CINXE.COM
Data Points
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"> <html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" lang="en"> <head> <meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> <meta http-equiv="X-UA-Compatible" content="IE=edge" /> <meta name="viewport" content="width=device-width, initial scale=1.0" /> <meta name="robots" content="no index" /> <meta name="format-detection" content="telephone=no" /> <meta name="format-detection" content="address=no" /> <!--[if !mso]><!--> <!--<![endif]--> <title>Data Points</title> <style type="text/css"> .ReadMsgBody { width: 100%; } .ExternalClass { width: 100%; } .ExternalClass, .ExternalClass p, .ExternalClass span, .ExternalClass font, .ExternalClass td, .ExternalClass div { line-height: 100%; } body { -webkit-text-size-adjust: none; -ms-text-size-adjust: none; margin: 0 auto !important; padding: 0; min-width: 100% !important; } td { mso-line-height-rule: exactly; mso-table-lspace: 0pt; mso-table-rspace: 0pt; } img { margin: 0 !important; } /* Forces Outlook to honor line-height */ div, p, a, li, td, span { -webkit-text-size-adjust: none; } /* Hides preheader on Outlook */ .set_outlook_hidden { display: none !important; } /* Overrides blue links */ a[href^=tel], #MessageViewBody a, a[x-apple-data-detectors], #body a, .link { color: inherit; text-decoration: none; font-size: inherit; font-family: inherit; font-weight: inherit; line-height: inherit; } /* Wraps bullet proof button */ a.button { border-left: 0px !important; border-right: 0px !important; display: block !important; width: 100% !important; } [data-outlook-cycle] [x-apple-data-detectors-type="calendar-event"] { color: inherit !important; -webkit-text-decoration-color: inherit !important; text-decoration: none !important; } /*Stops Outlook iOS blue dates*/ #body [x-apple-data-detectors=true], a[x-apple-data-detectors=true] { color: inherit !important; -webkit-text-decoration-color: inherit !important; text-decoration: inherit !important; } /* Default superscript code */ sup { -webkit-text-size-adjust: none; vertical-align: text-top .6em; line-height: .6em; font-size: 60%; } /* Default subscript code */ sub { -webkit-text-size-adjust: none; vertical-align: text-bottom .9em; line-height: .9em; font-size: 60%; } .yshortcuts a { border-bottom: none !important; } /* Renders TH on yahoo */ .undoreset th { padding: 1px !important; } /* Extra classes */ .nowrap { white-space: nowrap !important; } strong { font-weight: bold; } em { font-style: italic; } /* STYLES FOR ROUNDED BORDER BUTTONS */ @media screen and (max-device-width: 600px), screen and (max-width: 600px) { .wrapto100pc { width: 100% !important; height: auto !important; } .nomob_rounded { display: none !important; width: 0px !important; height: 0px !important; } } u + #body a { color: inherit; text-decoration: none; font-size: inherit; font-family: inherit; font-weight: inherit; line-height: inherit; } u + #body .nomob_rounded { display: none!important; width: 0px!important; height: 0px!important; } u + #body .gmailbutton { width: 100% !important; } /* STYLES FOR RESPONSIVE */ @media only screen and (max-width: 480px) { /* SHOW ON RESPONSIVE */ .mobile_show { display: block !important; width: auto !important; overflow: visible !important; float: none !important; max-height: none !important; line-height: normal !important; height: auto !important; } /* HIDE ON RESPONSIVE */ .nomob, .hide { display: none !important; } /* RESPONSIVE BACKGROUND IMAGE */ .bgAdjust { background-position: top center; } .hide_bgimage { background-image: none !important; height: auto !important; width: 100% !important; } /* ALIGNS OBJECTS ON RESPONSIVE */ .center { text-align: center !important; } .left { text-align: left !important; } .right { text-align: right !important; } /* ALIGN BLOCK ELEMENTS ON RESPONSIVE */ .margin0 { margin: 0 auto !important; } .margin-left { margin-right: auto; margin-left: 0; } .margin-right { margin-right: 0; margin-left: auto; } /* WRAP & RESIZE ON RESPONSIVE */ .wrap { width: 100% !important; height: auto !important; min-width: 100% !important; } .wrap-existing-content { height: auto !important; display: block; } .resize280 { width: 280px !important; height: auto !important; } /* SPLIT COLUMNS ON RESPONSIVE */ .colsplit { width: 100% !important; float: inherit !important; display: block !important; background-position: top center !important; } /* STACK IMAGE TOP OR BOTTOM ON RESPONSIVE */ th.topstack { display: table-header-group !important; } th.botstack { display: table-footer-group !important; } /* Inlines objects on responsive */ .inline { display: inline-block !important; } /* RESPONSIVE PADDING STYLES - 0 or 20 */ .pad0 { padding: 0px !important; } .pad0t { padding-top: 0px !important; } .pad0r { padding-right: 0px !important; } .pad0b { padding-bottom: 0px !important; } .pad0l { padding-left: 0px !important; } .pad0rl { padding-right: 0px !important; padding-left: 0px !important; } .pad0tb { padding-top: 0px !important; padding-bottom: 0px !important; } .pad20 { padding: 20px !important; } .pad20t { padding-top: 20px !important; } .pad20r { padding-right: 20px !important; } .pad20b { padding-bottom: 20px !important; } .pad20l { padding-left: 20px !important; } .pad20rl { padding-right: 20px !important; padding-left: 20px !important; } .pad20tb { padding-top: 20px !important; padding-bottom: 20px !important; } } /* REMOVES RIGHT GUTTER IN GMAIL IOS APP */ @media only screen and (min-device-width: 320px) and (max-device-width: 374px) { /* iPhone 5 and 5S */ .email-container { min-width: 320px !important; } } @media only screen and (min-device-width: 375px) and (max-device-width: 413px) { /* iPhone 6 and 6+ */ .email-container { min-width: 375px !important; } } /* STYLES FOR RESPONSIVE FONT SIZES */ /* MCK-013: Script Mark + Share */ @media only screen and (max-width: 480px) { .pad12b { padding-bottom: 12px !important; } .inn_share { transition: all 1.0s ease-in-out 0s; -webkit-transition: all 1.0s ease-in-out 0s; -o-transition: all 1.0s ease-in-out 0s; margin-top: -220px; padding: 0px 0px !important; overflow: hidden !important; } #em_drop_share:checked + .inn_share { margin-top: 0%; } .hamburmenu_share { position: relative !important; width: 100% !important; padding: 0px !important; right: 0px !important; top: 0px !important; overflow: hidden !important; transition: all 1.0s ease-in-out 0s; -webkit-transition: all 1.0s ease-in-out 0s; -o-transition: all 1.0s ease-in-out 0s; height: auto !important; } #mobile-label_share { background-color: #ffffff; cursor: pointer; display: block !important; float: inherit; padding: 12px 0px; -webkit-tap-highlight-color: transparent; width: auto; margin: 0 auto !important; } } /* MCK-008: Footer | Logo + Social Icons */ @media only screen and (max-width: 480px) { .pad15l { padding-left: 15px !important; } .pad16b { padding-bottom: 16px !important; } } @media only screen and (max-width: 480px) { td .mobile_h1, td .mobile_h1 span { font-size: 36px !important; line-height: 120% !important; } td .mobile_h2, td .mobile_h2 span { font-size: 24px !important; line-height: 120% !important; } td .mobile_h3, td .mobile_h3 span { font-size: 24px !important; line-height: 120% !important; } td .mobile_h4, td .mobile_h4 span { font-size: 20px !important; line-height: 120% !important; } td .mobile_p1, td .mobile_p1 span { font-size: 16px !important; line-height: 150% !important; } td .mobile_p2, td .mobile_p2 span { font-size: 14px !important; line-height: 150% !important; } td .mobile_p3, td .mobile_p3 span { font-size: 12px !important; line-height: 150% !important; } td .mobile_cta, td .mobile_cta span { font-size: 16px !important; line-height: 150% !important; } } @media only screen and (max-width:480px) { [data-personalization_mapping] { position: relative; } [data-personalization_mapping] .personalization-placeholder-value, [data-personalization_mapping] .personalization-placeholder-value * { color: inherit; font-weight: inherit; background-color: rgba(56, 240, 115, 0.14902); } [data-personalization_mapping] .personalization-script-value, [data-personalization_mapping] .personalization-styling-el { display: none; } [data-personalization_mapping] .personalization-tooltip-el { display: none; width: max-content; position: absolute; left: 10%; top: 100%; z-index: 10000; padding: 8px; background: #fff; border-radius: 2px; box-shadow: 0 1px 8px 0 rgba(122, 133, 148, 0.3); } [data-personalization_mapping] .personalization-tooltip-el .personalization-tooltip-el-row { font-size: 12px; display: block; padding-bottom: 8px; clear: both; line-height: 18px; } [data-personalization_mapping] .personalization-tooltip-el .personalization-tooltip-el-row .personalization-tooltip-label { color: #7a8594; display: inline; float: left; font-size: 12px !important; line-height: 18px !important; } [data-personalization_mapping] .personalization-tooltip-el .personalization-tooltip-el-row .personalization-tooltip-friendly-name, [data-personalization_mapping] .personalization-tooltip-el .personalization-tooltip-el-row .personalization-tooltip-default-value { font-weight: 600; color: #333; display: inline; float: left; font-size: 12px !important; line-height: 18px !important; } [data-personalization_mapping]:hover .personalization-tooltip-el { display: inherit; } } </style> <!--[if mso | ie]> <style> .sup { vertical-align: 1px !important; font-size: 100% !important; } </style> <![endif]--> <!--[if ie]> <style> .sup { vertical-align: 5px !important; font-size: 77% !important; } </style> <![endif]--> <!--[if gt mso 15]> <style type="text/css" media="all"> /* Outlook 2016 Height Fix */ .email-container table, .email-container tr, .email-container th, .email-container td { border-collapse: collapse; } .email-container tr { font-size:0px; line-height:0px; border-collapse: collapse; } th, td {font-size: 16px;} </style> <![endif]--> <!--[if gte mso 9]><xml> <o:OfficeDocumentSettings> <o:AllowPNG/> <o:PixelsPerInch>96</o:PixelsPerInch> </o:OfficeDocumentSettings> </xml><![endif]--> <linkrel="preconnect"href="//assets.adobedtm.com" /> <script> //data layer function to capture page load start window.appEventData = window.appEventData || []; appEventData.push({ "event": "Page Load Started", "page": { "contentType": "Newsletter" } }); </script> <script> //data layer function to capture page load complete window.appEventData = window.appEventData || []; appEventData.push({ 'event': 'Page Load Completed' }); </script> <script> //prehiding snippet for Adobe Target with asynchronous Launch deployment (function (g, b, d, f) { (function (a, c, d) { if (a) { var e = b.createElement("style"); e.id = c; e.innerHTML = d; a.appendChild(e) } })(b.getElementsByTagName("head")[0], "at-body-style", d); setTimeout(function () { var a = b.getElementsByTagName("head")[0]; if (a) { var c = b.getElementById("at-body-style"); c && a.removeChild(c) } }, f) })(window, document, "body {opacity: 0 !important}", 3E3); </script> <script src="//assets.adobedtm.com/b0dfb38aec8a/63974894e9a9/launch-a400cfbb2fd3.min.js" async></script> <script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"","rua.cook":"false","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script> <script>!function(a){var e="https://s.go-mpulse.net/boomerang/",t="addEventListener";if("False"=="True")a.BOOMR_config=a.BOOMR_config||{},a.BOOMR_config.PageParams=a.BOOMR_config.PageParams||{},a.BOOMR_config.PageParams.pci=!0,e="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="TURRK-8ADJT-WDUC5-TC32E-KV9ND",function(){function n(e){a.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!a.BOOMR||!a.BOOMR.version&&!a.BOOMR.snippetExecuted){a.BOOMR=a.BOOMR||{},a.BOOMR.snippetExecuted=!0;var i,_,o,r=document.createElement("iframe");if(a[t])a[t]("load",n,!1);else if(a.attachEvent)a.attachEvent("onload",n);r.src="javascript:void(0)",r.title="",r.role="presentation",(r.frameElement||r).style.cssText="width:0;height:0;border:0;display:none;",o=document.getElementsByTagName("script")[0],o.parentNode.insertBefore(r,o);try{_=r.contentWindow.document}catch(O){i=document.domain,r.src="javascript:var d=document.open();d.domain='"+i+"';void(0);",_=r.contentWindow.document}_.open()._l=function(){var a=this.createElement("script");if(i)this.domain=i;a.id="boomr-if-as",a.src=e+"TURRK-8ADJT-WDUC5-TC32E-KV9ND",BOOMR_lstart=(new Date).getTime(),this.body.appendChild(a)},_.write("<bo"+'dy onload="document._l();">'),_.close()}}(),"".length>0)if(a&&"performance"in a&&a.performance&&"function"==typeof a.performance.setResourceTimingBufferSize)a.performance.setResourceTimingBufferSize();!function(){if(BOOMR=a.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var e=""=="true"?1:0,t="",n="bdpnbeqxgy4diz2cffca-f-ddc83fd8c-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,_={"ak.v":"39","ak.cp":"19387","ak.ai":parseInt("285213",10),"ak.ol":"0","ak.cr":4,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"21eba22e","ak.r":37669,"ak.a2":e,"ak.m":"a","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":41354,"ak.gh":"23.53.33.206","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"reno","ak.t":"1732389188","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==oIBpoGTB8YbEirToPnBt8f9TeJ28YbM+DuMtrLBAJSo4NKAHJzrMGMNfxbyDVMhPpp2MZCnert3Fmp1WxWvl/cbg/h53On8i6qYaEWQgvKfskKFi4P+vw2U2GHHjoXhn9pZzVHWRtWmV+8b4rotcUaitQfniwNIN89c/kVM8QSZ3d8lgTVzGemNoIodonFmsPxLUujx45/7FuiQRuWj0BRWy0WyxHg6qRKWj3BDyhA+Vu25/Q/gQHCEkZ9aoUDtgHv9+hGf0MqCel40ETRfr9Ocx3JKAZBu3RnaFYmhsXcuKlUmov1nT/AOHGlTiMhLsOPpUah8ldV8+9URwlGUETj12JiTTvHAwFN9zs0romVfihz7JKyCJxb1tgMwacdENVFhBj1BUR/EUJTXXYgb3lGHyekf8WvZgsHFG4k3Pv2s=","ak.pv":"581","ak.dpoabenc":"","ak.tf":i};if(""!==t)_["ak.ruds"]=t;var o={i:!1,av:function(e){var t="http.initiator";if(e&&(!e[t]||"spa_hard"===e[t]))_["ak.feo"]=void 0!==a.aFeoApplied?1:0,BOOMR.addVar(_)},rv:function(){var a=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(a)}};BOOMR.plugins.AK={akVars:_,akDNSPreFetchDomain:n,init:function(){if(!o.i){var a=BOOMR.subscribe;a("before_beacon",o.av,null,null),a("onbeacon",o.rv,null,null),o.