CINXE.COM

<!doctype html> <html lang="en"> <head> <meta charset="UTF-8" /> <link href="/favicon.ico" rel="icon" type="image/x-icon" /> <meta content="width" name="MobileOptimized" /> <meta content="true" name="HandheldFriendly" /> <meta content="width=device-width, initial-scale=1" name="viewport" /> <meta content="ie=edge" http-equiv="x-ua-compatible" /> <meta name="google-play-app" content="app-id=com.ps.bt" /> <meta name="apple-itunes-app" content="app-id=531275824" /> <link rel="manifest" href="/manifest.json" /> <script type="text/javascript" src="https://adtag.sphdigital.com/tag/ads/ads_checker.js" ></script> <script> // Initialize the google variables. var googletag = googletag || {}; googletag.cmd = googletag.cmd || []; // Add a place to store the slot name variable. googletag.slots = googletag.slots || {}; </script> <title data-rh="true">BT Podcasts: Future-proof your life with disability insurance - The Business Times</title><meta data-rh="true" name="description" content="From the costs of caregiving, to medical costs, to loss of income, disability is expensive. In this episode, Edwin Wee from Great Eastern and Cynthia Chng from the Agency for Integrated Care share their insights on how we can be prepared for whatever happens."/><meta data-rh="true" name="robots" content="index, follow, max-image-preview:large"/><meta data-rh="true" name="article:title" content="BT Podcasts: Future-proof your life with disability insurance - The Business Times"/><meta data-rh="true" name="article:description" content="From the costs of caregiving, to medical costs, to loss of income, disability is expensive. In this episode, Edwin Wee from Great Eastern and Cynthia Chng from the Agency for Integrated Care share their insights on how we can be prepared for whatever happens."/><meta data-rh="true" name="article:published_time" content="2024-04-22T05:00:00+08:00"/><meta data-rh="true" name="created" content="1713733200"/><meta data-rh="true" name="article:modified_time" content="2024-04-18T11:49:03+08:00"/><meta data-rh="true" name="updated" content="1713412143"/><meta data-rh="true" name="article:articleid" content="3463504"/><meta data-rh="true" name="articleid" content="3463504"/><meta data-rh="true" name="article_id" content="3463504"/><meta data-rh="true" name="article_tags" content="bt podcasts,insurance,health"/><meta data-rh="true" name="article:sph-keywords" content="BT Podcasts,Insurance,Health"/><meta data-rh="true" name="article:sph-accessflag" content="0"/><meta data-rh="true" name="article:pageclass" content="article"/><meta data-rh="true" name="google-site-verification" content="64YzaSIKUvOcgG1DccSNNzlWDqXwjSx4lDDgbgtDLJE"/><meta data-rh="true" name="format-detection" content="telephone=no"/><meta data-rh="true" name="article:category_id" content=""/><meta data-rh="true" name="article:category" content="Podcasts"/><meta data-rh="true" property="og:site_name" content="The Business Times"/><meta data-rh="true" property="og:type" content="article"/><meta data-rh="true" property="og:url" content="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" property="og:title" content="BT Podcasts: Future-proof your life with disability insurance"/><meta data-rh="true" property="og:description" content="From the costs of caregiving, to medical costs, to loss of income, disability is expensive. In this episode, Edwin Wee from Great Eastern and Cynthia Chng from the Agency for Integrated Care share their insights on how we can be prepared for whatever happens. Read more at The Business Times."/><meta data-rh="true" property="og:image" content="https://cassette.sphdigital.com.sg/image/businesstimes/ada6ac83ab3dc29944166ec0aa14775241f42cf7d59c2fbe105665ad59e3b501"/><meta data-rh="true" property="og:image:width" content="1200"/><meta data-rh="true" property="og:image:height" content="630"/><meta data-rh="true" property="og:image:alt" content="Financial planning is crucial when it comes to disability."/><meta data-rh="true" property="fb:admins" content="100008016031098"/><meta data-rh="true" property="fb:pages" content="288031731262011"/><meta data-rh="true" property="fb:app_id" content="328386607332790"/><meta data-rh="true" name="twitter:card" content="summary_large_image"/><meta data-rh="true" name="twitter:site" content="@BusinessTimes"/><meta data-rh="true" name="twitter:title" content="BT Podcasts: Future-proof your life with disability insurance"/><meta data-rh="true" name="twitter:url" content="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" name="twitter:description" content="From the costs of caregiving, to medical costs, to loss of income, disability is expensive. In this episode, Edwin Wee from Great Eastern and Cynthia Chng from the Agency for Integrated Care share their insights on how we can be prepared for whatever happens.聽"/><meta data-rh="true" name="twitter:image" content="https://cassette.sphdigital.com.sg/image/businesstimes/ada6ac83ab3dc29944166ec0aa14775241f42cf7d59c2fbe105665ad59e3b501"/><meta data-rh="true" name="twitter:image:alt" content="Financial planning is crucial when it comes to disability."/><meta data-rh="true" name="twitter:app:country" content="US"/><meta data-rh="true" name="twitter:app:id:iphone" content="531275824"/><meta data-rh="true" name="twitter:app:url:iphone" content="com.sph.bt://url=https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" name="twitter:app:id:ipad" content="531283825"/><meta data-rh="true" name="twitter:app:url:ipad" content="com.sph.bt://url=https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" name="twitter:app:id:googleplay" content="com.ps.bt"/><meta data-rh="true" name="twitter:app:url:googleplay" content="com.sph.bt://url=https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" property="al:ios:url" content="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" property="al:ios:app_store_id" content="531275824"/><meta data-rh="true" property="al:ios:app_name" content="Business Times"/><meta data-rh="true" property="al:android:url" content="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" property="al:android:package" content="com.ps.bt"/><meta data-rh="true" property="al:android:app_name" content="The Business Times"/><meta data-rh="true" property="al:web:url" content="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><meta data-rh="true" name="grapeshot_tag" id="grapeshot" data-testid="grapeshot" content=""/><link data-rh="true" rel="preconnect" href="https://dev.visualwebsiteoptimizer.com"/><link data-rh="true" rel="alternate" href="android-app://com.ps.bt/https/www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><link data-rh="true" rel="canonical" href="https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"/><style data-rh="true" type="text/css">.overlayWhite { display: none; } </style><script data-rh="true" type="text/javascript" id="vwoCode" async="true"> window._vwo_code || (function() { var account_id=786877, version=2.1, settings_tolerance=2000, hide_element='body', hide_element_style = 'opacity:0 !important;filter:alpha(opacity=0) !important;background:none !important', /* DO NOT EDIT BELOW THIS LINE */ f=false,w=window,d=document,v=d.querySelector('#vwoCode'),cK='_vwo_'+account_id+'_settings',cc={};try{var c=JSON.parse(localStorage.getItem('_vwo_'+account_id+'_config'));cc=c&&typeof c==='object'?c:{}}catch(e){}var stT=cc.stT==='session'?w.sessionStorage:w.localStorage;code={use_existing_jquery:function(){return typeof use_existing_jquery!=='undefined'?use_existing_jquery:undefined},library_tolerance:function(){return typeof library_tolerance!=='undefined'?library_tolerance:undefined},settings_tolerance:function(){return cc.sT||settings_tolerance},hide_element_style:function(){return'{'+(cc.hES||hide_element_style)+'}'},hide_element:function(){if(performance.getEntriesByName('first-contentful-paint')[0]){return''}return typeof cc.hE==='string'?cc.hE:hide_element},getVersion:function(){return version},finish:function(e){if(!f){f=true;var t=d.getElementById('_vis_opt_path_hides');if(t)t.parentNode.removeChild(t);if(e)(new Image).src='https://dev.visualwebsiteoptimizer.com/ee.gif?a='+account_id+e}},finished:function(){return f},addScript:function(e){var t=d.createElement('script');t.type='text/javascript';if(e.src){t.src=e.src}else{t.text=e.text}d.getElementsByTagName('head')[0].appendChild(t)},load:function(e,t){var i=this.getSettings(),n=d.createElement('script'),r=this;t=t||{};if(i){n.textContent=i;d.getElementsByTagName('head')[0].appendChild(n);if(!w.VWO||VWO.caE){stT.removeItem(cK);r.load(e)}}else{var o=new XMLHttpRequest;o.open('GET',e,true);o.withCredentials=!t.dSC;o.responseType=t.responseType||'text';o.onload=function(){if(t.onloadCb){return t.onloadCb(o,e)}if(o.status===200){_vwo_code.addScript({text:o.responseText})}else{_vwo_code.finish('&e=loading_failure:'+e)}};o.onerror=function(){if(t.onerrorCb){return t.onerrorCb(e)}_vwo_code.finish('&e=loading_failure:'+e)};o.send()}},getSettings:function(){try{var e=stT.getItem(cK);if(!e){return}e=JSON.parse(e);if(Date.now()>e.e){stT.removeItem(cK);return}return e.s}catch(e){return}},init:function(){if(d.URL.indexOf('__vwo_disable__')>-1)return;var e=this.settings_tolerance();w._vwo_settings_timer=setTimeout(function(){_vwo_code.finish();stT.removeItem(cK)},e);var t;if(this.hide_element()!=='body'){t=d.createElement('style');var i=this.hide_element(),n=i?i+this.hide_element_style():'',r=d.getElementsByTagName('head')[0];t.setAttribute('id','_vis_opt_path_hides');v&&t.setAttribute('nonce',v.nonce);t.setAttribute('type','text/css');if(t.styleSheet)t.styleSheet.cssText=n;else t.appendChild(d.createTextNode(n));r.appendChild(t)}else{t=d.getElementsByTagName('head')[0];var n=d.createElement('div');n.style.cssText='z-index: 2147483647 !important;position: fixed !important;left: 0 !important;top: 0 !important;width: 100% !important;height: 100% !important;background: white !important;';n.setAttribute('id','_vis_opt_path_hides');n.classList.add('_vis_hide_layer');t.parentNode.insertBefore(n,t.nextSibling)}var o='https://dev.visualwebsiteoptimizer.com/j.php?a='+account_id+'&u='+encodeURIComponent(d.URL)+'&vn='+version;if(w.location.search.indexOf('_vwo_xhr')!==-1){this.addScript({src:o})}else{this.load(o+'&x=true')}}};w._vwo_code=code;code.init();})();</script><script data-rh="true" >;window.NREUM||(NREUM={});NREUM.init={session_replay:{enabled:true,block_selector:'',mask_text_selector:'*',sampling_rate:10.0,error_sampling_rate:100.0,mask_all_inputs:true,collect_fonts:true,inline_images:false,inline_stylesheet:true,mask_input_options:{}},distributed_tracing:{enabled:true},privacy:{cookies_enabled:true},ajax:{deny_list:["bam.nr-data.net"]}};;NREUM.loader_config={accountID:"225023",trustKey:"225023",agentID:"1103312515",licenseKey:"NRBR-70564e4017ab43d3811",applicationID:"1103312515"};;NREUM.info={beacon:"bam.nr-data.net",errorBeacon:"bam.nr-data.net",licenseKey:"NRBR-70564e4017ab43d3811",applicationID:"1103312515",sa:1};</script><script data-rh="true" type="text/javascript" src="/assets-web2/nr-loader-spa.1.252.0.min-DkQvycqG.js" async="true"></script><script data-rh="true" id="ga_data_layer_3463504"> var _data = {}; _data = { "articleid" : "3463504", "cue_articleid" : "3463504", "at" : "", "author" : "", "chapter1" : "", "contentcat" : "1", "contenttype" : "1", "keyword" : "bt podcasts,insurance,health", "level2" : "podcasts", "pagination" : "1", "permutive_id" : window.localStorage.getItem("permutive-id") || "", "pubdate" : "2024-04-22 05:00:00", "story_threads" : "", "title" : "BT_Podcasts:_Future-proof_your_life_with_disability_insurance", "visitorcat" : "1", "termid" : "", "product_flag" : "(not set)", "user_keyword" : "(not set)", "adblocker" : 0, "cd_version" : "bt2", "gs_channels" : "", "event" : "undefined", }; var isArticlePage = false; if (typeof _data != "undefined" && typeof _data.articleid != "undefined" && _data.articleid != "") { isArticlePage = true; } </script><script data-rh="true" id="permutive_script"> var permutive_keys = { articleid: "3463504", chapter1: "", contentcat: "1", contenttype: "1", gsKeywords: [""], keywords: ["bt podcasts","insurance","health"], sph_seg: [], story_threads: "", title: "BT_Podcasts:_Future-proof_your_life_with_disability_insurance", visitorcat: "anonymous", }; per_userid = ""; var per_ptid = ""; if (typeof _data != 'undefined') { if (typeof _data.at != 'undefined' && _data.at != "") { per_userid = _data.at; } if ( typeof per_getcookie("mysph_lr") != "undefined" && per_getcookie("mysph_lr") != "" ) { per_ptid = per_getcookie("mysph_lr"); } if (typeof _data.pagination != 'undefined' && _data.pagination != "") { permutive_keys.pagination = parseInt(_data.pagination); } if (typeof _data.printcat != 'undefined' && _data.printcat != "") { permutive_keys.printcat = _data.printcat; } } function per_getcookie(cname) { if (document.cookie.length > 0) { c_start = document.cookie.indexOf(cname + "="); if (c_start != -1) { c_start = c_start + cname.length + 1; c_end = document.cookie.indexOf(";", c_start); if (c_end == -1) { c_end = document.cookie.length } return unescape(document.cookie.substring(c_start, c_end)) } } return "" } var per_suid = per_getcookie('suid'); var sph_seg = per_getcookie('sph_seg'); if (typeof sph_seg != 'undefined' && sph_seg != "") { permutive_keys.sph_seg = sph_seg.toLowerCase().split(','); } !function (e, o, n, i) { if (!e) { e = e || {}, window.permutive = e, e.q = []; var t = function () { return ([1e7] + -1e3 + -4e3 + -8e3 + -1e11).replace(/[018]/g, function (e) { return (e ^ (window.crypto || window.msCrypto).getRandomValues(new Uint8Array(1))[0] & 15 >> e / 4).toString(16) }) }; e.config = i || {}, e.config.apiKey = o, e.config.workspaceId = n, e.config.environment = e.config.environment || "production", (window.crypto || window.msCrypto) && (e.config.viewId = t()); for (var g = ["addon", "identify", "track", "trigger", "query", "segment", "segments", "ready", "on", "once", "user", "consent"], r = 0; r < g.length; r++) { var w = g[r]; e[w] = function (o) { return function () { var n = Array.prototype.slice.call(arguments, 0); e.q.push({ functionName: o, arguments: n }) } }(w) } } }(window.permutive, "ab403253-b305-47fa-a31b-3efb2473166f", "5f876161-9740-4cc8-9b64-4585990b2690", {}); window.googletag = window.googletag || {}, window.googletag.cmd = window.googletag.cmd || [], window.googletag.cmd.push(function () { if (0 === window.googletag.pubads().getTargeting("permutive").length) { var e = window.localStorage.getItem("_pdfps"); window.googletag.pubads().setTargeting("permutive", e ? JSON.parse(e) : []); var o = window.localStorage.getItem("permutive-id"); window.googletag.pubads().setTargeting("puid", o ? o : ""); window.googletag.pubads().setTargeting("ptime", Date.now().toString()); window.permutive.config.viewId && window.googletag.pubads().setTargeting("prmtvvid", window.permutive.config.viewId); window.permutive.config.workspaceId && window.googletag.pubads().setTargeting("prmtvwid", window.permutive.config.workspaceId); } }); permutive.identify([ { id: per_userid, tag: "userid", priority: 0, }, { id: per_ptid, tag: "ptid", priority: 1, }, { id: per_suid, tag: "suid", priority: 2, }, ]); permutive.addon('web', { page: permutive_keys }); // Permutive Ready check with Timeout function definition window.permutive.readyWithTimeout = function (e, i, t) { var u = !1, n = function () { u || (e(), u = !0) }; (t = t || 1 / 0) !