How to Get Help For Paying Unplanned Bills: What You Need to Know

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window.mParticle.config.rq.push(e) } } var r, c, a = window.mParticle.config, s = a.isDevelopmentMode ? 1 : 0, l = "?env=" + s, w = window.mParticle.config.dataPlan; if (w) { r = w.planId; c = w.planVersion; if (r) { if (c && (c < 1 || c > 1e3)) { c = null } l += "&plan_id=" + r + (c ? 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"logged in" : "logged out", mp_device_id: window.mParticle.getDeviceId(), }; const { searchParams } = new URL(window.location.href); ["campaign", "content", "medium", "source", "term"].forEach((key) => { const param = `utm_${key}`; if (searchParams.has(param)) { const name = key === "campaign" ? "name" : key; info[`campaign_${name}`] = searchParams.get(param); } }); if (searchParams.has("attribution_id")) { info.attribution_id = searchParams.get("attribution_id"); } return info; } const withGlobalFlags = (original = {}) => { const flags = { ...original, "GA4.Title": document.title, "GA4.Location": window.location.href, }; return flags; } const bindLinkClicked = (isLoggedIn) => { const handleClick = (event) => { const link = (event.target)?.closest("a"); if (!link) { return; } const tracking_id = link.getAttribute("data-tracking-id"); const placement = link.getAttribute("data-placement"); const isFundraiserCreateCTA = link.href.includes('/create/fundraiser/category') || link.href.includes('/create/fundraiser'); const customAttributes = withGlobalProps({ outbound: !new URL(link.href).origin.includes("gofundme.com"), link_url: link.href, page_url: window.location.href, text: link.textContent || link.getAttribute("aria-label") || "Missing accessible text", ...(tracking_id ? { tracking_id } : {}), }, isLoggedIn, ); const customAttributesFundraiser = withGlobalProps({ link_url: link.href, text: link.textContent || link.getAttribute("aria-label") || "Missing accessible text", ...(tracking_id ? { tracking_id } : {}), ...(placement ? { placement } : {}), }, isLoggedIn, ); const customFlags = withGlobalFlags(); window.mParticle.logEvent("Link Clicked", window.mParticle.EventType.Navigation, customAttributes, customFlags); if (isFundraiserCreateCTA) { window.mParticle.logEvent("Fundraiser Create CTA Clicked", window.mParticle.EventType.Navigation, customAttributesFundraiser, customFlags); } }; document.body.addEventListener("click", handleClick, { capture: true }); }; const trackPageView = (isLoggedIn) => { mParticle.logPageView( "Page", withGlobalProps({ page_referrer: document.referrer, page_title: document.title, page_url: window.location.href }, isLoggedIn), withGlobalFlags() ); }; const init = async () => { const { isLoggedIn, identity } = await getSignedInState(); await loadMParticle(identity ? { email: identity.email, customerid: identity.person_id.toString() } : undefined); mParticle.ready(async () => { await syncUserConsent(); setTimeout(() => window.airgap?.addEventListener("consent-change", handleConsentChange), 100); trackPageView(isLoggedIn); bindLinkClicked(isLoggedIn); }); }; init(); }); </script> </head> <body class="post-template-default single single-post postid-4126 single-format-standard lang-en_US wordpress how-to-get-help-with-bills">  <script> window.dataLayer = window.dataLayer || []; dataLayer.push({ "essential_cookies": true, "functional_cookies": false, "marketing_cookies": false, "event": "user_permission" }); </script>   <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-TDTFTZ" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript>   <div> <header class="hrt-header hrt-header--default"> <div class="hrt-width-full hrt-global-wrapper"> <nav class="hrt-header-nav" aria-label="Main navigation"> <div class="hrt-show-for-lg hrt-header-left"> <a href="/s" class="hrt-mr-1 hrt-tertiary-button hrt-base-button"> <svg aria-hidden="true" class="hrt-mr-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#search"></use> </svg> Search </a> <div class="hrt-header-dropdown"> <button class="hrt-mr-1 hrt-header-dropdown-button hrt-tertiary-button hrt-base-button" type="button" aria-controls=":r4:-dropdown" aria-expanded="false" aria-haspopup="true"> Donate <div class="hrt-header-dropdown-caret"></div> </button> <div class="hrt-header-dropdown-content hrt-header-dropdown-content--left hrt-header-dropdown-content--multi-column" id=":r4:-dropdown"> <div class="hrt-header-dropdown-title"> <div class="hrt-spot-icon hrt-spot-icon--neutral hrt-spot-icon--large"> <svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#donor"></use> </svg> </div> <p class="hrt-text-legend hrt-mb-0" id=":r4:-menu"> Discover fundraisers to support </p> </div> <ul aria-labelledby=":r4:-menu" class="hrt-list-unstyled"> <li>  <a href="https://www.gofundme.com/discover" class="hrt-base-list-item--body-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Categories</span> <div class="hrt-base-list-item-description">Browse fundraisers by category</div> </div> </a>  </li> <li>  <a href="https://www.gofundme.com/c/act" class="hrt-base-list-item--body-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Crisis relief</span> <div class="hrt-base-list-item-description">Donate to verified relief</div> </div> </a>  </li> <li>  <a href="https://www.gofundme.com/c/cause" class="hrt-base-list-item--body-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Social Impact Funds</span> <div class="hrt-base-list-item-description">Direct support for urgent needs</div> </div> </a>  </li> <li>  <a href="https://www.gofundme.com/c/supporter-space" class="hrt-base-list-item--body-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Supporter Space</span> <div class="hrt-base-list-item-description">Inspiration, FAQs, and where to give</div> </div> </a>  </li> </ul> </div> </div> <div class="hrt-header-dropdown"> <button class="hrt-mr-1 hrt-header-dropdown-button hrt-tertiary-button hrt-base-button" type="button" aria-controls=":r5:-dropdown" aria-expanded="false" aria-haspopup="true"> Fundraise <div class="hrt-header-dropdown-caret"></div> </button> <div class="hrt-header-dropdown-content hrt-header-dropdown-content--left hrt-header-dropdown-content--multi-column" id=":r5:-dropdown"> <div class="hrt-header-dropdown-title"> <div class="hrt-spot-icon hrt-spot-icon--neutral hrt-spot-icon--large"> <svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#donations"></use> </svg> </div> <p class="hrt-text-legend hrt-mb-0" id=":r5:-menu"> Start fundraising, tips, and resources </p> </div> <ul