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body id="body" background="" style="margin:0 !important; padding:0 !important; width: 100% !important; background-color: #F0F0F0; background-size: auto; background-repeat: repeat; " class="body"> <!--START -- Hidden Preheader --> <!--[if !mso 9]><!--> <div style="display: none !important; font-size: 1px; color: #F0F0F0; line-height: 1px; font-family: Arial,Helvetica,sans-serif; max-height: 0px; max-width: 0px; opacity: 0; overflow: hidden; mso-hide: all;">Test your knowledge ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ </div> <!--<![endif]--> <!--END -- Hidden Preheader --> <!--START -- Page Overflow Color Table --> <div style="background-color: #F0F0F0;"> <!--[if gte mso 9]> <v:background xmlns:v="urn:schemas-microsoft-com:vml" fill="t"> <v:fill type="tile" src="" color="#F0F0F0"/> </v:background> <![endif]--> <table role="presentation" height="100%" width="100%" cellpadding="0" cellspacing="0" border="0" align="center" class="email-container"> <tr> <td align="left" background="" style="vertical-align: top; background-size: auto; background-repeat: repeat;" valign="top"> <!--START -- Email Background Color Table --> <table role="presentation" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"> <tr> <td align="center" data-wrapper> <!--START Email Size Wrapper Table --> <table role="presentation" width="100%" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td align="center" style="font-size:14px"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td border="0" style="display: block; margin: 0; padding: 0;"> <img src='https://email.mckinsey.com/O/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec00004c5a42963aa1' style="display:none; max-height: 0px; font-size: 0px; overflow: hidden; mso-hide: all"/> </td> </tr> </tbody> </table></td></tr></tbody></table></td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#ffffff"><!-- Start MCK-013: Script Mark + Share --> <section id="MCK013" layout-row="true"> <style> @media screen yahoo { .inn_share { margin-top: 0% !important; padding: 0px 0px !important; overflow: hidden !important; } } </style> <div layout-row="true"> <table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#ffffff" class="wrap"> <tbody><tr layout-row="true"> <td><table role="presentation" align="center" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" style="vertical-align: top; padding: 20px 20px 20px 20px; background-color: #ffffff;" bgcolor="#ffffff" class="pad20rl pad12b"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" valign="top"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; padding: 0px 0px 0px 0px; font-weight: normal;" width="30%"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" data-groupid="mck_logo"><a data-managed-link="mck_logo_link_url" href="http://email.mckinsey.com/homefeed?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcc2&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=bWNraW5zZXkuY29t&cid=other-eml-dtp-mip-mck&hlkid=bb6560039e204ab29fe47409c17580b0&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" style="text-decoration: none; outline: none" data-link-id="8e34db41a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=3471f65a-13c6-4f67-af56-8135371fa1ba" width="146" alt="McKinsey & Company" border="0" style="display: block; margin: 0; padding: 0;"></a></td> </tr> </tbody></table></td> <!--[if mso]><td width="20" bgcolor="#ffffff"> </td><![endif]--> <td align="right" valign="middle" style="vertical-align: middle; padding: 0px 0px 0px 0px; font-weight: normal;"><table role="presentation" border="0" cellspacing="0" cellpadding="0" class="hide"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; text-align: left; padding: 0px 12px 0px 0px; color: #000001;"><p style="margin: 0; color: #000001; font-size: 14px; font-family: Helvetica, Arial, sans-serif; line-height: 120% !important;"><strong>Share this email</strong></p></td> <!-- START Header - (Share) SOCIAL ICONS Module 2 --> <td align="left" valign="middle" style="padding: 0px 10px 0px 0px" data-groupid="linked_logo"><a data-managed-link="linked_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc3/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db42a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=61db3abb-5906-44c8-a258-8ab3de689535" width="32" alt="LinkedIn" border="0" style="display: block; margin: 0; padding: 0;"></a></td> <td align="left" valign="middle" style="padding: 0px 10px 0px 0px" data-groupid="twitter_logo"><a data-managed-link="twitter_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc4/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db43a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=635dc295-1b62-47cc-b9ae-f84b32d8f240" width="32" alt="X" border="0" style="display: block; margin: 0; padding: 0;"></a></td> <td align="left" valign="middle" style="padding: 0px 0px 0px 0px" data-groupid="fb_logo"><a data-managed-link="fb_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc5/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db44a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=05b3d1f4-748b-4451-be05-2527eafa544d" width="32" alt="Facebook" border="0" style="display: block; margin: 0; padding: 0;"></a></td> </tr> </tbody></table> <!--[if !mso]><!--> <div style="width: 0; overflow: hidden; float: left; display: none; max-height: 0; line-height: 0; mso-hide: all;" class="mobile_show"> <!-- START Header - (Share) SOCIAL ICONS ARROW MOBILE Module 2 --> <table role="presentation" width="100%" border="0" cellpadding="0" cellspacing="0" style="mso-hide: all; background-image: linear-gradient(#ffffff,#ffffff);"> <tbody><tr> <td align="left" valign="top"><input id="mobile-checkbox_share" style="display: none !important; max-height: 0; visibility: hidden;" type="checkbox"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td align="right" valign="middle" height="40"><label for="em_drop_share" id="mobile-label_share"><b style="width: 20px; background-color: #061d2c; display: block; height: 3px;"></b> <b style="width: 20px; background-color: #061d2c; display: block; height: 3px; margin-top: 3px;"></b> <b style="width: 20px; background-color: #061d2c; display: block; height: 3px; margin-top: 3px;"></b> </label></td> </tr> </tbody> </table></td> </tr> </tbody></table> </div> <!--<![endif]--></td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> <!--[if !mso]><!--> <div style="width: 0; overflow: hidden; float: left; display: none; max-height: 0; line-height: 0; mso-hide: all;" class="mobile_show"> <!-- START Header - (Follow) SOCIAL ICONS MOBILE Module 1 --> <table role="presentation" width="100%" border="0" cellpadding="0" cellspacing="0" style="mso-hide: all;" bgcolor="#ffffff"> <tbody><tr> <td align="left" valign="top"><table role="presentation" class="container" style="border-collapse: collapse; border-spacing: 0; margin: auto;" align="center" border="0" cellpadding="0" cellspacing="0"> <tbody><tr> <td align="left" valign="top" bgcolor="#ffffff"><table role="presentation" width="100%" border="0" cellpadding="0" cellspacing="0" style=""> <tbody><tr> <td align="left" valign="top"><div class="hamburmenu_share"> <input id="em_drop_share" type="checkbox" style="display: none !important"> <div class="inn_share" style="margin-left: 0px; margin-right: 0px; z-index: 50;"> <!