Banking | Ceres: Sustainability is the bottom line

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null : 'help-our-work-0'" class="mb-5 md:mb-0 col-span-full lg:col-span-3 pb-2 border-b-2 border-black text-sm cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed text-base">Issues we work on</p>  </div> <div :class="activeSection === 'help-our-work-0' ? 'max-h-[1200px]' : 'max-h-0'" class="transition-all duration-500 ease-in-out col-span-3 overflow-hidden md:overflow-visible md:max-h-full"> <div class="flex flex-col gap-3 md:gap-2"> <a href="/climate" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Climate change</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Advancing business solutions for a cleaner, more resilient economy.</p>  </a> <a href="/nature" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Nature and biodiversity loss</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Restoring and preserving our natural ecosystems.</p>  </a> <a href="/water" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Water scarcity and pollution</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Protecting our precious global water resources.</p>  </a> </div> </div> </div> </div> <div class="col-span-full md:col-span-8"> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'know-our-work-0' ? null : 'know-our-work-0'" class="mb-5 md:mb-0 pb-2 border-b-2 border-black cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed ">Sectors we work in</p>  </div> <div :class="activeSection === 'know-our-work-0' ? 'max-h-[1200px]' : 'max-h-0'" class="md:max-h-full overflow-hidden md:overflow-visible transition-all duration-500 ease-in-out">  <div class=" grid grid-cols-12 gap-5 md:gap-y-2 gap-y-3 lg:gap-x-8 "> <a href="/banking" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Banking</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Financing the transition to a cleaner economy.</p>  </a> <a href="/food" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Food and beverage</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Building a more just and sustainable food system.</p>  </a> <a href="/oil-and-gas" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Oil and gas</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Transitioning away from fossil fuels.</p>  </a> <a href="/transportation" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Transportation</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Cutting emissions and driving innovation.</p>  </a> <a href="/steel" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Steel</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Reducing climate impacts in the built environment.</p>  </a> <a href="/electric-power" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Electric power</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Improving the electric utility landscape.</p>  </a> <a href="/accelerator/insurance" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Insurance</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Addressing risk and seizing new opportunities.</p>  </a> <a href="/sectors" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">More sectors</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">We work across nearly all sectors of the economy.</p>  </a> </div> </div> </div> </div> </div> <div class=" gap-0 col-span-full md:col-span-4 relative pb-6 md:px-8 md:pt-6 lg:py-10 md:bg-cw-green-50 " > <div class="relative"> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'latest-our-work-0' ? null : 'latest-our-work-0'" class="mb-5 md:mb-0 pb-2 border-b-2 border-black cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed ">Latest resources</p>  </div> <div class="md:max-h-full overflow-hidden md:overflow-visible transition-all duration-500 ease-in-out" :class="activeSection === 'latest-our-work-0' ? 'max-h-[1200px]' : 'max-h-0'"> <div class="flex flex-col gap-1 md:gap-5"> <a href="/resources/reports/leading-with-transparency-improving-climate-risk-disclosure-by-municipal-governments" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="py-3 before:top-0">  <div class=" grid grid-cols-12 gap-5 mb-5 md:mb-0 "> <div class="col-span-5 relative h-24"> <img src="https://assets.ceres.org/cache/containers/images/leading-with-transparency---landing.png/ef6df40b2a38d357ab71159ba00d9895/leading-with-transparency---landing.webp" alt="" class="w-full h-full object-cover rounded-lg absolute min-h-12"> </div> <div class="flex flex-col col-span-7 gap-2"> <div class="flex flex-col col-span-7 gap-1"> <p class="text-sm uppercase font-semibold text-black/50"> Report </p> <h4 class="leading-tight"> Leading with Transparency: A Guide to Strengthening Climate Disclosure and Resilience in the Municipal Bond Market </h4> </div> </div> </div> </a> <a href="/resources/reports/unlocking-opportunity-addressing-livestock-methane-to-build-resilient-food-systems" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="py-3 before:top-0">  <div class=" grid grid-cols-12 gap-5 mb-5 md:mb-0 "> <div class="col-span-5 relative h-24"> <img src="https://assets.ceres.org/cache/containers/images/adobestock_169901658.jpeg/4b236f1d68a2d7d72e451f4671d55201/adobestock_169901658.webp" alt="" class="w-full h-full object-cover rounded-lg absolute min-h-12"> </div> <div class="flex flex-col col-span-7 gap-2"> <div class="flex flex-col col-span-7 gap-1"> <p class="text-sm uppercase font-semibold text-black/50"> Report </p> <h4 class="leading-tight"> Unlocking Opportunity: Addressing Livestock Methane to Build Resilient Food Systems </h4> </div> </div> </div> </a> </div> </div>  <p class="mt-0 last:mb-0 leading-relaxed mb-5 md:mb-0 pb-2 border-b-2 border-black">Quick finds</p>  <div class="flex flex-row md:flex-col gap-5 md:gap-4 justify-between md:justify-start hover:[&_a]:text-cw-green-250"> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="https://www.ceres.org/support" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">Support our work</h3>  </div> </a> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="/resources/news" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">News and insights</h3>  </div> </a> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="/events" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">Events and webinars</h3>  </div> </a> </div> </div> </div> </div> <span class="bg-cw-green-200 hidden lg:block absolute left-0 right-0 bottom-0 py-2 text-white"></span> </div> </div> <div id="mega-menu-2" class="bg-white hidden" :class="{ 'hidden': activeSubMenu !== 'mega-menu-2' }">  <div class=" grid grid-cols-12 relative gap-0 col-span-full "> <span class="hidden md:block absolute bg-gradient-to-b from-black/20 to-transparent top-0 w-full h-2 z-50"></span>  <div class=" grid grid-cols-12 gap-0 col-span-full md:col-span-8 md:gap-x-4 lg:gap-x-8 xl:gap-x-16 pt-6 md:px-8 lg:py-10 "> <div class="col-span-full md:col-span-4"> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'help-get-involved-1' ? null : 'help-get-involved-1'" class="mb-5 md:mb-0 col-span-full lg:col-span-3 pb-2 border-b-2 border-black text-sm cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed text-base">Who we work with</p>  </div> <div :class="activeSection === 'help-get-involved-1' ? 'max-h-[1200px]' : 'max-h-0'" class="transition-all duration-500 ease-in-out col-span-3 overflow-hidden md:overflow-visible md:max-h-full"> <div class="flex flex-col gap-3 md:gap-2"> <a href="/get-involved#investors" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Investors</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">We work with leading asset managers and owners, public pension funds, and more.</p>  </a> <a href="/get-involved#companies" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Companies</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">We work with leading companies, including many Fortune 500 companies.