== 1 / 0 && window.setTimeout(n, t), permutive.ready(n, i) }; </script><script data-rh="true" >var gs_channels = [""];</script><script data-rh="true" type="application/ld+json">{"@context":"https://schema.org","@type":"NewsArticle","mainEntityOfPage":{"@type":"WebPage","@id":"https://www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance","datePublished":"2024-04-21T21:00:00.000Z","dateModified":"2024-04-18T03:49:03.000Z"},"headline":"BT Podcasts: Future-proof your life with disability insurance","image":["https://cassette.sphdigital.com.sg/image/businesstimes/ada6ac83ab3dc29944166ec0aa14775241f42cf7d59c2fbe105665ad59e3b501"],"publisher":{"@type":"Organization","name":"The Business Times","logo":{"@type":"ImageObject","url":"https://www.businesstimes.com.sg/assets-web2/bt-logo-72-1T5NabTC.jpg"}},"author":[]}</script> <script type="module" crossorigin src="/assets-web2/index-C1kf6tt2.js"></script> <link rel="stylesheet" crossorigin href="/assets-web2/index-Dwn-k9jd.css"> </head> <body> <div id="MyPageOverlay" class="overlayWhite"></div> <div id="postitial_holder"></div> <div id="app"><main class="flex w-screen max-w-full flex-col antialiased" id="background_container"><div class="mx-auto flex w-full flex-grow flex-col items-center" id="content-container"><div class="w-full" data-testid="article-content-component"><div id="dfp-ad-lb1" class="ad-placeholder flex min-h-[50px] flex-col items-center justify-center border-b border-gray-175 bg-gray-125 py-1 md:py-3 lg:min-h-[250px]" data-testid="dfp-ad-lb1" data-ad-type="lb1" data-ad-index="0"></div><header data-testid="navigation-bar" class="_componentHeader_wuadj_1 sticky left-0 top-[-1px] z-30 w-full flex-none"><div class="relative flex min-h-[50px] w-full items-center border-b border-gray-175 bg-white"><div class="mx-auto flex h-full min-h-[50px] w-full max-w-[1900px] px-2 lg:px-6 justify-between"><div class="flex items-center"><button aria-label="Toggle side menu" class="block flex-none cursor-pointer opacity-100 duration-300 h-[48px] w-[48px] border-0 !outline-none focus-within:outline-0 focus:outline-0 lg:h-9 lg:w-9 lg:hover:rounded-full lg:hover:bg-gray-250"><img class="block h-full w-full px-[6px] lg:hidden" src="data:image/svg+xml,%3csvg%20viewBox='0%200%2036%2036'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3crect%20x='8'%20y='17.25'%20width='6'%20height='1.5'%20fill='%232B2B2B'/%3e%3crect%20x='24.4141'%20y='20'%20width='3.64363'%20height='1.5'%20transform='rotate(45%2024.4141%2020)'%20fill='%232B2B2B'/%3e%3crect%20x='8'%20y='22.5'%20width='9'%20height='1.5'%20fill='%232B2B2B'/%3e%3crect%20x='8'%20y='12'%20width='9'%20height='1.5'%20fill='%232B2B2B'/%3e%3ccircle%20cx='21'%20cy='18'%20r='3.25'%20stroke='%232B2B2B'%20stroke-width='1.5'/%3e%3c/svg%3e" width="36" height="36" alt="hamburger icon"/><img class="hidden h-full w-full lg:block" src="data:image/svg+xml,%3csvg%20viewBox='0%200%2036%2036'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3crect%20x='11'%20y='12'%20width='14'%20height='1.8'%20fill='%232B2B2B'/%3e%3crect%20x='11'%20y='17'%20width='14'%20height='1.8'%20fill='%232B2B2B'/%3e%3crect%20x='11'%20y='22'%20width='14'%20height='1.8'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="36" height="36" alt="hamburger icon"/></button><div class="hidden flex-none lg:block"><a class="flex cursor-pointer items-center justify-center opacity-100 duration-300 border-0 !outline-none focus-within:outline-0 focus:outline-0 lg:hover:rounded-full lg:hover:bg-gray-250" aria-label="Search" href="/search"><img src="data:image/svg+xml,%3csvg%20viewBox='0%200%2036%2036'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3crect%20x='21.4141'%20y='20'%20width='5'%20height='1.8'%20transform='rotate(45%2021.4141%2020)'%20fill='%232B2B2B'/%3e%3ccircle%20cx='17'%20cy='17'%20r='5.1'%20stroke='%232B2B2B'%20stroke-width='1.8'/%3e%3c/svg%3e" class="h-full w-[36px]" width="36" height="36" alt="close"/><p class="m-0 block font-poppins text-xs font-normal tracking-2% text-gray-850 lg:hidden">Search</p></a></div></div><div class="absolute left-1/2 top-1/2 block -translate-x-1/2 -translate-y-1/2"><div class="mx-auto py-4 lg:py-0"><a title="The Business Times" href="/?ref=logo"><img src="/assets-web2/logo-masthead-PNobukBu.svg" alt="The Business Times" width="220" height="19"/></a></div></div><div class="mr-auto flex items-center"><div data-testid="section-navigation-component" class="hidden items-center"><div class="mx-3 h-[24px] w-[1px] flex-none bg-gray-175"></div><p class="m-0 mr-3 flex h-9 w-auto items-center justify-center text-nowrap rounded-[25px] px-3 font-poppins text-2xs font-semibold leading-none tracking-tightest text-gray-850 duration-300 lg:hover:bg-gray-250"><a rel="noopener noreferer" href="/podcasts?ref=header">Podcasts</a></p></div></div><div class="flex flex-none items-center"><div class="flex items-center justify-center lg:mr-3"><button data-testid="user-login-trigger" type="button" class="text-gray-850 cursor-pointer font-poppins text-2xs font-semibold opacity-100 flex items-center justify-center rounded-[25px] leading-none tracking-tightest focus-within:outline-0 focus:outline-0 lg:p-3 lg:hover:bg-gray-175" data-rac=""><p class="m-0 hidden lg:block">Login</p><img class="block lg:hidden" src="data:image/svg+xml,%3csvg%20viewBox='0%200%2048%2048'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cg%20clip-path='url(%23clip0_1600_10292)'%3e%3ccircle%20cx='24'%20cy='22'%20r='4.25'%20stroke='%232B2B2B'%20stroke-width='1.5'/%3e%3ccircle%20cx='24'%20cy='40'%20r='11.25'%20stroke='%232B2B2B'%20stroke-width='1.5'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1600_10292'%3e%3crect%20width='20'%20height='15'%20fill='white'%20transform='translate(14%2017)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e" width="48" height="48" alt="account"/></button><div class="relative hidden flex-none" data-testid="my-account-header-anon-trigger-component" id="my-account-anon-trigger"><div class="relative z-10"><button data-testid="user-login-trigger" type="button" class="cursor-pointer font-poppins text-2xs font-semibold opacity-100 flex items-center justify-center rounded-[25px] leading-none tracking-tightest focus-within:outline-0 focus:outline-0 lg:hover:bg-gray-175 lg:p-3" data-rac=""><span class="hidden lg:block">Sign in / Sign up for free</span><img class="block lg:hidden" src="data:image/svg+xml,%3csvg%20viewBox='0%200%2048%2048'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cg%20clip-path='url(%23clip0_1600_10292)'%3e%3ccircle%20cx='24'%20cy='22'%20r='4.25'%20stroke='%232B2B2B'%20stroke-width='1.5'/%3e%3ccircle%20cx='24'%20cy='40'%20r='11.25'%20stroke='%232B2B2B'%20stroke-width='1.5'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1600_10292'%3e%3crect%20width='20'%20height='15'%20fill='white'%20transform='translate(14%2017)'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e" width="48" height="48" alt="my-account"/></button></div><div class="absolute right-0 z-[10000]"></div></div></div><div class="hidden lg:block"><a rel="noopener" class="group inline-flex h-[37px] cursor-pointer items-center justify-center rounded-full bg-orange-300 px-6 font-poppins font-semibold tracking-tightest md:text-white visited:text-white text-2xs" data-testid="subscribe-trigger" href="https://subscribe.sph.com.sg/btpe-mthlyprepaid/?utm_campaign=btp99&utm_medium=sph-publication&utm_source=bt&utm_content=subscribebutton-header" target="_blank"><span class="opacity-100 duration-300 lg:group-hover:opacity-75">Subscribe</span></a></div></div></div></div></header><div class="block pt-1 text-center lg:hidden"><a rel="noopener" class="group inline-flex h-[37px] cursor-pointer items-center justify-center rounded-full px-6 font-poppins tracking-tightest md:text-white visited:text-white text-2xs bg-transparent !text-orange-300 visited:!text-orange-300 font-normal" data-testid="subscribe-trigger" href="https://subscribe.sph.com.sg/btpe-mthlyprepaid/?utm_campaign=btp99&utm_medium=sph-publication&utm_source=bt&utm_content=subscribebutton-header" target="_blank"><span class="opacity-100 duration-300 lg:group-hover:opacity-75">Subscribe from S$9.90/month</span><span><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="arrow-right" class="svg-inline--fa fa-arrow-right fa-sm inline-block pl-2" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path fill="currentColor" d="M438.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L338.8 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l306.7 0L233.4 393.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z"></path></svg></span></a></div><div class="fixed bottom-24 right-4 z-[99999] px-3 lg:px-0" data-testid="pulse-entry-component"><div data-testid="pulse-entry-tooltip-component"></div><div data-testid="pulse-entry-button-component"></div></div><div></div><div id="article-content-wrapper" class="w-full"><div class="fixed left-1/2 top-[50px] z-[10000] w-full -translate-x-1/2 bg-white"><div class="h-[0.125rem] w-0 bg-gray-850 transition-all duration-150"></div></div><article class="display-type--mainNewsDefault w-full py-5 font-public-sans" data-index="0" data-cueid="3463504" data-url-path="/podcasts/bt-podcasts-future-proof-your-life-disability-insurance"><div><div><div data-component="component-container" class="container px-3 md:pt-4"><div data-component="component-container" class="container px-0 mx-auto md:px-3 w-full md:w-10/12 lg:w-8/12 mb-4"><div class="flex flex-wrap items-center pb-2 md:px-6 md:pb-4"><div class="font-base font-light uppercase font-poppins text-4xs tracking-[1px] text-gray-650" data-testid="article-kicker-component">SPONSORED</div></div><h1 data-testid="article-title" class="mb-2 font-lct text-4xl font-bold !leading-[1.3] tracking-[-0.045rem] text-gray-850 md:px-6 md:text-10xl">BT Podcasts: Future-proof your life with disability insurance</h1><div class="mb-6 md:px-6 min-h-[50px] text-gray-850 mt-4 space-y-4 md:flex md:flex-wrap md:space-y-0" data-testid="article-authors-list-component"><div class="flex items-center"><img class="flex-shrink-0 rounded-full" src="/assets-web2/default-BSkyYMCQ.png" width="50" height="50"/><div class="flex flex-col flex-wrap pl-2"><div class="font-public-sans text-xs font-normal leading-6 text-gray-650"><span data-testid="article-published-time">Published Mon, Apr 22, 2024 路 05:00 AM</span></div></div></div></div><div class="mb-3 flex items-center justify-between border-b border-t border-gray-250 py-3 md:mx-6 md:mb-6 md:py-4"><div data-testid="article-keyword-filter-first" class="w-full"><div data-testid="article-top-keyword" class="p-3 inline-block w-full bg-transparent !p-0 relative"><div class="group relative"><div class="flex items-center"><a class="line-clamp-1 place-self-center break-all text-center font-poppins text-base font-semibold capitalize !text-gray-850 border-r-0 px-0 md:px-3" href="/keywords/bt-podcasts">BT Podcasts</a><button data-size="md" type="button" aria-label="Follow tag" class="ml-auto flex aspect-square cursor-pointer items-center justify-center whitespace-nowrap rounded-full !border !border-solid !border-gray-175 px-3 text-center !font-poppins text-xs font-semibold tracking-[0.02em] text-gray-850 !outline-none transition-all duration-150 focus-within:outline-none hover:!border-gray-850 focus:outline-none data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] md:aspect-auto md:px-6" data-rac=""><div class="md:min-w-16"><p class="m-0 hidden md:block">Follow</p><div class="flex items-center md:hidden"><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="plus" class="svg-inline--fa fa-plus fa-sm " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512" color="text-gray-850"><path fill="currentColor" d="M256 80c0-17.7-14.3-32-32-32s-32 14.3-32 32V224H48c-17.7 0-32 14.3-32 32s14.3 32 32 32H192V432c0 17.7 14.3 32 32 32s32-14.3 32-32V288H400c17.7 0 32-14.3 32-32s-14.3-32-32-32H256V80z"></path></svg></div></div></button></div></div></div></div></div><div class="aspect-3x2 -mx-3 md:mx-0" data-testid="article-main-image-component"><div class="splide"><ul class="splide__pagination flex lg:hidden"></ul><div class="splide__arrows absolute bottom-1/2 hidden w-full gap-2 lg:flex"><button class="splide__arrow splide__arrow--prev flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 md:-ml-[2.75rem] min-[1040px]:-left-4 left-0 bg-white aspect-square w-auto" data-size="sm"><div class="flex h-full w-full items-center justify-center"><img src="data:image/svg+xml,%3csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2016%2016'%20fill='%232b2b2b'%3e%3cpath%20d='M11.354%201.646a.5.5%200%200%201%200%20.708L5.707%208l5.647%205.646a.5.5%200%200%201-.708.708l-6-6a.5.5%200%200%201%200-.708l6-6a.5.5%200%200%201%20.708%200z'/%3e%3c/svg%3e" width="18" height="18"/></div></button><button class="splide__arrow splide__arrow--next flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 md:-mr-[2.75rem] min-[1040px]:-right-4 right-0 bg-white aspect-square w-auto" data-size="sm"><div class="flex h-full w-full items-center justify-center"><img src="data:image/svg+xml,%3csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2016%2016'%20fill='%232b2b2b'%3e%3cpath%20d='M4.646%201.646a.5.5%200%200%201%20.708%200l6%206a.5.5%200%200%201%200%20.708l-6%206a.5.5%200%200%201-.708-.708L10.293%208%204.646%202.354a.5.5%200%200%201%200-.708z'/%3e%3c/svg%3e" width="18" height="18"/></div></button></div><div class="splide__track"><ul class="splide__list"><li class="splide__slide"><div class="relative h-full"><div class="mx-auto aspect-3x2 w-full max-w-[1400px] bg-gray-250"></div></div></li></ul></div></div><div class="splide"><div class="splide__track"><ul class="splide__list"><li class="splide__slide"><div><div class="py-2 px-3 font-poppins text-xs text-gray-850 md:px-8">Financial planning is crucial when it comes to disability. PHOTO: GREAT EASTERN</div></div></li></ul></div></div></div><div></div><div class="body-content tracking-tighter mb-6 mt-4 font-lucida text-lg font-medium leading-normal tracking-[-0.05625rem] text-gray-850 antialiased md:px-8 md:text-xl" data-testid="article-paragraphs-component"><div class="relative mb-4 md:mb-6"><div class="mb-4 md:mb-6" data-story-element="podcast_wrapper" data-testid="podcast-embed-component"><iframe class="border-none" src="https://omny.fm/shows/the-business-times-podcasts-1/future-proof-your-life-with-disability-insurance-b/embed?style=cover" width="100%" title="podcast-embed-title"></iframe></div><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">From the costs of caregiving, to medical costs, to loss of income, disability is expensive. In this episode, Edwin Wee from Great Eastern and Cynthia Chng from the Agency for Integrated Care share their insights on how we can be prepared for whatever happens.