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Mae’n berthnasol i’r rhan fwyaf o bobl 16 oed neu drosodd nad ydynt wedi cyrraedd <a href="/web/20221007161041/https://www.gov.uk/state-pension-age">Oedran Pensiwn y Wladwriaeth</a>.</p> <div role="note" aria-label="Information" class="application-notice info-notice"> <p>Mae’r canllaw hwn hefyd ar gael <a href="/web/20221007161041/https://www.gov.uk/benefit-cap">yn Saesneg (English)</a>.</p> </div> <p>Mae’r cap ar fudd-daliadau’n effeithio ar:</p> <ul> <li>Lwfans Profedigaeth</li> <li>Budd-dal Plant</li> <li>Credyd Treth Plant</li> <li>Lwfans Cyflogaeth a Chymorth</li> <li>Budd-dal Tai</li> <li>Budd-dal Analluogrwydd</li> <li>Cymhorthdal Incwm</li> <li>Lwfans Ceisio Gwaith</li> <li>Lwfans Mamolaeth</li> <li>Lwfans Anabledd Difrifol</li> <li>Lwfans Rhiant Gweddw (Lwfans Mam Weddw neu Bensiwn Weddw os oeddech wedi dechrau ei gael cyn 9 Ebrill 2001)</li> <li>Credyd Cynhwysol</li> </ul> <p>Efallai <a 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src="http://web.archive.org/web/20221007161041js_/https://www.gov.uk/assets/static/application-087272cd04e26ba8d2c7c0ccef5db8dcc67495fdae7ef356f838d916abeda4c6.js"></script> <script src="/web/20221007161041js_/https://www.gov.uk/assets/government-frontend/application-cc1b87cb7f7a7266f46b044ca2fdbe06fe48f196c15b5dbc53f62ca09af57aba.js"></script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161041/http://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau" }, "name": "Cap ar fudd-daliadau", "datePublished": "2018-10-04T11:45:11.000+00:00", "dateModified": "2018-12-07T20:02:48.000+00:00", "text": "Mae yna gyfyngiad ar gyfanswm y budd-dal y gall y rhan fwyaf o bobl 16 i 64 ei gael - budd-daliadau yr effeithir arnynt, swm y budd-daliadau.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "image": [ "http://web.archive.org/web/20221007161041/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-1x1-bf9e64d759af6dfd93bede8168f3087a329f405b382aff36747db0db4b7b23e9.png", "http://web.archive.org/web/20221007161041/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-4x3-13093f053c15f613acd827aff27cac83d3fab452947cbcae4c7b706dadf2f7f2.png", "http://web.archive.org/web/20221007161041/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-16x9-4233cd42671827e266e284c4d5ae68fb600bd9f9e35dda663ccabbc2b6ab7ec3.png" ], "author": { "@type": "Organization", "name": "Government Digital Service", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/government/organisations/government-digital-service" }, "headLine": "Cap ar fudd-daliadau", "description": "Mae yna gyfyngiad ar gyfanswm y budd-dal y gall y rhan fwyaf o bobl 16 i 64 ei gael - budd-daliadau yr effeithir arnynt, swm y budd-daliadau.", "articleBody": "\u003cp\u003eMae cap ar fudd-daliadau yn gyfyngiad ar gyfanswm y budd-daliadau y gallwch ei gael. Mae’n berthnasol i’r rhan fwyaf o bobl 16 oed neu drosodd nad ydynt wedi cyrraedd \u003ca href=\"/state-pension-age\"\u003eOedran Pensiwn y Wladwriaeth\u003c/a\u003e.