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Firstcard Marketing Disclosure

<!DOCTYPE html><!-- Last Published: Thu Feb 06 2025 19:46:10 GMT+0000 (Coordinated Universal Time) --><html data-wf-domain="firstcard.webflow.io" data-wf-page="66b367b44f2719fe4c498e28" data-wf-site="61afd9d2252e0b378d32ae66" lang="zh" data-wf-locale="zh"><head><meta charset="utf-8"/><title>Firstcard Marketing Disclosure</title><link rel="alternate" hrefLang="x-default" href="https://www.firstcard.app/disclosure"/><link rel="alternate" hrefLang="en-US" href="https://www.firstcard.app/disclosure"/><link rel="alternate" hrefLang="zh" href="https://www.firstcard.app/cn/disclosure"/><link rel="alternate" hrefLang="ja" href="https://www.firstcard.app/jp/disclosure"/><link rel="alternate" hrefLang="es" href="https://www.firstcard.app/es/disclosure"/><link rel="alternate" hrefLang="pt-BR" href="https://www.firstcard.app/pt/disclosure"/><meta content="Firstcard Marketing Disclosure" property="og:title"/><meta 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<!-------------------------------> <!-- Edit style of slider dots --> <!-------------------------------> <style> .w-slider-dot { width: 12px; height: 4px; background: #ffffff; } .w-slider-dot.w-active { width: 40px; height: 4px; background: #0231B6; } .w-slider-nav-invert>div { width: 12px; height: 4px; background: #ffffff; } .w-slider-nav-invert>div.w-active { width: 40px; height: 4px; background: #0231B6; } </style> <style> @media (min-width: 479px) { body { zoom: 85%; } } </style> <!-----------------------------------> <!-- flex offers site verification --> <meta name="fo-verify" content="7bb80b66-667d-47b0-9238-aa4641883b29"> <!-----------------------------------></head><body class="body-legal-pages"><div class="page-wrapper overflow-visible lanscape-custom sohne"><div class="page-style w-embed"><style> /* Snippet gets rid of top margin on first element in any rich text*/ .w-richtext>:first-child { margin-top: 0; } /* Snippet gets rid of bottom margin on last element in any rich 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*/ .text-style-2lines { display: -webkit-box; overflow: hidden; -webkit-line-clamp: 2; -webkit-box-orient: vertical; } .member-pic { aspect-ratio: 1 / 1; } [aspect-ratio="0.7"] { aspect-ratio: 0.7 / 1; } .faq-question:hover, .faq-question:hover .faq-question-text { color: #ffbb04 !important; } </style></div><div class="div-block-672"><div class="w-embed"><style> .header-navigator a[hreflang="ja"], .header-navigator a[hreflang="zh"], .header-navigator a[hreflang="pt-BR"] { display: none; } </style></div><div class="section-padding"><div class="section-container"><div class="header-container"><div class="div-block-928"><a href="/cn" class="link-block-2 w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/6644c25531f7415d5951a59a_Logo.svg" loading="lazy" alt="" class="image-90"/></a></div><div class="header-navigator"><div class="header-links"><a data-w-id="3d146cae-37b0-4fa0-0036-f097759fed9c" href="#" class="header-link w-inline-block"><div class="text-block-179">Features</div></a><a data-w-id="3d146cae-37b0-4fa0-0036-f097759fed9f" href="#" class="header-link w-inline-block"><div>Credit for all</div></a><a href="/cn/learn" class="header-link w-inline-block"><div>Learn</div></a><a href="/cn/plans" class="header-link w-inline-block"><div>Plans</div></a><a href="/cn/about-us" class="header-link w-inline-block"><div>About</div></a><a href="/cn/help-center" class="header-link w-inline-block"><div>Help Center</div></a><div class="w-locales-list"><div data-hover="false" data-delay="0" class="w-dropdown"><div class="dropdown-toggle-3 w-dropdown-toggle"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/67476182820629ce6875a581_globe.svg" loading="lazy" alt="" class="image-184"/><div>Chinese</div></div><nav class="dropdown-list-4 w-dropdown-list"><div role="list" class="locales-list w-locales-items"><div role="listitem" class="locale w-locales-item"><a hreflang="en-US" href="/disclosure" class="link-block-11 w-inline-block"><div class="link-9">English</div></a></div><div role="listitem" class="locale w-locales-item"><a hreflang="zh" href="/cn/disclosure" aria-current="page" class="link-block-11 w-inline-block w--current"><div class="link-9">Chinese</div></a></div><div role="listitem" class="locale w-locales-item"><a hreflang="ja" href="/jp/disclosure" class="link-block-11 w-inline-block"><div class="link-9">Japanese</div></a></div><div role="listitem" class="locale w-locales-item"><a hreflang="es" href="/es/disclosure" class="link-block-11 