CINXE.COM

Top Risk Trends to Watch in 2024 | Aon

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0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal 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var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to 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var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow 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img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation 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var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid 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var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 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.search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 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4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 var(--icon-offset)}.global-header__search::before{content:"";position:fixed;top:var(--height-full-size);left:0;bottom:unset;width:100%;height:0;opacity:0;padding-top:0;padding-bottom:0;background-color:var(--aon-white);overflow-y:auto}.global-header__links::after,.global-header__links::before{height:var(--spacer-16);width:.1rem;background-color:var(--aon-gray-05);position:absolute;top:50%;transform:translateY(-50%)}.global-header__links{padding:0 var(--spacer-48) 0 var(--spacer-48);border-top:none;position:relative;margin-left:auto}.global-header__links ul{border-top:none}.global-header__links li:not(:last-of-type){margin-bottom:0;margin-right:var(--spacer-24)}.global-header__links+.global-header__languages{margin-left:0}.global-header__links::before{left:var(--spacer-24)}.global-header__links::after{right:var(--spacer-24)}.global-header__link{font-size:1.4rem;line-height:2.2rem}.global-header__contact{margin-left:auto}.global-header__contact a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu{padding-bottom:0}}}.aon-country-selector__sub-menu .accordion-block__icon .aon-icon{display:block;width:100%;height:100%}.global-header__mega-sub-menu-title-lang{font-family:var(--title-font-family);font-weight:700;position:fixed;top:0;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;align-items:center;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24);width:calc(100% - 3 * var(--spacer-24))}.global-header__mega-sub-menu-title-lang .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.search-nav-zero{position:fixed;left:0;bottom:0;top:8.3rem;height:calc(100vh - 7.2rem);width:100%;overflow:scroll;opacity:0;background-color:var(--aon-white);-webkit-overflow-scrolling:touch}.search-nav-zero__inner{min-height:100%}.search-nav-zero-state{background-color:var(--aon-gray-07);position:relative;padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) var(--spacer-24)}.search-recommend__title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;flex:1;color:var(--aon-teal-dark)}.popular-searches__list{margin-top:var(--spacer-32);list-style:none;padding:0}.popular-searches__item+.popular-searches__item,.top-insights__item+.top-insights__item{margin-top:var(--spacer-24)}.popular-searches__link{text-decoration:none;display:inline-block;color:var(--aon-navy)}.top-insights-header{display:flex;align-items:center;justify-content:space-between;grid-column:1/-1}.top-insights__list{list-style:none;padding:0;grid-column:1/-1}.top-insights__link{display:grid;gap:var(--grid-gap);grid-template-columns:repeat(5,1fr);text-decoration:none}.top-insights__thumbnail{grid-column:span 2}.top-insights__thumbnail img{aspect-ratio:16/9;display:block;width:100%}.top-insights__title{color:var(--aon-gray-02)}.top-insights__text{color:var(--aon-navy);margin-top:var(--spacer-16);display:inline-block}.top-insights .view-all-insights{display:flex;justify-content:flex-end;flex:1}.aon-country-selector .aon-tray-layouts__left{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:0 var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 4;padding-right:0}@media screen and (min-width:650px){.global-header__mega-sub-menu-title-lang{padding-left:var(--spacer-40)}.search-nav-zero-state .search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-nav-zero-state,.search-recommend{padding:var(--spacer-48) var(--spacer-40)}.search-autosuggest__list{padding-bottom:var(--spacer-48)}.search-autosuggest{bottom:var(--spacer-48);padding:0 var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:6/1}}.aon-country-selector .aon-tray-layouts__left--guide{font-size:1.4rem;line-height:2.2rem;color:var(--aon-navy);margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-country-selector__sub-menu,.aon-country-selector__sub-menu .aon-tray-layouts__left{height:calc(100vh - var(--height-full-size))}.aon-country-selector__sub-menu{top:var(--height-full-size);background-color:var(--aon-white)}.global-header__mega-sub-menu-title-lang{line-height:3.2rem}.search-nav-zero{top:var(--height-full-size);height:calc(100vh - var(--height-full-size))}.search-nav-zero-state{padding:var(--spacer-48)}.search-autosuggest{padding:0 var(--spacer-48)}.search-recommend{padding:var(--spacer-64) var(--spacer-48)}.popular-searches{grid-column:span 5}.popular-searches__list{margin-top:var(--spacer-40)}.popular-searches__item+.popular-searches__item{margin-top:var(--spacer-16)}.top-insights{grid-column:7/12;display:grid;--grid-columns:5;--grid-gap:var(--spacer-40)}.aon-country-selector .aon-tray-layouts{position:initial}.aon-country-selector .aon-tray-layouts__left{position:sticky;top:0;padding-top:var(--spacer-80);padding-bottom:var(--spacer-48);--grid-gap:var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 3;padding-right:0;position:sticky;top:var(--spacer-80)}.aon-country-selector .aon-tray-layouts__left--guide{margin-bottom:var(--spacer-8)}}.aon-country-selector .aon-tray-layouts__left--button{display:flex;flex-direction:column;justify-content:end;grid-column:span 4;padding-top:var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--title{margin:0}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right .accordion-block{grid-column:span 8;margin-top:0;margin-bottom:0;border-bottom:none}.aon-country-selector__list{grid-gap:0}.aon-country-selector__item{display:flex;flex-wrap:wrap;align-items:center;column-gap:var(--spacer-8);font-size:1.4rem;line-height:2.2rem;font-weight:700;color:var(--aon-navy)}.aon-country-selector__item:not(:last-child){margin-bottom:var(--spacer-8)}.aon-country-selector__language{text-decoration:none;font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-02);font-weight:400;background:linear-gradient(to right,var(--aon-signature-red),var(--aon-signature-red));background-size:0 .1rem;background-repeat:no-repeat;background-position:0 100%;margin-right:var(--spacer-8)}.aon-country-selector .accordion-block__icon{flex:0 0 var(--spacer-40);height:var(--spacer-40)}.aon-gate-content__form{row-gap:var(--spacer-40)!important}@media screen and (min-width:650px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:6/1;padding-top:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40)}.aon-country-selector__list{column-count:2;grid-gap:0 var(--spacer-32)}.aon-gate-content__container{--grid-gap:var(--spacer-32);--grid-columns:8}.aon-gate-content__title{font-size:3.6rem;line-height:4rem}}.aon-gate-content__content{position:relative;grid-column:1/-1}@media screen and (min-width:1200px){.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 4;padding-right:var(--spacer-80);position:fixed;bottom:var(--spacer-48)}.aon-gate-content__container,.aon-gate-content__modal{background-color:var(--aon-navy)}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-country-selector__list{column-count:3;grid-gap:0 var(--spacer-40)}.aon-gate-content__container{--grid-gap:var(--spacer-40);--grid-columns:12;padding:var(--spacer-80) var(--grid-gap);min-height:100vh;align-items:center}.aon-gate-content__content{grid-column:2/12;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:10!important;height:fit-content}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px) and (min-width:1200px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-48);padding-right:var(--spacer-48);--grid-gap:var(--spacer-40);--grid-columns:12}.aon-gate-content__content,.aon-lead-modal__form,.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__sidebar--header{grid-column:-1/1!important;margin-top:0}.aon-gate-content__sidebar--header .aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group .aon-switch__description{font-size:1.4rem;line-height:2.2rem;margin-left:var(--spacer-16);color:var(--aon-navy)}@media screen and (min-width:1900px){.aon-switch__description-group .aon-switch__description{font-size:1.6rem;line-height:2.4rem}}.aon-switch__description-group .aon-switch__description strong{font-weight:500} </style><style> .global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}body.aon-lib-loaded .global-header__languages .aon-country-selector__sub-menu,body.aon-lib-loaded .global-header__mask,body.aon-lib-loaded .global-header__mask-item,body.aon-lib-loaded .global-header__search .search-nav-zero{display:block} </style><link href="/lib/aon-lib.main.css?v=RT6cM42jpt88DDb0sOUrUVzLHgMYpNTVWk4Si75u5HQ1" rel="stylesheet" media="all"/><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://metrics.aon.