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</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(100%) translateZ(0)"><span color="rgb(15, 15, 15)" class="sc-f21ff114-0 dxyVTu"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span></span></span></a></div></div></div></div></div></div></div></div></div><div direction="column" class="sc-bXCLTC jgiRZq sc-iGgWBj sc-gsFSXq sc-kAyceB sc-imWYAI ikJBEP enCQdX"><div height="64" class="sc-iGgWBj etLPIJ"></div><div direction="column" class="sc-bXCLTC jgiRZq sc-iGgWBj sc-gsFSXq sc-kAyceB sc-imWYAI ikJBEP enCQdX"><div class="" style="position:fixed;top:0;left:0;height:2px;background:transparent;z-index:99999999999;width:100%"><div class="" style="height:100%;background:#fdda24;transition:all 500ms ease;width:0%"></div></div><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-9de1032e-0 iuYwuU" style="opacity:0;transform:translateY(100%) translateZ(0)"><button class="sc-9de1032e-1 blmtpl"><p class="sc-bba9ee74-0 sc-bba9ee74-4 tcZct cOiHby">Jump to...</p><span class="sc-2dd968f1-0 cpsIZQ"><span class="sc-2dd968f1-1 jnlDMo"><span color="#ffffff" class="sc-f21ff114-0 bNlcUb"><svg viewBox="0 0 16 16"><path d="M1.64645 5.35359L2.35356 4.64648L8.00001 10.2929L13.6465 4.64648L14.3536 5.35359L8.00001 11.7071L1.64645 5.35359Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo"><span color="#ffffff" class="sc-f21ff114-0 bNlcUb"><svg viewBox="0 0 16 16"><path d="M1.64645 5.35359L2.35356 4.64648L8.00001 10.2929L13.6465 4.64648L14.3536 5.35359L8.00001 11.7071L1.64645 5.35359Z"></path></svg></span></span></span></button></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-2651bbe2-e382-466b-831e-bdcf4a62f9d5" class="sc-7f31304f-0 chdalM"><div class="sc-5576eb26-0 grFjAX"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 sc-7fdee27e-2 fwKMda ikJBEP fpGmYQ kcwbzJ gfcNkC"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE gwRXjA"><div class="sc-iGgWBj sc-gsFSXq sc-kAyceB sc-7fdee27e-5 ikJBEP eSghCw ikuVWb"><p class="sc-jEACwC sc-9209a559-4 lhdApv giUgkw sc-7fdee27e-6 dKYA-dX" as="p">EFFECTIVE DATE: AUGUST 13, 2019</p><h1 class="sc-jEACwC sc-9209a559-1 gdkkkq jTdQka sc-7fdee27e-7 gCKNMg">Terms of Service</h1><div class="sc-7fdee27e-1 dtfTSn"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR"><strong class="sc-330cebb-15 iKtHYk">PLEASE READ THESE TERMS OF SERVICE CAREFULLY. THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER. THIS AFFECTS YOUR RIGHTS ABOUT HOW TO RESOLVE ANY DISPUTE WITH THE STELLAR DEVELOPMENT FOUNDATION.</strong></p></div></div></div></div></div></div></div><div class="sc-5576eb26-1 iObDKv"><div class="sc-5576eb26-2 hrTrkO"></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-a6077750-3c75-4b3e-9891-8309892cbe23" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The Stellar Development Foundation (the “SDF”, “we”, or “us”), a Delaware non-profit corporation, may offer and operate certain content, functionality, applications, and services (collectively the “Services”), including, without limitation, access and use of this website (www.stellar.org) and all applications therein.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Please read these Terms of Service carefully before using or accessing the Services. <em class="sc-330cebb-16 DjRmq">By accessing or using any of the Services we provide, you expressly agree to be bound by these Terms of Service.</em> We may modify these Terms of Service at any time, and such modification will be effective immediately upon posting of the modified Terms of Service to this website. Your continued use of the Services following the posting of the revised Terms of Service means that you accept and agree to the revised terms.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-321e2bc10befc18419f90e264736fca2" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Eligibility</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">By using the Services, you represent and warrant that you:</p><ol class="sc-330cebb-11 jxdJMk"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">are 13 years of age or older;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">are not barred to use the Services under any applicable law;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services, including but not limited to Syria, Sudan, Crimea, North Korea, Iran, or Cuba;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">are not identified as a “Specially Designated National” by the U.S. Department of the Treasury Office of Foreign Assets Control (“OFAC”) or placed on the U.S. Department of Commerce’s Denied Persons List;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">are either (a) using the Services only for your own personal use or (b) using the Services for another entity with authorization from such entity, and you have authority to agree to and do agree to these Terms of Service on behalf of such entity; and</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">you will comply with these Terms of Service and all applicable local, state, national, and international laws, rules, and regulations in your usage of the Services.</li></ol><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">If you do not meet all of these requirements, you must not access or use the Services.