What you pay and what you'll get

<!doctype html> <html lang="en" prefix="og: http://ogp.me/ns#" class="no-js"> <head> <meta charset="utf-8"> <meta http-equiv="x-ua-compatible" content="ie=edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <meta name="format-detection" content="telephone=no"> <title>What you pay and what you'll get</title> <meta name="description" content="" /> <meta name="robots" content="index, follow"> <link href="https://fonts.googleapis.com/css?family=Lato:100,300,400,600,700&display=swap" rel="stylesheet"> <link href="https://fonts.googleapis.com/css?family=Open+Sans:300,400,600,700&display=swap" rel="stylesheet"> <link href="/assets/css/default.css?v=638725290360000000" rel="stylesheet"> <script src="/assets/js/modernizr.js?v=638725290260000000"></script> <script src="/assets/js/vendor.js?v=638725290800000000" defer></script> <script src="/assets/js/main.js?v=638725290800000000" defer></script> <link rel="apple-touch-icon" sizes="180x180" href="/assets/img/favicon/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="32x32" href="/assets/img/favicon/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="/assets/img/favicon/favicon-16x16.png"> <link rel="manifest" href="/assets/img/favicon/site.webmanifest"> <link rel="mask-icon" href="/assets/img/favicon/safari-pinned-tab.svg" color="#c62521"> <link rel="shortcut icon" href="/assets/img/favicon/favicon.ico"> <meta name="msapplication-TileColor" content="#c62521"> <meta name="msapplication-config" content="/assets/img/favicon/browserconfig.xml"> <meta name="theme-color" content="#ffffff"> <meta name="twitter:card" content="summary" /> <meta property="og:url" content="https://www.uss.co.uk/for-members/your-pension-explained/what-you-pay-and-what-youll-get" /> <meta property="og:title" content="What you pay and what you'll get" /> <meta property="og:description" content="" />  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-M847VVL');</script>  </head> <body>  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-M847VVL" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <svg xmlns="http://www.w3.org/2000/svg" aria-hidden="true" focusable="false" xmlns:xlink="http://www.w3.org/1999/xlink" width="0" height="0" style="position:absolute"> <symbol id="USS-logo" viewBox="0 0 120 116"> <path fill="#c62521" d="M120 58c0 32-26.86 58-60 58S0 90 0 58 26.86 0 60 0s60 26 60 58"></path> <path fill="#fff" d="M38.44 46.67v.68a5.21 5.21 0 0 0-2.84.71c-.43.37-.65 1.23-.65 2.58v11.73a10 10 0 0 0 .82 4.49q1.51 2.94 5.76 2.94 4.65 0 6.24-3a11.6 11.6 0 0 0 .89-5.19v-9.55c0-2-.25-3.25-.74-3.75a4.53 4.53 0 0 0-2.82-1v-.68h8.78v.68a4.4 4.4 0 0 0-2.88 1c-.45.53-.67 1.76-.67 3.68v9.61a12.2 12.2 0 0 1-1.21 5.93q-2.22 3.91-8.44 3.92t-8.38-3.87a10.89 10.89 0 0 1-1.2-5.48V50.64a3.56 3.56 0 0 0-.64-2.57 5.24 5.24 0 0 0-2.78-.72v-.68zM55 63.55a12.93 12.93 0 0 0 2.26 3.94 7.15 7.15 0 0 0 5.6 2.56A4.75 4.75 0 0 0 66 68.94a3.82 3.82 0 0 0 1.32-3.1A4.27 4.27 0 0 0 66 62.73a24.16 24.16 0 0 0-3.66-2.53l-3.24-2a11.36 11.36 0 0 1-2.33-1.81 5.51 5.51 0 0 1-1.61-3.83 6.17 6.17 0 0 1 1.9-4.56 7 7 0 0 1 5-1.84 9.83 9.83 0 0 1 3.13.62 13.26 13.26 0 0 0 2.08.61 1.19 1.19 0 0 0 1-.32 2.27 2.27 0 0 0 .42-.91h.78l.83 7.8h-.91a8.22 8.22 0 0 0-3-4.92 7.18 7.18 0 0 0-4-1.4 4.35 4.35 0 0 0-2.71.89A2.93 2.93 0 0 0 58.52 51a3.53 3.53 0 0 0 .89 2.42 11.41 11.41 0 0 0 2.75 2.13l3.34 2a17.35 17.35 0 0 1 4.41 3.42 5.77 5.77 0 0 1 1.26 3.72 6.11 6.11 0 0 1-2.25 4.82 8.51 8.51 0 0 1-5.75 1.93 11.83 11.83 0 0 1-3.68-.64 14.94 14.94 0 0 0-2.19-.65.93.93 0 0 0-.9.4 2.5 2.5 0 0 0-.31.84h-.83l-1.13-7.81zm19.55 0a13.14 13.14 0 0 0 2.26 3.94 7.15 7.15 0 0 0 5.6 2.56 4.73 4.73 0 0 0 3.14-1.11 3.82 3.82 0 0 0 1.32-3.1 4.23 4.23 0 0 0-1.33-3.11 24.16 24.16 0 0 0-3.66-2.53l-3.24-2a11.36 11.36 0 0 1-2.33-1.81 5.51 5.51 0 0 1-1.61-3.83A6.17 6.17 0 0 1 76.61 48a7 7 0 0 1 5.06-1.84 9.83 9.83 0 0 1 3.12.62 13.26 13.26 0 0 0 2.08.61 1.19 1.19 0 0 0 1-.32 2.27 2.27 0 0 0 .42-.91H89l.83 7.8H89A8.17 8.17 0 0 0 86 49a7.16 7.16 0 0 0-4-1.4 4.35 4.35 0 0 0-2.71.89A2.93 2.93 0 0 0 78.07 51a3.53 3.53 0 0 0 .93 2.4 11.29 11.29 0 0 0 2.76 2.13l3.33 2a17.35 17.35 0 0 1 4.41 3.42 5.77 5.77 0 0 1 1.26 3.72 6.11 6.11 0 0 1-2.25 4.82 8.51 8.51 0 0 1-5.75 1.93 11.83 11.83 0 0 1-3.76-.65 14.56 14.56 0 0 0-2.19-.65 1 1 0 0 0-.9.4 2.48 2.48 0 0 0-.3.84h-.84l-1.13-7.81z"> </path> </symbol> <symbol id="USS-logotype" viewBox="0 0 710 144"> <path fill="#c62521" fill-rule="evenodd" d="M146.9 72c0 39.76-32.88 72-73.45 72S0 111.76 0 72 32.88 0 73.45 0s73.45 32.24 73.45 72"></path> <path fill="#fff" fill-rule="evenodd" d="M689.78 77.8a1.57 1.57 0 0 0-1 .37 4.62 4.62 0 0 0-.92 1 7.84 7.84 0 0 0-.7 1.22c-.19.43-.34.76-.44 1a3.23 3.23 0 0 0-.31 1.09l-.06.61c.31-.27.63-.57 1-.89l1.49-1.45a6.66 6.66 0 0 0 .45-.5 6.8 6.8 0 0 0 .5-.71c.16-.26.3-.52.43-.78a1.41 1.41 0 0 0 .18-.61.35.35 0 0 0-.06-.21.7.7 0 0 0-.56-.14zm-400.5.2a1.5 1.5 0 0 0-1.06.43 5.33 5.33 0 0 0-1 1.14 9 9 0 0 0-.71 1.38c-.21.49-.36.87-.46 1.13a3.89 3.89 0 0 0-.31 1.25c0 .23-.05.46-.07.69.32-.31.65-.64 1-1l1.54-1.65a7 7 0 0 0 .46-.56 8 8 0 0 0 .51-.81 9.29 9.29 0 0 0 .45-.89 1.76 1.76 0 0 0 .18-.69.35.35 0 0 0-.06-.24.67.67 0 0 0-.47-.18zm74.47-.12a1.56 1.56 0 0 0-1.08.45 6.36 6.36 0 0 0-.95 1.2A10 10 0 0 0 361 81c-.21.52-.36.92-.46 1.2a4.26 4.26 0 0 0-.32 1.32c0 .25-.05.49-.07.73.33-.32.66-.68 1-1.06l1.54-1.76a4.31 4.31 0 0 0 .47-.59 7.84 7.84 0 0 0 .52-.86c.17-.31.32-.63.46-.94a1.93 1.93 0 0 0 .18-.73.35.35 0 0 0-.07-.26.67.67 0 0 0-.5-.15zM548.62 79a1.54 1.54 0 0 0-1.08.45 5.58 5.58 0 0 0-.95 1.18 8.76 8.76 0 0 0-.73 1.43c-.21.51-.36.9-.46 1.18a4.2 4.2 0 0 0-.32 1.3c0 .24-.05.48-.06.71.32-.31.65-.66 1-1l1.55-1.72A4.81 4.81 0 0 0 548 82a8.55 8.55 0 0 0 .52-.84c.17-.31.32-.62.46-.93a1.89 1.89 0 0 0 .18-.72.39.39 0 0 0-.07-.25.67.67 0 0 0-.47-.26zm-353.36-1.1a19.56 19.56 0 0 1-.9 1.92c-.37.69-.72 1.4-1.06 2.1a21.8 21.8 0 0 0-.85 2.12 6.75 6.75 0 0 0-.33 2.08 1.93 1.93 0 0 0 .78 1.78 3.5 3.5 0 0 0 3.75 0 8.36 8.36 0 0 0 3.54-3.46 4.49 4.49 0 0 0 .58-2.16 3.87 3.87 0 0 0-.19-1.28 3.66 3.66 0 0 0-.82-1.47 4.06 4.06 0 0 0-1.28-.92 6.43 6.43 0 0 0-1.61-.5c-.52-.04-1.06-.11-1.61-.17zm257.9-.27c-.26.72-.55 1.44-.88 2.14s-.72 1.57-1 2.35-.61 1.58-.84 2.36a8.34 8.34 0 0 0-.33 2.32 2.29 2.29 0 0 0 .77 2 3.12 3.12 0 0 0 3.7 0 7.75 7.75 0 0 0 2-1.62A8.91 8.91 0 0 0 458 85a5.59 5.59 0 0 0 .57-2.41 4.76 4.76 0 0 0-.19-1.43 4.42 4.42 0 0 0-.81-1.64 4.11 4.11 0 0 0-1.26-1 5.67 5.67 0 0 0-1.59-.56c-.49-.14-1.02-.22-1.56-.29zm-100.52.25a2.86 2.86 0 0 0-1.06.26 9.77 9.77 0 0 0-1.58.91 18.12 18.12 0 0 0-6.59 7.17c-.18.69-.4 1.44-.62 2.17-.17.56-.32 1.11-.46 1.64a15.85 15.85 0 0 0 4.12-1.32 16.33 16.33 0 0 0 3.83-2.53A12.21 12.21 0 0 0 352.9 83a7.05 7.05 0 0 0 1-3.47 1.91 1.91 0 0 0-.38-1.15 1 1 0 0 0-.88-.46zm335.09-1.37c1.65-.93 3.22-.87 4-.12a1.85 1.85 0 0 1 .64 1.45 4.59 4.59 0 0 1-.94 2.43 9.4 9.4 0 0 1-1.23 1.33c-.57.52-1.14 1-1.72 1.55s-1.1 1-1.55 1.33a5.47 5.47 0 0 0-.57.52 3 3 0 0 0 .21.9 4 4 0 0 0 .63 1.09 3.49 3.49 0 0 0 1 .87 3.12 3.12 0 0 0 1.53.34 11.43 11.43 0 0 0 3.26-.5 21.73 21.73 0 0 0 3.25-1.28 30.4 30.4 0 0 0 3-1.69c.93-.61 1.73-1.17 2.39-1.67a.84.84 0 0 1 1 .07.65.65 0 0 1 .3.5.32.32 0 0 1-.19.32c-.68.59-1.55 1.25-2.56 2a34 34 0 0 1-3.26 2.05 23.52 23.52 0 0 1-3.86 1.63 12.64 12.64 0 0 1-4 .67 6 6 0 0 1-3-.65 5 5 0 0 1-1.73-1.5 5 5 0 0 1-.81-1.7 11.71 11.71 0 0 1-.26-1.24 4 4 0 0 1 0-.74 8.42 8.42 0 0 1 .67-3.35 10.85 10.85 0 0 1 1.65-2.72 8.41 8.41 0 0 1 2.15-1.85zm-494-.69c1 .18 2 .35 3.09.48a16.47 16.47 0 0 1 3.24.72 6.65 6.65 0 0 1 2.59 1.53 4 4 0 0 1 1.06 3 7.15 7.15 0 0 1-.8 3.24 9.59 9.59 0 0 1-2.19 2.79 11.41 11.41 0 0 1-3.15 2 9.78 9.78 0 0 1-3.79.75 6.21 6.21 0 0 1-3-.7 2.89 2.89 0 0 1-1.5-2.63v-.33a8.51 8.51 0 0 1 .5-2.73 20.77 20.77 0 0 1 1.14-2.74 25.25 25.25 0 0 1 1.33-2.35c.3-.48.55-.86.74-1.15a.67.67 0 0 1-.48-.65 1.1 1.1 0 0 1 .48-.87 1.33 1.33 0 0 1 .73-.32zm17.45-3.61a.51.51 0 0 1 .55.52 17 17 0 0 1-.16 2.1l-.33 2.54c-.12.86-.23 1.68-.36 2.46q0 .19-.06.36a15.38 15.38 0 0 1 4.79-4.15A13.55 13.55 0 0 1 222 74.3a6.56 6.56 0 0 1 2 .27 2 2 0 0 1 1.28 1.08V76a.51.51 0 0 1-.56.52 5.13 5.13 0 0 1-1.1-.21 6.17 6.17 0 0 0-3.62.19 12.22 12.22 0 0 0-2.14 1 15.73 15.73 0 0 0-1.86 1.19c-.58.45-1 .85-1.41 1.18a23 23 0 0 0-2.16 2.36 16.33 16.33 0 0 0-1.58 2.46 15.49 15.49 0 0 0-1.13 2.79 22.33 22.33 0 0 0-.73 3.43c-.08.49-.63.75-1 .9a4.46 4.46 0 0 1-1.49.31c-.82 0-1-.35-1-.64a3.44 3.44 0 0 1 .09-.77 2.22 2.22 0 0 0 .07-.54v-.09c.5-2 1.05-4.47 1.64-7.26s1.08-5.69 1.48-8.62a2.07 2.07 0 0 1 1-1.42 2.77 2.77 0 0 1 1.39-.53zM528.84 48.8a.52.52 0 0 1 .58.12.62.62 0 0 1 .11.5 57 57 0 0 1-1.66 7.2c-.9 3.19-2 7.44-3.52 13-.38 1.36-.73 2.79-1.06 4.25s-.63 2.86-.93 4.18l-.8 3.63c0 .23-.1.44-.14.64l.42-.67c.16-.26.36-.54.61-.87a10.66 10.66 0 0 1 2.43-2.45 4.14 4.14 0 0 1 3.42-.53 2 2 0 0 1 1.25 1 10 10 0 0 1 .75 1.82c.21.67.39 1.39.55 2.12a13.87 13.87 0 0 0 .53 1.88 22.87 22.87 0 0 0 1.1 2.65 8.05 8.05 0 0 0 1.61 2.27 3 3 0 0 0 2 .94h.13a6.15 6.15 0 0 0 2.16-.4 11 11 0 0 0 2.26-1.08c.45-.3.87-.55 1.26-.77 0-.13 0-.28-.06-.38a5.71 5.71 0 0 1-.05-.88 11.17 11.17 0 0 1 .69-4 13.2 13.2 0 0 1 1.73-3.2 8.75 8.75 0 0 1 2.28-2.2c1.71-1.1 3.35-1 4.22-.14a2.36 2.36 0 0 1 .66 1.71 5.86 5.86 0 0 1-1 2.87 10.15 10.15 0 0 1-1.28 1.57c-.59.62-1.19 1.23-1.79 1.83s-1.15 1.13-1.62 1.57a7 7 0 0 0-.59.61 3.65 3.65 0 0 0 .22 1.06A4.8 4.8 0 0 0 546 90a3.84 3.84 0 0 0 1.1 1 3 3 0 0 0 1.59.4 10.36 10.36 0 0 0 3.4-.59 20.05 20.05 0 0 0 3.39-1.51 29.18 29.18 0 0 0 3.09-2c1-.72 1.81-1.38 2.49-2a.8.8 0 0 1 1.09.08.79.79 0 0 1 .31.59.43.43 0 0 1-.19.38c-.72.7-1.62 1.47-2.67 2.31a32.67 32.67 0 0 1-3.53 2.43A23.11 23.11 0 0 1 552 93a12.12 12.12 0 0 1-4.19.79 5.68 5.68 0 0 1-3.09-.76 5.78 5.78 0 0 1-1.72-1.74 7 7 0 0 1-.69-1.51 21.36 21.36 0 0 1-2.82 1.94 8.25 8.25 0 0 1-3.61 1.12 5.38 5.38 0 0 1-3.4-1 11.35 11.35 0 0 1-3.07-3.66 12.87 12.87 0 0 1-1-2.29c-.24-.77-.5-1.54-.77-2.31-.11-.38-.22-.84-.35-1.39a5 5 0 0 0-.46-1.32 1 1 0 0 0-.52-.54c-.09 0-.28 0-.71.63a82.963 82.963 0 0 0-3.78 5.8 41.92 41.92 0 0 0-3.06 6.2 1.17 1.17 0 0 1-.71.68 3.5 3.5 0 0 1-1 .26 1.7 1.7 0 0 1-.94-.13.77.77 0 0 1-.41-1c.17-.8.34-1.63.52-2.47.11-.56.23-1.12.36-1.67-.8.55-1.75 1.17-2.84 1.85a30 30 0 0 1-4.39 2.27A15 15 0 0 1 505 93.9h-.54a4.22 4.22 0 0 1-3.07-1.2 3.27 3.27 0 0 1-.79-1.79 13.61 13.61 0 0 1-.16-2.47 24.71 24.71 0 0 1 .24-2.85c.13-1 .28-1.89.44-2.76s.31-1.6.47-2.22c.09-.36.15-.62.2-.81-1.16.09-2.26.17-3.29.23s-2.24.12-3.24.16a1 1 0 0 1-.65-.31 2.53 2.53 0 0 1-.52-.59 1 1 0 0 1-.07-.82c.18-.44.75-.5.94-.51l3.16-.24q1.88-.13 4.11-.33c.23-1 .48-2.1.73-3.14s.57-2.24.88-3.37a1.12 1.12 0 0 1 .46-.65 2.59 2.59 0 0 1 .64-.36 1.17 1.17 0 0 1 .68-.06.54.54 0 0 1 .39.69c-.07.42-.17 1-.32 1.7s-.28 1.42-.43 2.15-.29 1.38-.39 2l-.07.39c0 .17 0 .32-.07.44L507 77l2.38-.21c.77-.07 1.53-.15 2.27-.24s1.5-.2 2.28-.34a1.51 1.51 0 0 1 .64.15 1.48 1.48 0 0 1 .6.45.75.75 0 0 1 .12.73c-.09.25-.34.43-.8.57-.93.18-1.78.34-2.6.48s-1.62.27-2.42.38-1.62.2-2.49.29l-2.56.27c-.33 1.53-.61 3.09-.83 4.65a28.9 28.9 0 0 0-.31 4.79 2.57 2.57 0 0 0 .78 2.08 2.85 2.85 0 0 0 2 .46 9.49 9.49 0 0 0 2.88-.74c1.07-.44 2.15-.94 3.21-1.5s2-1.13 2.95-1.71 1.57-1 2.14-1.38c.62-2.46 1.31-5.09 2-7.83s1.64-6.21 2.59-10c.86-3.49 1.73-6.8 2.59-9.84s1.57-5.52 2.12-7.39a3.1 3.1 0 0 1 .58-.94 7.45 7.45 0 0 1 .86-.9 2.51 2.51 0 0 1 .86-.48zM469 74.05a.51.51 0 0 1 .56.52 17.27 17.27 0 0 1-.17 2.11l-.39 2.53c-.11.86-.23 1.69-.36 2.47l-.06.36a15.36 15.36 0 0 1 4.79-4.15 13.55 13.55 0 0 1 6.44-1.78 6.58 6.58 0 0 1 2 .27 2 2 0 0 1 1.27 1.07v.32a.51.51 0 0 1-.55.52 4.92 4.92 0 0 1-1.1-.21 6.08 6.08 0 0 0-3.62.19 12.62 12.62 0 0 0-2.15 1 16.62 16.62 0 0 0-1.88 1.26c-.57.45-1.05.85-1.4 1.18a20.19 20.19 0 0 0-2.12 2.29 15.64 15.64 0 0 0-1.59 2.46 17.11 17.11 0 0 0-1.13 2.79 23.44 23.44 0 0 0-.73 3.42c-.07.5-.63.76-1 .91a4.33 4.33 0 0 1-1.48.3c-.82 0-1-.34-1-.63a3.46 3.46 0 0 1 .1-.77 2.86 2.86 0 0 0 .07-.54v-.09c.51-2 1.06-4.47 1.64-7.26s1.09-5.69 1.48-8.62a2.06 2.06 0 0 1 1-1.42 2.72 2.72 0 0 1 1.38-.5zM351.77 48.77a.69.69 0 0 1 .77.72 25.27 25.27 0 0 1-.7 3.74c-.46 2-1.06 4.51-1.79 7.41s-1.56 6.18-2.48 9.71c-.8 3.11-1.65 6.3-2.52 9.51l.58-.54A17.84 17.84 0 0 1 347 78.2a13.88 13.88 0 0 1 1.8-1.09 14.2 14.2 0 0 1 2-.84 6.65 6.65 0 0 1 2-.34 3.85 3.85 0 0 1 3 1.19 4.06 4.06 0 0 1 1.07 2.79 6.9 6.9 0 0 1-.34 2 12.33 12.33 0 0 1-.87 2 10.87 10.87 0 0 1-1.23 1.81 12.45 12.45 0 0 1-1.4 1.41 27.64 27.64 0 0 1-2.69 2 18 18 0 0 1-2.68 1.4 25.27 25.27 0 0 1-2.9 1c-.95.26-2 .49-3.16.69-.22.42-.43.78-.61 1.08s-.84.63-1.75.63a1.56 1.56 0 0 1-.66-.13.66.66 0 0 1-.42-.64.72.72 0 0 1 .09-.34c.22-.82.61-2.21 1.15-4.09-.42.2-.83.4-1.26.59-2.79 1.23-5.45 1.41-7.57 0a6.88 6.88 0 0 1-2.45-3.45c-.34-.85-.65-1.72-.9-2.57s-.48-1.54-.75-2.32a1.28 1.28 0 0 0-.23.14 5.56 5.56 0 0 0-.68.57c-.22.23-.44.47-.64.72s-.35.44-.45.58q-.87 1.06-1.53 2c-.44.61-.88 1.23-1.32 1.88l-1.38 2c-.47.7-1 1.51-1.69 2.41a1.92 1.92 0 0 1-.95.65 3.68 3.68 0 0 1-1.09.19c-.57 0-.94-.16-1.1-.48a7 7 0 0 1-1-2.42c-.19-.88-.35-1.81-.47-2.75s-.21-1.86-.28-2.74a16.7 16.7 0 0 0-.32-2.35 4.36 4.36 0 0 0-.64-1.59 1.22 1.22 0 0 0-1.08-.51 2 2 0 0 0-1 .34 6 6 0 0 0-1.33 1.18 29.86 29.86 0 0 0-2.53 3.26 36.68 36.68 0 0 0-2 3.38 29.39 29.39 0 0 0-1.37 3 6.18 6.18 0 0 0-.49 2c0 .28-.14.67-.8 1a3.5 3.5 0 0 1-1.3.28c-.93 0-1-.5-1-.72v-.1c.31-1.55.62-3 .95-4.43.15-.68.29-1.37.44-2.06l-1.15.92a32.46 32.46 0 0 1-3.48 2.34 23.42 23.42 0 0 1-4 1.86 12 12 0 0 1-4.14.76 5.41 5.41 0 0 1-4.84-2.44 6.28 6.28 0 0 1-.83-1.92c-1 .5-1.93 1-2.94 1.43-2.79 1.23-5.46 1.41-7.58 0a6.87 6.87 0 0 1-2.44-3.45 26.2 26.2 0 0 1-.9-2.57c-.23-.76-.48-1.54-.75-2.32a1 1 0 0 0-.23.14 4.89 4.89 0 0 0-.68.57 8.67 8.67 0 0 0-.64.72c-.2.25-.35.44-.45.58-.58.71-1.1 1.37-1.53 2s-.89 1.23-1.33 1.88l-1.38 2c-.46.7-1 1.51-1.69 2.41a1.94 1.94 0 0 1-.94.65 3.8 3.8 0 0 1-1.1.19c-.57 0-.94-.16-1.09-.48a7 7 0 0 1-1-2.42c-.18-.88-.34-1.81-.46-2.75s-.21-1.86-.28-2.74a18.22 18.22 0 0 0-.33-2.35 4.19 4.19 0 0 0-.64-1.59 1.19 1.19 0 0 0-1.07-.51 2 2 0 0 0-1 .34 5.62 5.62 0 0 0-1.33 1.18 28.68 28.68 0 0 0-2.53 3.26 34.74 34.74 0 0 0-2 3.38 27.1 27.1 0 0 0-1.36 3 6.18 6.18 0 0 0-.49 2c0 .28-.14.67-.81 1a3.45 3.45 0 0 1-1.29.28c-.93 0-1-.5-1-.72v-.1c.31-1.55.63-3 .95-4.43s.62-2.8.9-4.19.52-2.8.76-4.2.44-2.87.61-4.39a1.88 1.88 0 0 1 .8-1.19 2.05 2.05 0 0 1 1.25-.61.55.55 0 0 1 .56.61c-.27 2.87-.61 5.76-1 8.63a37.33 37.33 0 0 1 2.38-3 17.37 17.37 0 0 1 2.4-2.29 6.44 6.44 0 0 1 1.88-1 3.43 3.43 0 0 1 3.48.48 5.35 5.35 0 0 1 1.17 1.81 13.7 13.7 0 0 1 .7 2.48c.17.91.32 1.84.44 2.78s.24 1.84.36 2.72a15.84 15.84 0 0 0 .34 1.81c.05-.07.12-.16.19-.27.31-.44.66-.94 1.05-1.52l1.2-1.78c.42-.63.75-1.1 1-1.45l1.33-1.78a18.3 18.3 0 0 1 1.53-1.83 8.89 8.89 0 0 1 1.72-1.45 3.58 3.58 0 0 1 2-.61 1.65 1.65 0 0 1 1.47.92 7.78 7.78 0 0 1 .77 2c.21.75.42 1.57.65 2.47a11.22 11.22 0 0 0 .86 2.41 5.55 5.55 0 0 0 1.41 1.79 3.47 3.47 0 0 0 2.25.69 6.45 6.45 0 0 0 2.78-.64c.94-.43 1.8-.87 2.59-1.31l.24-.1a4.69 4.69 0 0 1 0-.75 10.47 10.47 0 0 1 .68-3.8 12.55 12.55 0 0 1 1.7-3.09 8.75 8.75 0 0 1 2.26-2.11c1.69-1.06 3.31-1 4.17-.13a2.23 2.23 0 0 1 .65 1.64 5.56 5.56 0 0 1-1 2.76 10.07 10.07 0 0 1-1.27 1.51c-.58.59-1.17 1.18-1.77 1.76s-1.12 1.09-1.59 1.51a5.91 5.91 0 0 0-.58.59 3.7 3.7 0 0 0 .21 1 4.34 4.34 0 0 0 .65 1.24 3.68 3.68 0 0 0 1.08 1 3 3 0 0 0 1.57.39 10.92 10.92 0 0 0 3.36-.57 20.13 20.13 0 0 0 3.37-1.59 29.9 29.9 0 0 0 3.09-1.86c1-.69 1.79-1.33 2.46-1.9a.4.4 0 0 1 .21-.12c.25-1.29.49-2.6.7-3.9s.45-2.87.61-4.39a2 2 0 0 1 .8-1.19 2.1 2.1 0 0 1 1.25-.61.55.55 0 0 1 .57.61c-.27 2.87-.62 5.76-1 8.63.89-1.2 1.69-2.2 2.39-3a17.38 17.38 0 0 1 2.39-2.29 6.48 6.48 0 0 1 1.89-1 3.42 3.42 0 0 1 3.47.48 5.2 5.2 0 0 1 1.17 1.75 13.69 13.69 0 0 1 .71 2.48c.17.91.32 1.84.44 2.78s.23 1.84.35 2.72a15.84 15.84 0 0 0 .34 1.81c.06-.07.12-.16.2-.27l1-1.52 1.2-1.78c.42-.63.76-1.1 1-1.45l1.32-1.78a19.75 19.75 0 0 1 1.53-1.83 9.2 9.2 0 0 1 1.72-1.45 3.62 3.62 0 0 1 2-.61 1.65 1.65 0 0 1 1.47.92 8.61 8.61 0 0 1 .77 2c.2.75.42 1.57.64 2.47a11.23 11.23 0 0 0 .87 2.41 5.52 5.52 0 0 0 1.4 1.79 3.48 3.48 0 0 0 2.26.69 6.48 6.48 0 0 0 2.78-.64c.7-.32 1.35-.65 2-1 .41-1.41.84-3 1.32-4.65l2.24-8.1c.8-2.87 1.59-5.81 2.35-8.73s1.49-5.74 2.17-8.43 1.25-5.11 1.69-7.2v-.15l.75-.37.54-.24a1.66 1.66 0 0 1 .71-.17zm27.94 25.28a.48.48 0 0 1 .52.5 15.07 15.07 0 0 1-.16 2l-.3 2.41c-.11.81-.22 1.59-.34 2.33l-.06.34a14.55 14.55 0 0 1 4.51-3.93 12.74 12.74 0 0 1 6.05-1.7 6.45 6.45 0 0 1 1.54.18 6.11 6.11 0 0 1 .53-.47 6.5 6.5 0 0 1 2.08-1 10.06 10.06 0 0 1 3-.39 8.77 8.77 0 0 1 2.25.31 6.12 6.12 0 0 1 2.11 1 1.73 1.73 0 0 1 .37.49 1.31 1.31 0 0 1 .23.68.45.45 0 0 1-.18.34l-.09.06h-.1a1.63 1.63 0 0 1-.69-.22c-.27-.13-.61-.27-1-.42a13.3 13.3 0 0 0-1.37-.42 6.9 6.9 0 0 0-1.63-.18 6 6 0 0 0-2.77.64c-.77.4-1.15.88-1.15 1.48a1 1 0 0 0 .11.46 8.22 8.22 0 0 0 .86 1.79c.37.58.77 1.16 1.19 1.72l.56.78c.23.32.45.64.69.95a7.75 7.75 0 0 1 1.71 4.58 4.55 4.55 0 0 1-.39 1.81 6.22 6.22 0 0 1-1.16 1.83 6.45 6.45 0 0 1-1.78 1.37 5.09 5.09 0 0 1-2.38.56 4.24 4.24 0 0 1-2.74-.69 2.05 2.05 0 0 1-.86-1.54 2.92 2.92 0 0 1 .61-1.73 7.75 7.75 0 0 1 1.46-1.46 2.44 2.44 0 0 1 .31-.22l.29-.15h.09a1.85 1.85 0 0 1 1.1.57.61.61 0 0 1 .09.8l-.09.09a5.91 5.91 0 0 0-1.2 1 1.44 1.44 0 0 0-.42.91.46.46 0 0 0 .27.43 2.27 2.27 0 0 0 1.88 0 2.35 2.35 0 0 0 .87-.57 2.77 2.77 0 0 0 .86-1.08 3.27 3.27 0 0 0 .24-1.18 3.68 3.68 0 0 0-.06-.66 7.58 7.58 0 0 0-.91-2.52s-.46-.81-.73-1.21c-.49-.71-1-1.42-1.43-2.12s-.89-1.42-1.23-2.08a4.63 4.63 0 0 1-.55-2.09 2.36 2.36 0 0 1 .14-.76 6 6 0 0 0-2.39.33 11.85 11.85 0 0 0-2 .93 14.75 14.75 0 0 0-1.77 1.19c-.54.42-1 .8-1.32 1.11a19.52 19.52 0 0 0-2 2.23 15.08 15.08 0 0 0-1.49 2.33 15.65 15.65 0 0 0-1.07 2.64 23 23 0 0 0-.68 3.24c-.08.47-.6.72-1 .86a4.07 4.07 0 0 1-1.4.29c-.77 0-.93-.33-.93-.6a3.63 3.63 0 0 1 .08-.73 2 2 0 0 0 .07-.51v-.08c.29-1.15.59-2.46.9-3.87l-.76.65a35.37 35.37 0 0 1-3.52 2.48 24 24 0 0 1-4 2A11.82 11.82 0 0 1 363 93a5.55 5.55 0 0 1-3.09-.78 5.85 5.85 0 0 1-1.8-1.81 6.44 6.44 0 0 1-.84-2q-.21-1-.27-1.5a5.93 5.93 0 0 1-.05-.9 11.3 11.3 0 0 1 .7-4 13.15 13.15 0 0 1 1.72-3.27 8.9 8.9 0 0 1 2.27-2.24c1.71-1.13 3.35-1 4.21-.14a2.42 2.42 0 0 1 .66 1.74 6 6 0 0 1-1 2.93 11.3 11.3 0 0 1-1.28 1.59c-.59.64-1.19 1.26-1.79 1.87s-1.14 1.15-1.61 1.6a7.06 7.06 0 0 0-.59.63 4.15 4.15 0 0 0 .21 1.08 5.1 5.1 0 0 0 .66 1.32 3.74 3.74 0 0 0 1.09 1 2.89 2.89 0 0 0 1.6.41 10.31 10.31 0 0 0 3.38-.6 19.75 19.75 0 0 0 3.38-1.54 29 29 0 0 0 3.1-2c.91-.69 1.7-1.33 2.36-1.91 0-.11.05-.22.07-.33.55-2.64 1-5.39 1.39-8.15a2 2 0 0 1 1-1.35 2.55 2.55 0 0 1 1.23-.6zM705.5 89.37a5.14 5.14 0 0 1 4.25-.24l.16.09v.17a4.6 4.6 0 0 1 0 1c0 .34-.07.66-.13.93a13.41 13.41 0 0 1-1 2.44l-.06.1h-.1a4.7 4.7 0 0 1-2.08.52A3.59 3.59 0 0 1 705 94l-.14-.07v-.16a6.15 6.15 0 0 1-.15-2.83 2.8 2.8 0 0 1 .72-1.52zM183.12 75a37.18 37.18 0 0 0-4.18 2.8 30.11 30.11 0 0 0-4.36 4.07 21.84 21.84 0 0 0-3.2 4.72 11.14 11.14 0 0 0-1.22 5 7 7 0 0 0 .94 3.84 2.48 2.48 0 0 0 2.1 1.36 4.22 4.22 0 0 0 3.05-1.31 13.77 13.77 0 0 0 2.5-3.49 25.46 25.46 0 0 0 1.83-4.68c.48-1.7.89-3.34 1.22-4.89.28-1.31.55-2.64.78-4 .2-1.06.42-2.21.54-3.42zm23.42-28c.71 0 .77.38.77.5 0 .51-.6.87-1.93 1.18-3.24.76-6.32 1.51-9.17 2.23a85.2 85.2 0 0 0-8.21 2.51c0 2.93-.11 5.89-.22 8.79s-.29 5.66-.55 8.5c1.28-.52 2.61-1 4-1.48 1.53-.53 3-1 4.31-1.42s2.5-.75 3.49-1 1.64-.43 2-.5a4.76 4.76 0 0 1 .84-.06c.9 0 1.36.24 1.36.7s-.41.59-1.58 1L197.92 69c-1.48.48-3.21 1.06-5.15 1.74a61 61 0 0 0-5.88 2.41c-.36 2.68-.82 5.35-1.37 7.94a61.71 61.71 0 0 1-2.21 7.82c-.37 1-.81 2.09-1.31 3.26a18 18 0 0 1-1.94 3.37 11 11 0 0 1-2.77 2.68 6.82 6.82 0 0 1-3.87 1.1 5.8 5.8 0 0 1-2.61-.56 4.91 4.91 0 0 1-1.8-1.51 6.56 6.56 0 0 1-1-2.2 10.18 10.18 0 0 1-.34-2.72 17.07 17.07 0 0 1 .5-4.08 13.91 13.91 0 0 1 1.22-3.34 21.08 21.08 0 0 1 2.29-3.39 30 30 0 0 1 3.24-3.38A40.8 40.8 0 0 1 179 75a36.4 36.4 0 0 1 4.54-2.65c.38-3 .65-6 .79-8.94s.23-5.74.27-8.57l-1.33.6-1.82.87a1.94 1.94 0 0 1-1.93 0 1 1 0 0 1-.46-.81 1.3 1.3 0 0 1 .88-1.16 44.9 44.9 0 0 1 4.9-2.07c1.79-.64 3.64-1.24 5.52-1.79s3.72-1 5.54-1.44 3.49-.78 4.95-1.07 2.74-.53 3.77-.7a16.42 16.42 0 0 1 1.92-.27zm199 41.54h.1a4.85 4.85 0 0 1 .59.27 6.25 6.25 0 0 0 .72.33h.13v.17a8.5 8.5 0 0 1 .14 3.32 16.28 16.28 0 0 1-2.23 5.58c-1.17 1.91-2.36 2.89-3.53 2.89a2 2 0 0 1-.48-.06h-.87l.71-.64a10.06 10.06 0 0 0 3.54-6.13 7.51 7.51 0 0 0-.41-4.16l-.13-.32.24-.17c.16-.11.34-.24.55-.41l.8-.67zm176.36-2.13l-.19.13a17.91 17.91 0 0 0-2 1.6 31.69 31.69 0 0 0-2.92 3.15 41.23 41.23 0 0 0-3.06 4.18 28.22 28.22 0 0 0-2.39 4.63 12.21 12.21 0 0 0-.94 4.48 4.61 4.61 0 0 0 .35 1.88 1.25 1.25 0 0 0 1.27.66 3.16 3.16 0 0 0 1.41-.4 6.82 6.82 0 0 0 1.73-1.39 8.22 8.22 0 0 0 1.54-2.33c.48-1 1-2.23 1.44-3.51s.92-2.64 1.34-4 .81-2.77 1.14-4.06.64-2.44.89-3.48c.15-.61.27-1.12.39-1.54zm-148.14 0l-.19.13a18.14 18.14 0 0 0-1.9 1.6 30.77 30.77 0 0 0-2.86 3.15 42.26 42.26 0 0 0-3 4.18 28.73 28.73 0 0 0-2.34 4.63 12.37 12.37 0 0 0-.92 4.48 4.61 4.61 0 0 0 .35 1.88 1.19 1.19 0 0 0 1.23.66 3.05 3.05 0 0 0 1.38-.4 6.55 6.55 0 0 0 1.69-1.39 8.23 8.23 0 0 0 1.46-2.33c.47-1 .95-2.23 1.41-3.51s.9-2.64 1.31-4 .78-2.77 1.11-4.06.62-2.44.87-3.48c.16-.61.29-1.12.4-1.54zm165.38-37.64a4.69 4.69 0 0 1 3.39 1.41 5.7 5.7 0 0 1 1.47 4.24 2.29 2.29 0 0 1-.24 1.08 1.28 1.28 0 0 1-1.24.55 1.74 1.74 0 0 1-.9-.25 1 1 0 0 1-.48-.88v-.56a4.26 4.26 0 0 0-.7-2.61 2 2 0 0 0-1.68-.89 3.07 3.07 0 0 0-2.22 1 12 12 0 0 0-2 2.6 23.93 23.93 0 0 0-1.54 3.25c-.47 1.15-.82 2.1-1.09 2.9-.44 1.28-.93 2.88-1.44 4.76s-1.06 3.86-1.61 5.87-1.06 4-1.55 5.87l-1.09 4.23c2-.8 3.76-1.44 5.23-1.91s3-.89 4.06-1.15 1.93-.42 2.51-.49l.56-.06v-.11c.29-.88.48-1.56.59-2a1.29 1.29 0 0 1 .93-.81 4 4 0 0 1 1.3-.24c.83 0 .92.46.92.66v.13c-.19.8-.44 1.68-.74 2.62s-.57 1.85-.84 2.82-.49 1.92-.68 2.88a14.92 14.92 0 0 0-.27 2.77c0 .34 0 .7.05 1.07a4.9 4.9 0 0 0 .19 1 2.23 2.23 0 0 0 .35.69.52.52 0 0 0 .42.19 2.91 2.91 0 0 0 1.53-.63 15.94 15.94 0 0 0 1.92-1.57c.63-.6 1.22-1.21 1.74-1.81s.88-1.05 1.08-1.31a12 12 0 0 0 1.14-1.88 23.62 23.62 0 0 1 1.22-2.2 8.46 8.46 0 0 1 1.45-1.79 2.8 2.8 0 0 1 2-.79c.49 0 .66.29.66.56v.2c-.1.92-.26 2-.48 3.38a23.81 23.81 0 0 0-.33 3.94c0 .57 0 1.13.08 1.68a5.19 5.19 0 0 0 .33 1.46 2.65 2.65 0 0 0 .68 1c.67.59 1.91.41 3.35-.26a20.89 20.89 0 0 0 2.65-1.38c.88-.56 1.71-1.12 2.45-1.67s1.36-1 1.77-1.25l.66-.26c0-.23 0-.46.07-.7.14-1 .29-1.92.45-2.8s.31-1.66.47-2.31c.09-.35.16-.63.22-.85l-3.2.22c-1.14.07-2.2.12-3.19.15a1.51 1.51 0 0 1-1.28-1.32c0-.56.72-.71 1-.76a15.08 15.08 0 0 1 1.9-.26c.77-.07 1.63-.13 2.61-.18s1.78-.1 2.68-.17c.1-.53.22-1.15.37-1.87s.38-1.65.6-2.42a9.76 9.76 0 0 1 .81-2 1.59 1.59 0 0 1 1.34-1 .55.55 0 0 1 .61.56 8.7 8.7 0 0 1-.2 1.64l-.43 2.11c-.16.73-.3 1.4-.44 2-.07.32-.13.58-.17.79l2.21-.18 2.34-.2c.76-.07 1.5-.14 2.22-.23s1.48-.19 2.25-.32a1.3 1.3 0 0 1 .85.26.93.93 0 0 1 .53.8c0 .4-.42.65-1.51.91a27.71 27.71 0 0 1-3 .54c-1.15.15-2.34.29-3.54.41l-2.66.26c-.31 1.43-.57 2.88-.78 4.3a30.27 30.27 0 0 0-.33 4.41 3.55 3.55 0 0 0 .5 2.29c.79.88 2.3.8 4.16.07a23.33 23.33 0 0 0 2.91-1.38c1-.54 1.85-1.07 2.66-1.59.5-.33.92-.59 1.3-.82.05-.37.09-.73.17-1.12.23-1.17.5-2.32.81-3.43s.62-2.13.91-3 .49-1.56.59-2a1.31 1.31 0 0 1 .93-.81 4 4 0 0 1 1.31-.24c.82 0 .91.46.91.66v.13c-.19.8-.44 1.68-.74 