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-T2WF8R7');</script></head><body class="has-global-header"><div id="__next"> <h1 style="display:none">Top Risk Trends to Watch in 2024</h1> <!-- --> <noscript> <iframe src="https://metrics.aon.com/ns.html?id=GTM-T2WF8R7" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> <!-- --> <div data-component=""> <header class="global-header" data-component="GlobalHeader"> <!-- --> <nav class="global-header__nav"> <!-- --> <div class="global-header__icon"> <a href="/en/" tabindex="0"> <svg class="aon-logo" aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> </div> <ul class="global-header__mega-menu " data-component="NavList"> <li class="global-header__mega-menu-item"> <a href="/en/capabilities" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Capabilities <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Capabilities </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts solutions-tray" data-component="SolutionsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-solutions-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> What we do. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/capabilities" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Browse All Capabilities" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Browse All Capabilities</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="solutions-tray-topics aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Risk Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-transfer" data-nav="1-1" tabindex="-1"> <h6>Broking and Risk Transfer</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/claim-management" data-nav="1-1" tabindex="-1"> <h6>Claim Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/reinsurance" data-nav="1-1" tabindex="-1"> <h6>Reinsurance</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-analytics" data-nav="1-1" tabindex="-1"> <h6>Risk Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-management" data-nav="1-1" tabindex="-1"> <h6>Risk Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-retention" data-nav="1-1" tabindex="-1"> <h6>Risk Retention</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Human Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/health-and-benefits" data-nav="1-1" tabindex="-1"> <h6>Health and Benefits</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/human-capital-analytics" data-nav="1-1" tabindex="-1"> 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href="/en/industries/food-agribusiness-and-beverage" data-nav="1-1" tabindex="-1"> <h6>Food, Agribusiness and Beverage</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/healthcare-providers-and-services" data-nav="1-1" tabindex="-1"> <h6>Healthcare Providers and Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/hospitality-travel-and-leisure" data-nav="1-1" tabindex="-1"> <h6>Hospitality, Travel and Leisure</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/industrials-and-manufacturing" data-nav="1-1" tabindex="-1"> <h6>Industrials and Manufacturing</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/insurance" data-nav="1-1" tabindex="-1"> <h6>Insurance</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <li 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class="container aon-tray-layouts about-tray" data-component="AboutTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-about-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Aon is in the business of better decisions. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> We exist to shape decisions for the better — to protect and enrich the lives of people around the world. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/about" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Learn More" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" 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href="/en/about/inclusion-and-diversity"> <h6>Inclusion and Diversity</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/leadership-and-governance"> <h6>Leadership and Governance</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="https://jobs.aon.com/"> <h6>Careers</h6> </a> </li> </ul> </div> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Organizing Around Today&#x27;s Biggest Client Needs </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/risk-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png" alt="Risk Capital Hero Image" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Risk Capital </h6> </div> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/human-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" 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</section> <!-- --> <main class="page-main"> <!-- --> <section class="aon-article-hero aon-article-hero--theme-white aon-article-hero--no-cta"> <div class="aon-article-hero__header"> <div class="aon-article-hero__eyebrow aon-eyebrow"> February 8, 2024 <span class="aon-eyebrow__optional-text">13 mins</span> </div> <h2 class="aon-article-hero__title"> Top Risk Trends to Watch in 2024 </h2> <div class="aon-article-hero__author"> </div> </div> <div class="aon-article-hero__media aon-article-media"> <div class="aon-article-media__shade"></div> <div class="aon-article-media__img-container"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_965,w_1716/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_718,w_1277/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_359,w_639/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_183,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Trends to Watch in 2024 Banner" loading="lazy"/> </picture> </div> <div class="aon-article-media__social-links"> <div class="aon-social-icons"> <a class="aon-social-icon" href="/cdn-cgi/l/email-protection#704f0305121a1513044d241f005542402219031b5542402402151e1403554240041f5542402711041318554240191e5542404240424456111d004b121f14094d39500418191e1b50091f05501d191718045016191e1450041819035011020419131c155016021f1d50311f1e50191e031917180416051c4a5018040400035543115542165542160707075e111f1e5e131f1d554216151e554216191e03191718040355421611020419131c15035542160402151e14035d041f5d07110413185d191e5d42404244" target=""> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#mail-outline"></use> </svg> </a> <a class="aon-social-icon" href="https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2ftrends-to-watch-in-2024&amp;title=Check out this article from Aon: Top%20Risk%20Trends%20to%20Watch%20in%202024 https%3a%2f%2fwww.aon.com%2fen%2finsights%2farticles%2ftrends-to-watch-in-2024&amp;summary=Top%20Risk%20Trends%20to%20Watch%20in%202024" target="_blank"> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo-outline"></use> </svg> </a> </div> <!-- --> </div> </div> <h4 class="aon-article-hero__summary regular"> To be successful, business leaders must keep pace with the key trends that will impact the risk and insurance landscape in 2024. </h4> <div class="aon-article-hero__keynotes aon-article-keynotes"> <h6 class="aon-article-keynotes__title"> Key Takeaways </h6> <ol> <li> <h6 class="regular"> Cyber risk will remain one of the biggest risks on corporate agendas, with threats intensifying in several key areas. </h6> </li> <li> <h6 class="regular"> Companies will need to focus on their talent strategies to build a workforce that has the skills to respond to new challenges and opportunities. </h6> </li> <li> <h6 class="regular"> Changing risk profiles and risk tolerance will require new applications of traditional insurance and the continued innovation of products and facilities. </h6> </li> </ol> </div> </section> <!-- --> <!-- --> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <h4>Cyber attackers will continue to exploit vulnerabilities and adapt their methods</h4> <p>Cyber threats continue to be <a rel="noopener noreferrer" href="https://www.aon.com/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach" target="_blank">the number one risk on business leaders’ minds</a>, and there have been many lessons learned over the years related to which controls to prioritize and implement to mitigate a cyber-attack, e.g., a robust patch management process, endpoint detection and response, and Multifactor Authentication. Many cyber-attacks observed in recent years; however, have sidestepped cyber controls as attackers leveraged basic and sophisticated attack methods to take control over systems and information, causing many business disruptions and brand damage.</p> <p>Looking ahead, we see five important trends developing:</p> </div> <!-- --> <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Insider risk may increase </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Companies may experience increased insider risk as employers enforce return-to-office requirements and as economic challenges and layoffs in the Information Technology security industry continue to impact staff. Ransomware threat actors have and will continue to recruit company staff and pay for their credentials for remote access to facilitate an attack.