</p>  </a> <a href="/get-involved#small-to-mid-size-enterprises" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="block py-1 md:py-3 group before:top-1 leading-tight">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Small and midsize enterprises</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">We provide resources to support SMEs on their sustainability journey.</p>  </a> </div> </div> </div> </div> <div class="col-span-full md:col-span-8"> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'know-get-involved-1' ? null : 'know-get-involved-1'" class="mb-5 md:mb-0 pb-2 border-b-2 border-black cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed ">Ways to get involved</p>  </div> <div :class="activeSection === 'know-get-involved-1' ? 'max-h-[1200px]' : 'max-h-0'" class="md:max-h-full overflow-hidden md:overflow-visible transition-all duration-500 ease-in-out">  <div class=" grid grid-cols-12 gap-5 md:gap-y-2 gap-y-3 lg:gap-x-8 "> <a href="/networks" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Join a network</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Learn more about our investor, company, and policy networks.</p>  </a> <a href="/get-involved/initiatives" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Join an initiative</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Explore initiatives, working groups, and advocacy opportunities.</p>  </a> <a href="/get-involved/sponsors" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Become a sponsor</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Maximize your impact with premium benefits across the year.</p>  </a> <a href="/events" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Attend an event</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Engage with leading business and sustainability experts virtually and in-person.</p>  </a> <a href="/support" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Ways to give</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Your donation can help ensure a just and resilient future.</p>  </a> <a href="/subscribe" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="tracking-tight block col-span-full py-1 md:py-3 before:top-1 md:col-span-6 group">  <h3 class="font-bold mb-2 text-base transition-colors group-hover:text-cw-green-200">Subscribe</h3>   <p class="mt-0 last:mb-0 leading-relaxed leading-tight">Sign up for the latest news and updates from Ceres.</p>  </a> </div> </div> </div> </div> </div> <div class=" gap-0 col-span-full md:col-span-4 relative pb-6 md:px-8 md:pt-6 lg:py-10 md:bg-cw-green-50 " > <div class="relative"> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'latest-get-involved-1' ? null : 'latest-get-involved-1'" class="mb-5 md:mb-0 pb-2 border-b-2 border-black cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed ">Latest resources</p>  </div> <div class="md:max-h-full overflow-hidden md:overflow-visible transition-all duration-500 ease-in-out" :class="activeSection === 'latest-get-involved-1' ? 'max-h-[1200px]' : 'max-h-0'"> <div class="flex flex-col gap-1 md:gap-5"> <a href="/resources/reports/leading-with-transparency-improving-climate-risk-disclosure-by-municipal-governments" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="py-3 before:top-0">  <div class=" grid grid-cols-12 gap-5 mb-5 md:mb-0 "> <div class="col-span-5 relative h-24"> <img src="https://assets.ceres.org/cache/containers/images/leading-with-transparency---landing.png/ef6df40b2a38d357ab71159ba00d9895/leading-with-transparency---landing.webp" alt="" class="w-full h-full object-cover rounded-lg absolute min-h-12"> </div> <div class="flex flex-col col-span-7 gap-2"> <div class="flex flex-col col-span-7 gap-1"> <p class="text-sm uppercase font-semibold text-black/50"> Report </p> <h4 class="leading-tight"> Leading with Transparency: A Guide to Strengthening Climate Disclosure and Resilience in the Municipal Bond Market </h4> </div> </div> </div> </a> <a href="/resources/reports/unlocking-opportunity-addressing-livestock-methane-to-build-resilient-food-systems" @click="if ($event.target.href.includes('#')) isMenuOpen = false; closeAllSubMenus();" class="py-3 before:top-0">  <div class=" grid grid-cols-12 gap-5 mb-5 md:mb-0 "> <div class="col-span-5 relative h-24"> <img src="https://assets.ceres.org/cache/containers/images/adobestock_169901658.jpeg/4b236f1d68a2d7d72e451f4671d55201/adobestock_169901658.webp" alt="" class="w-full h-full object-cover rounded-lg absolute min-h-12"> </div> <div class="flex flex-col col-span-7 gap-2"> <div class="flex flex-col col-span-7 gap-1"> <p class="text-sm uppercase font-semibold text-black/50"> Report </p> <h4 class="leading-tight"> Unlocking Opportunity: Addressing Livestock Methane to Build Resilient Food Systems </h4> </div> </div> </div> </a> </div> </div>  <p class="mt-0 last:mb-0 leading-relaxed mb-5 md:mb-0 pb-2 border-b-2 border-black">Quick finds</p>  <div class="flex flex-row md:flex-col gap-5 md:gap-4 justify-between md:justify-start hover:[&_a]:text-cw-green-250"> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="https://www.ceres.org/support" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">Support our work</h3>  </div> </a> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="/resources/news" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">News and insights</h3>  </div> </a> <a class="cursor-pointer py-2 md:py-3 rounded-md w-fit relative before:top-0" href="/events" > <div class="flex flex-row gap-2 items-center relative">  <h3 class="font-semibold text-base">Events and webinars</h3>  </div> </a> </div> </div> </div> </div> <span class="bg-cw-green-200 hidden lg:block absolute left-0 right-0 bottom-0 py-2 text-white"></span> </div> </div> <div id="mega-menu-3" class="bg-white hidden" :class="{ 'hidden': activeSubMenu !== 'mega-menu-3' }">  <div class=" grid grid-cols-12 relative gap-0 col-span-full "> <span class="hidden md:block absolute bg-gradient-to-b from-black/20 to-transparent top-0 w-full h-2 z-50"></span>  <div class=" grid grid-cols-12 gap-0 col-span-full md:col-span-8 md:gap-x-4 lg:gap-x-8 xl:gap-x-16 pt-6 md:px-8 lg:py-10 "> <div class="col-span-full "> <div class="flex flex-col gap-0 md:gap-5"> <div @click="activeSection = activeSection === 'know-resources-2' ? null : 'know-resources-2'" class="mb-5 md:mb-0 pb-2 border-b-2 border-black cursor-pointer md:cursor-default">  <p class="mt-0 last:mb-0 leading-relaxed ">Select a resource</p>  </div> <div :class="activeSection === 'know-resources-2' ? 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We work with investors, banks, and key regulators to drive investments, smart policy, and action that will benefit both financial markets and the planet.</p>    </div> </div>  <div class="col-span-full lg:col-span-5 order-last lg:order-none relative w-full h-full md:block"> <div class="absolute min-h-[30dvh] lg:relative w-full h-full"> <div class="absolute right-0 h-full"> <img src="https://assets.ceres.org/cache/containers/images/banking-sector.jpg/91fdf409cce812d9a57931c4f2ca0d00.webp" alt="Bank building" class="hidden lg:block w-full h-full object-cover opacity-20 lg:opacity-100" :style="{transform: 'translateX(' + translateX + 'px)'}"/> </div> </div> </div> </div> </div> </section>    <section class="bg-cw-green-50 text-black overflow-hidden"> <div id="" class="container ">  <article class=" prose prose-a:underline prose-a:decoration-primary prose-a:decoration-2 hover:prose-a:text-primary focus:prose-a:outline-none focus-visible:prose-a:ring focus-visible:prose-a:ring-primary focus-visible:prose-a:rounded-sm prose-figure:my-0 prose-pre:whitespace-pre-wrap max-w-none blockquote-import link-import contents bg-cw-green-50 text-black hover:[&_a]:text-cw-green-800 [&_a]:decoration-cw-green-800 text-xl prose [&_ul_li]:list-disc [&_ul_li]:list-outside " >  <div class="[&_blockquote]:not-italic [&_blockquote>p]:before:content-none [&_blockquote>p]:after:content-none"> <h1><br><strong>Our approach</strong> </h1><p>The U.S. banking sector’s current lending, financing, and investment practices are leaving banking institutions—and in turn, our planet and economy—dangerously vulnerable to sustainability threats from climate change, exacerbating racial, gender, and economic inequity. Calls are growing louder for banks to move more quickly on climate action as investors, policymakers, and financial regulators recognize the systemic, compounding threat that climate change poses to our financial system. Banks can help prevent the next financial crisis, and in so doing improve their competitive position and, ultimately, their financial results.