2.62s-.57 1.85-.83 2.82-.5 1.92-.68 2.88a14.15 14.15 0 0 0-.28 2.77v1.07a4.9 4.9 0 0 0 .19 1 2.23 2.23 0 0 0 .35.69.52.52 0 0 0 .42.19 2.91 2.91 0 0 0 1.53-.63 16.83 16.83 0 0 0 1.93-1.57c.63-.6 1.21-1.21 1.73-1.81s.89-1.05 1.08-1.31a12 12 0 0 0 1.14-1.88 23.62 23.62 0 0 1 1.25-2.21 8.46 8.46 0 0 1 1.45-1.79 2.82 2.82 0 0 1 2-.79c.49 0 .67.29.67.56v.2c-.11.92-.27 2-.49 3.38a23.81 23.81 0 0 0-.33 3.94c0 .57 0 1.13.08 1.68a5.19 5.19 0 0 0 .33 1.46 2.54 2.54 0 0 0 .68 1c.67.59 1.92.41 3.35-.26a20.89 20.89 0 0 0 2.65-1.38c.88-.56 1.71-1.12 2.45-1.67s1.1-.78 1.48-1c.16-.66.31-1.35.46-2.07.54-2.49 1-5.07 1.37-7.67a1.88 1.88 0 0 1 1-1.27 2.7 2.7 0 0 1 1.23-.48.46.46 0 0 1 .51.47 13.28 13.28 0 0 1-.15 1.87l-.31 2.26c-.1.77-.21 1.5-.33 2.2v.32a14.09 14.09 0 0 1 4.43-3.7 13 13 0 0 1 6-1.58 6.34 6.34 0 0 1 1.85.24 1.81 1.81 0 0 1 1.18 1v.28a.47.47 0 0 1-.51.47 5.33 5.33 0 0 1-1-.19 5.84 5.84 0 0 0-3.35.17 11.32 11.32 0 0 0-2 .87 15 15 0 0 0-1.75 1.12c-.53.4-1 .75-1.3 1a17.64 17.64 0 0 0-2 2.1 14 14 0 0 0-1.47 2.19 14.67 14.67 0 0 0-1.05 2.48 20.71 20.71 0 0 0-.67 3c-.08.44-.59.68-1 .81a4.14 4.14 0 0 1-1.37.27c-.76 0-.92-.3-.92-.56a3.25 3.25 0 0 1 .08-.69 1.74 1.74 0 0 0 .07-.48v-.08l.48-1.9-.51.43a15 15 0 0 1-3.35 2.27 22.11 22.11 0 0 1-2.29 1 8.05 8.05 0 0 1-3 .57c-1.76 0-3-.57-3.54-1.69a8.91 8.91 0 0 1-.84-4.16v-2c-.48.67-1 1.33-1.51 2a23 23 0 0 1-2.5 2.68 13.77 13.77 0 0 1-2.76 2 6.38 6.38 0 0 1-3 .77 3 3 0 0 1-2.72-1.15 5.38 5.38 0 0 1-.74-3.07l-1 .71a31.46 31.46 0 0 1-2.68 1.65 21.16 21.16 0 0 1-3.11 1.33 9.61 9.61 0 0 1-3.21.61 5.89 5.89 0 0 1-1.53-.19 3.31 3.31 0 0 1-1.37-.73 3.63 3.63 0 0 1-1-1.47 6.63 6.63 0 0 1-.36-2.4v-.39c-.65.54-1.29 1.09-1.92 1.64a15 15 0 0 1-3.35 2.27 21.19 21.19 0 0 1-2.29 1 8.05 8.05 0 0 1-3 .57c-1.76 0-2.95-.57-3.54-1.69a8.91 8.91 0 0 1-.84-4.16c0-.54 0-1.09.05-1.62v-.38c-.48.67-1 1.33-1.51 2a22.24 22.24 0 0 1-2.51 2.68 13.23 13.23 0 0 1-2.76 2 6.31 6.31 0 0 1-3 .77 3 3 0 0 1-2.72-1.15 5.38 5.38 0 0 1-.75-3.07 17.57 17.57 0 0 1 .35-3.29c.22-1.17.5-2.32.81-3.43l.31-1.06-2.12.48a46.35 46.35 0 0 0-4.45 1.37 40.41 40.41 0 0 0-6 2.83c-.19.67-.42 1.63-.69 2.86s-.63 2.79-1 4.41-.85 3.32-1.33 5.06-1 3.46-1.64 5.06a28.21 28.21 0 0 1-2 4.34 9.23 9.23 0 0 1-2.48 2.92 7.88 7.88 0 0 1-1.8.93 5.66 5.66 0 0 1-1.89.35 4.89 4.89 0 0 1-2.14-.44 4 4 0 0 1-1.49-1.21 5 5 0 0 1-.82-1.76 9.11 9.11 0 0 1-.23-2 13.13 13.13 0 0 1 .46-3.36 14.35 14.35 0 0 1 1.1-2.88 55.46 55.46 0 0 1 2.94-5.08 36.59 36.59 0 0 1 3-4 34.61 34.61 0 0 1 3.56-3.51 43.85 43.85 0 0 1 4.06-3.07l.17-.55c.37-1.38.76-2.93 1.19-4.66s.88-3.53 1.38-5.42 1-3.77 1.57-5.72 1.17-3.82 1.82-5.61a47.14 47.14 0 0 1 2.15-5.09 24.4 24.4 0 0 1 2.57-4.2 8 8 0 0 1 2.58-2.14 6.11 6.11 0 0 1 2.81-.77zm-148.54 0a4.53 4.53 0 0 1 3.32 1.41 5.81 5.81 0 0 1 1.41 4.24 2.29 2.29 0 0 1-.24 1.08 1.25 1.25 0 0 1-1.21.55 1.67 1.67 0 0 1-.88-.25 1 1 0 0 1-.47-.88v-.56a4.4 4.4 0 0 0-.68-2.61 2 2 0 0 0-1.65-.89 3 3 0 0 0-2.17 1 12.52 12.52 0 0 0-1.92 2.6 26.4 26.4 0 0 0-1.52 3.22c-.45 1.15-.8 2.1-1.06 2.9-.43 1.28-.9 2.88-1.41 4.76s-1 3.86-1.57 5.87-1 4-1.51 5.87c-.41 1.62-.77 3-1.07 4.23 1.95-.8 3.67-1.44 5.11-1.91s2.91-.89 4-1.15 1.89-.42 2.45-.49c.74-.09.92-.1 1-.1a1 1 0 0 1 .26 0l.16-.29a.74.74 0 0 1-.47-.71 1.28 1.28 0 0 1 .47-1c.33-.29.54-.41.72-.41.95.21 2 .39 3.05.54a14.29 14.29 0 0 1 3.2.8 6.45 6.45 0 0 1 2.55 1.71 4.76 4.76 0 0 1 1.05 3.31 8.69 8.69 0 0 1-.8 3.61 10.67 10.67 0 0 1-2.15 3.12 11.15 11.15 0 0 1-3.11 2.19 8.66 8.66 0 0 1-3.74.84 5.59 5.59 0 0 1-3-.78 3.31 3.31 0 0 1-1.47-2.86v-.38a10.68 10.68 0 0 1 .49-3 25.91 25.91 0 0 1 1.13-3.07c.3-.66.59-1.27.9-1.84-.58.12-1.37.3-2.36.54a44.81 44.81 0 0 0-4.35 1.37 38.73 38.73 0 0 0-5.89 2.83c-.18.67-.41 1.63-.67 2.86s-.62 2.79-1 4.41-.82 3.32-1.29 5.06-1 3.46-1.6 5.06a29.16 29.16 0 0 1-2 4.34 9.27 9.27 0 0 1-2.42 2.92 7.62 7.62 0 0 1-1.76.93 5.39 5.39 0 0 1-1.84.35 4.68 4.68 0 0 1-2.1-.44 3.89 3.89 0 0 1-1.45-1.21 5 5 0 0 1-.8-1.76 8.56 8.56 0 0 1-.23-2 13.11 13.11 0 0 1 .45-3.36 16 16 0 0 1 1.07-2.88 55.8 55.8 0 0 1 2.88-5.08 36.27 36.27 0 0 1 3-4 32.78 32.78 0 0 1 3.36-3.38 43.24 43.24 0 0 1 4-3.07l.17-.55c.36-1.38.75-2.93 1.16-4.66s.87-3.53 1.35-5.42 1-3.77 1.54-5.72 1.14-3.82 1.77-5.61a51.46 51.46 0 0 1 2.1-5.09 25 25 0 0 1 2.52-4.2 7.91 7.91 0 0 1 2.51-2.14 5.91 5.91 0 0 1 2.71-.77zM91.27 78.89A16 16 0 0 0 94 83.78a8.72 8.72 0 0 0 6.89 3.22 5.73 5.73 0 0 0 3.84-1.38 4.77 4.77 0 0 0 1.62-3.84 5.32 5.32 0 0 0-1.63-3.87 29.4 29.4 0 0 0-4.48-3.14l-4-2.42a14.36 14.36 0 0 1-2.85-2.24 6.94 6.94 0 0 1-2-4.76 7.68 7.68 0 0 1 2.34-5.73 8.41 8.41 0 0 1 6.27-2.33 12.16 12.16 0 0 1 3.83.76 16.33 16.33 0 0 0 2.55.77 1.47 1.47 0 0 0 1.19-.4 3.13 3.13 0 0 0 .51-1.13h1L110 67h-1.11q-1.14-4.38-3.64-6.11a8.67 8.67 0 0 0-5-1.74A5.29 5.29 0 0 0 97 60.23a3.67 3.67 0 0 0-1.41 3.06 4.42 4.42 0 0 0 1.08 3 13.91 13.91 0 0 0 3.33 2.64l4.07 2.47a20.85 20.85 0 0 1 5.4 4.25 7.22 7.22 0 0 1 1.55 4.62 7.63 7.63 0 0 1-2.75 6 10.35 10.35 0 0 1-7 2.4 14 14 0 0 1-4.5-.8 16.53 16.53 0 0 0-2.69-.8 1.15 1.15 0 0 0-1.1.49 3.17 3.17 0 0 0-.38 1h-1l-1.4-9.67zM47.05 57.93v.85c-1.78.12-2.94.41-3.47.88s-.79 1.53-.79 3.21v14.55a12.63 12.63 0 0 0 1 5.58q1.86 3.65 7.05 3.65 5.69 0 7.64-3.74a14.61 14.61 0 0 0 1.09-6.44V64.62c0-2.47-.3-4-.91-4.65a5.5 5.5 0 0 0-3.44-1.19v-.85H66v.85c-1.8.19-3 .62-3.52 1.27s-.83 2.19-.83 4.57v11.85a15.11 15.11 0 0 1-1.48 7.35q-2.75 4.88-10.37 4.87t-10.25-4.8a13.55 13.55 0 0 1-1.48-6.8V62.87c0-1.66-.26-2.73-.78-3.19a6.23 6.23 0 0 0-3.41-.9v-.85zm20.28 20.96a16.45 16.45 0 0 0 2.76 4.89A8.74 8.74 0 0 0 77 87a5.72 5.72 0 0 0 3.83-1.38 4.77 4.77 0 0 0 1.62-3.84 5.29 5.29 0 0 0-1.63-3.87 28.87 28.87 0 0 0-4.48-3.14l-4-2.42a14.36 14.36 0 0 1-2.85-2.24 6.9 6.9 0 0 1-2-4.76 7.68 7.68 0 0 1 2.34-5.73A8.45 8.45 0 0 1 76 57.29a12.1 12.1 0 0 1 3.82.76 17 17 0 0 0 2.55.77 1.46 1.46 0 0 0 1.19-.4 2.83 2.83 0 0 0 .51-1.13h1l1 9.69H85c-.75-2.92-2-5-3.64-6.11a8.66 8.66 0 0 0-5-1.74 5.27 5.27 0 0 0-3.32 1.1 3.65 3.65 0 0 0-1.42 3.06 4.38 4.38 0 0 0 1.09 3 13.83 13.83 0 0 0 3.37 2.64l4.08 2.47a21.21 21.21 0 0 1 5.4 4.25 7.22 7.22 0 0 1 1.55 4.62 7.61 7.61 0 0 1-2.76 6 10.31 10.31 0 0 1-7 2.4 14 14 0 0 1-4.5-.8 16.23 16.23 0 0 0-2.69-.8 1.16 1.16 0 0 0-1.1.49 3.15 3.15 0 0 0-.37 1h-1l-1.38-9.69z"> </path> </symbol> <symbol id="address" viewBox="0 0 62 62"> <circle cx="31" cy="31" r="28" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <path fill="#28809d" fill-rule="evenodd" d="M15.24 32.46H18v11.22a1.26 1.26 0 0 0 1.22 1.24h8.16a.52.52 0 0 0 .37-.1V34.45h6.76v10.47h8a1.26 1.26 0 0 0 1.22-1.24V32.46H47a1.24 1.24 0 0 0 .84-2.1l-15.57-16a1.17 1.17 0 0 0-1.69 0l-16.22 16a1.23 1.23 0 0 0 .88 2.1z"> </path> </symbol> <symbol id="annual-pension" viewBox="0 0 100 100"> <circle cx="50" cy="50" r="47" fill="#eaeced" stroke="#d6dadc" stroke-width="6"></circle> <path fill="#fff" d="M45 25h33v40H45z"></path> <path fill="#28809d" d="M60.91 22a70.91 70.91 0 0 0-12.78 1A18.81 18.81 0 0 0 44 24.2a4.79 4.79 0 0 0-1.41.9 2.38 2.38 0 0 0-.79 1.68v11.81a18.83 18.83 0 0 0-2.72-.19 19.08 19.08 0 0 0-18.35 14 1.36 1.36 0 0 0 1.65 1.75 1.35 1.35 0 0 0 1-1 16.25 16.25 0 1 1-.64 5 1.36 1.36 0 1 0-2.72.13 19.07 19.07 0 0 0 35.3 9.31c1.77.11 3.65.19 5.6.19a70.83 70.83 0 0 0 12.78-1 18.45 18.45 0 0 0 4.12-1.2 4.92 4.92 0 0 0 1.4-.89A2.31 2.31 0 0 0 80 63V26.78a2.34 2.34 0 0 0-.79-1.68 4.74 4.74 0 0 0-1.4-.9 19.09 19.09 0 0 0-4.12-1.2 70.83 70.83 0 0 0-12.78-1zm0 2.73a69.06 69.06 0 0 1 12.27 1 17.59 17.59 0 0 1 3.39 1 22.07 22.07 0 0 1-5 1.37 66.81 66.81 0 0 1-10.65.81A66.81 66.81 0 0 1 50.26 28a22.23 22.23 0 0 1-5-1.37 17.59 17.59 0 0 1 3.39-1 69.15 69.15 0 0 1 12.26-.9zm-16.36 4.66a23.46 23.46 0 0 0 5.26 1.34 68.44 68.44 0 0 0 11.1.83A68.35 68.35 0 0 0 72 30.73a23.46 23.46 0 0 0 5.26-1.34v3l-.12.08a17.92 17.92 0 0 1-5.59 1.67 66.81 66.81 0 0 1-10.64.86 66.81 66.81 0 0 1-10.65-.81 17.72 17.72 0 0 1-5.58-1.67l-.13-.08v-3zm0 6.15a23.46 23.46 0 0 0 5.26 1.34 68.44 68.44 0 0 0 11.1.83A68.35 68.35 0 0 0 72 36.88a23.46 23.46 0 0 0 5.26-1.34v2.34l-.12.09a17.73 17.73 0 0 1-5.59 1.66 65.55 65.55 0 0 1-10.65.82 65.55 65.55 0 0 1-10.65-.82A17.53 17.53 0 0 1 44.68 38l-.13-.09v-2.37zM77.27 41v3l-.12.07a17.73 17.73 0 0 1-5.59 1.66 65.66 65.66 0 0 1-10.65.81c-2.15 0-4.21-.1-6.09-.25h-.24a18.87 18.87 0 0 0-3.68-3.84 72.06 72.06 0 0 0 10 .66 69.5 69.5 0 0 0 11.1-.76A24 24 0 0 0 77.27 41zm0 6.15v3.05l-.12.07a17.73 17.73 0 0 1-5.59 1.66 65.66 65.66 0 0 1-10.65.81c-1.15 0-2.26 0-3.34-.08a18.85 18.85 0 0 0-1.3-3.48c1.48.09 3 .15 4.64.15A68.25 68.25 0 0 0 72 48.49a23.46 23.46 0 0 0 5.26-1.34zm0 6.15v3.05l-.12.06a17.37 17.37 0 0 1-5.59 1.67 66.81 66.81 0 0 1-10.65.81c-.95 0-1.87 0-2.77-.06v-1.31c0-.71 0-1.41-.12-2.11.93 0 1.88.07 2.85.07A68.25 68.25 0 0 0 72 54.64a23.46 23.46 0 0 0 5.26-1.34zm0 6.15v3.26a2.42 2.42 0 0 1-.59.37 17.4 17.4 0 0 1-3.5 1 68.82 68.82 0 0 1-12.27 1c-1.45 0-2.85 0-4.2-.11a18.08 18.08 0 0 0 1-3.37c1 0 2.07.06 3.15.06A68.35 68.35 0 0 0 72 60.79a23.46 23.46 0 0 0 5.26-1.34z"> </path> <circle cx="39.12" cy="57.6" r="17.8" fill="#fff" stroke="#28809d" stroke-width="4"></circle> <path fill="#28809d" d="M39.53 47.92a8.26 8.26 0 0 1 3.69.86l-.63 1.36a6.85 6.85 0 0 0-3-.79 2.6 2.6 0 0 0-1.9.64 2.8 2.8 0 0 0-.69 2.07v3h4.32v1.3H37v2.26a4 4 0 0 1-.34 1.73 2.72 2.72 0 0 1-1.09 1.15h8.15v1.6H33.18v-1.44c1.4-.32 2.1-1.32 2.1-3v-2.27h-2v-1.3h2v-3.24A3.73 3.73 0 0 1 36.43 49a4.43 4.43 0 0 1 3.1-1.08z"> </path> </symbol> <symbol id="arrow-left" viewBox="0 0 9 14.95"> <path d="M8.55.45A1.52 1.52 0 0 0 6.4.44l-5.95 6a1.52 1.52 0 0 0 0 2.15l6 5.95a1.52 1.52 0 0 0 2.14-2.15L3.67 7.48 8.55 2.6a1.52 1.52 0 0 0 0-2.15"> </path> </symbol> <symbol id="arrow-right" viewBox="0 0 9 14.95"> <path d="M.45 14.5a1.51 1.51 0 0 0 2.15 0l6-6a1.52 1.52 0 0 0 0-2.15L2.59.44A1.52 1.52 0 1 0 .45 2.59l4.88 4.88-4.88 4.88a1.52 1.52 0 0 0 0 2.15"> </path> </symbol> <symbol id="bank-details" viewBox="0 0 56 56"> <circle cx="28" cy="28" r="25" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <path fill="#28809d" d="M26.68 36.11h10.79v5.3H18.76v-3.88a7.65 7.65 0 0 0 2.82-2.13 6.59 6.59 0 0 0 1.53-3.26h-4.17v-2.93l3.11-.21H23l-.28-1a10.13 10.13 0 0 0-.32-1h-3.46v-3l2.41-.23h.14a5 5 0 0 1-.14-1.19 10.12 10.12 0 0 1 .65-3.64 7.9 7.9 0 0 1 4.68-4.49 9.48 9.48 0 0 1 3.56-.62 8.59 8.59 0 0 1 4.08.9 10.86 10.86 0 0 1 3.15 2.56l-3.34 3.4a4.72 4.72 0 0 0-1.48-1.32 3.58 3.58 0 0 0-1.8-.43 3.47 3.47 0 0 0-2.64 1 4.12 4.12 0 0 0-1 3v.43a1.21 1.21 0 0 0 .05.42h6.58V27h-5.91c.09.33.14.66.23 1s.14.66.19 1h5.51v3.17h-5.33a6.11 6.11 0 0 1-.6 2 8.24 8.24 0 0 1-1.25 1.79z"> </path> </symbol> <symbol id="burger-menu" viewBox="0 0 26 20"> <path d="M1.59 17a1.48 1.48 0 1 0 0 3h22.82a1.48 1.48 0 1 0 0-3zm0-8.15A1.54 1.54 0 0 0 0 10.37a1.54 1.54 0 0 0 1.59 1.48h22.82A1.54 1.54 0 0 0 26 10.37a1.54 1.54 0 0 0-1.59-1.48zm0-8.85A1.54 1.54 0 0 0 0 1.48 1.54 1.54 0 0 0 1.59 3h22.82A1.54 1.54 0 0 0 26 1.48 1.54 1.54 0 0 0 24.41 0z"> </path> </symbol> <symbol id="close" viewBox="0 0 25 25"> <path d="M22 .71a1.9 1.9 0 0 1 2.64-.3 1.9 1.9 0 0 1-.3 2.64l-9.5 9.45 9.45 9.5a2 2 0 0 1 .4 2.54l-.1.1a1.9 1.9 0 0 1-2.64-.3l-9.45-9.5-9.45 9.45a2 2 0 0 1-2.54.4l-.1-.1A1.9 1.9 0 0 1 .71 22l9.45-9.45-9.45-9.5A2 2 0 0 1 .31.51l.1-.1a1.9 1.9 0 0 1 2.64.3l9.45 9.45z"> </path> </symbol> <symbol id="comms" viewBox="0 0 62 62"> <circle cx="31" cy="31" r="28" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <path fill="#28809d" d="M47.08 22.45l-8.68 8.73 8.68 8.72a4.55 4.55 0 0 0 0-.53V23a4.73 4.73 0 0 0 0-.55zm-14 10.88l13.07-12.47a3.47 3.47 0 0 0-2.72-1.31H18.82a3.5 3.5 0 0 0-2.72 1.31l13.08 12.47a2.89 2.89 0 0 0 3.9 0zM15.17 22.45a4.73 4.73 0 0 0 0 .53v16.39a4.55 4.55 0 0 0 0 .53l8.69-8.72z"> </path> <path fill="#28809d" d="M34.29 34.54a4.54 4.54 0 0 1-6.32 0l-2.43-2.39-9.44 9.31a3.48 3.48 0 0 0 2.72 1.35h24.61a3.45 3.45 0 0 0 2.72-1.35l-9.44-9.31z"> </path> </symbol> <symbol id="csv" viewBox="0 0 340 345"> <path fill="#eaeced" d="M75.08 0C61.84 0 51 9.7 51 21.56v301.88C51 335.3 61.84 345 75.08 345h240.84c13.24 0 24.08-9.7 24.08-21.56V92.5L243.67 0z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M267 90h70.13L243.67 0v67.5c0 12.37 10.52 22.5 23.33 22.5z"></path> <path fill="#858f95" d="M289 286.87c0 5.85-5.42 10.63-12 10.63H12c-6.62 0-12-4.78-12-10.63V180.62C0 174.78 5.42 170 12 170h265c6.62 0 12 4.78 12 10.62z"> </path> <path fill="#fff" d="M206.21 202.89h12.22L199 260h-13.2l-19.38-57.11h12.23l10.74 34c.6 2 1.22 4.34 1.86 7s1 4.53 1.19 5.57a98.16 98.16 0 0 1 2.93-12.58zm-52.93 41.25a14.75 14.75 0 0 1-5.57 12.18q-5.57 4.46-15.49 4.46a36.41 36.41 0 0 1-16.17-3.44v-11.25a66.32 66.32 0 0 0 9.79 3.63 28.67 28.67 0 0 0 7.32 1.06 10.36 10.36 0 0 0 6.11-1.53 5.2 5.2 0 0 0 2.13-4.53 5.05 5.05 0 0 0-.93-3 10.52 10.52 0 0 0-2.76-2.51 70.18 70.18 0 0 0-7.4-3.87 34.93 34.93 0 0 1-7.85-4.73 17.68 17.68 0 0 1-4.18-5.27 15.08 15.08 0 0 1-1.56-7q0-7.57 5.13-11.92t14.2-4.33a33.72 33.72 0 0 1 8.5 1.05 58.12 58.12 0 0 1 8.46 3l-3.91 9.41a56.53 56.53 0 0 0-7.56-2.61 24.07 24.07 0 0 0-5.88-.75 7.76 7.76 0 0 0-5.27 1.61 5.65 5.65 0 0 0-1.1 7 8.29 8.29 0 0 0 2.37 2.3 72 72 0 0 0 7.67 4q8 3.83 11 7.67a15 15 0 0 1 2.95 9.37zm-70.35-32a12.36 12.36 0 0 0-10.59 5.14q-3.75 5.15-3.75 14.32 0 19.1 14.34 19.1 6 0 14.57-3v10.16a40.52 40.52 0 0 1-15.7 2.93q-12.47 0-19.07-7.56t-6.6-21.7a35.48 35.48 0 0 1 3.24-15.61 23.5 23.5 0 0 1 9.32-10.27 27.6 27.6 0 0 1 14.24-3.57 38.45 38.45 0 0 1 16.72 4l-3.91 9.84a64.23 64.23 0 0 0-6.44-2.65 19.19 19.19 0 0 0-6.37-1.13z"> </path> </symbol> <symbol id="doc" viewBox="0 0 34 34"> <path fill="#fff" d="M7.51 0A2.29 2.29 0 0 0 5.1 2.12v29.76A2.29 2.29 0 0 0 7.51 34h24.08A2.29 2.29 0 0 0 34 31.88V9.12L24.37 0z"> </path> <path fill="#00a2ed" d="M28.9 27.78a1.13 1.13 0 0 1-1.2 1H1.2a1.13 1.13 0 0 1-1.2-1V17.31a1.13 1.13 0 0 1 1.2-1h26.5a1.13 1.13 0 0 1 1.2 1z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M26.7 8.87h7L24.37 0v6.65a2.3 2.3 0 0 0 2.33 2.22z"></path> <path fill="#fff" d="M18.76 22.2a2.81 2.81 0 0 1 2.68-2.93h.32a2.85 2.85 0 0 1 1.95.73.55.55 0 0 1 0 .77.6.6 0 0 1-.79 0 1.52 1.52 0 0 0-1.19-.45A1.81 1.81 0 0 0 19.79 22v.22a1.83 1.83 0 0 0 1.7 2h.24a2 2 0 0 0 1.33-.53.61.61 0 0 1 .78.1.54.54 0 0 1-.08.76 2.85 2.85 0 0 1-2 .64 2.76 2.76 0 0 1-3-2.51 3.23 3.23 0 0 1 0-.48zm-4.05 2.95a2.93 2.93 0 0 1-3.21-2.62v-.32a3 3 0 0 1 3-3h.23a3 3 0 0 1 3.05 2.95v.05a2.92 2.92 0 0 1-2.88 2.95zm-9-.08a.53.53 0 0 1-.59-.46v-4.68a.57.57 0 0 1 .59-.51h2a2.83 2.83 0 0 1 .41 5.65H5.68z"> </path> <path fill="#00a2ed" d="M14.61 20.28a1.94 1.94 0 0 0-.28 3.87 1.31 1.31 0 0 0 .28 0 1.94 1.94 0 0 0 .28-3.87zm-8.39.13v3.66h1.41c2.31 0 2.41-3.66 0-3.66z"> </path> </symbol> <symbol id="down-arrow" viewBox="0 0 10 6"> <path d="M8.97 0L5.01 3.9 1 .03l-1 1L4.96 6 10 1.08 8.97 0z"></path> </symbol> <symbol id="download" viewBox="0 0 22 22"> <path fill="#34454e" d="M11.92 11.61l2.37-2.36 1.29 1.29L11 15.13l-4.58-4.59 1.29-1.29 2.37 2.36V2.75h1.84v8.86z"> </path> <path fill="#34454e" d="M17.42 11v6.42H4.58V11H2.75v6.42a1.84 1.84 0 0 0 1.83 1.84h12.84a1.83 1.83 0 0 0 1.83-1.83v-6.42z"></path> </symbol> <symbol id="edit" viewBox="0 0 18 18"> <path fill="#99A2A6" d="M0 14.25V18h3.75L14.81 6.94l-3.75-3.75L0 14.25zM17.71 4.04a.996.996 0 0 0 0-1.41L15.37.29a.996.996 0 0 0-1.41 0l-1.83 1.83 3.75 3.75 1.83-1.83z"> </path> <path fill="none" d="M-3-3h24v24H-3z"></path> </symbol> <symbol id="employment" viewBox="0 0 62 62"> <circle cx="31" cy="31" r="28" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <path fill="#28809d" stroke="#28809d" d="M44.52 21.14h-4.68V18.3a2.85 2.85 0 0 0-2.69-2.66h-11a2.92 2.92 0 0 0-2.77 2.66v2.84H18.7a3.33 3.33 0 0 0-3 2.8v16.13a3.53 3.53 0 0 0 3 3.06h25.76a3.56 3.56 0 0 0 3-3.06V23.94a3.24 3.24 0 0 0-2.94-2.8zm-19.7-2.5a1.23 1.23 0 0 1 1.23-1.23h11a1.24 1.24 0 0 1 1.23 1.23v2.45H24.82zm20.47 21.43c0 .68-.21.84-.88.84H18.58c-.68 0-.72-.16-.72-.84v-9.63a29.92 29.92 0 0 0 10.94 3v1.92c0 .34.79 1.08 1.13 1.08h3.4c.34 0 1-.74 1-1.08v-2a30.09 30.09 0 0 0 11-2.92zM30.15 33v-1.9H33v3.82h-2.8V33zm15.16-3.9a29.87 29.87 0 0 1-11.13 3.2v-1.8a.61.61 0 0 0-.62-.61h-4a.61.61 0 0 0-.62.61v1.8a29.48 29.48 0 0 1-11.06-3.2v-5.16c0-.68.25-.64.93-.64h25.65c.68 0 .85 0 .85.64z"> </path> </symbol> <symbol id="facebook" viewBox="0 0 29 28.82"> <path fill-rule="evenodd" d="M29 14.5a14.5 14.5 0 1 0-16.77 14.32V18.69H8.55V14.5h3.68v-3.19c0-3.64 2.17-5.65 5.48-5.65A21.47 21.47 0 0 1 21 6v3.52h-1.87a2.09 2.09 0 0 0-2.35 1.79 2.48 2.48 0 0 0 0 .47v2.72h4l-.65 4.19h-3.36v10.13A14.49 14.49 0 0 0 29 14.5"> </path> </symbol> <symbol id="fever-arrow" viewBox="0 0 25 15"> <path d="M17.5 0l2.86 2.86-6.1 6.1-5-5L0 13.24 1.76 15l7.5-7.5 5 5 7.88-7.86L25 7.5V0h-7.5z"></path> </symbol> <symbol id="info" viewBox="0 0 45 45"> <circle cx="22.5" cy="13.5" r="2.5" fill="#C62521"></circle> <path fill="#C62521" d="M22.5 19c1.4 0 2.5 1.1 2.5 2.5v11c0 1.4-1.1 2.5-2.5 2.5S20 33.9 20 32.5v-11c0-1.4 1.1-2.5 2.5-2.5z"></path> <path fill="#C62521" d="M22.5 45C10.1 45 0 34.9 0 22.5S10.1 0 22.5 0 45 10.1 45 22.5 34.9 45 22.5 45zm0-42C11.7 3 3 11.7 3 22.5S11.7 42 22.5 42 42 33.3 42 22.5 33.3 3 22.5 3z"> </path> </symbol> <symbol id="information" viewBox="0 0 45 45"> <path d="M22.5 0C10.074 0 0 10.074 0 22.5S10.074 45 22.5 45 45 34.926 45 22.5 34.926 0 22.5 0zM20 32.316V21.684C20 20.202 21.12 19 22.5 19s2.5 1.202 2.5 2.684v10.632C25 33.798 23.88 35 22.5 35S20 33.798 20 32.316zM22.5 16a2.5 2.5 0 1 1 0-5 2.5 2.5 0 0 1 0 5z"> </path> </symbol> <symbol id="linkedin" viewBox="0 0 29 29"> <path fill-rule="evenodd" d="M24.72 24.72h-4.36v-7.57c0-2.23-.95-2.92-2.18-2.92s-2.56 1-2.56 3v7.51h-4.36V10.87h4.2v1.91a4.77 4.77 0 0 1 4.15-2.3c2.43 0 5.06 1.44 5.06 5.67zM6.46 8.94A2.47 2.47 0 0 1 4 6.43a2.47 2.47 0 0 1 2.51-2.5 2.51 2.51 0 1 1 0 5zM4.28 24.7h4.36V10.85H4.28zM26.86 0H2.14A2.14 2.14 0 0 0 0 2.14v24.72A2.14 2.14 0 0 0 2.14 29h24.72A2.14 2.14 0 0 0 29 26.86V2.14A2.14 2.14 0 0 0 26.86 0z"> </path> </symbol> <symbol id="lump-sum" viewBox="0 0 100 100"> <circle cx="50" cy="50" r="47" fill="#eaeced" stroke="#d6dadc" stroke-width="6"></circle> <path fill="#fff" d="M39 24h34v41H39z"></path> <path fill="#28809d" d="M74.21 25.1a4.74 4.74 0 0 0-1.4-.9 19.09 19.09 0 0 0-4.12-1.2 70.83 70.83 0 0 0-12.78-1 70.91 70.91 0 0 0-12.78 1A18.81 18.81 0 0 0 39 24.2a4.79 4.79 0 0 0-1.41.9 2.38 2.38 0 0 0-.79 1.68v11.81a19.06 19.06 0 0 0-18.56 8.32A18.06 18.06 0 0 0 15 57.27v.59a1.13 1.13 0 0 0 0 .41 19.07 19.07 0 0 0 35.3 9.31c1.77.11 3.65.19 5.6.19a70.83 70.83 0 0 0 12.78-1 18.45 18.45 0 0 0 4.12-1.2 4.92 4.92 0 0 0 1.4-.89A2.31 2.31 0 0 0 75 63V26.78a2.34 2.34 0 0 0-.79-1.68zm-30.57.59a69.15 69.15 0 0 1 12.27-1 69.06 69.06 0 0 1 12.27 1 17.59 17.59 0 0 1 3.39 1 22.07 22.07 0 0 1-5 1.37 66.81 66.81 0 0 1-10.65.81A66.81 66.81 0 0 1 45.26 28a22.23 22.23 0 0 1-5-1.37 17.59 17.59 0 0 1 3.38-.94zm28.63 37a2.42 2.42 0 0 1-.59.37 17.4 17.4 0 0 1-3.5 1 68.82 68.82 0 0 1-12.27 1c-1.45 0-2.85 0-4.2-.11a18.08 18.08 0 0 0 1-3.37c1 0 2.07.06 3.15.06A68.35 68.35 0 0 0 67 60.79a23.46 23.46 0 0 0 5.26-1.34zm0-6.36l-.12.06a17.37 17.37 0 0 1-5.59 1.67 66.81 66.81 0 0 1-10.65.81c-.95 0-1.87 0-2.77-.06V57.5c0-.71 0-1.41-.12-2.11.93 0 1.88.07 2.85.07A68.25 68.25 0 0 0 67 54.64a23.46 23.46 0 0 0 5.26-1.34zm0-6.15l-.12.07a17.73 17.73 0 0 1-5.59 1.66 65.66 65.66 0 0 1-10.65.81c-1.15 0-2.26 0-3.34-.08a18.85 18.85 0 0 0-1.3-3.48c1.48.09 3 .15 4.64.15A68.25 68.25 0 0 0 67 48.49a23.46 23.46 0 0 0 5.26-1.34zm0-9.2v3l-.12.07a17.73 17.73 0 0 1-5.59 1.66 65.66 65.66 0 0 1-10.65.81c-2.15 0-4.21-.1-6.09-.25h-.24a18.87 18.87 0 0 0-3.68-3.84 72.06 72.06 0 0 0 10 .66 69.5 69.5 0 0 0 11.1-.74A24 24 0 0 0 72.27 41zm0-3.12l-.12.09a17.73 17.73 0 0 1-5.59 1.66 65.55 65.55 0 0 1-10.65.82 65.55 65.55 0 0 1-10.65-.82A17.53 17.53 0 0 1 39.68 38l-.13-.09v-2.37a23.46 23.46 0 0 0 5.26 1.34 68.44 68.44 0 0 0 11.1.83A68.35 68.35 0 0 0 67 36.88a23.46 23.46 0 0 0 5.26-1.34zm0-5.46l-.12.08a17.92 17.92 0 0 1-5.59 1.67 66.81 66.81 0 0 1-10.65.85 66.81 66.81 0 0 1-10.65-.81 17.72 17.72 0 0 1-5.58-1.67l-.13-.08v-3a23.46 23.46 0 0 0 5.26 1.34 68.44 68.44 0 0 0 11.1.83A68.35 68.35 0 0 0 67 30.73a23.46 23.46 0 0 0 5.26-1.34z"> </path> <path fill="#fff" d="M35.32 48.81a8.14 8.14 0 0 1 3.69.87L38.39 51a6.79 6.79 0 0 0-3-.79 2.59 2.59 0 0 0-1.9.63A2.85 2.85 0 0 0 32.8 53v3h4.32v1.3H32.8v2.27a3.85 3.85 0 0 1-.34 1.72 2.61 2.61 0 0 1-1.09 1.15h8.15V64H29v-1.45c1.4-.32 2.1-1.31 2.1-3v-2.27H29V56h2v-3.26a3.71 3.71 0 0 1 1.15-2.87 4.39 4.39 0 0 1 3.17-1.06z"> </path> </symbol> <symbol id="membership-card-avatar" viewBox="0 0 50 50"> <path fill="#2a819e" fill-rule="evenodd" d="M25 26.45c-5.14 0-15.33 2.82-15.41 8a18.43 18.43 0 0 0 30.82 0c-.08-5.14-10.3-8-15.41-8m.56-17.63a7.66 7.66 0 1 0 7.66 7.66 7.65 7.65 0 0 0-7.66-7.66"> </path> <path fill="#c9cdcf" d="M25 0a25 25 0 1 0 25 25A25 25 0 0 0 25 0zm0 46a21 21 0 1 1 21-21 21 21 0 0 1-21 21z"></path> </symbol> <symbol id="minus" viewBox="0 0 32 32"> <path d="M16 0a16 16 0 1 0 16 16A16 16 0 0 0 16 0zm5 17H11v-2h10z"></path> </symbol> <symbol id="mortarboard" viewBox="0 0 57.69 57.69"> <circle cx="28.85" cy="28.85" r="25.85" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <path fill="#28809d" d="M31.33 30.84a6.72 6.72 0 0 1-3.77 0l-8.33-2.5-.77 6.35c0 2 4.94 3.58 11 3.58s11-1.6 11-3.58l-.81-6.35z"></path> <path fill="#28809d" d="M46.12 22.18l-15.4-4.67a4.5 4.5 0 0 0-2.57 0l-15.4 4.67a1.29 1.29 0 0 0 0 2.5l2.71.78a4.21 4.21 0 0 0-1 2.56 1.67 1.67 0 0 0-.14 2.88l-1.4 6.28a.88.88 0 0 0 .87 1.06h3.07a.9.9 0 0 0 .69-.32.86.86 0 0 0 .17-.74l-1.4-6.28a1.67 1.67 0 0 0-.1-2.8 2.56 2.56 0 0 1 1.13-2l10.8 3.36a4.5 4.5 0 0 0 2.57 0l15.4-4.68a1.27 1.27 0 0 0 1.1-1.32 1.29 1.29 0 0 0-1.1-1.28z"> </path> </symbol> <symbol id="next" viewBox="0 0 22 22"> <path d="M8 7.065l3.897 4.104-3.871 4.156 1 1.039L14 11.22 9.077 6z"></path> </symbol> <symbol id="pdf" viewBox="0 0 34 34"> <path fill="#fff" d="M7.51 0A2.29 2.29 0 0 0 5.1 2.12v29.76A2.29 2.29 0 0 0 7.51 34h24.08A2.29 2.29 0 0 0 34 31.88V9.12L24.37 0z"> </path> <path fill="#f15642" d="M28.9 27.78a1.13 1.13 0 0 1-1.2 1H1.2a1.13 1.13 0 0 1-1.2-1V17.31a1.13 1.13 0 0 1 1.2-1h26.5a1.13 1.13 0 0 1 1.2 1z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M26.7 8.87h7L24.37 0v6.65a2.3 2.3 0 0 0 2.33 2.22z"></path> <path fill="#fff" d="M20.27 20.41v1.33h2.45a.71.71 0 0 1 .68.6c0 .28-.34.5-.68.5h-2.45v1.77a.52.52 0 0 1-.54.52c-.42 0-.68-.23-.68-.52v-4.78c0-.3.26-.52.68-.52h3.36c.42 0 .67.22.67.52a.63.63 0 0 1-.67.58zM8 19.24H5.81a.61.61 0 0 0-.65.57v4.73a.61.61 0 0 0 .64.58.56.56 0 0 0 .61-.5v-1.18H8a2.11 2.11 0 1 0 .41-4.2z"> </path> <path fill="#f15642" d="M8 22.39H6.42V20.3H8a1 1 0 1 1 0 2.09z"></path> <path fill="#fff" d="M11.59 19.84v4.77c0 .37.35.52.67.52h2.27c4.19 0 4.29-5.82-.08-5.82h-2.19c-.32 0-.67.22-.67.53z"></path> <path fill="#f15642" d="M12.86 24.11h1.59a1.89 1.89 0 1 0 .27-3.77h-1.86z"></path> </symbol> <symbol id="pdf-grey" viewBox="0 0 340 345"> <path fill="#eaeced" d="M75.08 0C61.84 0 51 9.7 51 21.56v301.88C51 335.3 61.84 345 75.08 345h240.84c13.24 0 24.08-9.7 24.08-21.56V92.5L243.67 0z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M267 90h70.13L243.67 0v67.5c0 12.37 10.52 22.5 23.33 22.5z"></path> <path fill="#f15642" d="M289 281.87c0 5.85-5.42 10.63-12 10.63H12c-6.62 0-12-4.78-12-10.63V175.63C0 169.78 5.42 