-- START Header - (Follow) MOBILE CONTENT MODULE LINKED IN--> <table role="presentation" width="100%" class="menu" style="border-collapse: collapse; border-spacing: 0; mso-hide: all; border-bottom: 1px solid #000000" align="left" border="0" cellpadding="0" cellspacing="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 9px 14px 9px 20px;"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; color: #000000; -webkit-text-fill-color: #000000; font-size: 14px; font-family: Helvetica, Arial, sans-serif; line-height: normal; font-weight: normal; padding-right: 10px"> <a data-managed-link="linked_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc6/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db42a3cb11ec91b3bffbd30f075f"><span style="color: #000000; -webkit-text-fill-color: #000000; text-decoration: none">Share this email on <strong>LinkedIn</strong></span> <img src="https://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c" width="15" alt=">" border="0" style="display: inline-block;"></a> </td> </tr> </tbody></table></td> <td align="right" valign="middle"><table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 0px 0px 0px 0px"> <a data-managed-link="linked_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc7/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db42a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=61db3abb-5906-44c8-a258-8ab3de689535" width="32" height="32" alt="LinkedIn" border="0" style="display: block;"></a> </td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> <!-- END Header - (Follow) MOBILE CONTENT MODULE LINKED IN--> <!-- START Header - (Follow) MOBILE CONTENT MODULE TWITTER--> <table role="presentation" width="100%" class="menu" style="border-collapse: collapse; border-spacing: 0; border-bottom: 1px solid #000000" align="left" border="0" cellpadding="0" cellspacing="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 9px 14px 9px 20px;"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; color: #000000; -webkit-text-fill-color: #000000; font-size: 14px; font-family: Helvetica, Arial, sans-serif; line-height: normal; font-weight: normal; padding-right: 10px"> <a data-managed-link="twitter_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc8/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db43a3cb11ec91b3bffbd30f075f"><span style="color: #000000; -webkit-text-fill-color: #000000; text-decoration: none">Share this email on <strong>X</strong></span> <img src="https://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c" width="15" alt=">" border="0" style="display: inline-block;"></a> </td> </tr> </tbody></table></td> <td align="right" valign="middle"><table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 0px 0px 0px 0px"> <a data-managed-link="twitter_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcc9/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db43a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=635dc295-1b62-47cc-b9ae-f84b32d8f240" width="32" height="32" alt="Twitter" border="0" style="display: block;"></a> </td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> <!-- END Header - (Follow) MOBILE CONTENT MODULE TWITTER--> <!-- START Header - (Follow) MOBILE CONTENT MODULE FACEBOOK--> <table role="presentation" width="100%" class="menu" style="border-collapse: collapse; border-spacing: 0; border-bottom: 1px solid #000000" align="left" border="0" cellpadding="0" cellspacing="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 9px 14px 9px 20px;"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; color: #000000; -webkit-text-fill-color: #000000; font-size: 14px; font-family: Helvetica, Arial, sans-serif; line-height: normal; font-weight: normal; padding-right: 10px"> <a data-managed-link="fb_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcca/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db44a3cb11ec91b3bffbd30f075f"><span style="color: #000000; -webkit-text-fill-color: #000000; text-decoration: none">Share this email on <strong>Facebook</strong></span> <img src="https://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c" width="15" alt=">" border="0" style="display: inline-block;"></a> </td> </tr> </tbody></table></td> <td align="right" valign="middle"><table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 0px 0px 0px 0px"> <a data-managed-link="fb_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bccb/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="8e34db44a3cb11ec91b3bffbd30f075f"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=05b3d1f4-748b-4451-be05-2527eafa544d" width="32" height="32" alt="Facebook" border="0" style="display: block;"></a> </td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> <!-- END Header - (Follow) MOBILE CONTENT MODULE FACEBOOK--> </div> </div></td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> <!-- END Header - (Follow) SOCIAL ICONS MOBILE Module 1 --> </div> <!--<![endif]--> <!-- END Header - (Follow) Module 1 --></td> </tr> </tbody></table> </div> </section> <!-- End MCK-013: Script Mark + Share --> </td></tr></tbody></table></td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#FFFFFF"><!-- Start 1-012: Switch Image --><section id="1012_switch_image" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="center" style="padding: 0px 0px 0px 0px"> <!-- Start Desktop Image --> <table role="presentation" width="100%" border="0" align="center" cellpadding="0" cellspacing="0" class="nomob"> <tbody><tr> <td align="center" style="padding: 0px 0px 0px 0px" data-groupid="scaled" class="pad0rl"><a href="https://email.mckinsey.com/Featured-Insights/McKinsey-Data-Points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bccc&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=fd6ba576aff44b0993da5f57d76f2a25&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" data-managed-link="scaled_link_url" target="_blank" data-link-id="b90a17b1225e11eda170895c55751be7"><img agilecontent="true" src="http://images.harmony.epsilon.com/ContentHandler/images?id=c45e1fd0-2259-11ed-81a9-935abdbb6485" alt="Data Points" width="640" height="auto" style="display: block" border="0" class="wrap"></a></td> </tr> </tbody></table> <!-- End Desktop Image --> <!-- Start Responsive Image --> <!--[if !mso]><!--> <div class="mobile_show" style="display: none; max-height: 0px; overflow: hidden; width: 0; height: 0; mso-hide: all"> <table role="presentation" border="0" cellpadding="0" cellspacing="0"> <tbody><tr> <td style="display: none" class="mobile_show"> <a href="https://email.mckinsey.com/Featured-Insights/McKinsey-Data-Points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bccd&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=b778d5b3eac84b67aa6ec9d27e8f4dee&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" data-managed-link="mobile_link_url" target="_blank" data-link-id="b90a17b2225e11eda170895c55751be7"><img agilecontent="true" src="http://images.harmony.epsilon.com/ContentHandler/images?id=01d802b0-225d-11ed-9b5c-1fa1687f2ce6" alt="Data Points" width="480" height="auto" border="0" style="display: block" class="wrap"></a> </td> </tr> </tbody></table> </div> <!