description":"6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)","multiplier":"6%"},{"description":"6% Cash Back on select U.S. streaming subscriptions","multiplier":"6%"},{"description":"3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more","multiplier":"3%"},{"description":"3% Cash Back at U.S. gas stations","multiplier":"3%"},{"description":"1% Cash Back on other purchases","multiplier":"1%"}],"overview":"1 - 6% cash-back"},"superlative":"U.S. streaming rewards","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-preferred-credit-card/26129-10-0/","title":"Blue Cash Preferred® Card from American Express","tpgRating":4,"whyWeChoseItOverride":"\u003cdiv class=\"_item --active\" data-item=\"1\"\u003e\n\u003cdiv class=\"_pros-cons\"\u003e\n\u003cdiv class=\"_cons\"\u003e\n\u003cp\u003eThe Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Read our full\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/\"\u003ereview of the Blue Cash Preferred Card from American Express\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$95","apr":["20.24%, 25.24%, or 29.24% Variable APR","20.24%, 25.24%, or 29.24% Variable APR","Refer to Important Credit Terms","None"],"aprs":[{"displayText":"20.24%, 25.24%, or 29.24% Variable APR","maxValue":29.24,"minValue":20.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"20.24%, 25.24%, or 29.24% Variable APR","maxValue":29.24,"minValue":20.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"Refer to Important Credit Terms","maxValue":999,"minValue":999,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"None","maxValue":999,"minValue":999,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best for earning Wells Fargo rewards","brand":"Wells Fargo","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["This card features an annual fee"],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"10645","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/c0e47ed0-6f7d-11ef-88db-67757e6c8737.png","introBonus":{"description":"Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.","offer":"60,000 bonus points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-30 20:32:40","monetized":true,"moreDetails":["Apply Now to take advantage of this offer and learn more about product features, terms and conditions.","Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.","Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.","$95 annual fee.","Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.","Earn a $50 annual statement credit with $50 minimum airline purchase.","Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.","Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge."],"moreDetailsWidget":{"alternatives":"\u003cp class=\"p1\"\u003eIf you're looking for a more general use credit card with no annual fee, consider the Wells Fargo Active Cash® Card (see\u0026nbsp;\u003ca href=\"https://thepointsguy.com/apply/wells-fargo-active-cash-card-rates-fees/\"\u003erates and fees\u003c/a\u003e). It earns a flat rate of 2% cash rewards on purchases making an excellent choice to help fill gaps in your reward earning strategy. The best part? Like the Autograph Journey card, the Active Cash Card doesn't put a cap on the amount of cash back you can earn.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp class=\"p1\"\u003eAnother great perk the Autograph Journey features is an annual $50 statement credit triggered by an airline purchase of at least $50. This is on top of elevated earning rates in the certain travel categories and a solid welcome offer for new applicants. There's also no foreign transaction fees on the Autograph Journey card making it a good first travel card as well as a decent supplemental card to add to your travel credit card roster.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp class=\"p1\"\u003eThe Autograph Journey offers cardholders the chance to earn elevated rates across travel categories including 5 points per dollar spent on hotels, 4 points per dollar on airline purchases and 3 points per dollar on restaurants and 'other travel' which includes timeshares, car rentals, cruise lines, travel agencies, discount travel sites and campgrounds. On top of this, cardholders also get the added benefit of earning a flat rate of 1 point per dollar on other purchases for a $95 annual fee.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp class=\"p1\"\u003eIf you travel frequently and are looking for a card to help you rack up points you can redeem for future travel, this card is a decent option. Additionally, those looking for a way to fill gaps in their points earning strategy will benefit from the flat 1 point per dollar spent on other purchases outside of the main travel categories.