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<!DOCTYPE html><html lang="en" dir="ltr" class=""><head><meta charSet="utf-8"/><meta name="viewport" content="viewport-fit=cover, width=device-width, initial-scale=1, shrink-to-fit=no"/><link as="font" crossorigin="" href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-regular-webfont.woff2" rel="preload" type="font/woff2"/><style data-href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-regular-webfont.woff2">@font-face{ font-family: 'Merriweather'; src: url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-regular-webfont.woff2) format('woff2'), url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-regular-webfont.woff) format('woff'); font-weight: 400; font-style: normal; font-display: swap;}</style><link as="font" crossorigin="" href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bold-webfont.woff2" rel="preload" type="font/woff2"/><style data-href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bold-webfont.woff2">@font-face { font-family: 'Merriweather'; src: url('https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bold-webfont.woff2') format('woff2'), url('https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bold-webfont.woff') format('woff'); font-weight: 700; font-style: normal; font-display: swap; }</style><link as="font" crossorigin="" href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-italic-webfont.woff2" rel="preload" type="font/woff2"/><style data-href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-italic-webfont.woff2">@font-face{font-family: 'Merriweather';src:url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-italic-webfont.woff2) format('woff2'),url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-italic-webfont.woff) format('woff'); font-weight: 400; font-style: italic; font-display: swap;}</style><link as="font" crossorigin="" href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff2) format('woff2'),url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff)" rel="preload" type="font/woff2"/><style data-href="https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff2) format('woff2'),url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff)">@font-face { font-family: 'Merriweather'; src: url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff2) format('woff2'), url(https://cdn.patchcdn.com/assets/layout/fonts/merriweather/merriweather-bolditalic-webfont.woff) format('woff'); font-weight: 700; font-style: italic; font-display: swap;}</style><title>Here's How West Virginians Can Sign Up Or Renew Obamacare Plans | Across West Virginia, WV Patch</title><meta name="description" content="Here's How West Virginians Can Sign Up Or Renew Obamacare Plans - Across West Virginia, WV - Despite the Trump administration's promise to repeal the policy, Obamacare is still the law of the land. Now is your chance to sign up."/><meta name="author_id" content="22941961"/><meta name="article_id" content="27329007"/><link rel="alternate" type="application/rss+xml" href="https://patch.com/editorial-feed"/><meta name="robots" content="MAX-IMAGE-PREVIEW:LARGE"/><link rel="canonical" href="https://patch.com/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans"/><meta name="twitter:image" content="https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg"/><meta property="og:title" content="Here’s How West Virginians Can Sign Up Or Renew Obamacare Plans"/><meta property="og:description" content="Despite the Trump administration's promise to repeal the policy, Obamacare is still the law of the land. Now is your chance to sign up."/><meta property="og:image" content="https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg"/><meta property="og:image:width" content="800"/><meta property="og:image:height" content="600"/><meta property="og:site_name" content="Across West Virginia, WV Patch"/><meta property="og:updated_time" content="2017-11-01T17:28:13Z"/><meta property="og:type" content="article"/><meta property="og:url" content="https://patch.com/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans"/><meta property="article:section" content="Health & Fitness"/><meta property="article:modified_time" content="2017-11-01T17:28:13Z"/><meta property="article:published_time" content="2017-11-01T17:28:13Z"/><script