\u003c/p\u003e\n\n\u003cdiv role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\"\u003e\n\u003cp\u003eMae’r canllaw hwn hefyd ar gael \u003ca href=\"/benefit-cap\"\u003eyn Saesneg (English)\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\n\u003cp\u003eMae’r cap ar fudd-daliadau’n effeithio ar:\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003eLwfans Profedigaeth\u003c/li\u003e\n \u003cli\u003eBudd-dal Plant\u003c/li\u003e\n \u003cli\u003eCredyd Treth Plant\u003c/li\u003e\n \u003cli\u003eLwfans Cyflogaeth a Chymorth\u003c/li\u003e\n \u003cli\u003eBudd-dal Tai\u003c/li\u003e\n \u003cli\u003eBudd-dal Analluogrwydd\u003c/li\u003e\n \u003cli\u003eCymhorthdal Incwm\u003c/li\u003e\n \u003cli\u003eLwfans Ceisio Gwaith\u003c/li\u003e\n \u003cli\u003eLwfans Mamolaeth\u003c/li\u003e\n \u003cli\u003eLwfans Anabledd Difrifol\u003c/li\u003e\n \u003cli\u003eLwfans Rhiant Gweddw (Lwfans Mam Weddw neu Bensiwn Weddw os oeddech wedi dechrau ei gael cyn 9 Ebrill 2001)\u003c/li\u003e\n \u003cli\u003eCredyd Cynhwysol\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eEfallai \u003ca href=\"/cap-ar-fudd-daliadau/pan-na-fydd-yn-effeithio-arnoch\"\u003ena fydd y cap ar fudd-daliadau yn effeithio arnoch\u003c/a\u003e os ydych yn cael budd-daliadau penodol neu os ydych dros oedran Pensiwn y Wladwriaeth.\u003c/p\u003e\n\n\u003cp\u003eOs ydych yn hawlio Credyd Cynhwysol efallai na fydd y \u003ca href=\"/cap-ar-fudd-daliadau/sut-mae-enillion-yn-effeithio-pan-fydd-cap-ar-fudd-daliadau-yn-dechrau\"\u003ecap ar fudd-daliadau yn dechrau am 9 mis\u003c/a\u003e, yn dibynnu ar eich enillion.\u003c/p\u003e\n" } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161041/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "name": "Home", "@id": "http://web.archive.org/web/20221007161041/https://www.gov.uk/" } } ] } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20221007161041/http://schema.org", "@type": "FAQPage", "headline": "Cap ar fudd-daliadau", "description": "Mae yna gyfyngiad ar gyfanswm y budd-dal y gall y rhan fwyaf o bobl 16 i 64 ei gael - budd-daliadau yr effeithir arnynt, swm y budd-daliadau.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "mainEntity": [ { "@type": "Question", "name": "Budd-daliadau a effeithir gan y cap", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau", "text": "<p>Mae cap ar fudd-daliadau yn gyfyngiad ar gyfanswm y budd-daliadau y gallwch ei gael. Mae’n berthnasol i’r rhan fwyaf o bobl 16 oed neu drosodd nad ydynt wedi cyrraedd <a href=\"/state-pension-age\">Oedran Pensiwn y Wladwriaeth</a>.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Mae’r canllaw hwn hefyd ar gael <a href=\"/benefit-cap\">yn Saesneg (English)</a>.</p>\n</div>\n\n<p>Mae’r cap ar fudd-daliadau’n effeithio ar:</p>\n\n<ul>\n <li>Lwfans Profedigaeth</li>\n <li>Budd-dal Plant</li>\n <li>Credyd Treth Plant</li>\n <li>Lwfans Cyflogaeth a Chymorth</li>\n <li>Budd-dal Tai</li>\n <li>Budd-dal Analluogrwydd</li>\n <li>Cymhorthdal Incwm</li>\n <li>Lwfans Ceisio Gwaith</li>\n <li>Lwfans Mamolaeth</li>\n <li>Lwfans Anabledd Difrifol</li>\n <li>Lwfans Rhiant Gweddw (Lwfans Mam Weddw neu Bensiwn Weddw os oeddech wedi dechrau ei gael cyn 9 Ebrill 2001)</li>\n <li>Credyd Cynhwysol</li>\n</ul>\n\n<p>Efallai <a href=\"/cap-ar-fudd-daliadau/pan-na-fydd-yn-effeithio-arnoch\">na fydd y cap ar fudd-daliadau yn effeithio arnoch</a> os ydych yn cael budd-daliadau penodol neu os ydych dros oedran Pensiwn y Wladwriaeth.