aria-labelledby=":r5:-menu" class="hrt-list-unstyled"> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/start"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">How to start a GoFundMe</span> <div class="hrt-base-list-item-description">Step-by-step help, examples, and more</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/start/fundraising-categories"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising categories</span> <div class="hrt-base-list-item-description">Find the right category for you</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="/c/fundraising-tips/team"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Team fundraising</span> <div class="hrt-base-list-item-description">Fundraise together with a team</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/blog"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising Blog</span> <div class="hrt-base-list-item-description">Resources, tips, and more</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/fundraising-tips"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising tips</span> <div class="hrt-base-list-item-description">The ultimate fundraising tips guide</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/fundraising-ideas"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising ideas</span> <div class="hrt-base-list-item-description">Ideas to spark your creativity</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/start/charity-fundraising"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Charity fundraising</span> <div class="hrt-base-list-item-description">Fundraise for a charity</div> </div> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/charity-fundraising"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Sign up as a charity</span> <div class="hrt-base-list-item-description">Claim your charity</div> </div> </a> </button> </li> </ul> </div> </div> </div> <div class="hrt-hide-for-lg hrt-header-left"> <a class="hrt-tertiary-icon-button hrt-tertiary-icon-button--medium hrt-base-button" aria-label="Search" href="/s" data-element-id="btn_nav_search_icon" data-analytic-event-listener="true"> <svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#search"></use> </svg> </a> </div> <div class="hrt-header-center"> <a class="hrt-link hrt-link--gray-dark" aria-label="GoFundMe.com" 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9.51995 11.5156 9.97218 11.2135Z" fill="#333333" /> </svg> </a> </div> <img alt="profile photo" class="hrt-header-profile-image profile-image mobile-profile-image-personal" src="#" /> <span class="hrt-mt-1 hrt-text hrt-text-neutral-800 hrt-text-legend first-name">First Name</span> <a class="hrt-no-underline hrt-disp-flex hrt-align-center hrt-text-body-sm hrt-link hrt-link--gray" href="https://www.gofundme.com/u/profile"> Profile <svg aria-hidden="true" class="hrt-my-half hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </div> <nav aria-label="main menu"> <ul> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button" > <a href="https://www.gofundme.com/fundraisers"> <div class="hrt-base-list-item-copy"><span class="hrt-base-list-item-title">Your fundraisers</span></div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li id="active-fundraisers"></li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button" > <a href="https://www.gofundme.com/account/impact"> <div class="hrt-base-list-item-copy"><span class="hrt-base-list-item-title">Your impact</span></div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li> <button class="hrt-base-list-item--body-size hrt-base-list-item" type="button" data-menu-main="settings"> <a href="#"> <div class="hrt-base-list-item-copy"><span class="hrt-base-list-item-title">Account settings</span></div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li aria-hidden="true" class="hr-container"> <hr class="hrt-mx-1 hrt-my-2 hrt-text-neutral-200" /> </li> </ul> </nav> </div> <ul class="hrt-list-unstyled" role="menu"> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button" data-menu-main="donate"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Donate</span> <div class="hrt-base-list-item-description">Discover fundraisers to support</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </button> </li> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button" data-menu-main="fundraise"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraise</span> <div class="hrt-base-list-item-description">Start fundraising, tips, and resources</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </button> </li> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button" data-menu-main="about"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">About</span> <div class="hrt-base-list-item-description">How it works, pricing, and more</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </button> </li> <li> <a href="https://support.gofundme.com/hc/en-us" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Help Center</span> <div class="hrt-base-list-item-description">Technical support and help</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li><a class="hrt-max-width-screen-xs hrt-mx-auto gfm-fundraiser-button hrt-primary-button hrt-primary-button--full hrt-primary-button--large hrt-primary-button--default hrt-base-button" data-element-id="btn_nav_sign_in" href="/create/fundraiser/category" data-analytic-event-listener="true">Start a GoFundMe</a></li> <li><a class="header-logged-out hrt-max-width-screen-xs hrt-mt-2 hrt-mx-auto hrt-secondary-button hrt-secondary-button--full hrt-secondary-button--large hrt-secondary-button--default hrt-base-button" data-element-id="btn_nav_sign_in" href="/sign-in" data-analytic-event-listener="true">Sign In</a></li> </ul> </div> </div> </div> <div class="mobile-modal mobile-modal-sub hrt-container-mobile" data-menu-sub="donate"> <div class="hrt-modal-header"> <div class="hrt-flex hrt-align-center hrt-header-drawer-title"> <button class="hrt-ml-[-1rem] hrt-modal-header-button--back hrt-tertiary-icon-button hrt-tertiary-icon-button--medium hrt-base-button" type="button" aria-label="Back"> <svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-left"></use> </svg> </button> <div class="hrt-text-heading-sm">Donate</div> </div> <a class="hrt-header-drawer-search hrt-tertiary-icon-button hrt-tertiary-icon-button--medium hrt-base-button" aria-label="Search" data-element-id="btn_nav_donate_search" href="/s" data-analytic-event-listener="true"><svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#search"></use> </svg></a> </div> <div