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href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100500010010/' traget='_blank' _soj='' title='楼层'>楼层</a> </div> <div class="cell-footer"> <span> 2022-09-21 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51545004" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>99+</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51559516" title="婚前买房贷款未还清，婚后加上配偶的名字算共同财产吗？" _soj="wdsy_seeall" target="_blank"> 婚前买房贷款未还清，婚后加上配偶的名字算共同财产吗？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 算的，还款部分算共同财产 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-09-27 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51559516" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>76</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51602430" title="【中海阅麓山】外地有房有贷，算二套房吗？如果房贷还清卖掉算首套还是二套？" _soj="wdsy_seeall" target="_blank"> 【中海阅麓山】外地有房有贷，算二套房吗？如果房贷还清卖掉算首套还是二套？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 外地房子不算上海，目前上海无房算首套 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060003/' traget='_blank' _soj='' title='二套房'>二套房</a> </div> <div class="cell-footer"> <span> 2022-10-18 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51602430" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>31</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51571488" title="18周岁的在校大学生可以贷款买房吗家人付房贷" _soj="wdsy_seeall" target="_blank"> 18周岁的在校大学生可以贷款买房吗家人付房贷 </a> </h3> <p class="answer no-select" unselectable="on"> 答: 具体看当地银行政策，满18岁可以买 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-10-03 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51571488" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>52</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51592175" title="【电建地产·泷悦蓝湾】因为二套房贷款成数问题想买个普通住宅，又没有中意的楼层怎么办？" _soj="wdsy_seeall" target="_blank"> 【电建地产·泷悦蓝湾】因为二套房贷款成数问题想买个普通住宅，又没有中意的楼层怎么办？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 新房都卖不掉这破地方就认为炒作 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060003/' traget='_blank' _soj='' title='二套房'>二套房</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020011/' traget='_blank' _soj='' title='普通住宅'>普通住宅</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100500010010/' traget='_blank' _soj='' title='楼层'>楼层</a> </div> <div class="cell-footer"> <span> 2022-10-12 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51592175" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>5</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51403500" title="买房贷款利率目前是多少?" _soj="wdsy_seeall" target="_blank"> 买房贷款利率目前是多少? </a> </h3> <p class="answer no-select" unselectable="on"> 答: 上海目前商业首套3.5，二套3.9 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020003/' traget='_blank' _soj='' title='利率'>利率</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-08-04 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51403500" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>99+</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51411323" title="贷款：如果主贷人存在个人信用贷款(未还完)，买房贷款可以审批通过吗？" _soj="wdsy_seeall" target="_blank"> 贷款：如果主贷人存在个人信用贷款(未还完)，买房贷款可以审批通过吗？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 银行要查主贷人流水和还款能力的，如果个人信用贷的存在不影响购房贷款的还款能力就可以审批。 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-08-07 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51411323" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>69</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51488444" title="【绿地临港家园海事小区】在外地结清了房贷，到上海购房，能按首套房利率来计算吗？" _soj="wdsy_seeall" target="_blank"> 【绿地临港家园海事小区】在外地结清了房贷，到上海购房，能按首套房利率来计算吗？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 认房又认贷，外地贷款结清也算二套 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020003/' traget='_blank' _soj='' title='利率'>利率</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020002/' traget='_blank' _soj='' title='小区'>小区</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060004/' traget='_blank' _soj='' title='首套房'>首套房</a> </div> <div class="cell-footer"> <span> 2022-08-31 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51488444" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>4</span> </a> </div> </li> <li class="no-answer"> <h3> <a href="https://www.anjuke.com/qa/v51495110" title="【大名城映园Ⅱ期】上海无房贷款还清但有贷款记录首付几成？" _soj="wdsy_seeall" target="_blank"> 【大名城映园Ⅱ期】上海无房贷款还清但有贷款记录首付几成？ </a> </h3> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060001/' traget='_blank' _soj='' title='首付'>首付</a> </div> <div class="cell-footer"> <span> 2022-09-02 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51495110" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>0</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v50767333" title="购房贷款什么时候开始还贷？" _soj="wdsy_seeall" target="_blank"> 购房贷款什么时候开始还贷？