165 12 165h265c6.62 0 12 4.78 12 10.63z"> </path> <path fill="#fff" d="M202.75 207.07v13.56h24.4c3.45 0 6.89 3.07 6.89 6.05 0 2.82-3.44 5.12-6.89 5.12h-24.4v17.91c0 3-2.38 5.28-5.73 5.28-4.22 0-6.79-2.29-6.79-5.28v-48.45c0-3.06 2.58-5.29 6.79-5.29h33.59c4.21 0 6.7 2.23 6.7 5.29 0 2.73-2.49 5.8-6.7 5.8h-27.86zM144.46 196h-21.91c-3.16 0-6.61 2.23-6.61 5.29v48.45c0 3.74 3.45 5.28 6.61 5.28h22.78c41.91-.02 42.87-59.02-.87-59.02zm0 48.62h-15.88v-38.23h15.88c26.99 0 25.84 38.21 0 38.21zM64.18 206v21.2h16c6.41 0 11.49-5 11.49-10.33A11.21 11.21 0 0 0 80.16 206zm-12.62-4.9a6.23 6.23 0 0 1 6.5-5.89h22.1c12.45 0 23.65 7.43 23.65 21.66 0 13.48-11.2 21-23.65 21h-16v11.26c0 3.76-2.68 5.88-6.12 5.88-3.16 0-6.5-2.12-6.5-5.88z"> </path> </symbol> <symbol id="pending" viewBox="0 0 24 24"> <g fill="none" fill-rule="evenodd"> <path d="M0 0h24v24H0z"></path> <path fill="#FFF" fill-rule="nonzero" d="M12.5 7H11v6l5.25 3.15.75-1.23-4.5-2.67z"></path> </g> </symbol> <symbol id="personal" viewBox="0 0 62 62"> <circle cx="31" cy="31" r="28" fill="#fff" stroke="#c2c7c9" stroke-width="5"></circle> <circle cx="31" cy="22.15" r="9.74" fill="#28809d"></circle> <path fill="#28809d" d="M31.44 53.13a23 23 0 0 1-19-10c.1-6.15 12.69-9.51 19-9.51s18.94 3.36 19 9.51a23 23 0 0 1-19 10z"></path> </symbol> <symbol id="play" viewBox="0 0 50 60"> <path stroke="#FFF" stroke-width="4" d="M45.792 34.293L9.544 57.253C6.232 59.307 2 56.88 2 52.96V7.04C2 3.12 6.232.693 9.544 2.747l36.248 22.96c2.944 2.053 2.944 6.533 0 8.586"> </path> </symbol> <symbol id="plus" viewBox="0 0 32 32"> <path d="M16 0a16 16 0 1 0 16 16A16 16 0 0 0 16 0zm9 17h-8v8h-2v-8H7v-2h8V7h2v8h8z"></path> </symbol> <symbol id="ppt" viewBox="0 0 34 31"> <path fill="#fff" d="M7.51 0A2.23 2.23 0 0 0 5.1 1.94v27.12A2.23 2.23 0 0 0 7.51 31h24.08A2.23 2.23 0 0 0 34 29.06V8.32L24.37 0z"> </path> <path fill="#f60" d="M28.9 27.78a1.13 1.13 0 0 1-1.2 1H1.2a1.13 1.13 0 0 1-1.2-1V17.31a1.13 1.13 0 0 1 1.2-1h26.5a1.13 1.13 0 0 1 1.2 1z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M26.7 8.09h7L24.37 0v6.07a2.21 2.21 0 0 0 2.33 2.02z"></path> <path fill="#fff" d="M8 19.24H5.81a.61.61 0 0 0-.65.57v4.73a.61.61 0 0 0 .64.58.56.56 0 0 0 .61-.5v-1.18H8a2.11 2.11 0 1 0 .41-4.2z"> </path> <path fill="#f15642" d="M8 22.39H6.42V20.3H8a1 1 0 1 1 0 2.09z"></path> <path fill="#fff" d="M8 19.24H5.81a.61.61 0 0 0-.65.57v4.73a.61.61 0 0 0 .64.58.56.56 0 0 0 .61-.5v-1.18H8a2.11 2.11 0 1 0 .41-4.2zm13.76 2.45v2.94c0 .36-.36.51-.62.51s-.67-.15-.67-.5v-4.3h-1.14c-.46 0-.69-.18-.69-.55s.13-.56.69-.56h3.36c.42 0 .67.16.67.53s-.14.58-.67.58h-.93zM15 19.24h-2.19a.61.61 0 0 0-.65.57v4.73a.61.61 0 0 0 .64.58.56.56 0 0 0 .61-.5v-1.18H15a2.11 2.11 0 1 0 .41-4.2z"> </path> <path fill="#f60" d="M8 22.39H6.42V20.3H8a1 1 0 1 1 0 2.09zm7 0h-1.6V20.3H15a1 1 0 1 1 0 2.09z"></path> </symbol> <symbol id="prev" viewBox="0 0 22 22"> <path d="M14 15.299l-3.897-4.104 3.871-4.156-1-1.039L8 11.143l4.923 5.22z"></path> </symbol> <symbol id="search" viewBox="0 0 22 22"> <path d="M9.26 0a9.26 9.26 0 0 1 7.3 15l5.11 5.11a1.12 1.12 0 0 1-1.59 1.59L15 16.56A9.26 9.26 0 1 1 9.26 0zm0 2.18A7.09 7.09 0 1 0 14 14.52a1.21 1.21 0 0 1 .2-.3 1.61 1.61 0 0 1 .3-.21A7.08 7.08 0 0 0 9.26 2.18z"> </path> </symbol> <symbol id="tick" viewBox="0 0 21 16"> <path d="M7.73 9.92L3.11 5.41 0 8.45 7.73 16 21 3.04 17.89 0 7.73 9.92z"></path> </symbol> <symbol id="total-contributions" viewBox="0 0 100 100"> <g fill="none" fill-rule="evenodd"> <circle cx="50" cy="50" r="47" fill="#EAECED" stroke="#D6DADC" stroke-width="6"></circle> <g transform="translate(22 23)"> <path fill="#FFF" d="M24 2a8 8 0 0 1 8 8v5.621l8.711-4.28 18.462 9.685.713 11.859L20.56 53.189 4.088 45H4v-.044L.667 43.299V31.02L4 29.382V10a8 8 0 0 1 8-8h12z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M58.524 32.447L47.49 38.219v-1.867l11.966-6.25c.49-.26.688-.87.429-1.369a1 1 0 0 0-1.362-.424L47.49 34.081v-1.996l11.966-6.258c.49-.26.688-.869.429-1.368a1.012 1.012 0 0 0-1.362-.424L47.49 29.8v-1.88l11.761-6.142a.998.998 0 0 0 .539-.91.99.99 0 0 0-.559-.895l-18.32-9.096a.978.978 0 0 0-.892 0L.567 30.238a1.018 1.018 0 0 0-.566.916c0 .39.218.739.566.91l19.73 9.622a.972.972 0 0 0 .899-.013l12.728-6.661v1.88L20.712 43.8 1.438 34.403a.997.997 0 0 0-1.334.472 1.006 1.006 0 0 0 .463 1.347l19.73 9.622a.972.972 0 0 0 .899-.013l12.728-6.661v1.99l-13.212 6.907L1.438 38.67a.988.988 0 0 0-1.334.48 1.004 1.004 0 0 0 .463 1.346l19.73 9.616a.98.98 0 0 0 .435.11.94.94 0 0 0 .464-.124l12.728-6.654v1.853l-13.212 6.908-19.274-9.39a.991.991 0 0 0-1.334.472 1 1 0 0 0 .463 1.347l19.73 9.616a.897.897 0 0 0 .435.109.94.94 0 0 0 .464-.123l14.206-7.414 24.055-12.576a1.01 1.01 0 0 0 .429-1.361 1.005 1.005 0 0 0-1.362-.438zM40.456 12.915l16.1 7.988L46.4 26.21l-16.46-8.138 10.515-5.157zM20.719 39.642L3.31 31.148 15.8 25.02l16.897 8.35-11.98 6.272zm-2.767-26.309c8.178 0 14.356-2.868 14.356-6.666C32.308 2.869 26.137 0 17.952 0 9.768 0 3.59 2.869 3.59 6.667c0 3.798 6.178 6.666 14.362 6.666z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M32.218 12.643a.979.979 0 0 0-.503-1.306 1.02 1.02 0 0 0-1.333.5c-.694 1.506-5.543 3.14-12.173 3.14-6.631 0-11.48-1.634-12.18-3.147a1.017 1.017 0 0 0-1.333-.493c-.503.226-.735.813-.503 1.306 1.366 2.96 8.221 4.314 14.016 4.314 5.794 0 12.655-1.354 14.009-4.314z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M19.487 19.553c0-.547-.457-.987-1.018-.987-6.75 0-11.686-1.633-12.399-3.153a1.057 1.057 0 0 0-1.364-.487c-.512.227-.747.807-.512 1.307 1.392 2.96 8.37 4.313 14.269 4.313.567 0 1.024-.446 1.024-.993zm-7.657 4.033a.985.985 0 0 0 .978-.84.98.98 0 0 0-.831-1.12c-4.161-.62-5.756-1.674-6.01-2.134a.996.996 0 0 0-1.348-.393.984.984 0 0 0-.395 1.34c1.005 1.82 4.61 2.713 7.458 3.14.054.007.1.007.148.007zm-5.731-.545a.986.986 0 0 0-1.373-.247.992.992 0 0 0-.254 1.374c.547.786 1.807 1.413 3.854 1.906a.988.988 0 0 0 .467-1.92c-2.287-.553-2.68-1.086-2.694-1.113z"> </path> <ellipse cx="31.258" cy="25.478" fill="#28809D" fill-rule="nonzero" rx="4.551" ry="1" transform="rotate(-22.526 31.258 25.478)"></ellipse> </g> </g> </symbol> <symbol id="total-fund-value" viewBox="0 0 100 100"> <g fill="none" fill-rule="evenodd"> <circle cx="50" cy="50" r="47" fill="#EAECED" stroke="#D6DADC" stroke-width="6"></circle> <g transform="translate(23 23)"> <path fill="#FFF" d="M24 2a8 8 0 0 1 8 8v5.621l8.711-4.28 18.462 9.685.713 11.859L20.56 53.189 4.088 45H4v-.044L.667 43.299V31.02L4 29.382V10a8 8 0 0 1 8-8h12z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M58.524 32.447L47.49 38.219v-1.867l11.966-6.25c.49-.26.688-.87.429-1.369a1 1 0 0 0-1.362-.424L47.49 34.081v-1.996l11.966-6.258c.49-.26.688-.869.429-1.368a1.012 1.012 0 0 0-1.362-.424L47.49 29.8v-1.88l11.761-6.142a.998.998 0 0 0 .539-.91.99.99 0 0 0-.559-.895l-18.32-9.096a.978.978 0 0 0-.892 0L.567 30.238a1.018 1.018 0 0 0-.566.916c0 .39.218.739.566.91l19.73 9.622a.972.972 0 0 0 .899-.013l12.728-6.661v1.88L20.712 43.8 1.438 34.403a.997.997 0 0 0-1.334.472 1.006 1.006 0 0 0 .463 1.347l19.73 9.622a.972.972 0 0 0 .899-.013l12.728-6.661v1.99l-13.212 6.907L1.438 38.67a.988.988 0 0 0-1.334.48 1.004 1.004 0 0 0 .463 1.346l19.73 9.616a.98.98 0 0 0 .435.11.94.94 0 0 0 .464-.124l12.728-6.654v1.853l-13.212 6.908-19.274-9.39a.991.991 0 0 0-1.334.472 1 1 0 0 0 .463 1.347l19.73 9.616a.897.897 0 0 0 .435.109.94.94 0 0 0 .464-.123l14.206-7.414 24.055-12.576a1.01 1.01 0 0 0 .429-1.361 1.005 1.005 0 0 0-1.362-.438zm-23.599-.233L18.09 23.891l9.555-4.691 16.543 8.172-9.263 4.842zm5.53-19.299l16.1 7.988-10.154 5.307-16.46-8.138 10.515-5.157zM20.72 39.642L3.31 31.148 15.8 25.02l16.897 8.35-11.98 6.272zm17.734-6.997c.007-.007.02-.007.028-.013l6.994-3.652v10.285l-9.528 4.986V33.965l2.506-1.32zM17.952 13.333c8.178 0 14.356-2.868 14.356-6.666C32.308 2.869 26.137 0 17.952 0 9.768 0 3.59 2.869 3.59 6.667c0 3.798 6.178 6.666 14.362 6.666zm0-11.34c7.267 0 12.328 2.465 12.328 4.674 0 2.208-5.061 4.673-12.328 4.673-7.267 0-12.328-2.465-12.328-4.673 0-2.21 5.061-4.674 12.328-4.674z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M32.218 12.643a.979.979 0 0 0-.503-1.306 1.02 1.02 0 0 0-1.333.5c-.694 1.506-5.543 3.14-12.173 3.14-6.631 0-11.48-1.634-12.18-3.147a1.017 1.017 0 0 0-1.333-.493c-.503.226-.735.813-.503 1.306 1.366 2.96 8.221 4.314 14.016 4.314 5.794 0 12.655-1.354 14.009-4.314z"> </path> <path fill="#28809D" fill-rule="nonzero" d="M19.487 19.553c0-.547-.457-.987-1.018-.987-6.75 0-11.686-1.633-12.399-3.153a1.057 1.057 0 0 0-1.364-.487c-.512.227-.747.807-.512 1.307 1.392 2.96 8.37 4.313 14.269 4.313.567 0 1.024-.446 1.024-.993zm-7.657 4.033a.985.985 0 0 0 .978-.84.98.98 0 0 0-.831-1.12c-4.161-.62-5.756-1.674-6.01-2.134a.996.996 0 0 0-1.348-.393.984.984 0 0 0-.395 1.34c1.005 1.82 4.61 2.713 7.458 3.14.054.007.1.007.148.007zm-5.731-.545a.986.986 0 0 0-1.373-.247.992.992 0 0 0-.254 1.374c.547.786 1.807 1.413 3.854 1.906a.988.988 0 0 0 .467-1.92c-2.287-.553-2.68-1.086-2.694-1.113z"> </path> <ellipse cx="31.258" cy="25.478" fill="#28809D" fill-rule="nonzero" rx="4.551" ry="1" transform="rotate(-22.526 31.258 25.478)"></ellipse> </g> </g> </symbol> <symbol id="twitter" viewBox="0 0 35.68 29"> <path fill-rule="evenodd" d="M11.22 29c13.47 0 20.83-11.16 20.83-20.83v-1a14.78 14.78 0 0 0 3.65-3.79 14.45 14.45 0 0 1-4.2 1.16 7.38 7.38 0 0 0 3.22-4 14.94 14.94 0 0 1-4.65 1.77 7.33 7.33 0 0 0-12.67 5A7.63 7.63 0 0 0 17.57 9 20.81 20.81 0 0 1 2.48 1.34a7.32 7.32 0 0 0 2.27 9.77 7.19 7.19 0 0 1-3.32-.91v.09a7.33 7.33 0 0 0 5.88 7.18 7.31 7.31 0 0 1-1.93.26A6.94 6.94 0 0 1 4 17.59a7.33 7.33 0 0 0 6.84 5.09 14.71 14.71 0 0 1-9.09 3.13 14.43 14.43 0 0 1-1.75-.1A20.7 20.7 0 0 0 11.22 29"> </path> </symbol> <symbol id="unknown" viewBox="0 0 28.9 34"> <path fill="#fff" d="M2.41 0A2.29 2.29 0 0 0 0 2.12v29.76A2.29 2.29 0 0 0 2.41 34h24.08a2.29 2.29 0 0 0 2.41-2.12V9.12L19.27 0z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M21.6 8.87h7L19.27 0v6.65a2.3 2.3 0 0 0 2.33 2.22z"></path> </symbol> <symbol id="visibility" viewBox="0 0 22 15"> <path d="M11 0A11.83 11.83 0 0 0 0 7.5a11.82 11.82 0 0 0 22 0A11.83 11.83 0 0 0 11 0zm0 12.5a5 5 0 1 1 5-5 5 5 0 0 1-5 5zm0-8a3 3 0 1 0 3 3 3 3 0 0 0-3-3z"> </path> </symbol> <symbol id="visibility--off" viewBox="0 0 21.99 19"> <path d="M11 4a5 5 0 0 1 5 5 4.85 4.85 0 0 1-.36 1.83l2.92 2.92A11.82 11.82 0 0 0 22 9a11.83 11.83 0 0 0-11-7.5 11.65 11.65 0 0 0-4 .7l2.17 2.16A4.85 4.85 0 0 1 11 4zM1 1.27l2.28 2.28.46.45A11.8 11.8 0 0 0 0 9a11.83 11.83 0 0 0 11 7.5 11.78 11.78 0 0 0 4.38-.84l.42.42L18.73 19 20 17.73 2.27 0zM6.53 6.8l1.55 1.55A2.82 2.82 0 0 0 8 9a3 3 0 0 0 3 3 2.82 2.82 0 0 0 .65-.08l1.55 1.55A5 5 0 0 1 6.53 6.8zm4.31-.8L14 9.17V9a3 3 0 0 0-3-3z"> </path> </symbol> <symbol id="xls" viewBox="0 0 34 34"> <path fill="#fff" d="M7.51 0A2.29 2.29 0 0 0 5.1 2.12v29.76A2.29 2.29 0 0 0 7.51 34h24.08A2.29 2.29 0 0 0 34 31.88V9.12L24.37 0z"> </path> <path fill="green" d="M28.9 27.78a1.13 1.13 0 0 1-1.2 1H1.2a1.13 1.13 0 0 1-1.2-1V17.31a1.13 1.13 0 0 1 1.2-1h26.5a1.13 1.13 0 0 1 1.2 1z"> </path> <path fill="#c2c7c9" fill-rule="evenodd" d="M26.7 8.87h7L24.37 0v6.65a2.3 2.3 0 0 0 2.33 2.22z"></path> <path fill="#fff" d="M12.62 19.94c0-.26.29-.49.66-.49a.57.57 0 0 1 .61.49v4h2.81c1 0 1 1 0 1h-3.42c-.37 0-.66-.2-.66-.48zm6 .72c.24-1.55 3.27-1.83 4.7-1 .7.44-.05 1.13-.67.78s-2.5-.55-2.72.28c-.28 1.31 4.22.56 4.15 2.69s-3.88 2.08-5.31 1.16a.49.49 0 0 1-.21-.67l.07-.11a.72.72 0 0 1 .92 0c.85.44 3 .78 3.19-.36-.1-1.21-4.4-.5-4.08-2.77zm-10.32.72l1.8-1.74c.53-.55 1.58.15 1 .67s-1.27 1.18-1.89 1.81l2.11 2c.57.6-.57 1.18-1.13.59l-1.9-1.89-1.89 2c-.52.58-1.69-.07-1.1-.62l2.07-2c-.65-.63-1.28-1.24-1.91-1.81s.56-1.22 1-.66z"> </path> </symbol> <symbol id="zip" viewBox="0 0 340 345"> <path fill="#eaeced" d="M75.1 0C61.8 0 51 9.7 51 21.6v301.9c0 11.9 10.8 21.6 24.1 21.6h240.8c13.2 0 24.1-9.7 24.1-21.6v-231L243.7 0H75.1z"> </path> <path fill="#c2c7c9" d="M267 90h70.1L243.7 0v67.5c0 12.4 10.5 22.5 23.3 22.5zM126.2 23.8H157v30.8h-30.8zM95.5 54.6h30.8v30.8H95.5zm0 61.8h30.8v30.8H95.5z"> </path> <path fill="#c2c7c9" d="M126.2 85.3H157v30.8h-30.8zm0 61.9H157V178h-30.8z"></path> <path fill="#858f95" d="M289 281.9c0 5.9-5.4 10.6-12 10.6H12c-6.6 0-12-4.8-12-10.6V175.6c0-5.9 5.4-10.6 12-10.6h265c6.6 0 12 4.8 12 10.6v106.3z"> </path> <path fill="#fff" d="M118.7 255H75.2v-8.1l28-40.6H76V196h42v8.1l-28 40.6h28.8V255zm19.5 0v-59h12.4v59h-12.4zm77.7-40.6c0 6.4-2 11.2-5.9 14.6s-9.5 5-16.8 5H188v21h-12.4v-59h18.7c7.1 0 12.5 1.6 16.2 4.6 3.6 3.1 5.4 7.7 5.4 13.8zm-27.9 9.4h4.1c3.8 0 6.7-.8 8.6-2.3 1.9-1.5 2.8-3.7 2.8-6.6 0-2.9-.8-5.1-2.4-6.5-1.6-1.4-4.1-2.1-7.5-2.1H188v17.5z"> </path> </symbol> <symbol id="notification" viewBox="0 0 36 36"> <path d="M17.9997 0C8.059 0 0 8.05964 0 18.0003C0 27.9404 8.059 36.0006 17.9997 36.0006C27.9404 36.0006 36 27.941 36 18.0003C36.0003 8.059 27.9404 0 17.9997 0ZM18.0002 27.9545C16.7081 27.9545 15.6603 26.9076 15.6603 25.6146H20.3396C20.3399 26.9073 19.292 27.9545 18.0002 27.9545ZM25.9068 23.2681H25.9063C25.9063 24.1332 25.2052 24.1902 24.3406 24.1902H11.6594C10.7945 24.1902 10.0939 24.1332 10.0939 23.2681V23.119C10.0939 22.4967 10.4593 21.964 10.9844 21.7112L11.4813 17.4208C11.4813 14.2798 13.7025 11.6583 16.6597 11.0398V9.37416C16.6597 8.63384 17.2601 8.03346 18.0009 8.03346C18.7413 8.03346 19.3416 8.63389 19.3416 9.37416L19.3414 11.0401C22.2986 11.6584 24.5198 14.2798 24.5198 17.4211L25.0167 21.7122C25.5418 21.9654 25.907 22.4972 25.907 23.1193L25.9068 23.2681Z" fill="white" /> </symbol> <symbol id="warning" viewBox="0 0 45 45"> <path d="M22.5 45C34.926 45 45 34.926 45 22.5C45 10.074 34.926 0 22.5 0C10.074 0 0 10.074 0 22.5C0 34.926 10.074 45 22.5 45ZM25 12.6839V23.3161C25 24.7984 23.8807 26 22.5 26C21.1193 26 20 24.7984 20 23.3161V12.6839C20 11.2016 21.1193 10 22.5 10C23.8807 10 25 11.2016 25 12.6839ZM23 29C24.2133 29 25.3072 29.7309 25.7716 30.8519C26.2359 31.9729 25.9792 33.2633 25.1212 34.1212C24.2633 34.9792 22.9729 35.2359 21.8519 34.7716C20.7309 34.3072 20 33.2133 20 32C20 30.3431 21.3431 29 23 29Z" /> </symbol> <symbol id="up-arrow" viewBox="0 0 17 10"> <path d="M1.98205 9.71387L8.47988 3.58932L15.06 9.67357L16.705 8.10215L8.56213 0.285295L0.295898 8.02156L1.98205 9.71387Z" /> </symbol> <symbol id="error" viewBox="0 0 22 23"> <circle cx="11" cy="11.5" r="10" fill="#C62521" stroke="#D6DADC" stroke-width="2" /> <path d="M14.1374 15.6835L10.9564 12.5026L7.81901 15.64L6.86036 14.6813L9.99777 11.5439L6.81678 8.36291L7.86258 7.3171L11.0436 10.4981L14.181 7.36068L15.1396 8.31933L12.0022 11.4567L15.1832 14.6377L14.1374 15.6835Z" fill="white" /> </symbol> <symbol id="success" viewBox="0 0 22 23"> <circle cx="11" cy="11.5" r="10" fill="#3AA66E" stroke="#D6DADC" stroke-width="2" /> <path d="M10.0745 12.2823L8.19427 10.4463L6.92578 11.685L10.0745 14.7597L15.4813 9.47991L14.2128 8.24121L10.0745 12.2823Z" fill="white" /> </symbol> <symbol id="add" viewBox="0 0 48 48"> <circle cx="24" cy="24" r="22" fill="#F2EEEE" stroke="#D9D5D5" stroke-width="4" /> <path d="M32.0207 25.25H25.1457V32.75H22.854V25.25H15.979V22.75H22.854V15.25H25.1457V22.75H32.0207V25.25Z" fill="#34454E" /> </symbol> <symbol id="my-projection" viewBox="0 0 461 345.41"> <g> <path fill="#d4e6eb" d="m220.69,335.22c73.24-8.45,152.82,32.2,188.7-7.61,23.08-25.6,43.59-51.71,50.35-131.17,6.32-74.24-12.58-135.42-25.94-158.22-25.96-44.32-113.71-17.51-207.84-32.59C123.82-10.74,53.79,9.46,16.35,55.18c-24.46,29.87-1.15,63.37-10.77,110.09-16.71,81.11,4.32,123.51,60.84,161.03,43.72,29.02,78.55,17.66,154.27,8.93"/> <ellipse fill="#bed9e2" cx="235.34" cy="279.04" rx="155" ry="17.5"/> <g> <circle fill="#e6d27f" cx="121.13" cy="156.15" r="12.44"/> <circle fill="#e6d27f" cx="185.89" cy="96.83" r="12.44"/> <circle fill="#e6d27f" cx="250.66" cy="104.34" r="12.44"/> <circle fill="#e6d27f" cx="315.43" cy="62.88" r="12.44"/> <g> <path fill="#36a064" d="m100.15,184.28h39.87c3.13,0,5.67,2.54,5.67,5.67v85.59h-45.54v-91.26h0Z"/> <path fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" d="m95.8,178.99h39.87c3.13,0,5.67,2.54,5.67,5.67v85.59h-45.54v-91.26h0Z"/> </g> <g> <path fill="#36a064" d="m164.91,127.06h39.87c3.13,0,5.67,2.54,5.67,5.67v142.81h-45.54V127.06h0Z"/> <path fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" d="m160.57,121.77h39.87c3.13,0,5.67,2.54,5.67,5.67v142.81h-45.54V121.77h0Z"/> </g> <g> <path fill="#36a064" d="m294.44,89.2h39.87c3.13,0,5.67,2.54,5.67,5.67v179.2h-45.54V89.2h0Z"/> <path fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" d="m290.1,83.92h39.87c3.13,0,5.67,2.54,5.67,5.67v179.2h-45.54V83.92h0Z"/> </g> <g> <path fill="#36a064" d="m229.68,132.34h39.87c3.13,0,5.67,2.54,5.67,5.67v137.53h-45.54v-143.2h0Z"/> <path fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" d="m225.34,127.06h39.87c3.13,0,5.67,2.54,5.67,5.67v137.53h-45.54V127.06h0Z"/> </g> <circle fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" cx="118.57" cy="153.44" r="12.44"/> <circle fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" cx="183.34" cy="94.13" r="12.44"/> <circle fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" cx="248.11" cy="101.64" r="12.44"/> <circle fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" cx="312.87" cy="60.18" r="12.44"/> <line fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="125.87" y1="143.38" x2="173.43" y2="101.64"/> <line fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="195.78" y1="94.13" x2="235.67" y2="100.57"/> <line fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="260.55" y1="101.64" x2="301.14" y2="64.28"/> </g> <g> <rect fill="#dfc354" x="330.18" y="269.76" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" x="328.77" y="268.35" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="#dfc354" x="330.18" y="255.94" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" x="328.77" y="254.53" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="#dfc354" x="330.29" y="241.71" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" x="328.87" y="240.3" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="#dfc354" x="328.99" y="226.2" width="52.54" height="10.95" rx="4" ry="4"/> <rect fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" x="327.58" y="224.78" width="52.54" height="10.95" rx="4" ry="4"/> <g> <g> <ellipse fill="#dfc354" cx="356.46" cy="221.42" rx="20.6" ry="13.04" transform="translate(-5.19 8.59) rotate(-1.37)"/> <ellipse fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" cx="356.41" cy="218.51" rx="20.6" ry="13.04" transform="translate(-5.12 8.59) rotate(-1.37)"/> </g> <path fill="#44515a" d="m348.48,219.11c0-.21.08-.39.28-.55.2-.16.5-.24.89-.25l1.57-.05-.1-2.18c-.03-.58.09-1.13.34-1.66.25-.53.64-1,1.18-1.4.54-.41,1.22-.74,2.04-.99.83-.25,1.8-.4,2.93-.44.78-.02,1.48.02,2.1.12.62.11,1.18.26,1.67.46.49.2.92.44,1.29.72.37.28.68.59.95.92l-1.42.63c-.31.11-.58.17-.82.17-.36.01-.68-.08-.98-.27-.19-.13-.38-.25-.56-.36-.18-.11-.38-.2-.6-.27s-.44-.13-.69-.16c-.25-.03-.53-.05-.86-.04-1,.03-1.74.26-2.22.69-.48.43-.7,1.02-.67,1.75l.1,2.19,5.96-.19.04.9c0,.15-.08.29-.27.41s-.43.2-.73.21l-4.94.16.08,1.79c.02.41-.09.77-.31,1.09-.22.32-.54.63-.95.91.71-.13,1.43-.2,2.14-.23l8.54-.27.04.96c0,.11-.03.23-.09.34-.07.12-.17.23-.3.33-.13.1-.29.18-.48.25s-.4.1-.63.11l-13.98.45-.06-1.43c.33-.06.64-.14.94-.24.3-.1.56-.22.78-.37s.4-.31.52-.51c.13-.19.19-.41.18-.67l-.11-2.41-2.78.09-.03-.73Z"/> <g> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="340.53" y1="217.43" x2="342.44" y2="219.54"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="342.08" y1="215" x2="343.99" y2="217.11"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="343.76" y1="212.83" x2="345.68" y2="214.94"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="340.04" y1="220.66" x2="341.96" y2="222.77"/> </g> </g> <g> <g> <ellipse fill="#dfc354" cx="357.14" cy="272.17" rx="22.44" ry="14.08" transform="translate(-50.32 83.49) rotate(-12.46)"/> <ellipse fill="none" stroke-miterlimit="10" stroke="#34464f" stroke-width="1.5px" cx="355.66" cy="269.32" rx="22.44" ry="14.08" transform="translate(-49.74 83.11) rotate(-12.46)"/> </g> <path fill="#44515a" d="m347.74,272.47c-.11-.2-.1-.41.02-.63.13-.22.39-.4.8-.54l.61-.21c.52-.18.75-.78.48-1.26l-.66-1.19c-.31-.56-.47-1.14-.47-1.74,0-.6.18-1.19.53-1.76.36-.57.9-1.12,1.63-1.63.73-.52,1.67-.97,2.82-1.37.79-.27,1.54-.46,2.23-.56.7-.1,1.35-.12,1.95-.08.61.04,1.17.14,1.69.3.04.01.08.03.12.04.64.2.8,1.03.31,1.48l-.16.15c-.26.21-.52.35-.77.44-.37.13-.75.14-1.14.04-.26-.07-.51-.12-.76-.17-.24-.05-.49-.07-.75-.08s-.52.02-.8.06c-.28.05-.58.13-.9.24-1.02.35-1.67.82-1.95,1.4-.28.58-.23,1.22.17,1.94l.81,1.47c.21.38.66.55,1.06.41l4.67-1.62c.41-.14.85.03,1.06.41l.13.23c.08.14.06.31-.07.49s-.34.33-.65.44l-4.05,1.4c-.52.18-.75.78-.48,1.26l.45.82c.22.39.29.79.22,1.18-.07.39-.25.79-.53,1.2.68-.36,1.38-.66,2.1-.91l8.01-2.77c.41-.14.85.03,1.06.41l.16.28c.06.11.08.23.07.37-.01.14-.06.28-.15.42-.09.14-.21.27-.37.4s-.36.23-.6.31l-13.55,4.69c-.41.14-.85-.03-1.06-.41h0c-.22-.4-.09-.89.28-1.15.06-.04.11-.08.17-.12.26-.19.47-.4.63-.61s.26-.44.29-.67c.04-.23-.01-.47-.15-.71l-.93-1.69c-.21-.38-.66-.55-1.06-.41l-2.14.74-.39-.71Z"/> <g> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="338.13" y1="274.03" x2="341.14" y2="275.49"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="338.54" y1="271.14" x2="341.55" y2="272.6"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="339.22" y1="268.46" x2="342.23" y2="269.92"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" x1="339.21" y1="277.36" x2="342.23" y2="278.83"/> </g> </g> </g> <g> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="175.75" y1="144.73" x2="169.89" y2="136.47"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="179.57" y1="142.99" x2="171.86" y2="132.14"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="183.45" y1="140.32" x2="176.99" y2="131.21"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="185.86" y1="136.53" x2="182.3" y2="131.51"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="169.78" y1="144.35" x2="168.25" y2="142.19"/> </g> <g> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="130.84" y1="252.62" x2="136.7" y2="260.88"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="127.02" y1="254.36" x2="134.73" y2="265.22"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="123.14" y1="257.04" x2="129.6" y2="266.14"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="120.73" y1="260.82" x2="124.3" y2="265.84"/> <line stroke-linecap="round" fill="none" stroke-miterlimit="10" stroke="#34454e" stroke-width="1.5px" x1="136.81" y1="253.01" x2="138.34" y2="255.16"/> </g> </g> </symbol> <symbol id="asset-27" viewBox="0 0 461 345.41"> <defs> <clipPath id="clippath"> <path fill="none" d="m220.69,335.22c73.24-8.45,152.82,32.2,188.7-7.61,23.08-25.6,43.59-51.71,50.35-131.17,6.32-74.24-12.58-135.42-25.94-158.22-25.96-44.32-113.71-17.51-207.84-32.59C123.82-10.74,53.79,9.46,16.35,55.18c-24.46,29.87-1.15,63.37-10.77,110.09-16.71,81.11,4.32,123.51,60.84,161.03,43.72,29.02,78.55,17.66,154.27,8.93" /> </clipPath> <clipPath id="clippath-1"> <rect fill="none" x="-10" y="-7.99" width="487" height="365.25" /> </clipPath> </defs> <g clip-path="url(#clippath)"> <rect fill="#d8e8ed" x="-10" y="-9" width="487" height="365.25" /> <g