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Accountability requirements will drive investments </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Cyber accountability, including regulation and representation of security controls/response, may require an increased investment in cyber security. Companies will need to demonstrate cyber security progress.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> New technologies will demand new risk management measures </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>As companies adapt and explore AI and other emerging technologies, new challenges will emerge related to cyber security, data privacy and governance. Investment in and commitment to risk management around new technologies will be critical to manage risk effectively.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Litigation – especially related to data privacy – will increase </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>In addition to the cyber events themselves, resulting litigation, specifically relating to data protection and privacy, will continue to increase. In 2023, Aon observed an increase in class action and other civil and criminal lawsuits resulting from cyber events. It is critical for companies to educate themselves – initially and continuously – on how cyber security and cyber incidents can create increased risk and how that risk can evolve over time. For example, for the first time ever, the United States Securities and Exchange Commission filed a complaint against a corporation and a named individual for fraud and internal control failures.</p> <p>Given recent increases in the frequency and severity of ransomware events, Cyber insurance appetite, underwriting, and pricing is expected to moderate from the buyer-friendly market conditions experienced in 2023. Companies should continue to invest in cyber resilient risk mitigation strategies which include risk transfer, cyber defense in-depth, and incident prevention and preparation activities.</p> </div> </div> </details> </li> </ul> </section> <!-- --> </section> <!-- --> <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title">More Like This</h6> <ul class="siderail-article-list"> <li class="siderail-article-list__item"> <p class="aon-eyebrow"> Article </p> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023" class="siderail-article-list__link" rel="noopener noreferrer" target="_blank"> <p class="siderail-article-list__text"> Q4 2023: Global Insurance Market Overview </p> </a> </li> </ul> </article> </section> <!-- --> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <h4>Core inflation will remain subject to volatility</h4> <p>Uncertainty in the interest rate and inflationary environment is expected to continue into 2024, impacting governments, industries, and society at large, as well as stakeholders in the insurance chain such as insurance buyers, insurers, service providers and regulators and bringing with it challenges, opportunities and obligations. We expect that:</p> </div> <!-- --> <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Inflation will be susceptible to volatility </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Inflation, at the time of writing, is moderating in many parts of the world but remains high and is always subject to volatility and changes in governmental economic policy. Amongst other impacts, shifts in inflation and interest rates will affect insurer appetite and pricing. Such changes may be implemented hastily by insurers, leaving risk managers, and their brokers, with very little time to respond in the face of compressed renewal periods. Sums insured and policy limits will need to respond to changes in economic environment. It is at the time of a claim that any underinsurance will be most relevant, but it is at the time of placement when the issue must be addressed.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Social inflation will expand its reach </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Social inflation is a phenomenon that will likely impact more geographies and will accelerate in severity. By definition, this means that related loss costs will continue to increase, pressuring Excess Casualty and Liability lines of coverage most significantly.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Organizations will have more options and innovative solutions </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>With higher interest rates comes higher investment returns, and with more available data comes greater certainty. With these dynamics at play, traditional insurers will face additional competition from new providers of risk capital and from innovative solutions such as parametric programs. While not relevant to all classes of risk, or to all sectors, such sources and solutions allow risk managers to build new and more resilient long-term strategies. The captive insurance market, including protected cells, will continue to play an important role.</p> </div> </div> </details> </li> </ul> </section> <!-- --> </section> <!-- --> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <h4>Demand for parametric covers will increase as confidence grows</h4> <p>The <a rel="noopener noreferrer" href="https://www.aon.com/en/capabilities/risk-transfer/parametric-insurance" target="_blank">parametric concept</a> (triggering a payout based on an independent third-party index) is not new; these covers have been structured and placed since the 1990s in the weather trading and catastrophe bond markets. While these instruments used to be reserved for large (re)insurers and sophisticated energy traders, we are now finding new and innovative ways to apply them in the corporate and public entity space. The market learned over time that utilizing a pre-agreed, third-party trigger allows for a combination of quick payout (within days or weeks of the event), broad use of the claims funds (any financial loss associated with the event) and flexible, tailor-made structure designed to solve a specific problem. This potent combination helps organizations address a wide variety of risks that had previously gone unaddressed.</p> <p>We see four important trends developing in 2024:</p> </div> <!-- --> <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Demand for parametric solutions will increase </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Demand for parametric covers from corporates and public entities will continue to increase to provide quick liquidity after a disruptive event, to address gaps in traditional insurance cover (deductibles, sub-limits, exclusions, etc.) and to cover non-traditional risks (non-damage business interruption, contingent exposures, and many more). </p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Confidence in parametric solutions will grow </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Parametric solutions have now been tested in claims events around the world and are behaving as expected, which will lead to a much higher comfort level in going down the parametric road.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> The market will see an influx of capital </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Capacity will continue to flow into the space, both from established players increasing their capabilities and new players arriving on the scene. This will include both traditional capital sources (insurance and reinsurance companies) as well as non-traditional (e.g., insurance-linked securities funds). The result of this capital influx will be not only more competition on programs but also smarter and more effective structures for clients.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> The industry will innovate new solutions </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Innovation across the sector will increase, both within established perils (such as natural catastrophe and weather) and in new perils (e.g., cyber, marine cargo, and a wide variety of other indices).</p> <p>Now that there is a general understanding of parametric solutions as viable – and often vital – tools in the risk management toolbox, the 2024 discussions with clients will explore at a deeper and more granular level how parametric solutions best fits with other tools to create a more optimal risk management strategy.</p> </div> </div> </details> </li> </ul> </section> <!-- --> </section> <!-- --> </section> <!