Circular economy

<!doctype html>  <html class="no-js" lang="en"> <head> <meta charset="utf-8"> <title>Circular economy | ING</title> <meta name="viewport" content="width=device-width, initial-scale=1.0, user-scalable=no">  <link rel="stylesheet" type="text/css" href="/static/design/8A53ECD1-48DE-4A3C-9B4D-1EF610135DF6-fsm/rel/stylesheet/icons.min.css?random=510D" /> <link integrity="sha384-IwFwXwFKywm4sUkas/tGJ2nQm9A5tbuat7YtDF222D7o+H1uVLw9x2bcmZxQfGV0" crossorigin="anonymous" rel="stylesheet" type="text/css" href="/static/design/459CE547-0666-4D43-8C47-58945E20A8B1-972C-fsm/rel/stylesheet/combined-ingcom-substyle.min.css" /> <link rel="preload" href="/static/ingdotcompresentation/static/fonts/INGMeWeb-Bold.woff2" as="font" crossorigin> <link rel="preload" href="/static/ingdotcompresentation/static/fonts/INGMeWeb-Bold.woff" as="font" crossorigin> <link rel="preload" href="/static/ingdotcompresentation/static/fonts/INGMeWeb-Regular.woff2" as="font" crossorigin> <link rel="preload" href="/static/ingdotcompresentation/static/fonts/INGMeWeb-Regular.woff" as="font" crossorigin>  <link rel="stylesheet" href="/static/ingdotcompresentation/static/css/main.css" />   <script src="/static/ingdotcompresentation/static/js/modernizr-custom.min.js" defer></script> <meta name="title" content= "Circular economy" /> <meta name="year_published" content="2023" /> <meta name="date_published" content= "2023-03-08" /> <meta name="description" content="The circular economy offers a systemic response to the climate crisis. It is about rethinking how we use our raw materials and res" /> <meta name="keywords" content="Financial Services, ING" /> <meta http-equiv="content-language" content="en_US" /> <meta name="copyright" content="© ING Groep N.V. All rights reserved." /> <meta name="generator" content="ING" /> <meta name="author" content="ING.com" /> <link rel="apple-touch-icon" sizes="57x57" href="/static/ingdotcompresentation/static/apple-touch-icon-57x57.png"> <link rel="apple-touch-icon" sizes="60x60" href="/static/ingdotcompresentation/static/apple-touch-icon-60x60.png"> <link rel="apple-touch-icon" sizes="72x72" href="/static/ingdotcompresentation/static/apple-touch-icon-72x72.png"> <link rel="apple-touch-icon" sizes="76x76" href="/static/ingdotcompresentation/static/apple-touch-icon-76x76.png"> <link rel="apple-touch-icon" sizes="114x114" href="/static/ingdotcompresentation/static/apple-touch-icon-114x114.png"> <link rel="apple-touch-icon" sizes="120x120" href="/static/ingdotcompresentation/static/apple-touch-icon-120x120.png"> <link rel="icon" type="image/png" href="/static/ingdotcompresentation/static/favicon-32x32.png" sizes="32x32"> <link rel="icon" type="image/png" href="/static/ingdotcompresentation/static/favicon-96x96.png" sizes="96x96"> <link rel="icon" type="image/png" href="/static/ingdotcompresentation/static/favicon-16x16.png" sizes="16x16"> <link rel="shortcut icon" href="/static/ingdotcompresentation/static/favicon.ico" /> <link rel="canonical" href="https://www.ing.com/Sustainability/Sustainable-business/Circular-economy.htm" /> <meta property="og:author" content="ING" /> <meta property="og:site_name" content="ING.com" /> <meta property="og:title" content="Circular economy" /> <meta property="og:url" content="https://www.ing.com/Sustainability/Sustainable-business/Circular-economy.htm" /> <meta property="og:image" content="https://www.ing.com/static/ingdotcompresentation/static/images/ING_lion_RGB_200x200.png" /> <meta property="og:type" content="website" /> <meta property="fb:pages" content="250214445053539" /> <meta property="fb:app_id" content="611247742403160" /> <meta property="article:publisher" content="https://www.facebook.com/ing" /> <meta property="article:author" content="https://www.facebook.com/ing" /> <meta property="twitter:account_id" content="1510088889" /> <meta name="twitter:card" content="summary"> <meta name="twitter:site" content="@ing_news"> <meta name="twitter:creator" content="@ing_news"> <meta name="twitter:url" content="https://www.ing.com/Sustainability/Sustainable-business/Circular-economy.htm"> <meta name="twitter:title" content="Circular economy"> <meta name="twitter:image" content="https://www.ing.com/static/ingdotcompresentation/static/images/ING_lion_RGB_200x200.png" /> <script type="application/ld+json"> { "@context" : "https://schema.org", "@type" : "Organization", "name" : "ING", "url" : "https://www.ing.com", "sameAs" : [ "https://www.facebook.com/ing", "https://www.twitter.com/ING_news", "https://www.youtube.com/ING", "https://www.linkedin.com/company/ing", "https://www.slideshare.net/ING/", "https://www.flickr.com/photos/inggroup/" ] } </script> <script> window.INGData={ 'i18n':{ 'menu':{'showSubmenu':'show sub menu','hideSubmenu':'close sub menu'}, 'ajax':{'getContentError':'An error occurred, please try again.'}, 'jobs':{'filterResultsError':'An error occurred, please try again.'} }, 'context':{'page':'1907374','disclaimed':'false'}, 'sidepanel':{'querystring':'presentationid=1623473'}, 'highcharts':{'decimalPoint':'project.hcDecimalPoint','thousandsSep':'project.hcThousandsSep'} , 'debug':false } var chartOptions = []; </script> <script> var bcSubscriptions = bcSubscriptions || []; bcSubscriptions.push(["onPermissionLevelChange",function(b,a){try{window.blueConicClient.util.cookie.setCookie("BCPermissionLevel",a.permissionLevel),setTimeout(function(){location.reload(!0)},500)}catch(c){}}]); function hasBCPermissionLevel(e){try{var a;a:{for(var c=document.cookie.split("; "),b=0,f=c.length;b<f;b++){var d=c[b].split("=");if("BCPermissionLevel"===d.shift()){a=d.join("=");break a}}a=void 0}if(null!=a&&"undefined"!=typeof a&&a==e)return!0}catch(g){}return!1}; function hasBCCookieConsent(e){try{var a;a:{for(var c=document.cookie.split("; "),b=0,f=c.length;b<f;b++){var d=c[b].split("=");if("BCCookieConsentAccept"===d.shift()){a=d.join("=");break a}}a=void 0}if(null!