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-90916f82679488b40fcf1ee9d0cef718" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Privacy Policy</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Your privacy is of the utmost importance to us. By using the Services, you consent and agree to the collection and use of your information as disclosed in our Privacy Policy, which can be found <strong class="sc-330cebb-15 iKtHYk"><a variant="inlineLink" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv UESxY" href="/privacy-policy"><span variant="inlineLink" class="sc-c0c254ad-6 enAQtR"><span class="sc-bba9ee74-0 sc-c0c254ad-0 tcZct fXiidQ">here</span></span></a>.</strong></p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-07d2a28bad12caaf34af9a1e2e94c041" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Accessing the Services</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">We reserve the right to withdraw or amend the Services at our sole discretion without prior notice. You acknowledge and agree that from time to time the Services may be inaccessible or inoperable for any reason, including without limitation:</p><ol class="sc-330cebb-11 jxdJMk"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">equipment or technology malfunctions;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">periodic maintenance procedures or repairs which SDF may undertake from time to time; or</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">causes beyond the control of SDF or which are not reasonably foreseeable by SDF.</li></ol><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">If for any reason the Services are inaccessible or inoperable, you agree to hold harmless SDF for any impact this inaccessibility or inoperability may have upon you or your use of the Services.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You agree that you will use the Services only for lawful purposes and in accordance with these Terms of Service. You agree that you are solely responsible for any and all acts and omissions that occur with regard to your use of the Services, and you agree not to engage in prohibited use of the Services, as specified below.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You will not, under any circumstances, do any of the following:</p><ol class="sc-330cebb-11 jxdJMk"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">use the Services to defraud, threaten, harass, stalk, abuse, or otherwise violate the legal rights (including rights of privacy and publicity) of others;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">cause disruptive incidents;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">act, or fail to act, in your use of Services, in a manner that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the U.S. or other countries);</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">provide false, inaccurate, or misleading information;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">send, upload, download, or knowingly receive, use, or re-use any material which does not comply with these Terms of Service;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">scrape or collect information from the Services about others, including, without limitation, email addresses, without prior consent from us;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">attempt to disrupt, interfere, damage, or gain unauthorized access to any parts of the Services or any other computer network, server, computer, or database connected to the Services;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">impersonate or attempt to impersonate SDF, an SDF employee, contractor, or director, or any other person or entity;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">disseminate, store, or transmit viruses, scareware, Trojan horses, or other malicious code or program;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">use the Services to engage in or support any phishing, spoofing, or similar attack;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">use the Services to engage in or support fraudulent, unlawful, or criminal activity;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Services; or</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">engage in any other activity deemed by SDF to be in conflict with the spirit or intent of these Terms of Service or that, as determined by us, may harm SDF or users of the Services, or may expose them to liability.</li></ol></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-9ecfdfb44a391e0a94c84760b6d3d2b9" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Changes to the Services</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">We may modify or discontinue, temporarily or permanently, the Services or any part thereof without prior notice. You agree that we will not be liable for any modification, suspension, or discontinuance of the Services or any part thereof.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Information and other material provided through the Services may also be updated from time to time, but such content is not necessarily complete or up-to-date, and we are under no obligation to update such content or any other part of the Services, which you acknowledge by use of the Services</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-d8bc76a8649fc612f765ff376628e292" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Use of the Stellar Network</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Some of the Services may help you access the Stellar Network, a distributed ledger network powered by the Stellar open-source protocol, such as through a lightweight client. By accessing the Stellar Network, you may choose to send and receive lumens (also sometimes referred to as “XLM”) and other Stellar assets, build transactions, issue and trade tokens, build smart contracts, and otherwise transact through the Stellar Network. Please note that We do not control the Stellar Network and cannot control activity and data on the network, nor can we control the activities of you or third parties who may develop on the network, validate transactions on the network, or use the network. All activity and data on the Stellar Network is permanent and public.