CINXE.COM

<!DOCTYPE html> <html lang="en-GB"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1"> <link rel="profile" href="https://gmpg.org/xfn/11"> <meta name="msapplication-TileColor" content="#ffffff"> <meta name="theme-color" content="#ffffff"> <title>Financial Health & Inclusion Commitment – United Nations Environment – Finance Initiative</title> <meta name='robots' content='max-image-preview:large' /> <link rel='dns-prefetch' href='//ws.sharethis.com' /> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel="alternate" type="application/rss+xml" title="United Nations Environment - Finance Initiative » Feed" href="https://www.unepfi.org/feed/" /> <link rel="alternate" type="application/rss+xml" title="United Nations Environment - Finance Initiative » Comments Feed" href="https://www.unepfi.org/comments/feed/" />  <link rel="shortcut icon" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/favicon.ico"> <link rel="apple-touch-icon" sizes="180x180" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="32x32" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/favicon-16x16.png"> <link rel="manifest" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/site.webmanifest"> <link rel="mask-icon" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/img/favicon/safari-pinned-tab.svg" color="#0d6efd">  <script src="//www.googletagmanager.com/gtag/js?id=G-QZFVR2WNJK" data-cfasync="false" data-wpfc-render="false" type="text/javascript" async></script> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript"> var mi_version = '9.1.1'; var mi_track_user = true; var mi_no_track_reason = ''; var MonsterInsightsDefaultLocations = {"page_location":"https:\/\/www.unepfi.org\/banking\/commitments\/commitment-to-financial-health-and-inclusion\/"}; if ( typeof MonsterInsightsPrivacyGuardFilter === 'function' ) { var MonsterInsightsLocations = (typeof MonsterInsightsExcludeQuery === 'object') ? MonsterInsightsPrivacyGuardFilter( MonsterInsightsExcludeQuery ) : MonsterInsightsPrivacyGuardFilter( MonsterInsightsDefaultLocations ); } else { var MonsterInsightsLocations = (typeof MonsterInsightsExcludeQuery === 'object') ? MonsterInsightsExcludeQuery : MonsterInsightsDefaultLocations; } var disableStrs = [ 'ga-disable-G-QZFVR2WNJK', ]; /* Function to detect opted out users */ function __gtagTrackerIsOptedOut() { for (var index = 0; index < disableStrs.length; index++) { if (document.cookie.indexOf(disableStrs[index] + '=true') > -1) { return true; } } return false; } /* Disable tracking if the opt-out cookie exists. */ if (__gtagTrackerIsOptedOut()) { for (var index = 0; index < disableStrs.length; index++) { window[disableStrs[index]] = true; } } /* Opt-out function */ function __gtagTrackerOptout() { for (var index = 0; index < disableStrs.length; index++) { document.cookie = disableStrs[index] + '=true; expires=Thu, 31 Dec 2099 23:59:59 UTC; path=/'; window[disableStrs[index]] = true; } } if ('undefined' === typeof gaOptout) { function gaOptout() { __gtagTrackerOptout(); } } window.dataLayer = window.dataLayer || []; window.MonsterInsightsDualTracker = { helpers: {}, trackers: {}, }; if (mi_track_user) { function __gtagDataLayer() { dataLayer.push(arguments); } function __gtagTracker(type, name, parameters) { if (!parameters) { parameters = {}; } if (parameters.send_to) { __gtagDataLayer.apply(null, arguments); return; } if (type === 'event') { parameters.send_to = monsterinsights_frontend.v4_id; var hookName = name; if (typeof parameters['event_category'] !== 'undefined') { hookName = parameters['event_category'] + ':' + name; } if (typeof MonsterInsightsDualTracker.trackers[hookName] !== 'undefined') { MonsterInsightsDualTracker.trackers[hookName](parameters); } else { __gtagDataLayer('event', name, parameters); } } else { __gtagDataLayer.apply(null, arguments); } } __gtagTracker('js', new Date()); __gtagTracker('set', { 'developer_id.dZGIzZG': true, }); if ( MonsterInsightsLocations.page_location ) { __gtagTracker('set', MonsterInsightsLocations); } __gtagTracker('config', 'G-QZFVR2WNJK', {"forceSSL":"true"} ); window.gtag = __gtagTracker; (function () { /* https://developers.google.com/analytics/devguides/collection/analyticsjs/ */ /* ga and __gaTracker compatibility shim. */ var noopfn = function () { return null; }; var newtracker = function () { return new Tracker(); }; var Tracker = function () { return null; }; var p = Tracker.prototype; p.get = noopfn; p.set = noopfn; p.send = function () { var args = Array.prototype.slice.call(arguments); args.unshift('send'); __gaTracker.apply(null, args); }; var __gaTracker = function () { var len = arguments.length; if (len === 0) { return; } var f = arguments[len - 1]; if (typeof f !== 'object' || f === null || typeof f.hitCallback !== 'function') { if ('send' === arguments[0]) { var hitConverted, hitObject = false, action; if ('event' === arguments[1]) { if ('undefined' !== typeof arguments[3]) { hitObject = { 'eventAction': arguments[3], 'eventCategory': arguments[2], 'eventLabel': arguments[4], 'value': arguments[5] ? arguments[5] : 1, } } } if ('pageview' === arguments[1]) { if ('undefined' !== typeof arguments[2]) { hitObject = { 'eventAction': 'page_view', 'page_path': arguments[2], } } } if (typeof arguments[2] === 'object') { hitObject = arguments[2]; } if (typeof arguments[5] === 'object') { Object.assign(hitObject, arguments[5]); } if ('undefined' !== typeof arguments[1].hitType) { hitObject = arguments[1]; if ('pageview' === hitObject.hitType) { hitObject.eventAction = 'page_view'; } } if (hitObject) { action = 'timing' === arguments[1].hitType ? 'timing_complete' : hitObject.eventAction; hitConverted = mapArgs(hitObject); __gtagTracker('event', action, hitConverted); } } return; } function mapArgs(args) { var arg, hit = {}; var gaMap = { 'eventCategory': 'event_category', 'eventAction': 'event_action', 'eventLabel': 'event_label', 'eventValue': 'event_value', 'nonInteraction': 'non_interaction', 'timingCategory': 'event_category', 'timingVar': 'name', 'timingValue': 'value', 'timingLabel': 'event_label', 'page': 'page_path', 'location': 'page_location', 'title': 'page_title', 'referrer' : 'page_referrer', }; for (arg in args) { if (!(!args.hasOwnProperty(arg) || !gaMap.hasOwnProperty(arg))) { hit[gaMap[arg]] = args[arg]; } else { hit[arg] = args[arg]; } } return hit; } try { f.hitCallback(); } catch (ex) { } }; __gaTracker.create = newtracker; __gaTracker.getByName = newtracker; __gaTracker.getAll = function () { return []; }; __gaTracker.remove = noopfn; __gaTracker.loaded = true; window['__gaTracker'] = __gaTracker; })(); } else { console.log(""); (function () { function __gtagTracker() { return null; } window['__gtagTracker'] = __gtagTracker; window['gtag'] = __gtagTracker; })(); } </script>  <meta name="description" property="og:description" content="The PRB Commitment to Financial Health and Inclusion is a first-of-its-kind commitment to promote universal financial inclusion and foster a banking sector that supports the financial health of ..."> <meta name="image" property="og:image" content="https://www.unepfi.org/wordpress/wp-content/uploads/2022/09/FinHealthCover.jpg"> <meta name="og:url" property="og:url" content="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/"> <meta name="og:type" property="og:type" content="page"> <meta name="og:title" property="og:title" content="Financial Health & Inclusion Commitment"> <meta name="twitter:card" property="twitter:card" content="summary_large_image" /> <meta name="twitter:url" property="twitter:url" content="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/" /> <meta name="twitter:title" property="twitter:title" content="Financial Health & Inclusion Commitment" /> <meta name="twitter:description" property="twitter:description" content="The PRB Commitment to Financial Health and Inclusion is a first-of-its-kind commitment to promote universal financial inclusion and foster a banking sector that supports the financial health of ..." /> <meta name="twitter:image" property="twitter:image" content="https://www.unepfi.org/wordpress/wp-content/uploads/2022/09/FinHealthCover.jpg" /> <meta name="twitter:site" property="twitter:site" content="@unep_fi" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/15.0.3\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/www.unepfi.org\/wordpress\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.6.2"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83d\udc26\u200d\u2b1b","\ud83d\udc26\u200b\u2b1b")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <link rel='stylesheet' id='sdm-styles-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/simple-download-monitor/css/sdm_wp_styles.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='pt-cv-public-style-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/content-views-query-and-display-post-page/public/assets/css/cv.css?ver=4.0.1' type='text/css' media='all' /> <link rel='stylesheet' id='pt-cv-public-pro-style-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/pt-content-views-pro/public/assets/css/cvpro.min.css?ver=5.8.6.1' type='text/css' media='all' /> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://www.unepfi.org/wordpress/wp-includes/css/dist/block-library/style.min.css?ver=6.6.2' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:root :where(.is-layout-flow) > :first-child{margin-block-start: 0;}:root :where(.is-layout-flow) > :last-child{margin-block-end: 0;}:root :where(.is-layout-flow) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-constrained) > :first-child{margin-block-start: 0;}:root :where(.is-layout-constrained) > :last-child{margin-block-end: 0;}:root :where(.is-layout-constrained) > *{margin-block-start: 24px;margin-block-end: 0;}:root :where(.is-layout-flex){gap: 24px;}:root :where(.is-layout-grid){gap: 24px;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='bcct_style-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/better-click-to-tweet/assets/css/styles.css?ver=3.0' type='text/css' media='all' /> <link rel='stylesheet' id='ctf_styles-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/custom-twitter-feeds/css/ctf-styles.min.css?ver=2.2.4' type='text/css' media='all' /> <link rel='stylesheet' id='bg-shce-genericons-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/show-hidecollapse-expand/assets/css/genericons/genericons.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='bg-show-hide-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/show-hidecollapse-expand/assets/css/bg-show-hide.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='bootstrap-css' href='https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/css/lib/bootstrap.min.