=a&&"undefined"!=typeof a&&a==e)return!0}catch(g){}return!1}; </script> <script type="text/javascript" src="/static/ingformpresentation/js/jquery-3.5.1.min.js"></script> <script type="text/javascript" src="/static/ingformpresentation/js/formutil.js" defer></script> <script type="text/javascript" src="/static/ingformpresentation/js/formvalidation.js" defer></script> <script type="text/javascript" src="/static/wmpformpresentation/js/plugin/jquery.form-4.3.0.patched.js"></script> <script type="text/javascript" src="/web/js/form/csrfprotection.js"></script> <script type="text/javascript" src="/static/wmpformpresentation/js/plugin/jquery-ui-1.13.2.min.js"></script> <script src="/static/ingdotcompresentation/static/js/adobe-analytics-loader.js"> </script> <script type="text/javascript"> document.onload = digitalEventQueue.push({ command : "ADD EVENT", name : "pageview", data : { page_name : "Circular economy", page_type : "Sustainability", page_section : "Sustainable business", source_item_id : "2301883" } }); var applyButtons = document.getElementsByClassName("apply-button"); for (i = 0; i < applyButtons.length; i++) { applyButtons[i].onclick = function() { digitalEventQueue.push({ command : "ADD EVENT", name : "job apply", data : { page_name : "Circular economy", page_type : "Sustainability", page_section : "Sustainable business", source_item_id : "2301883" } }); }; } function getDocHeight() { var D = document; return Math.max( D.body.scrollHeight, D.documentElement.scrollHeight, D.body.offsetHeight, D.documentElement.offsetHeight, D.body.clientHeight, D.documentElement.clientHeight ) } var max_scroll_position = 0; function amountscrolled(){ var winheight= window.innerHeight || (document.documentElement || document.body).clientHeight var docheight = getDocHeight() var scrollTop = window.pageYOffset || (document.documentElement || document.body.parentNode || document.body).scrollTop var trackLength = docheight - winheight var pctScrolled = Math.floor(scrollTop/trackLength * 100) if (pctScrolled > max_scroll_position) { max_scroll_position = pctScrolled if (pctScrolled % 25 == 0) { digitalEventQueue.push({ command: "ADD EVENT", name: "scroll", data: { page_name: "Circular economy", page_type: "Sustainability", page_section : "Sustainable business", source_item_id: "2301883", scroll_depth: pctScrolled } }); } } } window.addEventListener("scroll", function(){ amountscrolled() }, false) </script> <div>  <script src="//cdn1.readspeaker.com/script/8152/webReader/webReader.js?pids=wr" type="text/javascript" id="rs_req_Init"></script> <script> window.rsConf = { cb: { ui: { close: function() { $('#readspeaker_controls').removeClass("visible"); $('body').removeClass('rs-active'); }, open: function() { $('#readspeaker_controls').addClass("visible"); $('body').addClass('rs-active'); } } }, general: { usePost: true } }; </script></div> </head> <body class="subhome full-content brand-check"> <div>  <div id="rs-wrapper"> <a id="readspeaker_play" class="readspeaker-play rsbtn_play rs_skip rs_preserve rs_href" title="Listen to this page using ReadSpeaker webReader" href="//app-eu.readspeaker.com/cgi-bin/rsent?customerid=8152&lang=en_uk&readclass=article-body" onclick="readpage(this.href, 'readspeaker_controls'); return false;"><i class="icon icon-volume_maximum"></i>Listen</a> <div id="readspeaker_controls" class="rs_skip rsbtn rs_preserve"> </div> </div></div> <div class="skip2links">  <a href="#main" class="skip2">Skip to content</a>  </div> <div id="wrapper"> <div id="page" class="">  <header class="global-header" role="banner"> <div class="upper-header"> <a href="https://www.ing.com/Home.htm" class="logo"><img src="/static/ingdotcompresentation/static/img/logos/logo.hd.png" alt="ING Logo" /></a> <div class="upper-header-right"> <a href="#" class="search-toggle" id="search-toggle" title="Search ING.com"><span class="icon icon-search"></span><span class="search-toggle-text">Search</span></a> <form action="https://www.ing.com/Search-results.htm" class="global-search-form" method="get"> <fieldset class="global-search-fields" id="global-search-fields"> <input type="search" class="global-search-input" name="keyword" placeholder="Search" /> <button type="submit" class="input-submit button-link"><i class="icon icon-search"></i><span class="input-submit-text">Search</span></button> </fieldset> </form> <a href="#menu" class="menu-toggle" id="menu-toggle" title="Open navigation-menu"> <span class="label">Menu</span> <span class="icon icon-menu"></span> </a> </div> </div>  <nav role="navigation" class="main-nav" id="menu"> <h1 class="menu-label">main menu</h1> <ol class="main-nav-list"> <li> <a href="https://www.ing.com/Home.htm">Home</a> </li> <li class=" has-children"> <a href="https://www.ing.com/About-us.htm">About us</a> <ol class="sub-nav-list"> <li class=" "> <a href="https://www.ing.com/About-us/ING-at-a-glance.htm">ING at a glance</a> </li> <li class=" "> <a href="https://www.ing.com/About-us/Strategy.htm">Strategy</a> </li> <li class=" "> <a href="https://www.ing.com/About-us/Customer-value.htm">Customer value</a> </li> <li class=" "> <a href="https://www.ing.com/About-us/Purpose-and-values.htm">Purpose and values</a> </li> <li class=" has-children"> <a href="https://www.ing.com/About-us/Management-structure.htm">Management structure</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/About-us/Management-structure.htm">Management structure</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/About-us/Management-structure/Supervisory-Board.htm">Supervisory Board</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Management-structure/Committees-Supervisory-Board-1.htm">Committees Supervisory Board</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Management-structure/Executive-Board-and-Management-Board-Banking.htm">Executive