</p><p>Banks’ financing, lending, and underwriting contribute to emissions in every sector of the economy. Through our <a rel="noopener noreferrer" href="/climate/ambition-2030">Ambition 2030 initiative</a>, Ceres aims to decarbonize the six highest-emitting sectors of the economy, including the banking sector. We work sector-wide, calling on companies to set science-based climate goals, create robust transition action plans, and provide disclosure about how they are achieving interim targets by 2030. </p> </div>  </article>  </div> </section>   <section class="bg-cw-green-50 text-black "> <div class="container py-16 grid md:grid-cols-12 gap-8 "> <a class="hover:cursor-pointer bg-white flex flex-col justify-between items-start group p-6 border border-neutral/10 shadow-cards rounded hover:shadow-cards-darker transition-all md:col-span-8 md:col-start-3 lg:col-span-4 lg:col-start-0 "aria-labelledby="investor-engagement" draggable="false" href="/networks/investor" > <div class="mb-4"> <span id="investor-engagement">  <h3 class="text-2xl font-bold leading-tight mb-2 text-neutral group-hover:text-cw-green-250 transition-colors">Investor engagement</h3>  </span>  <p class="mt-0 last:mb-0 leading-relaxed mb-4 text-neutral">Through the Ceres Investor Network, we support investors to constructively engage banks and financial institutions on the systemic financial risks of the climate crisis and the opportunities to address them.</p>  </div>   </a> <a class="hover:cursor-pointer bg-white flex flex-col justify-between items-start group p-6 border border-neutral/10 shadow-cards rounded hover:shadow-cards-darker transition-all md:col-span-8 md:col-start-3 lg:col-span-4 lg:col-start-0 "aria-labelledby="corporate-action" draggable="false" href="/networks/company" > <div class="mb-4"> <span id="corporate-action">  <h3 class="text-2xl font-bold leading-tight mb-2 text-neutral group-hover:text-cw-green-250 transition-colors">Corporate action</h3>  </span>  <p class="mt-0 last:mb-0 leading-relaxed mb-4 text-neutral">We work with financial service companies in the Ceres Company Network—and beyond—to integrate responsible investing and business practices into operational performance, business strategy, decision-making, and products and services. We also work with banks to measure and reduce their exposure to fossil fuel and high-carbon assets and to increase transition financing of Paris-aligned companies and projects.</p>  </div>   </a> <a class="hover:cursor-pointer bg-white flex flex-col justify-between items-start group p-6 border border-neutral/10 shadow-cards rounded hover:shadow-cards-darker transition-all md:col-span-8 md:col-start-3 lg:col-span-4 lg:col-start-0 "aria-labelledby="policy-advocacy" draggable="false" href="/accelerator" > <div class="mb-4"> <span id="policy-advocacy">  <h3 class="text-2xl font-bold leading-tight mb-2 text-neutral group-hover:text-cw-green-250 transition-colors">Policy advocacy</h3>  </span>  <p class="mt-0 last:mb-0 leading-relaxed mb-4 text-neutral">Through the Ceres Accelerator for Sustainable Capital Markets, we engage state and federal financial regulators, and other banks and trade associations to act on climate change as a systemic economic risk, incorporate climate risks in oversight of banks and other financial firms, mandate climate disclosure, and work with agencies to accelerate the transition to a clean economy.</p>  </div>   </a> </div> </section>   <section class="bg-white text-black "> <div class="container py-16"> <div>  <h2 class="font-bold text-4xl">Explore our banking and finance reports</h2>  <br /> <div>  <p class="mt-0 last:mb-0 leading-relaxed text-md md:max-w-4xl">We equip financial institutions with cutting-edge research and reports to help them thrive in the transition to a more equitable, net zero emissions economy.</p>  </div> </div>  <div class=" my-8 grid grid-cols-1 lg:grid-cols-3 gap-8 mb-8 "> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden "> <a title="Ahead or Behind? The State of Climate Finance in the Banking Sector" aria-label="Ahead or Behind? The State of Climate Finance in the Banking Sector" href="/resources/reports/ahead-or-behind"> <img src="https://assets.ceres.org/cache/containers/images/adobestock_529773169-copy.jpg/6e11f40f7364dba3adb4b3511e5a4ffd/adobestock_529773169-copy.webp" alt="" class="h-48 w-full object-cover block group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4"> <div class="flex flex-col justify-between gap-16 h-full"> <div> <div class="my-4 text-gray-500"> Oct 1, 2024 </div> <div class="text-lg font-bold"> Ahead or Behind? The State of Climate Finance in the Banking Sector </div> </div> </div> </div> </a> </div> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden "> <a title="From Commitment to Implementation: An Analysis of Corporate Climate Actions from the 2021 Proxy Season" aria-label="From Commitment to Implementation: An Analysis of Corporate Climate Actions from the 2021 Proxy Season" href="/resources/reports/from-commitment-to-implementation-an-analysis-of-corporate-climate-actions-from-the-2021-proxy-season"> <img src="https://assets.ceres.org/cache/containers/images/analysis-cover.jpg/7dc71284b8fd82f1b1da9320cb25de33/analysis-cover.webp" alt="Wind mills" class="h-48 w-full object-cover block group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4"> <div class="flex flex-col justify-between gap-16 h-full"> <div> <div class="my-4 text-gray-500"> Jul 24, 2024 </div> <div class="text-lg font-bold"> From Commitment to Implementation: An Analysis of Corporate Climate Actions from the 2021 Proxy Season </div> </div> </div> </div> </a> </div> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden "> <a title="Blueprint for Implementing a Leading Climate Transition Action Plan" aria-label="Blueprint for Implementing a Leading Climate Transition Action Plan" href="/resources/reports/blueprint-for-implementing-a-leading-climate-transition-action-plan-ps-bing"> <img src="https://assets.ceres.org/cache/containers/images/cover--ceres-ctap-report.jpg/d97d967ff359d086645c01e1e10bff26/cover--ceres-ctap-report.webp" alt="Wind mills on a mountain" class="h-48 w-full object-cover block group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div 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group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4"> <div class="flex flex-col justify-between gap-16 h-full"> <div> <div class="my-4 text-gray-500"> Jun 10, 2024 </div> <div class="text-lg font-bold"> Blueprint for Implementing a Leading Climate Transition Action Plan </div> </div> </div> </div> </a> </div> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden hidden "> <a title="Blueprint for Implementing a Leading Climate Transition Action Plan" aria-label="Blueprint for Implementing a Leading Climate Transition Action Plan" href="/resources/reports/blueprint-for-implementing-a-leading-climate-transition-action-plan-ps"> <img src="https://assets.ceres.org/cache/containers/images/cover--ceres-ctap-report.jpg/d97d967ff359d086645c01e1e10bff26/cover--ceres-ctap-report.webp" alt="Wind