w-inline-block"><div class="link-9">Español</div></a></div><div role="listitem" class="locale w-locales-item"><a hreflang="pt-BR" href="/pt/disclosure" class="link-block-11 w-inline-block"><div class="link-9">Portuguese (Brazil)</div></a></div></div></nav></div></div></div><a href="https://web.firstcard.app/apply-now?utm_source=website&amp;utm_medium=web" target="_blank" class="primary-button small-button w-button">Get Started</a><div data-w-id="3d146cae-37b0-4fa0-0036-f097759fedaa" class="hamburguer-button"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66606e9d3ae9c340fc53f9c4_Menu.svg" loading="lazy" alt=""/></div></div></div></div></div><div data-w-id="88fe10ca-3a3c-0fd6-f37f-95cd98daad76" class="fc-navbar features"><div class="div-block-728"><div class="section-container"><div class="div-block-799"><a href="/cn/credit-card/apy" class="menu-item w-inline-block"><div class="item-title">APY</div></a><a href="/cn/credit-card/credit-building" class="menu-item w-inline-block"><div class="item-title">Build Credit</div></a><a href="/cn/credit-card/cashback" class="menu-item w-inline-block"><div class="item-title">Earn Cashback</div></a></div></div></div></div><div data-w-id="fddda453-e5aa-66c1-b269-4e1574bdb42f" class="fc-navbar credit-for-all"><div class="div-block-781"><div class="section-container"><div class="div-block-798"><div class="header-col"><div class="col-name">For Credit Building</div><a href="/cn/credit-card/first-credit-card" class="menu-item w-inline-block"><div class="item-title">First Credit Card</div></a><a href="/cn/credit-card/bad-credit" class="menu-item w-inline-block"><div class="item-title">Credit Card for Bad Credit</div></a><a href="/cn/credit-card/secured-credit-card" class="menu-item w-inline-block"><div class="item-title">Secured Credit Card</div></a><a href="/cn/credit-card/credit-card-for-no-credit" class="menu-item w-inline-block"><div class="item-title">Credit Card for No Credit</div></a><a href="/cn/credit-card/credit-card-for-beginners" class="menu-item w-inline-block"><div class="item-title">Credit Card for Beginners</div></a></div><div class="header-col"><div class="col-name">For Students</div><a href="/cn/credit-card/student-credit-card" class="menu-item w-inline-block"><div class="item-title">College Students</div></a><a href="/cn/credit-card/international-student-credit-card" class="menu-item w-inline-block"><div class="item-title">International Students</div></a></div><div class="header-col"><div class="col-name">For Internationals</div><a href="/cn/credit-card/immigrant-credit-card" class="menu-item w-inline-block"><div class="item-title">Immigrants</div></a><a href="/cn/credit-card/no-ssn" class="menu-item w-inline-block"><div class="item-title">No SSN</div></a><a href="/cn/credit-card/itin" class="menu-item w-inline-block"><div class="item-title">ITIN</div></a></div><div class="header-col"><div class="col-name">Languages</div><a href="http://www.firstcard.app/cn/lp/firstcard" target="_blank" class="menu-item w-inline-block"><div class="item-title">For Chinese Speaker (中文)</div></a><a href="http://www.firstcard.app/es/lp/firstcard" target="_blank" class="menu-item w-inline-block"><div class="item-title">For Spanish Speaker (Español)</div></a><a href="http://www.firstcard.app/jp/lp/firstcard" target="_blank" class="menu-item w-inline-block"><div class="item-title">For Japanese Speaker (日本語)</div></a><a href="http://www.firstcard.app/pt/lp/firstcard" target="_blank" class="menu-item w-inline-block"><div class="item-title">For Portuguese Speaker (Português)</div></a></div></div></div></div></div><div class="fc-navbar-mobile"><div class="section-padding"><div class="section-container"><div class="div-block-729"><div data-hover="false" data-delay="0" class="dropdown-2 w-dropdown"><div class="navbar-item-mobile w-dropdown-toggle"><div class="w-icon-dropdown-toggle"></div><div>Features</div></div><nav class="dropdown-list-2 w-dropdown-list"><a href="/cn/credit-card/apy" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">APY</div></a><a href="/cn/credit-card/credit-building" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Build Credit</div></a><a href="/cn/credit-card/cashback" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Earn Cashback</div></a></nav></div><div data-hover="false" data-delay="0" class="dropdown-2 w-dropdown"><div class="navbar-item-mobile w-dropdown-toggle"><div class="w-icon-dropdown-toggle"></div><div>Credit For All</div></div><nav class="dropdown-list-2 w-dropdown-list"><a