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">‍</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The Stellar Network is not a part of the Services defined herein. Activities on the Stellar Network are powered by a network of independent servers and are not controlled by us. We do not and cannot guarantee the successful operation, up-time, security, or functioning of the Stellar Network.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">‍</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You agree and acknowledge that any access or use by you of the Stellar Network is made solely at your own risk and that We bare no responsibility or liability for your use of the Stellar Network, including, without limitation, for any harm, loss, or damages arising from transactions sent to wrong Stellar addresses, incorrectly constructed transactions, software and network problems, technical failures, unauthorized access to any user wallets, legal and regulatory matters and consequences, or fraud conducted by third parties. Additionally, you agree and acknowledge that you will not, in connection with our Services, use the Stellar Network (i) in a manner that violates any applicable federal, state, local, or international law or regulation; (ii) to fund terrorism or other criminal activity; (iii) to circumvent any export restrictions or economic sanctions; or (iv) to engage in unlawful money transmission, currency exchanging, or money laundering.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-726654d3abf1f9b26b87e1c3c751eb69" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Use of Lumens</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Lumens are the native asset of the Stellar Network and are used to submit operations, create accounts, and as a bridge currency. Lumens are not legal tender, are not backed by any government, and are not subject to protections or insurance provided by the Federal Deposit Insurance Corporation or the Securities Investor Protection Corporation.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The fiat value of lumens is highly volatile, and lumens could lose all value. SDF does not control and is not responsible for the value of lumens and makes no guarantee, express or implied, of its value. You agree and acknowledge that any purchase of lumens by you or on your behalf is made voluntarily, willfully, and exclusively at your own risk.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">We do not hold, store, or take custody of any user’s lumens, Stellar tokens, or related private keys. You agree and acknowledge that you are solely responsible for the secure storage of any lumens, Stellar tokens, and related private keys in your possession. You agree that in no event will SDF be liable for the security or control of any user’s lumens or related private keys.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-a5094e0cf434a7fff4d9f740807ea87e" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Regulatory Acknowledgements</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You acknowledge the following:</p><ol class="sc-330cebb-11 jxdJMk"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">SDF does not offer securities-related services in the United States or to U.S. persons and is not registered with the U.S. Securities and Exchange Commission;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">SDF does not hold custody of any user’s private keys, lumens, or any other funds;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">SDF is not a money transmitter and does not convert or transmit lumens or any other thing of value on anyone’s behalf; and</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">SDF does not provide investment, financial, tax, or legal advice. The information and applications provided in connection with the Services does not constitute investment advice, financial advice, trading advice, or any other sort of advice, and should not be treated by any user as such. SDF makes no recommendation and does not provide any advice about the fiat value of lumens or any other digital currency.</li></ol></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-0d2a8f786f0c3a8737b5b6a993904a00" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Reliance on Information and Published Content</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The Services may include information and other educational content. This content is made available solely for general information purposes, and we do not warrant its accuracy, usefulness, or completeness. Any reliance you place on such content is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such material by you or any other user of the Services, or by anyone who may be informed of any of its contents.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-f2ea18dd3fb168f310fec3aa2da1a31b" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Third-Party Resources</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The Services may mention and link to other sites, services, and resources provided by third parties. SDF makes no representation or warranties of any kind regarding any site, service, or resource provided by a third party, including, without limitation, any representations or warranties regarding its accuracy, completeness, usefulness, security, or legitimacy. SDF has no control over third party sites, services, and resources, and is not responsible for any harm, loss, or damage that may arise from your use of them. If you decide to access any of the third party sites, services, or resources, you do so entirely at your own risk and subject to the terms and conditions for such sites, services, or resources.