Board and Management Board Banking</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/About-us/Corporate-governance.htm">Corporate governance</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/About-us/Corporate-governance.htm">Corporate governance</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Legal-structure-and-regulators.htm">Legal structure and regulators</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Shareholder-influence.htm">Shareholder influence</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Dutch-Corporate-Governance-Code.htm">Dutch Corporate Governance Code</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Dutch-Banking-Code.htm">Dutch Banking Code</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/NYSE-listing-standards.htm">NYSE listing standards</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Auditors.htm">Auditors</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Remuneration.htm">Remuneration</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Corporate-governance/Supervisory-Public-and-Regulatory-Affairs.htm">Supervisory, Public and Regulatory Affairs</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/About-us/Compliance.htm">Compliance</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/About-us/Compliance.htm">Compliance</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/About-us/Compliance/KYC-and-anti-money-laundering-measures.htm">KYC and anti-money laundering measures</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Compliance-Risk-Management-Charter.htm">Compliance Risk Management Charter</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Zero-Tolerance-Bribery-Statement.htm">Zero Tolerance Bribery Statement</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Insider-Code.htm">Insider Code</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Conflicts-of-interest-and-confidential-information.htm">Conflicts of interest and confidential information</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Whistleblower-Policy.htm">Whistleblower Policy</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Complaints-about-our-conduct.htm">Complaints about our conduct</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Financial-Economic-Crime-Statement.htm">Financial Economic Crime Statement</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Tax-principles.htm">Tax principles</a> </li> <li class=""> <a href="https://www.ingwb.com/en/service/privacy-and-cookie-statements/usa-patriot-act">Patriot Act certificate</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Notice-of-changes-to-interest-rate-benchmarks.htm">Notice of changes to interest rate benchmarks</a> </li> <li class=""> <a href="https://www.ing.com/About-us/Compliance/Automatic-Exchange-of-Information-AEOI.htm">Automatic Exchange of Information (AEOI)</a> </li> </div> </ol> </li> <li class=" "> <a href="https://www.ing.com/About-us/History.htm">History</a> </li> <li class=" "> <a href="https://www.ing.com/About-us/Art-sponsoring.htm">Art & sponsoring</a> </li> </ol> </li> <li class="active has-children"> <a href="https://www.ing.com/Sustainability.htm">Sustainability</a> <ol class="sub-nav-list"> <li class=" "> <a href="https://www.ing.com/Sustainability/Sustainability-approach.htm">Sustainability approach</a> </li> <li class=" has-children"> <a href="https://www.ing.com/Sustainability/Our-own-operations.htm">Our own operations</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Sustainability/Our-own-operations.htm">Our own operations</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Sustainability/Our-own-operations/Environmental-Programme.htm">Environmental Programme</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Our-own-operations/Diversity-inclusion-and-belonging.htm">Diversity, inclusion and belonging</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Our-own-operations/Working-with-suppliers.htm">Working with suppliers</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Sustainability/Climate-action.htm">Climate action</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Sustainability/Climate-action.htm">Climate action</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Sustainability/Climate-action/Our-climate-approach.htm">Our climate approach</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Climate-action/Terra-approach.htm">Terra approach</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Climate-action/Climate-adaptation.htm">Climate adaptation</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Climate-action/Potential-climate-case.htm">Potential climate case</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Climate-action/Mogelijke-klimaatzaak.htm">Mogelijke klimaatzaak </a> </li> </div> </ol> </li> <li class="active has-children"> <a href="https://www.ing.com/Sustainability/Sustainable-business.htm">Sustainable business</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Sustainability/Sustainable-business.htm">Sustainable business</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Sustainability/Sustainable-business/Financial-health.htm">Financial health</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Sustainable-business/Nature.htm">Nature</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Sustainable-business/Human-rights.htm">Human rights</a> </li> <li class="active"> <a href="https://www.ing.com/Sustainability/Sustainable-business/Circular-economy.htm">Circular economy</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Sustainable-business/Environmental-and-Social-Risk-ESR.htm">Environmental and Social Risk (ESR)</a> </li> </div> </ol> </li> <li class=" "> <a href="https://www.ing.com/Sustainability/Our-Stance.htm">Our Stance</a> </li> <li class=" has-children"> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action.htm">Partnerships