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='unepfi2021-roboto-font-css' href='https://fonts.googleapis.com/css2?family=Roboto%3Aital%2Cwght%400%2C100%3B0%2C300%3B0%2C400%3B0%2C500%3B0%2C700%3B0%2C900%3B1%2C100%3B1%2C300%3B1%2C400%3B1%2C500%3B1%2C700%3B1%2C900&display=swap&ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='font-awesome-style-css' href='https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/css/lib/fontawesome.min.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='unepfi2021-slick-style-css' href='https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/css/slick.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='unepfi2021-old-style-css' href='https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/css/old-styles.css?ver=6.6.2' type='text/css' media='all' /> <link rel='stylesheet' id='unepfi2021-style-css' href='https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/style.css?ver=202411131219' type='text/css' media='all' /> <link rel='stylesheet' id='aurora-heatmap-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/aurora-heatmap/style.css?ver=1.7.0' type='text/css' media='all' /> <link rel='stylesheet' id='tablepress-default-css' href='https://www.unepfi.org/wordpress/wp-content/tablepress-combined.min.css?ver=85' type='text/css' media='all' /> <link rel='stylesheet' id='forget-about-shortcode-buttons-css' href='https://www.unepfi.org/wordpress/wp-content/plugins/forget-about-shortcode-buttons/public/css/button-styles.css?ver=2.1.3' type='text/css' media='all' /> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/google-analytics-for-wordpress/assets/js/frontend-gtag.min.js?ver=9.1.1" id="monsterinsights-frontend-script-js" async="async" data-wp-strategy="async"></script> <script data-cfasync="false" data-wpfc-render="false" type="text/javascript" id='monsterinsights-frontend-script-js-extra'>/* <![CDATA[ */ var monsterinsights_frontend = {"js_events_tracking":"true","download_extensions":"doc,pdf,ppt,zip,xls,docx,pptx,xlsx","inbound_paths":"[]","home_url":"https:\/\/www.unepfi.org","hash_tracking":"false","v4_id":"G-QZFVR2WNJK"};/* ]]> */ </script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/modified-tabs-responsive/assets/js/tabs-custom-functions.min.js?ver=6.6.2" id="tabs-custom-functions-js"></script> <script type="text/javascript" id="sdm-scripts-js-extra"> /* <![CDATA[ */ var sdm_ajax_script = {"ajaxurl":"https:\/\/www.unepfi.org\/wordpress\/wp-admin\/admin-ajax.php"}; /* ]]> */ </script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/simple-download-monitor/js/sdm_wp_scripts.js?ver=6.6.2" id="sdm-scripts-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/js/theme.min.js?ver=202403191139" id="unepfi2021-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/js/lib/jquery.hoverIntent.min.js?ver=1.10.2" id="unepfi2021-hoverintent-js"></script> <script type="text/javascript" id="aurora-heatmap-js-extra"> /* <![CDATA[ */ var aurora_heatmap = {"_mode":"reporter","ajax_url":"https:\/\/www.unepfi.org\/wordpress\/wp-admin\/admin-ajax.php","action":"aurora_heatmap","reports":"click_pc,click_mobile","debug":"0","ajax_delay_time":"3000","ajax_interval":"10","ajax_bulk":null}; /* ]]> */ </script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/aurora-heatmap/js/aurora-heatmap.min.js?ver=1.7.0" id="aurora-heatmap-js"></script> <script id='st_insights_js' type="text/javascript" src="https://ws.sharethis.com/button/st_insights.js?publisher=eba0f3ba-f9ab-408c-bc68-c28af5afe749&product=feather" id="feather-sharethis-js"></script> <link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://www.unepfi.org/wordpress/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.6.2" /> <link rel="canonical" href="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/" /> <link rel='shortlink' href='https://www.unepfi.org/?p=48629' /> <link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://www.unepfi.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.unepfi.org%2Fbanking%2Fcommitments%2Fcommitment-to-financial-health-and-inclusion%2F" /> <link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://www.unepfi.org/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fwww.unepfi.org%2Fbanking%2Fcommitments%2Fcommitment-to-financial-health-and-inclusion%2F&format=xml" /> <script type="text/javascript"> var ajax_url = "https://www.unepfi.org/wordpress/wp-admin/admin-ajax.php"; var admin_url = "https://www.unepfi.org/wordpress/wp-admin/"; var stylesheet_directory_uri = "https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021"; var ajax_getmodal_id_nonce = "d172e6b4d7"; var ajax_selector_nonce = "3d973c9ff0"; var ajax_generate_toc_nonce = "6fc2430b8c"; </script> <style type="text/css"></style> <style type="text/css"> .synved-social-resolution-single { display: inline-block; } .synved-social-resolution-normal { display: inline-block; } .synved-social-resolution-hidef { display: none; } @media only screen and (min--moz-device-pixel-ratio: 2), only screen and (-o-min-device-pixel-ratio: 2/1), only screen and (-webkit-min-device-pixel-ratio: 2), only screen and (min-device-pixel-ratio: 2), only screen and (min-resolution: 2dppx), only screen and (min-resolution: 192dpi) { .synved-social-resolution-normal { display: none; } .synved-social-resolution-hidef { display: inline-block; } } </style> <style type="text/css" id="wp-custom-css"> body { font-size: 15px; } .post-content { font-size: 18px; line-height: 24px; overflow: hidden; } </style> <link rel="stylesheet" href="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/responsive.css" /> </head> <body class="page-template-default page page-id-48629 page-parent page-child parent-pageid-48022"> <div id="to-top"></div> <header> <nav class="navbar fixed-top navbar-expand-lg navbar-light navbar-unep"> <div class="container"> <span class="logos"> <a class="logo" href="https://www.unepfi.org" rel="home"> <img src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/assets/images/logo/logo.svg" alt="UN Environment Programme" /> </a> </span> <button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#navbarSupportedContent" aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div class="collapse navbar-collapse" id="navbarSupportedContent"> <ul class="navbar-nav ms-auto mb-2 mb-lg-0 main_menu"><li id="menu-item-31770" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31770 position-static"><a href="https://www.unepfi.org/about/" class="nav-link">About Us</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-31801" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children dropdown nav-item nav-item-31801 position-static"><a data-featuredID="31801" href="https://www.unepfi.org/about/" class="nav-link has-featured-content ">Overview</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-57312" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-57312 position-static"><a data-featuredID="31801" href="https://www.unepfi.org/about/about-us/history/" class="nav-link has-featured-content ">History</a></li> <li id="menu-item-57323" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-57323 position-static"><a data-featuredID="31801" href="https://www.unepfi.org/about/30-years-of-unep-fi/" class="nav-link has-featured-content ">30 years of UNEP FI</a></li> <li id="menu-item-74902" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-74902 position-static"><a data-featuredID="31801" href="https://www.unepfi.org/events/unep-fi-global-roundtable-2024/" class="nav-link has-featured-content ">Global Roundtable 2024</a></li> </ul> </li> <li id="menu-item-31787" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31787 position-static"><a href="https://www.unepfi.org/about/structure/" class="nav-link">Governance</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-48659" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-48659 position-static"><a href="https://www.unepfi.org/about/structure/leadership-council/" class="nav-link">Leadership Council</a></li> <li id="menu-item-31973" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31973 position-static"><a href="https://www.unepfi.org/about/structure/global-steering-committee/" class="nav-link">Global Steering Committee</a></li> <li id="menu-item-57342" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-57342 position-static"><a href="https://www.unepfi.org/banking/governance/banking-board/" class="nav-link">Banking Board</a></li> <li id="menu-item-57343" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-57343 position-static"><a href="https://www.unepfi.org/insurance/insurance/psi-board/" class="nav-link">PSI Board</a></li> </ul> </li> <li id="menu-item-31802" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31802 position-static"><a data-featuredID="31802" href="https://www.unepfi.org/about/structure/secretariat/" class="nav-link has-featured-content ">Secretariat</a></li> <li id="menu-item-31800" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31800 position-static"><a href="https://www.unepfi.org/about/employment/" class="nav-link">Work with us</a></li> <li id="menu-item-31775" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31775 position-static"><a href="https://www.unepfi.org/about/contact/" class="nav-link">Contact Us</a></li> </ul> <div class="menu-featured-content mr-auto"> <div class="featured-content" id="featuredContent31801"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/about/30-years-of-unep-fi/" title="30 years of UNEP FI"><h5>30 years of UNEP FI</h5></a> <p>2022 marks 50 years of environmental action through UNEP, 30 years of</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/news/remembering-richard-hansen-our-humble-high-flyer/" title="Remembering Richard Hansen: our humble, high-flyer"><h5>Remembering Richard Hansen: our humble, high-flyer</h5></a> <p>We lost a dear UNEP FI colleague recently, Richard Hansen, our web</p> </div></div> <div class="featured-content" id="featuredContent31802"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/news/remembering-richard-hansen-our-humble-high-flyer/" title="Remembering Richard Hansen: our humble, high-flyer"><h5>Remembering Richard Hansen: our humble, high-flyer</h5></a> <p>We lost a dear UNEP FI colleague recently, Richard Hansen, our web</p> </div></div> </div> </div>  </div>  </div>  </div> </li> <li id="menu-item-31803" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31803 position-static"><a href="https://www.unepfi.org/members/" class="nav-link">Our Members</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-31804" class="menu-item menu-item-type-custom menu-item-object-custom nav-item nav-item-31804 position-static"><a href="https://www.unepfi.org/members/" class="nav-link">Our Members</a></li> <li id="menu-item-31974" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31974 position-static"><a href="https://www.unepfi.org/supporting-institutions/" class="nav-link">Supporting Institutions</a></li> <li id="menu-item-31773" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31773 