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/10645/","pdpUrl":"https://thepointsguy.com/credit-cards/wells-fargo-autograph-journey-card","pros":["No foreign transaction fees","Uncapped earning potential","$50 annual statement credit","Solid point earning rates in popular categories"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/wells-fargo-autograph-journey-card-review/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 5X points on hotels","multiplier":"5X"},{"description":"Earn unlimited 4X points on airlines","multiplier":"4X"},{"description":"Earn unlimited 3X points on other travel and restaurants","multiplier":"3X"},{"description":"Earn 1X points on other purchases","multiplier":"1X"}],"overview":"1 - 5X points"},"superlative":"Best for unlimited point earning","termsAndConditions":"https://click.linksynergy.com/fs-bin/click?id=pngc6t7Ewoo\u0026offerid=1735711.856\u0026type=3\u0026subid=0","title":"Wells Fargo Autograph Journey℠ Card","tpgRating":3,"whyWeChoseItOverride":"\u003cp class=\"p1\"\u003eThe Wells Fargo Autograph Journey credit card offers healthy reward earning rates on top of uncapped point-earning meaning the sky's the limit — especially if you strategize and spend in popular categories.\u003c/p\u003e\n"},{"annualFee":"$0","apr":["0% Intro APR for 15 billing cycles for purchases","18.24% - 28.24% Variable APR on purchases and balance transfers","0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.","18.24% - 28.24% Variable APR on purchases and balance transfers","See Terms","up to 29.99% APR"],"aprs":[{"displayText":"0% Intro APR for 15 billing cycles for purchases","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"18.24% - 28.24% Variable APR on purchases and balance transfers","maxValue":28.24,"minValue":18.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% Intro APR for 15 billing cycles for any BTs made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"18.24% - 28.24% Variable APR on purchases and balance transfers","maxValue":28.24,"minValue":18.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"See Terms","maxValue":999,"minValue":999,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"up to 29.99% APR","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"BEST FOR TRAVEL REWARDS BEGINNERS WHO ALREADY HAVE BOFA ACCOUNTS","brand":"Bank of America","cardBenefits":[],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["Bank of America does not offer airline or hotel transfer partners like other banks such as American Express, Chase or Capital One.","No travel and purchase protections."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"22079418","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/bf6f9140-40f1-11ee-88ac-8d33dad17a11.jpg","introBonus":{"description":"25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.","offer":"25,000 points","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2025-01-02 15:04:26","monetized":true,"moreDetails":["Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.","25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.","Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.","Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.","0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.","If you're a Bank of America Preferred Rewards\u0026reg; member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.","Contactless Cards - The security of a chip card, with the convenience of a tap.","This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now."],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you’re interested in a card with transferable miles that still has no annual fee (see \u003ca href=\"https://thepointsguy.com/apply/capital-one-ventureone-rewards-credit-card-rates-and-fees/\"\u003erates and fees\u003c/a\u003e), consider the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/credit-card-review-the-capital-one-ventureone-rewards-credit-card/\"\u003eCapital One VentureOne Rewards Credit Card\u003c/a\u003e.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003e\u003cb\u003e\u0026nbsp;\u003c/b\u003e“I’m happy earning 1.5 points per dollar on all purchases on a card without an annual fee. I can’t pay for everything in life with transferable points, and it’s nice to have a card with fixed-value points for those situations. I use this card for travel purchases where I need to pay in cash, then I can reimburse myself with the points.” — \u003ca href=\"https://thepointsguy.com/author/ryansmith/\"\u003eRyan Smith\u003c/a\u003e, former credit cards writer\u003c/p\u003e\n","howToUseTab":"Why it's in my wallet","whatWeLove":"\u003cp\u003eThe Bank of America Travel Rewards card operates similarly to the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/capital-one-venture-card-review/\"\u003eCapital One Venture Rewards Credit Card\u003c/a\u003e. You’re earning flat-rate rewards across all spending, and then you can use those rewards as a statement credit to cover eligible travel purchases.