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Folders are nested.'); } }); </script></div></div><div class="clear"></div></div></section> <main class="layout-container main-container"> <!-- left content --> <div id="content_column" class="col center-col watermark"> <!-- page content --> <div id="ctl00_crumb_trail_container" class="crumb-trail-container"><a href="/content.aspx?page_id=0&club_id=114127">Home</a><span aria-current='page'>Insurance</span></div> <div id="page_content"><div class="build-row forty-sixty " id="forty_sixty-10124205" seq="2" type="6"><div class="build-column forty stretch" style="font-family:Verdana, Geneva, sans-serif;font-size:14px;padding:10px;margin-top:0px;margin-bottom:0px;" data-bw="-1" data-lh="-1" data-class='stretch'><div class="cell-item inner-column" cell="1" widgettype="3"><img src="//images.clubexpress.com/114127/photos/original/S5_Scale_Altitude-11_2061744598.jpg" title="Photo by Todd Schweim." alt="Photo by Todd Schweim."></div></div><div class="build-column sixty " style="font-family:Verdana, Geneva, sans-serif;font-size:14px;padding:20px;margin-top:0px;margin-bottom:0px;" data-bw="-1" data-lh="-1"><div class="cell-item inner-column" cell="2" widgettype="2"><header id="page-header-wrapper" style="color: rgb(68, 68, 68); background-color: rgb(255, 255, 255); padding: 0px; font-family: "Open Sans", Arial, sans-serif; font-stretch: inherit; border: 0px;"> <div class="page-title" style="width: 780px; padding: 0px; font-size: inherit; font-family: inherit; font-weight: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; border: 0px;"> <h1 style="color: rgb(68, 68, 68); padding-top: 0px; padding-right: 0px; padding-bottom: 0px; font-size: 38.5px; font-family: "Fjalla One", sans-serif; font-weight: normal; font-stretch: inherit; font-style: inherit; font-variant: inherit; border: 0px; letter-spacing: -0.3px;"><span style="font-size: 28px; font-family: Optima; color: rgb(192, 0, 0);"><strong>The NAR Provides Liability Insurance Coverage</strong></span></h1> </div> </header> <div class="text" style="color: rgb(68, 68, 68); padding: 0px; font-size: 15px; font-family: "Open Sans", Arial, sans-serif; font-stretch: inherit; border: 0px;"> <p style="padding: 0px; font-size: inherit; font-family: inherit; font-weight: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; border: 0px;"><span style="font-family: Verdana; font-size: 16px;">Today, that perfect local launch field is likely to belong to a school system, park department, or private landowner who insists on being covered by insurance before allowing you to fly. While we’re proud of our safety record, it helps to know that NAR members and Sections are covered by $5 million worth of liability insurance to give our members, NAR Sections, and that site owner added peace of mind. In addition, NAR Sections can apply for coverage of the site owner.<br> <br> </span></p> <h3 class="p3"><span style="font-family: Optima;"><b><span style="font-size: 28px;">Policy Particulars</span></b></span></h3> <p class="p4"><span style="font-family: Verdana;"><span style="font-size: 16px;">The commercial liability coverage is for personal (non-business) rocketry activities and has the following limits, deductible and exclusions:</span><br> <br> </span></p> <p class="p3"><span style="font-family: Optima;"><b><span style="font-size: 28px; color: rgb(192, 0, 0);">Limits of Liability</span></b></span></p> <ul> <li class="p3"><span style="font-family: Optima;"><b><span style="font-size: 28px; color: rgb(192, 0, 0);"></span></b></span><span style="font-size: medium; font-weight: normal; font-family: Verdana; color: rgb(68, 68, 68);">Each Occurrence (incident)—$5,000,000</span></li> <li class="p4"><span style="font-family: Verdana; font-size: 16px;">General Aggregate Limit (to the NAR)—$6,000,000<br> </span></li> </ul> <h3 class="p3" style=""><span style="font-family: Optima;"><b><span style="font-size: 28px;">Deductibles</span></b></span></h3> <p class="p4" style=""><span style="font-family: Verdana;"><span style="font-size: 16px;">The total deductible per claim is $5,000. The member is responsible for $1,000 of the deductible for their first claim, and $5,000 for any subsequent claims during the year.<br> </span><br> </span></p> <h3 class="p5" style=""><span style="font-family: Optima;"><b><span style="font-size: 28px;">Exclusions</span></b></span></h3> <p class="p2" style=""><span style="font-family: Verdana;"><span style="font-size: 16px;">NAR insurance does not cover any activities which violate the NAR Model Rocket and High-Power Rocketry Safety Codes, or which involve business use of rockets. Please be sure to always observe all safety code and any local provisions in your rocketry activities. NAR insurance also does not cover any activities which involve use of alcoholic beverages, criminal assaults and batteries, or sexual abuse.