position-static"><a href="https://www.unepfi.org/membership/" class="nav-link">Benefits of Membership</a></li> <li id="menu-item-31805" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-31805 position-static"><a href="https://www.unepfi.org/extranet/" class="nav-link">Members Area</a></li> </ul> </div>  </div>  </div>  </div> </li> <li id="menu-item-31780" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children dropdown nav-item nav-item-31780 position-static"><a href="#" class="nav-link">Finance Industry</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-34082" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-34082 position-static"><a data-featuredID="34082" href="https://www.unepfi.org/banking/bankingprinciples/" class="nav-link has-featured-content ">Banking</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-51939" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51939 position-static"><a data-featuredID="34082" href="https://www.unepfi.org/banking/bankingprinciples/" class="nav-link has-featured-content ">Principles for Responsible Banking</a></li> <li id="menu-item-60680" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-60680 position-static"><a data-featuredID="34082" href="https://www.unepfi.org/banking/bankingprinciples/prb-academy/" class="nav-link has-featured-content ">Principles for Responsible Banking Academy</a></li> <li id="menu-item-52523" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-52523 position-static"><a data-featuredID="34082" target="_blank" href="https://www.unepfi.org/net-zero-banking/#new_tab" class="nav-link has-featured-content ">Net-Zero Banking Alliance</a></li> <li id="menu-item-75901" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75901 position-static"><a data-featuredID="34082" href="https://www.unepfi.org/risk-centre/" class="nav-link has-featured-content ">Risk Centre</a></li> <li id="menu-item-51944" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51944 position-static"><a data-featuredID="34082" href="https://www.unepfi.org/banking/bankingprinciples/" class="nav-link has-featured-content ">More…</a></li> </ul> </li> <li id="menu-item-51930" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-51930 position-static"><a data-featuredID="51930" href="https://www.unepfi.org/insurance/insurance/" class="nav-link has-featured-content ">Insurance</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-56587" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-56587 position-static"><a data-featuredID="51930" href="https://www.unepfi.org/insurance/insurance/" class="nav-link has-featured-content ">Principles for Sustainable Insurance</a></li> <li id="menu-item-75436" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75436 position-static"><a data-featuredID="51930" href="https://www.unepfi.org/forum-for-insurance-transition-to-net-zero/" class="nav-link has-featured-content ">Forum for Insurance Transition to Net Zero</a></li> <li id="menu-item-74519" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-74519 position-static"><a data-featuredID="51930" href="https://www.unepfi.org/the-v20-sustainable-insurance-facility/" class="nav-link has-featured-content ">V20 Sustainable Insurance Facility</a></li> </ul> </li> <li id="menu-item-42372" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-42372 position-static"><a data-featuredID="42372" href="https://www.unepfi.org/investment/investment/" class="nav-link has-featured-content ">Investment</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-51931" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51931 position-static"><a data-featuredID="42372" href="https://www.unepfi.org/investment/investment/" class="nav-link has-featured-content ">Investment Leadership Programme</a></li> <li id="menu-item-53639" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-53639 position-static"><a data-featuredID="42372" href="https://www.unepfi.org/net-zero-alliance/" class="nav-link has-featured-content ">Net-Zero Asset Owner Alliance</a></li> <li id="menu-item-54711" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-54711 position-static"><a data-featuredID="42372" href="https://www.unepfi.org/legal-framework-for-impact/" class="nav-link has-featured-content ">A Legal Framework for Impact</a></li> </ul> </li> <li id="menu-item-65785" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-65785 position-static"><a data-featuredID="65785" href="https://www.unepfi.org/policy-and-regulation/" class="nav-link has-featured-content ">Policy and Regulation</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-77388" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-77388 position-static"><a data-featuredID="65785" href="https://www.unepfi.org/policy-and-regulation/csrd-esrs-implementation-programme/" class="nav-link has-featured-content ">CSRD/ESRS Implementation Programme</a></li> <li id="menu-item-71005" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-71005 position-static"><a data-featuredID="65785" href="https://www.unepfi.org/policy-and-regulation/regional-inititatives/" class="nav-link has-featured-content ">Regional Inititatives</a></li> </ul> </li> </ul> <div class="menu-featured-content mr-auto"> <div class="featured-content" id="featuredContent34082"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/regions/europe/unep-fi-to-support-csrd-implementation-by-leveraging-principles-for-responsible-banking-requirements/" title="UNEP FI launches new resources to support CSRD implementation by leveraging Principles for Responsible Banking requirements"><h5>UNEP FI launches new resources to support CSRD implementation by leveraging Principles for Responsible Banking requirements</h5></a> <p>UNEP FI has launched an ESRS Interoperability Package which helps banks</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/industries/banking/responsible-banking-priorities-and-blueprint-for-a-sustainable-future/" title="Responsible Banking - Priorities and Blueprint for a Sustainable Future"><h5>Responsible Banking - Priorities and Blueprint for a Sustainable Future</h5></a> <p>Leading responsible banks are transforming the finance sector through four</p> </div></div> <div class="featured-content" id="featuredContent51930"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/insurance/insurance/" title="Principles for Sustainable Insurance"><h5>Principles for Sustainable Insurance</h5></a> <p>About Launched at the 2012 UN Conference on Sustainable Development,</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/insurance/insurance/projects/" title="Priorities and Initiatives"><h5>Priorities and Initiatives</h5></a> <p>The insurance industry’s core business is to understand, manage and</p> </div></div> <div class="featured-content" id="featuredContent42372"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/industries/target-setting-protocol-fourth-edition/" title="NZAOA Target-Setting Protocol Fourth Edition"><h5>NZAOA Target-Setting Protocol Fourth Edition</h5></a> <p>With this release, the Net-Zero Asset Owner Alliance has published four</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/industries/to-serve-net-zero-clients-asset-managers-need-a-systematic-approach-to-climate/" title="To serve net-zero clients, asset managers need a systematic approach to climate"><h5>To serve net-zero clients, asset managers need a systematic approach to climate</h5></a> <p>Geneva, 6 February - The UN-convened Net-Zero Asset Owner Alliance</p> </div></div> <div class="featured-content" id="featuredContent65785"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/themes/climate-change/turning-point-how-policymakers-can-shift-the-trillions-needed-for-the-net-zero-transition/" title="Turning point: How policymakers can shift the trillions needed for the net-zero transition"><h5>Turning point: How policymakers can shift the trillions needed for the net-zero transition</h5></a> <p>Net-zero can only be achieved through systemic change. It is time to move</p> </div></div> </div> </div>  </div>  </div>  </div> </li> <li id="menu-item-31781" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children dropdown nav-item nav-item-31781 position-static"><a href="#" class="nav-link">Key Themes</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-52535" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-52535 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/climate-change/climate-change/" class="nav-link has-featured-content ">Climate Change</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-51938" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51938 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/net-zero-alliance/" class="nav-link has-featured-content ">Net-Zero Asset Owner Alliance</a></li> <li id="menu-item-51932" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51932 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/net-zero-banking/" class="nav-link has-featured-content ">Net-Zero Banking Alliance</a></li> <li id="menu-item-71779" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-71779 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/climate-change/net-zero-export-credit-agencies/" class="nav-link has-featured-content ">Net-Zero Export Credit Agencies Alliance</a></li> <li id="menu-item-75437" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75437 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/forum-for-insurance-transition-to-net-zero/" class="nav-link has-featured-content ">Forum for Insurance Transition to Net Zero</a></li> <li id="menu-item-75245" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75245 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/risk-centre/" class="nav-link has-featured-content ">Risk Centre</a></li> <li id="menu-item-51928" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51928 position-static"><a data-featuredID="52535" href="https://www.unepfi.org/climate-change/climate-change/" class="nav-link has-featured-content ">More…</a></li> </ul> </li> <li id="menu-item-31786" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31786 position-static"><a data-featuredID="31786" href="https://www.unepfi.org/nature/nature/" class="nav-link has-featured-content ">Nature</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-75244" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75244 position-static"><a data-featuredID="31786" href="https://www.unepfi.org/risk-centre/" class="nav-link has-featured-content ">Risk Centre</a></li> <li id="menu-item-52527" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-52527 position-static"><a data-featuredID="31786" target="_blank" href="https://www.unepfi.org/blue-finance/#new_tab" class="nav-link has-featured-content ">Ocean Finance</a></li> <li id="menu-item-56065" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-56065 