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<!DOCTYPE html><html lang="en" class="__variable_7f3cdd"><head><meta charSet="utf-8"/><link rel="preload" as="font" href="/_next/static/media/08f6869de032d726-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/562f9e66ce415c97-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/964da666ccb1de0d-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="preload" as="font" href="/_next/static/media/e05068a1c6e286d3-s.p.woff2" crossorigin="" type="font/woff2"/><link rel="stylesheet" href="/_next/static/css/46843416550d9a39.css" data-precedence="next"/><meta name="next-size-adjust"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><title>Moratorium Terms and Conditions | Fibe (formerly EarlySalary)</title><meta name="description" content="Read more about the Covid-19 personal &amp; instant cash loan instalment deferment terms and conditions, released by RBI (RBI/201920/186DOR.No .BP.BC.47/21.04.048/2019-20) dated March 27, 2020."/><meta name="viewport" content="width=device-width, initial-scale=1"/><meta name="facebook-domain-verification" content="x1jys55du9q7hw5ztn347vr7xluhyz"/><link rel="canonical" href="https://www.fibe.in/moratorium-terms/"/><meta name="google-site-verification" content="qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI"/><link rel="icon" href="/favicon.ico" type="image/x-icon" sizes="any"/><script src="/_next/static/chunks/polyfills-c67a75d1b6f99dc8.js" noModule=""></script></head><body class="font-gilroy !bg-white min-h-screen select-none"><noscript><iframe title="google tag manager" src="https://www.googletagmanager.com/ns.html?id=GTM-T3MDNS9" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript><header class="grid grid-cols-1 items-center fixed left-0 top-0 z-30 w-full bg-transparent"><nav 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2.60635H10.6852V3.02332C10.6851 3.40527 10.5507 3.77645 10.303 4.07953C10.0553 4.38263 9.70809 4.6008 9.31501 4.69999L11.7872 7.01968C11.7907 7.05444 11.7907 7.08934 11.7872 7.12396C11.7923 7.16439 11.7923 7.20512 11.7872 7.24555C11.7872 7.36074 11.7383 7.47128 11.6515 7.55273C11.5647 7.63418 11.4469 7.67999 11.3242 7.67999H11.1853C11.1284 7.66268 11.0751 7.63621 11.0278 7.60174L10.963 7.54095L7.24106 3.95286C7.17038 3.87199 7.13117 3.77091 7.12992 3.66619C7.12992 3.42636 7.33717 3.23175 7.59276 3.23175C7.70607 3.23233 7.81519 3.27262 7.89843 3.34476C7.90168 3.35901 7.90168 3.37385 7.89843 3.38825L8.25029 3.70968H8.25013C8.4118 3.83534 8.61424 3.90588 8.82428 3.90952C9.0698 3.90952 9.30541 3.81789 9.47901 3.655C9.65261 3.4921 9.75011 3.27115 9.75011 3.04064V2.60635H7.46318C7.20758 2.60635 7.00018 2.41174 7.00018 2.17191C7.00018 1.93207 7.20758 1.73747 7.46318 1.73747H9.7594V0.868734H7.46318C7.20758 0.868734 7.00018 0.674274 7.00018 0.434292C7.00018 0.194456 7.20758 0 7.46318 0H12.5372C12.7928 0 13.0002 0.19446 13.0002 0.434292C13.0002 0.674274 12.7928 0.868734 12.5372 0.868734H10.6854V1.73747H12.5372C12.6599 1.73747 12.7777 1.78328 12.8645 1.86473C12.9513 1.94618 13.0002 2.05672 13.0002 2.17191L13.0001 2.1719Z" fill="#F8A63F"></path></g><defs><clipPath id="clip0_17517_29912"><rect width="24" height="24.3137" fill="white" transform="translate(0 0.136719)"></rect></clipPath></defs></svg></span> <span class="lg:font-medium">Loan Against Mutual Funds</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Borrow using mutual fund holdings in minutes</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/financial-wellness/">Financial Wellness</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/financial-wellness/salary-advance/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linejoin="round" stroke-width="1.5" d="M2 7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V7Z"></path><path stroke="#F8A63F" stroke-linejoin="round" stroke-width="1.5" d="M22 9v6h-4a3 3 0 1 1 0-6h4Z"></path></svg></span> <span class="lg:font-medium">Salary Advance</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy financing for your employees instant cash needs</span></a></li><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/credit-card/fibe-axis-bank-credit-card/">Credit Card</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/credit-card/fibe-axis-bank-credit-card/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg fill="none" height="24" viewBox="0 0 24 24" width="24" xmlns="http://www.w3.org/2000/svg"><g stroke-width="1.5"><path d="m2 7h20v4h-20z" stroke="#f8a63f" stroke-linejoin="round"></path><path d="m2 7c0-2.20914 1.79086-4 4-4h12c2.2091 0 4 1.79086 4 4v10c0 2.2091-1.7909 4-4 4h-12c-2.20914 0-4-1.7909-4-4z" stroke="#333" stroke-linejoin="round"></path><path d="m8 17h-2" stroke="#f8a63f" stroke-linecap="round"></path></g></svg></span> <span class="lg:font-medium">Fibe Axis Bank Credit Card</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Go numberless with Fibe Axis Bank Credit Card</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li><p class="font-semibold text-base px-0 lg:px-3 py-1 lg:py-2"><a class="text-black" href="/fibe-emis/">FibeEMIS-Buy Now Pay Later</a></p></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl 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4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Access the best of healthcare on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/education/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M10.317 3.632c-2.124-1.507-5.104-2.19-7.323-2.445C1.896 1.062 1 1.991 1 3.137v11.412c0 1.145.896 2.075 1.994 2.2 2.219.254 5.2.937 7.323 2.445.408.29.958.29 1.366 0 2.124-1.508 5.104-2.19 7.323-2.445 1.098-.125 1.994-1.055 1.994-2.2V3.136c0-1.146-.896-2.075-1.994-1.95-2.219.254-5.2.938-7.323 2.445-.408.29-.958.29-1.366 0Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M3.994 6.457c1.266.199 2.678.529 4 1.047m-4 3.005c.64.1 1.316.235 2 .41m5-5.679v12.664"></path></svg></span> <span class="lg:font-medium">Education Loan</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fuel