Subscribe to CMHC’s Housing Updates

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href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/multi-unit-insurance" class=" ">Multi-Unit and Rental Housing</a> <ul> <li><a onclick="dl_Navigation('menu','MLI Select');" href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/multi-unit-insurance/mliselect" class=" ">MLI Select</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Default, claims and properties for sale');" href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/default-claims-and-properties-for-sale" class=" ">Default, claims and properties for sale</a></li> <li><a onclick="dl_Navigation('menu','Underwriting centre');" href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/cmhc-underwriting-centre" class=" ">Underwriting centre</a></li> <li><a onclick="dl_Navigation('menu','emili');" href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/emili" class=" 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(IMPP)');" href="/professionals/project-funding-and-mortgage-financing/mortgage-loan-insurance/insured-mortgage-purchase-program" class=" ">Insured Mortgage Purchase Program (IMPP)</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Securitization');" href="/professionals/project-funding-and-mortgage-financing/securitization" class=" ">Securitization</a> <ul> <li><a onclick="dl_Navigation('menu','NHA Mortgage Backed Securities');" href="/professionals/project-funding-and-mortgage-financing/securitization/nha-mbs" class=" ">NHA Mortgage Backed Securities</a></li> <li><a onclick="dl_Navigation('menu','Canada Mortgage Bonds');" href="/professionals/project-funding-and-mortgage-financing/securitization/canada-mortgage-bonds" class=" ">Canada Mortgage Bonds</a></li> <li><a onclick="dl_Navigation('menu','Canadian registered covered bonds');" href="/professionals/project-funding-and-mortgage-financing/securitization/canadian-registered-covered-bonds" class=" ">Canadian registered covered bonds</a></li> <li><a onclick="dl_Navigation('menu','Blockchain in the housing industry');" href="/professionals/project-funding-and-mortgage-financing/securitization/blockchain-housing-industry" class=" ">Blockchain in the housing industry </a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Housing markets, data and research');" href="/professionals/housing-markets-data-and-research" class=" ">Housing markets, data and research</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC Reports Calendar');" href="/professionals/housing-markets-data-and-research/news-releases-reports-calendar" class=" ">CMHC Reports Calendar</a></li> <li> <a onclick="dl_Navigation('menu','Housing markets');" href="/professionals/housing-markets-data-and-research/market-reports" class=" ">Housing markets</a> <ul> <li><a onclick="dl_Navigation('menu','Housing market reports');" href="/professionals/housing-markets-data-and-research/market-reports/housing-market" class=" ">Housing 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onclick="dl_Navigation('menu','Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions');" href="/professionals/housing-markets-data-and-research/housing-research/consultations/prohibition-purchase-residential-property-non-canadians-act/faq" class=" ">Prohibition on the Purchase of Residential Property by Non-Canadians Act – Frequently asked questions</a></li> </ul> </li> </ul> </li> <li><a onclick="dl_Navigation('menu','Housing research reports');" href="/professionals/housing-markets-data-and-research/housing-research/research-reports" class=" ">Housing research reports</a></li> <li> <a onclick="dl_Navigation('menu','Housing surveys');" href="/professionals/housing-markets-data-and-research/housing-research/surveys" class=" ">Housing surveys</a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage consumer surveys');" href="/professionals/housing-markets-data-and-research/housing-research/surveys/mortgage-consumer-surveys" class=" ">Mortgage consumer surveys</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Research awards and scholarships');" href="/professionals/housing-markets-data-and-research/housing-research/awards-and-scholarships" class=" ">Research awards and scholarships</a></li> <li><a onclick="dl_Navigation('menu','Understanding core housing need');" href="/professionals/housing-markets-data-and-research/housing-research/core-housing-need" class=" ">Understanding core housing need</a></li> <li><a onclick="dl_Navigation('menu','Collaborative Housing Research Network');" href="/professionals/housing-markets-data-and-research/housing-research/collaborative-housing-research-network" class=" ">Collaborative Housing Research Network</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Housing data');" href="/professionals/housing-markets-data-and-research/housing-data" class=" ">Housing data</a> <ul> <li> <a onclick="dl_Navigation('menu','Data tables');" href="/professionals/housing-markets-data-and-research/housing-data/data-tables" class=" ">Data tables</a> <ul> <li><a onclick="dl_Navigation('menu','Household characteristics data');" href="/professionals/housing-markets-data-and-research/housing-data/data-tables/household-characteristics" class=" ">Household characteristics data</a></li> <li><a onclick="dl_Navigation('menu','Housing market data');" href="/professionals/housing-markets-data-and-research/housing-data/data-tables/housing-market-data" class=" ">Housing market data</a></li> <li><a onclick="dl_Navigation('menu','Mortgage and debt data');" href="/professionals/housing-markets-data-and-research/housing-data/data-tables/mortgage-and-debt" class=" ">Mortgage and debt data</a></li> <li><a onclick="dl_Navigation('menu','Rental market data');" href="/professionals/housing-markets-data-and-research/housing-data/data-tables/rental-market" class=" ">Rental market data</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Housing