class="hrt-modal-body">  <section class="hrt-header-donate-carousel"> <div aria-label="featured topics" class="hrt-header-donate-carousel-container" role="region"> </div> <div aria-hidden="true" class="hrt-header-donate-carousel-dots-container"> <div class="hrt-header-donate-carousel-dots" data-position="0"> <div class="hrt-header-donate-carousel-dot"></div> </div> </div> </section>  <ul class="hrt-list-unstyled" role="menu"> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/discover"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Categories</span> <div class="hrt-base-list-item-description">Browse fundraisers by category</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/act"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Crisis relief</span> <div class="hrt-base-list-item-description">Donate to verified relief</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/cause"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Social Impact Funds</span> <div class="hrt-base-list-item-description">Direct support for urgent needs</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> <li> <button class="hrt-base-list-item--heading-size hrt-base-list-item" type="button"> <a href="https://www.gofundme.com/c/supporter-space"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Supporter Space</span> <div class="hrt-base-list-item-description">Inspiration, FAQs, and where to give</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </button> </li> </ul> </div> </div> <div class="mobile-modal mobile-modal-sub hrt-container-mobile" data-menu-sub="fundraise"> <div class="hrt-modal-header"> <div class="hrt-flex hrt-align-center hrt-header-drawer-title"> <button class="hrt-ml-[-1rem] hrt-modal-header-button--back hrt-tertiary-icon-button hrt-tertiary-icon-button--medium hrt-base-button" type="button" aria-label="Back"> <svg aria-hidden="true" class="hrt-icon hrt-icon--large" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-left"></use> </svg> </button> <div class="hrt-text-heading-sm">Fundraise</div> </div> </div> <div class="hrt-modal-body">  <section aria-labelledby="fundraise_carousel_title" class="hrt-pt-2"> <span class="hrt-text hrt-text-neutral-800 hrt-text-legend" id="fundraise_carousel_title">Fundraising categories</span> <ul class="hrt-header-fundraise-carousel hrt-list-unstyled"> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_medical_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/c/start/medical-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#medical"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Medical</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_memorial_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/c/start/memorial-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#memorials"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Memorial</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_emergency_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/c/start/emergency-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#emergencies"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Emergency</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_education_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/c/start/education-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#education"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Education</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_charity_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/start/charity-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#volunteer"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Nonprofit</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_animal_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="/c/start/animal-fundraising"> <span class="hrt-header-fundraise-carousel-tile"> <svg aria-hidden="true" class="gfm-feature-icon gfm-icon" focusable="false" viewBox="0 0 48 48"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/feature.svg#animals"></use> </svg> </span> <span class="hrt-header-fundraise-carousel-label">Animals</span> </a> </li> <li class="hrt-header-fundraise-carousel-block" data-element-id="btn_nav_start_fundraising_fundraising"> <a class="hrt-link hrt-link--gray-dark hrt-link--unstyled" href="https://www.gofundme.com/c/start/fundraising-categories"> <span class="hrt-header-fundraise-carousel-tile">See more</span> </a> </li> </ul> </section>  <ul class="hrt-list-unstyled" role="menu"> <li> <a href="https://www.gofundme.com/c/start" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">How to start a GoFundMe</span> <div class="hrt-base-list-item-description">Step-by-step help, examples, and more</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="/c/fundraising-tips/team" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Team fundraising</span> <div class="hrt-base-list-item-description">Fundraise together with a team</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="https://www.gofundme.com/c/blog" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising Blog</span> <div class="hrt-base-list-item-description">Resources, tips, and more</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="https://www.gofundme.com/c/fundraising-tips" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising tips</span> <div class="hrt-base-list-item-description">The ultimate fundraising tips guide</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="https://www.gofundme.com/c/fundraising-ideas" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Fundraising ideas</span> <div class="hrt-base-list-item-description">Ideas to spark your creativity</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="https://www.gofundme.com/start/charity-fundraising" class="hrt-base-list-item--heading-size hrt-base-list-item"> <div class="hrt-base-list-item-copy"> <span class="hrt-base-list-item-title">Charity fundraising</span> <div class="hrt-base-list-item-description">Fundraise for a charity</div> </div> <svg aria-hidden="true" class="hrt-ml-1 hrt-icon hrt-icon--small" focusable="false" viewBox="0 0 24 24"> <use href="https://www.gofundme.com/c/wp-content/themes/sage-8.5.4/theme-update/src/assets/svgs/icons-heart/core.svg#chevron-right"></use> </svg> </a> </li> <li> <a href="https://www.gofundme.com/c/charity-fundraising" class="hrt-base-list-item--heading-size hrt-base-list-item"> 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}); function