</p>\n\n<p>Os ydych yn hawlio Credyd Cynhwysol efallai na fydd y <a href=\"/cap-ar-fudd-daliadau/sut-mae-enillion-yn-effeithio-pan-fydd-cap-ar-fudd-daliadau-yn-dechrau\">cap ar fudd-daliadau yn dechrau am 9 mis</a>, yn dibynnu ar eich enillion.</p>\n" } }, { "@type": "Question", "name": "Pan na fyddwch yn cael eich effeithio", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/pan-na-fyddwch-yn-cael-eich-effeithio", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/pan-na-fyddwch-yn-cael-eich-effeithio", "text": "<p>Nid yw’r cap yn effeithio arnoch os ydych dros <a href=\"/state-pension-age\">oedran Pensiwn y Wladwriaeth</a>. Os ydych yn rhan o gwpl ac mae un ohonoch o dan oedran Pensiwn y Wladwriaeth, gall y cap fod yn berthnasol.</p>\n\n<p>Ni effeithir y cap arnoch os ydych chi neu’ch partner:</p>\n\n<ul>\n <li>yn cael <a href=\"https://www.gov.uk/working-tax-credit/eligibility\">Credyd Treth Gwaith</a> (hyd yn oed os yw’r swm a gewch yn £0)</li>\n <li>yn cael Credyd Cynhwysol oherwydd anabledd neu gyflwr iechyd sy’n eich rhwystro rhag gweithio (gelwir hyn yn ‘allu cyfyngedig i weithio a gweithgaredd sy’n gysylltiedig â gwaith’)</li>\n <li>yn cael Credyd Cynhwysol oherwydd eich bod yn gofalu am rywun ag anabledd</li>\n <li>yn cael Credyd Cynhwysol ac rydych chi a’ch partner yn ennill £658 neu’n fwy y mis ar y cyd, ar ôl treth a chyfraniadau Yswiriant Gwladol</li>\n</ul>\n\n<p>Ni fyddwch yn cael eich effeithio gan y cap os ydych chi neu eich partner neu unrhyw blant dan 18 oed yn byw gyda chi yn cael:</p>\n\n<ul>\n <li>Cynllun Iawndal y Lluoedd Arfog</li>\n <li>Taliad Annibynol y Lluoedd Arfog</li>\n <li>Lwfans Gweini</li>\n <li>Lwfans Gofalwr</li>\n <li>Taliad Anabledd Plant</li>\n <li>Lwfans Byw i’r Anabl (DLA)</li>\n <li>Lwfans Cyflogaeth a Chymorth (os ydych yn cael yr elfen gymorth)</li>\n <li>Lwfans Gwarcheidwad</li>\n <li>Budd-dal Anafiadau Diwydiannol (a thaliadau cyfatebol fel rhan o Bensiwn Anabledd Rhyfel neu Gynllun Iawndal y Lluoedd Arfog)</li>\n <li>Taliad Annibyniaeth Personol (PIP)</li>\n <li>Pensiwn Rhyfel</li>\n <li>Pensiwn Rhyfel Gwraig Weddw neu Bensiwn Gŵr Gweddw</li>\n</ul>\n\n<p>Os ydych yn cael eich effeithio, efallai na fydd y <a href=\"/cap-ar-fudd-daliadau/sut-mae-enillion-yn-effeithio-pan-fydd-cap-ar-fudd-daliadau-yn-dechrau\">cap ar fudd-daliadau yn dechrau am 9 mis</a> - yn dibynnu ar eich enillion.</p>\n" } }, { "@type": "Question", "name": "Pan fydd y cap ar fudd-daliadau yn effeithio ar eich taliadau Credyd Cynhwysol", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/pan-fydd-y-cap-ar-fudddaliadau-yn-effeithio-ar-eich-taliadau-credyd-cynhwysol", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/pan-fydd-y-cap-ar-fudddaliadau-yn-effeithio-ar-eich-taliadau-credyd-cynhwysol", "text": "<p>Efallai na fydd y cap ar fudd-daliadau yn effeithio ar eich taliadau Credyd Cynhwysol am hyd at 9 mis. Gelwir hyn yn ‘gyfnod gras’.