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-1f8209b441a53f9aed86cf68f6470a03" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Additional Terms and Conditions</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Additional terms and conditions may apply to specific applications, features, or portions of the Services. All such additional terms and conditions are hereby incorporated by this reference into these Terms of Service. Such terms shall be read to be consistent with these Terms of Service to the greatest extent possible. In the event of a direct conflict between these Terms of Service and the terms for any specific application, the terms and conditions for the specific application shall control.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-d1dc35f66bba0c6f00bdc87ef957ae79" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Intellectual Property Rights</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The Services (including but not limited to all information, software, text, displays, images, video and audio, and the design, selection, and arrangement thereof) are protected by copyright, trademark, and other intellectual property rights and laws of the United States and other applicable countries. You agree to abide by all applicable proprietary rights and laws, as well as any trademark or copyright notices or restrictions contained in the Terms of Service.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">These Terms of Service permit you to use the Services for your personal, non-commercial use only. Unless otherwise expressly indicated, You are prohibited from modifying, copying, displaying, distributing, transmitting, publishing, selling, licensing, creating derivative works from, or using any portions of the Services for commercial or public purposes without our express authorization or as expressly permitted by applicable copyright or trademark law.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">Except as otherwise indicated elsewhere by the Services, you may view, download and print the content available on the Services subject to the following conditions:</p><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">The content must be used solely for personal, informational, non-commercial purposes;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">The content must not be modified or altered in any way;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">The content must not be distributed;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">You must not remove any copyright or other proprietary notices contained in the content;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">If we provide desktop, mobile, or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by any end user license agreement for such applications;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">We reserve the right to revoke the authorization to view, download, and print any content available with the Services at any time; and</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">The rights granted to you constitute a non-exclusive and revocable license and not a transfer of title. All rights not expressly granted are reserved by SDF.</li></ul></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-cf652ed1ffe6f96fa6ef468d08df0097" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Trademarks</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">The “Stellar Development Foundation,” its logos, and any related product or service names, logos, or slogans, including, without limitation, the “Stellar” name and design, contained herein are trademarks or service marks of the Stellar Development Foundation and may not be copied, imitated, or used, in whole or in part, except as expressly permitted in this Terms of Service, our Brand Policy, or with the prior written permission of SDF. All other trademarks, names, or logos mentioned in connection with the Services are the property of their respective owners and may not be copied, imitated, or used, in whole or in part, without the written permission of the applicable trademark holder. The inclusion of any such reference does not constitute an approval, endorsement, or recommendation by us.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-37b775a19e082493a1d2d569103e5944" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Disclaimer of Warranties</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">YOUR USE OF THE SERVICES IS AT YOUR OWN RISK. THE SERVICES, ALL SUBPARTS THEREOF, INCLUDING ALL TOOLS, APPLICATIONS, AND OTHER CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED, OR STATUTORY.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SDF SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND/OR NON-INFRINGEMENT AS TO THE SERVICES AND THE INFORMATION, CONTENT, TOOLS, AND MATERIALS CONTAINED THEREIN. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">SDF DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT (A) ACCESS TO THE SERVICES OR ANY PART THEREOF WILL BE CONTINUOUS, UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THAT THE SERVICES OR ANY MATERIALS CONTAINED THEREIN ARE ACCURATE, COMPLETE, RELIABLE, OR CURRENT; (C) THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS; (D) OR THAT THE SERVICES OR ANY OF THE MATERIALS CONTAINED THEREIN WILL MEET YOUR REQUIREMENTS, NEEDS, OR EXPECTATIONS.