formatDateTime(dateTimeUnformatted, locale) { // Convert the input date string to a Date object const date = new Date(dateTimeUnformatted); const now = new Date(); // Calculate the difference in milliseconds const diffInMs = now - date; // Calculate the difference in seconds, minutes, hours, and days const diffInSeconds = Math.floor(diffInMs / 1000); const diffInMinutes = Math.floor(diffInSeconds / 60); const diffInHours = Math.floor(diffInMinutes / 60); const diffInDays = Math.floor(diffInHours / 24); // Define translations for various locales const translations = { 'en_US': { day: 'day', hour: 'hour', minute: 'minute', ago: 'ago', plural: 's', created: 'Fundraiser created' }, 'de_DE': { day: 'Tag', hour: 'Stunde', minute: 'Minute', ago: 'vor', plural: 'n', created: 'Spendenaktion erstellt' }, 'es_ES': { day: 'día', hour: 'hora', minute: 'minuto', ago: 'hace', plural: 's', created: 'Recaudación de fondos creada' }, 'fr_FR': { day: 'jour', hour: 'heure', minute: 'minute', ago: 'il y a', plural: 's', created: 'Cagnotte créée' }, 'it_IT': { day: ['giorno', 'giorni'], hour: ['ora', 'ore'], minute: ['minuto', 'minuti'], ago: 'fa', created: 'Raccolta fondi creata' }, 'nl_NL': { day: ['dag', 'dagen'], hour: ['uur', 'uren'], minute: ['minuut', 'minuten'], ago: 'geleden', created: 'Inzamelingsactie gemaakt' }, 'pt_PT': { day: 'dia', hour: 'hora', minute: 'minuto', ago: 'há', plural: 's', created: 'Arrecadação de fundos criada' }, 'es_MX': { day: 'día', hour: 'hora', minute: 'minuto', ago: 'hace', plural: 's', created: 'Recaudación de fondos creada' }, 'es_US': { day: 'día', hour: 'hora', minute: 'minuto', ago: 'hace', plural: 's', created: 'Recaudación de fondos creada' }, 'en_CA': { day: 'day', hour: 'hour', minute: 'minute', ago: 'ago', plural: 's', created: 'Fundraiser created' }, 'en_AU': { day: 'day', hour: 'hour', minute: 'minute', ago: 'ago', plural: 's', created: 'Fundraiser created' }, 'en_GB': { day: 'day', hour: 'hour', minute: 'minute', ago: 'ago', plural: 's', created: 'Fundraiser created' }, 'en_IE': { day: 'day', hour: 'hour', minute: 'minute', ago: 'ago', plural: 's', created: 'Fundraiser created' }, }; // Fallback to 'en_US' if locale is not defined const translation = translations[locale] || translations['en_US']; // Helper function to select singular or plural const pluralize = (count, singular, plural) => count === 1 ? singular : plural; // Determine the format based on the time difference let formattedTime; if (diffInDays >= 1) { const dayLabel = Array.isArray(translation.day) ? pluralize(diffInDays, translation.day[0], translation.day[1]) : translation.day + (diffInDays > 1 ? translation.plural : ''); formattedTime = (locale.startsWith('en')) ? `${translation.created} ${diffInDays} ${dayLabel} ${translation.ago}` : `${translation.created} ${translation.ago} ${diffInDays} ${dayLabel}`; } else if (diffInHours >= 1) { const hourLabel = Array.isArray(translation.hour) ? pluralize(diffInHours, translation.hour[0], translation.hour[1]) : translation.hour + (diffInHours > 1 ? translation.plural : ''); formattedTime = (locale.startsWith('en')) ? `${translation.created} ${diffInHours} ${hourLabel} ${translation.ago}` : `${translation.created} ${translation.ago} ${diffInHours} ${hourLabel}`; } else { const minuteLabel = Array.isArray(translation.minute) ? pluralize(diffInMinutes, translation.minute[0], translation.minute[1]) : translation.minute + (diffInMinutes > 1 ? translation.plural : ''); formattedTime = (locale.startsWith('en')) ? `${translation.created} ${diffInMinutes} ${minuteLabel} ${translation.ago}` : `${translation.created} ${translation.ago} ${diffInMinutes} ${minuteLabel}`; } return formattedTime; } // Check logged in status // jQuery('.header-logged-in').show(); // jQuery('.header-logged-out').hide(); // jQuery('.mobile-profile-image-upload').show(); // let profileImage = ''; // if (profileImage === '') { // jQuery('.desktop-profile-image-default').show(); // jQuery('.mobile-profile-image-default').show(); // } else { // jQuery(".desktop-profile-image-personal").attr("src", profileImage); // jQuery(".mobile-profile-image-personal").attr("src", profileImage); // jQuery('.desktop-profile-image-personal').show(); // jQuery('.mobile-profile-image-personal').show(); // } var loggedIn = false; fetch("https://gateway.gofundme.com/web-gateway/v1/feed/identity", { method: "GET", mode: "cors", credentials: "include", cache: "no-store" }).then(response => { // console.log(response.status, response.headers); return response.json(); }).then(data => { // console.log(data); if (data.references.identity !== undefined && data.references.identity.length != 0) { var loggedIn = true; let identity = data.references.identity[0]; let firstName = identity.firstname; let lastName = identity.lastname; let profileImage = identity.profile_url; if (profileImage === '') { jQuery('.desktop-profile-image-default').show(); jQuery('.mobile-profile-image-default').show(); } else { jQuery(".desktop-profile-image-personal").attr("src", profileImage); jQuery(".mobile-profile-image-personal").attr("src", profileImage); jQuery('.desktop-profile-image-personal').show(); jQuery('.mobile-profile-image-personal').show(); } jQuery('.first-name').text(firstName); jQuery('.header-logged-in').show(); jQuery('.header-logged-out').hide(); getFundraisers(); } }).catch(error => { console.log(error); }); function getFundraisers() { // Get fundraisers from logged in user fetch("https://api.gofundme.com/co/v1/funds", { method: "GET", mode: "cors", credentials: "include", cache: "no-store" }) .then(response => { return response.json(); }) .then(fundraisers => { // console.log(fundraisers); if (fundraisers.length > 0 && fundraisers !