clip-path="url(#clippath-1)"> <ellipse fill="#c4e4d3" cx="228.93" cy="329.36" rx="282.56" ry="61.38" /> <ellipse fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" cx="225.89" cy="326.32" rx="282.56" ry="61.38" /> <g> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="19.5" y1="291.78" x2="23.5" y2="294.47" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="29.54" y1="289.12" x2="38.76" y2="295.31" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="40.63" y1="287.16" x2="54" y2="295.42" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="51.72" y1="285.21" x2="69.24" y2="295.52" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="62.81" y1="283.25" x2="82.41" y2="294.97" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="75.92" y1="281.21" x2="96.61" y2="294.37" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="88.02" y1="279.21" x2="109.78" y2="293.81" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="101.17" y1="277.91" x2="123.98" y2="293.22" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="113.3" y1="276.65" x2="137.15" y2="292.66" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="125.44" y1="275.4" x2="151.35" y2="292.06" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="138.58" y1="274.1" x2="164.49" y2="290.77" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="151.73" y1="272.8" x2="177.64" y2="289.47" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="164.88" y1="271.5" x2="190.82" y2="288.91" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="177.68" y1="270.48" x2="201.9" y2="286.96" /> <line stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" x1="191.44" y1="269.9" x2="207.12" y2="280.16" /> </g> </g> <ellipse fill="#b0dbc5" cx="225" cy="315" rx="81" ry="10" /> <path fill="#44515a" d="m230.79,21c-1.34-.63-2.99-1-4.79-1s-3.45.37-4.79,1h-3.33v289.94h.16c.75,2.31,4.02,4.06,7.95,4.06s7.2-1.74,7.95-4.06h.16V21h-3.33Z" /> <path fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" d="m228.58,18.29c-1.34-.63-2.99-1-4.79-1s-3.45.37-4.79,1h-3.33v289.94h.16c.75,2.31,4.02,4.06,7.95,4.06s7.2-1.74,7.95-4.06h.16V18.29h-3.33Z" /> <polygon fill="#f1c6a8" points="181.29 27.04 181.29 75.4 314 64 314 78.73 341.27 52.89 316.01 27.04 316.01 42 181.29 27.04" /> <polygon fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" points="179.09 24.34 179.09 72.69 311.79 61.29 311.79 76.02 339.06 50.18 313.81 24.34 313.81 39.29 179.09 24.34" /> <polygon fill="#f1c6a8" points="119 110 145 86 145 98 277 90 277 132.63 146 122 145.15 134.96 119 110" /> <polygon fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" points="116.79 107.29 142.79 83.29 142.79 95.29 274.79 87.29 274.79 129.92 143.79 119.29 142.94 132.25 116.79 107.29" /> <path stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" d="m80.32,144.61s-1-5.39-5.39-5.39-10.92,5.84-10.92,5.84c0,0-6.54-5.84-10.92-5.84s-5.39,5.39-5.39,5.39" /> <path stroke-linecap="round" fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" d="m421.23,85.49s-1-5.39-5.39-5.39-10.92,5.84-10.92,5.84c0,0-6.54-5.84-10.92-5.84s-5.39,5.39-5.39,5.39" /> <polygon fill="#f1c6a8" points="137 171 157.51 150 157.51 163.52 264.43 177.09 264.43 217.79 158.58 183.9 158 198 137 171" /> <polygon fill="none" stroke="#34464f" stroke-miterlimit="10" stroke-width="1.5px" points="134.79 168.29 155.3 147.29 155.3 160.81 262.22 174.38 262.22 215.08 156.37 181.19 155.79 195.29 134.79 168.29" /> </g> </symbol> <symbol id="retirement-quote" viewBox="0 0 3842 2879"> <path fill="#bfd9e2" fill-rule="nonzero" d="M1270.083 2324.832h328.166v41.584h-328.166v-41.584Zm0 124.75h900.083v41.584h-900.083v-41.584Z"/> <path fill="#d4e6eb" fill-rule="nonzero" d="M2002.583 84.917c-610.334 70.416-1273.5-268.334-1572.5 63.416C237.75 361.583 66.833 579.25 10.5 1241.416c-52.667 618.667 104.833 1128.5 216.167 1318.5C443 2929.249 1174.25 2705.832 1958.666 2831.499c851.166 136.416 1434.75-31.917 1746.833-412.917 203.833-248.916 9.583-528.083 89.75-917.416 139.25-675.916-36-1029.25-507-1341.916-364.334-241.833-654.583-147.167-1285.583-74.417"/> <path fill="#fff" fill-rule="nonzero" d="M2847.749 2235.416V360H1247.666v1847.75s-40.416 306.166 190.5 306.166H2847.75"/> <path fill="#bfd9e2" fill-rule="nonzero" d="M1438.083 554.416h1219.166v63.167H1438.083v-63.167Zm319.083 308.417h900.083v41.583h-900.083v-41.583Zm-159.5-207.917h900.083V696.5h-900.083v-41.584Zm159.5 332.75h328.166v41.584h-328.166v-41.584Zm0 124.75h900.083V1154h-900.083v-41.584Zm-319.083 124.834h1219.166v41.583H1438.083v-41.583Zm0 124.75h1219.166v41.583H1438.083v-41.584Zm0 124.75h647.666v41.583h-647.666v-41.584Zm319.083 249.583h900.083v41.583h-900.083v-41.583Zm0 124.75h900.083v41.583h-900.083v-41.583Zm0 124.75h900.083v41.583h-900.083v-41.583Zm-319.083 124.833h1219.166v41.583H1438.083v-41.583Zm0 124.75h422.25v41.583h-422.25v-41.583Zm0-1372.583h268.166V1154h-268.166V862.833Zm0 868.583h268.166v296.083h-268.166v-296.083Z"/> <path fill="none" stroke="#34454e" stroke-width="12.499995" d="M2890.416 2514.749V317.167H1290.333v1847.749s-40.417 306.166 190.5 306.166"/> <path fill="#fff" fill-rule="nonzero" d="M2678.999 2380.332V504.916H1053.416v1847.75s-41.083 306.166 193.5 306.166h1432"/> <path fill="#bfd9e2" fill-rule="nonzero" d="M1272.083 1050.916h470.166v41.584h-470.166v-41.584Zm0-112.166h448.5v41.583h-448.5V938.75Zm0 336.416h961.333v41.583h-961.333v-41.583Zm0 112.167h1302.083v41.583H1272.083v-41.583Zm0 112.083h1302.083V1541H1272.083v-41.583Zm0 112.167h1123.5v41.583h-1123.5v-41.583Z"/> <path fill="none" stroke="#34454e" stroke-width="12.499995" d="M2708.582 2373.666V458.916H1108.5v1847.75s-40.417 306.166 190.5 306.166h1173.332"/> <path fill="#bfd9e2" fill-rule="nonzero" d="M1272.083 1723.75h1302.083v41.583H1272.083z"/> <use xlink:href="#a" width="310" height="310" transform="matrix(.91667 0 0 .91667 2320.666 567.166)"/> <path fill="#bfd9e2" fill-rule="nonzero" d="M1272.083 826.583h470.166v41.583h-470.166v-41.583Zm0-112.167h456.833V756h-456.833v-41.584Zm0-112.083h514.666v41.583h-514.666v-41.583Zm872 450.083h440.166v25h-440.167v-25Zm0-53.833h440.166v25h-440.167v-25Zm-872 847.416h1006.833v41.584H1272.083v-41.584Zm0 112.084h1302.083v41.583H1272.083v-41.583Zm0 112.166h1302.083v41.583H1272.083v-41.583Zm0 112.167h1115.166v41.583H1272.083v-41.583Zm0 112.083h1302.083v41.583H1272.083V2294.5Z"/> <defs> <image xlink:href="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAATYAAAE2CAYAAADrvL6pAAAACXBIWXMAAA7EAAAOxAGVKw4bAAAgAElEQVR4nO3dd3gc1dn38e/MNpWVZFlyt2VwpRgbsCkOvRqDaSF0AjYvJYSWBwMhAZ5AqKmmk0ACBELoEIrpoTnwUBJswMa9gLvVrK5tM+8fR5YtW1q13Tmzs/fnuhTi1Wrnluz96cyphm3bCCGEl5i6CxBCiFSTYBNCeI4EmxDCcyTYhBCeI8EmhPAcCTYhhOdIsAkhPEeCTQjhORJsQgjPkWATQniOBJsQwnMk2IQQniPBJoTwHAk2IYTnSLAJITxHgk0I4TkSbEIIz5FgE0J4jgSbEMJzJNiEEJ4jwSaE8BwJNiGE50iwCSE8R4JNCOE5ficu8tGgwU5cRjijEOjT8t++wACgpOWxLY/nALkt//Wh/p0Z27xGHEgAzdt81AGbgRqgEtgIVGzz+GZATvf2gIPXr0v7NRwJNpFxCoDhwE5AGTAGGAn0B0pRQVbkUC31qKCrBMqBlcASYBXwfcufq5HQE9uQYBMDUcG1J7ArMB4VaH1RLS7dwi0fw9v5XAyoAtYA3wDfAl8Bi4B1qJahyEISbNnFD+yCCrEDgD2A3VG3kJkogLoVHgBM3ObxBlS4zQf+D/gPsBBodLpAoYcEm7cZqFvIycChLf8dAYQ01uSEfFTQTQTOQ92mrkQF3AfAv4HFQFRTfSLNJNi8JwzsBRwNHN7y/3O1VqSfgQr0EcBpqEBbhAq5N4EvUAMVwiMk2LyhEPgBcCJwBDBabzmuF0T1JY4HrkD10X0IvNLy3436ShOpIMGWuXKBA4FTgGNov3NddM1Q4OyWjwrgbeAF4D3UNBORYSTYMs/uqNupU1r+v0itUuCslo/vgJeBp1GDECJDGLad/uk/MkG31wqA41Ad4Yfh/c5/N/oMeAJ4EVivuZaMJhN0xSjgXODMlv8v9Nmv5eNGVLg9ghplFS4ka0XdaTLwGPBf1BtJQs09BgCXoG5NX0W1pOV95DLyF+IeBupN8jrwMeq2s1BrRSIZPzANeA01L+5sZFqNa0iw6WcAJ6GmGbwGTKXtgnHhfpOBv6Pmw12EmiAsNJJg0+t4VKC9BBykuRbRe7sDfwY+By5AzZcTGkiw6XEE8A5qQqgEmvfsBjyM6oc7A3mfOU5+4M7aAzUn6l3gSM21iPTbG3gK9UvsMM21ZBUJNmf0B/6Amgt1uuZahPMOR61i+AdqdxWRZhJs6WWi+lo+B65CRs2y3ZnAJ8ANqEnXIk0k2NJnH9Saw4eRdZxiq2LgFtQUkWmaa/EsCbbUCwO3AR+hBgmEaM941ATfx4AhekvxHgm21DoCmAP8Endsqy3c7zxU3+s5ugvxEgm21AijBgfeRm27LUR3DEEtsH8KGKa5Fk+QYOu9A1C3nVchP0/RO2egBhd+pLuQTCdvxN65DjWMv5fuQoRnDAWeA+5D1gr3mARbz5ShVg3cgSybEelxKeqX5j66C8lEEmzddyxqgOB43YUIz5sIvA9cqLuQTCPB1j3Xo7aKLtNdiMga+cBDwJ+QXUO6TIKta/oAzwC3IrsOCz0uRh0VKJuOdoEEW+d2Q/V1nKa7EJH1DkTdmh6tuxC3k2BLbgrqH5KMegq3GIrqDrlYdyFuJsHWsYtQI5/9dRcixHZyUH1udyC7LbdLgq19v0bthCpTOYSbXQc8juwaswMJtraCqN04btRdiBBddA7wT6BEdyFuIsG2VT5qI8ALdBciRDcdjRoxlXWmLSTYlGLUIbin6C5EiB6ahAo32aEXCTaAfqhj72QIXWS63YA3UHu9ZbVsD7aBqJHPH+guRIgU2QmYDUzQXIdW2RxsA1DzgfbXXYgQKTYUFW5ZuzdgtgZbP9RI0r66CxEiTYag7kb20F2IDtkYbH1QJ69LS0143TDUuQpZN6CQbcGWjzqw+ADdhQjhkOGoX+RZNRUkm4LNB/wNtf5TiGyyCyrc+ukuxCnZFGz3I/PURPaaiLpbyYrlV9kSbL9CdkMQ4nDgr2TB+97z3yBwPnCT7iKEcIkzgTt1F5FuXg+2I1C3oEKIra4BLtFdRDp5OdhGA08iJ7IL0Z678PAyQq8GWxh1qvYA3YUI4VJB4DE8eoaCV4Ptz6hRICFExwah7moKdBeSal4MtpnAWbqLECJD7Iu6LfUUrwXbYcDtuosQIsOcD/xEdxGp5KVgGwQ8ipxTIERP/B61WaUneCXYDOAB1Lo4IUT35aMaBoW6C0kFrwTblcBJuosQIsONQ7XcMp4Xgm0vpF9NiFS5EDhNdxG9lenBlgs8RJYs7BXCIXcDZbqL6I1MD7br8VCHpxAuMZAMnwKSycG2P2rNmxAi9U4GztNdRE9larDlAvchUzuESKffkaE772ZqsM1ElkwJkW79UOGWcTIx2HYDfq67CCGyxOnAibqL6K5MDLbfo3bvEEI447dk2MTdTAu204CpuosQIsuMIcMG6jIp2IqA23QXIUSW+hkZdD5pJgXbTDy6KZ4QGSBMBq3wyZRgG4FaDyqE0Odk4CjdRXRFpgTbjWRY56UQHnUL4NddRGcyIdgmAefoLkIIAcB+wBm6i+hMJgTbjWTAbwghssj1QJ7uIpJxe7AdChyvuwghRBu7ANN1F5GM24Ptl6jdcYUQ7jITF0+Ud3OwHYY6yV0I4T4jcHGrza3BZgDX4d76hBDwP7j0TFK3BscPgCN1FyGESGoEapG867g12H6Ge2sTQmx1BS7cF9GN4TEOGQkVIlPsgQvfr24Mtp8AId1FCCG67DLdBWzPbcE2CDhTdxFCiG45BJisu4htuS3Yzgb66i5CCNEtBupOyzXcFGwhXDwvRgiR1EnAUN1FbOGmYDsc2F13EUKIHinERd1Ibgq283UXIITolXOBgO4iwD3BVgZM0V2EEKJXxgEH6i4C3BNsP8SlSzOEEN3yY90FgDuCzYeL7s2FEL0yDSjVXYQbgm0Ccqq7EF7RDxd0K7kh2E5BtdqEEN5wqu4CdAdbADX/RQjhHYeheU6b7mCbCIzVXIMQIrUK0bztmO5gm4bchgrhRSfrvLjOYAsAx2m8vhAifQ4EBui6uM5gG4ua0CeE8J6+aJysqzPYjkTOCxXCy6bqurDOYDtK47WFEOl3KJCr48K6gq0U2E/TtYUQzhgBjNdxYV3Bti9QounaQghnGMBBOi6sK9gO0XRdIYSzDtdxUV3BpiXFhRCO2xModvqiOoJtMLCrhusKIZw3EA07Y+sItglAHw3XFUI4z0DDCVY6gm1/DdcUQujj+AwIHcEme68JkV3GATlOXtDpYAsjJ1EJkW1GAsOdvKDTwTYcdXCLECJ7+IE9nLyg08E2TsM1hVvYNrZlgW3rriQ52+5djbaNHYulrh5vcHQFgtOL0B1N7Yxn22AY6X39LdJwHTsWw4pGWwPNDAYxQyGsWAwrEsEAME0M08QIhTDM5L/zrKYm7HgcMy8Pw5eibfwsCysSwU4kVJ2A6feDYWDHYtiAYRhgGBiBAGYgkPRnZScS2LEYOWVlxCoqVJALcHgnH6eDbTeHr5d+hoEdjWJFItDJG7Mnr41lYebkYPj93W9FWBaJpqYO34jGNo/bHb32ltaLaeLLy+v8mratrmnb5JSVER6/B30m/4Cc4WX4wmH84TCJpiYS9fXEqqup/exzGhYupGHRIuI1NWAY6vvdLrgSDQ0MPOMMig87lBW/voVYZWWvws2Ox7GamvAVFFC4zz4U7DmBgkmT8OeHMUMhME2sSDNWJELzd99R+8V/aFiyhKbly7EiEcxQSIXcNn/ndiKB4fMx+re/oWjyZOYdfwLx6mr1dyd2Q20qm3DiYk7+xE08uA24HYmQt9tuDD7vXPXGtyxI1Z1WwE+8uprV991PdNOmbr1BbMvCX1DA8J9fS2jAgJaA2uYJPhMjGGx5MtjRCFg7Fm5FoySam6j57DOq3n5HPdhBUFrNzWAYFB96KIPOOZviQw4h2L9/0joHnXMO2DaNy5ZR9d77VL31FrX//S/RigoMnw/D78dqbKRg4kTG3DULX14edfO+YvX99+Mv6MFRtDYkGuoJ9O/PkIsuZOAZZxAeN65LLdZ4bS31X39D5VtvUvWv92hcspREfT1my88x0dDAqNtvZ/D06SQaG/Hl5xOvrOx+jd40EDU5f7UTF3My2AYAgxy8niNs1C1XnwMPJH+XXVL++vGaGjY88wyR9eu795vfsjB8PvqfcCK5o0b2uo6cYcOofvdf6patnRBI1NWRv/vujLjxBkqnTeveixsGeaNHkzd6NEMvvojGZcvZPGcOle+8Q9PKlQRKShjz29+0thiD/Uoh0f1f/HYigdXcRP8fnszON9xA3ujR3fp6f2EhfQ48gD4HHsDO199AzRefU/3e+1TPmUOirpaSY6ZS9rMrAdRtdzCAbduksTMhkxQCO+HBYNsJKHLweo4wQyEaly5l7jFTCe++Ozk77UThPpPo84MfkDdmTLdfr+7LudTO/ZL6r76iaeUqmr//nsi6der2qBsMv59YVRVzjz2WvLFjKdhrL/oceABFkyd3qaVjx+Ns/vhj6ubNo+q996j59DOw7R1v/2ybRH09/X/0I8bM+iOB4g6WBVoWDYsW07BkMXYshmEYBPr1IzxuHIGSthu95I0aSd6okQyeMb319m5bvsJC6OZtqB2PY1sWo267nWGXX9bh8xJNTTQtXUrTylXYiTiB4mLydt2VUP/+bW47zZwQxQcdRPFBatnz9nUafr/6Wbh9oMQ5BrAzMMeJizkZbEPx4oiobWMGgyQaG6n+979hzhzWPfoogb59GTxjOiNuuqlLfUF2PM7y629g7SOPkGhoUK0zw8AMBDACgR6VZvj9xKqrqf7oI6ref5/Vd99NzogRDLv8Moacf36HX1f9wQcs/99fUf/NN1jRKGYggJmT024fYry+nsHnnsvYe+9p9/tMNDay/rG/seGZZ2hasYJYVTXq3tfGl5dHoF8/CiaMp98JJ1A6bRr+wsK230M7r5k3ciS+3Fx129+Vfk3Lwk4kGHvPPQw65+x2n9Lw7bese/RRqv71HtFNm4hv3qwGPHJzCZaUEBo6lOJDD6X0mCkU7rvvDl/fXp25o0az+eNPOq8ve4xy6kJOBtsIB6/lOMPna9O5bkUirLrzNwRK+1F25RWdfv36J/7Od3fdhb+oCH9R6hq2ht+Pb8strG3TvGoVi356KXY0xtCfXLzD82s+/ZRvTj+DRFMTvrw8FWgdSDQ00Pfwwxgz64/tvrHrv5nPoksvpfaLLzBDIYxgEH/hNq1F2yZWXk7F629Q8dps8kaPZvAF/4/BM2YkHagIDR6MGQxixeNdus1LNDYy8tZbOgy1NQ/+iZW3306sshIzN1f9XW5p1do2sepqouXl1Hz6Kavvu4+iyZMpu+xS+h6VfBPo0KCBMiraVu/7RLrIyRaUY9+UGxh+P75wmA3/+AeJhoZOn7/xuecwQzuOBqa2KDXi6MvNZc2DDxCvrd3hKavvuZd4XT2+/Pzk0xpiMQKlpYydNavd2+SGxYv5+tRTqftyLv4+fVoDY/t6jEAAX34+voICmr77jqXXXMu8qcdR89lnHV7bV1CgWmpduM1L1NdTOm0aZVde2e7nv//jLJbMnInV1IS/qAgzGGxbp2Fg+P2YOTn4i4owDIPq99/n69NOZ9ElPyVWUdFxnflh1aoUWzi2+sDJYBvm4LVcwQgGiaxdS6y8POnzEg0NxKqqMALONKDNUIjm1Wuo+/LLNo/HKiupmzcPX37n0zqspiaGXnwRuSN3/H1lx+MsveYamteswVfY9ZFLMxTCX1RE7by5fHXyyax/4ol2n+fLzVX9hJ0Em51I4C8qYsRNv2r385s/+YQVt92GLxzu+u2+aeLLz8cMhVj3t78x78STaFi4sN2nBvuVqteVfrYtSnHoDASngs0Eko/7e5Vtk2hsTPqU6MaNajpHOltr2zIMrEiE6HZTEeJ1dcQ3b+6038qOxwkOGczg885r9/OV775L9Qcfdil82uPLy8OORFl02eWsffjhHT7v79OHnOFlnc7utxob6X/KKeSP3XGWkW1ZrLnvfjVRuCc/d8PAX1RE/ddf8/Xpp9OwePEOT8kdMQIzN0+CbasSHNp00qlgK0SdM5h1bMsi0dyc9DnxmhriNTWdzrxPKcPAjrYNhnh1NbZlddpvZTU30/fIIwkOHNju5ytnv66mhfSmvGAQMxhk6XW/oOKNN9p+zucjUFKa/BotHf8Dzzqz3U/HKiqo+ewzNQjRC75wmOaVq1h40cVqgvE2Av37t075EIAKNUdmRjgZbI5vD+wa7Ux8bWP7ybMOMAA7Fm3zWNOq79QKii5MVi2dMqXDz0U2bkxJ63PLaoslP/sfmle3nf5k5uYkDQwrFiN35EgK99673c9HN2xonVDcW75wmNrPP2f5zTe3fTw/39lfVu7nw6FDnJz6qYdbPoSL2Im2HdvN33cebHY8TmjgQAr22ivJC1spW3uq+gNXs/K229s8HigpSdqytKNRivbfv/O+sxTV6S8sYv3fHmfzxx9vfSw/n0BpzyYTe9gAJy7iVLAVo9I6+9i2a0fG7ES8zZ+tSKRrHfLFxYSGDOnwOYG+JdjxeIef7y5/OMymF1+k9r//bX0sb9TopH2BdiJBTpIagwMGYOTkpO7vxjSwolG+n3VX60O+cJicsmFYKfxZeIAjfe1OBVupQ9dxFQO1uNyKu3MLmx3CJ9GFlpZlESgtTXqr2ffII1O7W4jPh9XYyNq//KX1odDgwcmv0TJ62ZFgv34UTZqkFuynqsy8PKo//JDa//xHPWAYBPqWuPYXmyaeuhX13FIqL9g+2LrSyW3b9g6rA7ZXetyxFE6ciNXJaHB3mLm5VL37LyLr1wN0uizMMM3k02dMkyEXX6x26EhR575hmiQaGil/5ZWtl8nJkUm6bXlq8EBOpXIbw8CKdf8WyTAMEnV1SZ/jy8tj9J13YObmYqVow0XD7yeyfn1rH5Yv3LK9UAehZMfjxOvqk75m38MPY/D55xPfXJP0ed1h5oSofOtt7KgamAkOHCADCG15KtiS/4oXWvSoH8w0iVZUdDqdo2jyZMbcfZdap5miPibDMKiY/ToAuSNHEOzfv+PXNgwS9cmDDWDUrbdQevxxav5eCpihEI2LF1M+e7Z6wEbmsbXlyCCiU8HWhR0Ks5e6VXH+H/+WVkV3GH4/sfLyHaZftGfg6acz9r77gJaBiV7y5eVR9c47rP3zQ1S+8QaJxsYO+/rMYJC6bQYbOmLm5rLbI49QetxxxDZvTkkIGYEAS39+HStvv52K2a+rQQqxhadWHjjyzbiSZantsT3C8PmIbtrE5jn/7tLzB511JuOeeJxgaWmXWlBJmSZWLMaSa69l4U8uwWpo7HBk1AgEqPvmG5rXrOn0Zf0FBYz7+xMMmTGdRH19r1uYRiBAvLqaVXfcSdOK5a0bUQoAurf/Vg9JsDnBY7ciht/PhqeeUvPVuqDkmGOY8OorFE2eTLy2tlerEoyWLcrVNkodj4oafj/RTZsof+XVLr2umZPDLg88wOjf/RYjECDR0IuBD9tu3QShR1u6e5unWmzZOYct43TtDWjm5LD5408of+W1Lr9y/tixTHj5nwyfORMSCawUTrPoiBkKse6vfyXRzi4mHRl6ySXs+crLFO47iXhNTUrn4wnAoSyQYBNbJbo4LcEwMHwmy2+6ieimTV1+eV9uLiN/fTN7PPcs+bvtqoIjjbPyzWCQhkWL+O6uuzp/8jYKJ01ir9mz2fnGG1pab51vOyW6TIJNuJcZCtG0bBmLL7+8262avocfzl5vvMFO116D4feTqG9I2+2aLz+f1ffeu8NC+s6YoRA7/+IX7PXaqxQfegiJujpP9ZVq5Klgy1627d61gr0ME184TPlrs1l40cVqQXk3qH3SbmKv116l71FHkGhoSMnI6fYMnw/bsln000up+aT723QX7L03E156ibH33kNowADVRygTbl3PqWBz6Ts7zQwD27Z32B7ILaxI98KoPf7CQjY8/TQLzj23W7elWxTsvTcTXnyRXR58gNDQoWkJDjMYJL55M/PPPY+qf73X7a83fD4Gz5jBXm+/xZALLlDntaZwVUWWcSQLJNic4NLz1wx/zw6J2Z6/qIjy199g3vEnUPPZ5z16jUHnnMPEd99h2GWXdmlzzu4yc3OJVVUx/+yzWfvQQz16jZyhQxl7912Mf/45CvfZR4VwilZWZBFPBZsMLblQKk8o9xcUqHMOTjmF1ffd36PXCPbvz+jf/IYJL75A0X77kujl1JA2bBszFMJOJFgy82rmn3seTStX9uilig85hL1en82oO+7AV1TY+/l52cVTwdb7e55MZVkkIu7sdO7psX4d8eXmYkUiLL3uOr4540yaVqzo0ev0OfBA9nz1VUbc9CsM00zp1BDD78eXn0/5iy8y95iprHvssR71NZrBIGVXXM7eb71F6bHHEq+rk6khXZP+eT44F2yOfDOu1UmfkWHoGcNJxxkLht+PPxym/LXX+HLqsax/vP0DWTpjhkIMv+Yaxj//HLmjR3VrLlrnRRr4CgqIVlSw6PIr+OrU06ifP79HL5U3ahR7PP0Uo267Ta2MSNGuvB7mSCPHqXdU1va02ra9w4aOOzBa/8c5tp3yFlsrw8BfWEi8spJFl17K/B+f2+Pbvi2tt9ITTkj5wIIZDOIPh6l66y3mHjOVlbfdrqaedJdhUHblFYx/7llyd9653WMNRStPBVv2/k1b7h0VTet2Oi3B6cvPp/yll/hyyjGsf/zxHr1UaOBAxj3xOMNnzsRqak75LZ8vHMaKRFh52+18edRRVGzZmaObig8+mL1en03plCmqhSlLqdrjSIekU8FW7dB13Mml/8DNYNsWm+qoT3HLseW2L1ZZyaLLLuebM8+isZ2j6jp9Gb+fkb++mbF3zQLTTHm4GX4//qJCGhYtYv45P+bbiy6madV33X6d4MCBjPvHkww460wZVGhf6ja/S8KpYHPkm3EdwwDbwoqmfuJpSmzXF2Rjp+2O2AwG8eXlUfHqq8ydOpU1f/pTj0Y8B58/g7F3zcJOJNIyUdbMycEMhdjw5JPMnTKlR4MLZijELvffT7+TTux0U84slJqN7zrhVLBVdv4Ub7Iti0QaZtSnghFweDudltZbvLaOpVdfw9c/OpWGb9s/RT2ZgWeeyfCZV6VvDWdLH2G0ooJFl13O16e1fyByMmYwyNh77iF/3Lhur8rwOEeywKlgqwKycx2KZWG7cLqHDTvuE+bQUiEjEMBXUEDVu+8yd+pUVt93f7dbX8OvvprCffZJ6y4hZjCIv6CAyjffZO7UY1n3yKPd+vpA376MvvNO8Plc2x2hQfeXp/SAU8HWQDYPILh09H/7w062P2c03XzhMImGBpb+/Od8feppNC5b1uWvNUMhdrrqKnUATZpDwxcOE6+tZfEVV7BgxvnEKiq6/LXFhx5Cv2nTZIeQrTwVbLU4dG/tSi79bW34tl954HydRiCAv7CQqrffZu4xU9nw9DNd/tq+Rx9Nwfjxjuy6YQYC+MJhNj77LHOPm0bd3Lld/trBM6ZjhIKu/XfgoAQeuxWtRd2OZh/D6MJtloGWUPG1/eu3miMYySaX2rYajUzDG9QXDhOvrmbhRRex9OfXdWnU0wwFKT78sB12BbETifSsAmjpe2tYtIivTv4h1R980KUvK9pvP3JHjEzZiV0ZrAqPDR5YwEaHruU+nYz+GaEgho598bcLsfjm6qSz5g2fD39xMbZlpWVE0ggGMXNz+f7uu1l69TVd+prigw7e4Rg+XziMv7AwbS05X14e8Zoa5p/zY2q/+KLT55s5OfTZb7+0bMuUYTwXbACdH2vkSUanv6kDxcUE+/ZN626y2zMMA8PcZkmVbdO0alWHC+Otpib6HHww+372KaPvvFPtapGGlpthmgT69GHNww+z8bnnOn1+aOiQrTXbNlY0yug772Sff8+h7+GHp61vy8zNJV5by5KZM7t0PkKgfz85ER4q8NhaUYDlDl7LPUyj0y14AiUlBEpKnAu2llUBZv7WUxGtSDPxquoOT30CSNTVESguZvD5M+h34gnpm4BqGJiBAKvvux+rOXkrx5eXhz8cVi1Iw8BqbsaKxQgOGsToO+/A36dPem5LbRtffj61//mSTS883+nTQwMGpHQ3lQzV/RnPPeRksPVsq4cMZ5gmkU6OgDNDIXwFBY79RrctC19ePoG+fVsfi6zbQLyuruNlVqapzihoaX3ufN0v1G1pmsLYDIVoWLiQxqVLOn2emZvbpvUYa9nwMnfkSAZPP0/9YknTwnTDZ1L+aueH2qRjw4EM1PVh715yMtjWkIVz2Qy/n8YlSzu9bQuP38O5Fptl4SsIkzNoUOtDDYsXEd20qcNWheHzEd24kcj6DQDkjR3DkAsuSGurzYpEqPvq66RPSzQ2qtn9LYFs+HxtJtMOu/RScsrK0tbfZoZCNC5bRrw6+arBaHmFo10NLuXJYFtFFk75MHw+ouXlNK9dm/R5hZP2UXOyHGAnEgT79cNfUtL6WP0385O2GA2/n2h5OZF161ofK7vicvLGjElPp7hhYEejRFZ/n/RpiYYGEk1NraO5hs9H49KlrZ8PDhjAsMsuS9tEXsPnI7p+PbGq5MGWqlPmM5gF9GyLlx5wMtg2Aes6fZbHGH4/0Q0bqPvPf5M+r8/k/QkNGODIZoVWJELxwQe3uT3a/NFHnd4u2ZZFrHrrrB1/cTHDr7k6ffPIfD58hYVJn9K0dFnbn5lpYjU2tgnbwTOmUzhxIol0hJttY4RCO0x23v45jQsXYjq9hM1dalGNG0c4GWwWkLzDxLMMyl9PvhVOaMgQ+hx0UPoPErYsfPn59DvpxNaHGpcupe6rr9S0iU6+dvu1nQPPOIOSo45M/S1py1beeWPGJH1a9ccfq2DdpsUWLd/UpmXpy8tjxP/eqBaApLgf04rHyS0rI7AsFesAABH8SURBVNivX4fPiWzaRP2CBRjBNO1/lxk2AOudupjTW7d+6/D1XMHMCVH17r9o/j75bdWQCy9Q89nSOIgQr6+nZOpUCidNan1s0wsvEKuuVmsak7Btu81tHqggGXXbbfj79k3twSYtwZY7YkSHT0k0NLD5ww8xc3La1BMtryCyru17qO+RRzJo+nnEU7zbhh2LkTtihBrA6ED1Bx+q/svsHkD4FgcPdXI62JL3BHuU4fcT3biRtX/5a9Ln9TngAAacdmradmC1IhGC/fsz4sYbWh+LVVWz4cl/dN5aQ43wxmt33IEqf7fdGHnzTSSam1MWyolIhPzddiVn2LAOn1Px+hs0LF6Muf1OwLbd5pZ5i5E33UTBnnuq1mWKRklty6LvEUckfc7GZ59R18vuLcO/cfJiTgfbfLJwZBTU7dC6Rx+lfsGCpM8b+etfEx4/PrW3di0jjIbPx9h77yFv9OjWT62+914aV67ccaeP9l4mEKBpxcp2J70Onj6dsiuuUKGcgk5yOxpl4Omnd1iX1dzM6nvvVa2g7QPDtmlYsOPNgb9PH3b7618IDRmC1dDQ66Cxo1Fyhg+ndOrUDp9T/eGHVL//Ab4kLbos4elgW42Dk/TcxPD7idfUsPTanyftbA/278/ujz1K3tixxGtqeh8SlkW8pgZ/cTG7P/oI/aZNa/1UzaefsubBB/Hl5SV5gW2+B5+P6Lp1xDe3v2/oqFtvYcjFFxOrqen51AbDIFFbR9Hk/Rl09tkdPu37u++h9ssv29yGtrLtDncKyd91V8Y9/jjBwYN7d0CMbZNoaGD4z64k0K+03adYTU2s+PUtqhWb3a21GB4PtnpUqy0r+fLzqX7/fZb94hdJn5e/667s9eor9D/lFBJNTSTq67sXFJaFFY0Sr63Fisfpf/JJ7P3mG5RuE2rN33/Pwp9eitXc3PW+H8PAiseJVXWwQYNpMvauWYy48QbsRKL7y5lsm/jmzeSOGskuDz6I2UHgVr7zDt/94Q8dB3LLZOKOFO67DxNeeomi/fdvM+m4y2UmEsSqqxlyyU8YcuGFHT5vxS23UPPpp0n737LEciB5B3OK6Tj3Lfm8B4/zFxay9qGHWX7jjUmfFxw0iHFPPM4eTz9NydSpauF1bR2J+no1d6uxse1HQwOJ+np1kpNtk1NWxpDz/x97vvxPxv39721uP5tXr2HBedNpWrasW286w1DLwxoWJd9Ndudf/pLxzz9P4aRJqt76+q27gmzbAm35sx2NkqirJ9HUROnUY5jw0ovkdzAaWj3n3yy86GLseLzDQDYDAZpWLE/aV5m/y1j2fO1VRtx8E4GSEuI1tSQaG9UvkC11bvdhRSLEa2sxfH5G3HgDY2fN6rAl9t0fZ7H6vvvxFxQk/VlliQU4fLaw4cSk0I8GDd72j1OAN9N+UTezbRL19Qw86yxG/+63+IuKOv2SphUrqZs3j4Zvv6V+wXx1WpNtga1uEc1QiPxddiFvzBhyR+xMeI898OXn7/A6tZ99zsJLL6VxyZJ2P9+Z+ObNjLz1VobPvKrzbzMWo/y12Wx87lnqvpxLdNMmFWQtAwyGz4dhmoSGDaVgwp4MOP20pP1VG556mqXXXkuivn6HZVRtrmtZmIEA+3zyMTllZZ3WGVm7lk0vvUTl2+/QsGDB1sm0W24hTRPD7yd3553oc8ABDJ4xg/C4cR1+zytuvY3vZ83CzM1N70lgmeMa4Pdb/nDw+vRPZ9URbINQCV6c9gu7mW0Tr6+nYI89GHHzTZQcfXRaLxevrWX1Aw+y5r77tgZDT16nro6yKy5n1O23tz7WtGwZzatXk7frroQGDmz366IbNtC8Zg2RteuIVVVhBgMEBwwgOGAAoaFDCRR3/M8hsm4dq+64k3WPP44ZCHR6HqptWRiGwZ6zX6Nw4sTWx2s+/RQzJ4e8MWPx5bX//TevXk1040ZiFRXE6+oxQ0ECffsSKCkhZ/jwpP2RdfPmsfzG/6Xq/ffx5+cn3VAgi9jAgcAnWx5wIth0bDewHjWn5QAN13YPw8BfUEDDokV8c+ZZlEyZwtALL6DPdisCeiu6YQPlL7/M2kfUiKwvL69XfT6m30/Dt1tHHKvee48F02dgNTbiLy6maL/96HvUkRQfcgi5O+3U+rzgwIEEBw6ESe28aAdi1dVsfOppVj/4AM0rV+ELh7vUCW+YJomGBhoXL2kNtmXXX8/q+x/Al5tLTlkZfQ46kJIjj6Jwn0kEtllaljNsWNIpJu2pn7+AdX/9KxuffZZ4XZ3cfra15f3uKB0tNoA7gOvSfuFMYdskGhoxQwHC4ydQMmUKRfvvT8GE8eo2tRsjalY0SvOqVdTNnUflu++yec4cmteswQwGuzRXrSuvnzt8OPt9qbpK5007XrVQCgqwE4nWE5kCpSUUTNiT4sMOo3Di3oT32KNLt9yJhgbq5s6l4s03qXj1NRqXL1c7eHRzI85EbS1DLrqQMbNmUfHGG8w/62y1wN80sWMxNf3F7yd3+HCKfjCZvkccSeHEvckpK+t0eyE7Hqdp5UpqPvmE8tmzqfn4E2I1Nfjy8rJ9Em57ZgPTtn3Aq7eiAFOB19N+4UzT0kFtRaP4cnPVbdrgwYTHjydQUoK/IExo8GB84TCGz4cViRCrrCSyYQNWYxNNK1ZQ/+23xCoriZaXY5gmZiiU2n3AbBsMg37HTwOfn03Pv4Dh3/HNbCcSWJEIdjyOLy+f4ID+5AwdqgKuuBgz4MfMzQMrQaKpGaupiYbFi2lY+C2RtetINDXhy8np9LYzWZ1GIECfAw+k9osviNfUtPtzsGMxNf3Gsgj0709owADCEyaQM3QIZigHX34eRjBIfPNmrEiUyIb11H35JZG164iWV2D4fZg5OdKX1rGrgT9s+4CXg60EWAS0PwFItJ4vYCcSagfeRAJMU7VcTBPDMLAtGzseU9MVDAPD78cIBFSnfJpbDlsmEPvC4c6fbFnqHIIt38uW1Qmm2aaT3ggEMPx+zJaWVa9ZFonmZhXuXfh5bPl527FY6/QawzTVTiOtf/ZhBFWd0jrrlAXsD7TZP92rfWygTqr5DDhO0/Xdb8sbPRBoOwl1m19EBkAwoGXyZ5cCbQvTxDDNHb+XdDPNLk8+BjWJ2vD7IQW37AJQ89ccnZi7hc7289sar525tqw53PZDCHf6AIfnr22hM9jeRS21EEJ40xu6Lqwz2JagqZkqhEi7SuBjXRfXGWxx1FCwEMJ75qB2zdZC9xj1azi4+ZwQwjH/1Hlx3cH2JbCw02cJITJJDaoPXRvdwRYHXtJcgxAitd4Dkh/Llma6gw3gReR2VAgveU53AW4Itq/ZbmayECJjbcIFc1TdEGwW8JTuIoQQKfEKaqqHVm4INlC3o+k5mkkI4aS/6y4A3BNsa8j2XXWFyHxfs82Gkjq5JdgAHtFdgBCiV/6GS5ZJuinY3kOWWAmRqWqAp3UXsYWbgi0GPKq7CCFEj7wIpH+jtS5yU7AB/AMXjKgIIbrFAv6su4htuS3YNgJP6i5CCNEt76M2jnUNtwUbqOTXsjmdEKJH7tNdwPbcGGzfAi/rLkII0SVf4cLtx9wYbAB3oe7bhRDudjcumeKxLbcG26fAW7qLEEIktQwXLHhvj1uDDeBOpNUmhJv9EajXXUR73BxsH+GCXQKEEO1aBjyuu4iOuDnYAG5HWm1CuNHvgQbdRXTE7cE2B817pwshdrAAF7fWwP3BBnArLhx1ESKL3QY06S4imUwItrm4/LeDEFnkE+BZ3UV0JhOCDVSrrUZ3EUJkORu4kQw4oyRTgm0VamhZCKHP86jtxVwvU4INYBawRHcRQmSpOuAG3UV0VSYFWx3wS91FCJGl/kAGNSwyKdgAXgBe012EEFlmERnWFZRpwQZwNar1JoRwRsa95zIx2BajViQIIdLvSVy4LVFnMjHYQG1r5KodO4XwoA3AtbqL6IlMDbZm4HJkp10h0ulqXHRAS3dkarABfAH8RncRQnjU82Tw+SOZHGyg9mz7VHcRQnjMOuBnuovojUwPtmbgYly62Z0QGeoKYK3uInoj04MN4GvgOt1FCOERD6Lmi2Y0LwQbwP2oPgEhRM/NI0NHQbfnlWADuBRYobsIITJUPXA+HunW8VKwbQKmI1NAhOiJ/0HtfegJXgo2UFuJS3+bEN3zEPAX3UWkkteCDdQBrrLjrhBd8wlwle4iUs2LwQZwCbLkSojOrAV+jItPm+oprwZbI3AWGbocRAgHNAPn4tEBN68GG6i/sLNQISeEaOtyMmSb757wcrABfAj8RHcRQrjM7XhssGB7Xg82gCeA63UXIYRLPE4WvB+yIdhA/Ya6T3cRQmj2NnCR7iKckC3BBnAl8LTuIoTQ5FPgTCCiuxAnZFOwWaglIxm3zbEQvbQAOAWo0l2IU7Ip2ACaUL+1PtBchxBOWQ6cRJZNfcq2YAN12s6PgH/rLkSINFsFHA8s01yH47Ix2AAqUb/FPtFdiBBp8h1wArBQdyE6ZGuwwdZwk5ab8JpVwHHAN5rr0Cabgw2gHDgR+Eh3IUKkyDLgWNSAQdbK9mADNVJ0PDJaKjLf18BUsvT2c1sSbEotcCoyz01krv9DtdSybqCgPRJsWzWhtnB5QHchQnTT66hQy+iTpVJJgq2tOOrshP/VXYgQXfQocDKwWXchbiLB1r5bUKsU5PwE4WZb/p1GdRfiNhJsHXsUmAas112IENtpRAWa3Fl0QIItuX8BhwGf6y5EiBarUHPUHtVch6tJsHVuMXAU8KTuQkTWex/1i/YDzXW4ngRb19QC56BOyZb+DKHDvaiRz1Wa68gIEmzd8zvUbYAnD8AQrlQLzACuQAazukyCrfveBQ4CXtRdiPC8z4BDgMc015FxJNh6Zh1q476ZqIm9QqTaLOAIYJ7uQjKRBFvv/BE4FDmcWaTOKtSuM1fhwYOMnSLB1nufo8LtTtTKBSF66gngAOBl3YVkOgm21GgGfoG6dfhCcy0i83wHnFF91SXnk2VbeKeLYdt22i/y0aDBab+Gi+QB1wBXA2HNtQj3ewi1gmCj7kKccvD69Ge3tNhSrxG4GTgYeFNzLcK9/gtMAS4mi0LNKRJs6TMXtenfeci8N7FVBWqi98GoA4xFGkiwpd/jwD6owYV6zbUIfSzgb8Bk1ETvRr3leJsEmzOqUIML+6FGvhJ6yxEOews10XY6ssOtIyTYnPUtcC5wOPCG5lpE+n2GOsP2GOQ0NEdJsOnxEWpB8zGorZGEt8xD/QI7AHhBcy1ZSYJNr7eAI1EL69/TXIvova9QC9YnI10OWkmwucPrqMm9U4BXkDdEpvkIOB3Vh/oYsguHdhJs7vI26gDnycDDQLXeckQSEdQOL0ejBgaebXlMuIBfdwGiXV+0fNyGOhLwbGAXrRWJLdYCz6O25v5Kcy2iA7KkKjPkoQYapqNuWfO0VpN9EsAnqH6zl1CTbEUPObGkSlpsmaERddvzIqrl9qOWjwk6i8oCy4B/As8A/9Fci+gGabFlriCqL+6HqFHVkXrL8YwNqL7O51GHptRprcaDnGixSbB5Qx6wP3ACqjN7V73lZJxVqBOgXgHmAJVaq/E4uRUVXdWImgf3HpALjEcF3BHARGT7pO01A/NRYfYWaqeNzVorEiklLTbvG466ZT0YNRN+FNk3+BBH7bDyOer28mNU/5nseKyBtNhEKnzX8vE0YABjUIMOB6BadrsD/bRVlx61qHW536BGM+cCC5EzYbOGBFt2sVEn2y9GTSgF6A+MAPYEdgPGoQYiSoB8DTV2RzNq55RVqFvLhah1mkuA9ajvV2QhCTaxqeXj020eywXKgJ2AYcBo1C3sIFTglQB9AF+aa7OBGlRnfmVLnctRwfU9W1ujtWmuQ2QYCTbRnia2tuy2l48KtUKgCBjA1qAravlvzjYfPiCw3WvEUZNeIy3XakaF02a2BtkmVGusruUxCS/RZY4MHgghhJNkEbwQwnMk2IQQniPBJoTwHAk2IYTnSLAJITxHgk0I4TkSbEIIz5FgE0J4jgSbEMJzJNiEEJ4jwSaE8BwJNiGE50iwCSE8R4JNCOE5EmxCCM+RYBNCeI4EmxDCcyTYhBCeI8EmhPAcCTYhhOdIsAkhPEeCTQjhORJsQgjPkWATQnjO/wdjGlB3HpFqcQAAAABJRU5ErkJggg==" id="a" width="310" height="310"/> </defs> </symbol> <symbol