position-static"><a data-featuredID="31786" href="https://www.unepfi.org/nature/food-systems/" class="nav-link has-featured-content ">Food, Forests & Land</a></li> <li id="menu-item-51945" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51945 position-static"><a data-featuredID="31786" href="https://www.unepfi.org/nature/nature/" class="nav-link has-featured-content ">More…</a></li> </ul> </li> <li id="menu-item-51579" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-51579 position-static"><a data-featuredID="51579" href="https://www.unepfi.org/pollution-and-circular-economy/pollution-and-circular-economy/" class="nav-link has-featured-content ">Pollution & Circular Economy</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-73883" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-73883 position-static"><a data-featuredID="51579" href="https://www.unepfi.org/pollution-and-circular-economy/circular-economy/" class="nav-link has-featured-content ">Circular Economy</a></li> <li id="menu-item-73882" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-73882 position-static"><a data-featuredID="51579" href="https://www.unepfi.org/pollution-and-circular-economy/pollution/" class="nav-link has-featured-content ">Pollution</a></li> <li id="menu-item-73881" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-73881 position-static"><a data-featuredID="51579" href="https://www.unepfi.org/pollution-and-circular-economy/energy-efficiency/" class="nav-link has-featured-content ">Energy Efficiency</a></li> <li id="menu-item-51925" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51925 position-static"><a data-featuredID="51579" href="https://www.unepfi.org/pollution-and-circular-economy/pollution-and-circular-economy/" class="nav-link has-featured-content ">More…</a></li> </ul> </li> <li id="menu-item-51982" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-51982 position-static"><a data-featuredID="51982" href="https://www.unepfi.org/impact/positive-impact/" class="nav-link has-featured-content ">SDGs & Impact</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-59441" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-59441 position-static"><a data-featuredID="51982" href="https://www.unepfi.org/impact/impact-protocol/" class="nav-link has-featured-content ">Impact Protocol</a></li> <li id="menu-item-51943" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51943 position-static"><a data-featuredID="51982" href="https://www.unepfi.org/impact/unep-fi-impact-analysis-tools/" class="nav-link has-featured-content ">Tools for Holistic Impact Analysis</a></li> <li id="menu-item-51934" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51934 position-static"><a data-featuredID="51982" href="https://www.unepfi.org/impact/impact-management-platform/" class="nav-link has-featured-content ">Impact Management Platform</a></li> <li id="menu-item-51983" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51983 position-static"><a data-featuredID="51982" href="https://www.unepfi.org/impact/positive-impact/" class="nav-link has-featured-content ">More…</a></li> </ul> </li> <li id="menu-item-53647" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-53647 position-static"><a href="https://www.unepfi.org/social-issues/social-issues/" class="nav-link">Social & Human Rights</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-51937" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-51937 position-static"><a href="https://www.unepfi.org/social-issues/social-issues/" class="nav-link">Human Rights</a></li> <li id="menu-item-66177" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-66177 position-static"><a href="https://www.unepfi.org/social-issues/just-transition/" class="nav-link">Just Transition</a></li> <li id="menu-item-66176" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-66176 position-static"><a href="https://www.unepfi.org/social-issues/financial-health-and-inclusion/" class="nav-link">Financial Health and Inclusion</a></li> <li id="menu-item-66175" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-66175 position-static"><a href="https://www.unepfi.org/social-issues/gender/" class="nav-link">Gender</a></li> </ul> </li> </ul> <div class="menu-featured-content mr-auto"> <div class="featured-content" id="featuredContent52535"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/themes/climate-change/export-credit-agencies-supporting-billions-in-global-trade-form-net-zero-alliance/" title="Export credit agencies supporting billions in global trade form net-zero alliance"><h5>Export credit agencies supporting billions in global trade form net-zero alliance</h5></a> <p>Geneva, 4 December 2023 – At COP28 today, eight leading export credit</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/themes/climate-change/unep-fi-launches-risk-centre-to-help-members-address-sustainability-risks/" title="New Risk Centre to help UNEP FI members address sustainability risks"><h5>New Risk Centre to help UNEP FI members address sustainability risks</h5></a> <p>The UN Environment Programme Finance Initiative (UNEP FI) has unveiled its</p> </div></div> <div class="featured-content" id="featuredContent31786"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/nature/getting-started/" title="Getting Started"><h5>Getting Started</h5></a> <p>The Challenge The natural world - our forests, soils, land and ocean and</p> </div><div class="post-highlight"> <a href="https://www.unepfi.org/blue-finance/" title="Sustainable Blue Finance"><h5>Sustainable Blue Finance</h5></a> <p>Welcome to the Sustainable Blue Economy Finance Initiative, a UN-convened</p> </div></div> <div class="featured-content" id="featuredContent51579"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/news/160-financial-institutions-call-for-an-ambitious-international-treaty-to-end-plastic-pollution/" title="160 financial institutions representing 15.5 USD trillion combined assets call for an ambitious international treaty to end plastic pollution"><h5>160 financial institutions representing 15.5 USD trillion combined assets call for an ambitious international treaty to end plastic pollution</h5></a> <p>Geneva, 19 April 2024 – One hundred and sixty financial institutions and</p> </div></div> <div class="featured-content" id="featuredContent51982"> <h4>Highlights</h4><div class="post-highlight"> <a href="https://www.unepfi.org/industries/banking/impact-protocol/" title="Impact Protocol"><h5>Impact Protocol</h5></a> <p>Impact management explained, step by step! The Impact Protocol provides a</p> </div></div> </div> </div>  </div>  </div>  </div> </li> <li id="menu-item-31783" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31783 position-static"><a href="https://www.unepfi.org/regions/" class="nav-link">Regions</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-31785" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31785 position-static"><a href="https://www.unepfi.org/regions/africa-middle-east/" class="nav-link">Africa & Middle East</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-65210" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-65210 position-static"><a href="https://www.unepfi.org/regions/africa-middle-east/unep-fi-regional-roundtable-africa-and-middle-east-2023/" class="nav-link">Regional Roundtable Africa and Middle East 2023</a></li> <li id="menu-item-55117" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-55117 position-static"><a href="https://www.unepfi.org/knowledge-platform/" class="nav-link">SDG-Climate Facility Project: Knowledge Platform</a></li> </ul> </li> <li id="menu-item-31788" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31788 position-static"><a href="https://www.unepfi.org/regions/asia-pacific/" class="nav-link">Asia Pacific</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-65208" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-65208 position-static"><a href="https://www.unepfi.org/regions/asia-pacific/unep-fi-regional-roundtable-asia-pacific-2023/" class="nav-link">Regional Roundtable Asia Pacific 2023</a></li> </ul> </li> <li id="menu-item-31792" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31792 position-static"><a href="https://www.unepfi.org/regions/europe/" class="nav-link">Europe</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-78622" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-78622 position-static"><a href="https://www.unepfi.org/policy-and-regulation/csrd-esrs-implementation-programme/" class="nav-link">CSRD/ESRS Implementation Programme</a></li> <li id="menu-item-66945" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-66945 position-static"><a href="https://www.unepfi.org/events/unep-fi-regional-roundtable-europe-2023/" class="nav-link">UNEP FI Regional Roundtable Europe 2023</a></li> </ul> </li> <li id="menu-item-31793" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31793 position-static"><a href="https://www.unepfi.org/regions/latin-america-caribbean/" class="nav-link">Latin America & Caribbean</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-78623" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-78623 position-static"><a href="https://www.unepfi.org/unep-fi-regional-roundtable-latin-america-caribbean-2024/" class="nav-link">UNEP FI Regional Roundtable Latin America & Caribbean 2024</a></li> </ul> </li> <li id="menu-item-31794" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-31794 position-static"><a href="https://www.unepfi.org/regions/north-america/" class="nav-link">North America</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-65209" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-65209 position-static"><a href="https://www.unepfi.org/rrt23-na-recordings/" class="nav-link">Regional Roundtable North America 2023</a></li> </ul> </li> </ul> </div>  </div>  </div>  </div> </li> <li id="menu-item-33506" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children dropdown nav-item nav-item-33506 position-static"><a href="#" class="nav-link">Resources</a> <div class="dropdown-menu multi-column columns-3"> <div class="row"><div class="container"> <div class="d-flex justify-content-between"><ul class=" depth_0"> <li id="menu-item-33508" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-has-children dropdown nav-item nav-item-33508 position-static"><a href="https://www.unepfi.org/category/events/" class="nav-link">Events & Webinars</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-74901" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-74901 position-static"><a href="https://www.unepfi.org/events/unep-fi-global-roundtable-2024/" class="nav-link">Global Roundtable 2024</a></li> <li id="menu-item-63399" class="menu-item menu-item-type-post_type menu-item-object-post nav-item nav-item-63399 position-static"><a