and collective action</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action.htm">Partnerships and collective action</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action/How-we-engage.htm"> How we engage</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action/Sustainable-development-goals.htm">Sustainable development goals</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action/Equator-Principles.htm">Equator Principles</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action/Community-investment-.htm">Community investment  </a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Partnerships-and-collective-action/Stakeholder-engagement-and-dialogue.htm">Stakeholder engagement and dialogue</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Sustainability/Performance-and-reporting.htm">Performance and reporting</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Sustainability/Performance-and-reporting.htm">Performance and reporting</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Sustainability/Performance-and-reporting/Materiality.htm">Materiality</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Performance-and-reporting/Ratings-2.htm">Ratings</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Performance-and-reporting/Reporting.htm">Reporting</a> </li> <li class=""> <a href="https://www.ing.com/Sustainability/Performance-and-reporting/Governance.htm">Governance</a> </li> </div> </ol> </li> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Investors.htm">Investors</a> <ol class="sub-nav-list"> <li class=" has-children"> <a href="https://www.ing.com/Investors/Share-information.htm">Share information</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Investors/Share-information.htm">Share information</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Investors/Share-information/Dividend-and-distribution-policy.htm">Dividend and distribution policy</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Share-information/Share-performance.htm">Share performance</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Share-information/Investment-calculator.htm">Investment calculator</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Share-information/Share-buyback-programme.htm">Share buyback programme</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Investors/Financial-performance.htm">Financial performance</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Investors/Financial-performance.htm">Financial performance</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Investors/Financial-performance/Quarterly-results.htm">Quarterly results</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Financial-performance/Interim-accounts.htm"> Interim accounts</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Financial-performance/Annual-reports.htm">Annual reports</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Financial-performance/SEC-filings.htm">SEC filings</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Investors/Presentations.htm">Presentations</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Investors/Presentations.htm">Presentations</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Investors/Presentations/Quarterly-results-and-conference-presentations.htm">Quarterly results and conference presentations</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Presentations/Capital-Markets-Day-presentations.htm">Capital Markets Day presentations</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Presentations/Credit-update-presentations.htm">Credit update presentations</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Presentations/ESG-presentation.htm">ESG presentation</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Presentations/ING-investment-case.htm">ING investment case</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Investors/Fixed-income-information.htm">Fixed income information</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Investors/Fixed-income-information.htm">Fixed income information</a> <div class="wrapper"> <li class=""> <a href="http://www.ing.com/Investors/Fixed-income-information/Debt-securities-ING-Groep-N.V..htm">Debt securities ING Groep N.V.</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Fixed-income-information/Debt-securities-ING-Bank-N.V..htm">Debt securities ING Bank N.V.</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Fixed-income-information/Global-Green-Funding.htm">Global Green Funding</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Fixed-income-information/Notice-about-eurobonds.htm">Notice about eurobonds</a> </li> </div> </ol> </li> <li class=" "> <a href="https://www.ing.com/Investors/Ratings.htm">Ratings</a> </li> <li class=" has-children"> <a href="https://www.ing.com/Investors/Shareholders-meeting.htm">Shareholders' meeting</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.com/Investors/Shareholders-meeting.htm">Shareholders' meeting</a> <div class="wrapper"> <li class=""> <a href="https://www.ing.com/Investors/Shareholders-meeting/Annual-general-meeting.htm">Annual general meeting</a> </li> <li class=""> <a href="https://www.ing.com/Investors/Shareholders-meeting/ADS-holders-page.htm">ADS holders page</a> </li> </div> </ol> </li> <li class=" "> <a href="https://www.ing.com/Investors/Calendar.htm">Calendar</a> </li> <li class=" "> <a href="https://www.ing.com/Investors/Analyst-coverage.htm">Analyst coverage</a> </li> <li class=" "> <a href="https://www.ing.com/Investors/Investor-relations-contacts.htm">Investor relations contacts</a> </li> </ol> </li> <li class=" has-children"> <a href="https://www.ing.com/Newsroom.htm">Newsroom</a> <ol class="sub-nav-list"> <li class=" "> <a href="https://www.ing.com/Investors/Financial-performance.htm">Financial results</a> </li> <li class=" "> <a href="https://www.ing.com/Newsroom/News.htm">News</a> </li> <li class=" "> <a href="https://www.ing.com/Newsroom/Media-relations-contacts.htm">Media relations contacts</a> </li> <li class=" "> <a href="https://www.ing.com/Newsroom/Calendar.htm">Calendar</a> </li> <li class=" "> <a href="https://www.ing.com/Newsroom/Media-kit.htm">Media kit</a> </li> <li class=" "> <a href="https://www.ing.com/Newsroom/Social-media.htm">Social media</a> </li> </ol> </li> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers.htm">Careers</a> <ol class="sub-nav-list"> <li class=" "> <a href="https://www.ing.jobs/global/careers/job-opportunities.htm">Job opportunities</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/this-is-ing.htm">This is ING</a> </li> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers/why-join.htm">Why join?