mills on a mountain" class="h-48 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src="https://assets.ceres.org/cache/containers/images/resource-thumbnails-banners/sustainable-finance-opportunities-thumbnail.jpeg/f3c52e1d6ae8feb32eec2e15e45ad7cf.webp" alt="" class="h-48 w-full object-cover block group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4"> <div class="flex flex-col justify-between gap-16 h-full"> <div> <div class="my-4 text-gray-500"> Nov 14, 2023 </div> <div class="text-lg font-bold"> Sustainable Finance Opportunities: A Guide for Financial Institutions </div> </div> </div> </div> </a> </div> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden hidden "> <a title="Responsible Policy Engagement Benchmarking for Banks" aria-label="Responsible Policy Engagement Benchmarking for Banks" href="/resources/reports/responsible-policy-engagement-benchmarking-banks"> <img src="https://assets.ceres.org/cache/containers/images/resource-thumbnails-banners/rpe-banking-hero.png/bf016037df6b934c6062a858e3c14393.webp" alt="" class="h-48 w-full object-cover block group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4"> <div class="flex flex-col justify-between gap-16 h-full"> <div> <div class="my-4 text-gray-500"> Aug 24, 2023 </div> <div class="text-lg font-bold"> Responsible Policy Engagement Benchmarking for Banks </div> </div> </div> </div> </a> </div> <div class=" bg-white flex flex-col resource_card_grid_3 resource_cards_grid text-sm font-semibold shadow-cards hover:shadow-cards-darker transition duration-250 group rounded-t overflow-hidden hidden "> <a title="Net Zero Standard for North American Banks" aria-label="Net Zero Standard for North American Banks" href="/resources/reports/net-zero-standard-north-american-banks"> <img 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transition-border duration-200 ease-in-out col-span-full lg:col-span-6 text-black" /> <label class="col-span-12 flex items-center gap-2"> <input type="checkbox" name="subscribe" value="on" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-6"> <span class="lg:text-lg text-xs">Subscribe to email updates from Ceres.</span> </label> </div> </div> <div class="flex flex-col gap-4 items-center"> <p class="lg:text-lg text-xs [text-wrap:balance] text-center max-w-sm [&_a]:cursor-pointer bg-white text-black [&_a]:font-medium"> By signing up, you agree to our <a class="underline" href="/privacy-policy">privacy policy</a> </p> <button type="submit" disabled class="text-white bg-black/40 rounded-full w-fit px-10 py-4 text-md transition-bg duration-300 ease-in-out cursor-not-allowed" background="#FFFFFF" > Create account </button> <span class="flex flex-row items-center gap-2"> <span class="lg:text-lg text-xs">Already have an account?</span> <button type="button" id="showLoginForm"> <span class="lg:text-lg text-xs underline">Log In</span> </button> </span> </div> </div> </form> </div> <script> document.addEventListener('DOMContentLoaded', () => { if (localStorage.getItem('NeedsVerifyEmail') === 'true') { let attempts = 0; let interval = setInterval(() => { attempts++; fetch('/fortify/api/verification-check', { credentials: 'include', headers: { 'Authorization': 'Bearer ' + localStorage.getItem('TOKEN') } } ).then((r) => { if (r.status !== 200) { clearInterval(interval); throw new Error(`Request rejected with status ${r.status}`); } else { return r.json(); } }) .then(data => { if (data.type === 'success') { localStorage.setItem('NeedsVerifyEmail', 'false'); localStorage.removeItem('TOKEN'); location.reload(); } }) .catch(err => console.error(err)); if (attempts >= 12) { clearInterval(interval); } }, 10000); } let elements = document.querySelectorAll('#authFormModal'); if (elements.length > 1) { for (let i = 0; i < elements.length - 1; i++) { elements[i].remove(); } }else{ const formsIds = ['loginForm', 'registerForm']; const authFormContainer = document.getElementById('authFormContainer'); const messageDiv = document.getElementById('authMessage'); formsIds.forEach(formId => { const form = document.getElementById(formId); if(form) { const submitButton = form.querySelector('button[type="submit"]'); submitButton.addEventListener('click', e => { e.preventDefault(); handleFormSubmit(messageDiv, formId); }); form.addEventListener('input', () => { const isValid = validateFields(form, submitButton); toggleButtonStyling(isValid, submitButton); }); form.addEventListener('keydown', e => { if (e.code === 'Enter' || e.key === 'Enter') { e.preventDefault(); } }) } }); const toggleFormDisplay = (showFormId, hideFormId) => { document.getElementById(showFormId).style.display = 'block'; document.getElementById(hideFormId).style.display = 'none'; } const showLoginFormButton = document.getElementById('showLoginForm'); if(showLoginFormButton) { showLoginFormButton.addEventListener('click', e => { e.preventDefault(); toggleFormDisplay('loginForm', 'registerForm'); }); } const showRegisterFormButton = document.getElementById('showRegisterForm'); if(showRegisterFormButton) { showRegisterFormButton.addEventListener('click', e => { e.preventDefault(); toggleFormDisplay('registerForm', 'loginForm'); }); } authFormContainer.addEventListener('click', event => { if (!event.target.closest('#authFormContainer')) { closeAuthModal(); } }); } }); function handleFormSubmit(messageDiv, formId) { const form = document.getElementById(formId); const submitButton = form.querySelector('button[type="submit"]'); if(formId === 'loginForm') { const _token = form.querySelector('[name="_token"]').value; const email = form.querySelector('[name="email"]').value; const password = form.querySelector('[name="password"]').value; submitButton.classList.remove('cursor-pointer') submitButton.classList.add('cursor-not-allowed'); submitButton.disabled = true; fetch('/fortify/api/auth/login', { method: 'POST', headers: { 'Content-Type': 'application/json', 'Accept': 'application/json', 'X-CSRF-TOKEN': _token }, body: JSON.stringify({ email, password }) }) .then(response => { if (!response.ok) { throw new Error(response.status + ' ' + response.statusText); } return response.json(); }) .then(data => { if (data && data.message) { messageDiv.classList.remove('text-red-500'); messageDiv.classList.add('text-green-500'); messageDiv.innerText = data.message; location.reload(); } else { throw new Error('Invalid response format'); } }) .catch(error => { messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = 'The username or password is incorrect. For assistance, please contact us at info@ceres.org.'; setTimeout(() => { submitButton.classList.add('cursor-pointer'); submitButton.disabled = false }, 5000); }); } else { const _token = form.querySelector('[name="_token"]').value; const emailInput = form.querySelector('[name="email"]').value; const passwordInput = form.querySelector('[name="password"]').value; const firstNameInput = form.querySelector('[name="first_name"]').value; const lastNameInput = form.querySelector('[name="last_name"]').value; const organisationInput = form.querySelector('[name="organisation"]').value; const zipCodeInput = form.querySelector('[name="zip_code"]').value; const subscribeCheckbox = form.querySelector('[name="subscribe"]').checked ? 