market information portal');" href="https://www.cmhc-schl.gc.ca/hmiportal" class=" ">Housing market information portal</a></li> <li><a onclick="dl_Navigation('menu','Residential Mortgage Industry Data Dashboard');" href="/professionals/housing-markets-data-and-research/housing-data/residential-mortgage-industry-data-dashboard" class=" ">Residential Mortgage Industry Data Dashboard</a></li> <li><a onclick="dl_Navigation('menu','CMHC licence agreement for the use of data');" href="/professionals/housing-markets-data-and-research/housing-data/cmhc-licence-agreement-use-of-data" class=" ">CMHC licence agreement for the use of data</a></li> <li><a onclick="dl_Navigation('menu','Housing Knowledge Centre');" href="/library?rdlink=1" class=" ">Housing Knowledge Centre</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Industry innovation and leadership');" href="/professionals/industry-innovation-and-leadership" class=" ">Industry innovation and leadership</a> <ul> <li><a onclick="dl_Navigation('menu','Housing innovation');" href="/professionals/industry-innovation-and-leadership/housing-innovation" class=" ">Housing innovation</a></li> <li> <a onclick="dl_Navigation('menu','Our Partners');" href="/professionals/industry-innovation-and-leadership/our-partners" class=" ">Our Partners</a> <ul> <li><a onclick="dl_Navigation('menu','Partnerships');" href="/professionals/industry-innovation-and-leadership/our-partners/partnerships" class=" ">Partnerships</a></li> <li> <a onclick="dl_Navigation('menu','Federal, Provincial and Territorial Forum on Housing');" href="/professionals/industry-innovation-and-leadership/our-partners/partnering-provinces-territories" class=" ">Federal, Provincial and Territorial Forum on Housing</a> <ul> <li><a onclick="dl_Navigation('menu','Resources for Members of the Federal, Provincial and Territorial Forum on Housing');" href="/professionals/industry-innovation-and-leadership/our-partners/partnering-provinces-territories/protected-content" class=" ">Resources for Members of the Federal, Provincial and Territorial Forum on Housing</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Industry collaboration');" href="/professionals/industry-innovation-and-leadership/industry-collaboration" class=" ">Industry collaboration</a> <ul> <li><a onclick="dl_Navigation('menu','Expert Community on Housing (ECoH)');" href="/professionals/industry-innovation-and-leadership/industry-collaboration/expert-community-on-housing" class=" ">Expert Community on Housing (ECoH)</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Industry expertise');" href="/professionals/industry-innovation-and-leadership/industry-expertise" class=" ">Industry expertise</a> <ul> <li><a onclick="dl_Navigation('menu','Affordable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/affordable-housing" class=" ">Affordable housing</a></li> <li><a onclick="dl_Navigation('menu','Indigenous housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/indigenous-housing" class=" ">Indigenous housing </a></li> <li><a onclick="dl_Navigation('menu','Senior housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/senior-housing" class=" ">Senior housing</a></li> <li><a onclick="dl_Navigation('menu','Accessible and adaptable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/accessible-adaptable-housing" class=" ">Accessible and adaptable housing</a></li> <li><a onclick="dl_Navigation('menu','Developing sustainable housing');" href="/professionals/industry-innovation-and-leadership/industry-expertise/sustainable-housing" class=" ">Developing sustainable housing</a></li> <li><a onclick="dl_Navigation('menu','Resources for mortgage professionals');" href="/professionals/industry-innovation-and-leadership/industry-expertise/resources-for-mortgage-professionals" class=" ">Resources for mortgage professionals</a></li> <li><a onclick="dl_Navigation('menu','CMHC newsletters');" href="/cmhc-enewsletters?rdlink=1" class=" ">CMHC newsletters</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Events and speakers');" href="/professionals/events-and-speakers" class=" ">Events and speakers</a> <ul> <li> <a onclick="dl_Navigation('menu','Conferences');" href="/professionals/events-and-speakers/conferences" class=" ">Conferences</a> <ul> <li> <a onclick="dl_Navigation('menu','2024 National Housing Conference');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024" class=" ">2024 National Housing Conference</a> <ul> <li><a onclick="dl_Navigation('menu','About');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/about" class=" ">About</a></li> <li><a onclick="dl_Navigation('menu','National Housing Conference - Agenda');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/agenda" class=" ">National Housing Conference - Agenda</a></li> <li><a onclick="dl_Navigation('menu','Location');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/location" class=" ">Location</a></li> <li><a onclick="dl_Navigation('menu','InnoZone');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/innozone" class=" ">InnoZone</a></li> <li><a onclick="dl_Navigation('menu','Details for participants');" href="/professionals/events-and-speakers/conferences/national-housing-conference-2024/participants" class=" ">Details for participants</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Speakers’ bureau');" href="/professionals/events-and-speakers/speakers-bureau" class=" ">Speakers’ bureau</a> <ul> <li><a onclick="dl_Navigation('menu','Kevin Hughes');" href="/professionals/events-and-speakers/speakers-bureau/kevin-hughes-profile" class=" ">Kevin Hughes</a></li> </ul> </li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Consumers');" href="/consumers" class=" ">Consumers</a> <ul> <li> <a onclick="dl_Navigation('menu','Buying a home');" href="/consumers/home-buying" class=" ">Buying a home</a> <ul> <li> <a