id="take-less-dc" viewBox="0 0 461 345.41"> <defs> <style> .cls-1{fill:#44515a}.cls-2,.cls-3,.cls-4{fill:none;stroke:#34464f;stroke-miterlimit:10}.cls-2,.cls-4{stroke-linecap:round}.cls-5{fill:#d0dbe3}.cls-7{fill:#747981}.cls-8{fill:#999ca2}.cls-3,.cls-4{stroke-width:1.5px}.cls-10{fill:#bcccd8}.cls-11{fill:#dfc354}.cls-12{fill:#545d65}.cls-13{fill:#d9e1e7} </style> </defs> <path fill="#d4e6eb" d="M240.31 10.19c-73.24 8.45-152.82-32.2-188.7 7.61C28.53 43.39 8.02 69.51 1.26 148.97c-6.32 74.24 12.58 135.42 25.94 158.22 25.96 44.32 113.71 17.51 207.84 32.59 102.14 16.37 172.17-3.83 209.62-49.55 24.46-29.87 1.15-63.37 10.77-110.09 16.71-81.11-4.32-123.51-60.84-161.03-43.72-29.02-78.55-17.66-154.27-8.93" /> <path d="M433.49 130.95c0-3.84-7.05-16.67-18.58-29.03 0-3.81.06-13.88.06-13.88h-.07c-.25-7.99-22.9-14.44-50.8-14.44s-50.54 6.45-50.79 14.43h-.2s.19 10.57.19 14.04v.04c-11.51 12.28-18.57 24.98-18.58 28.82-.04 0-.07.01-.07.01s.06 126.86.06 133.68c0 8.05 31.06 14.57 69.38 14.57s69.38-6.52 69.38-14.57c0-4.65-.06-133.68-.06-133.68h.06Z" class="cls-10" /> <path d="M428.88 134.03c0-3.49-6.59-15.12-17.39-26.32 0-3.45.06-12.59.06-12.59h-.07c-.24-7.24-21.43-13.09-47.54-13.09s-47.3 5.85-47.54 13.09h-.19s.18 9.58.18 12.73v.04c-10.77 11.14-17.38 22.65-17.39 26.13-.04 0-.06.01-.06.01s.06 115.58.06 121.76c0 7.3 32.83-6.23 68.7-6.23s61.18 13.53 61.18 6.23c0-4.21-.06-121.76-.06-121.76h.06Z" class="cls-13" /> <rect width="15.07" height="126.73" x="316.75" y="129.62" class="cls-5" rx="5.99" ry="5.99" /> <path d="M433.49 264.5c0 8.05-31.06 14.57-69.38 14.57s-69.38-6.52-69.38-14.57c0-6.82 22.3-12.54 52.42-14.13 5.43-.29 11.11-.44 16.96-.44 16.19 0 31.08 1.16 42.89 3.12 16.13 2.67 26.49 6.81 26.49 11.45ZM294.73 130.82c0-8.05 31.26-55.48 69.58-55.48s68.6 47.56 68.6 55.61" class="cls-3" /> <path d="M414.37 101.95c0 8.05-23.4 14.57-52.27 14.57s-52.27-6.52-52.27-14.57c0-3.47-.2-14.04-.2-14.04s36.05-.53 52.47-.53 52.34.53 52.34.53-.07 10.35-.07 14.04Z" class="cls-7" /> <ellipse cx="362.11" cy="88.04" class="cls-8" rx="52.27" ry="14.57" /> <path d="M294.66 130.95v133.68" class="cls-3" /> <path d="M379.42 90.32h-34.76l1.07-3.75h32.62l1.07 3.75z" class="cls-12" /> <rect width="41.31" height="8.61" x="298.35" y="253.24" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="297.24" y="252.13" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="298.35" y="242.38" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="297.24" y="241.27" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="298.43" y="231.19" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="297.32" y="230.08" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="344.44" y="260.96" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="343.33" y="259.85" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="344.44" y="250.1" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="343.33" y="248.98" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="344.53" y="238.91" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="343.42" y="237.8" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="389.66" y="254.26" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="388.55" y="253.14" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="389.66" y="243.39" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="388.55" y="242.28" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="389.75" y="232.2" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="388.64" y="231.09" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="343.51" y="226.71" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="342.4" y="225.59" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="343.71" y="214.91" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="342.6" y="213.8" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="388.73" y="221.26" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="387.62" y="220.15" class="cls-3" rx="3.42" ry="3.42" /> <ellipse cx="368.27" cy="208.71" class="cls-11" rx="13.22" ry="17.64" transform="rotate(-75.25 368.263 208.71)" /> <ellipse cx="367.43" cy="207.4" class="cls-3" rx="13.22" ry="17.64" transform="rotate(-75.25 367.429 207.405)" /> <path d="M360.73 206.14c.05-.21.17-.36.38-.47.2-.11.47-.12.8-.04l1.31.32.48-2.15c.13-.57.36-1.09.71-1.55.34-.46.79-.83 1.34-1.1.55-.27 1.2-.44 1.94-.5.75-.06 1.59.03 2.53.25.65.16 1.21.36 1.7.61s.9.53 1.26.84c.35.31.64.64.87 1.01.23.36.41.73.55 1.12l-1.33.28c-.28.03-.52.03-.72-.02-.3-.07-.54-.24-.73-.49-.12-.17-.25-.33-.37-.48-.12-.15-.26-.28-.42-.41s-.33-.23-.53-.32-.43-.17-.7-.24c-.83-.2-1.5-.15-2.01.16-.51.31-.84.83-1 1.56l-.49 2.16 4.96 1.2-.2.9c-.03.15-.14.26-.33.34s-.4.09-.65.03l-4.11-.99-.4 1.77c-.09.4-.27.74-.54 1-.27.27-.61.49-1.02.67.62.04 1.23.13 1.82.28l7.11 1.72-.21.95c-.02.11-.08.21-.17.32-.09.1-.2.19-.33.25-.13.07-.29.11-.46.13s-.35 0-.55-.04l-11.64-2.81.32-1.42c.29.02.56.01.84-.01.27-.03.52-.09.74-.18s.41-.22.56-.37c.16-.16.26-.36.32-.61l.54-2.38-2.32-.56.16-.72Z" class="cls-1" /> <path d="m353.23 201.2 1.03 2.52M355.13 199.18l1.03 2.52M357.08 197.45l1.03 2.51M351.99 204.26l1.03 2.51" class="cls-2" /> <ellipse cx="410.86" cy="256.15" class="cls-11" rx="17.64" ry="11.07" transform="rotate(-12.46 410.995 256.214)" /> <ellipse cx="409.7" cy="253.91" class="cls-3" rx="17.64" ry="11.07" transform="rotate(-12.46 409.805 253.952)" /> <path d="M403.47 256.38c-.09-.16-.08-.32.02-.5.1-.17.31-.31.63-.42l.48-.17c.41-.14.59-.61.38-.99l-.52-.94c-.24-.44-.37-.9-.37-1.37 0-.47.14-.93.42-1.39.28-.45.71-.88 1.28-1.29.57-.41 1.31-.76 2.22-1.08.62-.22 1.21-.36 1.76-.44.55-.07 1.06-.1 1.54-.07s.92.11 1.33.23c.03 0 .06.02.1.03.5.16.63.81.25 1.17l-.12.11c-.21.16-.41.28-.6.34-.29.1-.59.11-.9.04-.2-.05-.4-.1-.6-.13-.19-.04-.39-.06-.59-.06s-.41.01-.63.05c-.22.04-.45.1-.71.19-.8.28-1.31.64-1.54 1.1-.22.45-.18.96.13 1.53l.64 1.16c.16.3.52.43.83.32l3.68-1.27c.32-.11.67.02.83.32l.1.18c.06.11.04.24-.06.39s-.27.26-.51.34l-3.18 1.1c-.41.14-.59.61-.38.99l.36.64c.17.31.23.62.17.93-.06.31-.2.62-.42.95.53-.28 1.08-.52 1.65-.71l6.3-2.18c.32-.11.67.02.83.32l.12.22c.05.08.07.18.06.29 0 .11-.05.22-.12.33a1.39 1.39 0 0 1-.76.55l-10.65 3.69a.682.682 0 0 1-.83-.32c-.17-.31-.07-.7.22-.91.04-.03.09-.06.13-.09.2-.15.37-.31.49-.48s.2-.34.23-.52 0-.37-.11-.56l-.73-1.33a.686.686 0 0 0-.83-.32l-1.68.58-.31-.56Z" class="cls-1" /> <path d="m394.34 256.82 2.37 1.15M394.66 254.55l2.38 1.15M395.2 252.44l2.37 1.16M395.19 259.45l2.37 1.15" class="cls-2" /> <ellipse cx="365.32" cy="264.47" class="cls-11" rx="11.07" ry="17.64" transform="rotate(-86.58 365.315 264.473)" /> <ellipse cx="364.82" cy="262" class="cls-3" rx="11.07" ry="17.64" transform="rotate(-86.58 364.808 262.002)" /> <path d="M358.15 262.67c-.04-.18.01-.33.15-.47.14-.14.38-.22.72-.23l1.33-.07-.43-1.85c-.11-.49-.11-.96.02-1.42.13-.45.39-.86.78-1.22s.92-.65 1.58-.89c.66-.23 1.47-.38 2.43-.43.66-.04 1.26-.02 1.81.06s1.05.2 1.5.36c.45.16.85.36 1.21.59.36.23.68.48.96.76l-1.11.56c-.24.1-.47.15-.67.16-.3.02-.6-.05-.87-.21-.18-.11-.36-.2-.54-.29-.17-.09-.36-.16-.55-.22s-.4-.1-.62-.12c-.22-.02-.46-.03-.73-.01-.85.05-1.44.26-1.78.64-.34.38-.43.88-.29 1.5l.43 1.86 5.05-.28.18.77c.03.13-.02.24-.16.36s-.33.18-.59.19l-4.18.24.35 1.52c.08.34.05.66-.09.94-.14.28-.36.55-.66.79.59-.12 1.18-.2 1.78-.24l7.23-.41.19.81c.02.09.01.19-.03.29-.04.1-.11.2-.2.29-.1.09-.22.16-.37.22s-.32.09-.52.1l-11.84.67-.28-1.21c.27-.06.52-.13.76-.22s.44-.2.61-.33.29-.28.37-.44c.08-.17.09-.36.04-.57l-.47-2.04-2.36.13-.14-.62Z" class="cls-1" /> <path d="m349.25 260.6 1.97 1.75M350.19 258.5l1.96 1.75M351.28 256.62l1.96 1.76M349.35 263.35l1.97 1.76M297.34 263.83l3.74 5.35M300.07 262.88l5.82 7.37M304.18 263.14l5.67 7.36M308.5 263.68l5.98 7.76M312.64 264.5l5.96 7.73M316.36 264.6l5.73 7.44M320.33 264.99l7.09 9.2M324.44 265.24l8.19 10.35M328.76 265.79l5.98 7.76M332.9 266.6l5.96 7.73M378.45 127.28l5.73-7.44M382.42 126.89l7.08-9.2M386.52 126.64l6.53-8.25M391.45 125.34l7.48-9.63M394.99 125.28l8.76-11.17M398.71 125.18l9.31-12.14M402.68 124.79l7.08-9.2M408.56 122.67l5.35-7.49M411.1 123.99l5.98-7.76M415.25 123.17l2.93-4.25" class="cls-2" /> <rect width="4.16" height="66.3" x="306.36" y="143.52" class="cls-5" rx="1.65" ry="1.65" /> <ellipse cx="360.5" cy="86.44" class="cls-3" rx="52.27" ry="14.57" /> <path d="M412.84 84.17s-.07 10.35-.07 14.04c0 8.05-23.4 14.57-52.27 14.57s-52.27-6.52-52.27-14.57c0-3.47-.2-14.04-.2-14.04" class="cls-3" /> <path d="M176.32 135.48c0-3.84-7.05-16.67-18.58-29.03 0-3.81.06-13.88.06-13.88h-.07c-.25-7.99-22.9-14.44-50.8-14.44s-50.54 6.45-50.79 14.43h-.2s.19 10.57.19 14.04v.04c-11.51 12.28-18.57 24.98-18.58 28.82-.04 0-.07.01-.07.01s.06 126.86.06 133.68c0 8.05 31.06 14.57 69.38 14.57s69.38-6.52 69.38-14.57c0-4.65-.06-133.68-.06-133.68h.06Z" class="cls-10" /> <path d="M171.7 138.56c0-3.49-6.59-15.12-17.39-26.32 0-3.45.06-12.59.06-12.59h-.07c-.24-7.24-21.43-13.09-47.54-13.09s-47.3 5.85-47.54 13.09h-.19s.18 9.58.18 12.73v.04c-10.77 11.14-17.38 22.65-17.39 26.13-.04 0-.06.01-.06.01s.06 115.58.06 121.76c0 7.3 32.83-6.23 68.7-6.23s61.18 13.53 61.18 6.23c0-4.21-.06-121.76-.06-121.76h.06Z" class="cls-13" /> <rect width="15.07" height="126.73" x="59.58" y="134.15" class="cls-5" rx="5.99" ry="5.99" /> <path d="M176.32 269.03c0 8.05-31.06 14.57-69.38 14.57s-69.38-6.52-69.38-14.57c0-6.82 22.3-12.54 52.42-14.13 5.43-.29 11.11-.44 16.96-.44 16.19 0 31.08 1.16 42.89 3.12 16.13 2.67 26.49 6.81 26.49 11.45ZM37.56 135.35c0-8.05 31.26-55.48 69.58-55.48s68.6 47.56 68.6 55.61" class="cls-3" /> <path d="M157.2 106.47c0 8.05-23.4 14.57-52.27 14.57s-52.27-6.52-52.27-14.57c0-3.47-.2-14.04-.2-14.04s36.05-.53 52.47-.53 52.34.53 52.34.53-.07 10.35-.07 14.04Z" class="cls-7" /> <ellipse cx="104.93" cy="92.57" class="cls-8" rx="52.27" ry="14.57" /> <path d="M37.49 135.48v133.68M175.73 135.48l.52 133.95" class="cls-3" /> <path d="M122.24 94.84H87.49l1.07-3.74h32.61l1.07 3.74z" class="cls-12" /> <rect width="41.31" height="8.61" x="41.18" y="257.77" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="40.06" y="256.66" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="87.27" y="265.49" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="86.16" y="264.38" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="87.27" y="254.62" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="86.16" y="253.51" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="132.49" y="258.78" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="131.38" y="257.67" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="132.49" y="247.92" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="131.38" y="246.81" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="132.57" y="236.73" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="131.46" y="235.62" class="cls-3" rx="3.42" ry="3.42" /> <ellipse cx="63.73" cy="255.65" class="cls-11" rx="17.33" ry="10.88" transform="rotate(-12.46 63.762 255.712)" /> <ellipse cx="62.59" cy="253.45" class="cls-3" rx="17.33" ry="10.88" transform="rotate(-12.46 62.613 253.5)" /> <path d="M56.47 255.87c-.09-.16-.08-.32.02-.49.1-.17.3-.31.62-.42l1.24-.43-.9-1.63c-.24-.43-.36-.88-.36-1.35 0-.46.14-.92.41-1.36.27-.44.69-.86 1.26-1.26.56-.4 1.29-.75 2.18-1.06.61-.21 1.19-.35 1.73-.43.54-.07 1.04-.1 1.51-.07a5.776 5.776 0 0 1 2.41.69l-.9.83c-.2.16-.4.27-.59.34-.28.1-.58.11-.88.03-.2-.05-.4-.09-.58-.13-.19-.04-.38-.06-.58-.06s-.4.01-.62.05c-.21.04-.45.1-.7.18-.79.27-1.29.63-1.51 1.08-.22.45-.17.95.13 1.5l.91 1.64 4.69-1.63.37.68c.06.11.04.24-.06.38s-.27.26-.5.34l-3.89 1.35.74 1.34c.17.3.22.61.17.91-.06.3-.19.61-.41.93.52-.27 1.06-.51 1.62-.7l6.73-2.33.4.72c.05.08.06.18.06.29 0 .11-.05.22-.11.32-.07.11-.16.21-.29.31s-.28.18-.46.24l-11.01 3.81-.59-1.07c.24-.13.46-.26.66-.41.2-.15.36-.31.48-.47s.2-.34.23-.52 0-.36-.11-.55l-1-1.8-2.19.76-.3-.55Z" class="cls-1" /> <path d="m47.5 256.31 2.33 1.13M47.82 254.07l2.33 1.13M48.35 252l2.33 1.14M48.34 258.88l2.33 1.14" class="cls-4" /> <ellipse cx="154.94" cy="235.53" class="cls-11" rx="17.64" ry="11.07" transform="rotate(-12.46 154.994 235.59)" /> <ellipse cx="153.78" cy="233.29" class="cls-3" rx="17.64" ry="11.07" transform="rotate(-12.46 153.85 233.334)" /> <path d="M147.55 235.76c-.09-.16-.08-.32.02-.5.1-.17.31-.31.63-.42l.48-.17c.41-.14.59-.61.38-.99l-.52-.94c-.24-.44-.37-.9-.37-1.37 0-.47.14-.93.42-1.39.28-.45.71-.88 1.28-1.29.57-.41 1.31-.76 2.22-1.08.62-.22 1.21-.36 1.76-.44.55-.07 1.06-.1 1.54-.07s.92.11 1.33.23c.03 0 .06.02.1.03.5.16.63.81.25 1.17l-.12.11c-.21.16-.41.28-.6.34-.29.1-.59.11-.9.04-.2-.05-.4-.1-.6-.13-.19-.04-.39-.06-.59-.06s-.41.01-.63.05c-.22.04-.45.1-.71.19-.8.28-1.31.64-1.54 1.1-.22.45-.18.96.13 1.53l.64 1.16c.16.3.52.43.83.32l3.68-1.27c.32-.11.67.02.83.32l.1.18c.06.11.04.24-.06.39s-.27.26-.51.34l-3.18 1.1c-.41.14-.59.61-.38.99l.36.64c.17.31.23.62.17.93-.06.31-.2.62-.42.95.53-.28 1.08-.52 1.65-.71l6.3-2.18c.32-.11.67.02.83.32l.12.22c.05.08.07.18.06.29 0 .11-.05.22-.12.33a1.39 1.39 0 0 1-.76.55L151 240.26a.682.682 0 0 1-.83-.32c-.17-.31-.07-.7.22-.91.04-.03.09-.06.13-.09.2-.15.37-.31.49-.48s.2-.34.23-.52 0-.37-.11-.56l-.73-1.33a.686.686 0 0 0-.83-.32l-1.68.58-.31-.56Z" class="cls-1" /> <path d="m138.43 236.2 2.37 1.15M138.75 233.92l2.37 1.16M139.28 231.82l2.37 1.15M139.28 238.82l2.37 1.15" class="cls-4" /> <ellipse cx="108.15" cy="269" class="cls-11" rx="11.07" ry="17.64" transform="rotate(-86.58 108.14 268.999)" /> <ellipse cx="107.65" cy="266.53" class="cls-3" rx="11.07" ry="17.64" transform="rotate(-86.58 107.639 266.522)" /> <path d="M100.98 267.2c-.04-.18.01-.33.15-.47.14-.14.38-.22.72-.23l1.33-.07-.43-1.85c-.11-.49-.11-.96.02-1.42.13-.45.39-.86.78-1.22s.92-.65 1.58-.89c.66-.23 1.47-.38 2.43-.43.66-.04 1.26-.02 1.81.06s1.05.2 1.5.36c.45.16.85.36 1.21.59.36.23.68.48.96.76l-1.11.56c-.24.1-.47.15-.67.16-.3.02-.6-.05-.87-.21-.18-.11-.36-.2-.54-.29-.17-.09-.36-.16-.55-.22s-.4-.1-.62-.12c-.22-.02-.46-.03-.73-.01-.85.05-1.44.26-1.78.64-.34.38-.43.88-.29 1.5l.43 1.86 5.05-.28.18.77c.03.13-.02.24-.16.36s-.33.18-.59.19l-4.18.24.35 1.52c.08.34.05.66-.09.94-.14.28-.36.55-.66.79.59-.12 1.18-.2 1.78-.24l7.23-.41.19.81c.02.09.01.19-.03.29-.04.1-.11.2-.2.29-.1.09-.22.16-.37.22s-.32.09-.52.1l-11.84.67-.28-1.21c.27-.06.52-.13.76-.22s.44-.2.61-.33.29-.28.37-.44c.08-.17.09-.36.04-.57l-.47-2.04-2.36.13-.14-.62Z" class="cls-1" /> <path d="m92.08 265.13 1.96 1.75M93.01 263.03l1.97 1.75M94.1 261.15l1.97 1.75M92.18 267.88l1.97 1.76" class="cls-4" /> <path d="m40.16 268.36 3.75 5.35M42.89 267.41l5.83 7.37M47 267.67l5.67 7.36M51.32 268.21l5.98 7.76M55.47 269.03l5.96 7.73M59.19 269.13l5.73 7.44M63.15 269.52l7.09 9.2M67.26 269.77l8.2 10.35M71.58 270.32l5.98 7.76M75.73 271.13l5.95 7.73M121.27 131.81l5.74-7.44M125.24 131.42l7.09-9.2M129.35 131.17l6.53-8.25M134.27 129.87l7.49-9.63M137.82 129.81l8.75-11.17M141.53 129.71l9.32-12.14M145.5 129.32l7.09-9.2M151.39 127.2l5.34-7.49M153.93 128.52l5.98-7.76M158.08 127.7l2.93-4.25" class="cls-2" /> <rect width="4.16" height="66.3" x="49.18" y="148.05" class="cls-5" rx="1.65" ry="1.65" /> <ellipse cx="103.33" cy="90.97" class="cls-3" rx="52.27" ry="14.57" /> <path d="M155.66 88.7s-.07 10.35-.07 14.04c0 8.05-23.4 14.57-52.27 14.57s-52.27-6.52-52.27-14.57c0-3.47-.2-14.04-.2-14.04" class="cls-3" /> <rect width="41.31" height="8.61" x="298.09" y="219.99" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="296.97" y="218.88" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="298.09" y="208.67" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="296.97" y="207.56" class="cls-3" rx="3.42" ry="3.42" /> <ellipse cx="319.65" cy="203.32" class="cls-11" rx="17.33" ry="10.88" transform="rotate(-12.46 319.755 203.382)" /> <ellipse cx="318.51" cy="201.12" class="cls-3" rx="17.33" ry="10.88" transform="rotate(-12.46 318.606 201.17)" /> <path d="M312.39 203.55c-.09-.16-.08-.32.02-.49.1-.17.3-.31.62-.42l1.24-.43-.9-1.63c-.24-.43-.36-.88-.36-1.35 0-.46.14-.92.41-1.36.27-.44.69-.86 1.26-1.26.56-.4 1.29-.75 2.18-1.06.61-.21 1.19-.35 1.73-.43.54-.07 1.04-.1 1.51-.07a5.776 5.776 0 0 1 2.41.69l-.9.83c-.2.16-.4.27-.59.34-.28.1-.58.11-.88.03-.2-.05-.4-.09-.58-.13-.19-.04-.38-.06-.58-.06s-.4.01-.62.05c-.21.04-.45.1-.7.18-.79.27-1.29.63-1.51 1.08-.22.45-.17.95.13 1.5l.91 1.64 4.69-1.63.37.68c.06.11.04.24-.06.38s-.27.26-.5.34l-3.89 1.35.74 1.34c.17.3.22.61.17.91-.06.3-.19.61-.41.93.52-.27 1.06-.51 1.62-.7l6.73-2.33.4.72c.05.08.06.18.06.29 0 .11-.05.22-.11.32-.07.11-.16.21-.29.31s-.28.18-.46.24l-11.01 3.81-.59-1.07c.24-.13.46-.26.66-.41.2-.15.36-.31.48-.47s.2-.34.23-.52 0-.36-.11-.55l-1-1.8-2.19.76-.3-.55Z" class="cls-1" /> <path d="m303.42 203.98 2.33 1.13M303.74 201.75l2.33 1.13M304.26 199.68l2.33 1.13M304.26 206.56l2.33 1.13" class="cls-2" /> <path fill="#61b88b" d="m272.55 189.33-25-23.27v11.63h-45.23v21.61h45.23v13.3l25-23.27z" /> <path d="m270.84 188.38-25-23.27v11.64h-45.23v21.6h45.23v13.3l25-23.27z" class="cls-3" /> <rect width="41.31" height="8.61" x="388.64" y="208.67" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="387.53" y="207.56" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="387.39" y="196.09" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="386.27" y="194.98" class="cls-3" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="387.39" y="184.77" class="cls-11" rx="3.42" ry="3.42" /> <rect width="41.31" height="8.61" x="386.27" y="183.66" class="cls-3" rx="3.42" ry="3.42" /> <ellipse cx="405.3" cy="182.28" class="cls-11" rx="16.2" ry="10.25" transform="rotate(-1.37 405.623 182.19)" /> <ellipse cx="405.26" cy="179.99" class="cls-3" rx="16.2" ry="10.25" transform="rotate(-1.37 405.23 180.095)" /> <path d="M399.02 180.47c0-.16.07-.31.22-.43.16-.12.39-.19.7-.2l1.24-.04-.08-1.71c-.02-.45.07-.89.26-1.3.2-.42.5-.78.93-1.1.42-.32.96-.58 1.61-.78.65-.2 1.42-.31 2.3-.34.61-.02 1.16.01 1.65.1.49.08.93.2 1.31.36.39.16.72.35 1.01.57.29.22.54.46.75.72l-1.12.49c-.24.09-.46.13-.65.14-.28 0-.54-.06-.77-.21-.15-.1-.3-.19-.44-.28-.15-.08-.3-.16-.47-.21s-.35-.1-.55-.13c-.2-.03-.42-.04-.67-.03-.79.03-1.37.21-1.74.55-.38.34-.55.8-.52 1.38l.08 1.72 4.69-.15.03.71c0 .12-.06.22-.21.33s-.34.16-.57.16l-3.89.12.06 1.41c.01.32-.07.61-.24.86-.18.26-.42.49-.74.72.56-.1 1.12-.16 1.68-.18l6.72-.21.03.75c0 .09-.02.18-.07.27-.05.09-.13.18-.24.26-.1.08-.23.14-.38.19s-.31.08-.5.08l-10.99.35-.05-1.12c.26-.05.5-.11.74-.19.23-.08.44-.17.61-.29s.31-.25.41-.4c.1-.15.15-.33.14-.52l-.08-1.89-2.19.07-.03-.57Z" class="cls-1" /> <path d="m391.2 178.36 1.5 1.66M392.42 176.45l1.5 1.66M393.74 174.74l1.51 1.66M390.82 180.9l1.5 1.66" class="cls-2" /> </symbol> <symbol id="further-changes" viewBox="0 0 461 345.41"> <path fill="#d4e6eb" d="M220.69 335.22c73.24-8.45 152.82 32.2 188.7-7.61 23.08-25.6 43.59-51.71 50.35-131.17 6.32-74.24-12.58-135.42-25.94-158.22C407.84-6.1 320.09 20.71 225.96 5.63 123.82-10.74 53.79 9.46 16.35 55.18-8.11 85.05 15.2 118.55 5.58 165.27-11.13 246.38 9.9 288.78 66.42 326.3c43.72 29.02 78.55 17.66 154.27 8.93" /> <rect fill="#34464f" width="255.46" height="166.49" x="110.18" y="53.65" rx="13" ry="13" /> <path fill="#e9f2f5" d="M116.55 64.81h242.71v146.71H116.55z" /> <ellipse fill="#868a90" cx="238.13" cy="59.75" rx="2.73" ry="2.76" /> <path fill="#34464f" d="M120.38 217.28h234.88c5.52 0 12.31 2.74 15.1 6.08 14.33 17.18 28.67 34.35 43 51.53 2.79 3.34-1.32 6.08-9.14 6.08H71.41c-7.81 0-11.93-2.74-9.14-6.08 14.33-17.18 28.67-34.35 43-51.53 2.79-3.34 9.59-6.08 15.1-6.08Z" /> <path fill="#868a90" d="M239.96 260.69h16.85c1.69 0 2.99-.65 2.91-1.45-.24-2.1-.35-3.15-.59-5.25-.09-.8-1.49-1.45-3.1-1.45h-16.15c-1.62 0-2.94.65-2.95 1.45-.01 2.1-.02 3.15-.02 5.25 0 .8 1.37 1.45 3.06 1.45Zm6.53-11.01-.25-5.25c-.04-.8-1.32-1.45-2.86-1.45h-15.33c-1.54 0-2.84.65-2.89 1.45-.15 2.1-.22 3.15-.37 5.25-.06.8 1.21 1.45 2.82 1.45h16.03c1.61 0 2.89-.65 2.85-1.45Zm-26.12 0c.2-2.1.3-3.15.49-5.25.07-.8-1.12-1.45-2.65-1.45h-15.33c-1.53 0-2.93.65-3.1 1.45-.44 2.1-.67 3.15-1.11 5.25-.17.8 1.01 1.45 2.61 1.45h16.03c1.61 0 2.98-.65 3.05-1.45Zm9.65-8.72c1.52 0 2.78-.65 2.8-1.45l.15-5.25c.02-.8-1.14-1.45-2.59-1.45h-14.46c-1.45 0-2.73.65-2.84 1.45-.31 2.1-.46 3.15-.77 5.25-.12.8 1.03 1.45 2.55 1.45h15.16Zm84.39 0h15.16c1.52 0 2.41-.65 1.98-1.45-1.12-2.1-1.69-3.15-2.81-5.25-.43-.8-1.96-1.45-3.41-1.45h-14.46c-1.45 0-2.36.65-2.03 1.45l2.2 5.25c.33.8 1.85 1.45 3.37 1.45Zm-59.5 0c1.52 0 2.69-.65 2.6-1.45-.24-2.1-.35-3.15-.59-5.25-.09-.8-1.35-1.45-2.8-1.45h-14.46c-1.45 0-2.64.65-2.64 1.45 0 2.1-.01 3.15-.02 5.25 0 .8 1.23 1.45 2.75 1.45h15.16Zm40.4 19.73h16.85c1.69 0 2.81-.65 2.5-1.45-.83-2.1-1.24-3.15-2.07-5.25-.31-.8-1.89-1.45-3.51-1.45h-16.15c-1.62 0-2.76.65-2.54 1.45.58 2.1.87 3.15 1.46 5.25.22.8 1.78 1.45 3.47 1.45Zm-5.78-19.73h15.16c1.52 0 2.5-.65 2.19-1.45-.83-2.1-1.24-3.15-2.07-5.25-.31-.8-1.76-1.45-3.2-1.45h-14.46c-1.45 0-2.45.65-2.23 1.45.58 2.1.87 3.15 1.46 5.25.22.8 1.64 1.45 3.16 1.45Zm35.32 8.72-2.47-5.25c-.37-.8-1.94-1.45-3.47-1.45h-15.33c-1.54 0-2.56.65-2.28 1.45l1.85 5.25c.28.8 1.82 1.45 3.43 1.45h16.03c1.61 0 2.61-.65 2.24-1.45Zm-60.21-8.72h15.16c1.52 0 2.59-.65 2.39-1.45-.53-2.1-.8-3.15-1.33-5.25-.2-.8-1.55-1.45-3-1.45H263.4c-1.45 0-2.54.65-2.43 1.45.29 2.1.43 3.15.72 5.25.11.8 1.44 1.45 2.96 1.45Zm3 19.73h16.85c1.69 0 2.9-.65 2.7-1.45-.53-2.1-.8-3.15-1.33-5.25-.2-.8-1.69-1.45-3.31-1.45h-16.16c-1.62 0-2.85.65-2.74 1.45.29 2.1.43 3.15.72 5.25.11.8 1.58 1.45 3.27 1.45Zm31.09-11.01c-.69-2.1-1.04-3.15-1.73-5.25-.26-.8-1.73-1.45-3.27-1.45H278.4c-1.54 0-2.65.65-2.48 1.45.44 2.1.67 3.15 1.11 5.25.17.8 1.62 1.45 3.23 1.45h16.03c1.61 0 2.7-.65 2.44-1.45Zm-86.43 11.01h16.85c1.69 0 3.09-.65 3.11-1.45l.15-5.25c.02-.8-1.28-1.45-2.9-1.45h-16.15c-1.62 0-3.04.65-3.15 1.45l-.77 5.25c-.12.8 1.17 1.45 2.86 1.45Zm-27.67 0h16.85c1.69 0 3.18-.65 3.31-1.45.36-2.1.53-3.15.89-5.25.14-.8-1.08-1.45-2.69-1.45h-16.16c-1.62 0-3.13.65-3.36 1.45-.6 2.1-.9 3.15-1.51 5.25-.23.8.97 1.45 2.65 1.45Zm-77.35-8.14c-1.62 0-3.4.65-3.97 1.45-1.49 2.1-2.24 3.15-3.73 5.25-.57.8.35 1.45 2.04 1.45h16.85c1.69 0 3.45-.65 3.93-1.45 1.24-2.1 1.87-3.15 3.11-5.25.47-.8-.46-1.45-2.08-1.45h-16.15Zm48.09-11.59c1.52 0 3.05-.65 3.41-1.45.95-2.1 1.42-3.15 2.37-5.25.36-.8-.53-1.45-1.98-1.45h-14.46c-1.45 0-3 .65-3.46 1.45-1.19 2.1-1.79 3.15-2.99 5.25-.45.8.42 1.45 1.94 1.45h15.16Zm-13.34 8.72c1.09-2.1 1.63-3.15 2.72-5.25.41-.8-.51-1.45-2.04-1.45h-15.33c-1.53 0-3.2.65-3.71 1.45l-3.33 5.25c-.51.8.39 1.45 2 1.45h16.03c1.61 0 3.26-.65 3.67-1.45Zm-12.74 11.01h16.85c1.69 0 3.36-.65 3.72-1.45l2.37-5.25c.36-.8-.67-1.45-2.29-1.45h-16.15c-1.62 0-3.31.65-3.76 1.45-1.19 2.1-1.79 3.15-2.99 5.25-.45.8.56 1.45 2.24 1.45Zm216.68-8.14c-1.62 0-2.58.65-2.13 1.45 1.17 2.1 1.76 3.15 2.94 5.25.45.8 2.19 1.45 3.88 1.45h32.29c1.69 0 2.58-.65 1.97-1.45-1.59-2.1-2.38-3.15-3.96-5.25-.6-.8-2.42-1.45-4.03-1.45h-30.95ZM134.1 