聽</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Synopsis: <i>The Business Times</i> Podcasts channel showcases niche series Money Hacks, Mark To Market, WealthBT, PropertyBT, Market Focus and sponsored series. </p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">This episode is brought to you by Great Eastern.</p><div class="my-8 md:my-12 w-screen bg-gray-125 transition-all duration-300 border-gray-175 min-h-0 border-y-0 bg-none py-0" style="max-width:0px;margin-left:calc(-1*(0px - 100%) / 2 );height:0;margin-bottom:0"><div data-component="component-container" class="container px-3 sticky top-[120px]"><div class="relative mx-auto w-full md:w-10/12 md:px-8 lg:w-8/12"><div id="dfp-ad-imu1" class="ad-placeholder flex flex-col items-center justify-center" data-testid="dfp-ad-imu1" data-ad-type="imu1" data-ad-index="0" data-ad-article-id="3463504" data-ad-article-tags="bt podcasts,insurance,health" data-ad-gs-channels=""></div></div></div></div><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Do note: This podcast is meant to provide general information only and does not have regard to the financial situation or particular needs of any particular person. GREAT CareShield is underwritten by The Great Eastern Life Assurance Company Limited. T&C apply. Protected up to specified limits by SDIC. Visit greateasternlife.com/greatcareshield for more product information.</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Highlights:</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">00:55 Defining different levels of disability</p><div class="py-10 md:-mx-8"><div class="mb-6 border border-gray-175 p-6 md:p-8"><div class="" data-component="generic-newsletter"><h5 class="mb-6 border-b border-gray-850 pb-2 !font-poppins text-base font-semibold uppercase leading-normal tracking-5% text-gray-850 md:text-lg">BT in your inbox</h5><div class="flex py-3 md:px-10 md:py-6"><img alt="Newsletter Img" class="hidden h-auto max-w-full self-start min-[321px]:block" width="75" height="75" src="/assets-web2/generic_newsletter-CGny2zps.png"/><div class="min-[321px]:pl-4 md:pl-6"><p role="description" class="mb-3 font-public-sans text-base font-light tracking-normal text-gray-850 md:text-lg">Start and end each day with the latest news stories and analyses delivered straight to your inbox.</p><div class="relative hidden w-full md:block md:w-4/5 lg:w-7/10 xl:w-6/10"><div class="relative"><button data-size="md" type="button" class="!outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] w-full min-w-[155px] bg-transparent px-0 py-0 hover:bg-transparent md:max-w-[155px]" data-rac="">Sign Up</button></div></div></div></div><div class="relative block w-full md:hidden "><div class="relative"><button data-size="md" type="button" class="!outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] w-full min-w-[155px] bg-transparent px-0 py-0 hover:bg-transparent md:max-w-[155px]" data-rac="">Sign Up</button></div></div></div></div></div><div class="w-screen bg-gray-125 transition-all duration-300 border-gray-175 min-h-0 border-y-0 bg-none py-0" style="max-width:0px;margin-left:calc(-1*(0px - 100%) / 2 );height:0;margin-bottom:0"><div data-component="component-container" class="container px-3 sticky top-[120px]"><div class="relative mx-auto w-full md:w-10/12 md:px-8 lg:w-8/12"><div id="dfp-ad-midarticlespecial" class="ad-placeholder flex flex-col items-center justify-center" data-testid="dfp-ad-midarticlespecial" data-ad-type="midarticlespecial" data-ad-index="0" data-ad-article-id="3463504" data-ad-article-tags="bt podcasts,insurance,health" data-ad-gs-channels=""></div></div></div></div><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">03:35 Financial cost of disability in Singapore</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">06:06 Advance Care Planning for your future healthcare</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">08:18 How to create your Advance Care Plan</p><div class="mb-6 mt-8 border border-gray-175 p-6 md:-mx-8 md:mt-0 md:p-8" data-testid="article-read-more"><div><div class="mb-6 border-b border-gray-850 pb-2 !font-poppins text-base font-semibold leading-normal tracking-5% text-gray-850 md:text-lg">SEE ALSO</div><div data-testid="section-article-read-more"><div class="mb-6" data-testid="article-read-more-items"><div data-testid="basic-card" data-cueid="3201820" class="relative flex flex-wrap items-start gap-4"><div class="relative flex order-1 flex-shrink-0 w-[70px] lg:w-[90px]"><div class="flex items-center justify-center bg-gray-250 w-full"><div class="w-full" style="position:relative"><a rel="noopener" href="/podcasts/bt-podcasts-disability-insurance-good-everyone-regardless-age" target="_blank"><picture><source media="(min-width: 992px)" srcSet="https://d2kxlefydm4hr1.cloudfront.net/image/businesstimes/72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60?w=180&h=120&dpr=1&f=webp 1x"/><source media="(min-width: 768px)" srcSet="https://d2kxlefydm4hr1.cloudfront.net/image/businesstimes/72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60?w=140&h=100&dpr=1&f=webp 1x"/><source srcSet="https://d2kxlefydm4hr1.cloudfront.net/image/businesstimes/72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60?w=300&h=200&dpr=1&f=webp 1x"/><img src="https://d2kxlefydm4hr1.cloudfront.net/image/businesstimes/72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60?q=20&w=3&h=2&f=webp" loading="lazy" alt="David Yip (right), head of accident and health business at Great Eastern and Willis Lau (left), Great Eastern financial representative and financial influencer speak to us about the importance of having disability insurance." class="w-full aspect-3x2"/></picture></a></div></div></div><div class="flex flex-grow flex-col w-full-120px lg:w-2/3 order-2 text-white"><h3 class="_title_d4ajx_12 !text-base my-0 leading-[1.3rem] tracking-normal !font-lct" data-testid="title_link_3201820"><a class="inherit word-break hover:underline !text-gray-850" rel="noopener" title="BT Podcasts: Disability insurance is good for everyone, regardless of age" href="/podcasts/bt-podcasts-disability-insurance-good-everyone-regardless-age" target="_blank"><span class="inline-block hover:underline">BT Podcasts: Disability insurance is good for everyone, regardless of age</span></a></h3></div></div></div></div></div></div><div class="my-8 md:my-12 w-screen bg-gray-125 transition-all duration-300 border-gray-175 min-h-0 border-y-0 bg-none py-0" style="max-width:0px;margin-left:calc(-1*(0px - 100%) / 2 );height:0;margin-bottom:0"><div data-component="component-container" class="container px-3 sticky top-[120px]"><div class="mx-auto w-full md:w-10/12 md:px-8 lg:w-8/12"><div id="dfp-ad-imu2" class="ad-placeholder flex flex-col items-center justify-center" data-testid="dfp-ad-imu2" data-ad-type="imu2" data-ad-index="0" data-ad-article-id="3463504" data-ad-article-tags="bt podcasts,insurance,health" data-ad-gs-channels=""></div></div></div></div><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">More about:</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component"><a href="https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance/great-careshield.html" target="_blank" rel="noopener noreferrer nofollow">GREAT CareShield | Great Eastern Singapore</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component"><a href="https://www.greateasternlife.com/sg/en/personal-insurance/lifepedia/medical-coverage/put-disability-misconceptions-to-rest.html" target="_blank" rel="noopener noreferrer nofollow">Put disability misconceptions to rest | Great Eastern Singapore</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component"><a href="https://www.greateasternlife.com/sg/en/personal-insurance/our-products/health-insurance.html" target="_blank" rel="noopener noreferrer nofollow">Health insurance | Great Eastern Singapore</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Written and hosted by: Claressa Monteiro (claremb@sph.com.sg)</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">With Edwin Wee, vice-president of accident and health business, Great Eastern; Cynthia Chng, senior manager, Agency for Integrated Care</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Edited by: Emily Liu & Claressa Monteiro</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Produced by: Emily Liu</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Engineered by: Joann Chai Pei Chieh</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Executive producer: Claressa Monteiro</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Produced by: BT Podcasts, <i>The Business Times</i>, SPH Media</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">---</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Follow BT podcasts:</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Channel: <a href="https://bt.sg/pcOM" target="_blank" rel="noopener noreferrer nofollow">bt.sg/pcOM</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Apple Podcasts: <a href="https://bt.sg/pcAP" target="_blank" rel="noopener noreferrer nofollow">bt.sg/pcAP</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Spotify: <a href="https://bt.sg/pcSP" target="_blank" rel="noopener noreferrer nofollow">bt.sg/pcSP</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Google Podcasts: <a href="http://bt.sg/pcGO" target="_blank" rel="noopener noreferrer nofollow">bt.sg/pcGO</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Website: <a href="https://www.businesstimes.com.sg/podcasts" target="_blank" rel="noopener noreferrer nofollow">bt.sg/podcasts</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Feedback to: btpodcasts@sph.com.sg</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party鈥檚 products and services. Please consult professional advisors for independent advice</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">---</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">Discover more BT podcast series:</p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">BT Money Hacks: <a href="https://bt.sg/btmoneyhacks" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btmoneyhacks</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">BT Mark To Market: <a href="https://bt.sg/btmark2mkt" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btmark2mkt</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">PropertyBT: <a href="https://bt.sg/btpropertybt" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btpropertybt</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">WealthBT: <a href="https://bt.sg/btwealthbt" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btwealthbt</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">BT Market Focus: <a href="https://bt.sg/btmktfocus" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btmktfocus</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">BT Branded Podcasts: <a href="https://bt.sg/brpod" target="_blank" rel="noopener noreferrer nofollow">bt.sg/brpod</a></p><p class="mb-4 md:mb-6 leading-8 -tracking-5%" data-story-element="paragraph" data-testid="paragraph-component">BT Lens On: <a href="https://bt.sg/btlenson" target="_blank" rel="noopener noreferrer nofollow">bt.sg/btlenson</a></p></div><div class="mb-6 border-t border-gray-175"><section class="mx-auto my-4 w-full" data-testid="article-purchase-link-component"><section class="mx-auto flex w-full flex-wrap items-center justify-between gap-4 lg:gap-0 lg:px-3" data-testid="article-purchase-link-version-2-component"><p class="mb-0 font-public-sans text-xs tracking-normal">Copyright SPH Media. All rights reserved.</p><div class="flex flex-wrap"><a class="!outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] w-fit-content mb-4 mr-4 px-6 !text-gray-850 !no-underline xs:mb-0" href="https://newspost.newslink.sg/?publication=BT&title=BT%20Podcasts%3A%20Future-proof%20your%20life%20with%20disability%20insurance&date=2024-04-21T21%3A00%3A00.000Z" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" data-testid="link-button-purchase-article" data-size="md">Reuse this content</a><a class="!outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] w-fit-content px-6 !text-gray-850 !no-underline" href="https://subscribe.sph.com.sg/contact-us/" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" data-testid="link-button-contact-us" data-size="md">Feedback</a></div></section></section></div><div class="mb-6 w-screen bg-gray-125 transition-all duration-300 border-gray-175 min-h-0 border-y-0 bg-none py-0" style="max-width:0px;margin-left:calc(-1*(0px - 100%) / 2 );height:0" data-testid="dynamic-imu-component"><div data-component="component-container" class="container px-3 sticky top-[120px]"><div class="relative mx-auto w-full md:w-10/12 md:px-8 lg:w-8/12"><div id="dfp-ad-imu3" class="ad-placeholder flex flex-col items-center justify-center" data-testid="dfp-ad-imu3" data-ad-type="imu3" data-ad-index="0" data-ad-article-id="3463504" data-ad-article-tags="bt podcasts,insurance,health"></div></div></div></div></div><div></div></div><div data-component="component-container" class="container px-3 flex md:gap-6 lg:flex-row flex-col-reverse"><section class="my-5"><h2 class="border-t-2 border-gray-850 pt-3 font-poppins text-lg font-semibold uppercase tracking-[0.05625rem]"><a class="!text-gray-850" href="/podcasts">more in Podcasts</a></h2><ul data-testid="stories-from-same-section" class="grid lg:grid-cols-2"><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:border-r lg:pr-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/bt-money-hacks-effective-budgeting-vs-income-growth-insights">BT Money Hacks: Effective budgeting vs income growth insights</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 17, 2025 05:00 AM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:pl-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/market-focus-daily-friday-february-14-2025">Market Focus Daily: Friday, February 14, 2025</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 14, 2025 05:46 PM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:border-r lg:pr-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/market-focus-daily-thursday-february-13-2025">Market Focus Daily: Thursday, February 13, 2025</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 13, 2025 05:46 PM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:pl-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/market-focus-daily-wednesday-february-12-2025">Market