href="https://www.unepfi.org/events/regional-roundtables-on-sustainable-finance-2023/" class="nav-link">Regional Roundtables 2023</a></li> <li id="menu-item-52759" class="menu-item menu-item-type-custom menu-item-object-custom nav-item nav-item-52759 position-static"><a href="https://www.unepfi.org/category/events/?ca%5B0%5D=343&concluded=1" class="nav-link">Podcasts</a></li> <li id="menu-item-52760" class="menu-item menu-item-type-custom menu-item-object-custom nav-item nav-item-52760 position-static"><a href="https://www.unepfi.org/category/events/?ca%5B0%5D=204" class="nav-link">Webinars</a></li> </ul> </li> <li id="menu-item-33510" class="menu-item menu-item-type-taxonomy menu-item-object-category nav-item nav-item-33510 position-static"><a href="https://www.unepfi.org/category/news/" class="nav-link">News</a></li> <li id="menu-item-33509" class="menu-item menu-item-type-taxonomy menu-item-object-category nav-item nav-item-33509 position-static"><a href="https://www.unepfi.org/category/publications/" class="nav-link">Guidance & Research</a></li> <li id="menu-item-75243" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-75243 position-static"><a href="https://www.unepfi.org/risk-centre/" class="nav-link">Risk Centre</a></li> <li id="menu-item-33997" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-33997 position-static"><a href="https://www.unepfi.org/tools/" class="nav-link">Tools</a></li> <li id="menu-item-79729" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children dropdown nav-item nav-item-79729 position-static"><a href="https://www.unepfi.org/learning-and-development-for-finance-professionals/" class="nav-link">Training</a> <ul class="dropdown-menu sub-menu depth_1"> <li id="menu-item-79735" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-79735 position-static"><a href="https://www.unepfi.org/learning-and-development-for-finance-professionals/prb-academy/" class="nav-link">Principles for Responsible Banking Academy</a></li> <li id="menu-item-79731" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-79731 position-static"><a href="https://www.unepfi.org/learning-and-development-for-finance-professionals/regional-implementation-of-unep-fi-frameworks/" class="nav-link">Regional Implementation of UNEP FI Frameworks</a></li> <li id="menu-item-79732" class="menu-item menu-item-type-post_type menu-item-object-page nav-item nav-item-79732 position-static"><a href="https://www.unepfi.org/learning-and-development-for-finance-professionals/risk-management/" class="nav-link">Risk Management</a></li> </ul> </li> </ul> </div>  </div>  </div>  </div> </li> </ul> <button class="btn left-pan header-search-button d-none d-sm-block" type="button" data-form="#header-search-form" title="Search"><i class="fa fa-search"></i></button> </div> </div> </nav> <div id="header-search-form" class="header-search-form d-none d-sm-block"> <div class="container"> <div class="spacer-left"> <form class="d-flex search-form" role="search" method="get" action="/"> <div class="input-group"> <input class="form-control input-text " type="search" name="s" placeholder="Search" aria-label="Search"> <button class="btn left-pan" type="submit" title="Search"><i class="fa fa-search"></i></button> </div> </form> <p class="search-title pt40">POPULAR CONTENT</p> <div class="row"> <article class="col-12 col-md-4"> <a href="https://www.unepfi.org/themes/climate-change/2023-climate-risk-landscape/"> <img src="https://www.unepfi.org/wordpress/wp-content/uploads/2023/03/Climate-Risk-Landscape-2023-cover-scaled.jpg" class="img-fluid"> </a> <p class="top-title">07 March 2023<span class="separator"></span><span class="uppercase"><a href="https://www.unepfi.org/category/themes/climate-change/" rel="category tag">Climate Change</a>, <a href="https://www.unepfi.org/category/publications/" rel="category tag">Publications</a>, <a href="https://www.unepfi.org/category/themes/risk/" rel="category tag">Risk</a>, <a href="https://www.unepfi.org/category/themes/climate-change/tcfd/" rel="category tag">TCFD</a></span></p> <a href="https://www.unepfi.org/themes/climate-change/2023-climate-risk-landscape/"> <h5>The 2023 Climate Risk Landscape</h5></a> </article> <article class="col-12 col-md-4"> <a href="https://www.unepfi.org/events/global-roundtable-2022/"> <img src="https://www.unepfi.org/wordpress/wp-content/uploads/2022/05/Header-Clouds-2.jpg" class="img-fluid"> </a> <p class="top-title">17 May 2022<span class="separator"></span><span class="uppercase"><a href="https://www.unepfi.org/category/events/" rel="category tag">Events</a>, <a href="https://www.unepfi.org/category/events/unepfi-roundtable/" rel="category tag">Roundtables</a></span></p> <a href="https://www.unepfi.org/events/global-roundtable-2022/"> <h5>UNEP FI Global Roundtable 2022</h5></a> </article> <article class="col-12 col-md-4"> <a href="https://www.unepfi.org/industries/banking/2023-in-review-a-growing-membership-continues-ambitious-action-on-sustainable-finance/"> <img src="https://www.unepfi.org/wordpress/wp-content/uploads/2023/12/endofyeararticle-scaled.jpg" class="img-fluid"> </a> <p class="top-title">19 December 2023<span class="separator"></span><span class="uppercase"><a href="https://www.unepfi.org/category/industries/banking/" rel="category tag">Banking</a>, <a href="https://www.unepfi.org/category/themes/climate-change/" rel="category tag">Climate Change</a>, <a href="https://www.unepfi.org/category/industries/insurance/" rel="category tag">Insurance</a>, <a href="https://www.unepfi.org/category/industries/investment/" rel="category tag">Investment</a>, <a href="https://www.unepfi.org/category/themes/ecosystems/" rel="category tag">Nature</a>, <a href="https://www.unepfi.org/category/news/" rel="category tag">News</a>, <a href="https://www.unepfi.org/category/industries/policy/" rel="category tag">Policy</a>, <a href="https://www.unepfi.org/category/themes/pollution-circular-economy/" rel="category tag">Pollution & Circular Economy</a>, <a href="https://www.unepfi.org/category/themes/impact/" rel="category tag">SDGs and Impact</a>, <a href="https://www.unepfi.org/category/themes/social-issues/" rel="category tag">Social</a></span></p> <a href="https://www.unepfi.org/industries/banking/2023-in-review-a-growing-membership-continues-ambitious-action-on-sustainable-finance/"> <h5>2023 in review: A growing membership continues ambitious action on sustainable finance</h5></a> </article> </div> </div> </div> </div> </header> <main> <div class="wall w1680" style="background-image: linear-gradient(to bottom, rgba(0,0,0,0.75), rgba(0,0,0,0) 20%), linear-gradient(rgba(0,0,0,0.30), rgba(0,0,0,0.30)), linear-gradient(137deg, rgba(0,0,0,0.60), rgba(0,0,0,0)), url('https://www.unepfi.org/wordpress/wp-content/uploads/2022/09/FinHealthCover.jpg');" > <div class="container h50"><nav class="breadcrumb"><a href="https://www.unepfi.org/">Home</a><span class="divider"> / </span><a href="https://www.unepfi.org/banking/">Banking</a><span class="divider"> / </span><a href="https://www.unepfi.org/banking/commitments/">Commitments</a><span class="divider"> / </span>Financial Health & Inclusion Commitment</nav></div> <div class="container pt80 pb80"> <h1 class="line-blue">Financial Health & Inclusion Commitment</h1> </div> </div> <div class="container mt-5 page-default-template"> <div class="row"> <div class="col-12 col-md-9"> <article> <div class="post-content"> <p><strong>The PRB Commitment to Financial Health and Inclusion</strong> is a <a href="https://www.unepfi.org/wordpress/wp-content/uploads/2021/10/Commitment-to-Financial-Health-and-Inclusion-D2.pdf">first-of-its-kind commitment</a> to promote universal financial inclusion and foster a banking sector that supports the financial health of customers. Launched in December 2021, the commitment is a collective journey to accelerate action on financial health and inclusion – one of the top three sustainability challenges identified by signatory banks in the 2020 PRB <a href="https://www.unepfi.org/banking/bankingprinciples/more-about-the-principles/progress/prb-collective-progress-report-2021/">Collective Progress Report</a>, as where they can have the most impact.</p> <p><span>Globally, around 1.7 billion adults are without a bank account, which means they are unlikely to be able to save securely or to have access to emergency credit. Such inaccessibility to financial products and services makes it more challenging for them to be financially resilient in times of difficulty. It excludes people from opportunities to secure and maintain their standard of living and prevents them from taking steps to improve their financial health, such as long-term financial planning, access to credit and insurance. </span></p> <p>Driven by a working group of signatory banks of the Principles for Responsible Banking, the Commitment to Financial Health and Inclusion brings together a pioneering group of banks who take up a leadership role in accelerating action for <span data-contrast="none">universal financial inclusion and financial health of all individuals. </span>Signatories to the Commitment are required to:</p> <ul> <li><strong>Set targets</strong> within the first 18 months after signing that make a substantial contribution to the financial health and inclusion of societies.</li> <li><strong>Report</strong> within 18 months on financial health and inclusion targets, and annually thereafter on their progress against these targets.</li> </ul> <p>Committed signatory banks will also define common measurements of success and share current best practices and successful approaches to financial inclusion to see how they might be further improved and adopted more widely across the sector.</p> <p>Become part of the future of banking that fosters inclusive societies founded on human dignity and equality. If your bank is interested in joining this leadership group, reach out to <a href="mailto:Laura.diazzea@un.org">Laura Diaz</a>.