== undefined) { var fundraisersLength = fundraisers.length; for (var i = 0; i < 3; i++) { var fundraiserUrl = fundraisers[i].url; var fundraiserName = fundraisers[i].fundname; var image = fundraisers[i].campaign_image_scaled['1x1-960']; var createdAt = fundraisers[i].created_at; var status = fundraisers[i].status; if (status === 1) { const ulElement = document.createElement('ul'); ulElement.setAttribute('aria-label', 'Manage your fundraisers'); ulElement.classList.add('hrt-mb-half'); const innerLiElement = document.createElement('li'); innerLiElement.classList.add('hrt-header-manage-fundraiser-container'); const aElement = document.createElement('a'); aElement.classList.add('hrt-header-manage-fundraiser', 'hrt-link', 'hrt-link--gray-dark', 'hrt-link--unstyled'); aElement.setAttribute('href', 'https://www.gofundme.com/f/' + fundraiserUrl); const imageContainerDiv = document.createElement('div'); imageContainerDiv.classList.add('hrt-header-manage-fundraiser-image-container'); const imgElement = document.createElement('img'); imgElement.setAttribute('alt', ''); imgElement.classList.add('hrt-header-manage-fundraiser-image'); imgElement.setAttribute('src', image); imageContainerDiv.appendChild(imgElement); const titleSpan = document.createElement('span'); titleSpan.classList.add('hrt-header-manage-fundraiser-title', 'hrt-text', 'hrt-text-neutral-800', 'hrt-text-body-sm'); titleSpan.textContent = fundraiserName; const statusSpan = document.createElement('span'); statusSpan.classList.add('hrt-header-manage-fundraiser-status', 'hrt-text', 'hrt-text-neutral-500', 'hrt-text-body-sm'); statusSpan.textContent = formatDateTime(createdAt, 'en_US'); aElement.appendChild(imageContainerDiv); aElement.appendChild(titleSpan); aElement.appendChild(statusSpan); innerLiElement.appendChild(aElement); ulElement.appendChild(innerLiElement); var activeFundraisers = document.getElementById('active-fundraisers'); activeFundraisers.prepend(ulElement); } } } }) .catch(error => { console.log(error); }); } </script><main>  <div class="progress-wrap"> <div class="progress-container"> <div class="progress-bar" id="myBar"></div> </div> </div>  <div class="content-section single-wrapper"> <div class="grid-container"> <article class="grid-x align-center post-4126 post type-post status-publish format-standard has-post-thumbnail hentry category-financial-assistance">  <header class="grid-x"> <div> <ul id="breadcrumbs"></span><li class="breadcrumb-item"><a class="btn btn--secondary-nav btn--small btn--leading-icon btn--icon-caret-left" href="https://www.gofundme.com/c/" itemprop="url">Home</a></li> <li class="breadcrumb-item"><a class="btn btn--secondary-nav btn--small btn--leading-icon btn--icon-caret-left" href="https://www.gofundme.com/c/blog/" itemprop="url">GoFundMe Blog</a></li> <li class="breadcrumb-item"><a class="btn btn--secondary-nav btn--small btn--leading-icon btn--icon-caret-left" href="https://www.gofundme.com/c/blog/how-to-get-help-with-bills" itemprop="url">How to Get Help For Paying ...</a></li></span></ul> </div> </header>  <div class="cell large-12"> <div class="grid-x">  <div class="cell large-9 post-content">  <h1 class="entry-title heading-1 mb2x text-center">How to Get Help For Paying Unplanned Bills: What You Need to Know</h1>  <img class="mb single-post-hero-image" src="https://www.gofundme.com/c/wp-content/uploads/2021/03/xavier-mouton-photographie-744396-unsplash-scaled-1.jpg?w=1920" alt="xavier-mouton-photographie-744396-unsplash-scaled-1" >  <div class="entry-content">  <div class="social-share js-social-share show-for-large"> <div class="social-share-inner"> <a id="fb-share-1" class="facebook mb" href="#"> <svg width="22" height="22" alt="share on facebook"> <g id="facebook-g" fill-rule="nonzero" fill="none"> <path d="M22 20.625c0 .759-.616 1.375-1.375 1.375H1.375C.616 22 0 21.384 0 20.625V1.375C0 .616.616 0 1.375 0h19.25C21.384 0 22 .616 22 1.375v19.25z" fill="#999"/> <path d="M15.125 22v-8.25h2.75l.6875-3.4375H15.125v-1.375c0-1.375.6889-2.0625 2.0625-2.0625h1.375V3.4375h-2.75c-2.5266 0-4.125 1.9807-4.125 4.8125v2.0625h-2.75V13.75h2.75V22h3.4375z" fill="#FFF"/> </g> </svg> </a> <a class="twitter mb" href="https://twitter.com/intent/tweet/?text=How to Get 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0-2.6338-1.8957-4.474-4.604-4.474-3.1325 0-4.9741 2.3453-4.9741 4.7717 0 .9471.3611 1.9574.8215 2.5076.0903.1082.0993.2075.0722.3157-.0812.3518-.2708 1.0914-.307 1.2448-.045.1984-.1624.2435-.37.1443-1.3722-.6404-2.2389-2.652-2.2389-4.2665 0-3.4727 2.5277-6.6568 7.2762-6.6568 3.8186 0 6.7886 2.724 6.7886 6.3591 0 3.7885-2.3923 6.8463-5.7144 6.8463-1.1194 0-2.1665-.5773-2.5276-1.2628 0 0-.5507 2.1016-.6861 2.6158-.2528.9561-.9208 2.1558-1.3722 2.8864A11.0854 11.0854 0 0 0 10.9864 22c6.0845 0 11.0135-4.925 11.0135-11.0045C22.0269 4.925 17.0979 0 11.0135 0z" fill="#999"/> </g> </svg> </a> <a class="email mb" href="mailto:?subject=How to Get Help For Paying Unplanned Bills: What You Need to Know&body=https://www.gofundme.com/c/blog/how-to-get-help-with-bills" target="_blank"> <svg width="22" height="17" xmlns:xlink="http://www.w3.org/1999/xlink" alt="mail to"> <g id="email-g" transform="translate(0 -2)" fill="none" fill-rule="evenodd"> <g stroke="#999" stroke-linecap="round" stroke-linejoin="round" stroke-width="2"> <path d="M1 3l10.0012 7.3342L21.0025 3"/> <path d="M1 3h20.0025v14.6685H1z"/> </g> </g> </svg> </a> </div> </div>  <div class="author-meta clearfix"> <div class="float-left"> <time class="updated" datetime="2018-10-31T00:20:32+00:00">October 31, 2024</time> <span class="divider">|</span> <span class="reading-time">10 min read</span> <span class="pill-button pill-button--white button-wp mb"><a class="text-small text-black" href="https://www.gofundme.com/c/blog/topic/financial-assistance">Financial Assistance</a></span> </div> </div>   <p><span style="font-weight: 400;">One unexpected emergency can wreak havoc on your finances, wiping out your savings and leaving you with piles of unpaid bills. Thankfully, there are nonprofit and government programs as well as crowdfunding resources that can help you get back on your feet. For those scrambling, because they need help paying bills now, we’ve compiled the best resources that can help you address your financial hurdles. Learn how to get help with bills now.</span></p> <p style="text-align: center;"><span class="button button-wp large primary expanded-mobile"><a href="https://www.gofundme.com/create/fundraiser">Start your fundraiser</a></span></p> <h2><span class="heading-2">Charities that help with bills</span></h2> <p>There are many charities eager to help out if you need to skip a single bill payment, or if you’re already experiencing a financial crisis. Below are some of the most well-known nonprofit organizations that can help you <a href="https://www.gofundme.com/c/blog/pay-medical-bills">pay medical bills</a> or find safe housing.</p> <h3><span class="heading-3">Charities that help with car costs </span></h3> <p>For millions of Americans, having access to a reliable vehicle allows them to travel to work, visit family members, and go to doctor appointments. Without a car, everyday life can screech to a halt. When you apply to these programs and qualify, you can find help getting from point A to point B with safety in mind.