-- --> <section class="aon-component "> <div class="container quote-block--theme-signature-red"> <div class="quote-block homepage-animation-element"> <div class="quote-block__content"> <div class="aon-img aon-aspect-ratio--1-1 quote-block__icon"> <svg class="aon-icon aon-icon__quote" viewBox="0 0 32 32" fill="currentColor" xmlns="http://www.w3.org/2000/svg" role="img"> <title>Quote icon</title> <use xlink:href="/lib/icons/symbol-defs.svg#quote"></use> </svg> </div> <div class="quote-block__quotation"> <h4> Changing risk profiles and risk tolerance requires new applications of traditional insurance and continued innovation of products and facilities. </h4> </div> </div> </div> </div> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <h4>A tightening labor market will drive a recalibration of people strategies and a focus on reskilling and upskilling</h4> <p>Aging workforces and technological shifts have contributed to the labor market tightening while technological advancements have necessitated a workforce capable of navigating digital landscapes which has challenged conventional skill sets. The once-local talent pool is now a global arena, intensifying the need for companies to offer competitive incentives, flexible arrangements, and attractive benefits.</p> <p>Against this backdrop, we expect two important trends to develop in 2024:</p> </div> <!-- --> <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> The worker-driven employment market will pressure businesses to recalibrate their people strategies </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>The employment market has shifted to become decisively worker driven, and this trend is expected to continue for the foreseeable future. Employers will need to continue to adapt their growth agendas to attract and retain talent, recognizing the need for competitive perks and accommodating work environments. With persistently low unemployment rates, skilled workers will hold the upper hand, enjoying a plethora of job opportunities. This transition marks a departure from traditional employer-centric dynamics, empowering workers to negotiate better compensation, benefits, and work arrangements. As the pendulum continues to swing towards a worker-driven market, businesses must recalibrate their strategies to align with the evolving expectations and preferences of the modern workforce.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> A focus on reskilling and upskilling will be needed </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Technological shifts have further tightened many parts of the labor market, while threatening to fundamentally transform other roles. Artificial Intelligence (AI) and digital advancements have rendered routine tasks susceptible to automation. Consequently, roles focused on repetitive tasks will continue to be subject to displacement. At the same time, emerging technologies will continue to create a demand for new skill sets, driving a further surge in opportunities for workers with skills in AI, analytics, data engineering, software development, and related areas.</p> <p>Given the overall tightness in the labor market, simply hiring for needed skills is often not an option. Companies will respond to this dynamic with an increased focus on reskilling and upskilling. Reskilling is helping workers acquire the skills they need to transition to a new role. Upskilling is training workers to keep up with changes in their current role. By proactively addressing the skills gap, organizations will enhance their workforce’s versatility and resilience in the face of technological shifts, ensuring they remain competitive in a rapidly changing landscape.</p> <p>Moving from a “role-based” to a “skills-based” conception of work has also increased companies’ organizational agility and ability to respond to technological change. Instead of thinking about workers as people with specific roles, a “skills-based” conception of workers and jobs focuses on the skills required to perform specific roles. As skill requirements change, workers can either be upskilled to keep up with the change, or reskilled to move to a role that is a better fit. Workforce planning will be used to identify emerging skills gaps so that learning and development resources can be mobilized, and talent acquisition efforts can be appropriately targeted.</p> <p>While hard skills are critical and often the focus of responding to technological change, soft skills should not be overlooked. Too often, a lack of soft skills is what holds workers back from making a real impact in their organization. Effective communication, emotional intelligence, and adaptability are crucial components for a workforce navigating the dynamic landscape of the future. A holistic focus on both hard and soft skills ensures that companies not only keep pace with technological change, but also cultivate a versatile, resilient workforce.</p> </div> </div> </details> </li> </ul> </section> <!-- --> </section> <!-- --> <section class="column-siderail "> <article class="siderail-card"> <h6 class="siderail-card__title"></h6> <figure class="siderail-card-figure"> <a href="https://assets.aon.com/-/media/files/aon/reports/q4-2023-global-insurance-market-insights.pdf" class="" rel="noopener noreferrer" target="_blank"><picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_426/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_286,w_508/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Q4 2023: Global Insurance Market Banner" loading="lazy"/> </picture></a> <figcaption class="siderail-caption"> <p class="aon-eyebrow">Report</p> <h6 class="siderail-caption__title"> <a href="https://assets.aon.com/-/media/files/aon/reports/q4-2023-global-insurance-market-insights.pdf" class="downloadable siderail-link" rel="noopener noreferrer" target="_blank">Q4 2023: Global Insurance Market</a> </h6> <div class="siderail-cta"> <a href="https://assets.aon.com/-/media/files/aon/reports/q4-2023-global-insurance-market-insights.pdf" class="downloadable aon-button aon-button__tertiary aon-button__tertiary--navy" datafileextension="pdf" datafilename="q4-2023-global-insurance-market-insights" rel="noopener noreferrer" target="_blank"> <span class="aon-button__wrapper-content"> <span class="aon-button__text">Download Full Report</span> <svg class="aon-icon aon-download" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"><use xlink:href="/lib/icons/symbol-defs.svg#download"></use></svg> </span> </a> </div> </figcaption> </figure> </article> </section> <!-- --> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <h4>Energy transition efforts will accelerate amidst global population growth, requiring major investment</h4> <p>The present-day energy transition has had many profound and widespread impacts, including on trading relationships, local economies, the jobs landscape, and political outcomes, to name a few. <a rel="noopener noreferrer" href="https://www.aon.com/en/insights/reports/climate-and-catastrophe-report" target="_blank">With 2023 being the hottest year on record</a> and as the critical threshold of 1.5 degrees Celsius approaches, geopolitical and societal pressure to tackle climate change is mounting. While the global population and demand for natural resources continues to grow, energy transition efforts have accelerated, as have actions to manage related risks. Some of the important trends to watch in 2024 and beyond include:</p> </div> <!-- --> <section class="accordion-block" data-component="AccordionBlock"> <ul class="accordion-block-list"> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Access to capital will be required to enable the massive investment in infrastructure, technology, and processes </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>The energy transition will continue to require a massive investment in infrastructure, new technologies and process enhancements as demand for cleaner energy sources increases. Most estimates range from $100 trillion to $300 trillion which equates to an annual investment of 2-8% of global GDP between now and 2050. Companies will need access to capital and favorable government policy and regulations. Subsidies and tax advantages will serve as key enablers. For example, the US Inflation Reduction Act – the largest climate investment ever – has earmarked $370 billion in funding for clean energy projects, pollution controls, tax breaks on electric vehicles, and solar and battery manufacturing. Companies will compete for capital for continued investment in transition projects, technologies and assets.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Supply chains will continue to be challenged by weather and geopolitical events </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Recent hostilities in the Red Sea, coupled with severe drought in Panama, highlight how serious and interconnected these risks are to global supply routes. Demand for critical and rare minerals such as lithium and cobalt as well as copper and aluminum will grow as reliance on new technologies such as renewable electricity, batteries, electronics and EVs increases. Access to materials and the infrastructure to support the transport and distribution of materials and products will also challenge new supply chain sources.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> The regulatory environment will play a significant role in attracting investment </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Globally, 2024 is an important election year and governments may be judged on how they support the transition in energy. Government policy remains critical to attracting investment and maintaining continued interest in the sustainable development of new energy supply. Political stability and legislative support are necessary to continue incentivizing and accelerating investment in energy transition. Private and public collaboration will continue to drive innovation.