onclick="dl_Navigation('menu','Homebuying calculators');" href="/consumers/home-buying/calculators" class=" ">Homebuying calculators</a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage calculator');" href="/consumers/home-buying/calculators/mortgage-calculator" class=" ">Mortgage calculator</a></li> <li><a onclick="dl_Navigation('menu','Affordability calculator');" href="/consumers/home-buying/calculators/affordability-calculator" class=" ">Affordability calculator</a></li> <li><a onclick="dl_Navigation('menu','Debt service calculator');" href="/consumers/home-buying/calculators/debt-service-calculator" class=" ">Debt service calculator</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Buying guides');" href="/consumers/home-buying/buying-guides" class=" ">Buying guides</a> <ul> <li><a onclick="dl_Navigation('menu','Homebuying step by step');" href="/consumers/home-buying/buying-guides/home-buying" class=" ">Homebuying step by step</a></li> <li><a onclick="dl_Navigation('menu','CMHC's condominium buyer's guide');" href="/consumers/home-buying/buying-guides/condominium" class=" ">CMHC's condominium buyer's guide</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Mortgage loan insurance for consumers');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers" class=" ">Mortgage loan insurance for consumers</a> <ul> <li><a onclick="dl_Navigation('menu','What is CMHC mortgage loan insurance?');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/what-is-mortgage-loan-insurance" class=" ">What is CMHC mortgage loan insurance?</a></li> <li><a onclick="dl_Navigation('menu','Do I qualify for mortgage loan insurance?');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/what-are-the-general-requirements-to-qualify-for-homeowner-mortgage-loan-insurance" class=" ">Do I qualify for mortgage loan insurance?</a></li> <li><a onclick="dl_Navigation('menu','CMHC mortgage loan insurance costs');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-mortgage-loan-insurance-cost" class=" ">CMHC mortgage loan insurance costs</a></li> <li> <a onclick="dl_Navigation('menu','CMHC's Eco Products');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products" class=" ">CMHC's Eco Products</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC’s Eco Improvement');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-improvement" class=" ">CMHC’s Eco Improvement</a></li> <li><a onclick="dl_Navigation('menu','CMHC Eco Plus');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-eco-products/cmhc-eco-plus" class=" ">CMHC Eco Plus</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','CMHC — home renovation financing options');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/cmhc-home-renovation-financing-options" class=" ">CMHC — home renovation financing options</a></li> <li><a onclick="dl_Navigation('menu','FAQs — mortgage loan insurance');" href="/consumers/home-buying/mortgage-loan-insurance-for-consumers/faqs-mortgage-loan-insurance" class=" "> FAQs — mortgage loan insurance</a></li> <li><a onclick="dl_Navigation('menu','COVID-19: understanding mortgage payment deferral');" href="/professionals/industry-innovation-and-leadership/industry-expertise/resources-for-mortgage-professionals/covid19-understanding-mortgage-payment-deferral?rdlink=1" class=" ">COVID-19: understanding mortgage payment deferral</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','Incentives for homebuyers');" href="/consumers/home-buying/government-of-canada-programs-to-support-homebuyers" class=" ">Incentives for homebuyers</a></li> <li><a onclick="dl_Navigation('menu','Newcomers');" href="/consumers/home-buying/newcomers" class=" ">Newcomers</a></li> <li><a onclick="dl_Navigation('menu','The First-Time Home Buyer Incentive');" href="/consumers/home-buying/first-time-home-buyer-incentive" class=" ">The First-Time Home Buyer Incentive</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Owning a home');" href="/consumers/owning-a-home" class=" ">Owning a home</a> <ul> <li> <a onclick="dl_Navigation('menu','Manage your mortgage');" href="/consumers/owning-a-home/mortgage-management" class=" ">Manage your mortgage </a> <ul> <li><a onclick="dl_Navigation('menu','Mortgage fraud');" href="/consumers/owning-a-home/mortgage-management/mortgage-fraud" class=" ">Mortgage fraud</a></li> <li><a onclick="dl_Navigation('menu','Mortgage planning tips');" href="/consumers/owning-a-home/mortgage-management/mortgage-planning-tips-cmhc" class=" ">Mortgage planning tips</a></li> <li><a onclick="dl_Navigation('menu','Plan and manage your mortgage');" href="/consumers/owning-a-home/mortgage-management/plan-and-manage-your-mortgage" class=" ">Plan and manage your mortgage</a></li> <li><a onclick="dl_Navigation('menu','Your credit report');" href="/consumers/owning-a-home/mortgage-management/your-credit-report" class=" ">Your credit report</a></li> <li><a onclick="dl_Navigation('menu','Your home value');" href="/consumers/owning-a-home/mortgage-management/your-home-value" class=" ">Your home value</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Aging in place');" href="/consumers/owning-a-home/aging-in-place" class=" ">Aging in place</a> <ul> <li><a onclick="dl_Navigation('menu','Housing options for Seniors');" href="/consumers/owning-a-home/aging-in-place/housing-options-for-seniors" class=" ">Housing options for Seniors</a></li> <li><a onclick="dl_Navigation('menu','Housing and finance tips');" href="/consumers/owning-a-home/aging-in-place/housing-and-finance-tips" class=" ">Housing and finance tips</a></li> <li><a onclick="dl_Navigation('menu','Mortgage financing options for people 55+');" href="/consumers/owning-a-home/aging-in-place/mortgage-financing-options-for-people-55-and-above" class=" ">Mortgage financing options for people 55+</a></li> <li><a onclick="dl_Navigation('menu','Preventing fraud and financial