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">ADDITIONALLY, SDF DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE LEGALITY OF THE SERVICES FOR ANY USE CASE, OR THAT THE SERVICES MAY MEET ANY REGULATORY AND COMPLIANCE NEEDS. YOU ARE SOLELY RESPONSIBLE FOR DETERMINING AND COMPLYING WITH ALL LEGAL AND REGULATORY RESTRICTIONS AND REQUIREMENTS THAT MAY GOVERN YOUR USE OF THE SERVICES.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">EXCEPT FOR THE EXPRESS STATEMENTS SET FORTH IN THESE TERMS OF SERVICE, YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED UPON ANY OTHER STATEMENT OR UNDERSTANDING, WHETHER WRITTEN OR ORAL, WITH RESPECT TO YOUR ACCESS AND USE OF THE SERVICES.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">SDF IS NOT ACTING AND CANNOT ACT AS YOUR ADVISOR WITH RESPECT TO ANY FINANCIAL, LEGAL, INVESTMENT, OR TAX MATTERS. ANY INFORMATION PROVIDED BY THE COMPANY IS FOR GENERAL INFORMATION ONLY, AND YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHETHER OR NOT TO USE THE SERVICES. YOU ACKNOWLEDGE THAT THE SERVICE MAY BE SUBJECT TO EXPORT RESTRICTIONS AND ECONOMIC SANCTIONS IMPOSED BY U.S. LAW.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-ae9d45cb600ea56f9cdcb8a8d037fd9f" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Limitation on Liability</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">YOU AGREE THAT IN NO EVENT WILL YOU SEEK TO HOLD SDF NOR WILL SDF BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OF SERVICE, THE SERVICES, THE STELLAR NETWORK, OR LUMENS, INCLUDING, WITHOUT LIMITATION, YOUR USE OR INABILITY TO USE THE SERVICES; THE SECURE STORAGE OF YOUR PRIVATE KEYS OF LUMENS OR OTHER CRYPTOCURRENCY; ANY CHANGES TO OR INACCESSIBILITY OR TERMINATION OF THE SERVICES; ANY DELAY, FAILURE, UNAUTHORIZED ACCESS TO, OR ALTERATION OF ANY TRANSMISSION OR DATA; ANY TRANSACTION OR AGREEMENT ENTERED INTO THROUGH THE SERVICES; ANY ACTIVITIES OR COMMUNICATIONS OF THIRD PARTIES; ANY LOSS OF LUMEN VALUE; OR ANY DATA OR MATERIAL FROM A THIRD PERSON ACCESSED ON OR THROUGH THE SERVICES, WHETHER SUCH LIABILITY IS ASSERTED ON THE BASIS OF TORT OR OTHERWISE, AND WHETHER OR NOT SDF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SUCH LIMITATION OF LIABILITY SHALL APPLY WHETHER THE DAMAGES ARISE FROM USE OR MISUSE OF AND RELIANCE ON SDF OR THE SERVICES, NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY AND TO THE FULLEST EXTENT PERMITTED BY LAW.</p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">IF YOU ARE DISSATISFIED WITH THE SERVICES, YOU AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY SHALL BE FOR YOU TO DISCONTINUE YOUR USE OF THE SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION AND EXCLUSIONS MAY NOT APPLY TO YOU.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-2945edd5a2a3eac7fe66d4beccd45c46" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Arbitration and Class Action Waiver</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR"><strong class="sc-330cebb-15 iKtHYk">PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH THE STELLAR DEVELOPMENT FOUNDATION AND IT LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.</strong></p><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You and SDF agree to arbitrate any disputes, controversies, or claims (any of the foregoing, a “Claim”) arising from these Terms of Service or relating to the Services. ARBITRATION PREVENTS YOU FROM SUING IN COURT OR FROM HAVING A JURY TRIAL. You and SDF agree to the following:</p><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">NEITHER YOU NOR SDF WILL HAVE THE RIGHT TO LITIGATE A CLAIM IN COURT OR TO HAVE A JURY TRIAL ON A CLAIM, OR TO ENGAGE IN PRE-ARBITRATION DISCOVERY;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">Arbitration will only decide your or our Claim, and you may not consolidate or join the Claims of other persons who have similar Claims. YOU AGREE THAT YOU WILL NOT HAVE THE RIGHT TO PARTICIPATE AS A REPRESENTATIVE OR MEMBER OF ANY CLASS OF CLAIMANTS, OR AS A PRIVATE ATTORNEY GENERAL, PERTAINING TO ANY CLAIM COVERED OR ARISING FROM THESE TERMS OF SERVICE OR YOUR USE OF THE SERVICES;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">To notify each other of any dispute within thirty (30) days of when the cause of dispute arises; and</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">To attempt informal resolution prior to any demand for arbitration.</li></ul><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">If arbitration is chosen by any party, the following will apply:</p><ul class="sc-330cebb-14 cJKXCP"><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">Arbitration will be conducted confidentially by a single arbitrator in accordance with the JAMS Streamlined Arbitration Rules, unless your aggregated Claims are for $250,000 or more, in which case its Comprehensive Arbitration Rules shall apply;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">Arbitration shall occur in San Francisco, California, and the arbitrator shall apply applicable substantive law consistent with the Federal - Arbitration Act, 9 U.S.C. §§ 1 through 16, including but not limited to applicable statutes of limitation, and shall honor claims of privilege recognized at law;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">The state or federal courts in San Francisco County, California have