--<![endif]--> <!-- End Responsive Image --> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-012: Switch Image --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-008: Paragraph | P1 --><section id="1008_p1" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="center" style="padding: 0px 20px 32px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p1_text" data-groupid="p1" class="mobile_p2"><span style="font-size: 16px; color: #757575; line-height: 150%;">YOUR QUIZ ON THE MONTH’S BIG NUMBERS<br></span></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-008: Paragraph | P1 --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-011: Scaled Image --> <section id="1011_scaled_image" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="center" style="padding: 0px 0px 0px 0px" data-groupid="scaled"><img agilecontent="true" src="http://images.harmony.epsilon.com/ContentHandler/images?id=92014dd0-ff8e-11eb-89c1-1f2ca2f6c9a5" alt="" width="640" height="auto" style="display: block; vertical-align: top" border="0" class="wrap"></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-011: Scaled Image --> </td></tr></tbody></table></td></tr><tr><td align="center" style="font-size:14px"> <!-- start INSET 1-001 --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" class="wrap" bgcolor="#FFFFFF" width="100%"> <tbody><tr> <td align="center" valign="top" style="padding: 1px 20px 36px 20px" class="pad20rl"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap" bgcolor="#000000"> <tbody><tr> <td style="line-height: 1px !important;" align="center" valign="top"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="1" style="display: block" border="0" alt=""></td> </tr> </tbody></table></td> </tr> </tbody></table> <!-- end INSET 1-001 --></td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-000: Spacer --><section id="1000" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td> <table role="presentation" width="100%" border="0" cellspacing="0"> <tbody><tr> <td height="20" align="left" valign="top" bgcolor="#FFFFFF" style="line-height: 0px; padding: 0px;"><img src="https://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="20" style="display: block; height: 20px" border="0" alt=""></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-000: Spacer --> </td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#FFFFFF"><!-- Start 1-008: Paragraph | P1 --><section id="1008_p1" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p1_text" data-groupid="p1" class="mobile_match"><span style="font-size: 18px; line-height: 150%;">Welcome to the latest issue of <em>Data Points</em>, now a monthly newsletter focused on the numbers behind today’s biggest changes. This month we look at how the fate of some organizations may depend on their software. Already, nearly 70 percent of top economic performers, versus just half of their peers, use their own software. And a third of those top performers monetize that software. What role can generative AI play in making the software development process easier? Test your knowledge with this month’s <a style="color: #333333; text-decoration: none; font-weight: inherit;" href="https://email.mckinsey.com/featured-insights/data-points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd1&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=7dcdd09b0b0a4b328415785a78fa55fb&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" rel="noopener" data-link-id="4cc7e9a001ab11efb3c0491ead1c0877"><span style="color: #2251ff; line-height: 150%;"><em><span style="text-decoration: underline; line-height: 150%;">Data Points</span></em></span></a> questions. And look out for new quizzes from McKinsey the first Wednesday of every month.<br></span></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-008: Paragraph | P1 --> </td></tr></tbody></table></td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-000: Spacer --><section id="1000" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td> <table role="presentation" width="100%" border="0" cellspacing="0"> <tbody><tr> <td height="20" align="left" valign="top" bgcolor="#FFFFFF" style="line-height: 0px; padding: 0px;"><img src="https://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="20" style="display: block; height: 20px" border="0" alt=""></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-000: Spacer --> </td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#FFFFFF"><!-- Start 1-005: Headline | H2 --><section id="1005_h2" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><h2 style="font-size: 14px; mso-line-height-rule: exactly; line-height: 120%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #000000; font-family: Georgia, Cambria, Times, Times New Roman, serif" enable-personalization="true" data-richtext="h2_text" data-groupid="h2" class="mobile_match"><strong><span style="font-size: 24px; line-height: 120%;">A new generation of software</span></strong></h2> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-005: Headline | H2 --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-008: Paragraph | P1 --><section id="1008_p1" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p1_text" data-groupid="p1" class="mobile_match"><span style="font-size: 16px; line-height: 150%;">Developers at IBM Software saw significant productivity jumps when they used generative AI (gen AI). How much more productive were they?</span></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-008: Paragraph | P1 --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- start 1-016: CTA --><section id="1016_cta" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" valign="top"> <!-- Start CTA Table --> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" valign="top" style="padding: 0px 20px 10px 20px" class="pad20rl"> <!-- Start CTA Block --> <!-- Start Button CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="600" class="wrap"> <tbody><tr> <td align="center" valign="top" bgcolor="#2251FF"> <!-- Start CTA Text Block --> <table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" style="padding: 8px 20px"> <!-- Start Inner CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="100%"> <tbody><tr> <td dir="ltr" class="wrap cta" align="center" valign="middle" style="font-weight: normal; letter-spacing: 0px; text-transform: none"><span style="color: #ffffff; font-family: Helvetica, Arial, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 150%" enable-personalization="true" richtext-mode="simple" data-richtext="cta_text" data-groupid="cta"><a href="https://email.mckinsey.com/Featured-Insights/McKinsey-Data-Points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd2&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=5b3762cf59634814be905f62aaefdb68&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de#/urlaction/quiz-43%2foptionA" data-managed-link="cta_link_url" target="_blank" style="color: #ffffff; text-decoration: none; font-weight: normal" data-link-id="978cee20227f11ed8692df57a22b8c71"><span style="font-size: 16px; line-height: 150%;">a) Up to 15 percent</span></a></span></td> </tr> </tbody></table> <!