abuse');" href="/consumers/owning-a-home/aging-in-place/preventing-fraud-and-financial-abuse" class=" ">Preventing fraud and financial abuse</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Renting a home');" href="/consumers/renting-a-home" class=" ">Renting a home </a> <ul> <li> <a onclick="dl_Navigation('menu','I want to rent');" href="/consumers/renting-a-home/i-want-to-rent" class=" ">I want to rent</a> <ul> <li><a onclick="dl_Navigation('menu','Things to consider before renting');" href="/consumers/renting-a-home/i-want-to-rent/things-to-consider-before-renting" class=" ">Things to consider before renting</a></li> <li><a onclick="dl_Navigation('menu','Types of housing for rent in Canada');" href="/consumers/renting-a-home/i-want-to-rent/types-of-housing-for-rent-in-canada" class=" ">Types of housing for rent in Canada</a></li> <li><a onclick="dl_Navigation('menu','Finding or advertising a rental property');" href="/consumers/renting-a-home/i-want-to-rent/finding-or-advertising-a-rental-property" class=" ">Finding or advertising a rental property</a></li> <li><a onclick="dl_Navigation('menu','Visiting the rental property');" href="/consumers/renting-a-home/i-want-to-rent/visiting-the-rental-property" class=" ">Visiting the rental property</a></li> <li><a onclick="dl_Navigation('menu','Lease and rental agreements');" href="/consumers/renting-a-home/i-want-to-rent/lease-and-rental-agreements" class=" ">Lease and rental agreements</a></li> <li><a onclick="dl_Navigation('menu','Signing the lease');" href="/consumers/renting-a-home/i-want-to-rent/signing-lease" class=" ">Signing the lease</a></li> <li><a onclick="dl_Navigation('menu','Credit checks and bad credit');" href="/consumers/renting-a-home/i-want-to-rent/credit-checks-and-bad-credit" class=" ">Credit checks and bad credit</a></li> <li><a onclick="dl_Navigation('menu','Rental payments and deposits<br>');" href="/consumers/renting-a-home/i-want-to-rent/rental-payments-and-deposits" class=" ">Rental payments and deposits<br></a></li> <li><a onclick="dl_Navigation('menu','Roommates and pets');" href="/consumers/renting-a-home/i-want-to-rent/roommates-and-pets" class=" ">Roommates and pets</a></li> </ul> </li> <li> <a onclick="dl_Navigation('menu','I am renting');" href="/consumers/renting-a-home/i-am-renting" class=" ">I am renting</a> <ul> <li><a onclick="dl_Navigation('menu','Moving day');" href="/consumers/renting-a-home/i-am-renting/moving-day" class=" ">Moving day</a></li> <li><a onclick="dl_Navigation('menu','Landlord/Tenant responsibilities');" href="/consumers/renting-a-home/i-am-renting/landlord-tenant-responsibilities" class=" ">Landlord/Tenant responsibilities</a></li> <li><a onclick="dl_Navigation('menu','Inspections');" href="/consumers/renting-a-home/i-am-renting/inspections" class=" ">Inspections</a></li> <li><a onclick="dl_Navigation('menu','Maintenance and repairs');" href="/consumers/renting-a-home/i-am-renting/maintenance-repairs" class=" ">Maintenance and repairs</a></li> <li><a onclick="dl_Navigation('menu','Complaints and evictions');" href="/consumers/renting-a-home/i-am-renting/compliants-evictions" class=" ">Complaints and evictions</a></li> <li><a onclick="dl_Navigation('menu','Rent increases');" href="/consumers/renting-a-home/i-am-renting/rent-increases" class=" ">Rent increases</a></li> <li><a onclick="dl_Navigation('menu','When you can't pay rent');" href="/consumers/renting-a-home/i-am-renting/when-you-cant-pay-rent" class=" ">When you can't pay rent</a></li> <li><a onclick="dl_Navigation('menu','Renewing or terminating the lease');" href="/consumers/renting-a-home/i-am-renting/renewing-or-terminating-lease" class=" ">Renewing or terminating the lease</a></li> <li><a onclick="dl_Navigation('menu','Moving out');" href="/consumers/renting-a-home/i-am-renting/moving-out" class=" ">Moving out</a></li> </ul> </li> <li><a onclick="dl_Navigation('menu','One-Time Top-Up to the Canada Housing Benefit');" href="/consumers/renting-a-home/one-time-top-up-canada-housing-benefit" class=" ">One-Time Top-Up to the Canada Housing Benefit</a></li> <li><a onclick="dl_Navigation('menu','COVID&#8209;19: eviction bans and suspensions to support renters');" href="/consumers/renting-a-home/covid-19-eviction-bans-and-suspensions-to-support-renters" class=" ">COVID‑19: eviction bans and suspensions to support renters</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','About CMHC');" href="/about-us" class=" ">About CMHC</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC’s goals, values and commitment to housing');" href="/about-us/cmhcs-story" class=" ">CMHC’s goals, values and commitment to housing</a></li> <li><a onclick="dl_Navigation('menu','Discover Life at CMHC');" href="https://www.cmhc-schl.gc.ca/en/working-at-cmhc" class=" ">Discover Life at CMHC</a></li> <li> <a onclick="dl_Navigation('menu','Management and governance');" href="/about-us/management-and-governance" class=" ">Management and governance</a> <ul> <li><a onclick="dl_Navigation('menu','Speakers’ bureau');" href="/professionals/events-and-speakers/speakers-bureau?rdlink=1" class=" ">Speakers’ bureau</a></li> <li><a onclick="dl_Navigation('menu','CMHC's Annual Public Meeting');" href="/about-us/management-and-governance/annual-public-meeting" class=" ">CMHC's Annual Public Meeting</a></li> <li><a onclick="dl_Navigation('menu','CMHC’s board of directors and committees');" href="/about-us/management-and-governance/board-of-directors-and-its-committees" class=" ">CMHC’s board of directors and committees</a></li> <li><a onclick="dl_Navigation('menu','Our management committee');" href="/about-us/management-and-governance/our-management-committee" class=" ">Our management committee</a></li> <li> <a onclick="dl_Navigation('menu','Pension governance');" href="/about-us/management-and-governance/pension-and-governance-at-cmhc" class=" ">Pension governance</a> <ul> <li><a