exclusive jurisdiction over any appeals of an arbitration award and over any suit between the parties not subject to arbitration;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">In any arbitration, the parties will not seek discovery from each other, and the arbitrator shall not allow parties to engage in discovery; rather, each party shall disclose the evidence supporting their positions at a mutually agreeable time and date prior to the final hearing;</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">At the request of either party, all arbitration proceedings will be conducted in the utmost secrecy and, in such case, all documents, testimony, and records shall be received, heard, and maintained by the arbitrators in secrecy under seal, available for inspection only by the parties, their respective attorneys, and their respective experts, consultants, or witnesses who have agreed, in advance and in writing, to receive all such information as confidential to be used solely for purposes of the arbitration; and</li><li class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-10 duLwTu">Other than class procedures and remedies discussed herein, the arbitrator has the authority to grant any remedy that would otherwise be available in court.</li></ul><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">If the requirement to arbitration and/or the prohibition against class actions and other Claims brought on behalf of third parties contained above is found to be unenforceable, then that language shall be deemed to have been removed from the Terms of Service and the remaining obligations relating to arbitration shall continue in full force and effect.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-42b2da6ff95768df9f8726572e0e2057" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Indemnification</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">You agree to defend, indemnify, and hold harmless SDF, its independent contractors, service providers, advisors, and consultants, and their respective directors, employees, and agents (altogether, the “Indemnitees”), from and against any Claims, damages, costs, liabilities, and expenses (including, without limitation, reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services; (b) your violation of these Terms of Service; (c) your violation of any rights of another; (d) your conduct in connection with the Services; or (e) your use of lumens or the Stellar Network. Some jurisdictions limit consumer indemnities, so some or all of the indemnity provisions above may not apply to you. If you are obligated to indemnify any of the Indemnitees, we reserve the right, in our sole discretion, to control any action or proceeding and to determine whether to settle and on what terms.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-cd9652e5b189832e6560a6c15cc91873" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Governing Law and Jurisdiction</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">These Terms of Service shall be governed by and construed in accordance with the laws of the State of California without resort to its conflict of law provisions. You agree that any legal action or proceeding arising out of or relating to these Terms of Service not subject to arbitration (as set forth below) shall be brought exclusively in a court of competent jurisdiction sitting in the City and County of San Francisco, California, United States. You further irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action, or proceeding arising out of these Terms of Service.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-31a46e48bdefbbe3ceb959978024ab07" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Assignability – No Third Party Beneficiaries</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">No provision of these Terms of Service is intended, nor will be interpreted, to provide or create any third party beneficiary rights or any other rights of any kind in any user, client, customer, affiliate, or any party hereto or any other person unless specifically provided otherwise herein, and except as so provided, all provisions hereof will be personal solely between you and SDF. SDF may assign its rights and duties under these Terms of Service to any party at any time without notice to you.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-952029c29d1ce136a4dc422660422107" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Waiver</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">No waiver by SDF, whether by conduct or otherwise, of any term, provision, or condition set forth in these Terms of Service shall be deemed a further or continuing waiver of such term, provision, or condition or a waiver of any other term, provision, or condition. Any failure or delay of SDF to assert a right or provision under these Terms of Service shall not constitute a waiver of such right or provision.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-693e4c4932427c0fcbd7255b6a3d523e" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Severability</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">If any provision of these Terms of Service is deemed unlawful, invalid, or otherwise unenforceable, then that provision, to the minimum extent necessary, shall be eliminated and deemed severable from these Terms of Service and will not affect the validity and enforceability of any remaining provisions.