'on' : 'off'; submitButton.classList.remove('cursor-pointer'); submitButton.classList.add('cursor-not-allowed'); submitButton.disabled = true; const customErrorMessages = { "The email has already been taken.": "This email is already in use. Please try again with a different email." }; fetch('/register', { method: 'POST', headers: { 'Content-Type': 'application/json', 'Accept': 'application/json', 'X-CSRF-TOKEN': _token }, body: JSON.stringify({ email: emailInput, password: passwordInput, first_name: firstNameInput, last_name: lastNameInput, organisation: organisationInput, zip_code: zipCodeInput, subscribe: subscribeCheckbox, }) }) .then(response => response.json().then(data => ({ status: response.status, body: data }))) // Parse JSON and include status .then(response => { if (response.status === 200) { if (response.body && response.body.message) { messageDiv.classList.remove('text-red-500'); messageDiv.classList.add('text-green-500'); messageDiv.innerText = response.body.message; localStorage.setItem('TOKEN', response.body.token); localStorage.setItem('NeedsVerifyEmail', 'true'); setTimeout(() => { location.reload(); }, 10000); } else { throw new Error('Invalid response format'); } } else if (response.status === 422) { // Validation errors messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = ''; // Clear any existing messages for (const [field, messages] of Object.entries(response.body.errors)) { messages.forEach(message => { const errorParagraph = document.createElement('p'); // Use custom message if available, otherwise use the original message errorParagraph.innerText = customErrorMessages[message] || message; messageDiv.appendChild(errorParagraph); }); } } else { throw new Error(response.status + ' ' + response.statusText); } }) .catch(error => { messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = 'An unexpected error occurred. Please try again.'; }) .finally(() => { submitButton.classList.add('cursor-pointer'); submitButton.classList.remove('cursor-not-allowed'); submitButton.disabled = false; }); } } function validateFields(form) { const inputs = [...form.querySelectorAll('input:not([type="hidden"])')]; const formValidity = inputs.reduce((valid, element) => { switch (element.type) { case 'email': return valid && /^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$/.test(element.value); case 'password': return valid && element.value.length >= 8; case 'text': if (element.name === 'zip_code') { return valid && element.value.length >= 2 && element.value.length <= 20; } else if (element.name === 'first_name' || element.name === 'last_name') { return valid && element.value.trim() !== '' && /^[a-zA-Z\s]+$/.test(element.value) && element.value.length <= 40; } else if (element.name === 'organisation') { return valid && element.value.trim() !== '' && element.value.length <= 40; } else { return valid && element.value.trim() !== '' && element.value.trim() !== '' && element.value.length <= 40; } default: return valid; } }, true); const passwordInputs = inputs.filter(input => input.type === 'password'); const passwordsMatch = passwordInputs.length <= 1 || (passwordInputs[0].value === passwordInputs[1].value); return formValidity && passwordsMatch; } function toggleButtonStyling(isValid, submitButton) { if (isValid) { submitButton.disabled = false submitButton.classList.remove('cursor-not-allowed', 'bg-black/40'); submitButton.classList.add('cursor-pointer', 'bg-cw-green-200'); submitButton.disabled = false; } else { submitButton.disabled = true submitButton.classList.add('cursor-not-allowed', 'bg-black/40'); submitButton.classList.remove('cursor-pointer', 'bg-cw-green-200'); submitButton.disabled = true; } } function openAuthModal() { const authModal = document.getElementById('authFormModal'); authModal.classList.remove('hidden'); document.body.style.overflow = 'hidden' setTimeout(() => { authModal.classList.remove('opacity-0'); authModal.classList.add('opacity-100'); }, 30); } function closeAuthModal() { const authModal = document.getElementById('authFormModal'); authModal.classList.remove('opacity-100'); authModal.classList.add('opacity-0'); setTimeout(() => { authModal.classList.add('hidden'); document.body.style.overflow = 'auto'; }, 200); } </script> </div> </div> </section> </div> </section>   <section class="bg-white text-black "> <div class="container py-16"> <div>  <h2 class="font-bold text-4xl">Events and webinars</h2>  <br /> <div>  <p class="mt-0 last:mb-0 leading-relaxed text-md md:max-w-4xl"></p>  </div> </div>  <div class=" my-8 grid grid-cols-1 lg:grid-cols-3 gap-8 mb-8 "> <div class="bg-white flex flex-col transition-all duration-250 hover:shadow-cards-darker rounded-t-lg group resource_card_grid_4 resource_cards_grid text-sm font-semibold shadow-cards overflow-hidden "> <a href="/events/accelerating-sustainable-finance-ceres-insights-to-managing-climate-risks-in-banking-and-insurance" class="h-full flex flex-col"> <img src="https://assets.ceres.org/cache/http/images/%5Bevent-thumbnail%5D-accelerating-sustainable-finance-800x400-%281%29.png/7e188120e418f0d210557392356b6a2d/%5Bevent-thumbnail%5D-accelerating-sustainable-finance-800x400-%281%29.webp" alt="Flooded town" class="h-48 w-full object-cover block rounded-t group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4 flex flex-col justify-between"> <div class="flex flex-col justify-between h-full gap-16"> <div class="flex-grow"> <div class="my-4 text-gray-500">  <span>     Jun 20, 2024 </span>  </div> <div class="text-lg font-bold "> Accelerating Sustainable Finance: Ceres' Insights to Managing Climate Risks in Banking and Insurance </div> </div> <div class="gap-4 flex flex-col w-full">  <div class=" cursor-pointer inline-flex py-3 px-8 rounded-full select-none whitespace-nowrap items-start self-start bg-cw-green-200 font-bold text-white text-lg [&_svg]:stroke-white [&_svg]:fill-white  " href="/events/accelerating-sustainable-finance-ceres-insights-to-managing-climate-risks-in-banking-and-insurance" rel="noopener noreferrer" target="_blank" > <div class="flex flex-row text-center items-center justify-center gap-2" wire:click=""> Watch recording </div> </div>  </div> </div> </div> </a> </div> <div class="bg-white flex flex-col transition-all duration-250 hover:shadow-cards-darker rounded-t-lg group resource_card_grid_4 resource_cards_grid text-sm font-semibold shadow-cards overflow-hidden "> <a href="/events/webinar-derivatives-and-bank-climate-risk-report" class="h-full flex flex-col"> <img src="https://assets.ceres.org/cache/http/images/resource-thumbnails-banners/derivative-thumbnail.png/b8e530c7b4c38181975fa6486a2ba950/derivative-thumbnail.webp" alt="Buildings on Wall Street" class="h-48 w-full object-cover block rounded-t group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4 flex flex-col justify-between"> <div class="flex flex-col justify-between h-full gap-16"> <div class="flex-grow"> <div class="my-4 text-gray-500">  <span>     Nov 4, 2022 </span>  </div> <div class="text-lg font-bold "> Derivatives and Bank Climate Risk Report </div> </div> <div class="gap-4 flex flex-col w-full">  <div class=" cursor-pointer inline-flex py-3 px-8 rounded-full select-none whitespace-nowrap items-start self-start bg-cw-green-200 font-bold text-white text-lg [&_svg]:stroke-white [&_svg]:fill-white  " href="/events/webinar-derivatives-and-bank-climate-risk-report" > <div class="flex flex-row text-center items-center justify-center gap-2" wire:click=""> Watch recording </div> </div>  </div> </div> </div> </a> </div> <div class="bg-white flex flex-col transition-all duration-250 hover:shadow-cards-darker rounded-t-lg group resource_card_grid_4 resource_cards_grid text-sm font-semibold shadow-cards overflow-hidden "> <a href="/events/webinar-consequences-physical-climate-risks-banks" class="h-full flex flex-col"> <img src="https://assets.ceres.org/cache/http/images/resource-thumbnails-banners/thumbnail-12.png/bc17ce31841d22b045cbd5ecae0f272f/thumbnail-12.webp" alt="NYC flooding" class="h-48 w-full object-cover block rounded-t group-hover:scale-105 group-focus:scale-105 origin-bottom transition"> <div class="flex-grow p-2 sm:p-4 flex flex-col justify-between"> <div class="flex flex-col justify-between h-full gap-16"> <div class="flex-grow"> <div class="my-4 text-gray-500">  <span>     Sep 14, 2021 </span>  </div> <div class="text-lg font-bold "> The Consequences of Physical Climate Risks for Banks </div> </div> <div class="gap-4 flex flex-col w-full">  <div class=" cursor-pointer inline-flex py-3 px-8 rounded-full select-none whitespace-nowrap items-start