</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.jobs/global/careers/why-join.htm">Why join?</a> <div class="wrapper"> <li class=" "> <a href="https://www.ing.jobs/global/careers/why-join/impact-on-customers.htm">Impact on customers</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/why-join/impact-on-planet.htm">Impact on planet</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/why-join/impact-on-financial-system.htm">Impact on financial system</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/why-join/our-orange-code.htm">Our Orange Code</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/why-join/freedom-to-be-yourself.htm">Freedom to be yourself</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers.htm">Where do you want to go?</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.jobs/global/careers.htm">Where do you want to go?</a> <div class="wrapper"> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/australia-2.htm">Australia</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/austria.htm">Austria</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/belgium-6.htm">Belgium</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/mainland-china.htm">Mainland China</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/czech-republic.htm">Czech Republic</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/france.htm">France</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/germany-7.htm">Germany</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/hong-kong-s.a.r..htm">Hong Kong S.A.R.</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/italy-1.htm">Italy</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/luxembourg.htm">Luxembourg</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/netherlands-7.htm">Netherlands</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/philippines.htm">Philippines</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/poland-7.htm">Poland</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/romania.htm">Romania</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/russia.htm">Russia</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/spain.htm">Spain</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/singapore-1.htm">Singapore</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/slovakia.htm">Slovakia</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/switzerland.htm">Switzerland</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/turkey-2.htm">Turkey</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/united-kingdom-1.htm">United Kingdom</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/location/usa.htm">USA</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers/international-talent-programme.htm">International Talent Programme</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.jobs/global/careers/international-talent-programme.htm">International Talent Programme</a> <div class="wrapper"> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers/international-talent-programme.htm">Tracks</a> <ol class="sub-sub-sub-nav-list"> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/analytics.htm">Analytics</a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/finance.htm">Finance </a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/human-resources.htm">Human Resources </a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/tech.htm">Tech</a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/operations-change.htm">Operations & Change</a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/retail-banking.htm">Retail Banking</a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/risk.htm">Risk </a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/wholesale-banking.htm">Wholesale Banking</a> </li> <li class=""> <a href="https://www.ing.jobs/global/careers/international-talent-programme/tracks/business-banking.htm">Business Banking</a> </li> </ol> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/international-talent-programme/programme-overview.htm">Programme overview</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/international-talent-programme/selection-process.htm">Selection process</a> </li> <li class=" "> <a href="https://www.ing.jobs/global/careers/international-talent-programme/meet-our-trainees.htm">Meet our trainees</a> </li> </div> </ol> </li> <li class=" has-children"> <a href="https://www.ing.jobs/global/careers/ing-hubs.htm">ING Hubs</a> <ol class="sub-sub-nav-list"> <a href="https://www.ing.jobs/global/careers/ing-hubs.htm">ING Hubs</a> <div class="wrapper"> <li class=" "> <a href="https://www.ing.jobs/global/careers/ing-hubs.htm">Stories</a> </li> </div> </ol> </li> </ol> </li> <li class=" "> <a href="https://www.ing.com/ING-in-your-area.htm">ING in your area</a> </li> </ol> </nav>  </header>  <section class="main clearfix" id="main" role="main">  <div class="breadcrumbs"> <a href="https://www.ing.com/Home.htm"><i class="icon icon-home"></i></a><a href="https://www.ing.com/Sustainability.htm">Sustainability</a><a href="https://www.ing.com/Sustainability/Sustainable-business.htm">Sustainable business</a><span class="crumb">Circular economy</span> </div>  <article class="article-body calculate-reading-time"> <div class="article-wrapper"> <div class="content-article"> <h1>Circular economy</h1>  <div class="date-readspeaker"> <div> <span class="field"><span class="reading-time-value">...