239.52c1.24-2.1 1.87-3.15 3.11-5.25.47-.8-.33-1.45-1.77-1.45h-14.46c-1.45 0-3.09.65-3.66 1.45-1.49 2.1-2.24 3.15-3.73 5.25-.57.8.21 1.45 1.73 1.45h15.16c1.52 0 3.15-.65 3.62-1.45Zm71.04 1.45c1.52 0 2.87-.65 3.01-1.45.36-2.1.53-3.15.89-5.25.14-.8-.94-1.45-2.39-1.45h-14.46c-1.45 0-2.82.65-3.05 1.45-.6 2.1-.9 3.15-1.51 5.25-.23.8.83 1.45 2.34 1.45h15.16Zm-10.88 8.72 1.23-5.25c.19-.8-.92-1.45-2.45-1.45h-15.33c-1.54 0-3.02.65-3.3 1.45l-1.85 5.25c-.28.8.8 1.45 2.41 1.45H191c1.61 0 3.07-.65 3.26-1.45Zm-37.3 11.01h16.85c1.69 0 3.27-.65 3.52-1.45.65-2.1.98-3.15 1.63-5.25.25-.8-.87-1.45-2.49-1.45h-16.15c-1.62 0-3.22.65-3.56 1.45l-2.25 5.25c-.34.8.76 1.45 2.45 1.45Zm23.29-19.73c1.52 0 2.96-.65 3.21-1.45.65-2.1.98-3.15 1.63-5.25.25-.8-.73-1.45-2.18-1.45h-14.46c-1.45 0-2.91.65-3.25 1.45l-2.25 5.25c-.34.8.62 1.45 2.14 1.45h15.16Zm-12.11 8.72c.79-2.1 1.19-3.15 1.98-5.25.3-.8-.71-1.45-2.25-1.45h-15.33c-1.54 0-3.11.65-3.51 1.45-1.04 2.1-1.55 3.15-2.59 5.25-.39.8.6 1.45 2.2 1.45h16.03c1.61 0 3.16-.65 3.46-1.45Zm104.47 0c-.39-2.1-.59-3.15-.99-5.25-.15-.8-1.53-1.45-3.06-1.45h-15.33c-1.54 0-2.75.65-2.69 1.45l.37 5.25c.06.8 1.42 1.45 3.02 1.45h16.03c1.61 0 2.8-.65 2.65-1.45ZM89.12 260.7h1.68c1.69 0 3.55-.65 4.13-1.45l3.85-5.25c.58-.8-.26-1.45-1.88-1.45h-1.61c-1.62 0-3.44.65-4.06 1.45l-4.06 5.25c-.62.8.26 1.45 1.95 1.45Zm42.77 2.57h-17.07c-1.71 0-3.52.65-4.03 1.45-1.33 2.1-2 3.15-3.33 5.25-.51.8.54 1.45 2.32 1.45h17.77c1.78 0 3.57-.65 3.98-1.45 1.09-2.1 1.63-3.15 2.72-5.25.41-.8-.65-1.45-2.36-1.45Zm-28.03 0H86.79c-1.71 0-3.61.65-4.23 1.45-1.63 2.1-2.44 3.15-4.07 5.25-.62.8.33 1.45 2.11 1.45h17.77c1.78 0 3.66-.65 4.19-1.45 1.38-2.1 2.07-3.15 3.46-5.25.52-.8-.45-1.45-2.15-1.45ZM96 251.14h16.03c1.61 0 3.35-.65 3.87-1.45l3.46-5.25c.52-.8-.3-1.45-1.84-1.45h-15.33c-1.53 0-3.3.65-3.91 1.45l-4.07 5.25c-.62.8.19 1.45 1.79 1.45Zm8.08-10.17h1.51c1.52 0 3.24-.65 3.82-1.45l3.85-5.25c.58-.8-.12-1.45-1.57-1.45h-1.44c-1.45 0-3.14.65-3.75 1.45-1.62 2.1-2.44 3.15-4.06 5.25-.62.8.12 1.45 1.64 1.45Zm6.92-9.56h14.34c1.44 0 3.04-.65 3.56-1.45 1.38-2.1 2.07-3.15 3.46-5.25.52-.8-.16-1.45-1.53-1.45h-13.64c-1.37 0-2.99.65-3.61 1.45-1.63 2.1-2.44 3.15-4.07 5.25-.62.8.05 1.45 1.49 1.45Zm189.08 31.86H171.2c-1.71 0-3.34.65-3.62 1.45-.74 2.1-1.1 3.15-1.84 5.25-.28.8.95 1.45 2.73 1.45h134.16c1.78 0 3.02-.65 2.76-1.45-.69-2.1-1.04-3.15-1.73-5.25-.26-.8-1.88-1.45-3.58-1.45Zm-140.16 0h-17.07c-1.71 0-3.43.65-3.82 1.45-1.04 2.1-1.55 3.15-2.59 5.25-.39.8.74 1.45 2.52 1.45h17.77c1.78 0 3.48-.65 3.78-1.45.79-2.1 1.19-3.15 1.98-5.25.3-.8-.85-1.45-2.56-1.45Zm232.4 6.7-3.95-5.25c-.6-.8-2.49-1.45-4.2-1.45H367.1c-1.71 0-2.69.65-2.19 1.45 1.33 2.1 2 3.15 3.33 5.25.51.8 2.38 1.45 4.15 1.45h17.77c1.78 0 2.75-.65 2.15-1.45Zm-73.02-10.71c.33.8 1.99 1.45 3.67 1.45h16.85c1.69 0 2.72-.65 2.29-1.45-1.12-2.1-1.69-3.15-2.81-5.25-.43-.8-2.1-1.45-3.72-1.45h-16.15c-1.62 0-2.67.65-2.33 1.45l2.2 5.25Zm-184.76-27.84h14.34c1.44 0 2.95-.65 3.36-1.45 1.09-2.1 1.63-3.15 2.72-5.25.41-.8-.37-1.45-1.73-1.45h-13.64c-1.37 0-2.9.65-3.4 1.45-1.33 2.1-2 3.15-3.33 5.25-.51.8.26 1.45 1.69 1.45Zm197.37 33.31c-.37-.8-2.08-1.45-3.79-1.45h-17.07c-1.71 0-2.88.65-2.6 1.45l1.85 5.25c.28.8 1.97 1.45 3.75 1.45h17.77c1.78 0 2.93-.65 2.55-1.45-.99-2.1-1.48-3.15-2.47-5.25Zm28.23 0c-.49-.8-2.28-1.45-3.99-1.45h-17.07c-1.71 0-2.79.65-2.39 1.45 1.04 2.1 1.55 3.15 2.59 5.25.39.8 2.17 1.45 3.95 1.45H361c1.78 0 2.84-.65 2.35-1.45-1.28-2.1-1.92-3.15-3.21-5.25Zm-17.29-34.75c.51.8 2.09 1.45 3.53 1.45h14.34c1.44 0 2.12-.65 1.52-1.45l-3.95-5.25c-.6-.8-2.21-1.45-3.57-1.45h-13.64c-1.37 0-2.07.65-1.56 1.45 1.33 2.1 2 3.15 3.33 5.25Zm-46.67 0c.28.8 1.69 1.45 3.12 1.45h14.34c1.44 0 2.3-.65 1.93-1.45-.99-2.1-1.48-3.15-2.47-5.25-.37-.8-1.8-1.45-3.16-1.45H296.3c-1.37 0-2.25.65-1.97 1.45l1.85 5.25Zm23.33 0c.39.8 1.89 1.45 3.32 1.45h14.34c1.44 0 2.21-.65 1.72-1.45-1.28-2.1-1.92-3.15-3.21-5.25-.49-.8-2-1.45-3.37-1.45h-13.64c-1.37 0-2.16.65-1.77 1.45 1.04 2.1 1.56 3.15 2.59 5.25Zm15.1 2.87c-1.45 0-2.27.65-1.82 1.45 1.17 2.1 1.76 3.15 2.94 5.25.45.8 2.05 1.45 3.57 1.45h29.04c1.52 0 2.27-.65 1.67-1.45-1.59-2.1-2.38-3.15-3.96-5.25-.6-.8-2.28-1.45-3.73-1.45h-27.7Zm16.35 16.86c-1.28-2.1-1.92-3.15-3.21-5.25-.49-.8-2.14-1.45-3.68-1.45h-15.33c-1.54 0-2.47.65-2.08 1.45 1.04 2.1 1.56 3.15 2.59 5.25.39.8 2.03 1.45 3.63 1.45h16.03c1.61 0 2.52-.65 2.03-1.45Zm2.96-6.7c-1.54 0-2.38.65-1.87 1.45 1.33 2.1 2 3.15 3.33 5.25.51.8 2.23 1.45 3.84 1.45h16.03c1.6 0 2.43-.65 1.83-1.45l-3.95-5.25c-.6-.8-2.35-1.45-3.88-1.45h-15.33Zm-172.3-11.59h14.34c1.44 0 2.76-.65 2.95-1.45.49-2.1.74-3.15 1.23-5.25.19-.8-.78-1.45-2.14-1.45h-13.64c-1.37 0-2.71.65-2.99 1.45l-1.85 5.25c-.28.8.66 1.45 2.1 1.45Zm23.54 0h14.34c1.44 0 2.67-.65 2.75-1.45.2-2.1.3-3.15.49-5.25.08-.8-.98-1.45-2.35-1.45h-13.64c-1.37 0-2.62.65-2.79 1.45-.44 2.1-.67 3.15-1.11 5.25-.17.8.87 1.45 2.3 1.45Zm-47.08 0h14.34c1.44 0 2.86-.65 3.15-1.45.79-2.1 1.19-3.15 1.98-5.25.3-.8-.57-1.45-1.94-1.45h-13.64c-1.37 0-2.8.65-3.2 1.45-1.04 2.1-1.55 3.15-2.59 5.25-.39.8.46 1.45 1.9 1.45Zm70.61 0h14.34c1.44 0 2.58-.65 2.54-1.45l-.25-5.25c-.04-.8-1.18-1.45-2.55-1.45h-13.64c-1.37 0-2.53.65-2.58 1.45-.15 2.1-.22 3.15-.37 5.25-.06.8 1.07 1.45 2.51 1.45Zm23.54 0h14.34c1.44 0 2.49-.65 2.34-1.45-.39-2.1-.59-3.15-.99-5.25-.15-.8-1.39-1.45-2.75-1.45h-13.64c-1.37 0-2.44.65-2.38 1.45.15 2.1.22 3.15.37 5.25.06.8 1.28 1.45 2.71 1.45Zm23.54 0h14.34c1.44 0 2.4-.65 2.13-1.45-.69-2.1-1.04-3.15-1.73-5.25-.26-.8-1.59-1.45-2.96-1.45h-13.64c-1.37 0-2.34.65-2.18 1.45.44 2.1.67 3.15 1.11 5.25.17.8 1.48 1.45 2.92 1.45Z" /> <path fill="#34464f" d="M61.65 276.36H414.4v1.52c0 3.98-3.23 7.21-7.21 7.21H68.87c-3.98 0-7.21-3.23-7.21-7.21v-1.52Z" /> <path fill="#c52827" d="m200.44 131.95-4.64 3.78c.71 2.37 1.63 4.66 2.72 6.84l5.96-.43c7.42-.53 13.52 5.76 12.77 13.16l-.6 5.95c2.15 1.16 4.41 2.14 6.76 2.92l3.92-4.52c4.87-5.62 13.63-5.49 18.33.27l3.78 4.64c2.37-.71 4.66-1.63 6.84-2.72l-.43-5.96c-.53-7.42 5.76-13.52 13.16-12.77l5.95.6c1.16-2.15 2.14-4.41 2.92-6.76l-4.52-3.92c-5.62-4.87-5.49-13.63.27-18.33l4.64-3.78c-.71-2.37-1.63-4.66-2.72-6.84l-5.96.43c-7.42.53-13.52-5.76-12.77-13.16l.6-5.95a42.295 42.295 0 0 0-6.76-2.92L246.74 87c-4.87 5.62-13.63 5.49-18.33-.27l-3.78-4.64c-2.37.71-4.66 1.63-6.84 2.72l.43 5.96c.53 7.42-5.76 13.52-13.16 12.77l-5.95-.6a42.295 42.295 0 0 0-2.92 6.76l4.52 3.92c5.62 4.87 5.49 13.63-.27 18.33Zm36.89-27.72c10.55.16 18.97 8.83 18.81 19.38-.16 10.55-8.83 18.97-19.38 18.81-10.55-.16-18.97-8.83-18.81-19.38.16-10.55 8.83-18.97 19.38-18.81Z" /> <path fill="#5d92ac" d="m260.04 167.28-3.46 1.22c-.08 1.52-.03 3.03.15 4.52l3.53.99c4.4 1.24 6.61 6.14 4.64 10.25l-1.59 3.31c1 1.12 2.1 2.15 3.3 3.09l3.2-1.8c3.98-2.23 9.02-.34 10.53 3.97l1.22 3.46c1.52.08 3.03.03 4.52-.15l.99-3.53c1.24-4.4 6.14-6.61 10.25-4.64l3.31 1.59c1.12-1 2.15-2.1 3.09-3.3l-1.8-3.2c-2.23-3.98-.34-9.02 3.97-10.53l3.46-1.22c.08-1.52.03-3.03-.15-4.52l-3.53-.99c-4.4-1.24-6.61-6.14-4.64-10.25l1.59-3.31c-1-1.12-2.1-2.15-3.3-3.09l-3.2 1.8c-3.98 2.23-9.02.34-10.53-3.97l-1.22-3.46c-1.52-.08-3.03-.03-4.52.15l-.99 3.53c-1.24 4.4-6.14 6.61-10.25 4.64l-3.31-1.59c-1.12 1-2.15 2.1-3.09 3.3l1.8 3.2c2.23 3.98.34 9.02-3.97 10.53Zm27.07-8.34c6.06 2.28 9.12 9.05 6.84 15.11-2.28 6.06-9.05 9.12-15.11 6.84-6.06-2.28-9.12-9.05-6.84-15.11 2.28-6.06 9.05-9.12 15.11-6.84Z" /> <path fill="none" stroke="#34454e" stroke-miterlimit="10" stroke-width="1.5px" d="m198.79 129.73-4.64 3.78c.71 2.37 1.63 4.66 2.72 6.84l5.96-.43c7.42-.53 13.52 5.76 12.77 13.16l-.6 5.95c2.15 1.16 4.41 2.14 6.76 2.92l3.92-4.52c4.87-5.62 13.63-5.49 18.33.27l3.78 4.64c2.37-.71 4.66-1.63 6.84-2.72l-.43-5.96c-.53-7.42 5.76-13.52 13.16-12.77l5.95.6c1.16-2.15 2.14-4.41 2.92-6.76l-4.52-3.92c-5.62-4.87-5.49-13.63.27-18.33l4.64-3.78c-.71-2.37-1.63-4.66-2.72-6.84l-5.96.43c-7.42.53-13.52-5.76-12.77-13.16l.6-5.95a42.295 42.295 0 0 0-6.76-2.92l-3.92 4.52c-4.87 5.62-13.63 5.49-18.33-.27l-3.78-4.64c-2.37.71-4.66 1.63-6.84 2.72l.43 5.96c.53 7.42-5.76 13.52-13.16 12.77l-5.95-.6a42.295 42.295 0 0 0-2.92 6.76l4.52 3.92c5.62 4.87 5.49 13.63-.27 18.33Zm36.89-27.72c10.55.16 18.97 8.83 18.81 19.38-.16 10.55-8.83 18.97-19.38 18.81-10.55-.16-18.97-8.83-18.81-19.38.16-10.55 8.83-18.97 19.38-18.81Z" /> <path fill="none" stroke="#34454e" stroke-miterlimit="10" stroke-width="1.5px" d="m258.4 165.06-3.46 1.22c-.08 1.52-.03 3.03.15 4.52l3.53.99c4.4 1.24 6.61 6.14 4.64 10.25l-1.59 3.31c1 1.12 2.1 2.15 3.3 3.09l3.2-1.8c3.98-2.23 9.02-.34 10.53 3.97l1.22 3.46c1.52.08 3.03.03 4.52-.15l.99-3.53c1.24-4.4 6.14-6.61 10.25-4.64l3.31 1.59c1.12-1 2.15-2.1 3.09-3.3l-1.8-3.2c-2.23-3.98-.34-9.02 3.97-10.53l3.46-1.22c.08-1.52.03-3.03-.15-4.52l-3.53-.99c-4.4-1.24-6.61-6.14-4.64-10.25l1.59-3.31c-1-1.12-2.1-2.15-3.3-3.09l-3.2 1.8c-3.98 2.23-9.02.34-10.53-3.97l-1.22-3.46c-1.52-.08-3.03-.03-4.52.15l-.99 3.53c-1.24 4.4-6.14 6.61-10.25 4.64l-3.31-1.59c-1.12 1-2.15 2.1-3.09 3.3l1.8 3.2c2.23 3.98.34 9.02-3.97 10.53Zm27.07-8.34c6.06 2.28 9.12 9.05 6.84 15.11-2.28 6.06-9.05 9.12-15.11 6.84-6.06-2.28-9.12-9.05-6.84-15.11 2.28-6.06 9.05-9.12 15.11-6.84Z" /> <path fill="#5d92ac" d="m168.55 167.59-3.46 1.22c-.08 1.52-.03 3.03.15 4.52l3.53.99c4.4 1.24 6.61 6.14 4.64 10.25l-1.59 3.31c1 1.12 2.1 2.15 3.3 3.09l3.2-1.8c3.98-2.23 9.02-.34 10.53 3.97l1.22 3.46c1.52.08 3.03.03 4.52-.15l.99-3.53c1.24-4.4 6.14-6.61 10.25-4.64l3.31 1.59c1.12-1 2.15-2.1 3.09-3.3l-1.8-3.2c-2.23-3.98-.34-9.02 3.97-10.53l3.46-1.22c.08-1.52.03-3.03-.15-4.52l-3.53-.99c-4.4-1.24-6.61-6.14-4.64-10.25l1.59-3.31c-1-1.12-2.1-2.15-3.3-3.09l-3.2 1.8c-3.98 2.23-9.02.34-10.53-3.97l-1.22-3.46c-1.52-.08-3.03-.03-4.52.15l-.99 3.53c-1.24 4.4-6.14 6.61-10.25 4.64l-3.31-1.59c-1.12 1-2.15 2.1-3.09 3.3l1.8 3.2c2.23 3.98.34 9.02-3.97 10.53Zm27.07-8.34c6.06 2.28 9.12 9.05 6.84 15.11-2.28 6.06-9.05 9.12-15.11 6.84-6.06-2.28-9.12-9.05-6.84-15.11 2.28-6.06 9.05-9.12 15.11-6.84Z" /> <path fill="none" stroke="#34454e" stroke-miterlimit="10" stroke-width="1.5px" d="m166.91 165.37-3.46 1.22c-.08 1.52-.03 3.03.15 4.52l3.53.99c4.4 1.24 6.61 6.14 4.64 10.25l-1.59 3.31c1 1.12 2.1 2.15 3.3 3.09l3.2-1.8c3.98-2.23 9.02-.34 10.53 3.97l1.22 3.46c1.52.08 3.03.03 4.52-.15l.99-3.53c1.24-4.4 6.14-6.61 10.25-4.64l3.31 1.59c1.12-1 2.15-2.1 3.09-3.3l-1.8-3.2c-2.23-3.98-.34-9.02 3.97-10.53l3.46-1.22c.08-1.52.03-3.03-.15-4.52l-3.53-.99c-4.4-1.24-6.61-6.14-4.64-10.25l1.59-3.31c-1-1.12-2.1-2.15-3.3-3.09l-3.2 1.8c-3.98 2.23-9.02.34-10.53-3.97l-1.22-3.46c-1.52-.08-3.03-.03-4.52.15l-.99 3.53c-1.24 4.4-6.14 6.61-10.25 4.64l-3.31-1.59c-1.12 1-2.15 2.1-3.09 3.3l1.8 3.2c2.23 3.98.34 9.02-3.97 10.53Zm27.07-8.34c6.06 2.28 9.12 9.05 6.84 15.11-2.28 6.06-9.05 9.12-15.11 6.84-6.06-2.28-9.12-9.05-6.84-15.11 2.28-6.06 9.05-9.12 15.11-6.84Z" /> </symbol> </svg> <div class="js-wrapper">  <nav aria-label="Skip links to menu and main content"> <ul class="c-accessmenu"> <li><a href="#main" accesskey="s">Skip to content</a></li> <li><a href="#meganav-main">Skip to menu</a></li> </ul> </nav> <header class="c-header"> <div class="c-header__inner"> <div class="c-header__logo"> <a class="c-header__logo-link" href="/"> <span class="visually-hidden">USS - Homepage</span> <svg class="c-header__logo-image c-header__logo-image--mobile" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#USS-logo"></use> </svg> <svg class="c-header__logo-image c-header__logo-image--desktop" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#USS-logotype"></use> </svg> </a> </div> <div class="c-header__links"> <span class="c-header__links-title"> My USS </span> <a class="c-header__links-link" href="/login"> Log in </a> <span class="c-header__links-bar"> | </span> <a class="c-header__links-link" href="/register-for-my-uss"> Register </a> </div> <div class="c-meganav-two js-meganav" id="meganav-main"> <div class="c-header__links"> <span class="c-header__links-title"> My USS </span> <a class="c-header__links-link" href="/login"> Log in </a> <span class="c-header__links-bar"> | </span> <a class="c-header__links-link" href="/register-for-my-uss"> Register </a> </div> <nav class="c-primary-navigation" aria-label="primary"> <div class="c-meganav-two__item c-meganav-two__item--first-level"> <a class="c-meganav-two__link c-meganav-two__link--first-level js-meganav__button" href="/about-us" role="button" aria-controls="second-level-dropdown-0" aria-expanded="false"> <span class="c-meganav-two__link-label">About us</span> <span class="c-meganav-two__button"> <span class="visually-hidden">Open sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <div class="c-meganav-two__inner js-meganav-inner c-meganav-two__inner--padding"> <div class="c-meganav-two__inner-contain c-meganav-two__inner-contain--one"> <ul class="c-meganav-two__second-level js-meganav__panel" id="second-level-dropdown-0"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--second-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="second-level-dropdown-0"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/about-us/celebrating-fifty-years"> <span class="c-meganav-two__link-label">Celebrating fifty years</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/about-us/who-we-are"> <span class="c-meganav-two__link-label">Who we are</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/about-us/purpose-and-values" aria-expanded="false" aria-controls="third-level-dropdown-0-2" role="button"> <span class="c-meganav-two__link-label">Purpose and values</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Purpose and values</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-0-2"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-0-2"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/purpose-and-values/diversity-and-inclusion"> Diversity and inclusion </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/about-us/how-were-governed" aria-expanded="false" aria-controls="third-level-dropdown-0-3" role="button"> <span class="c-meganav-two__link-label">How we're governed</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">How we're governed</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-0-3"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-0-3"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/key-terms-and-important-information"> Key terms and important information </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/advisory-committee"> Advisory Committee </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/joint-negotiating-committee"> Joint Negotiating Committee </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/people"> People </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/comments-and-complaints"> Comments and complaints </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/how-were-governed/managing-risk"> Managing risk </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/about-us/scheme-rules"> <span class="c-meganav-two__link-label">Scheme Rules</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/about-us/valuation-and-funding" aria-expanded="false" aria-controls="third-level-dropdown-0-5" role="button"> <span class="c-meganav-two__link-label">Valuation and funding</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Valuation and funding</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-0-5"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-0-5"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/our-valuations"> Our valuations </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/statement-of-funding-principles"> Statement of Funding Principles </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/schedule-of-contributions"> Schedule of Contributions </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/summary-funding-statement"> Summary Funding Statement </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/debt-monitoring-framework"> Debt monitoring framework </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/about-us/valuation-and-funding/2023-valuation"> 2023 valuation </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/about-us/report-and-accounts"> <span class="c-meganav-two__link-label">Report and Accounts</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/about-us/value-for-money"> <span class="c-meganav-two__link-label">Value for money</span> </a> </li> </ul> <div class="c-meganav-two__card-contain"> <article class="c-meganav-two__card"> <a href="/about-us/how-were-governed/people/uss-board" target="" class="c-meganav-two__card-link"> <div class="c-meganav-two__card-image" style="background-image: url('/-/media/project/ussmainsite/images/about-us/people/kate-barker_bio_comp.jpg?rev=26eb7ae3df5e4fb3a823eada71c7d08b')" aria-label="Dame Kate Barker Chair"> <span class="visually-hidden">Dame Kate Barker Chair</span> </div> <p class="c-meganav-two__card-title">Meet the USS Board</p> </a> </article> </div> </div> <div class="c-meganav-two__footer"> <a href="/about-us/report-and-accounts" class="c-meganav-two__footer-cta c-button" >Latest Report and Accounts</a> </div> </div> </div> <div class="c-meganav-two__item c-meganav-two__item--first-level"> <a class="c-meganav-two__link c-meganav-two__link--first-level js-meganav__button" href="/for-members" role="button" aria-controls="second-level-dropdown-1" aria-expanded="false"> <span class="c-meganav-two__link-label">For members</span> <span class="c-meganav-two__button"> <span class="visually-hidden">Open sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <div class="c-meganav-two__inner js-meganav-inner c-meganav-two__inner--padding"> <div class="c-meganav-two__inner-contain c-meganav-two__inner-contain--none"> <ul class="c-meganav-two__second-level js-meganav__panel" id="second-level-dropdown-1"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--second-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="second-level-dropdown-1"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/your-statutory-notice-of-changes-to-uss"> <span class="c-meganav-two__link-label">Your statutory notice of changes to USS</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/capita-cyber-incident-hub"> <span class="c-meganav-two__link-label">Capita cyber incident hub</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/youre-a-new-joiner" aria-expanded="false" aria-controls="third-level-dropdown-1-2" role="button"> <span class="c-meganav-two__link-label">You're a new joiner</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">You're a new joiner</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-2"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-2"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/youre-a-new-joiner/welcome-hub"> Welcome hub </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/youre-a-new-joiner/a-pensions-overview"> A pensions overview </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/youre-a-new-joiner/what-your-pension-might-look-like"> What your pension might look like </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/youre-a-new-joiner/what-to-do-next"> What to do next </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/leaving-or-already-left" aria-expanded="false" aria-controls="third-level-dropdown-1-3" role="button"> <span class="c-meganav-two__link-label">Leaving or already left</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Leaving or already left</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-3"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-3"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/leavers-hub"> Leavers’ hub </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/thinking-of-leaving"> Thinking of leaving </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/your-pension-after-leaving"> Your pension after leaving </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/getting-a-refund"> Getting a refund </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/transferring-to-another-scheme"> Transferring to another scheme </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/retirement-checklist-for-leavers"> Retirement checklist for leavers </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/leaving-or-already-left/a-timeline-to-retirement-for-leavers"> A timeline to retirement for leavers </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/your-pension-explained" aria-expanded="false" aria-controls="third-level-dropdown-1-4" role="button"> <span class="c-meganav-two__link-label">Your pension explained</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Your pension explained</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-4"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-4"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/how-your-pension-works"> How your pension works </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/retirement-income-builder"> Retirement Income Builder </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/what-you-pay-and-what-youll-get"> What you pay and what you'll get </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/investment-builder"> Investment Builder </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/key-features-of-the-investment-builder"> Key features of the Investment Builder </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/transferring-in-to-uss"> Transferring in to USS </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/taking-your-benefits-and-savings"> Taking your benefits and savings </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-pension-explained/mpavcs"> MPAVCs </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/calculate-your-benefits"> <span class="c-meganav-two__link-label">Calculate your benefits</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/your-benefits-before-april-2016"> <span class="c-meganav-two__link-label">Your benefits before April 2016</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/thinking-about-your-future" aria-expanded="false" aria-controls="third-level-dropdown-1-7" role="button"> <span class="c-meganav-two__link-label">Thinking about your future</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Thinking about your future</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-7"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-7"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/how-much-youll-need"> How much you'll need </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/pension-building-in-your-20s-and-30s"> Pension building in your 20s and 30s </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/saving-for-retirement-when-youre-40-plus"> Saving for retirement when you’re 40+ </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/preparing-for-retirement-when-youre-55-plus"> Preparing for retirement when you’re 55+ </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/using-your-investment-builder-pot"> Using your Investment Builder pot </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/retirement-planning-tool"> Retirement Planning Tool </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/thinking-about-your-future/a-timeline-to-retirement"> A timeline to retirement </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/life-events" aria-expanded="false" aria-controls="third-level-dropdown-1-8" role="button"> <span