self-start bg-cw-green-200 font-bold text-white text-lg [&_svg]:stroke-white [&_svg]:fill-white  " href="/events/webinar-consequences-physical-climate-risks-banks" > <div class="flex flex-row text-center items-center justify-center gap-2" wire:click=""> Watch recording </div> </div>  </div> </div> </div> </a> </div> </div> <div class="see-more-button-container-4 flex items-center w-full "> <div class="bg-black opacity-30 h-0.5 w-1/2"></div>  <div class=" cursor-pointer inline-flex py-3 px-8 rounded-full select-none whitespace-nowrap items-start self-start see-more-button-4 mx-1 hover:cursor-pointer text-black border border-black stroke-black fill-black  " href="/banking" > <div class="flex flex-row text-center items-center justify-center gap-2" wire:click=""> See more </div> </div>  <div class="bg-black opacity-30 h-0.5 w-1/2"></div> </div> <script> const see_more_button_container_4 = document.getElementsByClassName('see-more-button-container-4')[0] const see_more_button_4 = document.getElementsByClassName('see-more-button-4')[0] // These 2 variables are the props that passed from parent view, this syntax can get the props in Antlers const target_class_4 = 'resource_card_grid_4' const load_more_amount_4 = Number('3') // need to convert it to number because it is a string const target_elements_4 = document.getElementsByClassName(target_class_4) const total_number_of_target_elements_4 = Array.from(target_elements_4).length const redirect_url_4 = '/' const getDisplayedItems_4 = () => { let number_of_displayed_items = 0 for(const element of target_elements_4) { if(!element.classList.contains('hidden')) { number_of_displayed_items++ } } return number_of_displayed_items } const loadMore_4 = () => { let displayed_items = getDisplayedItems_4() const redirect_user_to_url = () => { window.location.href = redirect_url_4; } if(displayed_items < total_number_of_target_elements_4 || displayed_items < 9) { for(let i = 0; i < displayed_items + load_more_amount_4; i++) { if(i < total_number_of_target_elements_4) { if(target_elements_4[i].classList.contains('hidden')) { target_elements_4[i].classList.remove('hidden') } } } displayed_items = getDisplayedItems_4() if(displayed_items >= total_number_of_target_elements_4 || displayed_items >= 9) { if(redirect_url_4 == '/') { see_more_button_container_4.classList.add('hidden') } else { see_more_button_4.removeEventListener('click', loadMore_4) see_more_button_4.addEventListener('click', redirect_user_to_url) } } } } const check_button_should_display_4 = () => { const number_of_cards = target_elements_4.length if(number_of_cards <= 3) { see_more_button_container_4.classList.add('hidden') } } see_more_button_4.addEventListener('click', loadMore_4) window.addEventListener('load', check_button_should_display_4) </script> </div> <div id="authFormModal" class="hidden fixed opacity-0 z-50 transition-opacity duration-500 w-full h-full bg-black/50 z-50 top-0 left-0 px-4"> <section class="overflow-y-auto overflow-x-hidden fixed top-0 right-0 left-0 z-50 h-screen flex items-center justify-center bg-black/30"> <div class=" lg:p-4 lg:w-1/2 container py-16"> <div class="relative bg-white rounded-lg shadow dark:bg-gray-700"> <button onclick="closeAuthModal()" type="button" class="absolute top-3 end-2.5 text-gray-400 bg-transparent rounded-lg text-sm w-8 h-8 ms-auto inline-flex justify-center items-center dark:hover:bg-gray-600 dark:hover:text-white"> <svg width="32" height="32" class="stroke-gray-400 hover:stroke-cw-green-200" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="1" stroke-linecap="round" stroke-linejoin="round" class="lucide lucide-x-circle"><circle cx="12" cy="12" r="10"/><path d="m15 9-6 6"/><path d="m9 9 6 6"/></svg> <span class="sr-only">Close form</span> </button> <div id="authFormContainer" class="p-6 lg:p-16"> <div class="p-4" id="authMessage"></div> <form id="loginForm"> <div class="flex flex-col max-w-lg mx-auto gap-8"> <div class="flex flex-col items-center gap-2">  <h2 class="lg:text-2xl text-lg font-medium">Log in to download this report.</h2>  <span class="flex flex-row items-center gap-2"> <span class="lg:text-lg text-xs">Don't have an account?</span> <button type="button" id="showRegisterForm"> <span class="lg:text-lg text-xs underline">Sign up for free.</span> </button> </span> </div> <div class="flex flex-col">  <div class=" grid grid-cols-12 gap-5 text-black [&_*]:text-center "> <input type="hidden" name="_token" value="STATAMIC_CSRF_TOKEN"> <input type="email" id="ls40094v" name="email" value="" required placeholder="Email Address" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.email }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-full lg:col-span-6" /> <input type="password" id="ls40094v" name="password" value="" required placeholder="Password" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.password }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-full lg:col-span-6" /> </div> </div> <div class="flex flex-col gap-4 items-center"> <a href="/forgot-password" class="text-sm underline">Forgot your password?</a> <button type="submit" disabled class="text-white bg-black/40 rounded-full w-fit px-10 py-4 text-md transition-bg duration-300 ease-in-out cursor-not-allowed" background="#FFFFFF" > Log in </button> </div> </div> </form> <form class="hidden" action="/register" method="post" id="registerForm"> <div class="flex flex-col max-w-lg mx-auto gap-8"> <div class="flex flex-col items-center gap-1">  <h2 class="lg:text-2xl text-lg font-medium">Sign up to unlock our reports.</h2>   <p class="mt-0 last:mb-0 leading-relaxed lg:text-md text-base">Create your free account to unlock access to all of our reports.</p>  </div> <div class="flex flex-col">  <div class=" grid grid-cols-12 gap-5 "> <input type="hidden" name="_token" value="STATAMIC_CSRF_TOKEN"> <input type="text" id="ls40094v" name="first_name" value="" required placeholder="First Name" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.first_name }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-6 text-black" /> <input type="text" id="ls40094v" name="last_name" value="" required placeholder="Last Name" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.last_name }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out 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name="organisation" value="" required placeholder="Organization" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.organisation }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-6 text-black" /> <input type="text" id="luvphbmb" name="zip_code" value="" required placeholder="Zip Code" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.zip_code }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-6 text-black" /> <input type="password" id="luvphbmb" name="password" value="" required placeholder="Password - 8 character minimum" minlength="" maxlength="" autocomplete="off" x-model="" x-on:input="" :class="{ '!border-cw-green-150/90': valid.password }" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-full lg:col-span-6 text-black" /> <label class="col-span-12 flex items-center gap-2"> <input type="checkbox" name="subscribe" value="on" class="border-2 border-cw-grey-500 rounded-md px-4 py-3 text-sm font-medium focus:!border-cw-green-select !ring-0 !outline-none transition-border duration-200 ease-in-out col-span-6"> <span class="lg:text-lg text-xs">Subscribe to email updates from Ceres.</span> </label> </div> </div> <div class="flex flex-col gap-4 items-center"> <p class="lg:text-lg text-xs [text-wrap:balance] text-center max-w-sm [&_a]:cursor-pointer bg-cw-green-50 text-black [&_a]:font-medium"> By signing up, you agree to our <a class="underline" href="/privacy-policy">privacy policy</a> </p> <button type="submit" disabled class="text-white bg-black/40 rounded-full w-fit px-10 py-4 text-md transition-bg duration-300 ease-in-out cursor-not-allowed" background="#F7FBF9" > Create account </button> <span class="flex flex-row items-center gap-2"> <span class="lg:text-lg text-xs">Already have an account?