</span> min read</span> </div> </div>  <div> <div class="article-intro"> <p >The circular economy offers a systemic response to the climate crisis. It is about rethinking how we use our raw materials and resources to create a sustainable economy free of waste and emissions. It means shifting from the current linear model of ‘take, make, waste’ to an economy where we ‘reduce, reuse, recycle’.</p> </div> <p >People and businesses need to change the way they produce and consume. Companies have to design differently, sell differently and value differently. They have to rethink their propositions, redesign their organisations, and cooperate more often, with more parties. <br /><br />Many companies have started a journey to become more circular, which happens in many shapes and forms. There are well-known companies enabling product-sharing. Others like Signify and Michelin are actively redesigning the production and use of their lighting and tyres, for example.<br /><br />But there is still a long way to go. Today’s world is far from circular and the trend is negative to neutral at best. The negative environmental effects of market activities remain unpriced, transaction and operational costs are higher for circular businesses, the demand and supply for secondary goods and materials is still too low and innovation within circular solutions carries higher risks. We need government policies to help support circular innovations and level the playing field with the linear economy.<br /><br />We see circular economy as fundamental to help achieve global climate goals . We as a bank have to value differently, treat risk differently, and finance differently when it comes to the circular economy. Our role is important, as we can help unlock finance for new business models and engage on new value propositions with our clients.</p> <h2 > What is ING doing? </h2> <h3 > We build our knowledge and network </h3> <p >We finance circular deals and investments, such as E-bike-to-go, a young and fast-growing company offering a circular subscription model for e-bikes to both business and consumer markets in the Netherlands. We also were green structuring advisor and joint active bookrunner on the first green bond for Smurfit Kappa, one of the world’s leading providers of sustainable packaging. These are just a couple of examples. <br /><br />We’re also working to build our knowledge and network, which is why ING is an active member of several circular economy platforms, like Circle Economy.<br /><br />We published several research reports on circular economy and financing the circular economy. Our publication: ‘<a href="https://think.ing.com/reports/circular-economy-rounding-up-the-costs-and-benefits/" class="external" target="_blank" title="https://think.ing.com/reports/circular-economy-rounding-up-the-costs-and-benefits/" data-wm-linkcode="C27">Rethinking the road to the circular economy</a>’ answers important questions: Why do we need to move to a circular economy? What are the hurdles for circular economy growth? How can we get the circular economy going?<br /><br />The key seems to be to work together across the value chain, across industries and also between public and private parties. That’s why we regularly host roundtables with clients and other stakeholders to discuss the hurdles and challenges, for instance on plastics. Other value chains with a high potential for circularity we focus on are packaging, batteries and vehicles, and electronics/ICT equipment.</p> <h3 > We finance circular deals and investments </h3> <p >With ING Sustainable Investments, we’ve <a href="https://www.ing.com/Newsroom/News/ING-Sustainable-Investments-finances-circular-tech-company-Milgro.htm" class="normal" title="ING Sustainable Investments finances circular tech company Milgro" data-wm-linkcode="C28">invested in for instance Milgro</a>, a leading cleantech company. Milgro has developed an interface platform that helps companies to control their waste streams, optimise recycling, reduce and prevent the waste of raw materials. We’ve also <a href="https://www.ing.com/Newsroom/News/Going-circular-in-the-tyre-industry.htm" class="normal" title="Going circular in the tyre industry" data-wm-linkcode="C29">invested in Black Bear Carbon</a>. They convert used car and truck tyres into raw materials for new products like pen ink, smartphone covers and new tyres. <br /><br />ING has also provided several loans to recyclers and companies that produce goods using recycled resources. Some of these deals have been with ground-breaking circular businesses, like the La Trappe brewery with a closed loop water system.<br /><br />We have also supported several green and sustainability bonds in support of the circular economy.</p> <h3 > We explore and develop beyond banking solutions </h3> <p >ING regularly hosts Circular Economy Business Simulation games, as a start of our journey with clients, but also with employees and cities. Circular propositions are often a collaboration between different partners. We can help creating valid business cases for circular propositions, focusing on a proper risk reward distribution among all parties involved.