Long-Term Care Insurance

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class="cq-placeholder" data-emptyText="Please configure Hero Banner Component"></div> <div class="heroBanner "> <input type="hidden" id="opaque" class="opaque" value="true"/> <input type="hidden" id="heroBannerUtmParam" class="heroBannerUtmParam"/> <section class="banner banner_c"> <span class="banner-img" style="background-image: url(/content/dam/amba/IEEE/hero/mcdm-e-LongTermCareHero-withBlue-1600x400.jpg/jcr:content/renditions/cq5dam.web.1280.1280.jpeg);" alt="banner" title="banner"></span> <div class="banner-content" data-equalizer=""> <div class="banner_c__content" style="background-color: !important;"> <p style="color: !important;" class="banner-kicker"></p> <div style="color: !important;" class="banner-title"><div style="text-align: left;font-size: 62.0px;padding-top: 100.0px;padding-left: 50.0px;font-family: Hind;color: rgb(255,255,255);font-weight: bold;line-height: 55.0px;">LONG-TERM CARE INSURANCE</div></div> <div style="color: !important;" class="banner-desc"></div> </div> </div> </section> </div></div> <div class="htmlScriptPlacer"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <div class="copyDiv"> <div class="layout" style="width:75%; margin: auto;padding-bottom: 60px;" > <div class="layout__item layout__item--body" style="text-align: right;"> <h2 class="leftH2">ENGINEERED TO PROTECT YOUR INDEPENDENCE AND SAVINGS</h2> </div> <div class="layout__item--figure" > <p> When you’re young and in good health, you may think you’ll never need long-term care. Unfortunately, when you do need it, you’re often not prepared. </p><br><p>Living in a nursing home can cost more than $90,000* each year. It’s an expense that medical insurance, Medicare and Medicare supplements won’t cover. Nationally, more than 25% of all nursing home expenses are paid out of pocket by individuals and their families. </p><br><p>Long-term care insurance helps you plan by:<br> <ul style="padding-left: 30px; font-family: 'Cabin', sans-serif;" > <li>• Retaining your independence</li> <li>• Preserving your quality of life</li> <li>• Helping you stay at home as long as possible</li> <li>• Maintaining flexibility in care options</li> <li>• Protecting your assets and savings</li> <li>• Avoiding burdening friends and family</li> </ul> </p><br><p>IEEE members who buy this coverage are often in their mid to late 50s, but it’s available up to age 84. It’s offered to you, your spouse, your parents, your in-laws and your adult children. Your long-term care resource specialist will develop a custom quote based on your needs. </p><br><p>Applying for this insurance through IEEE is simple. You can complete your policy over the phone, via mail or by fax. </p><br><p>Learn more about our Long-Term Care Insurance and apply by calling us today! </p></div> </div> <div> </div></div> <div class="htmlScriptPlacer"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <hr style="border: none; height: 10px; width: 100%; padding: 0px; margin: 0px; background-color: #86d3e4; max-width: 100%;"> <div class="flex-container"> <div class="flex-left"> <p style= "font-family: Hind; font-size: 32px; color: #16447f; line-height: 36px;">APPLY FOR LONG-TERM CARE INSURANCE NOW</p> <p> Speak with one of our friendly long-term care resource specialists to learn more and apply for your policy. Call us at <a href="tel:1-800-588-7421">800-588-7421</a> to get started. </p> </div> <div class="flex-right"> <div><a class="blueFilledButton" href="tel:1-800-588-7421" id="pp_bc_ltc_cta" onclick="ga('send', 'event', 'Fulfillment', 'Button', 'pp_bc_ltc_cta');">Call Now</a></div> </div> </div> <div> </div></div> <div class="plColumnControl"> <div class="cq-placeholder" data-emptyText="Please configure the Variable Column Container Component"></div> <div class="plColumnControlspacing"> <div class="grid-container"> <div class="grid-x grid-padding-x"> <div class="small-12 medium-1 large-1 cell"> </div> <div class="small-12 medium-10 large-10 cell"> <div class="rteComponent section"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <h1 class="rtTitle" style="text-align: center;"> </h1> <h1 class="rtTitle" style="text-align: center; font-family: Hind; font-size: 42px; color: #16447F;">LEARN MORE ABOUT LONG-TERM CARE INSURANCE<p> </p> <p> </p> </h1> </div> </div> </div> </div> </div> <div class="rteComponent section"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <div style="background-color: rgb(0,172,192); color: rgb(255,255,255); font-family: cabin regular;"><p> </p> <p style="margin: 0.0px 35.0px; font-size: 20.0px; color: #ffffff; font-family: cabin regular; line-height: 30.0px;">"<b>I recently decided to purchase long-term care insurance for myself and my spouse. My spouse was rejected by another company and (initially) by the IEEE member plan. However, the IEEE-sponsored agent worked with us through the appeal process and we were successful in getting coverage for both of us. The rates are slightly higher than what the other company was offering, but the underwriters were willing to review and weigh the entire person rather than simply look for a reason to say no.