</span> <button type="button" id="showLoginForm"> <span class="lg:text-lg text-xs underline">Log In</span> </button> </span> </div> </div> </form> </div> <script> document.addEventListener('DOMContentLoaded', () => { let elements = document.querySelectorAll('#authFormModal'); if (elements.length > 1) { for (let i = 0; i < elements.length - 1; i++) { elements[i].remove(); } }else{ const formsIds = ['loginForm', 'registerForm']; const authFormContainer = document.getElementById('authFormContainer'); const messageDiv = document.getElementById('authMessage'); formsIds.forEach(formId => { const form = document.getElementById(formId); if(form) { const submitButton = form.querySelector('button[type="submit"]'); submitButton.addEventListener('click', e => { e.preventDefault(); handleFormSubmit(messageDiv, formId); }); form.addEventListener('input', () => { const isValid = validateFields(form, submitButton); toggleButtonStyling(isValid, submitButton); }); form.addEventListener('keydown', e => { if (e.code === 'Enter' || e.key === 'Enter') { e.preventDefault(); } }) } }); const toggleFormDisplay = (showFormId, hideFormId) => { document.getElementById(showFormId).style.display = 'block'; document.getElementById(hideFormId).style.display = 'none'; } const showLoginFormButton = document.getElementById('showLoginForm'); if(showLoginFormButton) { showLoginFormButton.addEventListener('click', e => { e.preventDefault(); toggleFormDisplay('loginForm', 'registerForm'); }); } const showRegisterFormButton = document.getElementById('showRegisterForm'); if(showRegisterFormButton) { showRegisterFormButton.addEventListener('click', e => { e.preventDefault(); toggleFormDisplay('registerForm', 'loginForm'); }); } authFormContainer.addEventListener('click', event => { if (!event.target.closest('#authFormContainer')) { closeAuthModal(); } }); } }); function handleFormSubmit(messageDiv, formId) { const form = document.getElementById(formId); const submitButton = form.querySelector('button[type="submit"]'); if(formId === 'loginForm') { const _token = form.querySelector('[name="_token"]').value; const email = form.querySelector('[name="email"]').value; const password = form.querySelector('[name="password"]').value; submitButton.classList.remove('cursor-pointer') submitButton.classList.add('cursor-not-allowed'); submitButton.disabled = true; fetch('/fortify/api/auth/login', { method: 'POST', headers: { 'Content-Type': 'application/json', 'Accept': 'application/json', 'X-CSRF-TOKEN': _token }, body: JSON.stringify({ email, password }) }) .then(response => { if (!response.ok) { throw new Error(response.status + ' ' + response.statusText); } return response.json(); }) .then(data => { if (data && data.message) { messageDiv.classList.remove('text-red-500'); messageDiv.classList.add('text-green-500'); messageDiv.innerText = data.message; location.reload(); } else { throw new Error('Invalid response format'); } }) .catch(error => { messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = 'The username or password is incorrect. For assistance, please contact us at info@ceres.org.'; setTimeout(() => { submitButton.classList.add('cursor-pointer'); submitButton.disabled = false }, 5000); }); } else { const _token = form.querySelector('[name="_token"]').value; const emailInput = form.querySelector('[name="email"]').value; const passwordInput = form.querySelector('[name="password"]').value; const firstNameInput = form.querySelector('[name="first_name"]').value; const lastNameInput = form.querySelector('[name="last_name"]').value; const organisationInput = form.querySelector('[name="organisation"]').value; const zipCodeInput = form.querySelector('[name="zip_code"]').value; const subscribeCheckbox = form.querySelector('[name="subscribe"]').checked ? 'on' : 'off'; submitButton.classList.remove('cursor-pointer'); submitButton.classList.add('cursor-not-allowed'); submitButton.disabled = true; const customErrorMessages = { "The email has already been taken.": "This email is already in use. Please try again with a different email." }; fetch('/register', { method: 'POST', headers: { 'Content-Type': 'application/json', 'Accept': 'application/json', 'X-CSRF-TOKEN': _token }, body: JSON.stringify({ email: emailInput, password: passwordInput, first_name: firstNameInput, last_name: lastNameInput, organisation: organisationInput, zip_code: zipCodeInput, subscribe: subscribeCheckbox, }) }) .then(response => response.json().then(data => ({ status: response.status, body: data }))) // Parse JSON and include status .then(response => { if (response.status === 200) { if (response.body && response.body.message) { messageDiv.classList.remove('text-red-500'); messageDiv.classList.add('text-green-500'); messageDiv.innerText = response.body.message; localStorage.setItem('TOKEN', response.body.token); localStorage.setItem('NeedsVerifyEmail', 'true'); setTimeout(() => { location.reload(); }, 10000); } else { throw new Error('Invalid response format'); } } else if (response.status === 422) { // Validation errors messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = ''; // Clear any existing messages for (const [field, messages] of Object.entries(response.body.errors)) { messages.forEach(message => { const errorParagraph = document.createElement('p'); // Use custom message if available, otherwise use the original message errorParagraph.innerText = customErrorMessages[message] || message; messageDiv.appendChild(errorParagraph); }); } } else { throw new Error(response.status + ' ' + response.statusText); } }) .catch(error => { messageDiv.classList.remove('text-green-500'); messageDiv.classList.add('text-red-500'); messageDiv.innerText = 'An unexpected error occurred. Please try again.'; }) .finally(() => { submitButton.classList.add('cursor-pointer'); submitButton.classList.remove('cursor-not-allowed'); submitButton.disabled = false; }); } } function validateFields(form) { const inputs = [...form.querySelectorAll('input:not([type="hidden"])')]; const formValidity = inputs.reduce((valid, element) => { switch (element.type) { case 'email': return valid && /^[a-zA-Z0-9._%+-]+@[a-zA-Z0-9.-]+\.[a-zA-Z]{2,}$/.test(element.value); case 'password': return valid && element.value.length >= 8; case 'text': if (element.name === 'zip_code') { return valid && element.value.length >= 2 && element.value.length <= 20; } else if (element.name === 'first_name' || element.name === 'last_name') { return valid && element.value.trim() !== '' && /^[a-zA-Z\s]+$/.test(element.value) && element.value.length <= 40; } else if (element.name === 'organisation') { return valid && element.value.trim() !== '' && element.value.length <= 40; } else { return valid && element.value.trim() !== '' && element.value.trim() !== '' && element.value.length <= 40; } default: return valid; } }, true); const passwordInputs = inputs.filter(input => input.type === 'password'); const passwordsMatch = passwordInputs.length <= 1 || (passwordInputs[0].value === passwordInputs[1].value); return formValidity && passwordsMatch; } function toggleButtonStyling(isValid, submitButton) { if (isValid) { submitButton.disabled = false submitButton.classList.remove('cursor-not-allowed', 'bg-black/40'); submitButton.classList.add('cursor-pointer', 'bg-cw-green-200'); submitButton.disabled = false; } else { submitButton.disabled = true submitButton.classList.add('cursor-not-allowed', 'bg-black/40'); submitButton.classList.remove('cursor-pointer', 'bg-cw-green-200'); submitButton.disabled = true; } } function openAuthModal() { const authModal = document.getElementById('authFormModal'); authModal.classList.remove('hidden'); document.body.style.overflow = 'hidden' setTimeout(() => { authModal.classList.remove('opacity-0'); authModal.classList.add('opacity-100'); }, 30); } function closeAuthModal() { const authModal = document.getElementById('authFormModal'); authModal.classList.remove('opacity-100'); authModal.classList.add('opacity-0'); setTimeout(() => { authModal.classList.add('hidden'); document.body.style.overflow = 'auto'; }, 200); } </script> </div> </div> </section> </div> </section>   <section class="container py-16 "> <div class="relative bg-cw-green-50 shadow-cards rounded overflow-hidden grid grid-cols-10"> <div class="col-span-10 lg:col-span-6 flex flex-col gap-6 p-8">  <h1 class="text-2xl md:text-4xl font-bold leading-tight !font-black text-cw-green-800">Help us improve the banking sector</h1>   <p class="mt-0 last:mb-0 leading-relaxed leading-7 text-md">Our work to accelerate the transition to a cleaner, more just and resilient economy depends on the generosity of our supporters. Your gift will help Ceres drive progress across every sector of the economy.