your aspirations with the latest upskilling courses on EMIs</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/fibe-emis/solar-loan/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="21" fill="none"><path d="M3.76651 8H19.7665M18.7665 12V18C18.7665 19.1046 17.8711 20 16.7665 20H13.7665M4.76651 12V18C4.76651 19.1046 5.66194 20 6.76651 20H10.2665M5.00258 12H18.5304C20.0172 12 20.9842 10.4354 20.3193 9.10557L18.3193 5.10557C17.9805 4.428 17.288 4 16.5304 4H7.00258C6.24504 4 5.55251 4.428 5.21373 5.10557L3.21373 9.10557C2.54882 10.4354 3.51582 12 5.00258 12ZM9.96651 4H13.5665L14.7665 12H8.76651L9.96651 4Z" stroke="#333333" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path><path d="M13.8 18V14.5H10.5V18" stroke="#F8A63F" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"></path></svg></span> <span class="lg:font-medium">Solar</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Affordable loans to power your place with solar energy</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Loan Calculators</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink"><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M8 6h8m4 12V6a4 4 0 0 0-4-4H8a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h8a4 4 0 0 0 4-4Z"></path><path fill="#F8A63F" d="M8.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 10a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM8.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM12.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0ZM16.75 18a.75.75 0 1 1-1.5 0 .75.75 0 0 1 1.5 0Z"></path></svg></span> <span class="lg:font-medium">Personal Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get EMI amount, repayment tenure and interest rate beforehand</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/instant-cash-loan-emi-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" fill="none"><path stroke="#333" stroke-width="1.5" d="M17 1H5a4 4 0 0 0-4 4v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V5a4 4 0 0 0-4-4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M15 9a2 2 0 0 0-2 2v2a2 2 0 1 0 4 0v-2a2 2 0 0 0-2-2ZM7 5a2 2 0 0 0-2 2v6a2 2 0 1 0 4 0V7a2 2 0 0 0-2-2Z"></path></svg></span> <span class="lg:font-medium">Instant Loan EMI Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know EMI loan amount in seconds to plan your finances better</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/personal-loan-eligibility-calculator/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M22 10v8a4 4 0 0 1-4 4H6a4 4 0 0 1-4-4V6a4 4 0 0 1 4-4h8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M5 12h1a2 2 0 0 0 2-2V9a2 2 0 1 1 4 0v6a2 2 0 1 0 4 0v-1a2 2 0 0 1 2-2h1m3-7.5a2.5 2.5 0 1 1-5 0 2.5 2.5 0 0 1 5 0Z"></path></svg></span> <span class="lg:font-medium">Eligibility Calculator</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Easy-to-use calculator to know your loan eligibility in seconds</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/check-credit-score/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M20 8a2 2 0 0 1 2 2v10a2 2 0 1 1-4 0V10a2 2 0 0 1 2-2ZM4 16a2 2 0 0 1 2 2v2a2 2 0 1 1-4 0v-2a2 2 0 0 1 2-2ZM12 12a2 2 0 0 1 2 2v6a2 2 0 1 1-4 0v-6a2 2 0 0 1 2-2Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M19 2h2a1 1 0 0 1 1 1v2m-1-2c-7.941 6.391-12.058 8.113-19 9"></path></svg></span> <span class="lg:font-medium">Check Credit Score</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get your credit score for free before applying for a loan</span></a></li></ul></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Learn</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>a]:text-sm "><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/blogs/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M16 4h1a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H7a4 4 0 0 1-4-4V8a4 4 0 0 1 4-4h1m8 0a2 2 0 0 1-2 2h-4a2 2 0 0 1-2-2m8 0a2 2 0 0 0-2-2h-4a2 2 0 0 0-2 2"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Blogs</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Read about all things finance and insightful tips to be financially healthy</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey " href="/financial-dictionary/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M20 16H7a3 3 0 0 0-3 3m0 0a3 3 0 0 0 3 3h10a3 3 0 0 0 3-3V5a3 3 0 0 0-3-3H7a3 3 0 0 0-3 3v14Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 7h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">Financial Dictionary</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Get all financial terms, formulas, concepts or theories that you are searching for</span></a></li></ul></li><li class="flex flex-col lg:flex-row relative group/l1 p-3 lg:p-0 "><div class="flex mb:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">About Us</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-[250px] lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out lg:grid lg:grid-cols-2 lg:w-[640px] lg:divide-x [&>li]:mb-1 [&>li:last-child]:mb-0 [&>li>ul>li>a]:text-sm "><li class="lg:pr-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/about-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-width="1.5" d="M13 3h-2a9 9 0 0 0-9 9v5a4 4 0 0 0 4 4h7a9 9 0 1 0 0-18Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M8 10h8m-8 4h4"></path></svg></span> <span class="lg:font-medium">About Fibe</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Fibe is India’s largest lending platform that offers instant credit solutions</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/careers/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M12 19v3m0 0H9m3 0h3m-9-3h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4v9a4 4 0 0 0 4 4Z"></path><path stroke="#F8A63F" stroke-width="1.5" d="M14 8a2 2 0 1 0-4 0 2 2 0 0 0 4 0ZM8 13.5A1.5 1.5 0 0 1 9.5 12h5a1.5 1.5 0 0 1 0 3h-5A1.5 1.5 0 0 1 8 13.5Z"></path></svg></span> <span class="lg:font-medium">Careers</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Explore