</p> <div class="row content-blocks"> <div class="col"> <article class="simple-gray-box gb-has-link" data-href="https://www.unepfi.org/wordpress/wp-content/uploads/2021/10/Commitment-to-Financial-Health-and-Inclusion-D2.pdf"> <h4>Commitment</h4> <p>The commitment and guidelines</p> </article> </div> <div class="col"> <article class="simple-gray-box gb-has-link" data-href="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/members/"> <h4>Members</h4> <p>The pioneering banks in the Commitment</p> </article> </div> <div class="col"> <article class="simple-gray-box gb-has-link" data-href="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/available-resources/"> <h4>Resources</h4> <p>2023 summary report and more</p> </article> </div> </div> <div></div> <div><a id="anchor2"></a></p> </div> </article> </div> <div class="col-12 col-md-3"> <div class="sidebar"> <aside id="secondary" class="widget-area"> <section id="nav_menu-22" class="widget_nav_menu"><div class="menu-sidemenu-banking-principles-for-responsible-banking-container"><ul id="menu-sidemenu-banking-principles-for-responsible-banking" class="menu"><li id="menu-item-55810" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55810"><a href="https://www.unepfi.org/banking/bankingprinciples/">Principles for Responsible Banking</a></li> <li id="menu-item-55811" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55811"><a href="https://www.unepfi.org/banking/more-about-the-principles/">About the Principles</a> <ul class="sub-menu"> <li id="menu-item-55812" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55812"><a href="https://www.unepfi.org/banking/more-about-the-principles/progress/">Journey so far</a> <ul class="sub-menu"> <li id="menu-item-55862" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55862"><a href="https://www.unepfi.org/banking/more-about-the-principles/progress/prb-2-year/">Year 2 Update</a></li> <li id="menu-item-69580" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-69580"><a href="https://www.unepfi.org/banking/more-about-the-principles/progress/prb-4-year/">Year 4 Update</a></li> <li id="menu-item-79281" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-79281"><a href="https://www.unepfi.org/banking/more-about-the-principles/progress/prb-5-year/">Year 5 Update</a></li> </ul> </li> <li id="menu-item-55813" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55813"><a href="https://www.unepfi.org/banking/more-about-the-principles/covid-19-and-sustainable-recovery/">Covid & Sustainable Recovery</a> <ul class="sub-menu"> <li id="menu-item-55859" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55859"><a href="https://www.unepfi.org/banking/more-about-the-principles/covid-19-and-sustainable-recovery/sustainable-recovery/">Sustainable Recovery</a></li> <li id="menu-item-55860" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55860"><a href="https://www.unepfi.org/banking/more-about-the-principles/covid-19-and-sustainable-recovery/responsible-banking-in-the-covid-19-crisis/">Signatories on Covid-19</a></li> </ul> </li> <li id="menu-item-55814" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55814"><a href="https://www.unepfi.org/banking/more-about-the-principles/faq/">FAQ</a></li> </ul> </li> <li id="menu-item-55815" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55815"><a href="https://www.unepfi.org/banking/prbsignatories/">Signatories</a> <ul class="sub-menu"> <li id="menu-item-55816" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55816"><a href="https://www.unepfi.org/banking/prbsignatories/endorsers/">Endorsers</a></li> </ul> </li> <li id="menu-item-55817" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55817"><a href="https://www.unepfi.org/banking/become-a-signatory/">Become a Principles for Responsible Banking signatory</a></li> <li id="menu-item-55818" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55818"><a href="https://www.unepfi.org/banking/resources-for-implementation/">How to Implement</a> <ul class="sub-menu"> <li id="menu-item-55819" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55819"><a href="https://www.unepfi.org/banking/resources-for-implementation/impact-analysis/">Impact Analysis</a></li> <li id="menu-item-55820" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55820"><a href="https://www.unepfi.org/banking/resources-for-implementation/target-setting/">Target-Setting</a></li> <li id="menu-item-55821" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55821"><a href="https://www.unepfi.org/banking/resources-for-implementation/reporting/">Reporting</a></li> <li id="menu-item-55822" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55822"><a href="https://www.unepfi.org/banking/resources-for-implementation/guidance/">Guidance for Banks</a></li> <li id="menu-item-76057" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-76057"><a href="https://www.unepfi.org/banking/climate-mitigation-journey/">Climate Mitigation Journey</a></li> </ul> </li> <li id="menu-item-55823" class="menu-item menu-item-type-post_type menu-item-object-page current-page-ancestor current-menu-ancestor current-menu-parent current-page-parent current_page_parent current_page_ancestor menu-item-has-children menu-item-55823"><a href="https://www.unepfi.org/banking/commitments/">Commitments</a> <ul class="sub-menu"> <li id="menu-item-55824" class="menu-item menu-item-type-post_type menu-item-object-page current-menu-item page_item page-item-48629 current_page_item menu-item-55824"><a href="https://www.unepfi.org/banking/commitments/commitment-to-financial-health-and-inclusion/" aria-current="page">Financial Health and Inclusion</a></li> <li id="menu-item-55825" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55825"><a href="https://www.unepfi.org/net-zero-banking/">Net-Zero Banking Alliance</a></li> </ul> </li> <li id="menu-item-60677" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-60677"><a href="https://www.unepfi.org/banking/bankingprinciples/prb-academy/">Principles for Responsible Banking Academy</a></li> <li id="menu-item-55827" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55827"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/">Members Area</a> <ul class="sub-menu"> <li id="menu-item-73355" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-73355"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/get-involved-24/">Get involved</a></li> <li id="menu-item-77086" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-77086"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/prb-2030/">Principles for Responsible Banking 2030</a></li> <li id="menu-item-78907" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-78907"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/capacity-building-activities/">Regional Implementation Programme & PRB Academy</a></li> <li id="menu-item-64690" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-64690"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/">Social and Human Rights</a> <ul class="sub-menu"> <li id="menu-item-59106" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-59106"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/">Financial Health and Inclusion</a> <ul class="sub-menu"> <li id="menu-item-59119" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59119"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/the-business-case-for-financial-health-and-inclusion/">Why Financial Health and Inclusion</a></li> <li id="menu-item-59120" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-59120"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/common-framework/">Common Framework</a> <ul class="sub-menu"> <li id="menu-item-59112" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59112"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/common-framework/our-pathway-to-impact/">Our Pathway to Impact</a></li> <li id="menu-item-59113" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59113"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/common-framework/core-indicators/">Core Indicators</a></li> </ul> </li> <li id="menu-item-59117" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59117"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/working-group/">Working Group</a></li> <li id="menu-item-59114" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59114"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/learning-community/">Learning Community</a></li> <li id="menu-item-59116" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59116"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/upcoming-events/">Upcoming Events</a></li> <li id="menu-item-59118" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59118"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/available-resources/">Available Resources</a></li> <li id="menu-item-59115" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-59115"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/financial-health-and-inclusion/contact-us/">Contact us</a></li> </ul> </li> <li id="menu-item-68075" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-68075"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/gender-equality-2/">Gender Equality</a> <ul class="sub-menu"> <li id="menu-item-68077" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-68077"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/gender-equality-2/why-gender-equality/">The Business Case for Gender Equality</a></li> <li id="menu-item-68076" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-68076"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/gender-equality-2/framework-for-action-for-gender-equality/">Framework for Action on Gender Equality</a></li> <li id="menu-item-68078" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-68078"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/social-and-human-rights/gender-equality-2/resources/">Available Resources</a></li> </ul> </li> </ul> </li> <li id="menu-item-64733" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-64733"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/biodiversity/">Nature</a> <ul class="sub-menu"> <li id="menu-item-64732" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-64732"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/biodiversity/prb-biodiversity-target-setting-working-group/">Target Setting</a></li> <li id="menu-item-55830" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55830"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/biodiversity/prb-biodiversity-community/">Nature Community</a></li> </ul> </li> <li id="menu-item-55831" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55831"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/individual-feedback-review/">Individual feedback and review process</a></li> <li id="menu-item-55832" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55832"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/impact-analysis-learning-pathway/">Impact Analysis</a> <ul class="sub-menu"> <li id="menu-item-56526" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-56526"><a href="https://www.unepfi.org/?page_id=47423">Impact Analysis Tools Support</a></li> </ul> </li> <li id="menu-item-55833" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55833"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/target-setting-learning-pathway/">Target Setting</a></li> <li id="menu-item-55834" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55834"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/reporting-learning-pathway/">Reporting</a></li> <li id="menu-item-55835" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55835"><a href="https://www.unepfi.org/banking/unep-fi-banking-members-space/prb-communications-pack/">Communications Pack</a></li> </ul> </li> <li id="menu-item-55836" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55836"><a