Focus Daily: Wednesday, February 12, 2025</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 12, 2025 05:46 PM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:border-r lg:pr-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/market-focus-daily-tuesday-february-11-2025">Market Focus Daily: Tuesday, February 11, 2025</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 11, 2025 05:46 PM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:pl-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/lens-singapore-budget-2025-expert-insights-and-predictions">Lens on Singapore: Budget 2025 - Expert insights and predictions</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 11, 2025 05:00 AM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:border-r lg:pr-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/wealthbt-medishield-life-and-integrated-shield-plan-changes-2025-what-you-need-know">WealthBT: MediShield Life and Integrated Shield Plan changes in 2025 - What you need to know</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 11, 2025 05:00 AM</p></div></li><li class="h-full border-b border-gray-175 py-3"><div class="mb-2 mt-1 flex h-full flex-grow flex-col border-gray-175 py-3 pb-2 lg:pl-3"><h2 class="font-lct text-base font-bold"><a class="block !text-gray-850" href="/podcasts/market-focus-daily-monday-february-10-2025">Market Focus Daily: Monday, February 10, 2025</a></h2><p class="mb-0 mt-auto font-poppins text-4xs uppercase text-gray-550">Feb 10, 2025 05:46 PM</p></div></li></ul></section><div class="mx-auto mb-6 lg:min-w-[300px] lg:max-w-[300px]"></div></div><div class="OUTBRAIN" data-src="www.businesstimes.com.sg/podcasts/bt-podcasts-future-proof-your-life-disability-insurance" data-widget-id="AR_4" data-ob-template="BusinessTimes" data-testid="outbrain-widget-component"></div></div></div></div></article><div></div></div><div aria-roledescription="article-subshare-prompt-observer"></div><div id="dfp-ad-catfish" class="ad-placeholder" data-testid="dfp-ad-catfish" data-ad-type="catfish" data-ad-index="0"></div><div id="dfp-ad-abm" class="ad-placeholder" data-testid="dfp-ad-abm" data-ad-type="abm" data-ad-index="0"></div><div id="dfp-ad-prestitial" class="ad-placeholder" data-testid="dfp-ad-prestitial" data-ad-type="prestitial" data-ad-index="0"></div></div></div></main><div data-testid="footer-container" id="footer-container" class="antialiased"><div data-component="component-container" class="container px-3 pt-0 pb-10 lg:pb-8"><div class="flex items-center justify-between border-t-2 border-gray-850 pb-5 pt-6 lg:pb-8"><div class="px-0 !py-0 max-w-[300px] lg:max-w-[360px] py-4 lg:py-0"><a title="The Business Times" href="/?ref=logo"><img src="/assets-web2/logo-masthead-PNobukBu.svg" alt="The Business Times" width="360" height="31"/></a></div><div class="hidden lg:block"><div class="mx-auto flex max-w-[300px] flex-wrap justify-center gap-3 sm:max-w-full lg:gap-2"><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://t.me/BizTimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="telegram" data-testid="link-button-telegram" aria-label="telegram" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20fill-rule='evenodd'%20clip-rule='evenodd'%20d='M2.30615%2010.7785C7.40641%208.55638%2010.8074%207.09144%2012.5091%206.38365C17.3677%204.36276%2018.3773%204.01172%2019.0354%204.00012C19.1801%203.99757%2019.5037%204.03344%2019.7133%204.20353C19.8903%204.34715%2019.939%204.54116%2019.9623%204.67733C19.9856%204.8135%2020.0146%205.12369%2019.9916%205.36606C19.7283%208.1325%2018.589%2014.8459%2018.0094%2017.9444C17.7642%2019.2554%2017.2813%2019.695%2016.8138%2019.7381C15.7978%2019.8315%2015.0263%2019.0666%2014.0422%2018.4216C12.5024%2017.4122%2011.6325%2016.7839%2010.1378%2015.7989C8.4105%2014.6606%209.53027%2014.035%2010.5147%2013.0125C10.7723%2012.7449%2015.2488%208.67325%2015.3354%208.30388C15.3463%208.25768%2015.3563%208.08549%2015.254%207.99456C15.1517%207.90364%2015.0007%207.93473%2014.8918%207.95946C14.7373%207.99451%2012.2775%209.62041%207.51212%2012.8371C6.81389%2013.3166%206.18145%2013.5502%205.61481%2013.538C4.99014%2013.5245%203.78851%2013.1848%202.89523%2012.8944C1.79958%2012.5382%200.928776%2012.3499%201.0046%2011.7451C1.0441%2011.43%201.47795%2011.1078%202.30615%2010.7785Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Telegram"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://wa.me/?text=THE%20BUSINESS%20TIMES%20-%20Get%20the%20Latest%20Business%20%26%20Financial%20News%20%0D%0Ahttps%3A%2F%2Fwww.businesstimes.com.sg" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="whatsapp" data-testid="link-button-whatsapp" aria-label="whatsapp" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M19.0854%204.91005C18.164%203.98398%2017.0665%203.24972%2015.8569%202.75011C14.6473%202.25049%2013.3499%201.99552%2012.0402%202.00006C6.55276%202.00006%202.0804%206.45005%202.0804%2011.91C2.0804%2013.66%202.54271%2015.36%203.40704%2016.86L2%2022L7.27638%2020.62C8.73367%2021.41%2010.3719%2021.83%2012.0402%2021.83C17.5276%2021.83%2022%2017.38%2022%2011.92C22%209.27004%2020.9648%206.78005%2019.0854%204.91005ZM12.0402%2020.15C10.5528%2020.15%209.09548%2019.75%207.81909%2019L7.51759%2018.82L4.38191%2019.64L5.21608%2016.6L5.01508%2016.29C4.18869%2014.977%203.74989%2013.4593%203.74874%2011.91C3.74874%207.37004%207.46734%203.67005%2012.0301%203.67005C14.2412%203.67005%2016.3216%204.53005%2017.8794%206.09005C18.6507%206.85401%2019.262%207.7627%2019.6778%208.76346C20.0936%209.76422%2020.3056%2010.8371%2020.3015%2011.92C20.3216%2016.46%2016.603%2020.15%2012.0402%2020.15ZM16.5829%2013.99C16.3317%2013.87%2015.1055%2013.27%2014.8844%2013.18C14.6533%2013.1%2014.4925%2013.06%2014.3216%2013.3C14.1508%2013.55%2013.6784%2014.11%2013.5377%2014.27C13.397%2014.44%2013.2462%2014.46%2012.995%2014.33C12.7437%2014.21%2011.9397%2013.94%2010.995%2013.1C10.2513%2012.44%209.75879%2011.63%209.60804%2011.38C9.46734%2011.13%209.58794%2011%209.71859%2010.87C9.82914%2010.76%209.96985%2010.58%2010.0905%2010.44C10.2111%2010.3%2010.2613%2010.19%2010.3417%2010.03C10.4221%209.86004%2010.3819%209.72004%2010.3216%209.60004C10.2613%209.48004%209.75879%208.26004%209.55779%207.76004C9.35678%207.28004%209.14573%207.34004%208.99497%207.33004H8.51256C8.34171%207.33004%208.0804%207.39004%207.84925%207.64004C7.62814%207.89004%206.98492%208.49004%206.98492%209.71004C6.98492%2010.93%207.8794%2012.11%208%2012.27C8.1206%2012.44%209.75879%2014.94%2012.2513%2016.01C12.8442%2016.27%2013.3065%2016.42%2013.6683%2016.53C14.2613%2016.72%2014.804%2016.69%2015.2362%2016.63C15.7186%2016.56%2016.7136%2016.03%2016.9146%2015.45C17.1256%2014.87%2017.1256%2014.38%2017.0553%2014.27C16.9849%2014.16%2016.8342%2014.11%2016.5829%2013.99Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="icon"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.instagram.com/businesstimessg" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="instagram" data-testid="link-button-instagram" aria-label="instagram" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cg%20clip-path='url(%23clip0_1157_680)'%3e%3cpath%20d='M7.8%202H16.2C19.4%202%2022%204.6%2022%207.8V16.2C22%2017.7383%2021.3889%2019.2135%2020.3012%2020.3012C19.2135%2021.3889%2017.7383%2022%2016.2%2022H7.8C4.6%2022%202%2019.4%202%2016.2V7.8C2%206.26174%202.61107%204.78649%203.69878%203.69878C4.78649%202.61107%206.26174%202%207.8%202ZM7.6%204C6.64522%204%205.72955%204.37928%205.05442%205.05442C4.37928%205.72955%204%206.64522%204%207.6V16.4C4%2018.39%205.61%2020%207.6%2020H16.4C17.3548%2020%2018.2705%2019.6207%2018.9456%2018.9456C19.6207%2018.2705%2020%2017.3548%2020%2016.4V7.6C20%205.61%2018.39%204%2016.4%204H7.6ZM17.25%205.5C17.5815%205.5%2017.8995%205.6317%2018.1339%205.86612C18.3683%206.10054%2018.5%206.41848%2018.5%206.75C18.5%207.08152%2018.3683%207.39946%2018.1339%207.63388C17.8995%207.8683%2017.5815%208%2017.25%208C16.9185%208%2016.6005%207.8683%2016.3661%207.63388C16.1317%207.39946%2016%207.08152%2016%206.75C16%206.41848%2016.1317%206.10054%2016.3661%205.86612C16.6005%205.6317%2016.9185%205.5%2017.25%205.5ZM12%207C13.3261%207%2014.5979%207.52678%2015.5355%208.46447C16.4732%209.40215%2017%2010.6739%2017%2012C17%2013.3261%2016.4732%2014.5979%2015.5355%2015.5355C14.5979%2016.4732%2013.3261%2017%2012%2017C10.6739%2017%209.40215%2016.4732%208.46447%2015.5355C7.52678%2014.5979%207%2013.3261%207%2012C7%2010.6739%207.52678%209.40215%208.46447%208.46447C9.40215%207.52678%2010.6739%207%2012%207ZM12%209C11.2044%209%2010.4413%209.31607%209.87868%209.87868C9.31607%2010.4413%209%2011.2044%209%2012C9%2012.7956%209.31607%2013.5587%209.87868%2014.1213C10.4413%2014.6839%2011.2044%2015%2012%2015C12.7956%2015%2013.5587%2014.6839%2014.1213%2014.1213C14.6839%2013.5587%2015%2012.7956%2015%2012C15%2011.2044%2014.6839%2010.4413%2014.1213%209.87868C13.5587%209.31607%2012.7956%209%2012%209Z'%20fill='%232B2B2B'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1157_680'%3e%3crect%20width='24'%20height='24'%20fill='white'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e" width="24" height="24" alt="Share on Instagram"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.facebook.com/thebusinesstimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="facebook" data-testid="link-button-facebook" aria-label="facebook" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M13.3333%209.33333V7.74583C13.3333%207.02917%2013.4917%206.66667%2014.6042%206.66667H16V4H13.6708C10.8167%204%209.875%205.30833%209.875%207.55417V9.33333H8V12H9.875V20H13.3333V12H15.6833L16%209.33333H13.3333Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Facebook"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://twitter.com/businesstimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="twitter" data-testid="link-button-twitter" aria-label="twitter" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M16.3134%205.2207H18.6135L13.5884%2010.964L19.5%2018.7793H14.8706L11.2452%2014.0394L7.097%2018.7793H4.79551L10.1703%2012.6362L4.5%205.2207H9.24551L12.5225%209.5532L16.3134%205.2207ZM15.5061%2017.4026H16.7806L8.55368%206.52511H7.186L15.5061%2017.4026Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Twitter"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.linkedin.com/showcase/the-business-times" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="linkedin" data-testid="link-button-linkedin" aria-label="linkedin" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M5.37194%209.72833H8.28677V18.5H5.37194V9.72833ZM6.84886%205.5C5.85124%205.5%205.19946%206.15495%205.19946%207.01459C5.19946%207.85655%205.83216%208.53054%206.81072%208.53054H6.8293C7.846%208.53054%208.47916%207.85652%208.47916%207.01459C8.46008%206.15495%207.84604%205.5%206.84886%205.5ZM15.4435%209.52227C13.8963%209.52227%2013.2031%2010.3733%2012.8164%2010.9701V9.72833H9.90071C9.93931%2010.5512%209.90071%2018.5%209.90071%2018.5H12.8164V13.6013C12.8164%2013.3389%2012.8355%2013.0775%2012.9122%2012.8896C13.1233%2012.3658%2013.603%2011.8234%2014.4077%2011.8234C15.4635%2011.8234%2015.8851%2012.6282%2015.8851%2013.8068V18.5H18.8004V13.4701C18.8004%2010.7759%2017.3625%209.52227%2015.4435%209.52227Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Linkedin"/></a></div></div></div><div data-testid="footer-navigation-items" class="flex flex-col lg:flex-row lg:gap-6"><div class="flex flex-col lg:flex-row lg:gap-6"><div data-testid="footer-navigation-news" class="border-b border-gray-175 pb-4 lg:flex-1 lg:border-0 lg:pb-0"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-news" data-testid="side-drawer-navigation-news"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>News</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-breaking-news" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/breaking-news?ref=footer">Breaking News</a><a data-testid="footer-children-property" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/property?ref=footer">Property</a><a data-testid="footer-children-property-residential" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/property/residential?ref=footer">Residential</a><a data-testid="footer-children-property-commercial-industrial" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/property/commercial-industrial?ref=footer">Commercial & Industrial</a><a data-testid="footer-children-singapore" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/singapore?ref=footer">Singapore</a><a data-testid="footer-children-international" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/international?ref=footer">International</a><a data-testid="footer-children-startups-tech" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/startups-tech?ref=footer">Startups & Tech</a><a data-testid="footer-children-opinion-features" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/opinion-features?ref=footer">Opinion & Features</a><a data-testid="footer-children-esg" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/esg?ref=footer">ESG</a><a data-testid="footer-children-working-life" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/working-life?ref=footer">Working Life</a></div></div></div><div data-testid="footer-navigation-companies" class="border-b border-gray-175 pb-4 lg:flex-1 lg:border-0 lg:pb-0"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-companies" data-testid="side-drawer-navigation-companies"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>Companies</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-companies-markets" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets?ref=footer">Companies & Markets</a><a data-testid="footer-children-companies-markets-banking-finance" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/banking-finance?ref=footer">Banking & Finance</a><a data-testid="footer-children-companies-markets-reits-property" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/reits-property?ref=footer">Reits & Property</a><a data-testid="footer-children-companies-markets-energy-commodities" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/energy-commodities?ref=footer">Energy & Commodities</a><a data-testid="footer-children-companies-markets-telcos-media-tech" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/telcos-media-tech?ref=footer">Telcos, Media & Tech</a><a data-testid="footer-children-companies-markets-transport-logistics" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/transport-logistics?ref=footer">Transport & Logistics</a><a data-testid="footer-children-companies-markets-consumer-healthcare" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/consumer-healthcare?ref=footer">Consumer & Healthcare</a><a data-testid="footer-children-companies-markets-capital-markets-currencies" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/companies-markets/capital-markets-currencies?ref=footer">Capital