</p> </div> </div> </details> </li> <li class="accordion-block__item"> <details class="accordion-block__details"> <summary class="accordion-block__toggle accordion-block__header"> <h6 class="accordion-block__title"> Insurers will be faced with competing demands and the need to innovate </h6> <svg class="aon-icon accordion-block__icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg" title="dropdown icon"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </summary> <div class="accordion-block__body"> <div class="richtext-editor-place"> <p>Insurers have modified their appetite and underwriting practices in accordance with their corporate responsibility strategies. Many will continue to face competing priorities and demands, including balancing shareholder pressures with trying to understand and underwrite emerging risks and technologies such as offshore wind, solar, hydrogen and carbon capture and storage. Renewable energy assets are exposed to natural catastrophe perils and will need access to insurance capacity to enable and protect the capital committed to new investments. Changing risk profiles and risk tolerance requires new applications of traditional insurance and continued innovation of products and facilities.</p> </div> </div> </details> </li> </ul> </section> <!-- --> </section> <!-- --> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="disclaimer-block__block"> <p class="disclaimer-block__header">General Disclaimer</p> <p class="disclaimer-block__content"> This document is not intended to address any specific situation or to provide legal, regulatory, financial, or other advice. While care has been taken in the production of this document, Aon does not warrant, represent or guarantee the accuracy, adequacy, completeness or fitness for any purpose of the document or any part of it and can accept no liability for any loss incurred in any way by any person who may rely on it. Any recipient shall be responsible for the use to which it puts this document. This document has been compiled using information available to us up to its date of publication and is subject to any qualifications made in the document. </p> </div> <!-- --> <div class="disclaimer-block__block"> <p class="disclaimer-block__header">Terms of Use</p> <p class="disclaimer-block__content"> The contents herein may not be reproduced, reused, reprinted or redistributed without the expressed written consent of Aon, unless otherwise authorized by Aon. To use information contained herein, please write to our team. </p> </div> <!-- --> </section> <!-- --> </section> <!-- --> <section data-component="AutomateCarousel"> <section data-collection-id="97dcc3ee-fea9-4f30-803a-8adc2697c02f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon&#x27;s Better Being Podcast </h3> <p> Our Better Being podcast series, hosted by Aon Chief Wellbeing Officer Rachel Fellowes, explores wellbeing strategies and resilience. This season we cover human sustainability, kindness in the workplace, how to measure wellbeing, managing grief and more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__title"> Better Being Series: Why Nutrition Matters </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__title"> Better Being Series: Discover the ‘Blue Zones’ Where People Live Longer </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">20 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__title"> Better Being Series: Improving Your Financial Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__title"> Better Being Series: Are You Taking Care of Your Digital Wellbeing? </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">29 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__title"> On Aon’s Better Being Series: The World Wellbeing Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">28 mins</span> </p> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__title"> On Aon’s Better Being Series: Mental Health and Creating Kinder Cultures </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__title"> On Aon’s Better Being Series: Managing Loss and Grief </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__title"> On Aon’s Better Being Series: Human Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="468f3165-06cf-4acf-bbe3-85d67cb16e21" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Asia </h3> <p> Expert Views on Today&#x27;s Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide 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<section data-collection-id="e979ac5f-2ba4-431d-bd7e-e6df8f56073f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Construction and Infrastructure </h3> <p> The construction industry is under pressure from interconnected risks and notable macroeconomic developments. 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</button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b76135e-4196-415b-ab1d-f42b6f0abb10" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Labs </h3> <p> Stay in the loop on today&#x27;s most pressing cyber security matters. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__title"> Mounted Guest EDR Bypass </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg" alt="Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__title"> Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg" alt="Hero" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__title"> Bypassing EDR through Retrosigned Drivers and System Time Manipulation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg" alt="DNSForge – Responding with Force" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__title"> DNSForge – Responding with Force </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Unveiling " a="" stealthy="" linux="" malware="" exploiting="" udev="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__title"> Unveiling &quot;sedexp&quot;: A Stealthy Linux Malware Exploiting udev Rules </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Path Traversal in StoneFly Storage Concentrator" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__title"> Command Injection and Path Traversal in StoneFly Storage Concentrator </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Adopt AI Approach with Confidence for CISO, CIO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__title"> Adopt an AI Approach with Confidence, for CISOs and CIOs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg" alt="Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__title"> Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg" alt="Daulity Part 2" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__title"> DUALITY Part II - Initial Access and Tradecraft Improvements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg" alt="Cracking into password requirements" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__title"> Cracking Into Password Requirements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg" alt="Duality Part 1" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">57 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__title"> DUALITY: Advanced Red Team Persistence through Self-Reinfecting DLL Backdoors for Unyielding Control   </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg" alt="Restricted Admin Mode – Circumventing MFA On RDP Logons" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__title"> Restricted Admin Mode – Circumventing MFA On RDP Logons </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="13"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="Cyber lab hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__title"> Detecting “Effluence”, An Unauthenticated Confluence Web Shell </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="14"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg" alt="Flash Loan Attacks: A Case Study" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__title"> Flash Loan Attacks: A Case Study </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="15"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg" alt="Hero banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__title"> Financially Motivated Criminal Group Targets Telecom, Technology &amp; Manufacturing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="16"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg" alt="New Burp Suite Extension: BlazorTrafficProcessor" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__title"> New Burp Suite Extension: BlazorTrafficProcessor </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="17"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Buffer Overflow in Multiple Sharp NEC Displays" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__title"> Command Injection and Buffer Overflow in Multiple Sharp NEC Displays </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="18"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection in Multiple Snap One Araknis Networks Products" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__title"> Command Injection in Multiple Snap One Araknis Networks Products </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="19"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg" alt="Introducing D-Modem: A software SIP modem" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__title"> Introducing D-Modem: A software SIP modem </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cve-2021-1825-inadequate-input-encoding-in-webkit?