href="https://www.unepfi.org/banking/governance/">Governance</a> <ul class="sub-menu"> <li id="menu-item-55837" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55837"><a href="https://www.unepfi.org/banking/governance/banking-board/">Banking Board</a></li> <li id="menu-item-55838" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55838"><a href="https://www.unepfi.org/banking/governance/civil-society-advisory-body/">Civil Society Advisory Body</a></li> </ul> </li> <li id="menu-item-55839" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55839"><a href="https://www.unepfi.org/banking/contact-us/">Contact Us</a></li> <li id="menu-item-55840" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-55840"><a href="https://www.unepfi.org/banking/initiatives/">Related Initiatives</a> <ul class="sub-menu"> <li id="menu-item-55842" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55842"><a href="https://www.unepfi.org/banking/initiatives/eu-taxonomy/">EU Taxonomy</a></li> <li id="menu-item-55843" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-55843"><a href="https://www.unepfi.org/net-zero-banking/">Net-Zero Banking Alliance</a></li> </ul> </li> </ul></div></section></aside>  </div> </div> </div> </div> <div class="post-content-fullwidth"> <section class="darkgray pb50"> <p class="pt50"> <div class="generic-slider"> <div class="container"> <div class="generic-static-wrapper"> <h3 class="line-blue" id="tabsTemplate_section_title_53448">What our members are saying</h3> </div> <div class="slick"> <div class="slick-item col-md-4"> <article> <h6>Eric Usher, Head of UNEP FI</h6> <p>“The Principles provide an accountable framework for banks to collectively accelerate action and this is the first time that banks have come together in this way to further drive financial inclusion. By developing an effective and consistent approach, they will be able to establish a pathway of best practice for others to follow worldwide. Amidst rising global inequalities, exacerbated by COVID-19, this commitment recognises the critical role of financial intermediaries in facilitating inclusive societies founded on human dignity, which are necessary for achieving shared prosperity for both current and future generations.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Cipriano Lopez, VP of Innovation and Sustainability - Bancolombia</h6> <p>“We [at Bancolombia] feel honored to join other banks worldwide that share our purpose to promote sustainable economic development for the wellbeing of everyone. Working together towards achieving universal financial inclusion and prioritizing the financial health of our customers and communities, are key actions to build better businesses and society.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Olukayode Pitan, Managing Director and CEO - Bank of Industry</h6> <p>“We understand the importance of building a sustainable financial future that is inclusive and secure. Thus, we remain committed to channeling resources and making strategic investments to promote universal financial inclusion and improve the financial health of all.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Francesca McDonagh, Group CEO - Bank of Ireland</h6> <p>“I am delighted that Bank of Ireland will become one of the founding signatories to the UN’s Commitment to Financial Health and Inclusion. At Bank of Ireland, improving customer financial wellbeing and building an inclusive workplace are key pillars of our Responsible & Sustainable Business strategy. Through this strategy, and the actions we are taking, we are playing our part in a more sustainable world.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Dr. Dalia A. Kader, Chief Sustainability Officer - Commercial International Bank </h6> <p>“Enabling and empowering the most vulnerable segments of society to improve their livelihoods through fair and equitable access to financial services is on top of CIB’s agenda going forward.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Ingo Bleier, Chief Corporates and Markets Officer - Erste Group</h6> <p>“At Erste Group we see it as our responsibility to help people, businesses and economies to be financially healthy. This has been part of our founding purpose more than 200 years ago and remains our vision for the future. We support financial literacy, help people to gain financial independence and businesses to strengthen their resilience. We are investing into our staff and technology to make sure that in the future everyone in our markets gets a chance for good financial health. Committing ourselves to follow the UNEP FI Financial Health and Inclusion Guidance is part of this effort.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Pinar Abay, Board member - ING</h6> <p>“People’s overall wellbeing is closely linked to how comfortable they are with their finances. Supporting our customers and communities with their financial health is at the heart of our company’s purpose to empower people. That’s why we’re proud to be a founding signatory of the Commitment to Financial Health and Inclusion.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Clive van Horen, CEO - Suncorp Bank, Australia</h6> <p>“We’re committed to the Principles and to continue establishing best practice financial wellbeing and resilience measures for our customers and communities in Australia.<br /> As the only Australian bank in the PRB leadership group, we are looking forward to playing an integral role in strengthening the efforts and strategies of Australian banks to implement more inclusive banking options.”</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Andrea Orcel, CEO - UniCredit </h6> <p>“At UniCredit we believe banks have a social responsibility that goes far beyond lending and providing financial services. We exist to have a positive impact in the communities we serve, and to support entrepreneurs, the young, and the most vulnerable to succeed now and in the future. We believe in action, not words. To that end, we have provided more than 348 million euros in loans to support social entrepreneurs and initiatives that will have a positive and meaningful social impact, and we have also supported more than 77 thousand students through financial education programmes and a further 20 thousand people through other learning initiatives. We are determined to do more. “</p> </article> </div> <div class="slick-item col-md-4"> <article> <h6>Andrea Orcel, CEO - UniCredit </h6> <p>“We know that a strong, inclusive economy is better for all, and SMEs are an important part of this. During Covid-19, we have provided more than 30 billion euros of state guaranteed loans and more than 32.6 billion of moratoria since the start of the pandemic. We are extremely proud to be the first Italian bank to sign this collective commitment to financial health and inclusion, an important step in progressing towards a more sustainable, as well as a more inclusive and equitable, society in the long-term.”</p> </article> </div> </div> </div> </div> <script> jQuery(document).ready( function() { jQuery('.generic-slider .slick').slickSlider(); }); </script> </p> </section> </div> </div> </main> <footer class="inverse"> <div class="container"> <div class="row"> <div class="d-flex flex-row flex-wrap justify-content-start footer_menu"><div id="menu-item-51884" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51884 p-2 col-2"><span class="category-title">UNEP Finance Initiative</span> <ul class="sub-menu"> <li id="menu-item-51892" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-51892"><a href="https://www.unepfi.org/about/">About Us</a></li> <li id="menu-item-51894" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-51894"><a href="https://www.unepfi.org/about/structure/">Structure</a></li> <li id="menu-item-51895" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-51895"><a href="https://www.unepfi.org/about/structure/leadership-council/">Leadership Council</a></li> <li id="menu-item-51896" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51896"><a href="/about/structure/global-steering-committee/">Global Steering Committee</a></li> </ul> </div> <div id="menu-item-51885" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51885 p-2 col-2"><span class="category-title">Members</span> <ul class="sub-menu"> <li id="menu-item-51897" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51897"><a href="/members">Our Members</a></li> <li id="menu-item-51898" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51898"><a href="/supporting-institutions">Supporting Institutions</a></li> <li id="menu-item-51899" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51899"><a href="/membership">Join Us</a></li> <li id="menu-item-51900" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51900 private-area-link"><a href="/extranet">Members Area</a></li> </ul> </div> <div id="menu-item-51886" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51886 p-2 col-2"><span class="category-title">Industries & Themes</span> <ul class="sub-menu"> <li id="menu-item-51901" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51901"><a href="/banking">Banking</a></li> <li id="menu-item-51902" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51902"><a href="/insurance">Insurance</a></li> <li id="menu-item-51903" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51903"><a href="/investment">Investment</a></li> <li id="menu-item-65810" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-65810"><a href="https://www.unepfi.org/policy-and-regulation/">Policy and regulation</a></li> <li id="menu-item-51904" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51904"><a href="/climate-change">Climate Change</a></li> <li id="menu-item-51905" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51905"><a href="/nature">Nature</a></li> <li id="menu-item-51906" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51906"><a href="/social-issues">Social & Human Rights</a></li> <li id="menu-item-57287" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-57287"><a href="https://www.unepfi.org/pollution-and-circular-economy/pollution-and-circular-economy/">Pollution & Circular Economy</a></li> <li id="menu-item-51907" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51907"><a href="/regions">Regions</a></li> </ul> </div> <div id="menu-item-51887" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51887 p-2 col-2"><span class="category-title">Resources</span> <ul class="sub-menu"> <li id="menu-item-65809" class="menu-item menu-item-type-post_type menu-item-object-post menu-item-65809"><a href="https://www.unepfi.org/events/regional-roundtables-on-sustainable-finance-2023/">Regional Roundtables 2023</a></li> <li id="menu-item-51909" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51909"><a