jobs at Fibe that best suits your passion and dreams</span></a></li></ul></li><li class="lg:pl-2"><ul class="[&>li]:mb-1 [&>li:last-child]:mb-0"><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/news/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M2 6v12a4 4 0 0 0 4 4h12a4 4 0 0 0 4-4V6a4 4 0 0 0-4-4H6a4 4 0 0 0-4 4Z"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="M7 12h10M9 7h6M9 17h6"></path></svg></span> <span class="lg:font-medium">News</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Know about our latest news related products, industry updates, announcements, etc</span></a></li><li class="mr-0 group/sublink "><a class="grid grid-cols-1 min-w-[280px] px-2 lg:px-2 py-2 hover:bg-latte rounded-xl border border-white hover:border-light-grey group/edit group-[.active]/sublink:bg-latte group-[.active]/sublink:border-light-grey" href="/contact-us/"><span class="flex items-center [&>*]:mr-2 last:mr-0"><span><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" fill="none"><path stroke="#333" stroke-linecap="round" stroke-width="1.5" d="M2 12V7a4 4 0 0 1 4-4h12a4 4 0 0 1 4 4v10a4 4 0 0 1-4 4H8M6 8l3.781 2.52a4 4 0 0 0 4.438 0L18 8"></path><path stroke="#F8A63F" stroke-linecap="round" stroke-width="1.5" d="M2 15h6m-6 3h6"></path></svg></span> <span class="lg:font-medium">Contact Us</span> <span class="group-hover/edit:pl-1 group-[.active]/sublink:pl-1 transition-all"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="10" fill="none" stroke="#333"><path stroke-linecap="round" stroke-linejoin="round" stroke-width="1.5" d="m9 9 4-4m0 0L9 1m4 4H1"></path></svg></span></span><span class="hidden lg:block ml-8 text-xs text-cement-grey">Reach us via different channels for your concerns and get instant help</span></a></li></ul></li></ul></li><li class="flex-col lg:flex-row relative group/l1 p-3 lg:p-0 hidden lg:flex"><div class="flex lg:2 lg:mb-0 items-center"><a class="mr-1 group-[.active]/l1:text-primary font-semibold text-base lg:text-lg lg:py-4" href="#">Download Fibe</a><svg xmlns="http://www.w3.org/2000/svg" width="12" height="6" fill="none" class="stroke-plain-grey mt-1 group-[.active]/l1:stroke-primary"><path d="m1 1 5 4 5-4"></path></svg></div><ul class="relative lg:absolute bg-white top-0 lg:top-full left:0 lg:-left-10 lg:transform lg:scale-0 group-hover/l1:lg:scale-100 transition-[max-height] lg:transition duration-300 lg:duration-150 ease-out lg:ease-in-out lg:origin-top lg:shadow-lg z-50 px-2 lg:py-2 lg:rounded-xl max-h-0 overflow-hidden group-hover/l1:max-h-[500px] group-hover/l1:lg:max-h-[auto] group-hover/l1:duration-400 group-hover/l1:lg:duration-150 group-hover/l1:ease-in group-hover/l1:lg:ease-in-out "><li class="mr-0 "><div class="flex flex-col items-start w-[250px]"><div class="hidden lg:block font-semibold text-base mt-2 ml-2">Scan QR to get the Fibe app</div><img alt="Fibe" loading="lazy" width="120" height="120" decoding="async" data-nimg="1" class="mb-2 hidden lg:block max-w-[120px]" style="color:transparent" srcSet="/_next/image/?url=%2Fappsflyer.png&w=128&q=75 1x, /_next/image/?url=%2Fappsflyer.png&w=256&q=75 2x" src="/_next/image/?url=%2Fappsflyer.png&w=256&q=75"/><div class="ml-4 flex flex-wrap flex-col max-w-max [&>*]:min-w-[230px] lg:[&>*]:min-w-[100px]"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group inline-flex items-center justify-center mr-2 rounded-md bg-black px-2 lg:px-4 py-1.5 lg:py-2 mb-2 text-sm font-semibold text-white border border-black shadow-sm hover:bg-transparent hover:text-black focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600"><span class="mr-2 lg:mr-3 lg:text-xl"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-white group-hover:fill-black"><path d="m9.037 7.413 2.291-2.267L2.44.195c-.33-.184-.63-.226-.884-.174l7.482 7.392ZM.92.547a1.5 1.5 0 0 0-.1.56v13.781c0 .215.036.398.098.556l7.534-7.457L.921.547ZM9.036 8.563l-7.49 7.412c.256.056.559.014.892-.172l8.905-4.962-2.307-2.278ZM14.835 7.095l-2.765-1.54-2.453 2.429 2.47 2.44 2.748-1.53c.889-.494.889-1.304 0-1.799Z"></path></svg></span> Download on Play Store</a></div></div></li></ul></li></ul><a target="_blank" class="bg-transparent border-2 border-primary px-6 py-1 lg:py-2 md:text-base lg:text-lg font-semibold rounded-lg transition-colors duration-150 focus:shadow-outline lg:max-w-[320px] hover:bg-primary hover:text-white text-primary hidden lg:flex grow shrink-0 xl:!ml-8" role="button" href="https://portal.fibe.in/SignUp">Sign In</a><div class="lg:hidden flex justify-start items-center space-x-3 pr-1 md:space-x-4 md:pr-4 mb-1 lg:mb-0"><span class="text-[13px] md:text-base font-medium my-2 inline-flex">Get app</span><a target="_blank" href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-0 me-1" style="color:transparent;width:16px;height:auto" src="/icons/apple.svg"/></a><a target="_blank" href="https://play.google.com/store/apps/details?id=com.earlysalary.android"><img alt="Link" loading="lazy" width="13" height="16" decoding="async" data-nimg="1" class="mt-1 me-1" style="color:transparent;width:16px;height:auto" src="/icons/google-play.svg"/></a></div><button id="mobile-icon" class="lg:hidden p-2 mb-1 ms-0"><img alt="arrow down" loading="lazy" width="20" height="16" decoding="async" data-nimg="1" class="mt-1" style="color:transparent" src="/icons/humberger.svg"/></button></div></div></nav></header><section class="w-full mt-10 lg:mt-16 pt-16 container"><div class="w-full my-6 py-2"><div class="py-4 mb-2 flex flex-wrap text-left"><ul class="flex flex-wrap justify-center justify-center items-center mx-auto lg:mx-0 [&>li]:mb-2"><li class="inline-flex items-center"><a class="text-sm md:text-base lg:text-lg xl:text-xl px-2 text-sub-grey hover:text-primary font-normal" href="https://www.fibe.in/">Home</a></li><li class="inline-flex items-center font-semibold"><img alt="Fibe personal loan and instant cash loan app" loading="lazy" width="6" height="6" decoding="async" data-nimg="1" class="mx-auto