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aria-expanded="true" aria-label="Close" class="icongen-close"> <span class="visually-hidden">Close WorldMap</span> </a> </div> <div class="wrapper-content-small logo-container"> <figure id="logo-tool-back"> <img id="logo-tool-white" src="/.resources/generalicom-templating-light/webresources/images/generali-logo-white.svg" title="Generali Group" alt="Generali Group" data-png-fallback="/.resources/generalicom-templating-light/webresources/tool-help/images/logo-white.png" /> </figure> </div> <!-- VERSIONE MOBILE --> <div class="wrapper-content-small mobile-list" id="myMobyContinents"></div> <!-- FINE VERSIONE MOBILE --> <!-- VERSIONE DESKTOP --> <div class="wrapper-content-small continents-container" id="myDeskContinents"> <nav> <ul id="myContinents"></ul> </nav> <div id="otherBlocksIntro"> <div class="obiBlock leftBlk"> <h4 id="introGLTitle"></h4> <ul id="introGLUl"></ul> <a href="#" aria-labelledby="introGLTitle" id="introGLMore"></a> </div> <div class="obiBlock rightBlk"> <h4 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src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> <a class="d-xl-none" href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.svg" title="" alt="" width="190" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.png" /> </a> <div class="d-xl-none d-flex align-items-center"> <a href="/where-we-are" class="icongen-world2 me-4 pe-3 link"> <span class="visually-hidden">Open WorldMap</span> </a> <a class="mmenu"> <span class="visually-hidden">Open Navigation</span> <span class="icongen-hamburger-menu"></span> <span class="icongen-cross" style="display:none;"></span> <i class="d-none open">Open Navigation</i> <i class="d-none close">Close Navigation</i> </a> </div> <div class="d-none d-xl-flex flex-column w-100"> <div class="d-flex justify-content-between background-red-generali" id="topnav"> <ul class="list-unstyled d-flex"> <li class=""><a href="/info/discovering-generali"><span>Generali Stories</span></a></li> <li class=""><a href="/info/bollettino"><span>Bollettino</span></a></li> </ul> <ul class="list-unstyled d-flex"> <li > <a href="/info/download-center"> <span class="circle"><i class="icongen-download-center"></i></span> <span>Download Center</span> </a> </li> <li > <a href="/info/contact-us"> <span class="circle"><i class="icongen-envelop"></i></span> <span>Contact us</span> </a> </li> <li> <a href="/it/"><span>Ita</span></a> </li> </ul> </div> <div class="fs-6 collapse navbar-collapse" id="mainnav"> <ul class="navbar-nav me-auto mb-2 mb-xl-0 list-unstyled"> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/who-we-are">Who We Are</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Who We Are</h4> <p class="mt-3"> Generali is one of the largest global insurance and asset management providers. </p> <a aria-label="Who We Are" class="btn btn-red mt-3" href="/who-we-are"> Discover </a> </div> <div class="col-3" id="accordion_0_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/at-a-glance">At a Glance</a></li> <li class="position-relative"> <a id="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="dropdown-item" href="/who-we-are/history"> Our History </a> <a aria-labelledby="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu3821ccb9-39ff-4bb7-9837-779630d9340c" role="button" aria-expanded="false" aria-controls="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a class="dropdown-item" href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a class="dropdown-item" href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a class="dropdown-item" href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a class="dropdown-item" href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/our-culture">Our Culture</a></li> <li class="position-relative"> <a id="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <a aria-labelledby="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0f0500ee-989c-4d1c-927e-260330348b02" role="button" aria-expanded="false" aria-controls="menu0f0500ee-989c-4d1c-927e-260330348b02"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu0f0500ee-989c-4d1c-927e-260330348b02"> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_0_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem15015443-123f-4164-ae58-81013b464cc5" class="dropdown-item" href="/who-we-are/global-positioning"> Our organization </a> <a aria-labelledby="navItem15015443-123f-4164-ae58-81013b464cc5" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu15015443-123f-4164-ae58-81013b464cc5" role="button" aria-expanded="false" aria-controls="menu15015443-123f-4164-ae58-81013b464cc5"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_2" class="collapse list-unstyled" id="menu15015443-123f-4164-ae58-81013b464cc5"> <li><a