</p>   <a class=" cursor-pointer inline-flex px-8 rounded-full select-none whitespace-nowrap items-start self-start py-2 bg-cw-green-200 font-bold text-white text-lg [&_svg]:stroke-white [&_svg]:fill-white  " href="#XPCRHTWD" > <div class="flex flex-row text-center items-center justify-center gap-2" wire:click=""> Donate </div> </a>  </div> <div class="relative col-span-10 lg:col-span-4"> <img src="https://assets.ceres.org/images/banking-donate.jpeg" alt="Power plant emissions" class="w-full object-cover lg:absolute lg:h-[150%] lg:-top-1/4 lg:right-0 lg:rounded-tl-full lg:rounded-bl-full"> </div> </div> </section>   <div class=" py-16 container " x-data="{ activeTab: 0 }" >  <h2 class="text-2xl font-bold leading-tight">Our Progress</h2>   <p class="mt-0 last:mb-0 leading-relaxed mt-2">Ceres is working to ensure that major banks set and achieve ambitious climate targets for 2030. As a result of our advocacy, we are seeing real progress. Here are some recent highlights.</p>  <div id="scrollContainer" class="flex flex-row justify-center align-middle relative overflow-x-hidden w-full"> <div id="scrollable-icon" class="flex z-40 bg-white"> <div class="flex items-center my-6 justify-center"> <button type="button" @click="scrollStart" title="Scroll to start" aria-label="Scroll to start" >  <svg width="32px" height="32px" viewBox="0 0 20 20" > <path d="M11.1071 10.0451C11.9056 9.28637 12.6792 8.54918 13.4529 7.81366C13.4429 7.80206 13.4346 7.79046 13.4247 7.77887C13.2508 7.89649 13.0752 8.01245 12.9029 8.13338C12.2038 8.62207 11.5047 9.11242 10.8056 9.59946C10.6864 9.68229 10.64 9.66241 10.5903 9.50835C10.4743 9.14556 10.3617 8.78276 10.2457 8.41997C10.0668 7.85838 9.88456 7.2968 9.704 6.73522C9.44225 5.91852 9.18383 5.10016 8.91546 4.28512C8.8641 4.12774 8.91877 4.08136 9.05792 4.06479C9.53668 4.00515 10.0154 3.97865 10.5008 4.02006C11.1336 4.07473 11.7383 4.22051 12.3214 4.46237C12.936 4.71749 13.4877 5.072 13.9863 5.51431C14.6324 6.08418 15.1244 6.76503 15.4789 7.54694C15.9262 8.53096 16.0769 9.56633 15.9643 10.6398C15.951 10.7624 15.9394 10.885 15.9245 11.0076C15.9079 11.1384 15.8483 11.1914 15.7058 11.1583C14.7765 10.938 13.8471 10.7226 12.9161 10.5056C12.3579 10.3747 11.7979 10.2439 11.2397 10.1113C11.2098 10.1031 11.1833 10.0832 11.1071 10.0451Z" fill="#006812"/> <path d="M9.8912 9.78339C8.91547 9.55809 7.96956 9.33942 7.0253 9.12075C7.02033 9.13566 7.01536 9.15057 7.01204 9.16548C7.94139 9.52165 8.86909 9.87616 9.84648 10.2505C9.68744 10.3698 9.57314 10.4626 9.45386 10.5454C8.72331 11.054 7.99109 11.5609 7.25888 12.0695C6.72545 12.4389 6.19037 12.8083 5.65695 13.1777C5.52111 13.2722 5.38527 13.3682 5.25109 13.4676C5.17323 13.524 5.11193 13.5157 5.06555 13.4312C4.86179 13.0535 4.64477 12.6841 4.46255 12.2981C4.21572 11.7763 4.08319 11.2246 4.03183 10.6531C3.96391 9.89438 3.99705 9.14394 4.20578 8.40511C4.46089 7.50061 4.90154 6.70544 5.52111 5.99974C5.97667 5.47957 6.51672 5.0737 7.10978 4.73244C7.28538 4.63139 7.30526 4.63967 7.40134 4.82521C7.84862 5.69824 8.29591 6.57292 8.74153 7.44594C9.11592 8.18147 9.48865 8.91865 9.86139 9.65583C9.87133 9.67737 9.87298 9.70387 9.8912 9.78339Z" fill="#006812"/> <path d="M10.3985 10.723C10.9071 11.7236 11.4008 12.6977 11.8961 13.6718C11.906 13.6685 11.9176 13.6651 11.9275 13.6602C11.6161 12.6878 11.3063 11.7153 10.9866 10.7197C11.0562 10.723 11.0926 10.7164 11.1224 10.728C11.8248 10.9964 12.5256 11.2664 13.2263 11.5348C13.662 11.7021 14.0993 11.8661 14.535 12.0301C14.8067 12.1328 15.0767 12.2355 15.3501 12.3332C15.4611 12.373 15.4909 12.4343 15.4395 12.542C15.1894 13.0737 14.8713 13.5641 14.4754 13.9981C13.9734 14.5514 13.3969 15.0153 12.7277 15.3499C12.0949 15.6663 11.4306 15.8883 10.7199 15.9512C9.98271 16.0158 9.2505 16.0076 8.52988 15.822C7.76287 15.6249 7.05717 15.2969 6.42103 14.8198C6.24212 14.6856 6.23881 14.6591 6.40281 14.5034C7.0787 13.859 7.75294 13.2162 8.43048 12.5735C9.04011 11.9936 9.65139 11.4155 10.2627 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sectors, currently having set targets on six sectors. Ceres’ direct engagement with Citi and investor engagement through various shareholder resolutions has led them to improve their transition plan, disclose client alignment percentage data (showing that resp. 37% and 59% of their Energy and Power clients are demonstrating ability to decarbonize their scope ½ emissions) and commit to disclose their clean energy supply ratio next year.</p>  <div class="flex items-center"> <div> </div> </div> </div> <div x-cloak x-show="activeTab === 1" class="flex flex-col gap-5" >  <p class="mt-0 last:mb-0 leading-relaxed m-0 md:max-w-5xl">In 2024, after consulting with Ceres on methodologies and targets design, Bank of America committed to reduce its financed emissions intensity for three new sectors, Aviation, Steel and Cement (resp. –37% , -27% and –32% by 2030), and to align its Maritime Shipping portfolio to the Poseidon Principles. We are pursuing our work with them on targets design and the inclusion of facilitated emissions-to-targets scope.</p>  <div class="flex items-center"> <div> </div> </div> </div> <div x-cloak x-show="activeTab === 2" class="flex flex-col gap-5" >  <p class="mt-0 last:mb-0 leading-relaxed m-0 md:max-w-5xl">As of April 2024 Ceres continues to work with Wells Fargo on building a credible transition plan towards its net-zero targets and sector commitments for Oil and Gas, Power, Aviation, Automotive and Steel sectors through direct engagement, discussions and investor work.</p>  <div class="flex items-center"> <div> </div> </div> </div> <div x-cloak x-show="activeTab === 3" class="flex flex-col gap-5" >  <p class="mt-0 last:mb-0 leading-relaxed m-0 md:max-w-5xl">In February 2024, Barclays announced a climate strategy for transitioning the energy sector by committing to no longer directly financing new upstream oil and gas projects or related infrastructure and restricted funding for clients reliant on expansion (more than 10% of planned capital expenditure). Additionally, Ceres worked with Barclays to guide its pilot for a just transition assessment within its Client Transition Framework to evaluate whether clients are seeking to decarbonize in line with a just transition.</p>  <div class="flex items-center"> <div> </div> </div> </div> <div x-cloak x-show="activeTab === 4" class="flex flex-col gap-5" >  <p class="mt-0 last:mb-0 leading-relaxed m-0 md:max-w-5xl">In December 2023, JPMorgan committed to reduce its portfolio emissions intensity on two additional sectors, Shipping and Aluminum (resp. -33% and –25% by 2030), bringing sectors they set targets on to eight. One significant update this year was the adoption of a new “energy mix” target for scope 3, replacing their previous scope 3 energy target of –15%, the new target includes zero-carbon power generations in its scope and raises the intensity reduction percentage to –36% by 2030. 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