lg:mx-0" style="color:transparent" src="/icons/breadcrumb-arrow.svg"/></li><li class="inline-flex items-center"><div class="text-sm md:text-base lg:text-lg xl:text-xl xl:text-lg px-2 text-primary font-medium">Moratorium Terms and Conditions</div></li></ul></div><div class="w-full mt-2 lg:mt-0 flex flex-col"><div class="lg:order-2 mb-4 lg:mb-8 lg:mr-12"><div class="px-6 lg:px-0 lg:py-8 [&>div]:mb-4 [&>div]:font-semibold [&>div]:text-primary [&>div]:uppercase [&>div]:text-lg [&>div]:lg:text-2xl [&>div]:mt-5 [&>h1]:text-3xl [&>h1]:lg:text-5xl [&>h1]:mb-10 [&>h1]:font-bold [&>p]:text-base [&>p]:lg:text-lg [&>p]:mb-4 [&>p]:lg:mb-8"><h1 class="text-center">Moratorium Terms and Conditions</h1><p>Pursuant to Statement of Development and Regulatory Policies released by RBI (RBI/201920/186DOR.No .BP.BC.47/21.04.048/2019-20) dated March 27, 2020, EarlySalary Services Private Limited (formerly known as Ashish Securities Private Limited), hereinafter referred to as “ESPL” will be offering a deferment* on loan instalment / interest dues falling due between March 01, 2020 and May 31, 2020.</p><p>During this moratorium period the customers availing this facility do acknowledge the following,</p><ul class=" [&>li]:mb-1 [&>li]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5"><li>I understand that instalment / interest dues need not be paid only for time period from 1st March 2020 to 31st May 2020.</li><li>I understand that it is only a deferment of the payment and not a concession or any kind of waiver. Interest will continue to accrue on outstanding dues during the deferment period at applicable rate of interest.</li><li>I understand no penal interest would be levied during the deferment period. However, all other charges would continue to accrue, and will be payable at the end of the deferment period. Such charges include, but are not limited to, joining etc.</li><li>I am aware that for Instant Loans, the EMI payments would be deferred till after the moratorium period.</li><li>I understand that there will be no adverse impact on my credit history if I avail the moratorium. The rescheduling of payments, including interest, will not qualify as a default for the purposes of supervisory reporting and reporting to Credit Information Companies (CICs) by the lending institutions.</li><li>I agree for the deferment to be applicable for all loans mapped under the customer id.</li><li>I am aware that availing of moratorium would impact my credit facility(ies) with ESPL wherein the repayment schedule for such loans as also the residual tenor, will be shifted across the board by period upto three months after the moratorium period. Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period.</li><li>Since the moratorium/deferment/recalculation of the ‘drawing power’ is being provided specifically to enable me to tide over economic fallout from COVID-19, the same will not be treated as concession or change in terms and conditions of loan agreements.</li><li>I am aware that this facility(ies) will be extended to me in respect of payments falling due during the period March 01 to May 31, 2020 only and no Payments due before 1st March 2020 will be considered for this Moratorium, and any and all payments overdue on or before February 29, 2020 will continue to attract current IRAC (Income Recognition and Asset Classification) norms.</li><ul class=" [&>li]:mb-1 [&>li]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5"><li>I understand that repayment for my loan account(s) after moratorium period will fall due from June 2020 onwards.</li><li>I am aware that the moratorium would start only after the request is received. Any prior payments, would not be refunded.</li><li>I understand that once I have OPTED IN / AVAILED the moratorium, I will not OPT OUT.</li><li>I understand that for my Loan facility(ies):</li><ul class=" [&>li]:mb-1 [&>li]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5"><li>The deferment request if given 5 days prior to the instalment / interest due date would be applicable for the current month, else would be applicable for the month of May 2020 only.</li><li>The deferment would be applicable to all standard loans as on March 1. If March 2020 instalment has already been paid by me, the deferment would be applicable for instalments or interest due in April and May 2020.</li></ul><li>I authorise ESPL and its representatives to Call/SMS/ or communicate via WhatsApp regarding my application. This consent overrides any registration for DNC/NDNC.</li><li>I confirm that I am in India, I am a major and a resident of India and I have read and accepted ESPL’ s Privacy Policy.</li><li>I confirm that I have read and understood these Terms and Conditions in their entirety.</li></ul></ul><div>*Deferment:</div><p>Term loans - Moratorium on instalments</p></div></div></div></div></section><footer class="bg-jet-grey relative pb-[120px] lg:pb-[125px]"><div class="absolute -top-[40px] left-0 w-full z-10 "><button type="button" class=" rounded-full bg-jet-grey w-[80px] h-[80px] mx-auto flex justify-center items-center text-white text-xl"> <img alt="arrowup" loading="lazy" width="15" height="16" decoding="async" data-nimg="1" style="color:transparent" src="/icons/arrowup.svg"/> </button></div><div class="flex flex-col space-y-6 pt-10 my-6 px-6 lg:px-0 container lg:mx-auto "><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Useful links</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-2 lg:gap-4 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-8 [&>*]:xl:pr-0 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow"><div class="font-semibold mb-5 capitalize">Products</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/instant-cash-loan/">Instant Cash Loan</a></li><li><a class="hover:text-primary" href="/personal-loan/">Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" href="/loan-against-mutual-fund/">Loan Against Mutual Funds</a></li><li><a