class="dropdown-item" href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/france">France</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/international">International</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/discovering-generali">Generali 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</div> </div> </div> </section> <section class="component background-white-2 space-end no-margin"> <div class="large-container"> <div class="container"> <div class="col-12 col-lg-10 col-xl-7 center-col"> <div class="text-center head has-text"> <h2>Financial Focus</h2> <div class="text-lg color-dark-blue text-fck"> <h4 class="py-md-3">Financial figures at <span><span>September 30</span></span>, 2024 </h4> </div> <div class="clearfix"></div> </div> </div> </div> <div class="container"> <div class="swiper-container financials" id="financials1"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-operating-result"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">€ 5.4 bln</h4> <h5 class="color-red">+7.9% </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">Operating result</h6> </div> </div><div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-business-margin"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">4.45 %</h4> <h5 class="color-red">-1.28 p.p. </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">New Business Margin</h6> </div> </div><div class="swiper-slide"> <div class="financial text-center p-5 background-white matchHeight border-radius-8"> <span class="icongen icongen-combined-ratio"><span class="path1"></span><span class="path2"></span><span class="path3"></span><span class="path4"></span><span class="path5"></span><span class="path6"></span><span class="path7"></span><span class="path8"></span><span class="path9"></span><span class="path10"></span><span class="path11"></span><span class="path12"></span><span class="path13"></span><span class="path14"></span><span class="path15"></span><span class="path16"></span><span class="path17"></span><span class="path18"></span></span> <h4 class="color-red h1-big mb-1 nowrap">94.0 %</h4> <h5 class="color-red">-0.3 p.p. </h5> <h6 class="text-sm color-grey-2 text-uppercase desc">Combined Ratio</h6> </div> </div> </div> </div> <div class="swiper-pagination swiper-pagination-financials" id="swiper-pagination-financials1"></div> </div> </div> </section><section class="component no-margin" style="height: 74px;"> <iframe id="teleborsa" class="component-block" src="https://syndication.teleborsa.it/Generali/2015/en/ticker.html" style="height:75px;border:0 none;" alt="" title="teleborsa"></iframe> </section><section class="component background-white-2 space-end no-margin"> <div class="large-container"> <div class="text-center head"> <h2>Publications</h2> </div> <div class="container"> <div class="swiper-container publications"> <div class="swiper-wrapper"> <a href="/info/bollettino" class="swiper-slide" title="Bollettino<br/><br/> "> <div class="matchHeight publication wow fadeInUp" data-wow-delay="200ms"> <figure class="zoom"> <img 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src="/.imaging/mte/generali/original/dam/site-generali/homepage/pubblication/2024/cover_relazione-annuale-integrata-e-consolidato-eng.jpg/jcr:content/cover_relazione-annuale-integrata-e-consolidato-eng.2024-03-12-06-43-07.jpg" alt="" class="transition-fast img-responsive"> </figure> <h5>Annual Integrated Report and Consolidated Financial Statements 2023</h5> <div class="link-arrow-right-container"> <span class="link-arrow-right download">Download</span> </div> </div> </a> <a target="_blank" href="https://www.thehumansafetynet.org/report" class="swiper-slide" title="The Human Safety Net<br/>Social Impact Report"> <div class="matchHeight publication wow fadeInUp" data-wow-delay="600ms"> <figure class="zoom"> <img src="/.imaging/mte/generali/original/dam/site-generali/homepage/pubblication/THSN-ActivityReport-pubblication-eng.jpg/jcr:content/THSN_Activity-Report_ENG_.2022-05-12-10-38-59.jpg" alt="" class="transition-fast img-responsive"> </figure> <h5>The Human Safety Net<br/>Social Impact Report</h5> <div class="link-arrow-right-container"> <span class="link-arrow-right external">Discover more</span> </div> </div> </a> </div> </div> <div class="swiper-pagination swiper-pagination-publications"></div> </div> </div> </section><section class="component background-white space-top-small"> <div> <div class="text-center head"> <h2>Our Group</h2> </div> <div class="container"> <div class="row reset overlapped-container justify-content-center justify-content-stretch"> <div class=" wing column-above align-items-center col col-12 col-lg-6 col-xl-5 align-self-stretch background-red colored-box-center"> <div