\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eIt’s perfect for low-budget \u003ca href=\"https://thepointsguy.com/credit-cards/best-starter-travel-rewards-cards/\"\u003ebeginner travelers\u003c/a\u003e who want a card with no annual fee and a simple way to earn and redeem points.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/22079418/","pdpUrl":"https://thepointsguy.com/credit-cards/bank-of-america-travel-rewards-credit-card","pros":["1.5 points per dollar on all purchases","No annual fee","No foreign transaction fees"],"recommendedCredit":{"description":"Excellent/Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/bank-of-america-travel-rewards-card-simplicity-for-points-beginners/","rewardsRates":{"multipliers":[{"description":"Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.","multiplier":"1.5X"}],"overview":"1.5X points"},"superlative":"travel rewards beginners","termsAndConditions":"","title":"Bank of America® Travel Rewards credit card","tpgRating":3,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Bank of America Travel Rewards credit card is a great starter card thanks to its no annual fee and no foreign transaction fees when you travel internationally. Earning and redeeming is effortless, with no confusing bonus categories to keep track of and the ability to redeem your points for all of your travel needs. Read our full \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/bank-of-america-travel-rewards-card-simplicity-for-points-beginners/\"\u003ereview of the Bank of America Travel Rewards card here\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"},{"annualFee":"$0","apr":["0% on purchases for 15 months","18.24%-29.24% Variable","0% on balance transfers for 15 months","18.24%-29.24% Variable","29.49% Variable","29.99% Variable"],"aprs":[{"displayText":"0% on purchases for 15 months","maxValue":0,"minValue":0,"name":"Introductory Purchases APR","rateType":"variable"},{"displayText":"18.24%-29.24% Variable","maxValue":29.24,"minValue":18.24,"name":"Ongoing Purchases APR","rateType":"variable"},{"displayText":"0% on balance transfers for 15 months","maxValue":0,"minValue":0,"name":"Introductory Balance Transfer APR","rateType":"variable"},{"displayText":"18.24%-29.24% Variable","maxValue":29.24,"minValue":18.24,"name":"Ongoing Balance Transfer APR","rateType":"variable"},{"displayText":"29.49% Variable","maxValue":29.49,"minValue":29.49,"name":"Ongoing Cash Advance APR","rateType":"variable"},{"displayText":"29.99% Variable","maxValue":29.99,"minValue":29.99,"name":"Ongoing Penalty APR","rateType":"variable"}],"barker":"Best for U.S. Online Shopping","brand":"American Express","cardBenefits":[{"__typename":"AerodromeCardBenefit","description":"","name":"American Express - Consumer - Car Rental Loss and Damage Insurance","longDescription":"Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.","cardBenefitId":397,"image":"","rank":0}],"categorySeperator":{"title":"","link":{"text":"","url":""}},"cons":["There is a $6,000 spending cap on the U.S. supermarket bonus category, which may not work for those with larger annual grocery spend."],"flag":null,"highlight":{"introBonusFeatured":false,"introBonusWidget":true},"ID":"22035733","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/c261dbc0-037a-11ed-90c2-1fdc9912f644.png","introBonus":{"description":"Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.","offer":"Earn $200","previousValue":""},"limitedTimeOffer":null,"lastUpdated":"2024-12-19 19:33:53","monetized":true,"moreDetails":["Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.","No Annual Fee.","Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.","3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.","3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.","3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.","Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.","Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.","Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.","Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.","Terms Apply.","\u003ca href=\"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details\" target=\"blank\"\u003e See Rates \u0026amp; Fees\u003c/a\u003e"],"moreDetailsWidget":{"alternatives":"\u003cp\u003eIf you want higher earning rates on a similar card, the \u003ca href=\"https://thepointsguy.com/credit-cards/reviews/blue-cash-preferred-american-express-credit-card-review/\"\u003eBlue Cash Preferred® Card from American Express\u003c/a\u003e may be a better choice. You’ll get expanded bonus spending categories and additional perks, though you’ll want to be sure the card’s $95 annual fee (see \u003ca href=\"https://thepointsguy.com/apply/blue-cash-preferred-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e) starting in year two is worth it.