</p></div></div></div></div></div></div></section></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-539e7f3f-0 ikJBEP ecnKox GBYbP"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-539e7f3f-1 dHKQvP"></div></div></div><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH sc-7f31304f-1 ikJBEP ecnKox fZecjm"><section id="section-8b2e31cbd137d3721869a19860edc434" class="sc-7f31304f-0 chdalM"><div class="sc-dd309f0f-5 earVzt"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ"><div class="sc-hknOHE cMHsOW"><h2 class="sc-jEACwC sc-9209a559-2 sc-dd309f0f-2 fubFkn igzBoW czLifo">Entire Agreement</h2><div class="sc-dd309f0f-4 fjCIRX"><div class="sc-330cebb-3 bigNfU"><p class="sc-bba9ee74-0 sc-bba9ee74-3 gkIljR gOeAKR sc-330cebb-9 fHXSwR">These Terms of Service, including the Privacy Policy, constitute the complete and exclusive statement of the agreement between you and SDF with respect to the Services and supersedes all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, concerning the Services.</p></div></div></div></div></div></div></section></div><div class="sc-539e7f3f-2 eiukTL"><div class="sc-539e7f3f-3 iGBdoO"></div></div></div></div><div class="sc-bXCLTC gSSnsB"><div class="sc-iGgWBj sc-gsFSXq sc-dAlyuH ikJBEP gckTaj"><div width="100%" class="sc-iGgWBj sc-gsFSXq sc-hmdomO sc-a04cb64f-0 fwKMda ikJBEP fpGmYQ kcwbzJ"><div class="sc-iGgWBj sc-gsFSXq sc-fBWQRz sc-c58fb0ed-0 ikJBEP eebKum fexzxJ sc-9848ee34-0 eBEtlg"><div class="sc-hknOHE jxpxmA"><a aria-label="Homepage" class="sc-9848ee34-1 ePecFX" href="/"><svg viewBox="0 0 160 40" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_27_1534)"><path fill-rule="evenodd" clip-rule="evenodd" d="M40.6 5.23017L34.908 8.13017L7.422 22.1302C7.32906 21.4213 7.28229 20.7071 7.282 19.9922C7.28576 17.1395 8.0347 14.3374 9.45464 11.8633C10.8746 9.38919 12.9163 7.32896 15.3774 5.8867C17.8386 4.44444 20.6338 3.67018 23.4863 3.64062C26.3388 3.61106 29.1495 4.32722 31.64 5.71817L34.898 4.05817L35.384 3.81017C32.3995 1.64394 28.8741 0.345091 25.1975 0.0571559C21.521 -0.230779 17.8364 0.503418 14.551 2.1786C11.2656 3.85379 8.5074 6.40472 6.58114 9.54948C4.65488 12.6942 3.63562 16.3104 3.636 19.9982C3.636 20.5075 3.65533 21.0148 3.694 21.5202C3.74815 22.2358 3.58944 22.9514 3.23784 23.5771C2.88623 24.2027 2.35744 24.7104 1.718 25.0362L0 25.9122V29.9982L5.058 27.4202L6.696 26.5842L8.31 25.7622L37.286 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5.90625H115.602V34.0742H119.136V5.90625ZM122.668 5.90625H126.202V34.0742H122.668V5.90625Z" fill="currentColor"></path></g></svg></a></div><div class="sc-hknOHE sc-9848ee34-5 jSSGba kXpfcY"><div class="sc-9848ee34-2 dqixEQ"><h3 class="sc-bba9ee74-0 sc-bba9ee74-5 goShXB cplXFb">ABOUT US</h3><ul class="sc-9848ee34-3 LoQnK"><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Stellar Development Foundation" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/foundation"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Stellar Development Foundation</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Team" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/foundation/team"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Team</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Careers" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/foundation/careers"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Careers</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Roadmap" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/foundation/roadmap"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Roadmap</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Brand Resource Hub" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/brand-resources"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Brand Resource Hub</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Press and Reports" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/press"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Press and Reports</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Blog" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/blog"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Blog</span></span></a></li></ul></div><div class="sc-9848ee34-2 dqixEQ"><h3 class="sc-bba9ee74-0 sc-bba9ee74-5 goShXB cplXFb">PRODUCTS AND SERVICES</h3><ul class="sc-9848ee34-3 LoQnK"><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Use Cases" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/use-cases"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Use Cases</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Case Studies" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/case-studies"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Case Studies</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Products and Tools" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/products-and-tools"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Products and Tools</span></span></a></li></ul></div><div class="sc-9848ee34-2 dqixEQ"><h3 class="sc-bba9ee74-0 sc-bba9ee74-5 goShXB cplXFb">THE STELLAR NETWORK</h3><ul class="sc-9848ee34-3 LoQnK"><li class="sc-9848ee34-4 hEdJO"><a href="https://anchors.stellar.org" data-testid="doormat-link" aria-label="Anchor Directory (opens in a new tab)" variant="textButton" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" target="_blank" rel="noopener noreferrer"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Anchor Directory</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(0) translateY(0) translateZ(0)"><span color="rgb(150, 150, 150)" class="sc-f21ff114-0 dMdNwW"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(100%) translateZ(0)"><span color="rgb(150, 150, 150)" class="sc-f21ff114-0 