Markets & Currencies</a></div></div></div><div data-testid="footer-navigation-wealth" class="border-b border-gray-175 pb-4 lg:flex-1 lg:border-0 lg:pb-0"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-wealth" data-testid="side-drawer-navigation-wealth"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>Wealth</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-wealth" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/wealth?ref=footer">Wealth</a><a data-testid="footer-children-wealth-wealth-investing" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/wealth/wealth-investing?ref=footer">Wealth & Investing</a><a data-testid="footer-children-wealth-personal-finance" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/wealth/personal-finance?ref=footer">Personal Finance</a><a data-testid="footer-children-wealth-crypto-alternative-assets" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/wealth/crypto-alternative-assets?ref=footer">Crypto & Alternative Assets</a><a data-testid="footer-children-wealth-supplements" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/wealth/supplements?ref=footer">Supplements</a></div></div></div><div data-testid="footer-navigation-living" class="border-b border-gray-175 pb-4 lg:flex-1 lg:border-0 lg:pb-0"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-living" data-testid="side-drawer-navigation-living"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>Living</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-lifestyle" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle?ref=footer">Lifestyle</a><a data-testid="footer-children-lifestyle-food-drink" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/food-drink?ref=footer">Food & Drink</a><a data-testid="footer-children-lifestyle-motoring" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/motoring?ref=footer">Motoring</a><a data-testid="footer-children-lifestyle-style-travel" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/style-travel?ref=footer">Style & Travel</a><a data-testid="footer-children-lifestyle-watches" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/watches?ref=footer">Watches</a><a data-testid="footer-children-lifestyle-arts-design" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/arts-design?ref=footer">Arts & Design</a><a data-testid="footer-children-lifestyle-bt-luxe" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/lifestyle/bt-luxe?ref=footer">BT Luxe</a></div></div></div><div data-testid="footer-navigation-more" class="border-b border-gray-175 pb-4 lg:flex-1 lg:border-0 lg:pb-0"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-more" data-testid="side-drawer-navigation-more"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>More</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-epaper" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="https://e-paper.sph.com.sg/bt?ref=footer" target="_blank">E-paper</a><a data-testid="footer-children-videos" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/videos?ref=footer">Videos</a><a data-testid="footer-children-newsletter" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/newsletter/sign-up?ref=footer">Newsletters</a><a data-testid="footer-children-podcasts" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/podcasts?ref=footer">Podcasts</a><a data-testid="footer-children-Personal Subscription" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="https://subscribe.sph.com.sg/promotions/bt-personal/?ref=footer">Personal Subscription</a><a data-testid="footer-children-Group Subscription" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="https://subscribe.sph.com.sg/corporate-plans/?ref=footer">Group Subscription</a><a data-testid="footer-children-paid-press-release" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/paid-press-release?ref=footer">Paid Press Release</a><a data-testid="footer-children-advertise" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/advertise?ref=footer">Advertise with Us</a><a data-testid="footer-children-events-awards" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/events-awards?ref=footer">Events & Awards</a></div></div></div></div><div class="border-gray-175 lg:border-l lg:pl-6"><div data-testid="footer-navigation-recommends" class="flex-1"><div class="_componentAccordion_3p6dv_1 text-gray-850 border-gray-175 hover:cursor-pointer" id="side-drawer-navigation-recommends" data-testid="side-drawer-navigation-recommends"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>bt recommends</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div><div class="_content_3p6dv_26 box-border overflow-hidden px-[24px] !bg-transparent !px-0 before:!h-0 after:!h-0" style="height:0"><a data-testid="footer-children-thrive" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/thrive?ref=footer">Thrive</a><a data-testid="footer-children-startups-tech-tech-in-asia" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/tech-in-asia?ref=footer">Tech in Asia</a><a data-testid="footer-children-international-asean" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/international/asean?ref=footer">Asean Business</a><a data-testid="footer-children-international-global" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/international/global?ref=footer">Global Enterprise</a><a data-testid="footer-children-singapore-smes" class="block py-3 font-poppins text-xs font-medium leading-tight hover:underline md:pb-0 md:pt-3" href="/singapore/smes?ref=footer">SGSME</a></div></div></div><div class="mt-6 border-t border-gray-175 pt-8 lg:pt-6"><div class="mx-auto block pb-10 text-center lg:hidden"><div class="mx-auto flex max-w-[300px] flex-wrap justify-center gap-3 sm:max-w-full lg:gap-2"><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://t.me/BizTimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="telegram" data-testid="link-button-telegram" aria-label="telegram" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20fill-rule='evenodd'%20clip-rule='evenodd'%20d='M2.30615%2010.7785C7.40641%208.55638%2010.8074%207.09144%2012.5091%206.38365C17.3677%204.36276%2018.3773%204.01172%2019.0354%204.00012C19.1801%203.99757%2019.5037%204.03344%2019.7133%204.20353C19.8903%204.34715%2019.939%204.54116%2019.9623%204.67733C19.9856%204.8135%2020.0146%205.12369%2019.9916%205.36606C19.7283%208.1325%2018.589%2014.8459%2018.0094%2017.9444C17.7642%2019.2554%2017.2813%2019.695%2016.8138%2019.7381C15.7978%2019.8315%2015.0263%2019.0666%2014.0422%2018.4216C12.5024%2017.4122%2011.6325%2016.7839%2010.1378%2015.7989C8.4105%2014.6606%209.53027%2014.035%2010.5147%2013.0125C10.7723%2012.7449%2015.2488%208.67325%2015.3354%208.30388C15.3463%208.25768%2015.3563%208.08549%2015.254%207.99456C15.1517%207.90364%2015.0007%207.93473%2014.8918%207.95946C14.7373%207.99451%2012.2775%209.62041%207.51212%2012.8371C6.81389%2013.3166%206.18145%2013.5502%205.61481%2013.538C4.99014%2013.5245%203.78851%2013.1848%202.89523%2012.8944C1.79958%2012.5382%200.928776%2012.3499%201.0046%2011.7451C1.0441%2011.43%201.47795%2011.1078%202.30615%2010.7785Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Telegram"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://wa.me/?text=THE%20BUSINESS%20TIMES%20-%20Get%20the%20Latest%20Business%20%26%20Financial%20News%20%0D%0Ahttps%3A%2F%2Fwww.businesstimes.com.sg" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="whatsapp" data-testid="link-button-whatsapp" aria-label="whatsapp" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M19.0854%204.91005C18.164%203.98398%2017.0665%203.24972%2015.8569%202.75011C14.6473%202.25049%2013.3499%201.99552%2012.0402%202.00006C6.55276%202.00006%202.0804%206.45005%202.0804%2011.91C2.0804%2013.66%202.54271%2015.36%203.40704%2016.86L2%2022L7.27638%2020.62C8.73367%2021.41%2010.3719%2021.83%2012.0402%2021.83C17.5276%2021.83%2022%2017.38%2022%2011.92C22%209.27004%2020.9648%206.78005%2019.0854%204.91005ZM12.0402%2020.15C10.5528%2020.15%209.09548%2019.75%207.81909%2019L7.51759%2018.82L4.38191%2019.64L5.21608%2016.6L5.01508%2016.29C4.18869%2014.977%203.74989%2013.4593%203.74874%2011.91C3.74874%207.37004%207.46734%203.67005%2012.0301%203.67005C14.2412%203.67005%2016.3216%204.53005%2017.8794%206.09005C18.6507%206.85401%2019.262%207.7627%2019.6778%208.76346C20.0936%209.76422%2020.3056%2010.8371%2020.3015%2011.92C20.3216%2016.46%2016.603%2020.15%2012.0402%2020.15ZM16.5829%2013.99C16.3317%2013.87%2015.1055%2013.27%2014.8844%2013.18C14.6533%2013.1%2014.4925%2013.06%2014.3216%2013.3C14.1508%2013.55%2013.6784%2014.11%2013.5377%2014.27C13.397%2014.44%2013.2462%2014.46%2012.995%2014.33C12.7437%2014.21%2011.9397%2013.94%2010.995%2013.1C10.2513%2012.44%209.75879%2011.63%209.60804%2011.38C9.46734%2011.13%209.58794%2011%209.71859%2010.87C9.82914%2010.76%209.96985%2010.58%2010.0905%2010.44C10.2111%2010.3%2010.2613%2010.19%2010.3417%2010.03C10.4221%209.86004%2010.3819%209.72004%2010.3216%209.60004C10.2613%209.48004%209.75879%208.26004%209.55779%207.76004C9.35678%207.28004%209.14573%207.34004%208.99497%207.33004H8.51256C8.34171%207.33004%208.0804%207.39004%207.84925%207.64004C7.62814%207.89004%206.98492%208.49004%206.98492%209.71004C6.98492%2010.93%207.8794%2012.11%208%2012.27C8.1206%2012.44%209.75879%2014.94%2012.2513%2016.01C12.8442%2016.27%2013.3065%2016.42%2013.6683%2016.53C14.2613%2016.72%2014.804%2016.69%2015.2362%2016.63C15.7186%2016.56%2016.7136%2016.03%2016.9146%2015.45C17.1256%2014.87%2017.1256%2014.38%2017.0553%2014.27C16.9849%2014.16%2016.8342%2014.11%2016.5829%2013.99Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="icon"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.instagram.com/businesstimessg" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="instagram" data-testid="link-button-instagram" aria-label="instagram" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cg%20clip-path='url(%23clip0_1157_680)'%3e%3cpath%20d='M7.8%202H16.2C19.4%202%2022%204.6%2022%207.8V16.2C22%2017.7383%2021.3889%2019.2135%2020.3012%2020.3012C19.2135%2021.3889%2017.7383%2022%2016.2%2022H7.8C4.6%2022%202%2019.4%202%2016.2V7.8C2%206.26174%202.61107%204.78649%203.69878%203.69878C4.78649%202.61107%206.26174%202%207.8%202ZM7.6%204C6.64522%204%205.72955%204.37928%205.05442%205.05442C4.37928%205.72955%204%206.64522%204%207.6V16.4C4%2018.39%205.61%2020%207.6%2020H16.4C17.3548%2020%2018.2705%2019.6207%2018.9456%2018.9456C19.6207%2018.2705%2020%2017.3548%2020%2016.4V7.6C20%205.61%2018.39%204%2016.4%204H7.6ZM17.25%205.5C17.5815%205.5%2017.8995%205.6317%2018.1339%205.86612C18.3683%206.10054%2018.5%206.41848%2018.5%206.75C18.5%207.08152%2018.3683%207.39946%2018.1339%207.63388C17.8995%207.8683%2017.5815%208%2017.25%208C16.9185%208%2016.6005%207.8683%2016.3661%207.63388C16.1317%207.39946%2016%207.08152%2016%206.75C16%206.41848%2016.1317%206.10054%2016.3661%205.86612C16.6005%205.6317%2016.9185%205.5%2017.25%205.5ZM12%207C13.3261%207%2014.5979%207.52678%2015.5355%208.46447C16.4732%209.40215%2017%2010.6739%2017%2012C17%2013.3261%2016.4732%2014.5979%2015.5355%2015.5355C14.5979%2016.4732%2013.3261%2017%2012%2017C10.6739%2017%209.40215%2016.4732%208.46447%2015.5355C7.52678%2014.5979%207%2013.3261%207%2012C7%2010.6739%207.52678%209.40215%208.46447%208.46447C9.40215%207.52678%2010.6739%207%2012%207ZM12%209C11.2044%209%2010.4413%209.31607%209.87868%209.87868C9.31607%2010.4413%209%2011.2044%209%2012C9%2012.7956%209.31607%2013.5587%209.87868%2014.1213C10.4413%2014.6839%2011.2044%2015%2012%2015C12.7956%2015%2013.5587%2014.6839%2014.1213%2014.1213C14.6839%2013.5587%2015%2012.7956%2015%2012C15%2011.2044%2014.6839%2010.4413%2014.1213%209.87868C13.5587%209.31607%2012.7956%209%2012%209Z'%20fill='%232B2B2B'/%3e%3c/g%3e%3cdefs%3e%3cclipPath%20id='clip0_1157_680'%3e%3crect%20width='24'%20height='24'%20fill='white'/%3e%3c/clipPath%3e%3c/defs%3e%3c/svg%3e" width="24" height="24" alt="Share on Instagram"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.facebook.com/thebusinesstimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="facebook" data-testid="link-button-facebook" aria-label="facebook" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M13.3333%209.33333V7.74583C13.3333%207.02917%2013.4917%206.66667%2014.6042%206.66667H16V4H13.6708C10.8167%204%209.875%205.30833%209.875%207.55417V9.33333H8V12H9.875V20H13.3333V12H15.6833L16%209.33333H13.3333Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Facebook"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://twitter.com/businesstimes" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="twitter" data-testid="link-button-twitter" aria-label="twitter" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M16.3134%205.2207H18.6135L13.5884%2010.964L19.5%2018.7793H14.8706L11.2452%2014.0394L7.097%2018.7793H4.79551L10.1703%2012.6362L4.5%205.2207H9.24551L12.5225%209.5532L16.3134%205.2207ZM15.5061%2017.4026H16.7806L8.55368%206.52511H7.186L15.5061%2017.4026Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Twitter"/></a><a class="aspect-square !outline-none focus-within:outline-none focus:outline-none outline-0 focus-within:outline-0 focus:outline-0 flex cursor-pointer items-center justify-center whitespace-nowrap rounded-full border border-solid border-gray-175 text-center !font-poppins text-gray-850 transition-all duration-150 hover:border-gray-850 data-[size=lg]:h-[68px] data-[size=md]:h-[42px] data-[size=sm]:h-[36px] data-[size=xs]:h-[24px] font-semibold text-xs tracking-[0.02em] !h-[60px] lg:!h-[36px]" href="https://www.linkedin.com/showcase/the-business-times" target="_blank" rel="noreferrer" referrerPolicy="strict-origin-when-cross-origin" title="linkedin" data-testid="link-button-linkedin" aria-label="linkedin" data-size="sm"><img src="data:image/svg+xml,%3csvg%20width='24'%20height='24'%20viewBox='0%200%2024%2024'%20fill='none'%20xmlns='http://www.w3.org/2000/svg'%3e%3cpath%20d='M5.37194%209.72833H8.28677V18.5H5.37194V9.72833ZM6.84886%205.5C5.85124%205.5%205.19946%206.15495%205.19946%207.01459C5.19946%207.85655%205.83216%208.53054%206.81072%208.53054H6.8293C7.846%208.53054%208.47916%207.85652%208.47916%207.01459C8.46008%206.15495%207.84604%205.5%206.84886%205.5ZM15.4435%209.52227C13.8963%209.52227%2013.2031%2010.3733%2012.8164%2010.9701V9.72833H9.90071C9.93931%2010.5512%209.90071%2018.5%209.90071%2018.5H12.8164V13.6013C12.8164%2013.3389%2012.8355%2013.0775%2012.9122%2012.8896C13.1233%2012.3658%2013.603%2011.8234%2014.4077%2011.8234C15.4635%2011.8234%2015.8851%2012.6282%2015.8851%2013.8068V18.5H18.8004V13.4701C18.8004%2010.7759%2017.3625%209.52227%2015.4435%209.52227Z'%20fill='%232B2B2B'/%3e%3c/svg%3e" width="24" height="24" alt="Share on Linkedin"/></a></div></div><div class="hidden lg:block"><div data-testid="footer-title-button" class="pt-4 lg:pt-0"><div class="flex items-center justify-between font-poppins text-xs font-semibold uppercase leading-tight tracking-[0.0875rem] text-black lg:cursor-default lg:leading-loose