class="hover:text-primary" href="/credit-card/fibe-axis-bank-credit-card/">Fibe Axis Bank Credit Card</a></li><li><a class="hover:text-primary" href="/personal-loan-app/">Personal Loan App</a></li><li><a class="hover:text-primary" href="/instant-loan-app/">Instant Cash Loan App</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-5 capitalize">Fibe EMIS</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" href="/fibe-emis/">Buy Now Pay Later</a></li><li><a class="hover:text-primary" href="/fibe-emis/education/">Loan for Education</a></li><li><a class="hover:text-primary" href="/fibe-emis/healthcare/">Medical Loan</a></li><div class="font-semibold my-8 capitalize">Financial Wellness</div><li><a class="hover:text-primary" 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class="first:pl-0 xl:flex-grow pt-5 xl:pt-0"><div class="font-semibold mb-3 lg:mb-5">Download the App</div><div class="flex flex-wrap flex-col"><a href="https://apps.apple.com/in/app/earlysalary-salary-advance-app/id1094602630" target="_blank" rel="noopener" class="group/it1 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 min-w-[210px]"><span class="mr-2"><svg xmlns="http://www.w3.org/2000/svg" width="14" height="16" fill="none" class="fill-black group-hover/it1:fill-white"><path d="M11.21 8.432c-.02-2.041 1.705-3.035 1.784-3.081-.976-1.397-2.491-1.588-3.022-1.603-1.273-.132-2.506.747-3.153.747-.662 0-1.66-.734-2.734-.714-1.385.022-2.679.807-3.39 2.027-1.465 2.486-.37 6.14 1.032 8.15.702.983 1.523 2.084 2.596 2.044 1.051-.042 1.443-.656 2.712-.656 1.256 0 1.625.656 2.72.632 1.128-.018 1.837-.989 2.515-1.982.812-1.128 1.138-2.239 1.15-2.296-.027-.009-2.189-.82-2.21-3.268Z"></path><path d="M9.142 2.592c.565-.694.952-1.635.845-2.592-.817.036-1.841.555-2.429 1.232-.523.597-.988 1.577-.867 2.496.918.067 1.86-.454 2.451-1.136Z"></path></svg></span> Download on App Store</a><a href="https://play.google.com/store/apps/details?id=com.earlysalary.android" target="_blank" rel="noopener" class="group/it2 inline-flex items-center justify-center mr-3 rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 min-w-[210px]"><span class="mr-2"><svg xmlns="http://www.w3.org/2000/svg" width="16" height="16" fill="none" class="fill-black group-hover/it2:fill-white"><path d="m9.037 7.413 2.291-2.267L2.44.195c-.33-.184-.63-.226-.884-.174l7.482 7.392ZM.92.547a1.5 1.5 0 0 0-.1.56v13.781c0 .215.036.398.098.556l7.534-7.457L.921.547ZM9.036 8.563l-7.49 7.412c.256.056.559.014.892-.172l8.905-4.962-2.307-2.278ZM14.835 7.095l-2.765-1.54-2.453 2.429 2.47 2.44 2.748-1.53c.889-.494.889-1.304 0-1.799Z"></path></svg></span> Download on Play Store</a></div><ul role="list" class="[&>*]:mr-2 flex items-center flex-wrap"><li class="last:mr-0 px-3 py-2.5 pl-0 mb-2 lg:mb-2 w-full">Follow us on :</li><li><a href="https://www.facebook.com/Fibe.IN/" target="_blank" rel="nofollow" class="group inline-flex items-center justify-center rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 w-[40px] h-[40px]" title="facebook"><span class=""><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" class="fill-black group-hover:fill-white"><path d="M17.525 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5.1452 1.5594 2.0644 3.1196 4.1279 4.6797 6.1919.3991.5281.7982 1.0561 1.1969 1.5844.0041.0052.0038.0136.0084.0312-.0298.002-.0578.0056-.0855.0056-.667.0003-1.334-.0006-2.001.0016-.0669 0-.1071-.0186-.1492-.0743-1.5546-2.0586-3.1115-4.115-4.6681-6.172-1.3422-1.7733-2.6841-3.5469-4.0265-5.3201-.3448-.4552-.6905-.9098-1.0355-1.3649-.022-.0291-.0423-.0598-.077-.1094z" fill="#323232"></path></g></svg></span></a></li><li><a href="https://www.instagram.com/fibe.india/?hl=en#" target="_blank" rel="nofollow" class="group inline-flex items-center justify-center rounded-md bg-white px-3 py-2.5 mb-5 text-sm font-semibold text-black border border-white shadow-sm hover:bg-transparent hover:text-white focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 focus-visible:outline-indigo-600 w-[40px] h-[40px]" title="instagram"><span class=""><svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" class="fill-black group-hover:fill-white"><path d="M8 3C5.243 3 3 5.243 3 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0 2.643-1.21 2.643-2.668A2.64 2.64 0 0 0 8.643 4zm12.892 7c-2.219 0-3.488 1.16-4.098 2.314h-.064v-2.003H13V26h4.557v-7.271c0-1.916.144-3.768 2.515-3.768 2.337 0 2.371 2.185 2.371 3.889V26H27v-8.068C27 13.984 26.151 11 21.535 11zm-15.172.31V26h4.56V11.31h-4.56z"></path></svg></span></a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Legal</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/fair-code-practices/">Fair Practice Codes</a></li><li><a class="hover:text-primary" title="terms conditions" href="/terms-conditions/">Terms And Conditions</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/amazon-pay-gift-card-tnc/">Amazon pay giftcard T&C</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/promotions-tnc/">Promotional T&Cs for HRMS Tie-ups</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Refer & Earn T&C" href="/refer-n-earn-tnc/">Refer & Earn T&C</a></li><li><a class="hover:text-primary" title="Privacy Policy" href="/privacy-policy/">Privacy Policy</a></li><li><a class="hover:text-primary" title="Disclaimer" href="/disclaimer/">Disclaimer</a></li><li><a class="hover:text-primary" title="disclosure" href="/disclosure/">Disclosure</a></li><li><a class="hover:text-primary" title="regulatory disclosures" href="/regulatory-disclosures/">Regulatory Disclosures</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="vigil mechanism policy" href="/vigil-mechanism-policy/">Vigil Mechanism Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium policy" href="/moratorium-policy/">Moratorium Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="moratorium-terms" href="/moratorium-terms/">Moratorium Terms</a></li><li class="first:mt-0"><a class="hover:text-primary" title="face code conduct" href="/face-code-conduct/">FACE - Code of