</p> <h4><span class="heading-4"><a href="http://www.workingcarsforworkingfamilies.org/">Working Cars for Working Families</a></span></h4> <p><span style="font-weight: 400;">This organization distributes cars to families in need, makes low-interest loans for car purchases, and matches savings for down payments, among other services.</span></p> <h4><span class="heading-4"><a href="https://waystowork.org/index.php">Ways to Work</a></span></h4> <p><span style="font-weight: 400;">Ways to Work is a nonprofit that helps thousands of families in the Greater Richmond and Lynchburg areas with less than perfect credit obtain auto loans and build credit.</span></p> <h4><span class="heading-4"><a href="http://www.goodnewsgarage.org/">Good News Garage</a></span></h4> <p><span style="font-weight: 400;">Founded in 1996, this organization provides low-income families with refurbished vehicles. It repairs donated vehicles in the New England region, then turns them over to those in need.</span></p> <h3><span class="heading-3">Charities that help with medical bills</span></h3> <p><span style="font-weight: 400;">Although people have insurance, they still face </span><a href="https://www.gofundme.com/c/blog/expensive-medical-treatments"><span style="font-weight: 400;">high costs for medical treatments</span></a><span style="font-weight: 400;"> due to the current healthcare system. Those without insurance have to pay </span><a href="https://www.gofundme.com/c/blog/out-of-pocket-medical-expenses"><span style="font-weight: 400;">even more out of pocket</span></a><span style="font-weight: 400;">, which can be incredibly expensive. Charities listed below can help with medical bills for uninsured people. They can also connect you with resources to find government help with medical bills. Here’s how to get emergency help with medical bills. </span></p> <h4><span class="heading-4"><a href="https://www.unitedway.org/our-impact/featured-programs/2-1-1">2-1-1</a></span></h4> <p><span style="font-weight: 400;">United Way’s 2-1-1 program helps people understand complex health care options by connecting them with resources on a range of issues, from disaster relief to health services.</span></p> <h4><span class="heading-4"><a href="http://www.nafcclinics.org/">National Association of & Charitable Clinics (NAFC)</a> </span></h4> <p><span style="font-weight: 400;">The NAFC comprises over 1,400 clinics across the US to help with medical bills for low-income individuals to access affordable medical treatment. It provides a list of services to those in need, including dental, medical, pharmacy, vision, and other health services.</span></p> <h4><span class="heading-4"><a href="https://www.healthwellfoundation.org/">Healthwell Foundation</a></span></h4> <p><span style="font-weight: 400;">For those who need help with medical bills, the HealthWell Foundation is striving to find a solution. This nonprofit organization offers help with medical bills for uninsured individuals and families. Programs help cover everything from copays to deductibles to travel costs. Certain conditions apply when seeking help from this program.</span></p> <h4><span class="heading-4"><a href="https://familyreach.org/">Family Reach</a> </span></h4> <p><span style="font-weight: 400;">Family Reach provides financial support to families fighting cancer by assisting with everyday living expenses, like help with mortgage payments. It also helps families with financial planning to avoid bankruptcy that often accompanies a cancer diagnosis.</span></p> <h3><span class="heading-3">Charities that help with utility bills</span></h3> <p><span style="font-weight: 400;">A brightly-lit home, food in the refrigerator, and running water are conveniences that are easy to take for granted until they’re suddenly gone. If you need help with your utility bills, consider one of these programs.</span></p> <h4><span class="heading-4"><a href="https://centralusa.salvationarmy.org/usc/utility_assistance">The Salvation Army</a> </span></h4> <p><span style="font-weight: 400;">Sometimes you need emergency help with bills ASAP, luckily you can turn to the Salvation Army. This reputable company has a </span><a href="https://www.centerpointenergy.com/en-us/CustomerService/Pages/heatshare-MN.aspx?sa=MN&au=res"><span style="font-weight: 400;">HeatShare program</span></a><span style="font-weight: 400;"> that helps families with utility bills like electricity, natural gas, and oil and propane costs on a yearly basis.</span></p> <h4><span class="heading-4"><a href="https://www.modestneeds.org/">Modest Needs</a></span></h4> <p><span style="font-weight: 400;">Modest Needs’ main focus has been working since 2002 to provide a temporary financial aid service to people who don’t have a security nest-egg and live paycheck to paycheck. The organization awards grants that can be used to pay for short-term expenses.</span></p> <h4><span class="heading-4"><a href="http://citizensenergy.com/">Citizens Energy</a> </span></h4> <p><span style="font-weight: 400;">Citizen Energy’s program called JOE-4-SUN reduces utility costs with its low-income community solar program. Residents of Massachusetts and New York can save $300 to $400 per year on electricity on average if you qualify.</span></p> <h3><span class="heading-3">Charities that help with housing costs</span></h3> <p><span style="font-weight: 400;">Housing costs are typically one of the most significant monthly expenses on the budget. If you need help with mortgage payments when the first of the month rolls around or searching for a safe and affordable home, these charities want to help.</span></p> <h4><span class="heading-4"><a href="https://communityactionpartnership.com/about-us/">Community Action Partnership</a></span></h4> <p><span style="font-weight: 400;">The Community Action Partnership strives to combat poverty, improve lives, and change communities for the better. It has helped over 148,000 families find safe and affordable housing through its various programs.</span></p> <h4><span class="heading-4"><a href="https://www.voa.org/housing">Volunteers of America</a></span></h4> <p><span style="font-weight: 400;">For over a century, this organization has been in the business of providing affordable housing to veterans, the elderly, and those with physical and mental disabilities. Volunteers of America has properties in 42 states that it uses to house those in need.