-- End Inner CTA --> </td> </tr> </tbody></table> <!-- End CTA Text Block --> </td> </tr> </tbody></table> <!-- End Button CTA --> <!-- End CTA Block --> </td> </tr> </tbody></table> <!-- End CTA Table --> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- end 1-016: CTA --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- start 1-016: CTA --><section id="1016_cta" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" valign="top"> <!-- Start CTA Table --> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" valign="top" style="padding: 0px 20px 10px 20px" class="pad20rl"> <!-- Start CTA Block --> <!-- Start Button CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="600" class="wrap"> <tbody><tr> <td align="center" valign="top" bgcolor="#2251FF"> <!-- Start CTA Text Block --> <table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" style="padding: 8px 20px"> <!-- Start Inner CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="100%"> <tbody><tr> <td dir="ltr" class="wrap cta" align="center" valign="middle" style="font-weight: normal; letter-spacing: 0px; text-transform: none"><span style="color: #ffffff; font-family: Helvetica, Arial, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 150%" enable-personalization="true" richtext-mode="simple" data-richtext="cta_text" data-groupid="cta"><a href="https://email.mckinsey.com/Featured-Insights/McKinsey-Data-Points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd3&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=88556b553b0143c99f240e31f8aa66da&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de#/urlaction/quiz-43%2foptionB" data-managed-link="cta_link_url" target="_blank" style="color: #ffffff; text-decoration: none; font-weight: normal" data-link-id="53527900129e11ed91b3dd38e9ac4f45"><span style="font-size: 16px; line-height: 150%;">b) Up to 40 percent</span></a></span></td> </tr> </tbody></table> <!-- End Inner CTA --> </td> </tr> </tbody></table> <!-- End CTA Text Block --> </td> </tr> </tbody></table> <!-- End Button CTA --> <!-- End CTA Block --> </td> </tr> </tbody></table> <!-- End CTA Table --> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- end 1-016: CTA --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- start 1-016: CTA --><section id="1016_cta" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" valign="top"> <!-- Start CTA Table --> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" valign="top" style="padding: 0px 20px 24px 20px" class="pad20rl"> <!-- Start CTA Block --> <!-- Start Button CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="600" class="wrap"> <tbody><tr> <td align="center" valign="top" bgcolor="#2251FF"> <!-- Start CTA Text Block --> <table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" style="padding: 8px 20px"> <!-- Start Inner CTA --> <table role="presentation" border="0" cellspacing="0" cellpadding="0" width="100%"> <tbody><tr> <td dir="ltr" class="wrap cta" align="center" valign="middle" style="font-weight: normal; letter-spacing: 0px; text-transform: none"><span style="color: #ffffff; font-family: Helvetica, Arial, sans-serif; font-size: 14px; mso-line-height-rule: exactly; line-height: 150%" enable-personalization="true" richtext-mode="simple" data-richtext="cta_text" data-groupid="cta"><a href="https://email.mckinsey.com/Featured-Insights/McKinsey-Data-Points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd4&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=b9498be8dcc442859c83558f6040d1c8&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de#/urlaction/quiz-43%2foptionC" data-managed-link="cta_link_url" target="_blank" style="color: #ffffff; text-decoration: none; font-weight: normal" data-link-id="49dc23d0129e11ed91b3dd38e9ac4f45"><span style="font-size: 16px; line-height: 150%;">c) Up to 55 percent</span></a></span></td> </tr> </tbody></table> <!-- End Inner CTA --> </td> </tr> </tbody></table> <!-- End CTA Text Block --> </td> </tr> </tbody></table> <!-- End Button CTA --> <!-- End CTA Block --> </td> </tr> </tbody></table> <!-- End CTA Table --> </td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- end 1-016: CTA --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-000: Spacer --><section id="1000" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td> <table role="presentation" width="100%" border="0" cellspacing="0"> <tbody><tr> <td height="20" align="left" valign="top" bgcolor="#FFFFFF" style="line-height: 0px; padding: 0px;"><img src="https://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="20" style="display: block; height: 20px" border="0" alt=""></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-000: Spacer --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-009: Paragraph | P2 --><section id="1009" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p2_text" data-groupid="p2" class="mobile_p1"><a style="color: rgb(51, 51, 51); font-weight: inherit; background: none; text-decoration: none;" href="https://email.mckinsey.com/capabilities/mckinsey-digital/our-insights/the-gen-ai-skills-revolution-rethinking-your-talent-strategy?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd5&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=44d87bad34ba4edabe57ca00b825d57d&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" rel="noopener" data-link-id="14db5810385c11eeb1ce0d5fca001d26"><strong><span style="font-size: 14px; line-height: 150%;">The gen AI skills revolution: Rethinking your talent strategy <img src="http://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c" alt="" width="20" data-mce-src="http://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c"></span></strong></a></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-009: Paragraph | P2 --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-009: Paragraph | P2 --><section id="1009" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p2_text" data-groupid="p2" class="mobile_p1"><a style="color: #333333; text-decoration: none; font-weight: inherit;" href="https://email.mckinsey.com/featured-insights/data-points?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd6&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=ab490b17b9234bbcbaba9dd69b41c048&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" rel="noopener" data-link-id="20dee7d1385c11eeb1ce0d5fca001d26"><strong><span style="font-size: 14px; line-height: 150%;">View more <em>Data Points</em> quiz questions <img src="http://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c" alt="" width="20" data-mce-src="http://images.harmony.epsilon.com/ContentHandler/images?id=cd761513-936e-4a05-8196-6fb668e6a87c"></span></strong></a></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-009: Paragraph | P2 --> </td></tr></tbody></table></td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#FFFFFF"><!