type="application/ld+json">{"@context":"https://schema.org","@type":"NewsArticle","url":"https://patch.com/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans","headline":"Here's How West Virginians Can Sign Up Or Renew Obamacare Plans","description":"Despite the Trump administration's promise to repeal the policy, Obamacare is still the law of the land. Now is your chance to sign up.","datePublished":"2017-11-01T17:28:13Z","dateModified":"2017-11-01T17:28:13Z","articleSection":"Health & Fitness","author":{"@type":"Person","name":"Daniel Hampton","url":"https://patch.com/users/dan-hampton"},"image":["https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg"],"mainEntityOfPage":{"@type":"WebPage","@id":"https://patch.com/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans"},"publisher":{"@type":"Organization","name":"Patch","logo":{"@type":"ImageObject","url":"https://patch.com/img/cdn/assets/layout/icons/logo/android-chrome-192x192.png?width=48","width":"48","height":"48"}}}</script><meta name="next-head-count" content="27"/><meta http-equiv="Content-Type" content="text/html; charset=utf-8"/><meta http-equiv="x-dns-prefetch-control" content="on"/><meta name="apple-itunes-app" content="app-id=430049632"/><meta 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href="mailto:?subject=Here%E2%80%99s%20How%20West%20Virginians%20Can%20Sign%20Up%20Or%20Renew%20Obamacare%20Plans&body=Despite%20the%20Trump%20administration%27s%20promise%20to%20repeal%20the%20policy%2C%20Obamacare%20is%20still%20the%20law%20of%20the%20land.%20Now%20is%20your%20chance%20to%20sign%20up.%0D%0A%0D%0Ahttps://patch.com/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans%3Futm_source%3Dshared-email%26utm_medium%3Demail%26utm_campaign%3Dshare" class="styles_SocialShare__Action__r4Xic styles_SocialShare__Action--email__graN_"><i class="fa fa-envelope styles_SocialShare__Icon__dJazc"></i></a></div><article class="styles_Section__card__4Uoov"><div class="styles_CardDetail__Header__GQxrS"><h6><a href="/west-virginia/across-wv/lifestyle" class="Label_CardDetail__topicLabel__Pdhoj Link_Link__pj9SR">Health & Fitness</a></h6><h1 class="Title_CardDetail__Title__gl_p8">Here’s How West Virginians Can Sign Up Or Renew Obamacare Plans</h1><h2 class="styles_CardDetail__Description__KnSxe">Despite the Trump administration's promise to repeal the policy, Obamacare is still the law of the land. Now is your chance to sign up.</h2><div class="styles_BylineSection__GMjy9"><div class="styles_BylineSummary__AvatarContainer__X63OE"><div class="styles_BylineSummary__Avatar__LGydx" style="z-index:10"><img alt="Daniel Hampton's profile picture" class="avatar-img avatar-img--base is-lazy-loaded" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mP8/x8AAwMCAO+ip1sAAAAASUVORK5CYII="/><noscript><img alt="Daniel Hampton's profile picture" class="avatar-img avatar-img--base" src="https://patch.com/img/cdn20/users/22941961/profile_pics/20210703-132157___14182412023.jpg?width=64"/></noscript></div></div><h6 class="styles_BylineSection__bylines__C2clA"><div class="styles_BylineSummary__1Gl_U"><a href="/users/dan-hampton" class="styles_BylineSummary__Link__5UiLW"><strong>Daniel Hampton</strong>, </a><span>Patch Staff</span><span class="styles_Badges__lhHGg styles_Badges--small__t9shf"><img alt="Verified Patch Staff Badge" class="styles_Badge__PNwMX is-lazy-loaded" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mP8/x8AAwMCAO+ip1sAAAAASUVORK5CYII="/><noscript><img alt="Verified Patch Staff Badge" class="styles_Badge__PNwMX" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/></noscript></span></div></h6></div><div class="styles_Dateline__Yahhb"><time dateTime="2017-11-01T17:28:13Z">Posted Wed, Nov 1, 2017 at 1:28 pm ET</time></div><div class="Row_CardDetail__Row__BYg88"></div></div><div class="styles_FeaturedMedia__rAu_E"><figure><style data-emotion="css 79elbk">.css-79elbk{position:relative;}</style><div class="MuiBox-root css-79elbk"><img class="styles_CardDetail__FeaturedImage__MlywD" src="https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg" srcSet="https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg?width=640 640w, https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg?width=1200 1200w" sizes="(min-width: 780px) 726px, 100vw" width="700" height="525"/></div></figure></div><div class="styles_HTMLContent__LDG2k"><p>CHARLESTON, WV — Republicans are still promising to “repeal and replace Obamacare,” but after a series of failures, the health care law remains in force. As of Nov. 1, the federal government’s “open enrollment” period for Obamacare — also known as the Affordable Care Act — has begun.