onclick="dl_Navigation('menu','Pension overview');" href="/about-us/management-and-governance/pension-and-governance-at-cmhc/pension-overview" class=" ">Pension overview</a></li> <li><a onclick="dl_Navigation('menu','Key roles and responsibilities');" href="/about-us/management-and-governance/pension-and-governance-at-cmhc/key-roles-and-responsibilities" class=" ">Key roles and responsibilities</a></li> <li><a onclick="dl_Navigation('menu','Annual reports');" href="/about-us/management-and-governance/pension-and-governance-at-cmhc/annual-reports" class=" ">Annual reports</a></li> </ul> </li> </ul> </li> <li> <a onclick="dl_Navigation('menu','Corporate reporting');" href="/about-us/corporate-reporting" class=" ">Corporate reporting</a> <ul> <li><a onclick="dl_Navigation('menu','CMHC’s 2023 Annual Report');" href="/about-us/corporate-reporting/cmhc-annual-report" class=" ">CMHC’s 2023 Annual Report</a></li> <li><a onclick="dl_Navigation('menu','Program evaluation');" href="/about-us/corporate-reporting/program-evaluation" class=" 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<input type="hidden" id="sh_YourName_required" value="You must enter your name" /> </fieldset> </div>   <div id="sharesuccess" class="dialog modal-share-email-done modal" style="display:none"> <div class="modal-icon"> <img src="/Content/project/cmhc/img/icon-share.svg" alt="share icon"> </div> <h3> <img alt="Mail-blue" class="share-grey-icon" src="/content/project/cmhc/img/mail-blue.png" /> Share via Email </h3> <div class="modal-center"> <div class="subscribe-done"> <img alt="Done" src="/Content/project/cmhc/img/icon-check-round.svg" width="45" height="45"> <span>Done!</span> </div> </div> <footer class="footer-links custom-footer-margin"> <a href="#close-modal" rel="modal:close">Close this window</a> </footer> </div>  <script type="text/javascript"> $(document).ready(function () { var baseurl = decodeURIComponent(window.location.href); var url = baseurl.slice(baseurl.indexOf('?') + 1).split('&'); for (var i = 0; i < url.length; i++) { var urlparam = url[i].split('='); var key = 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$("#SuccessShareCopylink").attr("role","alert"); $("#SuccessShareCopylink").show(); setTimeout(function () { $("#SuccessShareCopylink").attr("role",""); $("#SuccessShareCopylink").hide() $("pageList").children("refresh"); }, 4000); } function copyPageToClipboard() { var copytext = decodeURIComponent(window.location.href); var clipBoardElem = document.createElement("input"); document.body.appendChild(clipBoardElem); clipBoardElem.value = copytext; clipBoardElem.select(); var successfulCopy = document.execCommand('copy'); $("#SuccessCopylink").attr("role","alert") $("#SuccessCopylink").show(); setTimeout(function () { $("#SuccessCopylink").attr("role","") $("#SuccessCopylink").hide(); $("pageList").children("refresh"); }, 4000); } var queryUrl = 0, email, username; var queryShareUrl = ""; $(function () { $('#share-email').validate(); var Comment = $('#sh_Comment').val(); $('#email').on('click', function () { if ($('#logined_user').val() == "True") { username = $('#sh_YourName').val(); if (document.getElementById('addEmail').checked) { email = $('#sh_Email').val() + "," + $('#logined_user_email').val(); } else { email = $('#sh_Email').val(); } } else { email = $('#sh_Email').val(); } if ($('#share-email').valid()) { if (fenabled === 'true' && (rcapValue === undefined || rcapValue === '')) { rcapValue = grecaptcha.getResponse() if (rcapValue == undefined || rcapValue == '') { var mreq = $('input[name ="gcapreq"]').val(); showCaptchaErrorSocial(mreq); return; } } $("#email").find('input').prop("disabled", true); //disable the button from multiple click, resulting in multiple email var token = $("#share-email").children($('input[name="__RequestVerificationToken"]')).val(); var shareEmailModel = { "ToAddress":email, "SharedItemId": $('#resultPage').val()==0?"F7A2E0B3-0070-46CE-9863-FBD33CCE2A15":"8F7FF72D-1A1C-4A26-9108-5FD3862D7B5E", "SenderName": $('#sh_YourName').val(), "RecipientName": $('#sh_name').val(), "Comment": $('#sh_Comment').val(), "EmailTemplateItemId": $('#email-template-id').val(), "recaptcha": rcapValue, "ShareUrlQueryString": queryShareUrl !== '' ? queryShareUrl : '', "__RequestVerificationToken" : token }; queryUrl = 0; $.ajax({ url: '/api/sitecore/CMHC/SendShareEmail', data: shareEmailModel, type: "POST", success: function (data) { $("#email").find('input').prop("disabled", false); $('form#share-email')[0].reset(); $('#sharesuccess').modal(); resetSocialCaptcha(); return false; }, error: function (err) { resetSocialCaptcha(); $("#email").find('input').prop("disabled", false); console.log(err); } }); } }); }); </script> <div class="HandlebarContainer"></div>  <article class="guide-page ia-textlayout"> <section class="clearfix"> <div class="text-component ia-text "> <p>Sign up for CMHC’s Housing Updates and stay informed about a range of housing topics. Be the first to receive the latest information on:</p> <ul> <li>mortgage loan insurance</li> <li>housing research and reports</li> <li>funding programs and opportunities</li> <li>Indigenous and Northern housing updates</li> <li>research scholarships and awards — and how to apply for them</li> <li>success stories</li> <li>other valuable resources</li> </ul> </div> </section> </article>  <div class="HandlebarContainer"> <div class="HandlebarTemplate"><style> .notch-top::before { content: ""; position: absolute; top: 0px; left: calc(50% - 50px); border-left: 50px solid transparent; border-right: 50px solid transparent; border-top: 30px solid white; } .notch-bottom::after { content: ""; position: absolute; bottom: -29px; left: calc(50% - 50px); border-left: 50px solid transparent; border-right: 50px solid transparent; border-top: 30px solid #00093a; } .form-section { background-color: #00093a; padding-top: 5em; } .form-section