-- Start 1-001: Divider --><section id="1001_divider" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr> <td align="center" valign="top" style="padding: 0px 20px 20px 20px" class="pad20rl"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap" bgcolor="#000000"> <tbody><tr> <td style="line-height: 1px !important" align="center" valign="top"><img src="https://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="1" style="display: block" border="0" alt=""></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-001: Divider --> </td></tr><tr><td bgcolor="#ffffff"><!-- Start MCK-008: Footer | Logo + Social Icons --> <section id="MCK008" layout-row="true"> <div layout-row="true"> <table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#ffffff" class="wrap"> <tbody><tr layout-row="true"> <td><table role="presentation" align="center" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" style="vertical-align: top; padding: 0px 20px 20px 15px; background-color: #ffffff;" bgcolor="#ffffff" class="pad20r pad15l"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="center" valign="top"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <th align="left" valign="middle" style="vertical-align: middle; padding: 0px; font-weight: normal; width: 245px" width="245" class="colsplit"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" class="pad16b" data-groupid="mck_logo"><a href="http://email.mckinsey.com/homefeed?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcd7&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=bWNraW5zZXkuY29t&cid=other-eml-dtp-mip-mck&hlkid=7c396b47ff0543eab40d43d418452dc5&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" style="text-decoration: none;" data-managed-link="mck_logo_link_url" data-link-id="924a2910743011eea576ed6b24662868"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=2e7878c1-913b-45de-9678-566e25e4078d" width="146" alt="McKinsey & Company" border="0" style="display: block; margin: 0; padding: 0;"></a></td> </tr> </tbody></table> </th> <th align="right" valign="middle" style="vertical-align: middle; padding: 0px; font-weight: normal;" class="colsplit left"> <table role="presentation" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" valign="middle" style="vertical-align: middle; text-align: left; padding: 0px 12px 0px 0px"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 120%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #000000; font-family: Helvetica, Arial, sans-serif;" enable-personalization="true" data-richtext="follow_text" data-groupid="follow" class="mobile_match"><span style="font-size: 14px; line-height: 120%;"><strong>Follow our thinking</strong></span></p></td> <td align="right" valign="top"><table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="middle" style="padding: 0px 10px 0px 0px" data-groupid="linked_logo"><a data-managed-link="linked_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcd8/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="ab2bca10743011eea576ed6b24662868"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=61db3abb-5906-44c8-a258-8ab3de689535" width="32" alt="LinkedIn" border="0" style="display: block; margin: 0; padding: 0;"></a></td> <td align="left" valign="middle" style="padding: 0px 10px 0px 0px" data-groupid="twitter_logo"><a data-managed-link="twitter_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcd9/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="b856e9e0743011eea576ed6b24662868"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=635dc295-1b62-47cc-b9ae-f84b32d8f240" width="32" alt="X" border="0" style="display: block; margin: 0; padding: 0;"></a></td> <td align="left" valign="middle" style="padding: 0px" data-groupid="fb_logo"><a data-managed-link="fb_logo_link_url" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcda/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" style="text-decoration: none; outline: none; color: #000001" data-link-id="c27edbd0743011eea576ed6b24662868"><img src="http://images.harmony.epsilon.com/ContentHandler/images?id=05b3d1f4-748b-4451-be05-2527eafa544d" width="32" alt="Facebook" border="0" style="display: block; margin: 0; padding: 0;"> </a></td> </tr> </tbody></table></td> </tr> </tbody></table> </th> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> </div> </section> <!-- End MCK-008: Footer | Logo + Social Icons --> </td></tr><tr><td bgcolor="#ffffff"><!-- START MCK-007: Footer | App Store --> <section id="MCK007" layout-row="true"> <div layout-row="true"> <table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#ffffff" class="wrap"> <tbody><tr layout-row="true"> <td valign="top"><table class="wrap" align="center" width="100%" border="0" cellspacing="0" cellpadding="0" role="presentation"> <tbody><tr> <td align="center" style="vertical-align: top; padding: 0px 0px 20px 0px;" bgcolor="#ffffff" class="pad20rl"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" style="vertical-align: top; padding: 0px 20px 0px 20px;" class="pad0rl"><table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <th align="left" valign="top" style="vertical-align: top; padding: 0px; font-weight: normal; width: 285px" class="colsplit" width="285"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td class="pad0r" align="left" valign="top" style="vertical-align: top; padding: 0px 25px 0px 0px;"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #000000; font-family: Helvetica, Arial, sans-serif;" enable-personalization="true" data-richtext="col1_p1_text" data-groupid="col1_p1" class="mobile_match"><a style="color: #000000; text-decoration: none; font-weight: inherit;" href="https://email.mckinsey.com/about-us/overview/mckinsey-insights-app?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcdb&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=c04ef49d75674fc1b072819716066eae&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" rel="noopener" data-link-id="80a1f4d0d17111ecaa5787efb49123a9"><span style="font-size: 14px; color: #000000; line-height: 150%;"><strong>McKinsey Insights</strong> - Get our latest thinking on your iPhone, iPad, or Android.