href="/initiatives">Initiatives</a></li> <li id="menu-item-51910" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51910"><a href="/publications">Publications</a></li> <li id="menu-item-51911" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51911"><a href="/news">News</a></li> <li id="menu-item-51912" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-51912"><a href="https://www.unepfi.org/category/events/">Event and Webinars</a></li> <li id="menu-item-51913" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51913"><a href="/training">Training</a></li> <li id="menu-item-51914" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51914"><a href="/tools">Tools</a></li> </ul> </div> <div id="menu-item-51888" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51888 p-2 col-2"><span class="category-title">United Nations</span> <ul class="sub-menu"> <li id="menu-item-51915" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51915 outside-link"><a href="https://www.unep.org" target="_blank" >UNEP</a></li> <li id="menu-item-51916" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51916 outside-link"><a href="https://www.unep.org/dtie/Home/tabid/6459/Default.aspx" target="_blank" >UNEP Economy Division</a></li> <li id="menu-item-51918" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51918 outside-link"><a href="https://www.unep-wcmc.org/" target="_blank" >UNEP-WCMC</a></li> <li id="menu-item-51917" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51917 outside-link"><a href="https://www.unep.org/dtie/Branches/EconomyandTrade/tabid/29690/Default.aspx" target="_blank" >UNEP Economics and Trade</a></li> <li id="menu-item-51919" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51919 outside-link"><a href="https://www.unglobalcompact.org/" target="_blank" >UN Global Compact</a></li> </ul> </div> <div id="menu-item-51889" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-51889 p-2 col-2"><span class="category-title">Partners</span> <ul class="sub-menu"> <li id="menu-item-57283" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-57283 outside-link"><a href="https://climateaction.org" target="_blank" >Climate Action</a></li> <li id="menu-item-51891" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51891 outside-link"><a href="https://globalcanopy.org/" target="_blank" >Global Canopy</a></li> <li id="menu-item-51890" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-51890 outside-link"><a href="http://www.unpri.org/" target="_blank" >Principles for Responsible Investment</a></li> </ul> </div> </div> </div> <div class="row"> <div class="col-12"> <div class="final"> <div class="row align-items-center"> <div class="col-12 col-sm-6"> <a href="https://www.unepfi.org/" title="United Nations Environment Programme Finance Initiative"> <img src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/assets/images/logo/logo-inverse.png" alt="UN Enviroment Programme" /> </a> </div> <div class="col-12 col-sm-6 text-sm-center text-md-end"> <ul class="socialMedia menu"><li id="menu-item-51880"><a title="Youtube" href="https://www.youtube.com/channel/UCwR4zo4_G4am3br7EzyU0zg" class="fa-brands fa-youtube"></a></li> <li id="menu-item-51881"><a title="Facebook" href="https://www.facebook.com/UNEPFinanceInitiative/" class="fa-brands fa-facebook-f"></a></li> <li id="menu-item-51882"><a title="Twitter" href="http://twitter.com/UNEP_FI" class="fa-brands fa-twitter"></a></li> <li id="menu-item-51883"><a title="Linkedin" href="https://www.linkedin.com/company/united-nations-environment-programme-finance-initiative/" class="fa-brands fa-linkedin-in"></a></li> </ul> </div> </div> </div> <p class="end-text">United Nations Environment Programme - Finance Initiative</p> </div> </div> </div> </footer> <div class="top-button position-fixed zi-1020"> <a href="#to-top" class="btn btn-primary shadow"><i class="fas fa-chevron-up"></i></a> </div> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/content-views-query-and-display-post-page/assets/ie-fix/html5shiv.min.js?ver=3.7.0" id="pt-cv-html5shiv-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/content-views-query-and-display-post-page/assets/ie-fix/respond.js?ver=1.4.2" id="pt-cv-respond-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/dist/hooks.min.js?ver=2810c76e705dd1a53b18" id="wp-hooks-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/dist/i18n.min.js?ver=5e580eb46a90c2b997e6" id="wp-i18n-js"></script> <script type="text/javascript" id="wp-i18n-js-after"> /* <![CDATA[ */ wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } ); /* ]]> */ </script> <script type="text/javascript" id="presto-components-js-extra"> /* <![CDATA[ */ var prestoComponents = {"url":"https:\/\/www.unepfi.org\/wordpress\/wp-content\/plugins\/presto-player\/dist\/components\/web-components\/web-components.esm.js?ver=1727425410"}; var prestoPlayer = {"plugin_url":"https:\/\/www.unepfi.org\/wordpress\/wp-content\/plugins\/presto-player\/","logged_in":"","root":"https:\/\/www.unepfi.org\/wp-json\/","nonce":"61b1a97a10","ajaxurl":"https:\/\/www.unepfi.org\/wordpress\/wp-admin\/admin-ajax.php","isAdmin":"","isSetup":{"bunny":false},"proVersion":"","isPremium":"","wpVersionString":"wp\/v2\/","prestoVersionString":"presto-player\/v1\/","debug":"","debug_navigator":"","i18n":{"skip":"Skip","rewatch":"Rewatch","emailPlaceholder":"Email address","emailDefaultHeadline":"Enter your email to play this episode.","chapters":"Chapters","show_chapters":"Show Chapters","hide_chapters":"Hide Chapters","restart":"Restart","rewind":"Rewind {seektime}s","play":"Play","pause":"Pause","fastForward":"Forward {seektime}s","seek":"Seek","seekLabel":"{currentTime} of {duration}","played":"Played","buffered":"Buffered","currentTime":"Current time","duration":"Duration","volume":"Volume","mute":"Mute","unmute":"Unmute","enableCaptions":"Enable captions","disableCaptions":"Disable captions","download":"Download","enterFullscreen":"Enter fullscreen","exitFullscreen":"Exit fullscreen","frameTitle":"Player for {title}","captions":"Captions","settings":"Settings","pip":"PIP","menuBack":"Go back to previous menu","speed":"Speed","normal":"Normal","quality":"Quality","loop":"Loop","start":"Start","end":"End","all":"All","reset":"Reset","disabled":"Disabled","enabled":"Enabled","advertisement":"Ad","qualityBadge":{"2160":"4K","1440":"HD","1080":"HD","720":"HD","576":"SD","480":"SD"},"auto":"AUTO","upNext":"Up Next","startOver":"Start Over"}}; var prestoComponents = {"url":"https:\/\/www.unepfi.org\/wordpress\/wp-content\/plugins\/presto-player\/dist\/components\/web-components\/web-components.esm.js?ver=1727425410"}; var prestoPlayer = {"plugin_url":"https:\/\/www.unepfi.org\/wordpress\/wp-content\/plugins\/presto-player\/","logged_in":"","root":"https:\/\/www.unepfi.org\/wp-json\/","nonce":"61b1a97a10","ajaxurl":"https:\/\/www.unepfi.org\/wordpress\/wp-admin\/admin-ajax.php","isAdmin":"","isSetup":{"bunny":false},"proVersion":"","isPremium":"","wpVersionString":"wp\/v2\/","prestoVersionString":"presto-player\/v1\/","debug":"","debug_navigator":"","i18n":{"skip":"Skip","rewatch":"Rewatch","emailPlaceholder":"Email address","emailDefaultHeadline":"Enter your email to play this episode.","chapters":"Chapters","show_chapters":"Show Chapters","hide_chapters":"Hide Chapters","restart":"Restart","rewind":"Rewind {seektime}s","play":"Play","pause":"Pause","fastForward":"Forward {seektime}s","seek":"Seek","seekLabel":"{currentTime} of {duration}","played":"Played","buffered":"Buffered","currentTime":"Current time","duration":"Duration","volume":"Volume","mute":"Mute","unmute":"Unmute","enableCaptions":"Enable captions","disableCaptions":"Disable captions","download":"Download","enterFullscreen":"Enter fullscreen","exitFullscreen":"Exit fullscreen","frameTitle":"Player for {title}","captions":"Captions","settings":"Settings","pip":"PIP","menuBack":"Go back to previous menu","speed":"Speed","normal":"Normal","quality":"Quality","loop":"Loop","start":"Start","end":"End","all":"All","reset":"Reset","disabled":"Disabled","enabled":"Enabled","advertisement":"Ad","qualityBadge":{"2160":"4K","1440":"HD","1080":"HD","720":"HD","576":"SD","480":"SD"},"auto":"AUTO","upNext":"Up Next","startOver":"Start Over"}}; /* ]]> */ </script> <script src="https://www.unepfi.org/wordpress/wp-content/plugins/presto-player/src/player/player-static.js?ver=1727425410" type="module" defer></script><script type="text/javascript" id="pt-cv-content-views-script-js-extra"> /* <![CDATA[ */ var PT_CV_PUBLIC = {"_prefix":"pt-cv-","page_to_show":"5","_nonce":"21d90f5d8f","is_admin":"","is_mobile":"","ajaxurl":"https:\/\/www.unepfi.org\/wordpress\/wp-admin\/admin-ajax.php","lang":"","loading_image_src":"data:image\/gif;base64,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","is_mobile_tablet":"","sf_no_post_found":"No posts found.","lf__separator":","}; var PT_CV_PAGINATION = {"first":"\u00ab","prev":"\u2039","next":"\u203a","last":"\u00bb","goto_first":"Go to first page","goto_prev":"Go to previous page","goto_next":"Go to next page","goto_last":"Go to last page","current_page":"Current page is","goto_page":"Go to page"}; /* ]]> */ </script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/content-views-query-and-display-post-page/public/assets/js/cv.js?ver=4.0.1" id="pt-cv-content-views-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/pt-content-views-pro/public/assets/js/cvpro.min.js?ver=5.8.6.1" id="pt-cv-public-pro-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/ui/effect.min.js?ver=1.13.3" id="jquery-effects-core-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/ui/effect-slide.min.js?ver=1.13.3" id="jquery-effects-slide-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/ui/effect-highlight.min.js?ver=1.13.3" id="jquery-effects-highlight-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/ui/effect-fold.min.js?ver=1.13.3" id="jquery-effects-fold-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-includes/js/jquery/ui/effect-blind.min.js?ver=1.13.3" id="jquery-effects-blind-js"></script> <script type="text/javascript" id="bg-show-hide-script-js-extra"> /* <![CDATA[ */ var BG_SHCE_USE_EFFECTS = "0"; var BG_SHCE_TOGGLE_SPEED = "400"; var BG_SHCE_TOGGLE_OPTIONS = "none"; var BG_SHCE_TOGGLE_EFFECT = "blind"; /* ]]> */ </script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/show-hidecollapse-expand/assets/js/bg-show-hide.js?ver=6.6.2" id="bg-show-hide-script-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/js/lib/bootstrap.bundle.min.js?ver=5.1.3" id="bootstrap-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/themes/unepfi2021/js/lib/slick.min.js?ver=1.8.1" id="unepfi2021-slick-slider-js"></script> <script type="text/javascript" src="https://www.unepfi.org/wordpress/wp-content/plugins/page-links-to/dist/new-tab.js?ver=3.3.7" id="page-links-to-js"></script> </body> </html>