</p>\n\n<p>Fe gewch y cyfnod gras os yw pob un o’r canlynol yn wir:</p>\n\n<ul>\n <li>rydych yn hawlio Credyd Cynhwysol oherwydd rydych wedi stopio gweithio neu oherwydd bod eich enillion wedi gostwng</li>\n <li>rydych nawr yn ennill llai na £658 y mis</li>\n <li>ym mhob un o’r 12 mis cyn i’ch enillion ostwng neu i chi roi’r gorau i weithio, gwnaethoch ennill yr un faint neu’n fwy na’r trothwy enillion (roedd hyn yn £617 hyd at 10 Ebrill 2022 ac yn £658 o 12 Ebrill 2022)</li>\n</ul>\n\n<p>Bydd enillion eich partner yn cael eu cynnwys wrth gyfrifo faint wnaethoch ei ennill hyd yn oed os nad ydynt yn hawlio budd-daliadau. Os ydych wedi gwahanu oddi wrth eich partner, bydd eu henillion yn cael eu cynnwys am yr amser y buoch yn byw gyda nhw cyn i chi wahanu.</p>\n\n<p>Mae angen i chi roi gwybod i ni am eich enillion am y 12 mis diwethaf pan fyddwch <a href=\"/credyd-cynhwysol/sut-i-wneud-cais\">yn gwneud cais am Gredyd Cynhwysol</a> i gael y cyfnod gras.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Ni fydd <a href=\"/cap-ar-fudd-daliadau/pan-na-fyddwch-yn-cael-eich-effeithio\">y cap budd-dal yn effeithio arnoch</a> os ydych chi neu’ch partner yn cael Credyd Cynhwysol oherwydd bod gennych anabledd neu gyflwr iechyd neu oherwydd eich bod yn gofalu am rywun sydd ag anabledd neu os ydych yn ennill £658 neu’n fwy rhyngoch chi.</p>\n</div>\n\n<h2 id=\"sut-maer-cyfnod-gras-o-9-mis-yn-gweithio\">Sut mae’r cyfnod gras o 9 mis yn gweithio</h2>\n\n<p>Os ydych eisoes yn hawlio Credyd Cynhwysol, bydd y cyfnod gras yn dechrau ar ddiwrnod cyntaf y cyfnod asesu pan aeth eich enillion yn is na’r trothwy enillion. Y trothwy oedd £617 hyd at 10 Ebrill 2022 ac yn £658 o 11 Ebrill 2022.</p>\n\n<p>Os ydych yn gwneud cais newydd am Gredyd Cynhwysol, mae’r cyfnod gras yn dechrau o un o’r canlynol:</p>\n\n<ul>\n <li>y diwrnod ar ôl y diwrnod olaf y buoch yn gweithio</li>\n <li>y diwrnod cyflog pan aeth eich enillion yn is na’r trothwy enillion (roedd hyn yn £617 hyd at 10 Ebrill 2022 ac yn £658 o 11 Ebrill 2022)</li>\n</ul>\n\n<p>Mae’r cyfnod gras o 9 mis yn parhau os byddwch yn stopio hawlio Credyd Cynhwysol ac yna’n dechrau eto.</p>\n\n<div class=\"example\">\n<p><strong>Enghraifft</strong>\nMae eich cyfnod gras o 9 mis yn dechrau ar 1 Chwefror.</p>\n\n<p>Rydych yn cael swydd ar 1 Mai ac mae’ch budd-dal yn dod i ben. Rydych yn stopio gweithio ac yn hawlio eto o 1 Awst.</p>\n\n<p>Bydd eich cyfnod gras o 9 mis yn dod i ben ar 31 Hydref.</p>\n</div>\n\n<p>Ar ôl i’r cyfnod gras o 9 mis ddod i ben, bydd swm y Credyd Cynhwysol a gewch fel arfer yn gostwng. Efallai na fydd yn gostwng os bydd eich amgylchiadau’n newid ac <a href=\"/cap-ar-fudd-daliadau/pan-na-fyddwch-yn-cael-eich-effeithio\">nad yw’r cap ar fudd-daliadau yn effeithio arnoch</a>.</p>\n" } }, { "@type": "Question", "name": "Symiau cap ar fudd-daliadau", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/symiau-cap-ar-fudddaliadau", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/symiau-cap-ar-fudddaliadau", "text": "<p>Mae’r swm a gewch drwy’r cap ar fudd-daliadau yn dibynnu ar:</p>\n\n<ul>\n <li>os ydych yn byw yn neu y tu allan i <a rel=\"external\" href=\"http://directory.londoncouncils.gov.uk\">Lundain Fwyaf</a>\n</li>\n <li>os ydych yn sengl neu mewn cwpl</li>\n <li>mae eich plant yn byw gyda chi (os ydych yn sengl)</li>\n</ul>\n\n<p>Os ydych chi mewn cwpl ond nad ydych yn byw gyda’ch gilydd, cewch y swm ar gyfer person sengl.