</span><br> <br> </span></p> <h3 class="p5"><span style="font-family: Optima;"><b><span style="font-size: 28px;">Administrative Items</span></b></span></h3> <p class="p2"><span style="font-family: Verdana; font-size: 16px;">Coverage is effective on midnight of the date that your membership is accepted at NAR headquarters. Coverage is effective in the United States and Canada.<br> <br> </span></p> <p class="p2"><span style="font-family: Verdana;"><span style="font-size: 16px;">NAR members and Sections may schedule and fly launches at any time, and no notice needs to be given to your insurer. Member coverage always remains in effect, including at other organizations’ launches, as long as the member flies their flights in accordance with the NAR Safety Codes. NAR Sections are covered for all sport rocket launch activities as defined in the NAR Safety Codes, and for their meeting activities.</span><br> <br> </span></p> <h3><span style="font-family: Optima;"><strong><span style="font-size: 28px;">Insurance Questions</span></strong></span></h3> <p><span style="font-size: 16px;"><span style="font-family: Verdana; font-size: 16px;">Do you have questions about NAR insurance? The </span><strong style="font-family: Verdana; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit;"><a href="https://narocket.clubexpress.com/content.aspx?page_id=22&club_id=114127&module_id=669552">Insurance Questions</a> </strong></span><span style="font-family: Verdana;"><span style="font-size: 16px;">document answers the most frequently-asked questions about NAR insurance.</span><br> <br> </span></p> <h3><span style="font-family: Optima;"><strong><span style="font-size: 28px;">Insurance Claim Form<br> </span> <span style="font-family: Verdana;"></span></strong></span><span style="font-family: Verdana; font-size: 16px;"><span style="font-family: Verdana; color: rgb(0, 0, 0);"><strong>If something does go </strong>wrong,<strong> it is important that you report your insurance claim immediately.</strong></span><strong><span style="font-weight: normal; color: rgb(68, 68, 68);"><strong> </strong></span><a href="/content.aspx?page_id=1478&club_id=114127&item_id=10178" style="font-weight: normal;"></a></strong><a href="/content.aspx?page_id=1478&club_id=114127&item_id=10178" style="font-weight: normal;"><strong>Fill out the Insurance Claim Form as soon as possible. </strong></a><span style="font-weight: normal; color: rgb(68, 68, 68);"><span style="font-family: Verdana;">T</span><span style="font-family: Verdana;">his form is sent to the NAR President and the NAR insurance provider.</span></span></span></h3> <p> </p> <p><span style="font-size: 28px; font-family: Optima;"><span style="font-family: Optima;"> <span style="color: rgb(192, 0, 0);"><strong>Proof of Insurance<br> </strong></span><span style="font-size: 16px;"><a href="/docs.ashx?id=1348287" target="_blank"><strong>This is the Proof of Insurance document.</strong></a><br> <br> </span> <span style="color: rgb(192, 0, 0);"><strong>Section Site Location</strong></span></span><strong><span style="color: rgb(192, 0, 0);"><br> </span></strong></span></p> <p style="padding: 0px; font-size: inherit; font-family: inherit; font-weight: inherit; font-stretch: inherit; font-style: inherit; font-variant: inherit; border: 0px;"><span style="font-family: Verdana; font-size: 16px;"><span style="font-family: "Open Sans", Arial, sans-serif; font-size: 16px; color: rgb(68, 68, 68);"></span><span style="font-family: Verdana; font-size: 16px; color: rgb(68, 68, 68);"><a href="https://narocket.clubexpress.com/content.aspx?page_id=1478&club_id=114127&item_id=10179"><strong>Submit a Section Site Location here.</strong></a></span></span></p> </div></div></div><div class="clear"></div></div><div class="build-row full-width center-col" id="full_width-10124206" seq="3" type="0" data-class='center-col'><div class="build-column full " style="font-family:Verdana, Geneva, sans-serif;font-size:14px;padding:0px;margin-top:0px;margin-bottom:0px;" data-bw="-1" data-lh="-1"><div class='cell-item inner-column' cell="1" widgettype="20"><style> #layout_wrapper, #content_column { max-width: 100% !important; padding: 0px !important; background-color: transparent !important; } #nav_header_container { padding-bottom: 0px; } .hero { background-position: center 20%; } .hero .hero-text, .hero h1, .hero h2, .hero h3 { padding: 0px; margin-top: 0px; color: #FFF; text-shadow: 2px 2px 3px #000 !important; } .stretch>.inner-column, .stretch img { height: 100%; } .stretch img { object-fit: cover; }</style></div></div><div class="clear"></div></div> <div id="ctl00_ctl00_content"></div> </div> </div> <!