href="/cn/credit-card/first-credit-card" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">First Credit Card</div></a><a href="/cn/credit-card/bad-credit" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Credit Card for Bad Credit</div></a><a href="/cn/credit-card/secured-credit-card" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Secured Credit Card</div></a><a href="/cn/credit-card/credit-card-for-no-credit" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Credit Card for No Credit</div></a><a href="/cn/credit-card/credit-card-for-beginners" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Credit Card for Beginners</div></a><a href="/cn/credit-card/student-credit-card" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">College Students</div></a><a href="/cn/credit-card/international-student-credit-card" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">International Students</div></a><a href="/cn/credit-card/immigrant-credit-card" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">Immigrants</div></a><a href="/cn/credit-card/no-ssn" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">No SSN</div></a><a href="/cn/credit-card/itin" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">ITIN</div></a><a href="http://www.firstcard.app/pt/lp/firstcard" target="_blank" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">For Portuguese Speaker (Português)</div></a><a href="http://www.firstcard.app/es/lp/firstcard" target="_blank" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">For Spanish Speaker (Español)</div></a><a href="http://www.firstcard.app/cn/lp/firstcard" target="_blank" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">For Chinese Speaker (中文)</div></a><a href="http://www.firstcard.app/jp/lp/firstcard" target="_blank" class="dropdown-nav-item w-inline-block"><div class="feature-title-mobile">For Japanese Speaker (日本語)</div></a></nav></div><a href="/cn/about-us" class="navbar-item-mobile w-inline-block"><div>About</div></a><a href="/cn/plans" class="navbar-item-mobile w-inline-block"><div>Plans</div></a><a href="/cn/learn" class="navbar-item-mobile w-inline-block"><div>Learn</div></a><a href="/cn/help-center" class="navbar-item-mobile w-inline-block"><div>Help Center</div></a></div></div></div></div></div><main class="main-wrapper"><header class="section-legal-header"><div class="padding-global"><div class="w-layout-vflex footer-page-heading-block"><h1 class="footer-page-heading">Firstcard Marketing Disclosure</h1><div><p class="paragraph-26">Effective date: November 14, 2023</p></div></div></div></header><section class="legal-section-main"><div class="padding-global"><div class="container-small"><div class="padding-vertical padding-custom-legal-main"><div class="legal-grid-wrapper"><div class="legal-block-content"><div class="legal-margin-bottom-20"><h2 class="h3-legal-pages sohne">Firstcard Marketing Disclosure</h2></div><div>Firstcard is a financial technology company, not a bank. Banking services are provided by Regent Bank, Member FDIC. Firstcard credit cards are issued by Regent Bank, pursuant to a license from Mastercard. Valid for 18+ and subject to account approval. FDIC deposit insurance up to $250,000 per qualified customer account on a &quot;pass-through&quot; basis; FDIC insurance only covers failure of insured depository institutions. Certain conditions must be satisfied for pass-through FDIC deposit insurance to apply.<br/><br/>Merchant Cashback: The amount of cashback is determined by the transaction and participating merchants.<br/>‍<br/>Random Cashback: Users will receive up to 10% of random cashback on qualifying purchases. The following transaction categories are NOT qualifying purchases: ATM withdrawals, wire transfers or cash transfers, purchasing gift cards or other cash equivalents, gambling or online casino, peer-to-peer (P2P) transfers, such as Venmo, Cash App, transfers between Firstcard users, or similar services, gambling, bill payment, prepaid phone recharge and any other transaction types that we may deem ineligible at our sole discretion. See firstcard.app/random-cashback-policy. Cashback is credited to the account within 7 days of the eligible transaction posting to your account. Accounts must be open at the time cashback rewards are being awarded or cashback will be forfeited. No minimum balance required to earn cashback<br/><br/><sup> </sup>Firstcard+ customers will earn an additional 1% unlimited cashback on all eligible credit card purchases. Exclusions apply. Cashback rewards are not earned on ATM withdrawals, P2P transfers, purchases of gift cards or other cash equivalents, and certain other types of transactions as determined by Firstcard.”