lg:text-gray-350"><span>Mobile</span><div class="flex h-[42px] w-[42px] items-center justify-center rounded-full border border-gray-175 hover:opacity-70 lg:hidden"><svg class="block h-[5px] w-[10px] transition-all duration-300 group-hover:fill-gray-850 lg:hidden -rotate-180" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 12 8" fill="none"><path d="M1 1.33398C5 5.33398 6 6.33398 6 6.33398L11 1.33398" stroke="black" stroke-width="1.5" stroke-linecap="round"></path></svg></div></div></div></div><div class="pt-3"><div class="flex flex-row justify-center gap-1 lg:flex-col"><a class="mr-5 lg:mr-1" rel=" noopener noreferrer" href="https://apps.apple.com/sg/app/the-business-times/id531275824" target="_blank"><img width="135" height="40" src="/assets-web2/icon-app-ios-D0cj50Hv.svg" alt="Download on the Apple Store"/></a><a rel="noreferrer noopener" href="https://play.google.com/store/apps/details?id=com.ps.bt&hl=en" target="_blank"><img width="135" height="40" src="/assets-web2/icon-app-google-pUYdZ-wS.svg" alt="Download on the Google Play Store"/></a></div></div></div></div></div></div><div data-component="component-container" class="container px-3"><div class="w-full border-t py-4"><ul class="flex flex-wrap justify-center gap-3 font-public-sans text-4xs text-gray-650 md:gap-5"><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="/content/about-us?ref=footer">about us</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="/content/contact-us?ref=footer">contact us</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="/help?ref=footer">help</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="https://www.sph.com.sg/legal/sph_privacy/?ref=footer">privacy policy</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="https://www.sph.com.sg/legal/website_tnc/?ref=footer">terms & conditions</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="https://www.sph.com.sg/legal/cookie-policy/?ref=footer">cookie policy</a></li><li><a class="capitalize leading-[1.375rem] tracking-[0.00294rem] hover:underline" href="https://www.sph.com.sg/legal/pdpa/?ref=footer">data protection policy</a></li></ul><div class="py-4 text-center font-public-sans text-4xs leading-[1.375rem] tracking-[0.00294rem] text-gray-650"><p class="mb-0">MDDI (P) 046/10/2024. Published by SPH Media Limited, Co. Regn. No. 202120748H. Copyright 漏 2025 SPH Media Limited. All rights reserved.</p></div></div></div></div><div data-testid="cas-block-component" id="sph_cdp_76"></div><span data-testid="package-version-tag" class="hidden">2.14.6</span><span data-testid="page-generated-at-tag" class="hidden"></span><script>window.__staticRouterHydrationData = JSON.parse("{\"loaderData\":{\"1\":\"%7B%22type%22%3A0%2C%22statusCode%22%3A200%2C%22dependentPaths%22%3A%5B%22%22%2C%22%2F%22%2C%22%2Fbreaking-news%22%2C%22%2Fpodcasts%22%2C%22%2Fkeywords%2Fbt-podcasts%22%2C%22%2Fkeywords%2Finsurance%22%2C%22%2Fkeywords%2Fhealth%22%5D%2C%22payload%22%3A%7B%22kind%22%3A%22art%22%2C%22data%22%3A%7B%22cook%22%3A%7B%22data%22%3A%7B%22context%22%3A%7B%22typeName%22%3A%22OnlineStory%22%2C%22id%22%3A%223463504%22%2C%22href%22%3A%22https%3A%2F%2Fbusinesstimes.cue-prd.sphnet.com.sg%2Fpodcasts%2Fbt-podcasts-future-proof-your-life-disability-insurance%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fbt-podcasts-future-proof-your-life-disability-insurance%22%2C%22urlPathHistory%22%3A%5B%5D%2C%22type%22%3A%22onlineStory%22%2C%22source%22%3A%22ece-auto-gen%22%2C%22sourceId%22%3A%22cbc9e699-fab2-40bf-8f46-7658772b6c36%22%2C%22created%22%3A%222024-04-18T03%3A47%3A39.000Z%22%2C%22updated%22%3A%222024-04-21T21%3A00%3A00.000Z%22%2C%22lastmodified%22%3A%222024-04-30T11%3A53%3A41.000Z%22%2C%22edited%22%3A%222024-04-18T03%3A49%3A03.000Z%22%2C%22expired%22%3Anull%2C%22scheduled%22%3A%222024-04-21T21%3A00%3A00.000Z%22%2C%22title%22%3A%22BT%20Podcasts%3A%20Future-proof%20your%20life%20with%20disability%20insurance%22%2C%22baseStory%22%3Anull%2C%22previewSourceId%22%3A%22%22%2C%22sections%22%3A%5B%7B%22parent%22%3A%7B%22parent%22%3Anull%2C%22uniqueName%22%3A%22ece_frontpage%22%2C%22name%22%3A%22Home%22%2C%22directoryName%22%3A%22frontpage%22%7D%2C%22uniqueName%22%3A%22podcasts%22%2C%22name%22%3A%22Podcasts%22%2C%22href%22%3A%22https%3A%2F%2Fbusinesstimes.cue-prd.sphnet.com.sg%2Fpodcasts%2F%22%2C%22parameters%22%3A%5B%5D%2C%22directoryName%22%3A%22podcasts%22%7D%5D%2C%22tags%22%3A%5B%7B%22parent%22%3Anull%2C%22aliases%22%3A%5B%22%2Fbt-podcasts%22%5D%2C%22name%22%3A%22BT%20Podcasts%22%2C%22urlPathHistory%22%3A%5B%22%2Fkeywords%2Fbt-podcasts%22%5D%2C%22id%22%3A%22tag%3Abusinesstimes-keywords%40sph.com.sg%2C2022%3Abt-podcasts%22%2C%22type%22%3A%22keyword%22%2C%22fields%22%3A%5B%7B%22value%22%3A%22856%22%2C%22key%22%3A%22id%22%7D%2C%7B%22value%22%3A%22bt-drupal-node%22%2C%22key%22%3A%22source%22%7D%2C%7B%22value%22%3A%2282221%22%2C%22key%22%3A%22sourceid%22%7D%2C%7B%22value%22%3A%22%22%2C%22key%22%3A%22description%22%7D%5D%2C%22uri%22%3A%22main%2Fbt-podcasts%22%2C%22urlPath%22%3A%22%2Fkeywords%2Fbt-podcasts%22%2C%22sections%22%3A%5B%5D%7D%2C%7B%22parent%22%3Anull%2C%22aliases%22%3A%5B%22%2Finsurance%22%5D%2C%22name%22%3A%22Insurance%22%2C%22urlPathHistory%22%3A%5B%22%2Fkeywords%2Finsurance%22%5D%2C%22id%22%3A%22tag%3Abusinesstimes-keywords%40sph.com.sg%2C2022%3Ainsurance%22%2C%22type%22%3A%22keyword%22%2C%22fields%22%3A%5B%7B%22value%22%3A%2238646%22%2C%22key%22%3A%22id%22%7D%2C%7B%22value%22%3A%22bt-drupal-node%22%2C%22key%22%3A%22source%22%7D%2C%7B%22value%22%3A%22268%22%2C%22key%22%3A%22sourceid%22%7D%2C%7B%22value%22%3A%22%22%2C%22key%22%3A%22description%22%7D%5D%2C%22uri%22%3A%22main%2Finsurance%22%2C%22urlPath%22%3A%22%2Fkeywords%2Finsurance%22%2C%22sections%22%3A%5B%5D%7D%2C%7B%22parent%22%3Anull%2C%22aliases%22%3A%5B%22%2Fhealth%22%5D%2C%22name%22%3A%22Health%22%2C%22urlPathHistory%22%3A%5B%22%2Fkeywords%2Fhealth%22%5D%2C%22id%22%3A%22tag%3Abusinesstimes-keywords%40sph.com.sg%2C2022%3Ahealth%22%2C%22type%22%3A%22keyword%22%2C%22fields%22%3A%5B%7B%22value%22%3A%2219698%22%2C%22key%22%3A%22id%22%7D%2C%7B%22value%22%3A%22bt-drupal-node%22%2C%22key%22%3A%22source%22%7D%2C%7B%22value%22%3A%22508%22%2C%22key%22%3A%22sourceid%22%7D%2C%7B%22value%22%3A%22%22%2C%22key%22%3A%22description%22%7D%5D%2C%22uri%22%3A%22main%2Fhealth%22%2C%22urlPath%22%3A%22%2Fkeywords%2Fhealth%22%2C%22sections%22%3A%5B%5D%7D%5D%2C%22media%22%3A%5B%7B%22href%22%3A%22http%3A%2F%2Finternal-alb-cue-presentation-cue-prd-1122320581.ap-southeast-1.elb.amazonaws.com%3A8080%2Fwebservice%2Fescenic%2Fcontent%2F3463442%22%2C%22content%22%3A%7B%22id%22%3A%223463442%22%2C%22type%22%3A%22picture%22%2C%22source%22%3A%22ece-auto-gen%22%2C%22sourceId%22%3A%228f658a60-9cd2-40c2-ab79-d3d7a0a11133%22%2C%22binaryLink%22%3A%22http%3A%2F%2Finternal-alb-cue-presentation-cue-prd-1122320581.ap-southeast-1.elb.amazonaws.com%3A8080%2Fwebservice%2Fescenic%2Fbinary%2F3463442%2F2024%2F4%2F18%2F11%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22alternates%22%3A%7B%22poi%22%3A%7B%22top%22%3A0%2C%22left%22%3A0%2C%22auto%22%3Anull%7D%2C%22com_escenic_master%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22ORIGINAL%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22BASE_LANDSCAPE%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Afalse%7D%2C%22BASE_PORTRAIT%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22BASE_SQUARE%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22BASE_SQUARE_30_26%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22BASE_WIDE%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%2C%22BASE_FREE%22%3A%7B%22x%22%3A0%2C%22y%22%3A0%2C%22width%22%3A0%2C%22height%22%3A0%2C%22auto%22%3Anull%7D%7D%2C%22fields%22%3A%7B%22caption%22%3A%22%22%2C%22credit%22%3A%22%22%2C%22com_escenic_defaultmetadata%22%3A%5B%7B%22key%22%3A%22last-modified%22%2C%22value%22%3A%221713411476084%22%7D%2C%7B%22key%22%3A%22content-length%22%2C%22value%22%3A%22607104%22%7D%2C%7B%22key%22%3A%22mime-type%22%2C%22value%22%3A%22image%2Fjpeg%22%7D%2C%7B%22key%22%3A%22format%22%2C%22value%22%3A%22JPEG%22%7D%2C%7B%22key%22%3A%22width%22%2C%22value%22%3A%221500%22%7D%2C%7B%22key%22%3A%22file-name%22%2C%22value%22%3A%22BTPodcasts_GE_Ep2_Apr22.jpeg%22%7D%2C%7B%22key%22%3A%22com.escenic.binary.version%22%2C%22value%22%3A%222%22%7D%2C%7B%22key%22%3A%22original-mime-type%22%2C%22value%22%3A%22image%2Fjpeg%22%7D%2C%7B%22key%22%3A%22height%22%2C%22value%22%3A%221000%22%7D%5D%2C%22original%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FORIGINAL%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1200%2C%22height%22%3A-1%7D%2C%22portrait%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_PORTRAIT%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A2026%7D%2C%22landscape%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_LANDSCAPE%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A760%7D%2C%22landscape480%22%3A%7B%22href_full%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FLANDSCAPE_480%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FLANDSCAPE_480%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A480%2C%22height%22%3A320%7D%2C%22landscape1024%22%3A%7B%22href_full%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FLANDSCAPE_1024%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FLANDSCAPE_1024%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1024%2C%22height%22%3A682%7D%2C%22square%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_SQUARE%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A1140%7D%2C%22square_30_26%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_SQUARE_30_26%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A987%7D%2C%22wide%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_WIDE%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A485%7D%2C%22freecrop%22%3A%7B%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fxqvnrs-btpodcasts_ge_ep2_apr22.jpeg%2Falternates%2FBASE_FREE%2FBTPodcasts_GE_Ep2_Apr22.jpeg%22%2C%22width%22%3A1140%2C%22height%22%3A-1%7D%2C%22landscape1024-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2F87620c31ed07b7d10498bd70d9004746e847348619c3fed09c2bdd1acac30d3d%22%2C%22width%22%3A1024%2C%22height%22%3A682%7D%2C%22square-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2F6c503e961ebd4dcf26deade2aa456c120cedcf310bf8b815e9641a2109acaa4f%22%2C%22width%22%3A1140%2C%22height%22%3A1140%7D%2C%22freecrop-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2Fc61e807032a9673e3f025532205e6a7c3d210a8795896340e86e555a14dcb97d%22%2C%22width%22%3A1140%2C%22height%22%3A760%7D%2C%22wide-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2Fe6c23276277e1bf24a3e844932f10950b9e76be946224c337f6f8fcdc8bf469a%22%2C%22width%22%3A1140%2C%22height%22%3A485%7D%2C%22landscape-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2Fc61e807032a9673e3f025532205e6a7c3d210a8795896340e86e555a14dcb97d%22%2C%22width%22%3A1140%2C%22height%22%3A760%7D%2C%22portrait-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2Fc59b7a85152d62d03fbf5a6994c080b9414353426b19282f1b26e99ee18dc760%22%2C%22width%22%3A1140%2C%22height%22%3A2026%7D%2C%22landscape480-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2F087621e622eb3c04c0c548e2a3603acee5d70e6953064874945ca44b33bf78e9%22%2C%22width%22%3A480%2C%22height%22%3A320%7D%2C%22square_30_26-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2F6ad82724a53dc726d0e9774b15fcdca6d41a055d83fcf554487c206e044afc1e%22%2C%22width%22%3A1140%2C%22height%22%3A987%7D%2C%22original-caas%22%3A%7B%22url%22%3A%22https%3A%2F%2Fcassette.sphdigital.com.sg%2Fimage%2Fbusinesstimes%2Fada6ac83ab3dc29944166ec0aa14775241f42cf7d59c2fbe105665ad59e3b501%22%2C%22width%22%3A1500%2C%22height%22%3A1000%7D%7D%7D%2C%22summary%22%3A%5B%7B%22key%22%3A%22caption%22%2C%22value%22%3A%22Financial%20planning%20is%20crucial%20when%20it%20comes%20to%20disability.%22%7D%2C%7B%22key%22%3A%22credit%22%2C%22value%22%3A%22PHOTO%3A%20GREAT%20EASTERN%22%7D%2C%7B%22key%22%3A%22byline%22%2C%22value%22%3A%22%22%7D%2C%7B%22key%22%3A%22alttext%22%2C%22value%22%3A%22Financial%20planning%20is%20crucial%20when%20it%20comes%20to%20disability.%22%7D%5D%7D%5D%2C%22attachments%22%3A%5B%5D%2C%22relatedStories%22%3A%5B%7B%22href%22%3A%22http%3A%2F%2Finternal-alb-cue-presentation-cue-prd-1122320581.ap-southeast-1.elb.amazonaws.com%3A8080%2Fwebservice%2Fescenic%2Fcontent%2F3201820%22%2C%22content%22%3A%7B%22id%22%3A%223201820%22%2C%22type%22%3A%22onlineStory%22%2C%22href%22%3A%22https%3A%2F%2Fbusinesstimes.cue-prd.sphnet.com.sg%2Fpodcasts%2Fbt-podcasts-disability-insurance-good-everyone-regardless-age%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fbt-podcasts-disability-insurance-good-everyone-regardless-age%22%2C%22source%22%3A%22ece-auto-gen%22%2C%22sourceId%22%3A%222d446b3b-9e5c-4fe7-93f1-67ee185a0559%22%2C%22fields%22%3A%7B%22title%22%3A%22bt-podcasts-disability-insurance-good-everyone-regardless-age%22%7D%7D%7D%5D%2C%22relatedContributorProfile%22%3A%5B%5D%2C%22campaignReference%22%3A%5B%5D%2C%22ogImages%22%3A%5B%5D%2C%22authors%22%3A%5B%5D%2C%22byline%22%3A%7B%22customByline%22%3A%22%22%2C%22translator%22%3A%22%22%7D%2C%22sponsorship%22%3A%7B%22sponsorCheckbox%22%3Afalse%2C%22sponsorDateStart%22%3A%22%22%2C%22sponsorDateEnd%22%3A%22%22%2C%22sponsorName%22%3A%22%22%7D%2C%22paywall%22%3A%7B%22printFlag%22%3Afalse%2C%22automateFlag%22%3Anull%2C%22contentAccess%22%3A%220%22%2C%22copyright%22%3A%22SPH%22%2C%22agencySource%22%3A%22%22%7D%2C%22customBlurb%22%3Anull%2C%22storyContent%22%3A%7B%22blurb%22%3A%22Did%20you%20know%20that%20it%20costs%20thousands%20of%20dollars%20a%20month%20to%20pay%20for%20caregiving%20when%20you%E2%80%99re%20disabled%3F%22%2C%22shortURL%22%3A%22%22%2C%22stockCode%22%3A%22%22%7D%2C%22displaySetting%22%3A%7B%22zbsgFlag%22%3Afalse%2C%22zbcomFlag%22%3Afalse%2C%22hideAuthorFlag%22%3Afalse%2C%22displayHeadline%22%3A%22%22%2C%22displayHeadlineZBCom%22%3A%22%22%2C%22englishHeadline%22%3A%22%22%2C%22externalURL%22%3A%22%22%2C%22displayType%22%3A%22mainNewsDefault%22%2C%22displayAssets%22%3A%22%22%2C%22hasAffiliateLabel%22%3Afalse%2C%22displayAssetsMultiple%22%3A%5B%5D%2C%22showRelatedLinksAndNewsletterSignupForm%22%3Atrue%2C%22hasUpdatedTimeDisplayed%22%3Afalse%2C%22noDuplication%22%3Afalse%2C%22hideFromBreakingNewsListing%22%3Atrue%2C%22hideFromSectionListing%22%3Afalse%2C%22sticky%22%3Afalse%2C%22publishToGoogleAMP%22%3Atrue%2C%22hideMedia%22%3Afalse%2C%22hideOutbrain%22%3Afalse%7D%2C%22campaignSetting%22%3A%7B%22campaignDisplay%22%3A%22ARTICLES%22%2C%22campaignType%22%3A%22REGULAR%22%7D%2C%22creditInfo%22%3A%7B%22compiledBy%22%3A%22%22%2C%22producer%22%3A%22%22%7D%2C%22seoFields%22%3A%7B%22metaTitle%22%3A%22%22%2C%22metaDescription%22%3A%22%22%2C%22metaRobots%22%3A%220%22%2C%22canonicalUrl%22%3A%22%22%7D%2C%22ogFields%22%3A%7B%22ogTitle%22%3A%22%22%2C%22ogDescription%22%3A%22%22%7D%2C%22cueFields%22%3A%7B%22noDuplication%22%3Afalse%7D%2C%22others%22%3A%7B%22storyThread