</span></a></p></td> </tr> </tbody></table> </th> <th align="left" valign="top" style="vertical-align: top; padding: 0px; font-weight: normal;" class="colsplit"> <table role="presentation" border="0" cellspacing="0" cellpadding="0" align="right" class="wrap"> <tbody><tr> <td align="left" valign="top" class="pad20t" style="padding: 4px 0px 0px 0px;"><table role="presentation" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td align="left" valign="top" style="vertical-align: top; padding: 0px" data-groupid="appStore"> <a data-managed-link="appStore_link_url" href="https://email.mckinsey.com/app/apple-store/id674902075?pt=1151701&ct=mck-eml_app-store-badge&mt=8&__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcdc&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=YXBwcy5hcHBsZS5jb20=&cid=other-eml-dtp-mip-mck&hlkid=e514c3a84a804951b7c1b9fe13d91c7b&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" data-link-id="5f4f96a1064b11efbf53d75a1b97a43a"><img agilecontent="true" src="http://images.harmony.epsilon.com/ContentHandler/images?id=38623190-c4fe-11ed-b6f5-9b0d798d20fb" alt="Download on the App Store" width="120" height="auto" style="display: block;" border="0"> </a> </td> <td width="15" align="left" valign="top" style="vertical-align: top; padding: 0px; width: 15px; font-size: 2px; line-height: 0px;"> </td> <td align="left" valign="top" style="vertical-align: top; padding: 0px" data-groupid="googleStore"><a data-managed-link="googleStore_link_url" href="https://email.mckinsey.com/store/apps/details?id=com.mckinsey.mckinseyinsights&referrer=utm_source%3Dmck-eml%26utm_campaign%3Dmck-eml_app-store-badge&__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcdd&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=cGxheS5nb29nbGUuY29t&cid=other-eml-dtp-mip-mck&hlkid=07a3df002f5340108524ef469d22381e&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" data-link-id="5f4f96a2064b11efbf53d75a1b97a43a"><img agilecontent="true" src="http://images.harmony.epsilon.com/ContentHandler/images?id=b52ee4c0-c4fe-11ed-8207-4998fe8262ff" alt="ANDROID APP ON Google play" width="134" height="auto" style="display: block;" border="0"> </a> </td> </tr> </tbody></table></td> </tr> </tbody></table> </th> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table></td> </tr> </tbody></table> </div> </section> <!-- End MCK-007: Footer | App Store --> </td></tr></tbody></table></td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody><tr><td bgcolor="#FFFFFF"><!-- Start 1-001: Divider --><section id="1001_divider" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr> <td align="center" valign="top" style="padding: 0px 20px 36px 20px" class="pad20rl"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap" bgcolor="#000000"> <tbody><tr> <td style="line-height: 1px !important" align="center" valign="top"><img src="https://images.harmony.epsilon.com/ContentHandler/images?id=3f67ada7-a01e-4c02-ab71-8b46fd3106ae" height="1" style="display: block" border="0" alt=""></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-001: Divider --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-010: Paragraph | P3 --><section id="1010_p3" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 16px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: uppercase; color: #000000; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p3_text" data-groupid="p3" class="mobile_match"><strong><span style="font-size: 12px; line-height: 150%;">Share these insights<br></span></strong></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-010: Paragraph | P3 --> </td></tr><tr><td bgcolor="#FFFFFF"><!-- Start 1-008: Paragraph | P1 --><section id="1008_p1" layout-row="true"><div layout-row="true"><table layout-row="true" role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" bgcolor="#FFFFFF"> <tbody><tr layout-row="true"> <td valign="top" align="left"> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0" class="wrap"> <tbody><tr> <td align="left" style="padding: 0px 20px 20px 20px" class="pad20rl match"><p style="font-size: 14px; mso-line-height-rule: exactly; line-height: 150%; margin: 0px; font-weight: normal; letter-spacing: 0px; text-transform: none; color: #333333; font-family: Helvetica, Arial, sans-serif" enable-personalization="true" data-richtext="p1_text" data-groupid="p1" class="mobile_match"><span style="font-size: 16px; line-height: 150%;"><strong>Did you enjoy this newsletter?</strong> <a style="color: #333333; text-decoration: none; font-weight: inherit;" href="https://email.mckinsey.com/T/v700000191c8c59eb79e43c36e96c660f0/8587826e434440ec0000021ef3a0bcde/8587826e-4344-40ec-b4ab-dcac2367b9de?__dU__=v0G4RBKTXg2GsTlMa8YbE0npiPHb7Gzq29ujr-mrJsl6bcn0E30HNSquNCCrd1XNAz" target="_blank" rel="noopener" data-link-id="9bba5011a3cb11ec91b3bffbd30f075f"><span style="text-decoration: underline; line-height: 150%;"><span style="color: #2251ff; text-decoration: underline; line-height: 150%;">Forward it to colleagues and friends</span></span></a> so they can subscribe too. Was this issue forwarded to you? Sign up for it and sample our 40+ other free email subscriptions <a style="color: #333333; text-decoration: none; font-weight: inherit;" href="https://email.mckinsey.com/user-registration/manage-account/edit-subscriptions?__hScId__=v700000191c8c59eb79e43c36e96c660f0&__hRlId__=8587826e434440ec0000021ef3a0bcdf&__hDId__=8587826e-4344-40ec-b4ab-dcac2367b9de&__hSD__=d3d3Lm1ja2luc2V5LmNvbQ==&cid=other-eml-dtp-mip-mck&hlkid=9b9219e2f3ee47a2ac06e356735f387b&hctky=1926&hdpid=8587826e-4344-40ec-b4ab-dcac2367b9de" target="_blank" rel="noopener" data-link-id="9bba5012a3cb11ec91b3bffbd30f075f"><span style="text-decoration: underline; line-height: 150%;"><span style="color: #2251ff; text-decoration: underline; line-height: 150%;">here</span></span></a>.</span></p></td> </tr> </tbody></table> </td> </tr> </tbody></table> </div> </section> <!-- End 1-008: Paragraph | P1 --> </td></tr></tbody></table></td></tr><tr><td><table role="presentation" bgcolor="#FFFFFF" width="640" border="0" align="center" cellpadding="0" cellspacing="0" class="wrap"><tbody></tbody></table></td></tr><tr><td align="center" style="font-size:14px"><!-- Start Footer - Sustainability - HTML --> <table role="presentation" width="100%" border="0" cellspacing="0" cellpadding="0"> <tr> <td bgcolor="#F0F0F0"><table role="presentation" class="wrap" width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> </tbody> </table></td> </tr> <tr> <td bgcolor="#F0F0F0"><table role="presentation" class="wrap" width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> </tbody> </table></td> </tr> <tr> <td bgcolor="#F0F0F0"><table role="presentation" class="wrap" width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> </tbody> </table></td> </tr> <tr> <td bgcolor="#F0F0F0"><table role="presentation" class="wrap" width="100%" cellspacing="0" cellpadding="0" border="0"> <tbody> <tr> <td style="padding: 10px 20px 26px 20px" class="pad20rl" align="left"><p style="font-size: 12px; mso-line-height-rule: exactly; line-height: 130%; margin: 0px; font-weight: normal; color: #757575; font-family: Helvetica, Arial, sans-serif">Copyright © 2024 | McKinsey & Company, 3 World Trade Center, 175 Greenwich Street, New York, NY 10007</p></td> </tr> </tbody> </table></td> </tr> </table> <!-- End Footer - Sustainability - HTML --> </td></tr></tbody></table> <!--END Email Size Wrapper Table --> </td> </tr> </table> <!--END Email Background Color Table --> </td> </tr> </table> </div> <!--END Page Overflow Color Table --> <script type="text/javascript" src="/CD521ZmoihS6ARo3gA/pYacztLGJLc6i9/DWRZTi91cQc/Jl/gQLhALSh4"></script></body> </html>