a { color: white; } .form-section-head { margin-bottom: 3em; text-align: center; padding: 0 100px; } div.form-section-head h2 { margin: 1em 0 0.5em 0; line-height: 1.2em; } div.form-section-head h2, div.form-section-head p, div.form-section em { color: #ffffff !important; } .required_error_msg, .email_error_msg, .select_error_msg, .checkbox_error_msg { color: #DA291C !important; margin-top: 5px; } /* form#cmhc-newsletter { max-width: 800px; } */ label.form-checkboxbtn.checkbox-label .checkbox-label-text, label.form-checkboxbtn.subscribeAll-label { font-weight: normal; line-height: initial; color: #fff; /* font-size: 0.9em; */ } .form-container div.fixed-container { display: -webkit-box; display: -ms-flexbox; display: flex; -webkit-box-orient: horizontal; -webkit-box-direction: normal; -ms-flex-direction: row; flex-direction: row; } .cmhc-newsletter-form { border: none; background-color: inherit; margin-top: 0; margin-bottom: 0; padding: 0 4em 2em 0; } .cmhc-newsletter-form label, .cmhc-newsletter-form p { color: #fff; } .cmhc-newsletter-form input, .cmhc-newsletter-form select { background-color: #f0f1f8; margin: 0; border: none; } .cmhc-newsletter-form input:focus, .cmhc-newsletter-form select:focus { outline: 3px solid #aaa; } .cmhc-newsletter-form input.form-control, .cmhc-newsletter-form select.form-control { border: none; } .cmhc-newsletter-form select { box-shadow: inset 0 1px 2px rgba(0, 0, 0, 0.1); } .cmhc-newsletter-form select:focus { box-shadow: 0 0 5px #999; background-image: url(data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHZlcnNpb249IjEuMSIgeD0iMTJweCIgeT0iMHB4IiB3aWR0aD0iMjRweCIgaGVpZ2h0PSIzcHgiIHZpZXdCb3g9IjAgMCA2IDMiIGVuYWJsZS1iYWNrZ3JvdW5kPSJuZXcgMCAwIDYgMyIgeG1sOnNwYWNlPSJwcmVzZXJ2ZSI+PHBvbHlnb24gcG9pbnRzPSI1Ljk5MiwwIDIuOTkyLDMgLTAuMDA4LDAgIi8+PC9zdmc+); background-position: 100% center; background-repeat: no-repeat; } .cmhc-newsletter-form button.formSubmit { background-color: #da291c; margin: 20px 0; border: none; padding: 15px 25px; } .cmhc-newsletter-form button.formSubmit:hover, .cmhc-newsletter-form button.formSubmit:focus { background-color: white; outline-color: #da291c; color: #da291c; border: 2px solid #da291c; padding: 13px 23px; } .form-container div.fixed-container .image-main { padding-top: 4em; } .form-section-container-left { width: 60%; } .form-section-container-right { width: 40%; } .form-image-cover { border: 1px solid #00093a; border-radius: 20px; } .allMailingList { display: none; } @media screen and (max-width: 1024px) { .form-section .form-header, .form-container .fixed-container { padding: 15px 30px; } .cmhc-newsletter-form { padding: 0 1em; } .form-section div.fixed-container { -webkit-box-orient: vertical; -webkit-box-direction: normal; -ms-flex-direction: column; flex-direction: column; } .form-section div.fixed-container div { width: 100%; } .form-section-head { padding: 0 50px; } .image-main { display: none; } } @media screen and (max-width: 768px) { .cmhc-newsletter-form { padding: 0 1em; } } </style> <div class="form-section"> <div class="form-section-head"> <img src="https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/icons/icon_enews_circle.png?rev=ad3251dc-d3c8-4cb0-a16b-0a897796203a" alt="" /> <h2>Sign up to get regular updates on Canada’s housing industry sent to your inbox.</h2>  </div> <div class="row-wrapper"> <div class="row container-2col fixed-container"> <div class="large-6 small-6 medium-6 columns form-section-container-left"> <div class="text-component text-clearfix"> <form class="ia-custom-form-style cmhc-newsletter-form" name="cmhc-newsletter" id="cmhc-newsletter" data-url="/en/cmhc-enewsletters/thank-you" >  <div class="form-text"> <p><em>An asterisk (*) indicates a required field.</em></p> </div> <input name="__RequestVerificationToken" type="hidden" value="34aoVk94ggpOQfUTiZd14roxUmj7hVgDqoSiggwbnbBwC7F0M6EVPlrHrdaJR5iDZWky16_6iKZpteNDse55lfnTg0QUG6Ax3zItL8FfNdY1" /> <div class="form-group"> <input type="hidden" id="__VIEWSTATEGENERATOR" name="__VIEWSTATEGENERATOR" value="5523BD75" /> </div> <div class="form-group"> <label for="127858FF"> First name <sup>*</sup> </label> <input name="127858FF" value="" class="form-control required-textfield" id="127858FF" placeholder="" type="text" /> <div class="required_error_msg FieldRequired" style="display: none" > First name is required </div> </div> <div class="form-group"> <label for="127859FF"> Last name <sup>*</sup> </label> <input name="127859FF" value="" class="form-control required-textfield" id="127859FF" placeholder="" type="text" /> <div class="required_error_msg FieldRequired" style="display: none" > Last name is required </div> </div> <div class="form-group"> <label for="127860FF" class="form-emailbox"> Email <sup>*</sup> </label> <input name="127860FF" value="" class="form-email form-control" id="127860FF" type="text" /> <div class="email_error_msg" id="email_error_msg"></div> <input id="RequiredField" name="RequiredField" type="hidden" value="Email is required" /> <input id="InvalidEmail" name="InvalidEmail" type="hidden" value="Invalid email" /> </div>  <div class="form-group"> <label for="10708885FF" class="form-selectbox"> I represent <sup>*</sup> </label> <select name="10708885FF" value="" class="form-select" id="10708885FF" placeholder="" > <option value=""></option> <option value="Construction Industry / Developer"> Construction Industry / Developer </option> <option value="Finance / Banking">Finance / Banking</option> <option value="Public sector / Government"> Public sector / Government </option> <option value="Non-Profit / Association"> Non-Profit / Association </option> <option value="Indigenous Organization / Government"> Indigenous Organization / Government </option> <option value="Real Estate Professional"> Real Estate Professional </option> <option value="Academic / Research">Academic / Research</option> <option value="Homeowner / Buyer or Renter"> Homeowner / Buyer or Renter </option> <option value="General interest in Canadian housing"> General interest in Canadian housing </option> </select> <div class="select_error_msg" id="represent_selectbox_error_msg" style="display: none" > "I represent" is required </div> </div> <div class="form-group"> <label for="10708905FF" class="form-selectbox"> Language preference <sup>*</sup> </label> <select name="10708905FF" value="" class="form-select" id="10708905FF" placeholder="" > <option value=""></option> <option value="English">English</option> <option value="French">French</option> <option value="Bilingual">Bilingual</option> </select> <div class="select_error_msg" id="language_selectbox_error_msg" style="display: none" > Language preference is required </div> </div>  <div class="form-group allMailingList"> <label class="form-checkboxbtn subscribeAll-label"> <input class="cb_opt1" type="checkbox" id="allMailingList" name="allMailingList" /> I’d like to receive all CMHC Housing Updates, including the latest research, housing strategy, and funding opportunities. </label> </div> <div class="form-group"> <div class="mondatory-singlecheckbox-validation"> <label class="form-checkboxbtn checkbox-label"> <input class="cb_opt1" type="checkbox" id="10709790FF" name="10709790FF" value="Yes" /><sup>*</sup> <span class="checkbox-label-text shrinkable" >By submitting this form, you hereby consent to the collection and use of personal information submitted to CMHC for marketing purposes in accordance with the <em>Privacy Act</em>. Your consent may be withdrawn at any time in accordance with Canada’s anti-spam legislation (CASL). Information collected for marketing purposes can be found on CMHC’s InfoSource under Standard Personal Information Bank Related Record Number: <a href="https://www.canada.ca/en/treasury-board-secretariat/services/access-information-privacy/access-information/information-about-programs-information-holdings/standard-classes-records.html#prn939" >PRN 939</a > (Public Communications). The <em>Privacy Act</em> provides individuals with a right to access, request corrections, and protection of their personal information under the control of CMHC. Individuals have a right to file a complaint to the Privacy Commissioner of Canada regarding CMHC’s handling of personal information. Any concerns related to the treatment of such personal information may be directed to CMHC’s Privacy Office at <a href="mailto:PrivacyOffice@cmhc-schl.gc.ca" >PrivacyOffice@cmhc-schl.gc.ca</a >. Please review our <a href="/about-us/privacy-policy" >privacy policy</a > for more information.</span > <div class="checkbox_error_msg" id="checkboxbtn_error_msg" style="display: none" > <strong>Consent is required</strong> </div> </label> </div> </div> <div class="form-group"> <input type="hidden" id="FormInfo" name="FormInfo" value="e6d644a7-ad70-40d1-b7ad-d6cdd94bf439" />  </div> <div class="form-group"> <input type="hidden" id="10723626FF" name="10723626FF" value="" /> </div> <div class="form-group"> <input type="hidden" id="AccId" name="AccId" value="591" /> </div> <div class="form-group"> <input type="hidden" id="127875FF" name="127875FF" value="3" /> </div> <button class="formSubmit" type="submit" id="btnSave" name="formSubmit" value="formSubmit" > Submit </button> </form> </div> </div> <div class="large-6 small-6 medium-6 columns form-section-container-right" > <div class="row-wrapper"> <div class="row"> <div class="small-12 medium-12 large-12 columns image-main"> <div class="image-component text-center">  <img src="https://assets.cmhc-schl.gc.ca/sites/cmhc/shared/images/subscribe-forms/housing-updates-en.jpg?rev=af0e3e9e-ec2b-47da-9121-09da5694f096" alt="" class="form-image-cover" /> </div> </div> </div> </div> </div> </div> </div> </div> <script type="text/javascript"> var token = $( '.ia-custom-form-style input[name="__RequestVerificationToken"]' ).val(); var capValidated = false; var frmClicked = false; var isValidEmail = true; var rcap; function recapCallback(d) { if (d !== undefined && d !== "") { rcap = d; $(".gcaploader").fadeIn(); if (fenabled === "true") { isValidCaptcha(); } } } function getCaptchaResponceCode() { var cl = $(".g-recaptcha").length; var ctkn = ""; for (i = 0; i < cl; i++) { console.log(i); var ctxt = grecaptcha.getResponse(i); if (ctxt !== undefined && ctxt !== "") { console.log(ctxt); ctkn = ctxt; break; } } return ctkn; } function showCaptchaErrorNews(msg) { $(".gcap-placeholder>.g-recaptcha-err").css("color", "red"); $(".gcap-placeholder>.g-recaptcha-err").html(msg); $(".gcap-placeholder>.g-recaptcha-err").show(); } function validateCaptcha(rcap, eargs) { $.ajax({ url: "/api/sitecore/GoogleCaptcha/ValidateReCaptcha", data: { recaptcha: rcap, __RequestVerificationToken: token }, async: false, type: "POST", success: function () { capValidated = true; $(".gcap-placeholder>.g-recaptcha-err").hide(); $(".gcaploader").fadeOut(); if (frmClicked) { eNscapVal = ""; $("#subscribeForm").trigger("submit"); } }, error: function (err) { var mreq = $('input[name ="gcapvalfailed"]').val(); showCaptchaErrorNews(mreq); eNscapVal = ""; eargs.preventDefault(); }, }); } $(document).ready(function () { //$("#option1_error_msg").hide(); var requiredField = $("#RequiredField").val(); var invalidEmail = $("#InvalidEmail").val(); function ValidateEmail(email) { var expr = /^[A-Za-z0-9._%+-]+@[A-Za-z0-9.-]+\.