dMdNwW"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span></span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Ecosystem Projects" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/ecosystem"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">Ecosystem Projects</span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a data-testid="doormat-link" aria-label="Learn" variant="textButton" class="sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" href="/learn"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 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3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span><span class="sc-2dd968f1-1 jnlDMo" style="transform:translateX(-100%) translateY(100%) translateZ(0)"><span color="rgb(150, 150, 150)" class="sc-f21ff114-0 dMdNwW"><svg viewBox="0 0 16 16"><path d="M11.4926 5.21447L3.8609 12.8462L3.1538 12.1391L10.7855 4.50736L3.50735 4.50736L3.50735 3.50736L11.9926 3.50736L12.4926 3.50736V4.00736V12.4926H11.4926V5.21447Z"></path></svg></span></span></span></span></a></li><li class="sc-9848ee34-4 hEdJO"><a href="https://developers.stellar.org/api" data-testid="doormat-link" aria-label="API Reference (opens in a new tab)" variant="textButton" class="sc-gEvEer hIFHmP sc-gFqAkR sc-c0c254ad-5 jOfBNv dudzTm" target="_blank" rel="noopener noreferrer"><span variant="textButton" class="sc-c0c254ad-6 iIsQTp"><span class="sc-bba9ee74-0 sc-bba9ee74-4 sc-c0c254ad-3 kRllql cOiHby iBobIU">API Reference</span><span class="sc-2dd968f1-0 eCPgze"><span class="sc-2dd968f1-1 jnlDMo" 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type="application/json">{"props":{"pageProps":{"preventIndexing":false,"_type":"foundationPage","language":"en","content":[{"_type":"oneColumnHtmlSection","theme":"lightTheme","_key":"a6077750-3c75-4b3e-9891-8309892cbe23","body":[{"style":"normal","_key":"b9fe7b7c9267","markDefs":[],"children":[{"marks":[],"text":"The Stellar Development Foundation (the “SDF”, “we”, or “us”), a Delaware non-profit corporation, may offer and operate certain content, functionality, applications, and services (collectively the “Services”), including, without limitation, access and use of this website (www.stellar.org) and all applications therein.","_key":"c9624db8bade0","_type":"span"}],"_type":"richText"},{"_key":"f4c7a33570b6","markDefs":[],"children":[{"text":"Please read these Terms of Service carefully before using or accessing the Services. 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Your continued use of the Services following the posting of the revised Terms of Service means that you accept and agree to the revised terms.","_key":"b1c1a32f4a8e2"}],"_type":"richText","style":"normal"}],"ctas":null},{"title":"Eligibility","_type":"oneColumnHtmlSection","theme":"lightTheme","_key":"321e2bc10befc18419f90e264736fca2","body":[{"_type":"richText","style":"normal","_key":"eacb24a2bace","markDefs":[],"children":[{"_type":"span","marks":[],"text":"By using the Services, you represent and warrant that you:","_key":"15c87bbdb59d0"}]},{"_type":"richText","style":"normal","_key":"4dcdfa44bf36","listItem":"number","markDefs":[],"children":[{"text":"are 13 years of age or older;","_key":"52155cafca330","_type":"span","marks":[]}],"level":1},{"_key":"1b58e55de560","listItem":"number","markDefs":[],"children":[{"_type":"span","marks":[],"text":"are not barred to use the Services under any applicable law;","_key":"5856fbbeca540"}],"level":1,"_type":"richText","style":"normal"},{"_type":"richText","style":"normal","_key":"8ee0e5a5d658","listItem":"number","markDefs":[],"children":[{"_type":"span","marks":[],"text":"are not located in, under the control of, or a national or resident of any country to which the United States has embargoed goods or services, including but not limited to Syria, Sudan, Crimea, North Korea, Iran, or Cuba;","_key":"3de626c176b60"}],"level":1},{"markDefs":[],"children":[{"_type":"span","marks":[],"text":"are not identified as a “Specially Designated National” by the U.S. Department of the Treasury Office of Foreign Assets Control (“OFAC”) or placed on the U.S. Department of Commerce’s Denied Persons List;","_key":"da780ccf3de20"}],"level":1,"_type":"richText","style":"normal","_key":"2df0a778d341","listItem":"number"},{"style":"normal","_key":"fafebe3dae1d","listItem":"number","markDefs":[],"children":[{"_key":"efc7ded479960","_type":"span","marks":[],"text":"are either (a) using the Services only for your own personal use or (b) using the Services for another entity with authorization from such entity, and you have authority to agree to and do agree to these Terms of Service on behalf of such entity; and"}],"level":1,"_type":"richText"},{"listItem":"number","markDefs":[],"children":[{"_type":"span","marks":[],"text":"you will comply with these Terms of Service and all applicable local, state, national, and international laws, rules, and regulations in your usage of the Services.","_key":"876a92fb5cf80"}],"level":1,"_type":"richText","style":"normal","_key":"533dc7c6f9e7"},{"style":"normal","_key":"2ab6adc4155e","markDefs":[],"children":[{"marks":[],"text":"If you do not meet all of these requirements, you must not access or use the Services.","_key":"47743a1fc00a0","_type":"span"}],"_type":"richText"}],"ctas":null},{"_type":"oneColumnHtmlSection","theme":"lightTheme","_key":"90916f82679488b40fcf1ee9d0cef718","body":[{"markDefs":[{"route":{"url":"/privacy-policy"},"_type":"internalLink","_key":"86eff265303d"}],"children":[{"_key":"44ee7a92a1970","_type":"span","marks":[],"text":"Your privacy is of the utmost importance to us. 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