Conduct</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Grievance Redressal Policy" href="/grievance-redressal/">Grievance Redressal Policy</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Our Lending Partners" href="/our-lending-partners/">Our Lending Partners</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Resources</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Calculators</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="fair code practices" href="/personal-loan-emi-calculator/">Personal Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="terms conditions" href="/instant-cash-loan-emi-calculator/">Instant Loan EMI Calculator</a></li><li><a class="hover:text-primary" title="Amazon pay giftcard T&C" href="/personal-loan-eligibility-calculator/">Eligibility Calculator</a></li><li><a class="hover:text-primary" title="Promotional T&Cs for HRMS Tie-ups" href="/check-credit-score/">Check Credit Score</a></li><li><a class="hover:text-primary" title="Personal Loan Interest Rate" href="/personal-loan/personal-loan-interest-rate/">Personal Loan Interest Rate</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan Eligibility</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Instant Loan Eligibility Criteria" href="/instant-cash-loan/eligibility-criteria/">Instant Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Personal Loan Eligibility Criteria" href="/personal-loan/eligibility-criteria/">Personal Loan Eligibility Criteria</a></li><li><a class="hover:text-primary" title="Document Required for Instant Loan" href="/instant-cash-loan/documents-required/">Document Required for Instant Loan</a></li><li><a class="hover:text-primary" title="Document Required for Personal Loan" href="/personal-loan/documents-required/">Document Required for Personal Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal Loan by Salary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="20,000 Salary Loan" href="/personal-loan/20000-salary-loan/">20,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="30,000 Salary Loan" href="/personal-loan/30000-salary-loan/">30,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="40,000 Salary Loan" href="/personal-loan/40000-salary-loan/">40,000 Salary Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="50,000 Salary Loan" href="/personal-loan/50000-salary-loan/">50,000 Salary Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Credit Card</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Free credit card" href="/credit-card/free-credit-card/">Free credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Cashback Credit card" href="/credit-card/cashback-credit-card/">Cashback Credit card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Card Eligibilty Criteria" href="/credit-card/credit-card-eligibility-criteria/">Card Eligibilty Criteria</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Document Required for Credit card" href="/credit-card/document-required-for-credit-card/">Document Required for Credit card</a></li></ul></div></div><div class="mt-6"></div><div class="grid gap-0 lg:gap-2 grid-cols-1 lg:grid-cols-2 xl:flex divide-y xl:divide-x lg:divide-y-0 divide-[#424242] first:pt-3 [&>*]lg:py-6 [&>*]:xl:pl-14 [&>*]:xl:pr-6 [&>div>ul>li>a]:text-lighter-grey [&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 xl:flex-grow xl:w-1/4"><div class="font-semibold mb-5 capitalize">Types of Loan</div><ul role="list" class="[&>*]:mb-3"><li><a class="hover:text-primary" title="Loan for Salaried Professional" href="/personal-loan/salaried-professional/">Loan for Salaried Professional</a></li><li><a class="hover:text-primary" title="Travel Loan" href="/personal-loan/travel-loan/">Travel Loan</a></li><li><a class="hover:text-primary" title="Digital Loan" href="/personal-loan/digital-loan/">Digital Loan</a></li><li><a class="hover:text-primary" title="Short Term Loan" href="/personal-loan/short-term-loan/">Short Term Loan</a></li><li><a class="hover:text-primary" title="Long Term Loan" href="/personal-loan/long-term-loan/">Long Term Loan</a></li><li><a class="hover:text-primary" title="Wedding Loan" href="/personal-loan/wedding-loan/">Wedding Loan</a></li><li><a class="hover:text-primary" title="Medical Loan" href="/personal-loan/medical-emergency-loan/">Medical Loan</a></li><li><a class="hover:text-primary" title="Secured Loan" href="/secured-loan/">Secured Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Personal loan by Amount</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="50000 Personal Loan" href="/personal-loan/50000-personal-loan/">50000 Loan</a></li><li><a class="hover:text-primary" title="60000 Personal Loan" href="/personal-loan/60000-personal-loan/">60000 Loan</a></li><li><a class="hover:text-primary" title="70000 Personal Loan" href="/personal-loan/70000-personal-loan/">70000 Loan</a></li><li><a class="hover:text-primary" title="80000 Personal Loan" href="/personal-loan/80000-personal-loan/">80000 Loan</a></li><li><a class="hover:text-primary" title="90000 Personal Loan" href="/personal-loan/90000-personal-loan/">90000 Loan</a></li><li><a class="hover:text-primary" title="1 Lakh Personal Loan" href="/personal-loan/1-lakh-personal-loan/">1 Lakh Loan</a></li><li><a class="hover:text-primary" title="2 Lakh Personal Loan" href="/personal-loan/2-lakh-personal-loan/">2 Lakh Loan</a></li><li><a class="hover:text-primary" title="3 Lakh Personal Loan" href="/personal-loan/3-lakh-personal-loan/">3 Lakh Loan</a></li><li><a class="hover:text-primary" title="4 Lakh Personal Loan" href="/personal-loan/4-lakh-personal-loan/">4 Lakh Loan</a></li><li><a class="hover:text-primary" title="5 Lakh Personal Loan" href="/personal-loan/5-lakh-personal-loan/">5 Lakh Loan</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Blogs</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Foreclosure Charges for Personal Loan" href="/blogs/foreclosure-charges-for-personal-loan/">Foreclosure Charges for Personal Loan</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Personal Loan Statement" href="/blogs/check-your-personal-loan-statement-loan-details-in-6-easy-steps/">Check Personal Loan Statement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="What is Loan Account Number?" href="/blogs/loan-account-number-why-it-is-important-and-how-to-find-it/">What is Loan Account Number?