class="c-meganav-two__link-label">Life events</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Life events</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-8"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-8"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/changes-to-your-job"> Changes to your job </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/absence-from-work"> Absence from work </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/married-or-in-a-relationship"> Married or in a relationship </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/becoming-a-parent"> Becoming a parent </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/getting-divorced"> Getting divorced </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/working-or-retiring-overseas"> Working or retiring overseas </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/ill-health-retirement"> Ill health retirement </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/life-events/what-happens-when-you-die"> What happens when you die </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/your-retirement-journey" aria-expanded="false" aria-controls="third-level-dropdown-1-9" role="button"> <span class="c-meganav-two__link-label">Your retirement journey</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Your retirement journey</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-9"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-9"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-retirement-journey/retirement-hub"> Retirement hub </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-retirement-journey/stay-connected-in-retirement"> Stay connected in retirement </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-retirement-journey/what-will-loved-ones-and-beneficiaries-receive"> What will loved ones and beneficiaries receive </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-retirement-journey/your-pension-in-payment"> Your pension in payment </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/your-retirement-journey/youre-flexibly-retired"> You're flexibly retired </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/pension-tax" aria-expanded="false" aria-controls="third-level-dropdown-1-10" role="button"> <span class="c-meganav-two__link-label">Pension tax</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Pension tax</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-10"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-10"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/annual-allowance"> Annual Allowance </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/lump-sum-allowance-and-lump-sum-and-death-benefit-allowance"> Lump Sum Allowance and Lump Sum and Death Benefit Allowance </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/enhanced-opt-out"> Enhanced Opt Out </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/voluntary-salary-cap"> Voluntary Salary Cap </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/scheme-pays"> Scheme Pays </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/pension-tax/income-tax-in-retirement"> Income tax in retirement </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/for-members/guidance-and-financial-advice" aria-expanded="false" aria-controls="third-level-dropdown-1-11" role="button"> <span class="c-meganav-two__link-label">Guidance and financial advice</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Guidance and financial advice</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-1-11"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-1-11"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/for-members/guidance-and-financial-advice/guidance-webinars"> Guidance webinars </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/important-information-about-uss-and-your-pension"> <span class="c-meganav-two__link-label">Important information about USS and your pension</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/for-members/glossary"> <span class="c-meganav-two__link-label">Glossary</span> </a> </li> </ul> </div> <div class="c-meganav-two__footer"> <a href="/news-and-views/member-news" class="c-meganav-two__footer-cta c-button" >Read our latest member news</a> </div> </div> </div> <div class="c-meganav-two__item c-meganav-two__item--first-level"> <a class="c-meganav-two__link c-meganav-two__link--first-level js-meganav__button" href="/how-we-invest" role="button" aria-controls="second-level-dropdown-2" aria-expanded="false"> <span class="c-meganav-two__link-label">How we invest</span> <span class="c-meganav-two__button"> <span class="visually-hidden">Open sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <div class="c-meganav-two__inner js-meganav-inner "> <div class="c-meganav-two__inner-contain c-meganav-two__inner-contain--none"> <ul class="c-meganav-two__second-level js-meganav__panel" id="second-level-dropdown-2"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--second-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="second-level-dropdown-2"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/understanding-investments"> <span class="c-meganav-two__link-label">Understanding Investments</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/how-we-manage-the-funds"> <span class="c-meganav-two__link-label">How we manage the funds</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/our-investment-performance"> <span class="c-meganav-two__link-label">Our investment performance</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/how-we-invest/where-we-invest" aria-expanded="false" aria-controls="third-level-dropdown-2-3" role="button"> <span class="c-meganav-two__link-label">Where we invest</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Where we invest</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-2-3"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-2-3"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/how-we-invest/where-we-invest/private-market-investments"> Private market investments </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/how-we-invest/where-we-invest/public-market-investments"> Public market investments </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/our-principles-and-approach"> <span class="c-meganav-two__link-label">Our principles and approach</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level js-meganav__button" href="/how-we-invest/responsible-investment" aria-expanded="false" aria-controls="third-level-dropdown-2-5" role="button"> <span class="c-meganav-two__link-label">Responsible investment</span> <span class="c-meganav-two__button"> <span class="visually-hidden c-meganav-two__button-state">Open</span> <span class="visually-hidden">Responsible investment</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <ul class="c-meganav-two__third-level js-meganav__panel" id="third-level-dropdown-2-5"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--third-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="third-level-dropdown-2-5"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/how-we-invest/responsible-investment/responsible-investment-activities"> Responsible investment activities </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/how-we-invest/responsible-investment/our-journey-to-net-zero"> Our journey to Net Zero </a> </li> <li class="c-meganav-two__item c-meganav-two__item--third-level"> <a class="c-meganav-two__link c-meganav-two__link--third-level" href="/how-we-invest/responsible-investment/how-we-vote"> How we vote </a> </li> </ul> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/investment-strategies"> <span class="c-meganav-two__link-label">Investment Strategies</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/portfolio-construction-and-risk-management"> <span class="c-meganav-two__link-label">Portfolio Construction and Risk Management</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/private-markets-group"> <span class="c-meganav-two__link-label">Private Markets Group</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/fund-managers-and-external-managers"> <span class="c-meganav-two__link-label">Fund managers and external managers</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/case-studies"> <span class="c-meganav-two__link-label">Case studies</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/how-we-invest/investment-glossary"> <span class="c-meganav-two__link-label">Investment glossary</span> </a> </li> </ul> </div> </div> </div> <div class="c-meganav-two__item c-meganav-two__item--first-level"> <a class="c-meganav-two__link c-meganav-two__link--first-level js-meganav__button" href="/news-and-views" role="button" aria-controls="second-level-dropdown-3" aria-expanded="false"> <span class="c-meganav-two__link-label">News & views</span> <span class="c-meganav-two__button"> <span class="visually-hidden">Open sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </span> </a> <div class="c-meganav-two__inner js-meganav-inner "> <div class="c-meganav-two__inner-contain c-meganav-two__inner-contain--two"> <ul class="c-meganav-two__second-level js-meganav__panel" id="second-level-dropdown-3"> <li class="c-meganav-two__item c-meganav-two__item--back c-meganav-two__item--second-level"> <button class="c-meganav-two__back-button js-meganav-back-button" aria-controls="second-level-dropdown-3"> <span class="visually-hidden">Back to previous sub navigation</span> <svg class="c-meganav-two__button-icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> <span class="c-meganav-two__back-button-label">Back</span> </button> </li> <li class="c-meganav-two__item c-meganav-two__item--parent"> <a class="c-meganav-two__link c-meganav-two__link--parent js-parent-link"></a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/member-news"> <span class="c-meganav-two__link-label">Member news</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/latest-news"> <span class="c-meganav-two__link-label">Corporate news</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/views-from-uss"> <span class="c-meganav-two__link-label">Views from USS</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/briefings-and-analysis"> <span class="c-meganav-two__link-label">Briefings and analysis</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/member-voice"> <span class="c-meganav-two__link-label">Member Voice Panel</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/member-webinars"> <span class="c-meganav-two__link-label">Member webinars</span> </a> </li> <li class="c-meganav-two__item c-meganav-two__item--second-level"> <a class="c-meganav-two__link c-meganav-two__link--second-level" href="/news-and-views/media-contacts"> <span class="c-meganav-two__link-label">Media contacts</span> </a> </li> </ul> <div class="c-meganav-two__card-contain"> <article class="c-meganav-two__card"> <a href="/news-and-views/views-from-uss/2024/08/08222024_developing-our-investment-capability-in-developed-markets" target="" class="c-meganav-two__card-link"> <div class="c-meganav-two__card-image" style="background-image: url('/-/media/project/ussmainsite/images/about-us/people/angus-parker_views-from-uss.jpg?rev=49d4ba5e041d4b76afa93b15b7cca4c3')" aria-label=""> <span class="visually-hidden"></span> </div> <p class="c-meganav-two__card-title">Developing our investment capability in developed markets</p> </a> </article> <article class="c-meganav-two__card"> <a href="/news-and-views/latest-news/2024/10/10082024_uss-awarded-gold-accreditation-from-investors-in-people" target="" class="c-meganav-two__card-link"> <div class="c-meganav-two__card-image" style="background-image: url('/-/media/project/ussmainsite/images/card-thumbnails/news-articles/invest-in-people.jpg?rev=e7bf760eca894754b272282c76655cf1')" aria-label=""> <span class="visually-hidden"></span> </div> <p class="c-meganav-two__card-title">USS awarded Gold accreditation from Investors in People</p> </a> </article> </div> </div> </div> </div> <div class="c-meganav-two__item c-meganav-two__item--first-level"> <a class="c-meganav-two__link c-meganav-two__link--first-level" href="/help-and-support"> <span class="c-meganav-two__link-label">Help & support</span> </a> </div> </nav> </div> <div class="c-header__ctas"> <button class="c-header__ctas-search js-search-toggle" aria-controls="searchbar" aria-expanded="false"> <svg aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#search"></use> </svg> <span class="visually-hidden js-search-toggle-label">Open search</span> </button> <span class="c-header__ctas-menu c-meganav-two__toggle"> <button class="c-meganav-two__toggle-btn js-meganav-trigger" aria-controls="meganav-main" aria-expanded="false" type="button"> <svg aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#burger-menu"></use> </svg> <svg aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#close"></use> </svg> <span class="visually-hidden js-menu-toggle-label">Toggle menu</span> </button>  <a class="c-meganav-two__fallback-link" href="/sitemap">Site map</a> </span> </div> </div> <div class="c-searchbar js-searchbar" id="searchbar"> <div class="c-searchbar__inner js-searchbar-inner"> <form class="c-searchbar__form js-search-form" action="/search-results" novalidate> <label class="c-searchbar__label" for="header-site-search">Search USS</label> <div class="c-searchbar__wrapper js-search-field"> <input class="c-searchbar__input js-search-input" id="header-site-search" name="searchTerm" type="text" placeholder="What are you looking for? " required> <button class="c-searchbar__submit js-search-submit" type="submit"> <svg aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#search" /> </svg> <span class="visually-hidden">Search</span> </button> </div> </form> <button type="button" class="c-searchbar__close js-search-close" aria-controls="searchbar" aria-expanded="true"> <svg class="c-searchbar__icon" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#close"></use> </svg> <span class="visually-hidden">Close Search</span> </button> </div> </div> <div class="c-site-wide-message c-site-wide-message--accent-two"> <div class="c-site-wide-message__container"> <svg class="c-site-wide-message__icon" role="img" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#information"></use> </svg> <div class="c-site-wide-message__content"> <p>Help us make USS better for everyone; <a href="/news-and-views/member-voice">join our research community</a></p> </div> </div> </div> </header> <main id="main"> <section class="c-banner"> <div class="c-banner__image c-banner__image--show-desktop " style="background-image: url(/-/media/project/ussmainsite/images/page-banners/butterfly_new-joiner_1400x360_comp.jpg?rev=17f79d4269814199b24b39202067fdf6" role="img" alt=""></div> <div class="c-banner__inner"> <div class="c-banner__content c-banner__content--blue"> <h1 class="c-banner__content-title"> What you pay and what you'll get </h1> <p class="c-banner__content-description">Your pension and much more</p> </div> </div> </section><nav class="c-breadcrumb" aria-label="Breadcrumb"> <div class="c-breadcrumb__inner"> <ol class="c-breadcrumb__list" itemscope itemtype="http://schema.org/BreadcrumbList"> <li class="c-breadcrumb__item " itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a class="c-breadcrumb__link js-analytics" href="/" itemprop="item" data-ga-function="event" data-ga-category="breadcrumb_tracking" data-ga-action="Click position 1 level - Home" data-ga-label="/"> <span itemprop="name">Home</span> </a> <meta itemprop="position" content="1" /> </li> <li class="c-breadcrumb__item " itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a class="c-breadcrumb__link js-analytics" href="/for-members" itemprop="item" data-ga-function="event" data-ga-category="breadcrumb_tracking" data-ga-action="Click position 2 level - For members" data-ga-label="/for-members"> <span itemprop="name">For members</span> </a> <meta itemprop="position" content="2" /> </li> <li class="c-breadcrumb__item " itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a class="c-breadcrumb__link js-analytics" href="/for-members/your-pension-explained" itemprop="item" data-ga-function="event" data-ga-category="breadcrumb_tracking" data-ga-action="Click position 3 level - Your pension explained" data-ga-label="/for-members/your-pension-explained"> <span itemprop="name">Your pension explained</span> </a> <meta itemprop="position" content="3" /> </li> <li class="c-breadcrumb__item is-active" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <span itemprop="name" aria-current="page">What you pay and what you'll get</span> <meta itemprop="position" content="4" /> </li> </ol> </div> </nav> <div class="c-featured-content t-color--five t-color__background"> <div class="c-featured-content__inner c-featured-contentt__inner--layout-image-right t-color__foreground"> <div class="c-featured-content__col c-featured-content__col--primary"> <span class="c-featured-content__ribbon t-color__ribbon"></span> <h2 class="c-featured-content__title">What goes into your pension</h2> <p class="c-featured-content__subtitle"></p> <div class="t-color__rte c-rte"> <ul> <li>You pay in 6.1% of your salary each month.</li> <li>You get <a href="/for-members/pension-tax">tax relief on your contributions</a>, so some of the money that you normally pay towards tax goes into your pension instead.</li> <li>Your employer pays in 14.5% of your salary each month towards your benefits and running USS.</li> <li>You can also pay additional contributions to the Investment Builder - the defined contribution (DC) part to save more.</li> </ul> </div> <div class="c-featured-content__action"> </div> </div> <div class="c-featured-content__col c-featured-content__col--secondary"> <img src="/-/media/project/ussmainsite/images/featured-content/hands-percentages.png?rev=99788146382c4a08bd031cd5727e2635&h=307&w=467&la=en&hash=DDD70AB83010E58C559726B6E7387095" class="c-featured-content__img" alt="" /> </div> </div> </div> <div class="c-featured-content t-color--six t-color__background"> <div class="c-featured-content__inner c-featured-contentt__inner--layout-image-left t-color__foreground"> <div class="c-featured-content__col c-featured-content__col--primary"> <span class="c-featured-content__ribbon t-color__ribbon"></span> <h2 class="c-featured-content__title">What happens next?</h2> <p class="c-featured-content__subtitle"></p> <div class="t-color__rte c-rte"> <ul> <li>We invest your contributions so we can pay you the pension you’ve earned in the future.</li> <li>You can manage your membership online in <a href="/my-uss">My USS</a>, keeping on top of your benefits and savings and up to date on how much you’ve saved.</li> <li>We’ll support you along your savings journey with relevant updates, free webinars, and useful information.</li> </ul> </div> <div class="c-featured-content__action"> </div> </div> <div class="c-featured-content__col c-featured-content__col--secondary"> <img src="/-/media/project/ussmainsite/images/featured-content/my-uss-laptop.png?rev=d1803f3c79834a168a46c1f3e59fbf3f&h=370&w=470&la=en&hash=26372E6F515E2233770D59EB7290157F" class="c-featured-content__img" alt="" /> </div> </div> </div> <div class="c-featured-content t-color--four t-color__background"> <div class="c-featured-content__inner c-featured-contentt__inner--layout-image-right t-color__foreground"> <div class="c-featured-content__col c-featured-content__col--primary"> <span class="c-featured-content__ribbon t-color__ribbon"></span> <h2 class="c-featured-content__title">What you get</h2> <p class="c-featured-content__subtitle"></p> <div class="t-color__rte c-rte"> <p><strong><span style="font-size: 18px;">A guaranteed income for life in retirement from the Retirement Income Builder, the defined benefit (DB) part</span></strong></p> <ul> <li>Every year, you’ll build a block of pension based on an accrual rate (1/75 of your salary, up to the <a href="/for-members/glossary#Glossary_Salarythreshold" title="Link opens an explanation on the glossary page">salary threshold</a>).</li> <li>You’ll also get a one-off cash lump sum (tax-free up to a certain limit) of three times your pension amount to take at retirement.</li> <li>What you build up will also go up in line with <a href="/for-members/glossary#Glossary_USSstandardpensionincrease" title="Link opens an explanation on the glossary page">USS standard pension increases</a>.</li> </ul> <p><strong><span style="font-size: 18px;">A flexible savings pot with the Investment Builder, the defined contribution (DC) part</span></strong></p> <ul> <li>You and your employer will add to this (as well as the Retirement Income Builder) if you earn above the salary threshold.</li> <li>You can choose to make additional contributions to this part to save more – even if you don’t earn above the salary threshold.</li> <li>Any other pension savings transferred in will go into the Investment Builder too.</li> <li>Watch our video on <a href="/for-members/your-pension-explained/investment-builder#7a91a36d-325e-4f7d-af9c-efc17d68d6db">what happens when you join the Investment Builder</a>.</li> </ul> </div> <div class="c-featured-content__action"> </div> </div> <div class="c-featured-content__col c-featured-content__col--secondary"> <img src="/-/media/project/ussmainsite/images/featured-content/investment-graph.png?rev=c86f11f3b9b84bfb9f31ed2f311dd9f4&h=370&w=470&la=en&hash=602B8EC863337E3471BC3C55C04DF1E0" class="c-featured-content__img" alt="" /> </div> </div> </div> <div class="c-featured-content t-color--four t-color__background"> <div class="c-featured-content__inner c-featured-contentt__inner--layout-image-left t-color__foreground"> <div class="c-featured-content__col c-featured-content__col--primary"> <span class="c-featured-content__ribbon t-color__ribbon"></span> <h2 class="c-featured-content__title"> </h2> <p class="c-featured-content__subtitle"></p> <div class="t-color__rte c-rte"> <p><strong><span style="font-size: 18px;">Life cover should the worst happen</span></strong></p> <ul> <li>As long as you’re paying in to USS, you get life cover to help take care of your loved ones once you’re gone. They may be able to get a lump sum of three times your salary and a pension too.</li> <li><a href="/for-members/life-events/what-happens-when-you-die">Learn what happens when you die</a>.</li> </ul> <p><strong><span style="font-size: 18px;">Ill health retirement</span></strong></p> <ul> <li>If you have to stop working because of ill health, as long as you’ve been building your pension with us for at least two years, you could retire early with full USS benefits.</li> <li><a href="/for-members/life-events/ill-health-retirement">Find out more about ill health retirement</a>.