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Defnyddiwch y <a href=\"/benefit-cap-calculator\">cyfrifianell cap budd-dal</a> i ddarganfod faint y gallai eich budd-dal gael ei gapio.</p>\n</div>\n\n<h2 id=\"tu-allan-i-lundain-fwyaf\">Tu allan i Lundain Fwyaf</h2>\n\n<p>Y cap ar fudd-daliadau y tu allan i Lundain Fwyaf yw:</p>\n\n<ul>\n <li>£384.62 yr wythnos (£20,000 y flwyddyn) os ydych mewn cwpl</li>\n <li>£384.62 yr wythnos (£20,000 y flwyddyn) os ydych yn riant sengl a’ch plant yn byw gyda chi</li>\n <li>£257.69 yr wythnos (£13,400 y flwyddyn) os ydych yn oedolyn sengl</li>\n</ul>\n\n<h2 id=\"yn-llundain-fwyaf\">Yn Llundain Fwyaf</h2>\n\n<p>Y cap ar fudd-daliadau yn Llundain Fwyaf yw:</p>\n\n<ul>\n <li>£442.31 yr wythnos (£23,000 y flwyddyn) os ydych mewn cwpl</li>\n <li>£442.31 yr wythnos (£23,000 y flwyddyn) os ydych yn riant sengl a’ch plant yn byw gyda chi</li>\n <li>£296.35 yr wythnos(£15,410 y flwyddyn) os ydych yn oedolyn sengl</li>\n</ul>\n" } }, { "@type": "Question", "name": "Help os yw'r cap budd-daliadau yn effeithio arnoch chi", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/cymorth-gyda-eich-cap-ar-fudddaliadau", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20221007161041/https://www.gov.uk/cap-ar-fudd-daliadau/cymorth-gyda-eich-cap-ar-fudddaliadau", "text": "<p>Cysylltwch â’r Adran Gwaith a Phensiynau (<abbr title=\"Adran Gwaith a Phensiynau\">DWP</abbr>) os yw’r cap budd-daliadau yn effeithio arnoch chi a bod angen help arnoch chi.</p>\n\n<p>Os oes angen help arnoch i dalu’ch rhent neu flaendal rhent, cysylltwch â’ch <a href=\"/find-local-council\">cyngor lleol</a> hefyd. Gallant wirio a ydych yn gymwys i gael <a href=\"/government/publications/claiming-discretionary-housing-payments/claiming-discretionary-housing-payments\">taliad tai dewisol</a>, nad yw’r cap budd-dal yn effeithio arno.</p>\n\n<h2 id=\"os-ydych-yn-cael-credyd-cynhwysol\">Os ydych yn cael Credyd Cynhwysol</h2>\n\n<p>Cysylltwch â’r Adran Gwaith a Phensiynau naill ai:</p>\n\n<ul>\n <li>trwy’r dyddlyfr yn eich <a href=\"/mewngofnodi-ich-cyfrif-credyd-cynhwysol\">cyfrif ar-lein</a>\n</li>\n <li>trwy ffonio’r <a href=\"/credyd-cynhwysol/cysylltu-credyd-cynhwysol\">llinell gymorth Credyd Cynhwysol</a>\n</li>\n</ul>\n\n<h2 id=\"os-cewch-unrhyw-fudd-daliadau-eraill\">Os cewch unrhyw fudd-daliadau eraill</h2>\n\n<div class=\"contact\">\n<p><strong>Llinell gymorth cap budd-dal os na chewch Gredyd Cynhwysol</strong><br>\nFfôn: 0800 169 0238<br>\nFfôn (Saesneg): 0800 169 0145<br>\nFfôn testun: 0800 169 0314<br>\n<a href=\"https://www.relayuk.bt.com/\">Relay UK</a> (os na allwch glywed na siarad ar y ffôn): 18001 yna 0800 169 0145<br>\n<a href=\"https://portal.starleaf.com/webrtc?name=DWP&target=DWP@interpreterslive.call.sl\">Gwasanaeth cyfnewid fideo</a> Iaith Arwyddion Prydain (BSL) os ydych ar gyfrifiadur – darganfyddwch sut i <a href=\"https://www.youtube.com/watch?v=vZJc6OKmAUA\">ddefnyddio’r gwasanaeth ar ffôn symudol neu lechen</a></p>\n\n<p>Dydd Llun i ddydd Gwener, 8am i 6pm<br>\n<a href=\"/costau-galwadau\">Darganfyddwch am daliadau galwadau</a></p>\n</div>\n\n" } } ] } </script> </body> </html>

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