-- right content --> </main> <section class="bottom-container"><div class="template-row three-column " id="three_column-1284428082"><div class="template-column third "><div class="cell-item inner-column"><h3 style="color: rgb(255, 255, 255);"><span style="font-size: 28px; font-family: Optima; color: rgb(192, 0, 0);"><strong>Join the NAR</strong></span></h3> <p style="color: rgb(255, 255, 255);"><span style="font-family: Verdana; color: rgb(0, 0, 0);">The National Association of Rocketry can get you connected to the cutting edge of the hobby so you can learn how to fly higher, faster, and better. As an NAR member you will receive:</span></p> <ul> <li><span style="font-family: Verdana; color: rgb(0, 0, 0);">Access to launch sites through local NAR clubs</span></li> <li><span style="font-family: Verdana; color: rgb(0, 0, 0);">High Power Rocketry Certification access</span></li> <li><span style="font-family: Verdana; color: rgb(0, 0, 0);">An exclusive members only forum.</span></li> <li><span style="font-family: Verdana; color: rgb(0, 0, 0);">Sport Rocketry magazine</span></li> <li><span style="font-family: Verdana; color: rgb(0, 0, 0);">Insurance coverage for your flights</span></li> </ul> <span style="font-family: Verdana; color: rgb(0, 0, 0);"> <a href="/content.aspx?page_id=60&club_id=114127" target="_blank" class="ce-button">Become A Member Today!</a></span></div></div><div class="template-column third "><div class="cell-item inner-column"><p style="color: rgb(255, 255, 255);"><span style="font-size: 28px; font-family: Optima; color: rgb(192, 0, 0);"><strong>Member Services</strong></span></p> <ul> <li><span style="color: rgb(0, 0, 0);"></span> <p><a href="/content.aspx?page_id=225&club_id=114127"><strong>Find a Local Club</strong></a></p> </li> <li> <p><a href="/content.aspx?page_id=4001&club_id=114127"><strong>Find a Launch</strong></a></p> </li> <li> <p><a href="/content.aspx?page_id=22&club_id=114127&module_id=668315"><strong>Earn Your HPR Certification</strong></a></p> </li> <li> <p><strong><a href="/content.aspx?page_id=2153&club_id=114127"></a><a href="/content.aspx?page_id=2153&club_id=114127">Member Only Forums</a></strong></p> </li> <li> <span style="color: rgb(0, 0, 0);"><a href="https://narts.myspreadshop.com/" target="_blank"><strong>NAR Merchandise</strong></a></span></li> <li><strong><span style="color: rgb(0, 0, 0);"><a href="/content.aspx?page_id=22&club_id=114127&module_id=670363">Grants and Scholarships</a></span></strong></li> <li><span style="color: rgb(0, 0, 0);"><a href="/content.aspx?page_id=22&club_id=114127&module_id=674801"><strong>Insurance, Questions, Forms</strong></a></span></li> <li><span style="color: rgb(0, 0, 0);"><a href="https://www.motorcato.org/" target="_blank"><strong>Report a Rocket Motor Failure</strong></a></span></li> <li><span style="color: rgb(0, 0, 0);"></span><span style="color: rgb(0, 0, 0);"><a href="/content.aspx?page_id=22&club_id=114127&module_id=678091"><strong>Sport Rocketry Magazine</strong></a></span></li> <li><span style="color: rgb(0, 0, 0);"><a href="http://narhams.org/nar-competition" target="_blank"><strong>Latest NRC Scoreboard</strong></a></span></li> <li><span style="color: rgb(0, 0, 0);"><a href="http://narhams.org/nar-competition" target="_blank"><strong></strong></a><strong><a href="mailto:nar-hq@nar.org" target="_blank">Report a Membership Issue</a></strong></span></li> <li><a href="mailto:communications@nar.org"><strong>Report a Website Issue</strong></a></li> </ul></div></div><div class="template-column third "><div class="cell-item inner-column"><h3 style="color: rgb(255, 255, 255);"><span style="font-size: 36px; font-family: Optima; color: rgb(192, 0, 0);">National Association <br> of Rocketry</span></h3> <p style="color: rgb(255, 255, 255);"><span style="font-family: Verdana; color: rgb(0, 0, 0);">PO Box 1058</span></p> <p style="color: rgb(255, 255, 255);"><span style="font-family: Verdana; color: rgb(0, 0, 0);">Marshall VA 20116-1058</span></p> <p style="color: rgb(255, 255, 255);"><span style="font-family: Verdana; color: rgb(0, 0, 0);">E-mail: <a href="mailto:nar-hq@nar.org" target="_self">nar-hq@nar.org</a></span></p> <p style="color: rgb(255, 255, 255);"><span style="font-family: Verdana; color: rgb(0, 0, 0);">Phone: <a href="javascript:void(0);" title="Click here to call/text 319-373-8910" class="intulse-click-to-call">319-373-8910</a><br> <br> <br> <span style="font-family: Verdana; color: rgb(0, 0, 0);"><br> <a href="/content.aspx?page_id=60&club_id=114127" target="_blank" class="ce-button">Become A Member Today!</a></span></span></p></div></div><div class="clear"></div></div></section> <footer> <div class="layout-wrapper"> <div class="footer-container"> <a href="/">Home</a> | <a href="/content.aspx?page_id=4&club_id=114127" id="ctl00_footer_contact_us_link" >Contact Us</a> | <span id="ctl00_footer_copyright_panel">Copyright © 2025 - All Rights Reserved</span> | <a role='button' href='#' onclick="openModalPopup('/popup.aspx?page_id=126&club_id=114127', 600, 480, ''); 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