class=" colored-box-container"> <div style="position:relative;" class="colored-box wow zoomIn"> <div class="row justify-content-center"> <div class="col-10 col-md-7 col-lg-12 internal-padding text-center text-lg-start"> <h3 class="color-white mb-3 mb-md-4">One of the leading insurers in the world<br/></h3> <div class="text-md text-fck color-white truncate"> <p>Generali is one of the largest global insurance and asset management providers. It is present in over 50 countries, with 70 mln customers. </p> </div> <a aria-label="At a Glance" href="/who-we-are/at-a-glance" class="btn mb-4 mb-lg-0">Discover more</a> </div> </div> </div> </div></div> <div class=" overlapped-column col col-11 col-lg-6 col-xl-7 align-self-stretch swiper-item position-relative"> <div class="figratio boxImageVideo" data-ratio="16:9"> <picture> <source srcset="/.imaging/mte/generali/original/dam/site-generali/homepage/fascia-img/Our-Purpose_DESKTOP-bannerSep22-.png0/jcr:content/Our-Purpose_DESKTOP-bannerSep22-.2022-09-19-11-02-49.png" media="(min-width: 768px)"> <img loading="lazy" src="/.imaging/mte/generali/original/dam/site-generali/homepage/fascia-img/fascia-mobile/Our-Purpose_MOBILE-bannerSep22-.png0/jcr:content/Our-Purpose_MOBILE-bannerSep22-.2022-09-19-11-02-38.png" alt=""> </picture> </div> </div> </div> </div> </div> </section> </div> </div> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 text-center text-md-start"> <a href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> </div> <div class="mt-3 mt-md-0 col-12 col-md-8 text-center text-md-start"> <p>Follow the stories on our social networks</p> </div> </div> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-4"> <ul class="px-5 px-md-0 list-unstyled d-flex justify-content-between align-items-center"> <li> <a rel="nofollow" class="social-linkedin" aria-label="Follow us on LinkedIn" href="https://www.linkedin.com/company/generali?trk=top_nav_home" title="https://www.linkedin.com/company/generali?trk=top_nav_home" target="_blank"><span class="icongen-linkedin"></span></a> </li> <li> <a class="social-twitter" aria-label="Follow us on Twitter" href="https://twitter.com/GENERALI" title="https://twitter.com/GENERALI" target="_blank"><span class="icongen-twitter"></span></a> </li> <li> <a class="social-instagram" aria-label="Follow us on Instagram" href="https://www.instagram.com/generaligroup/" title="https://www.instagram.com/generaligroup/" target="_blank"><span class="icongen-instagram"></span></a> </li> <li> <a class="social-youtube" aria-label="Follow us on YouTube" href="https://www.youtube.com/user/GruppoGenerali" title="https://www.youtube.com/user/GruppoGenerali" target="_blank"><span class="icongen-youtube"></span></a> </li> </ul> </div> </div> <div class="row bottom my-4 my-md-5"> <div class="pt-2 pt-md-0 col-12 col-md-4 order-1 order-md-2"> <ul class="list-unstyled d-flex flex-row flex-md-column flex-xl-row justify-content-center justify-content-xl-end align-items-md-center align-items-xl-end"> <li><a class="lightbox-remote" href="/tools/survey-modal" title="2 minute survey" data-type="url" data-remote="/tools/survey-modal"><span class="icongen-star"></span>2 minute survey</a></li> <li><a href="/tools/subscription/content-categories-subscription" title="Get Updates"><span class="icongen-get-updates"></span>Get Updates</a></li> </ul> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-8 order-2 order-md-1"> <div class="mx-2 mx-md-0 me-xl-3"> <p><a href="/who-we-are">Generali</a> is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" 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href="/who-we-are/at-a-glance">At a Glance</a></li> <li> <a href="/who-we-are/history"> Our History </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our History</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/history">Discover</a> </li> <li><a href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a 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mb-3 mt-2" href="/who-we-are/global-positioning">Discover</a> </li> <li><a href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a href="/who-we-are/global-positioning/france">France</a></li> <li><a href="/who-we-are/global-positioning/international">International</a></li> <li><a href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a href="/who-we-are/our-business">Our business model </a></li> <li><a href="/who-we-are/our-activities">Our activities</a></li> <li><a href="/who-we-are/our-management">Our management</a></li> <li><a href="/who-we-are/our-brand">Our Brand</a></li> <li> <a href="/who-we-are/sponsorship"> Sponsorship 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main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with 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