</span></p> <h4><span class="heading-4"><a href="https://www.mercyhousing.org/">Mercy Housing</a></span></h4> <p><span style="font-weight: 400;">Mercy Housing is passionate about serving low-income families, people with special needs, and the elderly by finding them affordable housing. The organization’s methods center around renovating existing housing and also building new rental properties.</span></p> <h2><span class="heading-2">Government assistance with bills</span></h2> <p><span style="font-weight: 400;">Depending on your situation, government programs can be a lifeline while you get back on track. You can seek government help with medical bills, mortgage payments, and phone bills with federal and state programs. Keep in mind that most government programs require you to go through an application process.</span></p> <h3><span class="heading-3">Government help with medical bills </span></h3> <p><span style="font-weight: 400;">Whether it’s a trip to the doctor’s office, emergency room, or long-term chemo treatments, these visits can lead to hefty medical bills. If you’re close to </span><a href="https://www.gofundme.com/c/blog/medical-debt"><span style="font-weight: 400;">medical bankruptcy</span></a><span style="font-weight: 400;">, the government programs below can help with bills based on your personal situation.</span></p> <h4><span class="heading-4"><a href="https://www.medicaid.gov/medicaid/ltss/pace/index.html">PACE </a></span></h4> <p><span style="font-weight: 400;">PACE, which stands for Program of All-inclusive Care for the Elderly, offers to help pay bills and medical expenses for low-income elderly folks. Those 55 and over can receive funding for the cost of adult primary <a href="https://www.gofundme.com/c/blog/daycare-financial-assistance">daycare</a> and home care.</span></p> <h4><span class="heading-4"><a href="https://www.insurekidsnow.gov/">Children’s Health Insurance Program (CHIP)</a></span></h4> <p><span style="font-weight: 400;">Under CHIP, children in a family of four earning up to $50,000 a year or more may receive low-cost hospital visits, dental care, prescriptions, and more if they qualify.</span></p> <h4><span class="heading-4"><a href="https://www.needymeds.org/">NeedyMeds</a></span></h4> <p><span style="font-weight: 400;">While this organization is a 501(c)(3), it helps people find government assistance through state-sponsored programs. The organization’s website lists government programs that help with health insurance, disease screening, general medical care, low-cost prescriptions, and more.</span></p> <h3><span class="heading-3">Government help with utility bills</span></h3> <p><span style="font-weight: 400;">It can be easy to fall behind on monthly utility bills, especially in the summer and winter when energy costs are sky-high. If you need help with utility bills, these government programs can help you have a safe and comfortable home and pay your bills.</span></p> <h4><span class="heading-4"><a href="https://liheapch.acf.hhs.gov/">The Low Income Energy Assistance Program (LIHEAP)</a> </span></h4> <p><span style="font-weight: 400;">The LEAP program helps low-income households pay their heating and cooling bills and reduce their overall energy consumption.</span></p> <h4><span class="heading-4"><a href="https://www.lifelinesupport.org/ls/default.aspx">Lifeline Program for Low-Income Consumers</a></span></h4> <p><span style="font-weight: 400;">The Federal Communications Commission’s Lifeline Program lowers the cost of phone bills and internet service for low-income individuals and families.</span></p> <h4><span class="heading-4"><a href="https://www.energy.gov/eere/wipo/weatherization-assistance-program">Weatherization Assistance Program</a></span></h4> <p><span style="font-weight: 400;">The Weatherization Assistance Program gets to the root cause of high energy bills by optimizing the energy efficiency of homes for 35,000 low-income households every year. The program helps households save $372 or more a year.</span></p> <h3><span class="heading-3">Government help with mortgage payments and safe housing</span></h3> <p><span style="font-weight: 400;">These government programs are designed to eliminate the financial barriers that prevent families from having a safe and affordable place to call home and receive help with bills.</span></p> <h4><span class="heading-4"><a href="https://www.benefits.gov/benefit/710">Housing Choice Voucher Program (Section 8)</a></span></h4> <p><span style="font-weight: 400;">The Section 8 program helps people secure affordable and sanitary housing. Local public housing agencies (PHAs) provide housing vouchers to people so they can choose their own housing and pay the difference after applying for the voucher.</span></p> <h4><span class="heading-4"><a href="https://www.benefits.va.gov/homeloans/purchasecashout.asp">Cash-out Refinance Loan</a></span></h4> <p><span style="font-weight: 400;">This VA-backed home loan program allows qualified <a href="https://www.gofundme.com/c/blog/financial-help-for-veterans">veterans</a> to trade equity from their homes for cash to help pay off debt or make home improvements.</span></p> <h4><span class="heading-4"><a href="https://www.rd.usda.gov/programs-services/programs-services-individuals">Rural Housing Aid</a></span></h4> <p><span style="font-weight: 400;">The Rural Development Program helps those who live in an eligible rural area make rent or mortgage payments through direct loans and grants. Funds can be used to buy or improve land, build new housing, purchase and rehabilitate buildings, and more.</span></p> <h2><span class="heading-2">Using crowdfunding to pay bills</span></h2> <p><span style="font-weight: 400;">Emergencies like car accidents or devastating <a href="https://www.gofundme.com/c/blog/help-house-fire">house fires</a> can wipe out your savings account and leave you with bills and debt for years in the future. Countless people have launched “help me pay my bills” </span><a href="https://www.gofundme.com/start/emergency-fundraising"><span style="font-weight: 400;">emergency fundraising</span></a><span style="font-weight: 400;"> efforts through GoFundMe when they didn’t know how to get help paying bills.</span></p> <p><a href="https://www.crowdfunding.com/"><span style="font-weight: 400;">Crowdfunding</span></a><span style="font-weight: 400;"> lets you <a href="https://www.gofundme.com/c/blog/how-to-raise-money">raise money</a> online from your friends, family, and community. While some people aren’t sure if their need is worthy enough for an online fundraiser, know there is no cause too small or too big for GoFundMe.