%22%3A%22%22%2C%22storySource%22%3A%22%22%2C%22authoring%22%3A%22%22%2C%22removeAuthor%22%3Anull%2C%22editorialTag%22%3A%22%22%2C%22customUrlAlias%22%3Afalse%2C%22urlAlias%22%3A%22%22%2C%22urlHistory%22%3A%5B%22%2Fpodcasts%2Fbt-podcasts-future-proof-your-life-disability-insurance%22%5D%7D%2C%22storyline%22%3A%5B%224fd13f67-a7c9-404c-a79e-7f47f6309f7f%22%2C%222c569375-52cf-46a4-b57c-80b90ae74b0c%22%2C%22314080a7-b60d-4d2f-9e49-5c9cb5b122a7%22%2C%22c476e680-2793-4066-8a12-c39cadc20e3a%22%2C%22b3a8b259-7ea8-4edd-8965-1ac0a0aae149%22%2C%22a98b6ec8-448f-4340-a4f4-95b2bc91ad20%22%2C%22c5b98636-2842-47bb-87e0-e8d374ba3da0%22%2C%220ba4e850-c11e-451d-a038-2929d93a7f8e%22%2C%22faac1ed3-4747-4eff-84aa-01381f72141e%22%2C%22ecb7de76-6965-48d0-94c5-ce430b33e80d%22%2C%22e4fddf17-ce7a-4236-ad94-f6e51b5512ab%22%2C%2220aadf1b-a7d9-4bbe-a24b-9ae298c005ff%22%2C%22b5249080-1104-489f-999f-0e7b8973a9d9%22%2C%221c7b705f-be04-41d3-aded-053226be72c5%22%2C%22585b5ffa-cb7e-4c5f-9642-f34c99b8055f%22%2C%22adcca88b-7ded-468b-ad31-e6d0b0422644%22%2C%227f900fba-2b9e-4e02-9179-e24d3ea12051%22%2C%22dbb62eba-1fa4-482e-8cf7-7cca1ab0ff83%22%2C%22c3268574-50ab-4754-ab78-46d08921c0c5%22%2C%2243cce7f9-ddf3-44d6-9a2c-cc19092349d1%22%2C%22c74b1602-5721-4cf5-b7b9-3a7d679be5b3%22%2C%229d3ca958-bde7-4a90-a06e-1b621d79d32e%22%2C%2226eb0a23-b882-40e7-ba6f-516c0b05d650%22%2C%225e66caab-d9f8-4c75-88da-e6ac0dfc6e22%22%2C%22c908739d-8a47-4747-aeb0-64313aabee7d%22%2C%22f81c27cc-c5dc-40b2-ad3d-152fa44b3206%22%2C%224f88bc96-907c-42e0-a6b1-d823ca4fd8b4%22%2C%224b887344-1573-4eda-9f0e-0e9d4fa8ffed%22%2C%22375cdbd1-6f25-4a76-9caf-0e0f81a21966%22%2C%22b1082547-0c90-488a-b184-d6ed2c6ea60b%22%2C%2244a2fae5-4ed4-458b-b96d-ef9c057fb1bf%22%2C%2221778585-f26d-4667-8887-b51bfaf724c9%22%2C%229e789357-20b2-4ae5-bee5-3029e43836de%22%2C%2258541f80-e83c-41b5-a07d-f5b14bdd1497%22%2C%22f46177ca-ed5b-492a-aab3-d2a57404da57%22%2C%225f644e36-5729-410a-9306-fd8e190e5981%22%2C%2250d3a0fe-5c24-4369-a940-9a77cd5e8a72%22%2C%228bb562f7-deff-4ecb-8fd9-82b6f296c07d%22%2C%22617b4797-3563-479d-a44d-1d8e9c150975%22%2C%229af17598-58c5-4453-8789-8a0ed4aba673%22%2C%229fb22e23-60cd-4e89-8620-7d07470b04a0%22%2C%223988bfba-b1cb-4297-acfb-6c8f5ef2a431%22%2C%22c0b9120f-aa0f-4dea-b886-d16f1d63dcf7%22%5D%2C%22embedcodes%22%3A%5B%5D%2C%22elements%22%3A%5B%7B%22id%22%3A%224fd13f67-a7c9-404c-a79e-7f47f6309f7f%22%2C%22type%22%3A%22slug%22%2C%22fields%22%3A%5B%5D%7D%2C%7B%22id%22%3A%222c569375-52cf-46a4-b57c-80b90ae74b0c%22%2C%22type%22%3A%22headline%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22headline%22%2C%22value%22%3A%22BT%20Podcasts%3A%20Future-proof%20your%20life%20with%20disability%20insurance%22%2C%22annotations%22%3A%5B%5D%7D%5D%7D%2C%7B%22id%22%3A%22314080a7-b60d-4d2f-9e49-5c9cb5b122a7%22%2C%22type%22%3A%22kicker%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22kicker%22%2C%22value%22%3A%22SPONSORED%22%2C%22annotations%22%3A%5B%5D%7D%5D%7D%2C%7B%22id%22%3A%22c476e680-2793-4066-8a12-c39cadc20e3a%22%2C%22type%22%3A%22standfirst%22%2C%22fields%22%3A%5B%5D%7D%2C%7B%22id%22%3A%22b3a8b259-7ea8-4edd-8965-1ac0a0aae149%22%2C%22type%22%3A%22podcast_wrapper%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22podcastWrapperSource%22%2C%22value%22%3A%22%7B%5C%22source%5C%22%3A%5C%22https%3A%2F%2Fomny.fm%2Fshows%2Fthe-business-times-podcasts-1%2Ffuture-proof-your-life-with-disability-insurance-b%5C%22%2C%5C%22size%5C%22%3A%5C%22wide-image%5C%22%7D%22%2C%22annotations%22%3A%5B%5D%7D%5D%7D%2C%7B%22id%22%3A%22a98b6ec8-448f-4340-a4f4-95b2bc91ad20%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22From%20the%20costs%20of%20caregiving%2C%20to%20medical%20costs%2C%20to%20loss%20of%20income%2C%20disability%20is%20expensive.%20In%20this%20episode%2C%20Edwin%20Wee%20from%20Great%20Eastern%20and%20Cynthia%20Chng%20from%20the%20Agency%20for%20Integrated%20Care%20share%20their%20insights%20on%20how%20we%20can%20be%20prepared%20for%20whatever%20happens.%C2%A0%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c5b98636-2842-47bb-87e0-e8d374ba3da0%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Synopsis%3A%20The%20Business%20Times%20Podcasts%20channel%20showcases%20niche%20series%20Money%20Hacks%2C%20Mark%20To%20Market%2C%20WealthBT%2C%20PropertyBT%2C%20Market%20Focus%20and%20sponsored%20series.%20%22%2C%22annotations%22%3A%5B%7B%22index%22%3A10%2C%22length%22%3A18%2C%22name%22%3A%22italic%22%2C%22value%22%3A%22true%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%220ba4e850-c11e-451d-a038-2929d93a7f8e%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22This%20episode%20is%20brought%20to%20you%20by%20Great%20Eastern.%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22faac1ed3-4747-4eff-84aa-01381f72141e%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Do%20note%3A%20This%20podcast%20is%20meant%20to%20provide%20general%20information%20only%20and%20does%20not%20have%20regard%20to%20the%20financial%20situation%20or%20particular%20needs%20of%20any%20particular%20person.%20GREAT%20CareShield%20is%20underwritten%20by%20The%20Great%20Eastern%20Life%20Assurance%20Company%20Limited.%20T%26C%20apply.%20Protected%20up%20to%20specified%20limits%20by%20SDIC.%20Visit%20greateasternlife.com%2Fgreatcareshield%20for%20more%20product%20information.%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22ecb7de76-6965-48d0-94c5-ce430b33e80d%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Highlights%3A%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22e4fddf17-ce7a-4236-ad94-f6e51b5512ab%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%2200%3A55%20Defining%20different%20levels%20of%20disability%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2220aadf1b-a7d9-4bbe-a24b-9ae298c005ff%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%2203%3A35%20Financial%20cost%20of%20disability%20in%20Singapore%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22b5249080-1104-489f-999f-0e7b8973a9d9%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%2206%3A06%20Advance%20Care%20Planning%20for%20your%20future%20healthcare%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%221c7b705f-be04-41d3-aded-053226be72c5%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%2208%3A18%20How%20to%20create%20your%20Advance%20Care%20Plan%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22585b5ffa-cb7e-4c5f-9642-f34c99b8055f%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22More%20about%3A%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22adcca88b-7ded-468b-ad31-e6d0b0422644%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22GREAT%20CareShield%20%7C%20Great%20Eastern%20Singapore%22%2C%22annotations%22%3A%5B%7B%22index%22%3A0%2C%22length%22%3A42%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22c123dba6-52ab-4bd3-8f26-29d225157778%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c123dba6-52ab-4bd3-8f26-29d225157778%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fwww.greateasternlife.com%2Fsg%2Fen%2Fpersonal-insurance%2Four-products%2Fhealth-insurance%2Fgreat-careshield.html%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%227f900fba-2b9e-4e02-9179-e24d3ea12051%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Put%20disability%20misconceptions%20to%20rest%20%7C%20Great%20Eastern%20Singapore%22%2C%22annotations%22%3A%5B%7B%22index%22%3A0%2C%22length%22%3A63%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%222359f5e6-5ea4-4ae7-a0f4-fd5a67dcdcc3%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%222359f5e6-5ea4-4ae7-a0f4-fd5a67dcdcc3%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fwww.greateasternlife.com%2Fsg%2Fen%2Fpersonal-insurance%2Flifepedia%2Fmedical-coverage%2Fput-disability-misconceptions-to-rest.html%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22dbb62eba-1fa4-482e-8cf7-7cca1ab0ff83%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Health%20insurance%20%7C%20Great%20Eastern%20Singapore%22%2C%22annotations%22%3A%5B%7B%22index%22%3A0%2C%22length%22%3A42%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%2206f26b7f-b566-416a-8fa5-a6aa8f6d087b%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2206f26b7f-b566-416a-8fa5-a6aa8f6d087b%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fwww.greateasternlife.com%2Fsg%2Fen%2Fpersonal-insurance%2Four-products%2Fhealth-insurance.html%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c3268574-50ab-4754-ab78-46d08921c0c5%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Written%20and%20hosted%20by%3A%20Claressa%20Monteiro%20(claremb%40sph.com.sg)%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2243cce7f9-ddf3-44d6-9a2c-cc19092349d1%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22With%20Edwin%20Wee%2C%20vice-president%20of%20accident%20and%20health%20business%2C%20Great%20Eastern%3B%20Cynthia%20Chng%2C%20senior%20manager%2C%20Agency%20for%20Integrated%20Care%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c74b1602-5721-4cf5-b7b9-3a7d679be5b3%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Edited%20by%3A%20Emily%20Liu%20%26%20Claressa%20Monteiro%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%229d3ca958-bde7-4a90-a06e-1b621d79d32e%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Produced%20by%3A%20Emily%20Liu%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2226eb0a23-b882-40e7-ba6f-516c0b05d650%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Engineered%20by%3A%20Joann%20Chai%20Pei%20Chieh%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%225e66caab-d9f8-4c75-88da-e6ac0dfc6e22%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Executive%20producer%3A%20Claressa%20Monteiro%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c908739d-8a47-4747-aeb0-64313aabee7d%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Produced%20by%3A%20BT%20Podcasts%2C%20The%20Business%20Times%2C%20SPH%20Media%22%2C%22annotations%22%3A%5B%7B%22index%22%3A26%2C%22length%22%3A18%2C%22name%22%3A%22italic%22%2C%22value%22%3A%22true%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22f81c27cc-c5dc-40b2-ad3d-152fa44b3206%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22---%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%224f88bc96-907c-42e0-a6b1-d823ca4fd8b4%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Follow%20BT%20podcasts%3A%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%224b887344-1573-4eda-9f0e-0e9d4fa8ffed%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Channel%3A%20bt.sg%2FpcOM%22%2C%22annotations%22%3A%5B%7B%22index%22%3A9%2C%22length%22%3A10%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22001b3616-47e6-4b86-9de8-dbeab12fe8d5%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22001b3616-47e6-4b86-9de8-dbeab12fe8d5%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2FpcOM%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22375cdbd1-6f25-4a76-9caf-0e0f81a21966%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Apple%20Podcasts%3A%20bt.sg%2FpcAP%22%2C%22annotations%22%3A%5B%7B%22index%22%3A16%2C%22length%22%3A10%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22f0630000-3ef5-4071-9132-253f5f55ff95%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22f0630000-3ef5-4071-9132-253f5f55ff95%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2FpcAP%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22b1082547-0c90-488a-b184-d6ed2c6ea60b%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Spotify%3A%20bt.sg%2FpcSP%22%2C%22annotations%22%3A%5B%7B%22index%22%3A9%2C%22length%22%3A10%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%223d37f117-0a37-4950-bbf8-172ba62744b3%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%223d37f117-0a37-4950-bbf8-172ba62744b3%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2FpcSP%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2244a2fae5-4ed4-458b-b96d-ef9c057fb1bf%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Google%20Podcasts%3A%20bt.sg%2FpcGO%22%2C%22annotations%22%3A%5B%7B%22index%22%3A17%2C%22length%22%3A10%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22554f121d-b9c5-40fd-b87e-2379bec9ba52%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22554f121d-b9c5-40fd-b87e-2379bec9ba52%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22http%3A%2F%2Fbt.sg%2FpcGO%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2221778585-f26d-4667-8887-b51bfaf724c9%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Website%3A%20bt.sg%2Fpodcasts%22%2C%22annotations%22%3A%5B%7B%22index%22%3A9%2C%22length%22%3A14%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%2257a4c725-cba0-4353-a51f-2ad721ae663d%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2257a4c725-cba0-4353-a51f-2ad721ae663d%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fwww.businesstimes.com.sg%2Fpodcasts%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%229e789357-20b2-4ae5-bee5-3029e43836de%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Feedback%20to%3A%20btpodcasts%40sph.com.sg%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2258541f80-e83c-41b5-a07d-f5b14bdd1497%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Do%20note%3A%20This%20podcast%20is%20meant%20to%20provide%20general%20information%20only.%20SPH%20Media%20accepts%20no%20liability%20for%20loss%20arising%20from%20any%20reliance%20on%20the%20podcast%20or%20use%20of%20third%20party%E2%80%99s%20products%20and%20services.