\u003c/p\u003e\n","alternativesTab":"","howToUse":"\u003cp\u003eIf groceries, gas and online shopping are among your largest spending categories, this is a great starter card to help you dip your toes into the world of credit card rewards.\u003c/p\u003e\n","howToUseTab":"Why it should be in your wallet","whatWeLove":"\u003cp\u003eThis is a great card if you want to bonus cash back on groceries, gas and online shopping with no annual fee (see \u003ca href=\"https://thepointsguy.com/apply/blue-cash-everyday-card-from-american-express-rates-fees/?tid=post\"\u003erates and fees\u003c/a\u003e). Rewards are easily redeemed at a fixed rate, eliminating guesswork on whether you're getting good value from your earnings. You’ll also earn statement credits with Disney and Home Chef (enrollment required; subject to auto-renewal; terms apply).\u003c/p\u003e\n","whatWeLoveTab":"","whoItsFor":"\u003cp\u003eThis is a solid cash-back card for many, especially students and credit card beginners with low monthly budgets.\u003c/p\u003e\n","whoItsForTab":""},"offerUrl":"https://thepointsguy.com/oc/22035733/","pdpUrl":"https://thepointsguy.com/credit-cards/blue-cash-everyday","pros":["3% cash back at U.S. supermarkets.","No annual fee."],"recommendedCredit":{"description":"Excellent, Good","range":"670-850"},"reviewLink":"https://thepointsguy.com/credit-cards/reviews/amex-blue-cash-everyday-card-review/","rewardsRates":{"multipliers":[{"description":"3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.","multiplier":"3%"},{"description":"3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.","multiplier":"3%"},{"description":"3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.","multiplier":"3%"},{"description":"1% Cash Back on other purchases.","multiplier":"1%"}],"overview":"1 - 3% cash-back"},"superlative":"cash back beginners","termsAndConditions":"https://www.americanexpress.com/us/credit-cards/card-application/apply/prospect/terms/blue-cash-everyday-credit-card/26129-10-0/?print#terms-details","title":"Blue Cash Everyday® Card from American Express","tpgRating":3,"whyWeChoseItOverride":"\u003cdiv class=\"why-we-chose-it --mt-24\"\u003e\n\u003cdiv class=\"_why-we-chose-it --bg-primary-10 phx-body-copy --sm --mb-24\"\u003e\n\u003cdiv class=\"phx-body-copy --md --sm:mb\"\u003e\n\u003cp\u003eThe Blue Cash Everyday card is a good option for people who want a simple cash back structure with no annual fee. You’ll earn bonus cash back rewards on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Read our full review of the\u0026nbsp;\u003ca href=\"https://thepointsguy.com/credit-cards/reviews/amex-blue-cash-everyday-card-review/\"\u003eBlue Cash Everyday Card from American Express\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n\u003c/div\u003e\n"}],"moreDetails":{"heading":"More details on the best rewards credit cards"},"helpfulTools":{"heading":"Helpful Tools","toolTiles":[{"description":"Compare the cost in points or miles to cash. ","icon":"calculator","heading":"Awards vs cash calculator","url":"https://thepointsguy.com/calculator/"},{"description":"Get prequalified offers in less than 60 seconds.","icon":"howToChoose","heading":"CardMatch™","url":"https://thepointsguy.com/cardmatch/"}]},"howToChoose":{"customBannerContent":null,"description":"There is no perfect answer for what is the “best” rewards credit card for everyone, but there are things to look for in finding the best card for you.