[A-Za-z]{2,}$/; return expr.test(email); } //$(".r_opt1").click(function () { // $("#txt_emailMkt_iam_options").val($(this).val()); //}); /*email validation for not required field , its validate only email format not required conditions*/ $(".invalidemail").blur(function () { if ($(".invalidemail").val().length > 0) { if (!ValidateEmail($(".invalidemail").val())) { $("#invalidemail_error_msg").html(invalidEmail); e.preventDefault(); return false; } else { $("#invalidemail_error_msg").html(""); } } else { $("#invalidemail_error_msg").html(""); } }); $("#allMailingList").on("change", function () { if ($(this).is(":checked")) { // Checkbox is checked $("#10723626FF").val("Yes"); } else { // Checkbox is unchecked $("#10723626FF").val(""); } }); // Function to show more content showMore = function (id) { $("#" + id + "Overflow").removeClass("hidden"); // Remove the 'hidden' class to display the overflow content $("#" + id + "MoreLink").addClass("hidden"); // Add the 'hidden' class to hide the 'More' link $("#" + id + "LessLink").removeClass("hidden"); // Remove the 'hidden' class to display the 'Less' link }; // Function to show less content showLess = function (id) { $("#" + id + "Overflow").addClass("hidden"); // Add the 'hidden' class to hide the overflow content $("#" + id + "MoreLink").removeClass("hidden"); // Remove the 'hidden' class to display the 'More' link $("#" + id + "LessLink").addClass("hidden"); // Add the 'hidden' class to hide the 'Less' link }; // length of text to keep when text is collapsed var len = 256; // get the text to collapse var shrinkables = $(".shrinkable"); if (shrinkables.length > 0) { shrinkables.each(function () { var fullText = $(this).html(); if (fullText.length > len) { var lastSpaceIndex = fullText.lastIndexOf(" ", len); // Find the index of the last space within the desired truncation limit var trunc = fullText.substring(0, lastSpaceIndex); // Truncate the text at the last space var remainder = fullText.substring(lastSpaceIndex); // Get the remaining text after truncation var id = $(this).attr("id"); // Update the HTML content with truncated text, overflow content, and links $(this).html( "<span>" + trunc + '<span class="hidden" id="' + id + 'Overflow">' + remainder + '</span></span> <a id="' + id + 'MoreLink" href="#!" onclick="showMore(\'' + id + '\');">Read more...</a><a class="hidden" href="#!" id="' + id + 'LessLink" onclick="showLess(\'' + id + "');\">Read less...</a>" ); } }); } var formId = "#" + $("form.ia-custom-form-style").attr("ID"); var handleBarContainer = $(formId).closest(".HandlebarContainer"); handleBarContainer.css({ float: "left", width: "100%", position: "relative", display: "block", clear: "both", margin: "3em 0", }); // Check if the div is the last child of the main tag if ( handleBarContainer.parent("main").children().last().is(handleBarContainer) ) { handleBarContainer.addClass("notch-top"); handleBarContainer.css("margin-bottom", "0"); $("footer").css("margin-top", "0"); } else { // Check if the div is the last child of the last child within a section tag if ( handleBarContainer .parents("section") .children() .last() .is(handleBarContainer) ) { // The div is the last child of the last child within a section tag handleBarContainer.addClass("notch-top"); handleBarContainer.css("margin-bottom", "0"); $("footer").css("margin-top", "0"); } else { // The div is not the last div in either case handleBarContainer.addClass("notch-top"); handleBarContainer.addClass("notch-bottom"); } } $(formId).submit(function (e) { frmClicked = true; var errors = false; e.preventDefault(); /*text field validation*/ $(formId) .find(".form-group") .each(function () { if ($(this).find(".FieldRequired").length > 0) { if ($(this).find(".required-textfield").val() == "") { $(this) .find(".required-textfield") .next(".required_error_msg") .show(); e.preventDefault(); errors = true; return false; } else { $(this) .find(".required-textfield") .next(".required_error_msg") .hide(); } } /*Start CheckBox btn validation only when mondatory*/ if ($(this).find("#checkboxListbtn_error_msg").length > 0) { if ($(this).find(".form-checkboxListbtn").length > 0) { //$('.mondatory-checkbox-validation input[type="checkbox"]').each(function () { if ( $(this) .find('.mondatory-checkbox-validation input[type="checkbox"]') .is(":checked") ) { $(this) .find(".checkboxlist-label") .children(".checkboxList_error_msg") .hide(); } else if ( $(this) .find('.mondatory-checkbox-validation input[type="checkbox"]') .is(":not(:checked)") ) { $(this) .find(".checkboxlist-label") .children(".checkboxList_error_msg") .show(); e.preventDefault(); errors = true; return false; } } } /*End CheckBox btn validation only when mondatory*/ /*Start Single CheckBox btn validation only when mondatory*/ if ($(this).find("#checkboxbtn_error_msg").length > 0) { if ($(this).find(".form-checkboxbtn").length > 0) { //$('.mondatory-checkbox-validation input[type="checkbox"]').each(function () { if ( $(this) .find( '.mondatory-singlecheckbox-validation input[type="checkbox"]' ) .is(":checked") ) { $(this) .find(".checkbox-label") .children(".checkbox_error_msg") .hide(); } else if ( $(this) .find( '.mondatory-singlecheckbox-validation input[type="checkbox"]' ) .is(":not(:checked)") ) { $(this) .find(".checkbox-label") .children(".checkbox_error_msg") .show(); e.preventDefault(); errors = true; return false; } } } /*End Single CheckBox btn validation only when mondatory*/ /*Radio btn validation only when mondatory start*/ if ($(this).find("#radiobtn_error_msg").length > 0) { /*radio field validation*/ if ($(this).find(".form-radiobtn").length > 0) { var opt1Value = $(this) .find(".form-radiobtn input[type='radio']:checked") .val(); if (opt1Value == undefined || opt1Value == "") { $(this) .find(".radiobtn-label") .children(".radio_error_msg") .show(); e.preventDefault(); errors = true; return false; } else { $(this) .find(".radiobtn-label") .children(".radio_error_msg") .hide(); } } } /*Radio btn validation only when mondatory ends*/ /*DropdownList I represent field validation*/ if ($(this).find("#represent_selectbox_error_msg").length > 0) { if ($(this).find(".form-selectbox").length > 0) { /*select box field validation*/ if ($(this).find(".form-select").val() == "") { $(this).find(".form-select").next(".select_error_msg").show(); 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