</span></p> <h3><span class="heading-3">Why fundraising makes a difference</span></h3> <p><span style="font-weight: 400;">Most government and nonprofit programs have strict eligibility requirements, long wait times, and a capped amount of money they can offer. These factors often make it challenging to receive the financial help you need right when needed. Online fundraising is often the quickest and most efficient way to get help with bills and find </span><a href="https://www.gofundme.com/c/blog/emergency-financial-assistance"><span style="font-weight: 400;">emergency financial assistance</span></a><span style="font-weight: 400;">. </span></p> <p><span style="font-weight: 400;">Through GoFundMe, you can start raising money immediately and even start an <a href="https://www.gofundme.com/c/blog/emergency-fund">emergency fund</a> without going through a government office. Setting up a GoFundMe takes just a few minutes, and we make it easy to share your </span><a href="https://www.gofundme.com/c/free-fundraising"><span style="font-weight: 400;">crowdfunding</span></a><span style="font-weight: 400;"> fundraiser with people who can rally around you. </span></p> <h3><span class="heading-3">Tips for running a successful fundraiser </span></h3> <p><span style="font-weight: 400;">Once you’ve launched your GoFundMe, you’ll probably be focused on hitting your </span><a href="https://www.gofundme.com/c/blog/fundraising-goals"><span style="font-weight: 400;">fundraising goals</span></a><span style="font-weight: 400;">. These additional </span><a href="https://www.gofundme.com/c/fundraising-tips"><span style="font-weight: 400;">fundraising tips</span></a><span style="font-weight: 400;"> will help you create a fundraiser that encourages people to donate:</span></p> <ul> <li style="font-weight: 400;"><span style="font-weight: 400;">Add </span><a href="https://www.gofundme.com/c/fundraising-tips/image"><span style="font-weight: 400;">photos</span></a><span style="font-weight: 400;"> and </span><a href="https://www.gofundme.com/c/fundraising-tips/video"><span style="font-weight: 400;">videos</span></a><span style="font-weight: 400;"> to your fundraiser to help tell your story and captivate readers.</span></li> <li style="font-weight: 400;"><a href="https://www.gofundme.com/c/fundraising-tips/social-media"><span style="font-weight: 400;">Use social media</span></a><span style="font-weight: 400;"> to promote your fundraiser, from TikTok to Instagram and even NextDoor.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Aside from social media, share your fundraiser link with everyone you know through text, email, WhatsApp, and phone calls. Read our blog post </span><a href="https://www.gofundme.com/c/blog/fundraising-without-social-media"><span style="font-weight: 400;">42 ways to share offline</span></a><span style="font-weight: 400;"> for more ideas.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Learn </span><a href="https://www.gofundme.com/c/blog/ask-for-donations"><span style="font-weight: 400;">how to ask for donations</span></a><span style="font-weight: 400;"> effectively so people will be more willing to donate.</span></li> <li style="font-weight: 400;"><span style="font-weight: 400;">Be sure to post </span><a href="https://www.gofundme.com/c/fundraising-tips/update"><span style="font-weight: 400;">a fundraiser update</span></a><span style="font-weight: 400;"> about once a week to remind people that you still need help. Don’t forget to include any important news—both good and bad.</span></li> </ul> <h2><span class="heading-2">See how others use GoFundMe to pay bills</span></h2> <p><span style="font-weight: 400;">When unfortunate circumstances left them in dire straits, these folks found help through our crowdfunding site.</span></p> <h3><span class="heading-3"><a href="https://www.gofundme.com/olivia-stoy-bone-marrow-transplant">Olivia Stoy: Transplant & Liv it up!</a></span></h3> <p><span style="font-weight: 400;">Olivia was just an average middle school girl living in a small town in Indiana when a cancer diagnosis turned her world </span><span style="font-weight: 400;">upside down</span><span style="font-weight: 400;">. After chemotherapy failed to stop the cancer, doctors recommended a bone marrow transplant. Olivia’s family couldn’t afford the $350,000 surgery, so a friend came to the rescue and helped raise over $300,000 in just five months through GoFundMe.</span></p> <h3><span class="heading-3"><a href="https://www.gofundme.com/OliphantFamilyCar">Oliphant Family car</a></span></h3> <p>Jen and her daughter were driving home on a Wisconsin highway when they spotted a car in flames on the side of the road. They pulled over to help and discovered that the family ran into car trouble shortly after being discharged from the hospital. The family’s 5-year-old son Jackson had been in the hospital recovering from a liver transplant. Wanting to help them during a tough time, Jen started a GoFundMe. She raised over $50,000 so the family could purchase a new car and go to doctors’ appointments.</p> <h2><span class="heading-2">Find financial relief right now</span></h2> <p><span style="font-weight: 400;">Becoming debt-free doesn’t need to take months or years when you can start raising funds for bills right away through crowdfunding. If you still need emergency help with bills after exploring government and charity programs, GoFundMe can support you in finding financial stability. Setting up a “help pay my bills” campaign is simple. </span><a href="https://www.gofundme.com/create/fundraiser"><span style="font-weight: 400;">Start a fundraiser</span></a><span style="font-weight: 400;"> today and begin focusing on what matters.</span></p> <p style="text-align: center;"><span class="button button-wp large primary expanded-mobile"><a href="https://www.gofundme.com/create/fundraiser">Start a fundraiser</a></span></p> </div>  <footer class="cell large-10 mb0">  <div class="social grid-x align-middle pt pb solid-line">  <h4 class="heading-4 medium-gray mb0 mr2x">Share article</h4> <div class="social-share"> <a id="fb-share-2" class="facebook mb" href="#"> <svg width="22" height="22" alt="share on facebook"> <use xlink:href="#facebook-g"/> </svg> </a> <a class="twitter mb" href="https://twitter.com/intent/tweet/?text=How to Get Help For Paying Unplanned Bills: What You Need to Know https://www.gofundme.com/c/blog/how-to-get-help-with-bills via @GoFundMe" target="_blank"> 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