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{86E358E4-235F-44D3-B6B3-9D600E7C393B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="20"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1129342186_rt.jpg"/><source media="(min-width:650px)" 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aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="3ab7b09b-e783-4c99-b960-0be73fb4fa49" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Resilience </h3> <p> Our Cyber Resilience collection gives you access to Aon’s latest insights on the evolving landscape of cyber threats and risk mitigation measures. Reach out to our experts to discuss how to make the right decisions to strengthen your organization’s cyber resilience. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg" alt="Building Resilience in a Buyer-Friendly Cyber/E&amp;O Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/building-resilience-in-a-buyer-friendly-cyber-eo-market?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0B90E4C1-2E4F-4BCC-BEC6-66BD640DB9D2}" class="content-card__title"> Building Resilience in a Buyer-Friendly Cyber and E&amp;O Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/a-middle-market-roadmap-for-cyber-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0B0201F8-9AC5-4680-9EEB-7801CB85EC44}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/insurance-1394456695_rt.jpg" alt="Mitigating Insider Threats Managing Cyber Perils While Traveling Globally Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/agriculture-environment-field-data-1225576509_e.jpg" alt="Mitigating Insider Threats: Your Worst Cyber Threats Could be Coming from Inside Banner" loading="lazy"/> 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data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg" alt="Why HR Leaders Must Help Drive Cyber Security Agenda Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__title"> Why HR Leaders Must Help Drive Cyber Security Agenda </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/escalating-cyber-security-risks-mean-businesses-need-to-build-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E3CA1BA1-6374-4833-9F5B-98214F2E1EBD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-asian.jpg" alt="Escalating Cyber Security Risks Mean Businesses Need to Build Resilience Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/escalating-cyber-security-risks-mean-businesses-need-to-build-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E3CA1BA1-6374-4833-9F5B-98214F2E1EBD}" class="content-card__title"> Escalating Cyber Security Risks Mean Businesses Need to Build Resilience </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6611f6a6-db7d-4835-bef2-38a0bce302c4" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Employee Wellbeing </h3> <p> Our Employee Wellbeing collection gives you access to the latest insights from Aon&#x27;s human capital team. You can also reach out to the team at any time for assistance with your employee wellbeing needs. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-758305857_e.jpg" alt="The Next Evolution of Wellbeing is About Performance" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/the-next-evolution-of-wellbeing-is-about-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C619938B-7A19-4241-B1A3-ED832E9BFC95}" class="content-card__title"> The Next Evolution of Wellbeing is About Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/articles/three-ways-collective-retirement-plans-support-hr-priorities?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{015CC46C-9B69-4179-BE95-D45ACF41525E}" class="content-card__title"> Three Ways Collective Retirement Plans Support HR Priorities </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wellbeing_1321111818.jpg" alt="How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/employee-wellbeing-strategy-impacts-microstress-and-burnout-at-work?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A71BB1FD-9454-4E6A-89A9-06F887D24EFE}" class="content-card__title"> How the Right Employee Wellbeing Strategy Impacts Microstress and Burnout at Work </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-workforce-wellbeing-is-vital-to-company-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F9B102DF-7F43-4A71-833C-7557ABF22F09}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/health-running-woman-1062308990.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/why-workforce-wellbeing-is-vital-to-company-performance?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F9B102DF-7F43-4A71-833C-7557ABF22F09}" class="content-card__title"> Why Workforce Wellbeing is Vital to Company Performance </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="COVID-19 has Permanently Changed the Way We Think About Wellbeing Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__title"> COVID-19 has Permanently Changed the Way We Think About Wellbeing </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="1e036358-056e-4acd-918a-29db44701ae8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Environmental, Social and Governance Insights </h3> <p> Explore Aon&#x27;s latest environmental social and governance (ESG) insights. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg" alt="Why ESG Is Even More Important In A Crisis Like COVID-19 Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/why-esg-is-even-more-important-in-a-crisis-like-covid-19?collection=1e036358-056e-4acd-918a-29db44701ae8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6F517F5E-5CBC-4E91-B244-F825EFC43673}" class="content-card__title"> Why ESG Is Even More Important In A Crisis Like COVID-19 </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=1e036358-056e-4acd-918a-29db44701ae8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__title"> On Aon Podcast: Approach to DE&amp;I in the Workplace </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="082d9c1e-37fd-43c6-a5d2-40e5bbf592c1" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Q4 2023 Global Insurance Market Insights </h3> <p> Our Global Insurance Market Insights highlight insurance market trends across pricing, capacity, underwriting, limits, deductibles and coverages. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/global-market-insights-gmi-overview.jpg" alt="Global Insurance Market Overview" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/articles/global-insurance-market-overview-q4-2023?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{50B45A81-52C3-4931-97C9-05277989BBF4}" class="content-card__title"> Q4 2023: Global Insurance Market Overview </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Trends to Watch in 2024 Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">13 mins</span> </p> <a href="/en/insights/articles/trends-to-watch-in-2024?collection=082d9c1e-37fd-43c6-a5d2-40e5bbf592c1&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{2B735B31-0D5A-43F9-B2C4-AE6121C9C39B}" class="content-card__title"> Top Risk Trends to Watch in 2024 </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="c41db332-e10c-49aa-9cfa-ec53e117e3fd" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Regional Results </h3> <p> How do the top risks on business leaders’ minds differ by region and how can these risks be mitigated? Explore the regional results to learn more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg" alt="Top Risks Facing Organizations in Asia Pacific Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__title"> Top Risks Facing Organizations in Asia Pacific </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-north-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{95542825-4CD8-4BCC-BEDA-B4480252C088}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-north-america-banner.jpg" alt="Top Risks Facing Organizations in North America Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-north-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{95542825-4CD8-4BCC-BEDA-B4480252C088}" class="content-card__title"> Top Risks Facing Organizations in North America </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-europe?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{2A5B522D-2A15-4562-8660-6AA5147494D0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-europe-banner.jpg" alt="Top Risks Facing Organizations in Europe Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-europe?