</p></div><div class="js-ad ContentBlocks_CardDetail__AdBlock__GpVT1"><div id="client_ad_dfp_mobile_slot_1" class="ad ad--styled-margin ad--preview ad--mobile"></div></div><div class="styles_HTMLContent__LDG2k"><p>People who don’t have health coverage or those who need to renew their plans in the individual market for 2018 can now sign up.</p> <p>Under the law, each state had the opportunity to set up their own marketplace to sell health insurance plans that are subsidized for people with low and or middle incomes. Some states chose to set up their own marketplaces, while others direct their residents to use the federal website to enroll. West Virginia, like 17 other states, has a <a href="http://www.commonwealthfund.org/interactives-and-data/maps-and-data/state-exchange-map" target="_blank" rel="nofollow">federally facilitated marketplace</a>. West Virginia works with insurers to make sure the plans are in compliance with the law.</p></div><div class="ContentBlocks_CardDetail__SubscribeBlock__4zBcQ ContentBlocks_CardDetail__SubscribeBlock--mobile__18tT_"><section class="styles_SubscribeForm__0dj5n"><h2 class="styles_SubscribeForm__title__F_olP">Find out what's happening in Across West Virginia<span class="styles_SubscribeForm__title--nextLine__FTO3K">with free, real-time updates from Patch.</span></h2><div class="styles_SubscribeForm__body__3Usxf"><form class="styles_Card__Form__XLoCT"><div class="styles_Card__FormInner__EMDdU"><input type="email" value="" class="styles_SubscribeForm__input__3JKNM" aria-label="Enter your email address" autoComplete="email" placeholder="Your email address" required=""/><button class="styles_SubscribeForm__submit__Tl0Kv" type="submit">Subscribe<i class="fa fa-spinner icon icon--space-left spin styles_SubscribeForm__spinner__1dpYf"></i></button></div></form></div></section></div><div class="js-ad ContentBlocks_CardDetail__AdBlock__GpVT1 ContentBlocks_CardDetail__AdBlock--native__M_lBb ContentBlocks_CardDetail__AdBlock--desktop__70SV6"><div id="artcl_1" class="ad ad--native ad--styled-margin"></div></div><div class="styles_HTMLContent__LDG2k"><p>To see where you should go to shop for plans and sign up in your state, visit <a href="https://www.healthcare.gov/see-plans/" rel="nofollow" target="_blank">HealthCare.gov and enter your ZIP code</a>. The enrollment period ends on Dec. 15.</p> <p>Under Obamacare, people cannot be turned down for insurance or charged more because they have pre-existing conditions.</p></div><div class="js-ad ContentBlocks_CardDetail__AdBlock__GpVT1"><div id="client_ad_dfp_mobile_slot_2" class="ad ad--styled-margin ad--preview ad--mobile"></div></div><div class="ContentBlocks_CardDetail__SubscribeBlock__4zBcQ ContentBlocks_CardDetail__SubscribeBlock--desktop__oN6vv"><section class="styles_SubscribeForm__0dj5n"><h2 class="styles_SubscribeForm__title__F_olP">Find out what's happening in Across West Virginia<span class="styles_SubscribeForm__title--nextLine__FTO3K">with free, real-time updates from Patch.</span></h2><div class="styles_SubscribeForm__body__3Usxf"><form class="styles_Card__Form__XLoCT"><div class="styles_Card__FormInner__EMDdU"><input type="email" value="" class="styles_SubscribeForm__input__3JKNM" aria-label="Enter your email address" autoComplete="email" placeholder="Your email address" required=""/><button class="styles_SubscribeForm__submit__Tl0Kv" type="submit">Subscribe<i class="fa fa-spinner icon icon--space-left spin styles_SubscribeForm__spinner__1dpYf"></i></button></div></form></div></section></div><div class="styles_HTMLContent__LDG2k"><p>The Trump administration — which intends to push for repealing Obamacare after Congress finishes with tax reform — has shortened the enrollment period to only six weeks, down from three months last year. It also announced that for 12 hours on most Sundays during the enrollment period, HealthCare.gov will be shut down for maintenance, which will further reduce the amount of time people will have to sign up for health insurance.