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Loan Status Using Pan Card" href="/blogs/how-to-check-loan-status-using-pan-card/">Check Loan Status Using Pan Card</a></li><li class="first:mt-0"><a class="hover:text-primary" title="How to Make Advance EMI Payment?" href="/blogs/how-to-make-advance-emi-payment-online/">How to Make Advance EMI Payment?</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Check Bank Statement Online" href="/blogs/how-to-get-a-bank-statement-without-net-banking-credentials/">Check Bank Statement Online</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Bonus Calculation on Salary" href="/blogs/how-to-calculate-bonus-on-salary-and-why-it-is-important/">Bonus Calculation on Salary</a></li></ul></div><div class="first:pl-0 xl:flex-grow pt-3 xl:pt-0 xl:w-1/4"><div class="font-semibold mb-5 capitalize">Financial Dictionary</div><ul role="list" class="[&>*]:mb-3"><li class="first:mt-0"><a class="hover:text-primary" title="Interest Rate" href="/financial-dictionary/interest-rate/">Interest Rate</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Penal Interest" href="/financial-dictionary/penal-interest/">Penal Interest</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Credit Line vs Credit Limit" href="/financial-dictionary/credit-line-vs-credit-limit/">Credit Line vs Credit Limit</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Grace Period" href="/financial-dictionary/grace-period/">Grace Period</a></li><li class="first:mt-0"><a class="hover:text-primary" title="NACH" href="/financial-dictionary/nach/">NACH</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Late Fee" href="/financial-dictionary/late-fee/">Late Fee</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pre Payment" href="/financial-dictionary/prepayment/">Pre Payment</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Amount Due" href="/financial-dictionary/amount-due/">Amount Due</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Disbursement" href="/financial-dictionary/disbursement/">Disbursement</a></li><li class="first:mt-0"><a class="hover:text-primary" title="Pay Off" href="/financial-dictionary/pay-off-meaning/">Pay Off</a></li></ul></div></div></div></section><section class="bg-mid-grey text-white py-2 lg:py-4 px-2 rounded-lg"><div class="inline-flex items-center h-10 px-3 text-white"><span class="mr-2 font-semibold text-lg capitalize">Fibe certifications</span><svg stroke="currentColor" fill="currentColor" stroke-width="0" viewBox="0 0 320 512" height="1em" width="1em" xmlns="http://www.w3.org/2000/svg"><path d="M177 159.7l136 136c9.4 9.4 9.4 24.6 0 33.9l-22.6 22.6c-9.4 9.4-24.6 9.4-33.9 0L160 255.9l-96.4 96.4c-9.4 9.4-24.6 9.4-33.9 0L7 329.7c-9.4-9.4-9.4-24.6 0-33.9l136-136c9.4-9.5 24.6-9.5 34-.1z"></path></svg></div><div class="px-3 mb-2 block"><div class="[&>div>ul>li>a:hover]:text-white"><div class="first:pl-0 flex flex-wrap gap-4 flex-col sm:flex-row pt-3 mb-4"><div><p class="text-sm font-medium mb-2">Security Partner</p><div><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/dss-certification.svg"/></div></div><div class=""><p class="text-sm font-medium mb-2">ISO 27001 Certified</p><img alt="DSS certification" loading="lazy" width="129" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/iso-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">SOC 2 Certified</p><img alt="DSS certification" loading="lazy" width="112" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/soc2-certification.svg"/></div><div class=""><p class="text-sm font-medium mb-2">Member</p><div><img alt="DSS certification" loading="lazy" width="177" height="56" decoding="async" data-nimg="1" style="color:transparent" src="/footer/face-certification.svg"/></div></div></div></div></div></section><section class="bg-mid-grey text-white py-4 lg:py-6 px-4 rounded-lg"><p class="text-xs font-medium text-center lg:text-lg">FIBE is a registered trademark owned by Social Worth Technologies Private Limited and has licensed the same to Earlysalary Services Private Limited (Formerly known as Ashish Securities Private Limited), a wholly-owned subsidiary.</p></section></div><section class="bg-midnight-black text-white py-1 lg:py-2 flex flex-col lg:flex-row justify-center items-center relaive"><div class=" lg:space-x-3 [&>*]:my-1 my-2"><div class="flex items-center lg:flex-row flex-col"><div class="textlg lg:text-xl pr-4">Need cash? Get up to ₹5 lakhs instantly</div><form><div class="flex flex-row [&>*]:my-0 lg:space-x-0"><div class="w-full"><input type="text" placeholder="Enter mobile number" class="w-full rounded-l-md text-plain-grey min-w-[240px] lg:min-w-[360px] py-3 lg:px-4 lg:py-3 text-base lg:text-xl focus:border-primary active:border-primary focus:ring-primary invalid:cherry-pink invalid:text-pink-600 focus:invalid:cherry-pink focus:invalid:ring-cherry-pink text-center lg:text-left" aria-label="Apply Loan" aria-describedby="button-apply-bottom" value=""/></div><button type="submit" class="px-3 py-3 text-base font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 focus-visible:outline-offset-2 bg-primary hover:bg-primary-dark border-primary text-white focus-visible:outline-primary-dark w-full lg:text-xl lg:w-auto border inline-block self-start lg:w-auto rounded-r-md border px-2 py-3 lg:py-3 text-base lg:text-xl font-semibold shadow-sm focus-visible:outline focus-visible:outline-2 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known as Ashish Securities Private Limited), hereinafter referred to as “ESPL” will be offering a deferment* on loan instalment / interest dues falling due between March 01, 2020 and May 31, 2020.