</li> </ul> </div> <div class="c-featured-content__action"> </div> </div> <div class="c-featured-content__col c-featured-content__col--secondary"> <img src="/-/media/project/ussmainsite/images/featured-content/members-parachute.png?rev=8e86d4a3ca7c46c9a19dd7c6f7e6af01&h=370&w=470&la=en&hash=1425E75D808858DCA8BDA5AF6734315E" class="c-featured-content__img" alt="" /> </div> </div> </div> <div class="o-grid-container"> <div class="o-columns o-columns--one u-spacing--bottom u-spacing--top"> <div class="o-cell o-stacked"> <div class="c-rte "> <p>Why not take a look at our <a href="/for-members/youre-a-new-joiner/what-your-pension-might-look-like">what your pension might look like</a> page to see what this could look like for you. Or learn more about how your pension works. </p> </div> <div class="c-rte t-rte--four"> <p><span style="font-size: 18px;"><a href="/register-for-my-uss">Register for My USS</a> today to manage your membership, view your benefits and savings, update your details, and keep on top of your pension.</span></p> </div> <div class="c-rte "> <p><strong>A few other things to consider:</strong></p> <ul> <li>You could pay lower National Insurance contributions if your employer offers <a href="https://www.uss.co.uk/glossary#Glossary_Salarysacrifice">salary sacrifice</a>.</li> <li><a href="/for-members/life-events/working-or-retiring-overseas">Working overseas</a> or only working in the UK for a short while? You can still save for your future with us.</li> <li>On a fixed term contract? You can still join USS – see our FAQs below. </li> <li><a href="/for-members/life-events">We can support you during key life events</a> throughout your savings journey.</li> <li>If you want to seek guidance or take financial advice on your options, visit our <a href="/for-members/guidance-and-financial-advice">guidance and financial advice</a> page. You’ll find a range of resources to support your planning and can sign up to our <a href="/for-members/guidance-and-financial-advice/guidance-webinars">free guidance webinars</a> too.</li> </ul> </div> <div class="c-accordion js-accordion js-faq" data-count=""> <div class="c-accordion__header"> <h2>Got a question?</h2> </div> <div class="container"> <article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-8bca2627-8355-4416-8db9-342743e480b2" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="76d3752c-9079-4629-9490-167681d74ae8"> I want to transfer my pension to USS from another scheme. How do I do this? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-8bca2627-8355-4416-8db9-342743e480b2" hidden> <div class="c-rte "> <p>If you have pension savings elsewhere that you haven’t started taking yet and your previous scheme is registered with HMRC, you could transfer them to USS.</p> <p>The funds you transfer will go into your Investment Builder pot, which is the defined contribution (DC) part of USS. Visit <a href="/for-members/your-pension-explained/transferring-in-to-uss">transferring in to USS</a> for more information.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-c1c5c28f-d2d7-4a3e-9b0c-79cf076f00cc" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="773b2fc1-97b4-470d-86b0-7dbdc1334d89"> How can I save more for my future? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-c1c5c28f-d2d7-4a3e-9b0c-79cf076f00cc" hidden> <div class="c-rte "> <p>The Investment Builder – the defined contribution (DC) part of USS – lets you save a bit extra. You can make additional contributions in My USS, which will go into your Investment Builder pot. These can be regular contributions or a one-off payment. You can use the <a href="/my-uss/calculators-and-tools">calculator tools</a> in My USS to estimate the costs and benefits of saving more.</p> <p>There may be limits on the amount of savings you can make into the Investment Builder, such as the Annual Allowance, before tax charges apply. Visit our <a href="/for-members/your-pension-explained/investment-builder">Investment Builder</a> page for more information.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-14909901-eeee-43f5-9365-b77c06a1c319" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="747e03dc-7ec9-4a9b-b88a-24a974f6e6fd"> What’s the contribution rate? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-14909901-eeee-43f5-9365-b77c06a1c319" hidden> <div class="c-rte "> <p>Contributions are paid by active members and their employers. You will pay in 6.1%* of your salary each month and you get tax relief on your contributions, so some of the money that you normally pay towards tax goes into your pension instead.</p> <p>Your employer pays in 14.5%* of your salary each month towards your benefits and running USS. You can also pay additional contributions to the investment builder to save more. </p> <p>Visit <a href="/for-members/your-pension-explained/what-you-pay-and-what-youll-get">what you pay and what you'll get</a>, for more information on the contribution rate.</p> <p><span style="font-size: 13px;">*This is subject to the outcome of future valuations.</span></p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-9e7f0ebb-4722-465b-a206-32a7df27af37" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="426b76a0-707c-4861-88ce-dd82adc0dd3a"> What is salary sacrifice? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-9e7f0ebb-4722-465b-a206-32a7df27af37" hidden> <div class="c-rte "> <p>Salary sacrifice is an alternative way to build up your pension. It means you can agree to give up the part of your salary that you would usually pay towards your pension, and instead your employer will pay your contributions for you. Because of this, you (and your employer) could pay lower National Insurance contributions, which can mean higher take-home pay.</p> <p>However, there are reasons why this may not be right for you. For example, if you’re with USS for less than two years and you use salary sacrifice, you’ll still be able to choose to keep pension benefits in USS or transfer them to another scheme. However, you won’t have the option to get a refund of contributions when you leave. It may also affect the amount you’re eligible to borrow, if you’re looking for a mortgage or other finance. You should speak to your employer for more details.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-7f3807f6-ee0e-4b32-a937-9bdef34428b0" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="6cdd6edd-11d5-4c57-b1d3-5226bb900dd7"> I’m on a fixed-term contract, can I join USS? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-7f3807f6-ee0e-4b32-a937-9bdef34428b0" hidden> <div class="c-rte "> <p>If you’re working for a USS employer on a fixed-term contract, you can still join USS to save for your future. If you’re eligible, your employer will enrol you unless you tell them otherwise. You can join for the duration of your contract and still build up benefits. Your employer will also contribute towards your benefits.</p> <p>See <a href="/for-members/youre-a-new-joiner/what-your-pension-might-look-like">what your pension might look like</a> for more information and have a look at <a href="/for-members/your-pension-explained/what-you-pay-and-what-youll-get">what you pay and what you’ll get</a> to see what benefits you could get in retirement.</p> <p>If your fixed-term contract is renewed, or you move between USS employers, the benefits you build up in your new role will be automatically added to the ones you’ve already built up.</p> <p>However, if you made additional contributions to the Investment Builder in your previous role, you’ll need to set these up again in My USS. </p> <p>If you’re in the UK for a fixed-term contract, you can still build up benefits with us. If you want to take your savings with you, you may be able to transfer your benefits and/or savings to an overseas pension scheme. </p> <p>And even if you’re thinking of retiring to the other side of the world, we’ll still be able to pay your pension to you.</p> <p>Take a look at our <a href="/-/media/project/ussmainsite/files/for-members/factsheets/working-overseas.pdf?rev=7337b1fa491840a4b46f20af5b88246b&hash=4BEF326B068425BC0BD07E109142CDCC" target="_blank" title="Downloads or opens in a new window">Working or retiring overseas factsheet</a> for more information.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-0a33296c-003a-4bb9-8150-8296998bfe27" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="635966d8-4d60-4be7-a38c-d3e9eb2c9df1"> I’m on a fixed-term contract, should I join USS? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-0a33296c-003a-4bb9-8150-8296998bfe27" hidden> <div class="c-rte "> <p>Even if you’re only here for a short while, it’s still important to save for your future to make sure you achieve the future lifestyle you want. </p> <p>You’ll build up more than just a pension too – have a look at what you’ll get as a member to see a full list of benefits. </p> <p>A pension is an easy way to save for your future. You may receive the State Pension when you retire, but it might not be enough. Putting money away now means you’ll have a bigger income in the future. Plus, your employer contributes too – making up a big chunk of your pension. </p> <p>However, if you paid in for less than two years by the time you leave, you should consider the following:</p> <ul> <li>If you choose to pay your contributions via <a href="/for-members/glossary#Glossary_Salarysacrifice">salary sacrifice</a>, you’ll still be able to keep your benefits with us or transfer them to another scheme, but you won’t have the option to get a refund of contributions when you leave. But if you aren't paying contributions via salary sacrifice then you could choose to take a refund of your contributions instead. Speak to your employer for more information.</li> <li>If you choose to leave your savings with us, take a look at <a href="/for-members/leaving-or-already-left/your-pension-after-leaving">your pension after leaving</a> or visit <a href="/for-members/calculate-your-benefits/factors-used-by-uss">our factors page</a> for more on how your benefits are calculated.</li> </ul> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-b8372834-b01a-4a78-a697-9ac45ffed94a" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="80b69d24-8d61-4839-9c37-03317dbd74fd"> My fixed-term contract is being renewed, do I need to re-join USS? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-b8372834-b01a-4a78-a697-9ac45ffed94a" hidden> <div class="c-rte "> <p>When your fixed-term contract is renewed, or when moving between USS employers, the benefits you build up in your new role will be automatically added to the ones you’ve already built up.</p> <p>However, if you made additional contributions to the Investment Builder in your previous role, you’ll need to set these up again in <a href="/my-uss/investment-builder">My USS</a>.</p> <p>If you were paying Final Salary or Career Revalued Benefit additional contributions, you'll need to let your new employer know. If the gap between your previous role and your new one is more than a month, you won’t be able to continue these Final Salary or Career Revalued Benefit additional contributions. </p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-c556386a-86cd-46c1-8564-2e86a4d4b77f" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="1f17930b-bca4-4712-89cc-f1fe9bdb9ec3"> I'm on a fixed-term UK contract but I’m from overseas, can I still join USS? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-c556386a-86cd-46c1-8564-2e86a4d4b77f" hidden> <div class="c-rte "> <p>If you’re in the UK for a fixed-term contract, you can still build up benefits with us. Even if you’re only here for a short while, it’s just as important to save for your future to make sure you achieve the future lifestyle you want. You’ll build up more than just a pension too – such as life cover should the worst happen. Have a look at what you’ll get as a member to see a full list of benefits.</p> <p>If your contract with your USS employer ends, you won’t lose the benefits you’ve built up in the Retirement Income Builder (defined benefit). These will remain secure until you’re ready to take them. Any <a href="/for-members/your-pension-explained/investment-builder">Investment Builder</a> (defined contribution) savings will remain invested until you're ready to take them (which you can do from age 55 onwards, rising to age 57 for certain members in 2028). The amount in your pot when you come to take these savings will generally depend on the performance of your investments. </p> <p>If you want to take your savings with you, you may be able to transfer your benefits and/or savings to another overseas pension scheme. </p> <p>And even if you’re thinking of retiring to the other side of the world, we’ll still be able to pay your pension to you. </p> <p>Take a look at our <a href="/-/media/project/ussmainsite/files/for-members/factsheets/working-overseas.pdf?rev=7337b1fa491840a4b46f20af5b88246b&hash=4BEF326B068425BC0BD07E109142CDCC">Working or retiring overseas factsheet</a> for more information. </p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-c8668bd4-7737-477e-a923-17adbf4ee3a2" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="26f7eb60-3e44-4736-a91a-8375554ffbfc"> Until what age can I join USS? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-c8668bd4-7737-477e-a923-17adbf4ee3a2" hidden> <div class="c-rte "> <p>If you’re working for a USS employer and are eligible to join USS, you can join until the day before your 75th birthday. </p> <p>Visit <a href="/for-members/your-pension-explained/what-you-pay-and-what-youll-get">what you pay and what you’ll get</a> to see a list of USS benefits.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-9a5e2e33-49ad-4a23-86cc-dd599c972ee9" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="38241e5b-743f-475d-bba7-c099ce4ef17e"> How does a hybrid pension scheme work? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-9a5e2e33-49ad-4a23-86cc-dd599c972ee9" hidden> <div class="c-rte "> <p>There are two main different types of workplace pension. A defined benefit pension (like the Retirement Income Builder) guarantees you an income for life once you retire. A defined contribution pension (like the Investment Builder) invests contributions into your own savings pot. USS has both types, making us a hybrid pension scheme.</p> <p>Visit <a href="/for-members/your-pension-explained">your pension explained</a>. </p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-f858435a-5bf1-48d0-a5ed-07630916be8e" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="6e242a12-ddb5-45b0-b87c-9de91ad1fc22"> How do I find my member number? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-f858435a-5bf1-48d0-a5ed-07630916be8e" hidden> <div class="c-rte "> <p>Your member number will be on any emails you receive from us, your welcome letter and your Annual Member Statement. Please note that you typically won’t receive your first Annual Member Statement until the Autumn after you join. But it could be longer.</p> <p>If you’ve not received either of these yet, you can get in touch with our Member Service Team on 0333 300 1043. Lines are open 9am - 5pm, Monday to Friday.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-416857b0-b965-4e24-bd01-1b7a5441e0c2" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="385bf5bf-8a8a-4372-a910-b20aef763dae"> I’m moving between USS employers and still want to build my pension – do I need to do anything? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-416857b0-b965-4e24-bd01-1b7a5441e0c2" hidden> <div class="c-rte "> <p>Your previous employer will send us a leaver notification and, if you’re eligible for a USS pension in your new role, your new employer will send a joiner notification. You’ll then be able to continue building your pension.</p> <p>Depending on when your employers submit their notifications, you may not start paying in until the month after your new role starts.</p> <p>If you want to continue making additional contributions, you’ll need to set these up again in <a href="/my-uss/investment-builder">My USS</a>. </p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-f585bf18-75ce-4b56-9041-3a5e746395e2" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="5252fce2-ff5f-4006-a1f9-5fdd85f2f3fb"> I stopped paying in to USS but want to re-join. What do I do? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-f585bf18-75ce-4b56-9041-3a5e746395e2" hidden> <div class="c-rte "> <p>If you’re still in a USS eligible role up to age 75, you can re-join USS at any time – speak to your employer first. They will then send a joiner notification to us. You’ll then be able to continue saving for your future.</p> </div> </div> </article><article class="c-accordion__item js-accordion-item"> <h3 class="c-accordion__item-title"> <button type="button" class="c-accordion__trigger js-accordion-trigger" aria-controls="accordion-content-261bf9f2-438a-4202-90d5-a54fb3e10d30" aria-expanded="false" data-index="0" disabled title="This button will become functional once JavaScript is downloaded and executed" data-search="a58012c2-2eba-425c-b252-d3e35edfd00f"> I want a refund. What shall I do? <svg class="c-accordion__icon" focusable="false" aria-hidden="true"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#down-arrow"></use> </svg> </button> </h3> <div class="c-accordion__item-body js-accordion-expand" id="accordion-content-261bf9f2-438a-4202-90d5-a54fb3e10d30" hidden> <div class="c-rte "> <p>If you’ve been paying into your USS pension for less than two years, you may be able to get a refund of your contributions. Whether you are eligible for a refund will depend on various things like how long you’ve been paying in and if you contributed via salary sacrifice.</p> <p>If you begin the process to leave, you will receive a leaver statement which would include details on how much you could be refunded. This could take up to a few months after your final contribution payment to USS. </p> <p>Take a look at <a href="/for-members/leaving-or-already-left/getting-a-refund">getting a refund</a>.</p> </div> </div> </article> </div> </div> </div> </div> </div> </main> <footer id="site-footer" class="c-footer" role="contentinfo"> <div class="c-footer__inner"> <div class="c-footer__column"> <h2 id="foot-col1-title" class="c-footer__column-title">For financial advisers</h2> <p class="c-footer__column-description">Get useful resources and find out the sorts of things we can provide you with</p> <nav class="c-footer__nav" aria-labelledby="foot-col1-title"> <ul class="c-footer__nav-list"> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/financial-advisers" >Useful information</a> </li> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/financial-advisers/useful-forms" >Useful forms</a> </li> <li class="c-footer__nav-item c-footer__nav-item--button"> <a href="/-/media/project/ussmainsite/files/financial-advisers/mfuss-for-ifa.pdf?rev=def270bd1e9c4098b9c395aa7f47ea94" class="c-button" rel="noopener noreferrer" target="_blank" title="Downloads or opens in a new window" >Download A guide for IFAs</a> </li> </ul> </nav> </div> <div class="c-footer__column"> <h2 id="foot-col2-title" class="c-footer__column-title">For employers</h2> <p class="c-footer__column-description">Understand what it means to be an employer offering a USS pension to your employees</p> <nav class="c-footer__nav" aria-labelledby="foot-col2-title"> <ul class="c-footer__nav-list"> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/for-employers" >Getting to grips with your role</a> </li> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/for-employers/thinking-of-participating" >Thinking of participating </a> </li> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/for-employers/your-employer-debt-responsibilities" >Your employer debt responsibilities </a> </li> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/for-employers/change-in-circumstances" >Change in circumstances</a> </li> <li class="c-footer__nav-item c-footer__nav-item--bullet"> <a href="/for-employers/investment-related-documents-and-briefings" >Investment-related documents and briefings</a> </li> <li class="c-footer__nav-item c-footer__nav-item--button"> <a href="https://employers.uss.co.uk/employers/log-in" class="c-button" rel="noopener noreferrer" target="_blank" title="Opens in a new window" >Employer log in</a> </li> </ul> </nav> </div> </div> <div class="c-footer-bottom"> <div class="c-footer-bottom__inner"> <p class="c-footer-bottom__copy"> © Universities Superannuation Scheme. <br /> All rights reserved. 2025 <br /> <br /> <span style="font-size: 13px;">Powered by Sitecore</span> </p> <div class="c-footer-bottom__nav"> <nav aria-labelledby="foot-title"> <span id="foot-title" class="visually-hidden">Footer</span> <ul class="c-footer-bottom__nav-contain"> <li class="c-footer-bottom__nav-item"> <a href="https://www.usscareers.co.uk/" rel="noopener noreferrer" title="Opens in a new window" target="_blank" >USS careers website</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/contact-us" >Contact us</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/privacy-notice" >Privacy notice</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/accreditations" >Accreditations</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/terms-and-conditions" >Terms and conditions</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/cookies" >Cookies</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/accessibility" >Accessibility</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/modern-slavery-act" >Modern Slavery Act</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/gender-pay-gap" >Gender pay gap</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/for-members/glossary" >Glossary</a> </li> <li class="c-footer-bottom__nav-item"> <a href="/about-us/how-were-governed/key-terms-and-important-information" >Key terms and important information</a> </li> </ul> </nav> <ul class="c-footer-bottom__nav-list"> <li class="c-footer-bottom__nav-item c-footer-bottom__nav-item--icon"> <a href="https://www.linkedin.com/company/universities-superannuation-scheme" title="Opens in a new window" target="_blank" rel="noopener"> <svg role="img" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#linkedin"></use> </svg> <span class="visually-hidden">LinkedIn</span> </a> </li> <li class="c-footer-bottom__nav-item c-footer-bottom__nav-item--icon"> <a href="https://www.facebook.com/USSpensions/" title="Opens in a new window" target="_blank" rel="noopener"> <svg role="img" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#facebook"></use> </svg> <span class="visually-hidden">Facebook</span> </a> </li> <li class="c-footer-bottom__nav-item c-footer-bottom__nav-item--icon"> <a href="https://twitter.com/usspensions" title="Opens in a new window" target="_blank" rel="noopener"> <svg role="img" aria-hidden="true" focusable="false"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#twitter"></use> </svg> <span class="visually-hidden">Twitter</span> </a> </li> </ul> </div> </div> </div> </footer> </div>  <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=1&cb=1924896402" async></script></body> </html>

CINXE.COM

What you pay and what you'll get