</p> <p>Additionally, advertising for the <a href="https://www.snopes.com/trump-obamacare-advertising-enrollment/" rel="nofollow" target="_blank">enrollment period</a>, which helps people who don’t know how or when to sign up, has been slashed by about 90 percent by the Department of Health and Human Services this year. </p></div><div class="js-ad ContentBlocks_CardDetail__AdBlock__GpVT1"><div id="client_ad_dfp_mobile_slot_3" class="ad ad--styled-margin ad--preview ad--mobile"></div></div><div class="styles_HTMLContent__LDG2k"><p>Insurance premiums associated with the federal health care law are indeed rising. The consulting firm Avalere Health determined last week that premiums for the most popular "Obamacare" plans are going up an average of 34 percent.</p> <p>But the firm found that the Trump administration's actions are contributing to the price increases by adding instability to the underlying problems of the health law's marketplaces. Avalere said market instability is driven by Trump's recent decision to end subsidy payments to insurers, the continued debate over repeal and replace, and a presidential executive order that could pave the way for lower-cost plans outside of the Obama-era law.</p></div><div class="js-ad ContentBlocks_CardDetail__AdBlock__GpVT1 ContentBlocks_CardDetail__AdBlock--native__M_lBb"><div id="artcl_m1" class="ad ad--styled-margin"></div></div><div class="styles_HTMLContent__LDG2k"><p><em>Cody Fenwick and The Associated Press contributed to this report.</em></p> <p><em>Photo by Joe Raedle/Getty Images</em></p></div><div class="ContentBlocks_CardDetail__ContentBlock__xN30Y"><div></div></div><p class="styles_HTMLContent__LDG2k SubscribeCTABlurb_SubscribeCTABlurb__M_Azu"><hr/>Get more local news delivered straight to your inbox. <a target="_blank" href="/subscribe" class="">Sign up for free Patch newsletters and alerts.</a></p><div class="styles_CardDetail__Footer__6KH1g"><div class="styles_ActionBar__X7IpK"><div class="styles_ActionBar__BarLeft__tNiSc"><button aria-label="thank" class="Button_ActionBar__Button__bPA9K Button_ActionBar__Button--thank__1uapr" type="button"><span class="Button_ActionBar__Icon__QkOaK "><i class="fa fa-heart-fal"></i></span><span class="Button_ActionBar__Label__INNWl">Thank</span></button><div class="styles_ShareDropdown__TzLvU"><button id="article_card_detail:27329007__share-toggle" class="Button_ActionBar__Button__bPA9K Button_ActionBar__Button--share__kqabD"><span class="Button_ActionBar__Icon__QkOaK"><i class="fa fa-share-all-light"></i></span><span class="Button_ActionBar__Label__INNWl" aria-label="New! 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Now is your chance to sign up.","created":"2017-11-01T17:28:13Z","updated":"2017-11-01T17:28:13Z","author":{"id":22941961,"name":"Daniel Hampton","profilePicture":"https://patch.com/img/cdn20/users/22941961/profile_pics/20210703-132157___14182412023.jpg","alias":"/users/dan-hampton","userTags":[],"neighborPoints":0,"rid":4},"patch":{"email":"westvirginia@patch.com","twitterUrl":"https://twitter.com/PatchWestVa","categoryMenuEnabled":true,"dma":"charleston-huntington","homePageType":"tiles","pinningEnabled":true,"latitude":"38.3498","model":"mature","facebookUrl":"https://facebook.com/1716925218564660","shortName":"Across West Virginia","grade":"Z","wbs":"US_WV_WESTVIRGINIA","slug":"across-wv","siteMapEnabled":true,"longitude":"-81.6326","covered":"no","timezone":"America/New_York","editor":{"id":"25951560","name":"Patch Team Manager","email":"sproutteammanager@patch.com","alias":"/users/sprout-team-manager"},"alias":"/west-virginia/across-wv","id":11202,"name":"Across West Virginia","region":{"id":2748,"name":"West Virginia","alias":"/west-virginia/across-wv","abbreviation":"WV"},"type":"state"},"shortTitle":"How To Sign Up Or Renew Obamacare Plans In WV","evergreen":false,"originalContent":false,"canonicalUrl":"/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans","replyCount":0,"totalReplies":0,"repliesEnabled":true,"tags":[],"additionalBylines":[],"titleEmail":"Here’s How West Virginians Can Sign Up Or Renew Obamacare Plans","titleSocial":"Here’s How West Virginians Can Sign Up Or Renew Obamacare