\"}],[\"$\",\"p\",null,{\"children\":\"During this moratorium period the customers availing this facility do acknowledge the following,\"}],[\"$\",\"ul\",null,{\"className\":\" [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5\",\"children\":[[\"$\",\"li\",null,{\"children\":\"I understand that instalment / interest dues need not be paid only for time period from 1st March 2020 to 31st May 2020.\"}],[\"$\",\"li\",null,{\"children\":\"I understand that it is only a deferment of the payment and not a concession or any kind of waiver. Interest will continue to accrue on outstanding dues during the deferment period at applicable rate of interest.\"}],[\"$\",\"li\",null,{\"children\":\"I understand no penal interest would be levied during the deferment period. However, all other charges would continue to accrue, and will be payable at the end of the deferment period. Such charges include, but are not limited to, joining etc.\"}],[\"$\",\"li\",null,{\"children\":\"I am aware that for Instant Loans, the EMI payments would be deferred till after the moratorium period.\"}],[\"$\",\"li\",null,{\"children\":\"I understand that there will be no adverse impact on my credit history if I avail the moratorium. The rescheduling of payments, including interest, will not qualify as a default for the purposes of supervisory reporting and reporting to Credit Information Companies (CICs) by the lending institutions.\"}],[\"$\",\"li\",null,{\"children\":\"I agree for the deferment to be applicable for all loans mapped under the customer id.\"}],[\"$\",\"li\",null,{\"children\":\"I am aware that availing of moratorium would impact my credit facility(ies) with ESPL wherein the repayment schedule for such loans as also the residual tenor, will be shifted across the board by period upto three months after the moratorium period. Interest shall continue to accrue on the outstanding portion of the term loans during the moratorium period.\"}],[\"$\",\"li\",null,{\"children\":\"Since the moratorium/deferment/recalculation of the ‘drawing power’ is being provided specifically to enable me to tide over economic fallout from COVID-19, the same will not be treated as concession or change in terms and conditions of loan agreements.\"}],[\"$\",\"li\",null,{\"children\":\"I am aware that this facility(ies) will be extended to me in respect of payments falling due during the period March 01 to May 31, 2020 only and no Payments due before 1st March 2020 will be considered for this Moratorium, and any and all payments overdue on or before February 29, 2020 will continue to attract current IRAC (Income Recognition and Asset Classification) norms.\"}],[\"$\",\"ul\",null,{\"className\":\" [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5\",\"children\":[[\"$\",\"li\",null,{\"children\":\"I understand that repayment for my loan account(s) after moratorium period will fall due from June 2020 onwards.\"}],[\"$\",\"li\",null,{\"children\":\"I am aware that the moratorium would start only after the request is received. Any prior payments, would not be refunded.\"}],[\"$\",\"li\",null,{\"children\":\"I understand that once I have OPTED IN / AVAILED the moratorium, I will not OPT OUT.\"}],[\"$\",\"li\",null,{\"children\":\"I understand that for my Loan facility(ies):\"}],[\"$\",\"ul\",null,{\"className\":\" [\u0026\u003eli]:mb-1 [\u0026\u003eli]:pl-2 list-disc list-outside text-slate-900 dark:text-slate-200 text-base lg:text-xl mb-5 ml-5\",\"children\":[[\"$\",\"li\",null,{\"children\":\"The deferment request if given 5 days prior to the instalment / interest due date would be applicable for the current month, else would be applicable for the month of May 2020 only.\"}],[\"$\",\"li\",null,{\"children\":\"The deferment would be applicable to all standard loans as on March 1. If March 2020 instalment has already been paid by me, the deferment would be applicable for instalments or interest due in April and May 2020.\"}]]}],[\"$\",\"li\",null,{\"children\":\"I authorise ESPL and its representatives to Call/SMS/ or communicate via WhatsApp regarding my application. This consent overrides any registration for DNC/NDNC.\"}],[\"$\",\"li\",null,{\"children\":\"I confirm that I am in India, I am a major and a resident of India and I have read and accepted ESPL’ s Privacy Policy.\"}],[\"$\",\"li\",null,{\"children\":\"I confirm that I have read and understood these Terms and Conditions in their entirety.\"}]]}]]}],[\"$\",\"div\",null,{\"children\":\"*Deferment:\"}],[\"$\",\"p\",null,{\"children\":\"Term loans - Moratorium on instalments\"}]]}]}]}]]}]}],[\"$\",\"$L12\",null,{}]],null],\"segment\":\"__PAGE__\"},\"styles\":[]}],\"segment\":\"moratorium-terms\"},\"styles\":[]}]]}]]}],null]}]]\n"])</script><script>self.__next_f.push([1,"8:[[[\"$\",\"meta\",null,{\"charSet\":\"utf-8\"}],[\"$\",\"title\",null,{\"children\":\"Moratorium Terms and Conditions | Fibe (formerly EarlySalary)\"}],[\"$\",\"meta\",null,{\"name\":\"description\",\"content\":\"Read more about the Covid-19 personal \u0026amp; instant cash loan instalment deferment terms and conditions, released by RBI (RBI/201920/186DOR.No .BP.BC.47/21.04.048/2019-20) dated March 27, 2020.\"}],null,null,null,null,null,null,null,null,[\"$\",\"meta\",null,{\"name\":\"viewport\",\"content\":\"width=device-width, initial-scale=1\"}],null,null,null,null,null,null,null,null,null,null,[[\"$\",\"meta\",null,{\"name\":\"facebook-domain-verification\",\"content\":\"x1jys55du9q7hw5ztn347vr7xluhyz\"}]]],[[\"$\",\"link\",null,{\"rel\":\"canonical\",\"href\":\"https://www.fibe.in/moratorium-terms/\"}],null,null,null],null,null,[[[\"$\",\"meta\",null,{\"name\":\"google-site-verification\",\"content\":\"qwvdfRxYy0linyRJVb3rflGBXPlSZSspxMpCEYIayEI\"}]],null,null,null,null],null,null,null,null,[null,[[\"$\",\"link\",null,{\"rel\":\"icon\",\"href\":\"/favicon.ico\",\"type\":\"image/x-icon\",\"sizes\":\"any\"}]],[],null]]\n"])</script>