</b>" — IEEE Member, Daniel R. Adams</p> <p> </p> </div> <p> </p> </div> </div> </div> </div> </div> <div class="plFAQ section"><div class="cq-placeholder" data-emptyText="Please configure Proliability FAQ Component"></div> <div></div>  <style type="text/css"> .plfaq .info-accordion2 .is-active > a { background-color: $ { properties.plfaqToggleSignBGColor @ context='unsafe'} !important; } </style> <div class="plfaq"> <div class="grid-container full"> <div class="grid-x grid-padding-x grid-padding-y"> <div class="cell medium-12 large-12"> <h4 class="proliability-accordion-header" id="faq" style="color: !important"></h4> <div class="controlAccordion expand-collaps">  <a class="pl-controlExpand" style="color:#0E7EAF !important">Expand</a> <p class="plfaqdivider" style="color:#0E7EAF !important"> | </p> <a class="pl-controlCollapse" style="color:#0E7EAF !important">Collapse</a> </div> <ul class="info-accordion2 accordion-expand-collapse" data-accordion data-multi-expand="true" data-allow-all-closed="true"> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#efefef !important;color:#0E7EAF !important"><b>Long-Term Care Insurance Resources</b></p> <span class="toggle" style="background-color:#efefef !important;color:#0E7EAF !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color:#F7F7F7 !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color:#343030 !important"><a href="https://info.ltcrplus.com/web-ieee" target="_blank" id="pp_faq_ltc_1_intext" onclick="ga('send', 'event', 'General', 'Link', 'pp_faq_ltc_1_intext');">LTC Planning Tool</a></div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#efefef !important;color:#0E7EAF !important"><b>Long-Term Care Articles</b></p> <span class="toggle" style="background-color:#efefef !important;color:#0E7EAF !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color:#F7F7F7 !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color:#343030 !important"><p><a href="/ieee-us-refresh/member-resources/articles-and-videos/protect-your-assets-with-long-term-care.html" target="_blank" id="pp_faq_ltc_1_pdfdownload" onclick="ga('send', 'event', 'General', 'Link', 'pp_faq_ltc_1_pdfdownload');">A Critical Piece of Asset Protection</a></p> </div> </div> </li> </ul> </div> </div> </div> </div></div> <div class="rteComponent section"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <p> </p> <p style="font-size: 12px;">* Witt, S., 2021, June. Nursing Home Costs. Retrieved from <a href="https://www.seniorliving.org/nursing-homes/costs/" id="pp_sm_idp_context" onclick="ga('send', 'event', 'General', 'Link', 'pp_sm_idp_context');">https://www.seniorliving.org/nursing-homes/costs/</a> .</p> </div> </div> </div> </div> </div> <div class="rteComponent section"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <p> </p> <p> </p> <p> </p> </div> </div> </div> </div> </div> </div> <div class="small-12 medium-1 large-1 cell"> </div> </div> </div> </div> </div> <div class="htmlScriptPlacer"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <div class="list"> <div class="leftBlock"><img src="/content/dam/amba/Hero/FAQCallout-960x500.jpg" alt=""></div> <div class="rightBlock" align="center" > <div> <p class="rightBlockContents" style="color:#ffffff; font-size: 32px; font-family: Hind; padding-top: 15%; padding-bottom: 10px;"> GET A QUOTE</p> <p class="rightBlockContents" style="color:white;padding-bottom:8px;">Apply for coverage that fits your planning needs.</p></div> <div class="rightBlockContents" style="padding-top: 20px; padding-bottom:50px;"><a class="ghost-button" href="tel:1-800-588-7421" id="pp_bc_ltc_cta" onclick="ga('send', 'event', 'Fulfillment', 'Button', 'pp_bc_ltc_cta');">CALL NOW</a></div> </div> </div> <div class="secondList"> <div class="leftBlockFlipped"> <div> <p class="rightBlockContents" style="color:#ffffff; font-size: 32px; font-family: Hind; padding-top: 15%; padding-bottom: 10px;">WE'RE HERE TO HELP YOU</p> <p class="rightBlockContents" style="color:white;padding-bottom:8px;">Insurance can be complicated, but AMBA is here to help with all your questions.</p></div> <div class="rightBlockContents" style="padding-top:20px; padding-bottom:50px;"><a class="ghost-button" href="/ieee-us-refresh/member-resources/contact-us.html" id="pp_bc_ltc_cu_intext" onclick="ga('send', 'event', 'General', 'Button', 'pp_bc_ltc_cu_intext');">CONTACT US</a></div> </div> <div class="rightBlockFlipped" align="center" > <img src="/content/dam/amba/Hero/hereToHelp-960x500.jpg" alt=""> </div> </div> <div> </div></div> <div class="rteComponent"><div class="cq-placeholder" data-emptyText="Please configure RTE Component"></div> <input type="hidden" id="rteComponentUtmParam" class="rteComponentUtmParam"/> <div class="row "> <div> <div class="small-12 columns rteWrapper rteheightWrapper"> <div class="rtText imgOverlay"> <p> </p> <p> </p> <p> </p> </div> </div> </div> </div> </div> <footer class="page__footer"> <div class="iparys_inherited"><div class="iparfooter iparsys parsys"><div class="htmlScriptPlacer section"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <footer> <a href="/ieee-us-refresh/early-career.html" class="lightestBlue" id="hp_bc_ec_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_ec_learnmore');"> <div class="col_3 lightestBlue small footerButtonText">EARLY CAREER</div> </a> <a href="/ieee-us-refresh/mid-career.html" class="secondBlue" id="hp_bc_mc_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_mc_learnmore');"> <div class="col_3 secondBlue small footerButtonText">MID-CAREER</div> </a> <a href="/ieee-us-refresh/late-career.html" class="thirdBlue" id="hp_bc_lc_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_lc_learnmore');"> <div class="col_3 thirdBlue small footerButtonText">LATE CAREER</div> </a> <a href="/ieee-us-refresh/post-career-retirement.html" class="darkBlue" id="hp_bc_ret_learnmore" onclick="ga('send', 'event', 'General', 'Button', 'hp_bc_ret_learnmore');"> <div class="col_3 darkBlue small footerButtonText">RETIRED</div> </a> <hr style="border: none; 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