Plans","images":[{"url":"https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg"}],"imageThumbnail":"https://patch.com/img/cdn20/users/22941961/20171101/012808/styles/raw/public/processed_images/obamacare_enrollment-1509557122-2267.jpg","contentKeywords":[],"contentIABCategories":[],"type":"article","flags":{"thankCount":0,"spamCount":0,"offensiveCount":0,"notLocalCount":0,"disagreeCount":0,"promotionalCount":0,"unverifiedCount":0},"itemAlias":"/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans","topic":{"id":3025,"name":"Health \u0026 Fitness","alias":"/west-virginia/across-wv/lifestyle"},"category":"news","ampAlias":"/west-virginia/across-wv/amp/27329007/here-s-how-west-virginians-can-sign-up-or-renew-obamacare-plans","isShared":false,"relCanonicalUrl":"/west-virginia/across-wv/here-s-how-west-virginians-can-sign-or-renew-obamacare-plans","shouldRenderAmpLink":false,"indexArticle":true,"enableAds":true,"preHeader":"CHARLESTON, WV \u0026mdash; Republicans are still promising to \u0026ldquo;repeal and replace Obamacare,\u0026rdquo; but after a series of failures, the health care law remains in force. As of Nov. 1, the federal go","statusFlags":{"isSpecialPin":false,"isTopStories":false,"isMostRecent":true,"isBreakingNews":false,"isExternal":false,"isDailyDigest":false,"isRobot":false,"isPressRelease":false,"isSponsoredContent":false,"isStaffContent":true,"isNewsPartnerContent":false,"isNeighborContent":false},"body":"\u003cp\u003eCHARLESTON, WV — Republicans are still promising to \"repeal and replace Obamacare,\" but after a series of failures, the health care law remains in force. As of Nov. 1, the federal government's \"open enrollment\" period for Obamacare — also known as the Affordable Care Act — has begun.\u003c/p\u003e \u003cp\u003ePeople who don't have health coverage or those who need to renew their plans in the individual market for 2018 can now sign up.\u003c/p\u003e \u003cp\u003eUnder the law, each state had the opportunity to set up their own marketplace to sell health insurance plans that are subsidized for people with low and or middle incomes. Some states chose to set up their own marketplaces, while others direct their residents to use the federal website to enroll. West Virginia, like 17 other states, has a \u003ca href=\"http://www.commonwealthfund.org/interactives-and-data/maps-and-data/state-exchange-map\" target=\"_blank\" rel=\"nofollow\"\u003efederally facilitated marketplace\u003c/a\u003e. West Virginia works with insurers to make sure the plans are in compliance with the law.\u003c/p\u003e \u003cp\u003eTo see where you should go to shop for plans and sign up in your state, visit \u003ca href=\"https://www.healthcare.gov/see-plans/\" rel=\"nofollow\" target=\"_blank\"\u003eHealthCare.gov and enter your ZIP code\u003c/a\u003e. The enrollment period ends on Dec. 15.\u003c/p\u003e \u003cp\u003eUnder Obamacare, people cannot be turned down for insurance or charged more because they have pre-existing conditions.\u003c/p\u003e \u003cp\u003eThe Trump administration — which intends to push for repealing Obamacare after Congress finishes with tax reform — has shortened the enrollment period to only six weeks, down from three months last year. It also announced that for 12 hours on most Sundays during the enrollment period, HealthCare.gov will be shut down for maintenance, which will further reduce the amount of time people will have to sign up for health insurance.\u003c/p\u003e \u003cp\u003eAdditionally, advertising for the \u003ca href=\"https://www.snopes.com/trump-obamacare-advertising-enrollment/\" rel=\"nofollow\" target=\"_blank\"\u003eenrollment period\u003c/a\u003e, which helps people who don't know how or when to sign up, has been slashed by about 90 percent by the Department of Health and Human Services this year. \u003c/p\u003e \u003cp\u003eInsurance premiums associated with the federal health care law are indeed rising. The consulting firm Avalere Health determined last week that premiums for the most popular \"Obamacare\" plans are going up an average of 34 percent.\u003c/p\u003e \u003cp\u003eBut the firm found that the Trump administration's actions are contributing to the price increases by adding instability to the underlying problems of the health law's marketplaces. Avalere said market instability is driven by Trump's recent decision to end subsidy payments to insurers, the continued debate over repeal and replace, and a presidential executive order that could pave the way for lower-cost plans outside of the Obama-era law.\u003c/p\u003e \u003cp\u003e\u003cem\u003eCody Fenwick and The Associated Press contributed to this report.