\r\n\r\nWhen determining which rewards credit card is right for you, consider how applicable the rewards type, earning rates, annual fee and benefits are to your lifestyle. Ideally, you want to choose a card that will provide both a great welcome bonus and long-term value.","heading":"How to choose the best rewards credit card","informationList":[{"description":"Choose the best rewards card for your wallet by opting for a card that offers a welcome bonus that you can transfer to certain rewards like free night certificates at hotels. This plays a large part in the card’s value. \r\n","heading":"Sign-up bonus"},{"description":"Many of the cards on this list feature an annual fee. To determine if an annual fee is worth it, you should consider if the card’s benefits and perks outweigh the fee. ","heading":"Annual fee"},{"description":"The best rewards cards on this list feature various bonus categories to match anyone’s spending. ","heading":"Bonus categories"}],"standAloneText":"Here are some of the main points to consider when choosing a rewards credit card:"},"howWeRate":{"description":"Our best rewards credit cards were handpicked by our editorial team and their wide breadth of knowledge. We placed heavy emphasis on earning rates and redemption options to ensure the picks were reflective of optimized reward earnings. Other factors such as welcome bonus and annual fees were also taken into consideration. We chose cards that would be a great addition to any person’s reward-earning strategy — whether it's points and miles or cash back. To learn more about how TPG evaluates and chooses cards for our roundups, check out our \u003ca href=\"https://thepointsguy.com/review-methodology/\"\u003emethodology here.\u003c/a\u003e","heading":"How we rate cards","infoTiles":[{"description":"Our best rewards cards offer some of the highest welcome bonuses available. \r\n","heading":"Welcome bonus","icon":"gift"},{"description":"Many rewards cards feature an annual fee and accompanying perks and benefits that justify it. \r\n","heading":"Annual fee","icon":"calendar"},{"description":"We chose cards with elevated rewards earnings. ","heading":"Earning rates","icon":"money"},{"description":"Our best rewards card offers various redemption options, primarily transferable rewards. ","heading":"Redemption options","icon":"rewards"},{"description":"Our best rewards cards offer solid earning potential and vast redemption options.","heading":"Added benefits","icon":"badge"}]},"editorialContent":null,"seoContent":null,"ilm":{"heading":"Browse by card categories","pills":[{"title":"Cash Back","url":"https://thepointsguy.com/credit-cards/cash-back/"},{"title":"Travel","url":"https://thepointsguy.com/credit-cards/travel/"},{"title":"Airline","url":"https://thepointsguy.com/credit-cards/airline/"},{"title":"Hotel","url":"https://thepointsguy.com/credit-cards/hotel/"},{"title":"Business","url":"https://thepointsguy.com/credit-cards/business/"},{"title":"Best Overall","url":"https://thepointsguy.com/credit-cards/best/"},{"title":"Everyday Spending","url":"https://thepointsguy.com/credit-cards/everyday-spending/"},{"title":"Find your CardMatch™","url":"https://thepointsguy.com/cardmatch/"}]},"socialProofing":{"__typename":"SocialProofing","tiles":[{"__typename":"SocialProofingTileContent","description":"\"The Ink Business Preferred is a workhorse card for me. With 3 points per dollar spent on social media and search engine advertising (among other categories), I’m quickly racking up lucrative Chase points that can be transferred to programs like World of Hyatt and Emirates Skywards.\"","card":{"ID":"221211973","offerUrl":"https://thepointsguy.com/oc/221211973/","title":"Ink Business Preferred® Credit Card","brand":"Chase","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/dbb16cd0-f075-11eb-99d8-ddd3faec9ad4.png"},"contributor":{"name":"Brian Kelly","slug":"the-points-guy","avatar":{"alt":"","caption":"WYATT SMITH/THE POINTS GUY","credit":"WYATT SMITH/THE POINTS GUY","edition":"US","height":923,"id":"1509474","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/06/BK-NL-HS-1-1-Becky-Blaine.jpg","title":"BK-NL-HS-v2","type":"image/jpeg","width":2000},"title":"Founder and “The Points Guy”"},"title":"Lucrative earning rates"},{"__typename":"SocialProofingTileContent","description":"\"The Amex Gold will always have a place in my wallet thanks to its earning rates in some of my most frequented spending categories.\"","card":{"ID":"6344","offerUrl":"https://thepointsguy.com/oc/6344/","title":"American Express® Gold Card","brand":"American Express","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/87ce2390-9d21-11ef-9a6e-b1df6310cacd.png"},"contributor":{"name":"Augusta Stone","slug":"astone","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":1988,"id":"1574663","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2023/11/StoneAugusta.jpeg","title":"StoneAugusta","type":"image/jpeg","width":1984},"title":"Associate credit cards writer"},"title":"Strong bonus categories"},{"__typename":"SocialProofingTileContent","description":"\"The Sapphire Preferred is a credit card that will always have a place in my wallet. With its excellent earning rates and no foreign transaction fee, it's the perfect travel companion for an avid international traveler like myself.