%20Please%20consult%20professional%20advisors%20for%20independent%20advice%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22f46177ca-ed5b-492a-aab3-d2a57404da57%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22---%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%225f644e36-5729-410a-9306-fd8e190e5981%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22Discover%20more%20BT%20podcast%20series%3A%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2250d3a0fe-5c24-4369-a940-9a77cd5e8a72%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22BT%20Money%20Hacks%3A%20bt.sg%2Fbtmoneyhacks%22%2C%22annotations%22%3A%5B%7B%22index%22%3A16%2C%22length%22%3A18%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22fd440bcb-c9c4-460d-a2c0-d0a379d62fe3%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22fd440bcb-c9c4-460d-a2c0-d0a379d62fe3%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtmoneyhacks%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%228bb562f7-deff-4ecb-8fd9-82b6f296c07d%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22BT%20Mark%20To%20Market%3A%20bt.sg%2Fbtmark2mkt%22%2C%22annotations%22%3A%5B%7B%22index%22%3A19%2C%22length%22%3A16%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%221e4c98c8-db09-45a9-b0a7-b10111e1afbe%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%221e4c98c8-db09-45a9-b0a7-b10111e1afbe%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtmark2mkt%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22617b4797-3563-479d-a44d-1d8e9c150975%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22PropertyBT%3A%20bt.sg%2Fbtpropertybt%22%2C%22annotations%22%3A%5B%7B%22index%22%3A12%2C%22length%22%3A18%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22710ad7d1-7923-4c91-a312-da4d31b08e36%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22710ad7d1-7923-4c91-a312-da4d31b08e36%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtpropertybt%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%229af17598-58c5-4453-8789-8a0ed4aba673%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22WealthBT%3A%20bt.sg%2Fbtwealthbt%22%2C%22annotations%22%3A%5B%7B%22index%22%3A10%2C%22length%22%3A16%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22d0dbb7fd-ebca-4f37-8a3f-84532a5eeb0f%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22d0dbb7fd-ebca-4f37-8a3f-84532a5eeb0f%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtwealthbt%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%229fb22e23-60cd-4e89-8620-7d07470b04a0%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22BT%20Market%20Focus%3A%20bt.sg%2Fbtmktfocus%22%2C%22annotations%22%3A%5B%7B%22index%22%3A17%2C%22length%22%3A16%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%2266528cde-8b5f-46c0-9f2d-4a85b3695ec0%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%2266528cde-8b5f-46c0-9f2d-4a85b3695ec0%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtmktfocus%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%223988bfba-b1cb-4297-acfb-6c8f5ef2a431%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22BT%20Branded%20Podcasts%3A%20bt.sg%2Fbrpod%22%2C%22annotations%22%3A%5B%7B%22index%22%3A21%2C%22length%22%3A11%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22dace0525-daee-4cf1-acf5-4467df5d3542%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22dace0525-daee-4cf1-acf5-4467df5d3542%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbrpod%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22c0b9120f-aa0f-4dea-b886-d16f1d63dcf7%22%2C%22type%22%3A%22paragraph%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22paragraph%22%2C%22value%22%3A%22BT%20Lens%20On%3A%20bt.sg%2Fbtlenson%22%2C%22annotations%22%3A%5B%7B%22index%22%3A12%2C%22length%22%3A14%2C%22name%22%3A%22external_link%22%2C%22value%22%3A%22b421c82a-5a92-489d-ba39-39459391051c%22%7D%5D%7D%2C%7B%22name%22%3A%22displayDropCap%22%2C%22booleanValue%22%3Afalse%7D%2C%7B%22name%22%3A%22disableAutolink%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%2C%7B%22id%22%3A%22b421c82a-5a92-489d-ba39-39459391051c%22%2C%22type%22%3A%22external_link%22%2C%22fields%22%3A%5B%7B%22name%22%3A%22uri%22%2C%22value%22%3A%22https%3A%2F%2Fbt.sg%2Fbtlenson%22%2C%22annotations%22%3A%5B%5D%7D%2C%7B%22name%22%3A%22newWindow%22%2C%22booleanValue%22%3Atrue%7D%2C%7B%22name%22%3A%22noFollow%22%2C%22booleanValue%22%3Atrue%7D%5D%7D%5D%2C%22cookUrl%22%3A%22http%3A%2F%2Finternal-alb-cue-present-combined-prd-176055821.ap-southeast-1.elb.amazonaws.com%3A8101%2Fbusinesstimes%2Fpodcasts%2Fbt-podcasts-future-proof-your-life-disability-insurance%22%2C%22sanitizedRelatedStories%22%3A%5B%7B%22id%22%3A%223201820%22%2C%22title%22%3A%22BT%20Podcasts%3A%20Disability%20insurance%20is%20good%20for%20everyone%2C%20regardless%20of%20age%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fbt-podcasts-disability-insurance-good-everyone-regardless-age%22%2C%22media%22%3A%5B%7B%22summary%22%3A%5B%7B%22value%22%3A%22David%20Yip%20(right)%2C%20head%20of%20accident%20and%20health%20business%20at%20Great%20Eastern%20and%20Willis%20Lau%20(left)%2C%20Great%20Eastern%20financial%20representative%20and%20financial%20influencer%20speak%20to%20us%20about%20the%20importance%20of%20having%20disability%20insurance.%22%2C%22key%22%3A%22caption%22%7D%2C%7B%22value%22%3A%22PHOTO%3A%20GREAT%20EASTERN%22%2C%22key%22%3A%22credit%22%7D%2C%7B%22value%22%3A%22%22%2C%22key%22%3A%22byline%22%7D%2C%7B%22value%22%3A%22David%20Yip%20(right)%2C%20head%20of%20accident%20and%20health%20business%20at%20Great%20Eastern%20and%20Willis%20Lau%20(left)%2C%20Great%20Eastern%20financial%20representative%20and%20financial%20influencer%20speak%20to%20us%20about%20the%20importance%20of%20having%20disability%20insurance.%22%2C%22key%22%3A%22alttext%22%7D%5D%2C%22href%22%3A%22http%3A%2F%2Finternal-alb-cue-presentation-cue-prd-1122320581.ap-southeast-1.elb.amazonaws.com%3A8080%2Fwebservice%2Fescenic%2Fcontent%2F3205300%22%2C%22content%22%3A%7B%22sourceId%22%3A%22a1288968-8004-4d9f-9555-b5340285b2d1%22%2C%22binaryLink%22%3A%22http%3A%2F%2Finternal-alb-cue-presentation-cue-prd-1122320581.ap-southeast-1.elb.amazonaws.com%3A8080%2Fwebservice%2Fescenic%2Fbinary%2F3205300%2F2024%2F3%2F23%2F11%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22id%22%3A%223205300%22%2C%22source%22%3A%22ece-auto-gen%22%2C%22type%22%3A%22picture%22%2C%22fields%22%3A%7B%22square_30_26-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2Fbf3639e83bf721bcf581b929f89e034121cfe16a7286426b2c31eb53adbf7d62%22%2C%22height%22%3A987%7D%2C%22original%22%3A%7B%22width%22%3A1200%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FORIGINAL%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A-1%7D%2C%22landscape480%22%3A%7B%22href_full%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FLANDSCAPE_480%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22width%22%3A480%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FLANDSCAPE_480%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A320%7D%2C%22landscape1024%22%3A%7B%22href_full%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FLANDSCAPE_1024%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22width%22%3A1024%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FLANDSCAPE_1024%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A682%7D%2C%22wide%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_WIDE%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A485%7D%2C%22original-caas%22%3A%7B%22width%22%3A1500%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F8aac0532f5c64b6cbbc101fc780bc3efa0ab34d7ad289ad68e730a941f7d4baa%22%2C%22height%22%3A1000%7D%2C%22landscape-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60%22%2C%22height%22%3A760%7D%2C%22square-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F52d1eeb404fa2d028e682f903d26636a09ce98e518dddc0e6b35acf19f37ec2a%22%2C%22height%22%3A1140%7D%2C%22caption%22%3A%22%22%2C%22freecrop%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_FREE%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A-1%7D%2C%22com_escenic_defaultmetadata%22%3A%5B%7B%22value%22%3A%221711165955427%22%2C%22key%22%3A%22last-modified%22%7D%2C%7B%22value%22%3A%22583609%22%2C%22key%22%3A%22content-length%22%7D%2C%7B%22value%22%3A%22image%2Fjpeg%22%2C%22key%22%3A%22mime-type%22%7D%2C%7B%22value%22%3A%22JPEG%22%2C%22key%22%3A%22format%22%7D%2C%7B%22value%22%3A%221500%22%2C%22key%22%3A%22width%22%7D%2C%7B%22value%22%3A%22BTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22key%22%3A%22file-name%22%7D%2C%7B%22value%22%3A%222%22%2C%22key%22%3A%22com.escenic.binary.version%22%7D%2C%7B%22value%22%3A%22image%2Fjpeg%22%2C%22key%22%3A%22original-mime-type%22%7D%2C%7B%22value%22%3A%221000%22%2C%22key%22%3A%22height%22%7D%5D%2C%22portrait%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_PORTRAIT%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A2026%7D%2C%22portrait-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2Fdbc4ace6d379a9f365d24f81f2be0f65c0eaacdef2954bec53f977f61a467ae1%22%2C%22height%22%3A2026%7D%2C%22landscape480-caas%22%3A%7B%22width%22%3A480%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2Fcdf3887666bde9e092b8550337a25ae2256df4e2b98e82c079b79419185ef236%22%2C%22height%22%3A320%7D%2C%22square%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_SQUARE%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A1140%7D%2C%22wide-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F11dbbc539aa5373c1eb312b12ac2d022692c84ba94615f1ae658297441f0986e%22%2C%22height%22%3A485%7D%2C%22square_30_26%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_SQUARE_30_26%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A987%7D%2C%22credit%22%3A%22%22%2C%22landscape1024-caas%22%3A%7B%22width%22%3A1024%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F6a81ba658104674e4e80e39a1cb6ea0ef7a35eb35b86aa48a76bfc5ec9eb8a43%22%2C%22height%22%3A682%7D%2C%22freecrop-caas%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fd2kxlefydm4hr1.cloudfront.net%2Fimage%2Fbusinesstimes%2F72a6abac050c4a3b18cf82561fdde9637dd850680491d32811628dcf056a4a60%22%2C%22height%22%3A760%7D%2C%22landscape%22%3A%7B%22width%22%3A1140%2C%22url%22%3A%22https%3A%2F%2Fimg.businesstimes.cue-prd.sph.com.sg%2Fpublic%2Fincoming%2Fr1bz4v-btpodcasts_ge_ep1_mar25.jpeg%2Falternates%2FBASE_LANDSCAPE%2FBTPodcasts_GE_Ep1_Mar25.jpeg%22%2C%22height%22%3A760%7D%7D%2C%22alternates%22%3A%7B%22com_escenic_master%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22BASE_LANDSCAPE%22%3A%7B%22auto%22%3Afalse%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22BASE_SQUARE_30_26%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22BASE_WIDE%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22BASE_SQUARE%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22ORIGINAL%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22BASE_FREE%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%2C%22poi%22%3A%7B%22auto%22%3Anull%2C%22top%22%3A0%2C%22left%22%3A0%7D%2C%22BASE_PORTRAIT%22%3A%7B%22auto%22%3Anull%2C%22x%22%3A0%2C%22width%22%3A0%2C%22y%22%3A0%2C%22height%22%3A0%7D%7D%7D%7D%5D%2C%22sections%22%3A%5B%7B%22parent%22%3A%7B%22parent%22%3Anull%2C%22uniqueName%22%3A%22ece_frontpage%22%2C%22name%22%3A%22Home%22%2C%22directoryName%22%3A%22frontpage%22%7D%2C%22uniqueName%22%3A%22podcasts%22%2C%22name%22%3A%22Podcasts%22%2C%22href%22%3A%22https%3A%2F%2Fbusinesstimes.cue-prd.sphnet.com.sg%2Fpodcasts%2F%22%2C%22parameters%22%3A%5B%5D%2C%22directoryName%22%3A%22podcasts%22%7D%5D%7D%5D%2C%22sort%22%3A%5B0%2C1713733200000%5D%2C%22shortUrl%22%3A%22https%3A%2F%2Fbt.sg%2FhHqQ%22%7D%7D%7D%2C%22sectionNews%22%3A%5B%7B%22id%22%3A%225877345%22%2C%22title%22%3A%22BT%20Money%20Hacks%3A%20Effective%20budgeting%20vs%20income%20growth%20insights%22%2C%22created%22%3A%222025-02-14T06%3A42%3A01.000Z%22%2C%22edited%22%3A%222025-02-14T06%3A43%3A52.000Z%22%2C%22updated%22%3A%222025-02-16T21%3A00%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fbt-money-hacks-effective-budgeting-vs-income-growth-insights%22%2C%22slug%22%3A%22%2Fpodcasts%2Fbt-money-hacks-effective-budgeting-vs-income-growth-insights%22%7D%2C%7B%22id%22%3A%225877380%22%2C%22title%22%3A%22Market%20Focus%20Daily%3A%20Friday%2C%20February%2014%2C%202025%22%2C%22created%22%3A%222025-02-14T06%3A47%3A26.000Z%22%2C%22edited%22%3A%222025-02-14T09%3A33%3A59.000Z%22%2C%22updated%22%3A%222025-02-14T09%3A46%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-friday-february-14-2025%22%2C%22slug%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-friday-february-14-2025%22%7D%2C%7B%22id%22%3A%225871954%22%2C%22title%22%3A%22Market%20Focus%20Daily%3A%20Thursday%2C%20February%2013%2C%202025%22%2C%22created%22%3A%222025-02-13T07%3A10%3A40.000Z%22%2C%22edited%22%3A%222025-02-13T09%3A31%3A56.000Z%22%2C%22updated%22%3A%222025-02-13T09%3A46%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-thursday-february-13-2025%22%2C%22slug%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-thursday-february-13-2025%22%7D%2C%7B%22id%22%3A%225866697%22%2C%22title%22%3A%22Market%20Focus%20Daily%3A%20Wednesday%2C%20February%2012%2C%202025%22%2C%22created%22%3A%222025-02-12T07%3A35%3A29.000Z%22%2C%22edited%22%3A%222025-02-12T09%3A26%3A21.000Z%22%2C%22updated%22%3A%222025-02-12T09%3A46%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-wednesday-february-12-2025%22%2C%22slug%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-wednesday-february-12-2025%22%7D%2C%7B%22id%22%3A%225860812%22%2C%22title%22%3A%22Market%20Focus%20Daily%3A%20Tuesday%2C%20February%2011%2C%202025%22%2C%22created%22%3A%222025-02-11T06%3A13%3A16.000Z%22%2C%22edited%22%3A%222025-02-11T09%3A44%3A20.000Z%22%2C%22updated%22%3A%222025-02-11T09%3A46%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-tuesday-february-11-2025%22%2C%22slug%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-tuesday-february-11-2025%22%7D%2C%7B%22id%22%3A%225857790%22%2C%22title%22%3A%22Lens%20on%20Singapore%3A%20Budget%202025%20-%20Expert%20insights%20and%20predictions%22%2C%22created%22%3A%222025-02-10T11%3A42%3A41.000Z%22%2C%22edited%22%3A%222025-02-10T13%3A45%3A24.000Z%22%2C%22updated%22%3A%222025-02-10T21%3A00%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Flens-singapore-budget-2025-expert-insights-and-predictions%22%2C%22slug%22%3A%22%2Fpodcasts%2Flens-singapore-budget-2025-expert-insights-and-predictions%22%7D%2C%7B%22id%22%3A%225857643%22%2C%22title%22%3A%22WealthBT%3A%20MediShield%20Life%20and%20Integrated%20Shield%20Plan%20changes%20in%202025%20-%20What%20you%20need%20to%20know%22%2C%22created%22%3A%222025-02-10T11%3A08%3A28.000Z%22%2C%22edited%22%3A%222025-02-10T11%3A15%3A58.000Z%22%2C%22updated%22%3A%222025-02-10T21%3A00%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fwealthbt-medishield-life-and-integrated-shield-plan-changes-2025-what-you-need-know%22%2C%22slug%22%3A%22%2Fpodcasts%2Fwealthbt-medishield-life-and-integrated-shield-plan-changes-2025-what-you-need-know%22%7D%2C%7B%22id%22%3A%225857074%22%2C%22title%22%3A%22Market%20Focus%20Daily%3A%20Monday%2C%20February%2010%2C%202025%22%2C%22created%22%3A%222025-02-10T09%3A31%3A53.000Z%22%2C%22edited%22%3A%222025-02-10T09%3A34%3A57.000Z%22%2C%22updated%22%3A%222025-02-10T09%3A46%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-monday-february-10-2025%22%2C%22slug%22%3A%22%2Fpodcasts%2Fmarket-focus-daily-monday-february-10-2025%22%7D%2C%7B%22id%22%3A%225839287%22%2C%22title%22%3A%22BT%20Money%20Hacks%3A%20Navigating%20cross-border%20payments%20with%20WorldFirst%22%2C%22created%22%3A%222025-02-06T07%3A18%3A50.000Z%22%2C%22edited%22%3A%222025-02-07T08%3A30%3A21.000Z%22%2C%22updated%22%3A%222025-02-09T21%3A00%3A00.000Z%22%2C%22urlPath%22%3A%22%2Fpodcasts%2Fbt-money-hacks-navigating-cross-border-payments-worldfirst%22%2C%22slug%22%3A%22%2Fpodcasts%2Fbt-money-hacks-navigating-cross-border-payments-worldfirst%22%7D%5D%2C%22seeAlso%22%3A%7B%22articleId%22%3A%224508926%22%2C%22title%22%3A%22BT%20Podcasts%3A%20Discretionary%20portfolio%20management%20will%20grow%20your%20wealth%22%2C%22slug%22%3A%22%2Fpodcasts%2Fbt-podcasts-discretionary-portfolio-management-will-grow-your-wealth%22%7D%2C%22isPreview%22%3Afalse%7D%7D%7D\"},\"actionData\":null,\"errors\":null}");</script></div> <div id="mysph" lan="en" svc="bts"></div> <script type="text/javascript"> var _mySPHObj; </script> </body> </html>