</p><div class="card-row"> <div class="stock-info card-item full-width"> <section > <h3 > Related links </h3> <ul class=" arrow-link-list"> <li> <i class="icon icon-arrow-right"></i> <a href="https://think.ing.com/reports/circular-economy-rounding-up-the-costs-and-benefits/" target="_blank" rel="nofollow noopener noreferrer" class="external"> Rethinking the road to a circular economy (PDF 2.0 MB)</a> (January 2020) </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.com/MediaEditPage/Circular-Infrastructure-Business-Models-Insights-from-the-Open-Learning-Environment-Circular-Bridges-and-Viaducts.htm" > Circular Infrastructure Business Models Report (PDF 1.97 MB)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://think.ing.com/articles/the-circular-economys-six-c-challenge/" target="_blank" rel="nofollow noopener noreferrer" class="external"> The circular economy’s six ‘C’ challenge</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.com/Newsroom/News/ABN-AMRO-ING-and-Rabobank-launch-finance-guidelines-for-circular-economy.htm" > ABN AMRO, ING and Rabobank launch finance guidelines for circular economy</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.com/MediaEditPage/Circular-Economy-Finance-guidelines.htm" > Circular Economy Finance Guidelines (PDF 6.43 MB)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.nl/nieuws/nieuws_en_persberichten/2018/juli/richtlijnen-circulaire-economie.html" target="_blank" rel="nofollow noopener noreferrer" class="external"> ABN AMRO, ING and Rabobank introduce Circular Economy Finance Guidelines (in Dutch only)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/media/1383724/rethinking-finance-in-a-circular-economy-report.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> Rethinking finance in a circular economy (economic report) (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.com/web/file?uuid=aaa809cd-15f1-4d1c-a442-b48474c784b6&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=36610" > Dutch big banks support a circular economy for the Netherlands (in Dutch only) (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/themes/client-cases-articles/van-scherpenzeel-a-new-player-in-the-circular-economy" target="_blank" rel="nofollow noopener noreferrer" class="external"> Van Scherpenzeel: a new player in the circular economy</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/media/1647288/from-assets-to-access-report-june-2016.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> From assets to access. High potential transformation of the capital goods industry (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.nl/media/pdf_EBZ_China%20growth%20and%20the%20environment_tcm162-105399.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> China. Growth and the Environment: From Tradeoff to Circularity (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/media/1445836/ing-metals-a-dangerous-complacency-november-2015.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> Metals, a dangerous complacency? Next steps towards a more resource-efficient technology industry (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.nl/media/ING_EBZ_circular-solutions-to-water-shortage_tcm162-121757.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> Less is more: Circular economy solutions to water shortages (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ing.nl/media/ING_EZB_Financing-the-Circular-Economy_tcm162-84762.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> Rethinking finance in a Circular Economy. Financial implications of circular business models (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ellenmacarthurfoundation.org/assets/downloads/ce100/FinanCE.pdf" target="_blank" rel="nofollow noopener noreferrer" class="external"> Money makes the world go round (PDF)</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/themes/americas-here-i-come-articles/how-circular-thinking-could-change-us-business-models" target="_blank" rel="nofollow noopener noreferrer" class="external"> How circular thinking can shape US business models</a> </li> <li> <i class="icon icon-arrow-right"></i> <a href="https://www.ingwb.com/insights/themes/circular-economy" target="_blank" rel="nofollow noopener noreferrer" class="external"> ING Wholesale Banking Circular Economy themes</a> </li> </ul> </section> </div> </div><p></p></div> <div class="content-cards"> <div> <h2>Related articles</h2> <div class="more-articles has-bottom-line"> <div class="more-article"> <a href="https://www.ing.com/Newsroom/News/Consumers-say-save-the-planet.-Companies-should-listen.htm" > <img src="/upload_mm/6/5/7/cid48471_recycling_1200x675.png" alt="Consumers say ‘save the planet’. Companies should listen" /> <span class="article-detail">26 November 2019</span> <span class="article-title">Consumers say ‘save the planet’. Companies should listen</span> </a> </div> <div class="more-article"> <a href="https://www.ing.com/Newsroom/News/ING-Sustainable-Investments-finances-circular-tech-company-Milgro.htm" > <img src="/upload_mm/2/a/3/cid47112_Milgro_1200x675.png" alt="ING Sustainable Investments finances circular tech company Milgro" /> <span class="article-detail">20 June 2019</span> <span class="article-title">ING Sustainable Investments finances circular tech company Milgro</span> </a> </div> <div class="more-article"> <a href="https://www.ing.com/Newsroom/News/What-motivates-companies-to-go-circular.htm" > <img src="/upload_mm/3/e/6/cid45851_circular-economy_1200x675.jpg" alt="What motivates companies to go circular?" /> <span class="article-detail">17 January 2019</span> <span class="article-title">What motivates companies to go circular?