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{2A5B522D-2A15-4562-8660-6AA5147494D0}" class="content-card__title"> Top Risks Facing Organizations in Europe </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-latin-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{4B4E8C72-315E-477D-89CC-03B18F61C79A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-latin-america-banner.jpg" alt="Top Risks Facing Organizations in Latin America Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-latin-america?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{4B4E8C72-315E-477D-89CC-03B18F61C79A}" class="content-card__title"> Top Risks Facing Organizations in Latin America </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-middle-east-and-africa?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{1F09A156-1BF5-49AC-8AF8-7633593A4EE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-middle-east-africa-banner.jpg" alt="Top Risks Facing Organizations in the Middle East and Africa Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-middle-east-and-africa?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{1F09A156-1BF5-49AC-8AF8-7633593A4EE5}" class="content-card__title"> Top Risks Facing Organizations in the Middle East and Africa </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-the-united-kingdom?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C309D70A-F3E4-4067-BB37-2D4ADF344BFD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-uk-banner.jpg" alt="Top Risks Facing Organizations in the United Kingdom Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-the-united-kingdom?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C309D70A-F3E4-4067-BB37-2D4ADF344BFD}" class="content-card__title"> Top Risks Facing Organizations in the United Kingdom </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="5b1456a2-3649-4a1d-82de-4ce97e2bec27" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Human Capital Analytics </h3> <p> Our Human Capital Analytics collection gives you access to the latest insights from Aon&#x27;s human capital team. Contact us to learn how Aon’s analytics capabilities helps organizations make better workforce decisions. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{93276771-308E-4238-B20D-6B81A4A1E2C6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/life-sciences-1187351763_rt.jpg" alt="Article banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/how-technology-will-transform-employee-benefits-in-the-next-five-years?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{93276771-308E-4238-B20D-6B81A4A1E2C6}" class="content-card__title"> How Technology Will Transform Employee Benefits in the Next Five Years </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits?collection=5b1456a2-3649-4a1d-82de-4ce97e2bec27&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FC3B944F-10B2-4204-96CD-67F5DA008109}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a 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class="content-card__title"> Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="949b8c56-d96f-4367-987a-e6f97f107c55" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce </h3> <p> Our Workforce Collection provides access to the latest insights from Aon’s Human Capital team on topics ranging from health and benefits, retirement and talent practices. You can reach out to our team at any time to learn how we can help address emerging workforce challenges. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg" alt="Workforce Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__title"> A Workforce in Transition Prepares to Meet a Host of Challenges </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="Older employees working in their late careers are an important part of the workforce for organizations. 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<button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="ecbe4be2-4364-42c5-bb1f-48b08afedb04" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Mergers and Acquisitions </h3> <p> Our Mergers and Acquisitions (M&amp;A) collection gives you access to the latest insights from Aon&#x27;s thought leaders to help dealmakers make better decisions. Explore our latest insights and reach out to the team at any time for assistance with transaction challenges and opportunities. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/exit-strategy-value-creation-opportunities-exist-as-economic-pressures-persist?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F7CBEFD1-6FC5-4953-8BB8-67D846E1CCD3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source media="(min-width:1200px)" 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aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="d7280e42-1228-4a1a-9180-6115d0afb41b" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Navigating Volatility </h3> <p> How do businesses navigate their way through new forms of 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg" alt="gettyimages_176623210_rt.jpg" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-flood-street-1175250451.jpg" alt="1175250451" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/articles/how-technology-enhancements-are-boosting-parametric?collection=24b4fcaf-0931-4b03-a62f-82075aa3eb13&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E4E94304-6220-452F-8EE5-2C276CF0B6BA}" class="content-card__title"> How Technology Enhancements are Boosting Parametric </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="a0c616c3-6700-4cdf-956c-639f55f279d8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Pay Transparency and Equity </h3> <p> Our Pay Transparency and Equity collection gives you access to the latest insights from Aon&#x27;s human capital team on topics ranging from pay equity to diversity, equity and inclusion. Contact us to learn how we can help your organization address these issues. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-financial-institutions-can-prepare-for-pay-transparency-legislation?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{5FCDE662-BA3B-464F-B03E-AE75CA501421}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-942696884_rt.jpg" alt="How Financial Institutions Can Prepare for Pay Transparency Legislation" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/financial-institutions-1163568487_rt.jpg" alt="1163568487_rt" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/pay-transparency-can-lead-to-better-equity-across-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{412E1C7D-0488-4785-989D-478FEAD4EDA0}" class="content-card__title"> Pay Transparency Can Lead to Better Equity Across Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/understanding-and-preparing-for-the-rise-in-pay-transparency?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A3133757-239E-4366-8F86-F4FDB8078CA9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg" alt="1210536681" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a href="/en/insights/articles/advancing-womens-health-and-equity-through-benefits-and-support?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0E34A6C4-3569-4D94-A58F-333A5839753A}" class="content-card__title"> Advancing Women’s Health and Equity Through Benefits and Support </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg" alt="People Diversity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__title"> Driving Inclusion and Diversity with Employee Benefits </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg" alt="Belonging at Work: How Employers can Strengthen Diversity, Equity, and Inclusion Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/belonging-at-work-how-employers-can-strengthen-diversity-equity-and-inclusion?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{BADBAD33-4692-4C86-AF9B-596D85AC4B61}" class="content-card__title"> Belonging at Work: How Employers can Strengthen DE&amp;I </a> </article> 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-wheelchair-diversity-1283838852.jpg" alt="DE&amp;I in Benefits Plans: A Global Perspective Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/diversity-equity-and-inclusion-in-benefits-plans-a-global-perspective?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{382A043E-5B81-4E44-82E3-D7492ED29E74}" class="content-card__title"> DE&amp;I in Benefits Plans: A Global Perspective </a> </article> </li> <li 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-46-global-dei-survey?collection=a0c616c3-6700-4cdf-956c-639f55f279d8&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{3180C8EE-D0FA-4BFB-A026-68943FA110D1}" class="content-card__title"> On Aon Podcast: Approach to DE&amp;I in the Workplace </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e201f778-5b33-494e-9147-a3e899f05b09" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Property Risk Management </h3> <p> Forecasters are predicting an extremely active 2024 Atlantic hurricane season. Take measures to build resilience to mitigate risk for hurricane-prone properties. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Florida Hurricanes Not Expected to Adversely Affect Property Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__title"> Florida Hurricanes Not Expected to Adversely Affect Property Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg" alt="Build Resilience for an Extremely Active Atlantic Hurricane Season Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__title"> Build Resilience for an Extremely Active Atlantic Hurricane Season </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-47-navigating-and-preparing-for-catastrophes?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{1433DCAE-1C03-4DBB-B6B2-70DA82124642}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">16 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg" alt="Parametric Insurance: A Complement to Traditional Property Coverage" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-iceberg-1165013957.jpg" alt="Navigating Climate Risk Using Multiple Models and Data Sets" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg" alt="Rising Losses From Severe Convection Storms Mostly Explained by Exposure Growth Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/gettyimages_176623210_rt.jpg" alt="gettyimages_176623210_rt.jpg" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/using-parametric-insurance-to-close-the-earthquake-protection-gap?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{282CC6BF-BFF8-4617-AA7A-0C82306EE4D2}" class="content-card__title"> Using Parametric Insurance to Close the Earthquake Protection Gap </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="65b4896d-8843-4831-b61a-b9ac31196758" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Technology </h3> <p> Our Technology Collection provides access to the latest insights from Aon&#x27;s thought leaders on navigating the evolving risks and opportunities of technology. Reach out to the team to learn how we can help you use technology to make better decisions for the future. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="How Artificial Intelligence (AI) is Transforming Human Resources and the Workforce" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__title"> How Artificial Intelligence is Transforming Human Resources and the Workforce </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/technology?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A9791BBE-BAA0-4A9E-A586-38178E116DF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-tech-16x9.jpg" alt="Technology Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a href="/en/insights/client-trends/technology?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{A9791BBE-BAA0-4A9E-A586-38178E116DF5}" class="content-card__title"> Evolving Technologies Are Driving Firms to Harness Opportunities and Defend Against Threats </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{815AE85D-80FB-4A3D-9DC0-C55EA1CFB453}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" 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mins</span> </p> <a href="/en/insights/alerts/responding-to-the-crowdstrike-it-outage?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{815AE85D-80FB-4A3D-9DC0-C55EA1CFB453}" class="content-card__title"> Better Decisions Brief: Perspectives on the CrowdStrike Outage </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/5-ways-artificial-intelligence-can-boost-claims-management?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{37EC356D-21DE-402E-99FB-66F62258A0C8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__title"> Economic Slowdown or Slow Recovery </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__title"> Failure to Attract or Retain Top Talent </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" 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href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__title"> Regulatory or Legislative Changes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg" alt="Supply chain" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__title"> Supply Chain or Distribution Failure </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg" alt="Commodity Price Risk or Scarcity of Materials" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> 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srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg" alt="Damage to Brand or Reputation Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__title"> Damage to Brand or Reputation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg" alt="Failure to Innovate/Meet Customer Needs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__title"> Failure to Innovate or Meet Customer Needs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg" alt="Increasing Competition" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__title"> Increasing Competition </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png" alt="Business Decision Maker Survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span 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aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="29da4b7b-a0c3-4034-998c-53bb528566eb" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Trade </h3> <p> Our Trade Collection gives you access to the latest insights from Aon&#x27;s thought leaders on navigating the evolving risks and opportunities for international business. Reach out to our team to understand how to make better decisions around macro trends and why they matter to businesses. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg" alt="The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__title"> The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg" alt="Global risk management survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__title"> Global Risk Management Survey </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__title"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/cutting-supply-chains-how-to-achieve-more-reward-with-less-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F1E5D3C9-5CE3-4B87-A41C-F1EB4E3AE39C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-data-1161658331.jpg" alt="Cutting Supply Chains: How to Achieve More Reward with Less Risk" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/cutting-supply-chains-how-to-achieve-more-reward-with-less-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{F1E5D3C9-5CE3-4B87-A41C-F1EB4E3AE39C}" class="content-card__title"> Cutting Supply Chains: How to Achieve More Reward with Less Risk </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/driving-private-equity-value-creation-through-credit-solutions?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6A5FED59-9EB3-444C-9A56-E9413435CF19}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-highway-forest-car-1283696474_e.jpg" alt="Driving Private Equity Value Creation Through Credit Solutions" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/driving-private-equity-value-creation-through-credit-solutions?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{6A5FED59-9EB3-444C-9A56-E9413435CF19}" class="content-card__title"> Driving Private Equity Value Creation Through Credit Solutions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1129489636_e.jpg" alt="4 Steps to Help Take Advantage of a Buyer-Friendly Directors&#x27; &amp; Officers&#x27; Market Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/4-steps-to-help-take-advantage-of-a-buyer-friendly-directors-and-officers-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E30B96C6-111E-4A29-8B63-4CFF880299DD}" class="content-card__title"> 4 Steps to Help Take Advantage of a Buyer-Friendly Directors&#x27; &amp; Officers&#x27; Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/managing-reputational-risks-in-global-supply-chains?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B6352414-4949-468F-A947-3488785EA5D5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/captives-hero-571065955_e.jpg" alt="Managing Reputational Risks in Global Supply Chains Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/managing-reputational-risks-in-global-supply-chains?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{B6352414-4949-468F-A947-3488785EA5D5}" class="content-card__title"> Managing Reputational Risks in Global Supply Chains </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-an-outsourced-chief-investment-officer-can-help-improve-governance-and-manage-complexity?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/articles/trends-to-watch-in-2024#aon-collection-carousel-item-{E63F93AE-D826-49C4-8C8E-57AADC4CCCC0}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-forest-bridge-1184258835.jpg" alt="How an Outsourced Chief Investment Officer (OCIO) Can Help Improve Governance and Manage Complexity Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow 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data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million 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</svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="country" aria-errormessage="error-country-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan 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