\u003c/em\u003e\u003c/p\u003e \u003cp\u003e\u003cem\u003ePhoto by Joe Raedle/Getty Images\u003c/em\u003e\u003c/p\u003e","contentBlocks":[{"content":"\u003cp\u003eCHARLESTON, WV — Republicans are still promising to “repeal and replace Obamacare,” but after a series of failures, the health care law remains in force. As of Nov. 1, the federal government’s “open enrollment” period for Obamacare — also known as the Affordable Care Act — has begun.\u003c/p\u003e","key":"html:0","type":"html"},{"content":"client_ad_dfp_mobile_slot_1","key":"advertisement:client_ad_dfp_mobile_slot_1","type":"advertisement"},{"content":"\u003cp\u003ePeople who don’t have health coverage or those who need to renew their plans in the individual market for 2018 can now sign up.\u003c/p\u003e \u003cp\u003eUnder the law, each state had the opportunity to set up their own marketplace to sell health insurance plans that are subsidized for people with low and or middle incomes. Some states chose to set up their own marketplaces, while others direct their residents to use the federal website to enroll. West Virginia, like 17 other states, has a \u003ca href=\"http://www.commonwealthfund.org/interactives-and-data/maps-and-data/state-exchange-map\" target=\"_blank\" rel=\"nofollow\"\u003efederally facilitated marketplace\u003c/a\u003e. West Virginia works with insurers to make sure the plans are in compliance with the law.\u003c/p\u003e","key":"html:2","type":"html"},{"device":"mobile","key":"subscribe:mobile","type":"subscribe"},{"content":"artcl_1","key":"advertisement:artcl_1","type":"advertisement"},{"content":"\u003cp\u003eTo see where you should go to shop for plans and sign up in your state, visit \u003ca href=\"https://www.healthcare.gov/see-plans/\" rel=\"nofollow\" target=\"_blank\"\u003eHealthCare.gov and enter your ZIP code\u003c/a\u003e. The enrollment period ends on Dec. 15.\u003c/p\u003e \u003cp\u003eUnder Obamacare, people cannot be turned down for insurance or charged more because they have pre-existing conditions.\u003c/p\u003e","key":"html:5","type":"html"},{"content":"client_ad_dfp_mobile_slot_2","key":"advertisement:client_ad_dfp_mobile_slot_2","type":"advertisement"},{"device":"desktop","key":"subscribe:desktop","type":"subscribe"},{"content":"\u003cp\u003eThe Trump administration — which intends to push for repealing Obamacare after Congress finishes with tax reform — has shortened the enrollment period to only six weeks, down from three months last year. It also announced that for 12 hours on most Sundays during the enrollment period, HealthCare.gov will be shut down for maintenance, which will further reduce the amount of time people will have to sign up for health insurance.\u003c/p\u003e \u003cp\u003eAdditionally, advertising for the \u003ca href=\"https://www.snopes.com/trump-obamacare-advertising-enrollment/\" rel=\"nofollow\" target=\"_blank\"\u003eenrollment period\u003c/a\u003e, which helps people who don’t know how or when to sign up, has been slashed by about 90 percent by the Department of Health and Human Services this year. \u003c/p\u003e","key":"html:8","type":"html"},{"content":"client_ad_dfp_mobile_slot_3","key":"advertisement:client_ad_dfp_mobile_slot_3","type":"advertisement"},{"content":"\u003cp\u003eInsurance premiums associated with the federal health care law are indeed rising. The consulting firm Avalere Health determined last week that premiums for the most popular \"Obamacare\" plans are going up an average of 34 percent.\u003c/p\u003e \u003cp\u003eBut the firm found that the Trump administration's actions are contributing to the price increases by adding instability to the underlying problems of the health law's marketplaces. Avalere said market instability is driven by Trump's recent decision to end subsidy payments to insurers, the continued debate over repeal and replace, and a presidential executive order that could pave the way for lower-cost plans outside of the Obama-era law.\u003c/p\u003e","key":"html:10","type":"html"},{"content":"artcl_m1","key":"advertisement:artcl_m1","type":"advertisement"},{"content":"\u003cp\u003e\u003cem\u003eCody Fenwick and The Associated Press contributed to this report.\u003c/em\u003e\u003c/p\u003e \u003cp\u003e\u003cem\u003ePhoto by Joe Raedle/Getty 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