<br/><br/>The Annual Percentage Yield (&quot;APY&quot;) for the Deposit Account is variable and may change at any time. The disclosed APY is effective as of November 2024. Account fees may reduce earnings. Users with no SSN or ITIN on file are not currently eligible to earn interest. No minimum balance is required.<br/><br/>Sign-up bonus: <a href="#">https://www.firstcard.app/referral-program-policy</a></div></div></div></div></div></div></section></main><div class="footer-container"><div class="section-padding"><div class="section-container"><div class="footer-section"><div class="div-block-648"><div class="div-block-927"><h2 class="footer-heading">Invest in your future<br/></h2><h2 class="footer-heading">Start building credit today</h2></div><div class="div-block-649"><div class="div-block-668"><a href="https://web.firstcard.app/apply-now?utm_source=website&amp;utm_medium=web" target="_blank" class="secondary-button large-button w-button">Get Started</a></div><div class="div-block-669"><a href="#" class="secondary-button medium-button w-button">Get Started</a></div></div><div class="div-block-650"><a href="https://play.google.com/store/apps/details?id=com.firstcard.firstcard" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607555c161caa14ef25d77_Gplay%20(2).png" loading="lazy" alt="" class="footer-store-image"/></a><a href="https://apps.apple.com/us/app/firstcard-banking-for-students/id1547581130" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/6660754fb5d60ad3740befe2_AppStore.png" loading="lazy" alt="" class="footer-store-image"/></a></div></div></div><div class="footer-section"><div class="div-block-651"><div class="footer-list"><div class="footer-list-heading">Company</div><a href="/cn/about-us" class="tertiary-button w-button">About Us</a><a href="/cn/learn" class="tertiary-button w-button">Learn</a><a href="/cn/fees" class="tertiary-button w-button">Fees</a><a href="/scholarship" class="tertiary-button w-button">Scholarship</a></div><div class="footer-list"><div class="footer-list-heading">Legal &amp; Regulatory</div><a href="/cn/terms-of-use" class="tertiary-button w-button">Terms of use</a><a href="/cn/disclosure" aria-current="page" class="tertiary-button w-button w--current">Disclosures</a><a href="/cn/privacy-policy" class="tertiary-button w-button">Privacy Policy</a><a href="/cn/cashback-policy" class="tertiary-button w-button">Cashback Program</a><a href="/cn/referral-program-policy" class="tertiary-button w-button">Referral Program Policy</a><a href="/cn/marketing-promotional-campaigns-terms-and-conditions" class="tertiary-button w-button">Marketing Campaign Terms</a><a href="/cn/security" class="tertiary-button w-button">Security at Firstcard</a></div><div class="footer-list"><div class="footer-list-heading">Contact Us</div><a href="/cn/help-center" class="tertiary-button w-button">FAQ</a><a href="#" class="tertiary-button hidden w-button">Help Center</a><a href="mailto:support@firstcard.app" class="tertiary-button w-button">support@firstcard.app</a></div><div class="footer-list last-footer-list"><div class="footer-list-heading">Follow</div><div class="div-block-652"><a href="https://www.facebook.com/profile.php?id=100063942454594" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b6573d1c84715a5d440_facebook.svg" loading="lazy" alt=""/></a><a href="https://x.com/FirstcardApp" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b7ae3de63c3d6d07e90_X.svg" loading="lazy" alt=""/></a><a href="https://www.instagram.com/firstcard.app/" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b82b50d36fda4bf3e4b_instagram.svg" loading="lazy" alt=""/></a><a href="https://www.linkedin.com/company/firstcard-inc/" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b936f7a40e67841f50a_Group.svg" loading="lazy" alt=""/></a><a href="https://www.tiktok.com/@firstcard.app" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b98e299e8f448eb4554_TikTok.svg" loading="lazy" alt=""/></a><a href="https://medium.com/firstcard" target="_blank" class="w-inline-block"><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607b9b5a7c19087570c4b7_layer1.svg" loading="lazy" alt=""/></a></div></div></div><img src="https://cdn.prod.website-files.com/61afd9d2252e0b378d32ae66/66607d97ef53ef85a53d68b2_Logo%20(1).svg" loading="lazy" alt="" class="image-92"/><div class="div-block-653"><div class="text-block-39">© 2025 Firstcard. 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