\"","card":{"ID":"221210132","offerUrl":"https://thepointsguy.com/oc/221210132/","title":"Chase Sapphire Preferred® Card","brand":"Chase","imageSrc":"https://cdn.prodstatic.com/shared/images/cards/278x175/4c935280-ed1a-11ee-a39c-cffd4c1d8271.png"},"contributor":{"name":"Chris Nelson","slug":"chnelson","avatar":{"alt":"","caption":"","credit":"","edition":"US","height":1227,"id":"1591687","src":"https://thepointsguy.global.ssl.fastly.net/us/originals/2024/01/IMG_6387.jpg","title":"IMG_6387","type":"image/jpeg","width":1290},"title":"Associate credit cards writer"},"title":"Earn points and save on fees"}],"title":"Ask our experts","subtitle":"What's your favorite rewards credit card — and why?"},"topBanner":null,"infogram":{"description":"80% of TPG readers feel \"if the sum of a card's benefits and perks offset its annual fee, it's worth it to pay\"","id":"20ca3dbe-397a-4daa-9675-8c1c9d5d61c0","methodology":"\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003eThis information was collected via opt-in surveys of TPG’s roughly 900,000 daily newsletter subscribers in May-June 2024. All data is anonymous and aggregated; you can view our full methodology for collecting and utilizing data \u003c/span\u003e\u003c/i\u003e\u003ca href=\"https://thepointsguy.com/data-methodology-credit-card/\"\u003e\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003ehere\u003c/span\u003e\u003c/i\u003e\u003c/a\u003e\u003ci\u003e\u003cspan style=\"font-weight: 400;\"\u003e.\u003c/span\u003e\u003c/i\u003e","subcopy":"\u003cp\u003eOur recent survey shows that 8 out of 10 TPG users agree that a card is worth paying for if the sum of its benefits and perks offsets its annual fee.\u003c/p\u003e\n\u003cp\u003eWe also discovered that 54% of TPG cardholders pay an annual fee of $350 or more. This indicates that several TPG readers get the maximum value from their credit cards — even those with higher annual fees by taking advantage of credits and offers that come with various cards.\u0026nbsp;\u003c/p\u003e\n\u003cp\u003eThis begs the question: are you getting the most out of the credit cards in your wallet? To decide, review the annual fees of the cards you currently hold and their accompanying perks to ensure you’re using their benefits and getting the maximum value year after year. \u003c/p\u003e\n","title":"Is an annual fee worth it? "},"wpId":4068,"disclosure":"Most of the cards we feature here are from partners who compensate us when you approve through our site, and this may impact how or where these products appear. We don’t cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Please view our \u003ca href=\"https://thepointsguy.com/advertising-policy/\"\u003eadvertising policy\u003c/a\u003e and \u003ca href=\"https://thepointsguy.com/review-methodology/\"\u003eproduct review methodology\u003c/a\u003e for more information.","contentSection1":null,"contentSection2":null,"contentSection3":null,"contentSection4":{"title":" ","content":[{"__typename":"Quote","quoteContent":"\u003cp\u003e“Earning points and miles on rewards cards has changed how I travel, as I’m able to redeem points and miles for hotel nights and flights that I couldn’t (or wouldn’t) pay for with cash.”\u003c/p\u003e\n","quoteCredit":"Katie Genter","quoteDisclaimer":""}]},"contentSection5":null}},"dataUpdateCount":1,"dataUpdatedAt":1739834541602,"error":null,"errorUpdateCount":0,"errorUpdatedAt":0,"fetchFailureCount":0,"fetchMeta":null,"isFetching":false,"isInvalidated":false,"isPaused":false,"status":"success"},"queryKey":["Page","US","/credit-cards/rewards/",null,null],"queryHash":"[\"Page\",\"US\",\"/credit-cards/rewards/\",null,null]"}]},"isApp":false,"pathname":"/credit-cards/rewards/","propsType":"page"},"__N_SSP":true},"page":"/[...pathname]","query":{"pathname":["credit-cards","rewards"]},"buildId":"dH8arac9cWyxZrqHybZpm","runtimeConfig":{"mode":"production","rum":{"appMonitorId":"378863cf-4a3d-47a4-b422-858bb5bdef95","guestRoleArn":"arn:aws:iam::478340198356:role/cloudwatch_guest_role","identityPoolId":"us-east-1:68d8040d-689e-46e1-8271-75853f2ca97f","sessionSampleRate":0.1},"ukBaseUrl":"https://thepointsguy.co.uk","usBaseUrl":"https://thepointsguy.com"},"isFallback":false,"isExperimentalCompile":false,"gssp":true,"locale":"en-US","locales":["en-US","en-GB"],"defaultLocale":"en-US","domainLocales":[{"defaultLocale":"en-GB","domain":"thepointsguy.co.uk","http":false},{"defaultLocale":"en-US","domain":"thepointsguy.com","http":false}],"scriptLoader":[]}</script></body></html>