</span> </a> </div> <div class="more-article"> <a href="https://www.ing.com/Newsroom/News/ABN-AMRO-ING-and-Rabobank-launch-finance-guidelines-for-circular-economy.htm" > <img src="/upload_mm/a/b/4/cid44011_circular-economy-guidelines_1200x675.png" alt="ABN AMRO, ING and Rabobank launch finance guidelines for circular economy" /> <span class="article-detail">09 July 2018</span> <span class="article-title">ABN AMRO, ING and Rabobank launch finance guidelines for circular economy</span> </a> </div> </div></div> </div>  <div class="social-sharing"> <h2>Share</h2> <div class="sharethis"> <a href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.ing.com%2FSustainability%2FSustainable-business%2FCircular-economy.htm%3Futm_medium%3Dsharebutton%26utm_source%3Dfacebook" class="share-link"><span class="icon icon-facebook"></span><span class="label"></span></a> <a href="https://twitter.com/intent/tweet?text=Circular+economy&related=ING_news&url=https%3A%2F%2Fwww.ing.com%2FSustainability%2FSustainable-business%2FCircular-economy.htm%3Futm_medium%3Dsharebutton%26utm_source%3Dtwitter" class="share-link"><span class="icon icon-twitter"></span><span class="label">Twitter</span></a> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.ing.com%2FSustainability%2FSustainable-business%2FCircular-economy.htm%3Futm_medium%3Dsharebutton%26utm_source%3Dlinkedin" class="share-link"><span class="icon icon-linkedin"></span><span class="label">LinkedIn</span></a> <a href="mailto:?subject=Circular%20economy&body=https%3A%2F%2Fwww.ing.com%2FSustainability%2FSustainable-business%2FCircular-economy.htm" class="share-link"><span class="icon icon-email"></span><span class="label">E-mail</span></a> <a href="whatsapp://send?text=https%3A%2F%2Fwww.ing.com%2FSustainability%2FSustainable-business%2FCircular-economy.htm%3Futm_medium%3Dsharebutton%26utm_source%3Dwhatsapp" class="share-link default-behaviour"><span class="icon icon-whatsapp"></span><span class="label">Whatsapp</span></a> </div> </div>  </div> <div class="content-article"> <div></div> </div> </div> </article> </section>  <footer class="global-footer" role="contentinfo"> <section class="column first"> <h1 class="footer-title">Go to</h1> <div> <section class="generic-section"> <ul class=" simple-list" > <li class=""><a href="https://www.ing.com/Contact-us.htm" class="normal" title="Do you have a question? Let us know!" data-wm-linkcode="C02">Contact us</a> </li> <li class=""><a href="https://www.ing.com/About-us/ING-at-a-glance.htm" class="normal" title="ING at a glance" data-wm-linkcode="C01">ING at a glance</a> </li> <li class=""><a href="https://www.ing.com/Investors/Financial-performance/Annual-reports.htm" class="normal" title="Annual reports" data-wm-linkcode="C05">Annual reports</a> </li> </ul> </section></div> </section> <section class="column second"> <h1 class="footer-title">Follow us</h1> <div> <section class="generic-section"> <ul class=" simple-list" > <li class=""><a href="http://www.linkedin.com/company/ing" class="normal" target="_blank" title="http://www.linkedin.com/company/ing" data-wm-linkcode="C03">LinkedIn</a> </li> <li class=""><a href="http://twitter.com/ing_news" class="normal" target="_blank" title="http://twitter.com/ing_news" data-wm-linkcode="C01">X</a> </li> <li class=""><a href="https://www.ing.com/Newsroom/Social-media.htm" class="normal" title="Social media" data-wm-linkcode="C07">ING on social media</a> </li> </ul> </section></div> </section> <section class="column last"> <h1 class="footer-title">Stay up to date</h1> <div> <section class="generic-section"> <ul class=" simple-list" > <li class=""><a href="https://www.ing.com/think" class="normal" target="_blank" title="https://www.ing.com/think" data-wm-linkcode="C05">ING Think</a> </li> <li class=""><a href="https://www.ing.com/Newsroom/News.htm" class="normal" title="News" data-wm-linkcode="C10">ING news</a> </li> <li class=""><a href="https://pr.globenewswire.com/NewsArchive/View/bXHiCXkp0sU5uJTE1OMpfg==" class="normal" target="_blank" title="https://pr.globenewswire.com/NewsArchive/View/bXHiCXkp0sU5uJTE1OMpfg==" data-wm-linkcode="C06">Subscribe to press releases</a> </li> </ul> </section></div> </section> <div class="lower-footer"> <ul class="pipe-list"> <li><a href="https://www.ing.com/Legal-information.htm">Legal information</a></li> <li><a href="https://www.ing.com/ING.com-security.htm">ING.com security</a></li> <li><a href="https://www.ing.com/Cookie-statement.htm">Cookie statement</a></li> <li><a href="https://www.ing.com/Privacy-statement.htm">Privacy statement</a></li> <li><a href="https://www.ing.com/Accessibility.htm">Accessibility</a></li> </ul> </div> </footer>  </div>  <div class="global-backtop"> <a href="#page" title="Go to the top of this page">Back to top</a> </div>  </div>  <div id="media-query-check"></div> <div class="overlay" id="overlay"> </div> <div class="cyort-overlay"> <div class="cyort-overlay-wrapper"> <div class="cyort-closebutton"><i class="icon icon-close"></i></div> <div class="cyort-wrapper"> <div class="download-header"> </div> <div class="download-wrapper"> </div> </div> <div class="download-buttons"> <a href="" class="text-button small small-orange download-button-pdf">Download PDF</a> <a href="" class="text-button small small-orange download-button-zip">Download ZIP</a> </div> </div> </div> <script src="/static/ingdotcompresentation/static/js/engine.min.js" defer></script> <script src="/static/ingdotcompresentation/static/js/highcharts.min.js" defer></script> <script src="/static/ingdotcompresentation/static/js/storytelling.js" defer></script> <script> (function() { this.bcHostname = 'ing.blueconic.net'; this.bcChannelIdentifier = 'en_US.' + document.location.hostname; var protocol = (("https:" == document.location.protocol) ? "https://" : "http://"); var bcScript = document.createElement('script');bcScript.async = true; bcScript.src = protocol + this.bcHostname + '/frontend/static/javascript/blueconic/blueconic.min.js'; (document.getElementsByTagName('head')[0] || document.getElementsByTagName('body')[0]).appendChild(bcScript); })(); </script> <script type="text/javascript" src="/static/ingformpresentation/js/formvalidationbindings.js"></script>  </body> </html>

CINXE.COM

Circular economy | ING