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 你好说银行放款次月来还款 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200050013/' traget='_blank' _soj='' title='还贷'>还贷</a> </div> <div class="cell-footer"> <span> 2022-03-12 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v50767333" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>99+</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51415552" title="婚前买房贷款未还清，婚后加上配偶的名字算共同财产吗？" _soj="wdsy_seeall" target="_blank"> 婚前买房贷款未还清，婚后加上配偶的名字算共同财产吗？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 算哦，贷款部分是婚后两人共同资产偿还的 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-08-08 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51415552" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>36</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51389979" title="【玉昆小区B区】老家有房，房贷已结清。在上海买房属不属于首套房？" _soj="wdsy_seeall" target="_blank"> 【玉昆小区B区】老家有房，房贷已结清。在上海买房属不属于首套房？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 您好只要是在全国范围内有过买房贷款，在上海买房贷款都算二套，不论贷款有没有还清 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020002/' traget='_blank' _soj='' title='小区'>小区</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060004/' traget='_blank' _soj='' title='首套房'>首套房</a> </div> <div class="cell-footer"> <span> 2022-07-31 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51389979" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>25</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51213799" title="买房贷款利率目前是多少?买房贷款利率目前是多少?" _soj="wdsy_seeall" target="_blank"> 买房贷款利率目前是多少?买房贷款利率目前是多少? </a> </h3> <p class="answer no-select" unselectable="on"> 答: 首套：4.9%；二套：5.25% </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020003/' traget='_blank' _soj='' title='利率'>利率</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020073/' traget='_blank' _soj='' title='买房'>买房</a> </div> <div class="cell-footer"> <span> 2022-06-15 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51213799" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>72</span> </a> </div> </li> <li class="no-answer"> <h3> <a href="https://www.anjuke.com/qa/v51246957" title="买二套房是二手房，第一套房贷已还清现在混合贷款公积金要求必须首付5成吗" _soj="wdsy_seeall" target="_blank"> 买二套房是二手房，第一套房贷已还清现在混合贷款公积金要求必须首付5成吗 </a> </h3> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000050006/' traget='_blank' _soj='' title='二手房'>二手房</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020010/' traget='_blank' _soj='' title='贷款'>贷款</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200040003/' traget='_blank' _soj='' title='公积金'>公积金</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200060003/' traget='_blank' _soj='' title='二套房'>二套房</a> </div> <div class="cell-footer"> <span> 2022-06-23 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51246957" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>0</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/v51128491" title="金桂一期三楼带车库与上海公馆6楼带车位有房贷，留一套居住卖哪套好，谢谢" _soj="wdsy_seeall" target="_blank"> 金桂一期三楼带车库与上海公馆6楼带车位有房贷，留一套居住卖哪套好，谢谢 </a> </h3> <p class="answer no-select" unselectable="on"> 答: 具体咨询一下专业的地产从业者也可以根据房龄、小区配套、户型、楼层还有未来发展趋势等，自己综合分析一下 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100000020004/' traget='_blank' _soj='' title='车位'>车位</a> </div> <div class="cell-footer"> <span> 2022-05-25 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/v51128491" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>1</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/d51092383" title="个人房贷利率新规实施，对有房贷的业主有什么影响？" _soj="wdsy_seeall" target="_blank"> 个人房贷利率新规实施，对有房贷的业主有什么影响？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 近期有存量房利率调整 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020001/' traget='_blank' _soj='' title='房贷利率'>房贷利率</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020003/' traget='_blank' _soj='' title='利率'>利率</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100100040007/' traget='_blank' _soj='' title='业主'>业主</a> </div> <div class="cell-footer"> <span> 2022-05-16 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/d51092383" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>2</span> </a> </div> </li> <li class=""> <h3> <a href="https://www.anjuke.com/qa/d51086735" title="2019年，有部分房贷，准备卖房，问卖房流程一般需多少时间完成？" _soj="wdsy_seeall" target="_blank"> 2019年，有部分房贷，准备卖房，问卖房流程一般需多少时间完成？ </a> </h3> <p class="answer no-select" unselectable="on"> 答: 一般整个交易流程需要1个月左右 </p> <div class="tags-qa-comp"> <a class='tag' href='https://shanghai.anjuke.com/ask/jh-100200020006/' traget='_blank' _soj='' title='房贷'>房贷</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100100040001/' traget='_blank' _soj='' title='卖房'>卖房</a><a class='tag' href='https://shanghai.anjuke.com/ask/jh-100100020001/' traget='_blank' _soj='' title='卖房流程'>卖房流程</a> </div> <div class="cell-footer"> <span> 2022-05-15 </span> </div> <div class="msg-wrap"> <a href="https://www.anjuke.com/qa/d51086735" _soj="wdsy_seeall" target="_blank"> <i class="iconfont"></i> <span>4</span> </a> </div> </li> <li 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